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Trying to clear my debts

Posted by Startinover2012 on 2012-03-29 12:58:30

I am a nurse on a salary that does not cover my outgoings. I am working overtime, selling all my furniture, anything I can at the moment. I walk to work and only food shop once a month or when I can afford too. I don't drink, smoke or go out. Last year my job changed with a reduction in salary. I have now got debts in excess of $10,000. I have consolidated my debts and pay a set amount every month, sometimes I go without food shopping just so I can pay for electric and gas. I don't want anyone to feel sorry for me, I love my nursing job, but sadly I am so low, as I am desperately close to losing my home with the mortgage rate increase and other bills. Please help, I promise to repay those who can help me when I can, Thank you xx
Once again my husbands firm are changing his pay structure with barely any notice! They now say he has 2 work a month in hand which basically comes down to them not paying him until the last day of April :-(
I am listing as much as I can on eBay to try and make some money for food, but the direct debits and bills still have to be paid and I am so worried, I've never tried this before but I do know that I am willing to try anything as I have 3 beautiful children that rely on us to take care of them and the thought of not being able to do that scares me :-(
If there is anybody out there who can help us just a bit I would be so grateful, my poor hubby works so hard and feels so guilty and it's not his fault, he's done the work, they just won't pay him :-( in return I promise to help others on this page when our situation improves :-)
Can you help stop us falling into debt ? Thank you for taking the time to read this xx

Need help getting buy

Posted by Lovemyfam900 on 2012-02-29 12:58:21

Since Having a baby 6 months ago me and my partner had to get our own place and now were struggleing in heaps of debt just need help to get back on top again and give our daughter the life she deserves if anybody out there could help then please can you xx

just a little goes a long way

Posted by mazinme on 2012-02-28 11:58:38

Ok just to start I would like to say that I don't have a sibling with a cripling degenerate disease, or lost my parents in a freak skiing accident (both are living happily in France)and I am not trying to send a football team of disadvantaged kids to an unbelievably expensive disney themed resort.
All these are worthy of donations and if I were able to I would donate to them myself, however I am not and have instead found myself having to sign up to a web site basically begging for kind strangers to donate, even the smallest of change, to be able to turn my life back around.

I won't bore you with the details of my long struggles as im sure we have all been there at some point (long and drawn out 'woe-is-me' emails written on request) however, what i will say is that after throwing myself into the world of work at 16 I gained as much life experience and qualifications as I possibly could and worked my little toosh off all the way.
After educating myself as a Photographer and Lithographer throught the RAF (leaving to get married and have a child) I then went on to realise that living with an alcoholic was not so good 4 either my baby or I, so took the brave steps to leave.
I then put myself thought an apprentiship as a mechanic and loved it! However I found it very difficult to spend quality time with my child during the holidays so managed to get a job in a school, which was perfect, then when an abusive relationship led 2 my son and I becoming homeless I had to do what was best for my child and let him go to live with his reformed dad 200 miles away :(
I then went back to what I love, mechanics, as I tried to get my life back on track however work has dried up and just after xmas I was laid off so here I sit as a single 30 yr old with qualifications galore, unemployed!
Ok depressing prologue over and i will cut straight to it.
I am now trying to make a future that will make my life and my contact with my son (every third weekend and all holidays) easier, I am trying to re train as a mechanics teacher, however the hurdle I have come accross (I really should apply to the olympics with all this hurdle trainging I've had) is that the course is going to cost £6,000 and I will only get help towards half, now this is a little bit of an issue as I dont know anyone that could manage to find £3000 in change down the side of their sofa, so I am apllying to the masses, I am just asking for a whole lot of people to donate just a little bit so I could get sorted please.
I may not be the most in need and I may not have a heart wrenching story but I am honest and I am a nice person who is sick of those that dont have any morals always coming out on top, just for once I'd like the good person to win (more specifically me really lol) so if you could spare anything I would truly be so very grateful :) Thank you if you made it this far :) xx

Just a little help please

Posted by mazinme on 2012-02-28 10:58:53

Ok just to start I would like to say that I don't have a sibling with a cripling degenerate disease, or lost my parents in a freak skiing accident (both are living happily in France)and I am not trying to send a football team of disadvantaged kids to an unbelievably expensive disney themed resort.
All these are worthy of donations and if I were able to I would donate to them myself, however I am not and have instead found myself, after a very long series of misfortunate events (mainly starting with stupidly marrying an alcoholic, thank heavens for divorce), having to sign up to a web site basically begging for kind strangers to donate, even the smallest of change, to be able to turn my life back around.

