Victims Tags

I'm sure that on this site you've heard every sad story in the book. All I have for you is the truth. My two daughters are 5 yrs old and 9 yrs old. The youngest will soon be starting 1st grade and the oldest will soon be starting 4th grade. My wife and I decided from the very beginning that if at all possible we did not want them to have to go to public school because of all of the negative influences. We do our best to raise our children in a healthy christian environment so they will grow up to be productive citizens and not "victims" of society. To make a long story short, it takes $6000 per year to keep our children in private school. This past year was a tough year for our family (like many americans) and we were not able to keep up our tuition payments. We currently owe $4300 for the school year that has just ended. If this balance is not satisfied by August, our children will not be able to start back to school and we will be forced to place them in public school. My wife and I are not lazy and we do both work full-time jobs. It just happened that we were unable to meet these payments due to other pressing debts. Any help at all would be appreciated and I'm sure that you will be blessed many times in return.

Thank you for reading. I'm a 25 year old female looking for a little help from others towards rebuilding my life. A few months ago my fiance took his own life at our house while I was out of town visiting family. I still to this day have not been able to go back to our house to get any of my belongings. The police will not respond to e, neither will victims services. The estate and all of my belongings went to his parents, who blame me for his decision to end his life. It hurts because I was by his side trying to get him help. I was told that the parents discarded everything of mine to make it look like I had moved out so that I would not receive anything from the estate. I lost my car, clothes, personal belongings, furniture, memories of my fiance and all of my paperwork as well as my job, because I couldnt go back. I am asking for donations to help me with food, clothes, shelter, car for work, and to help hire a lawyer for losing everything that I owned. Not one lawyer will take my case for free. With this help I may be able to fight for compensation from the estate and with that money, will go back to school for councelling. I wish to help those who are contemplating suicide, and who are victims of it like me. Again, thank you for reading. This is 100% true story and Im still fighting with the police to this day, wondering why I was never given the option to go back to my home to get my things. Or why they didnt investigate as to what happened to them. Thanks.

good Morning
I jsut can't get refiniace or get modification because of this bank just want! I througt we are suppose to be protect from bad lener like this BUT NOT!
I have been asking for help from this predatory lender Rochester Home Equity which no one heard of this company. I have filed a complaint against RHE with Department of Financial Services and the reply was I can not get any help from them because my case is in court yes I know that it's been in court for 2 Years and i am not getting anywhere, I know that Jay Gelb the owner of Rochester Home equity is a millionaire, I just can't bet this lender and it's not fair that Mr. Gelb is going to take my houses and won't do a modification, and it's so sad that Mr. Gelb from Rochester Home Equity taking advance of low income people, I just want to know how many other victims is out there and couldn't get