I won't bore you with the details of my long struggles as im sure we have all been there at some point (long and drawn out 'woe-is-me' emails written on request) however, what i will say is that after throwing myself into the world of work at 16 I gained as much life experience and qualifications as I possibly could and worked my little toosh off all the way.
I come from a family of workers and it is in my blood, however, after educating myself as a Photographer and Lithographer throught the RAF (leaving to get married and have a child) I then went on to realise that living with an alcoholic was not so good 4 either my baby or I, so took the brave steps to leave.
Setting myself and my child up on our own, I then went and re trained putting myself through an apprentiship as a mechanic and loved it! However I found it very difficult to spend quality time with my child during the holidays so managed to get a job in a school, which was perfect, then when an abusive relationship led 2 my son and I becoming homeless I had to do what was best for my child (and most definately not best for me)I let him go to live with his reformed dad 200 miles away :(
I then went back to what I love, mechanics, as I tried to get my life back on track however work has dried up and just after xmas I was laid off so here I sit as a single 30 yr old with qualifications galore, unemployed!
Ok depressing prologue over and i will cut straight to it.
I am now trying to make a future that will make my life and my contact with my son (every third weekend and all holidays) easier, I am trying to re train as a mechanics teacher, however the hurdle I have come accross (I really should apply to the olympics with all this hurdle trainging I've had) is that the course is going to cost £6,000 and I will only get help towards half, now this is a little bit of an issue as I dont know anyone that could manage to find £3000 in change down the side of their sofa, so I am apllying to the masses, I am just asking for a whole lot of people to donate just a little bit so I could get sorted please.
I may not be the most in need and I may not have a heart wrenching story but I am honest and I am a nice person who is sick of those that dont have any morals always coming out on top, just for once I'd like the good person to win (more specifically me really lol) so if you could spare anything I would truly be so very grateful :) Thank you if you made it this far :) xx

Can you help us start a family please?

Posted by wannabemummy on 2012-02-05 11:58:12

I have been with my wonderful husband for 9 years and we have been married for 4. We have been through so much together and he really is my everything. We would love to start a family together but firstly we need to clear our debts so we can give our child the best start we can. We aren't too badly off compared to some folk but our biggest worry is the credit card as we pay off a bit each month but get whammed by interest so are back where we started.

If you could spare anything it would be gratefully received and I will pay it forward to someone else deserving once we make a serious dent in the card.

Thank you for reading xx

saving for furniture

Posted by supernurse on 2012-02-03 16:58:53

I finally moved into my flat last year after being homeless. Only this winter I found out the flat has a huge damp and mould problem. The local council are taking ages to fix the problem, it has left a lot of furniture ruined and I have had to take up carpets due to them being wet and smelling. To make matters worse I also have no heating and can only afford to switch on a small electric heater for a couple of hours a day. I work hard as a nurse, but my money doesn't go far enough to buy new or used furniture. I am desperately trying to save, any donations no matter how small, will be grateful! Thank you xx

PLEASE HELP ME PAY ELECTRIC BILL

Posted by pauls on 2012-02-01 07:58:50

Im not gonna give a big sob story,But my home is all electric(BIG MISTAKE).My bill has reached over $300.xx am afraid of getting shut off notice.Ive been paying $30wk but it never goes down. If your a human and you know what its like being cold,PLEASE HELP. Any donation will help.

help me smile

Posted by nats1974 on 2012-02-01 05:58:46

hi i am 33 year old women with 2 kids..11 years ago i was a herion addict and have now sorted my life,have 2 lovely kids and have been clean for 10 years.due to the drugs i used to take my teeth have all almost fallen out..my nhs dentist has done nothing to help.i feel like 10 years on and i am still paying for my mistake..i would love to be able to smile at my kids without putting my hand over my mouth and i would love to have a family picture done with my kids but wont while my teeth look so bad...any sort of help would be wonderfull and thank you so much for reading this...i am saving money myself but i cant afford to save loads..by time i saved money it be 7 years but i will keep saving so any little bit would help please...xx

help with beds for my 2 children!!

Posted by irisbillie on 2012-01-30 12:58:01

hello thank you for reading for a start!!
im am mother of 2 children under 6, me and there dad still together,there has been some very bad times but we stuck together, me and my partner only work part time for the simple fact is there is no work around where we are and the other fact is my partner has croyns,which is quite a bad illness,he has had had 3 operations in the past which meant its hard for him to get full time work due to thw fact he has to spend the day in hospital every 6 weeks on a drip,now here is my beg...just wondering if anyone would like to donate cause my kids need new beds and because there rooms are small they need the mid sleeper ones so they have storage underneath,they are too expensive x,any help will be very apprecieted,thank you so much in return xx

COLD FEET

Posted by pauls on 2012-01-27 00:58:55

AM BEGGING for DONATIONS to help pay electric bill,a warm female body next to me would be great,but she cant pay bills.Electric bill is over $300.XX PLEASE HELP(all goes to utility bill)>>>GOD HELPS THOSE WHO HELPS OTHERS

Help in paying for interior design course

Posted by interiordesigner on 2012-01-26 02:58:43

Hi and thank you for reading my post. I don't have a terminal illness, don't offer my body for money, I just need help.

I am a single mum wanting to give her daughter a more comfortable life. I studied psychology for 2 years but then lost my job and couldn't finish my degree, so decided that I need to do something so I can open my own businesss one day. I was told that I have a good eye for decorating etc so have decided to do a course in interior design. The course starts later this year but unfortunately I don't have enough money to pay for it. Any amount would help and who knows, I might help you decorate your house/office one day. See it as an investment in a business.

I have promised myself that once I'm back on my fee I would then help someone else, the same way people helped me.

Thank you for reading my blog!!!

xx

My 3 Angels to visit to Grandad

Posted by 3angels on 2012-01-24 16:58:27

Please help my costs for my girls to visit their grandad that they have not seen for 3 yrs...one that has not even met him yet, thank you.

Home and family.

Posted by emjay on 2012-01-24 07:58:54

Hi, My partner and I met on the internet and after 18 months of commuting 60 miles between homes, we decided to move in together. I was a single mother with one daughter and my partner had two daughters. As he already owned his home and I rented it was easier for me and my daughter to move. We have been living together now for 2 years, (yes all 5 of us) in a 2 bed house, as you can imagine it's tight!
At Christmas we got engaged and have started planning our wedding, We both work long hours but are both on low salaries. There is never anything spare at the end of the month so its not possible to save anything for the future.
We would love a nice wedding to bring our families together and also a home for all of us to be comfortable.
We are not asking for a lot as we know times are hard for everyone these days.
I have given to charities all my life, I even ran the marathon for a charity close to my families heart. If anyone could help out just a little bit, it would make our year. It would help us become a stronger, happier family

Thank you so much for taking the time to read about my situation.

Thank you. xx

need help for a house

Posted by charlb on 2012-01-24 02:58:54

hello there,
i need help to afford a house, i have a minimum wage job, and all my money goes on bills in my rented accommodation. unfortunatley my landlord is selling at the end of the year so i need to raise money for own place, any help would be highly appreciated.

thanks in advance
xx

Please help any contribution appreciated!

Posted by needsomeoneasap on 2011-11-14 07:58:05

I am actually going insane! I dont know what to do anymore! my husbands walked out on me and my two daughters 3 years ago leaving us in crippling debt! before he left i was working all the hours under the sun and whilst he paid nothing, i paid everything, being on my own, i cant work that much but still work full time which does not bring in enough money! i am behind on my rent and bills as i am borrowing from here to pay here and backwards and forwards! i am so desperate to go back to studying, all i want is a life of working hard for my kids and making them proud of me in the end! i live so far away from any family and friends as i moved so far away when my husband started beating me. I am desperate for any sort of help. I wouldnt even mind a loan to catch up and that i could pay back that would take the pressure off! i love my kids to bits but cant be a good mother to them right now as all i am constantly thinking about is how to save us! i am so desperate it is embarassing! i have skills and am willing to work for people or anything! i am not a lazy person and have alwyas worked and have just hit rock bottom and dont know how to get out of this mess! please someone help us!!!! my studying has come to a standstill as i can no longer afford the fees! I wouldnt even mind a sponsor just for my studies! please help! xx

Please help me get my life started? Thank you in advance x

Posted by Jeanie8341 on 2011-10-05 06:58:42

Hello,

I am currently a struggling graduate, that has been searching for a good career for over two years now.

I do help myself, I have a part time job and have even written to the Prime Minister David Cameron. I just need that extra bit of help. I finally have been offered a position in the career that I have always wanted.

However, I will not be able to accept the job, because I can not afford to move to the area, as I can not afford the moving costs or flat deposit.

I desperately need to job, as I am very overdrawn and on my last legs financially. Also I have worked very hard during my education to get to this point and my self esteem and confidence would be helped greatly. This means everything to me.

Thank you very much,

Laura xx

PAYDAY LOAN TRAP

Posted by suzyq107 on 2011-09-12 19:58:44

Every month I have to give my wages to a payday loan company and then i have to reloan to pay the rent am totally broke and starving i dont want to give these people my wages no more can anyone help me break the cycle to get off the wheel. Thanku so much xx

Help us prove that true love can defy the odds!

Posted by AuroraRose on 2011-09-05 17:58:52

I'm not dying, my house isn't being foreclosed, I don't need a kidney or money to feed my child. I just want to be with the love of my life. My soul feels empty without him. I met my boyfriend through mutual friends online a few years ago. He is the most caring, loving man I've ever known. He has helped me through the pain of losing my mother. He is always there for me, no matter what. The problem is that we live 3,000 miles apart. He's in London and I'm in Boston. We've suffered a few setbacks in our relationship. I recently lost my job and am now working 20 hours a week for $8 an hour. All of my money is currently spent on bills. He is about to be laid off as well. We are truly struggling to make ends meet. We currently live paycheck to paycheck and we both come from working poor families, so we don't have anyone around to help us financially. We haven't seen each other face to face in almost a year, but we just CAN'T give up on a love that is so strong. We don't want an extravagant life, we just want to get married, start a family and do normal everyday things together. If you've ever been apart from the person you love, you know the pain we're in. We probably won't have enough money to get married and emigrate for at least a few years. For now, we just want the chance to hold each other and snuggle on the sofa. To us that would be priceless. I'm not asking strangers to fund our entire Trans-Atlantic relationship, but a little bit of money towards a flight would bring us one step closer to our dreams. My goal is to raise $600. I believe that we can inspire people and show them that true love exists. We're one of those couples that's a joy to be around. We are full of love and compassion and we would gladly return any favors given to us.

Thank you so much for your kindness xx

Laser Eye Surgery

Posted by missD on 2011-01-21 07:58:58

Please help me to pay off my loan i took out to have laser eye surgery. I had suffered for 7 years since the age of 11 from an eye sight deficiency where i was told my eye sight would continue to deteriorate as i grew older. I had tried to save money up to pay for the surgery but it only came to just over 1200 pounds. I decided to take out a loan for 4000 pounds to put towards the surgery. Now i'm left with repayments i cannot make. Please help me out of debt xx

Laser Eye Surgery

Posted by missD on 2011-01-21 07:58:58

Please help me to raise enoug funds to fix my eye sight. I have had an eye sight deficiency since the age of 11 and i'm now 18. I am continually told that my eyesight will continue to deteriorate as i grow older. Please please help me see properly again without aids xx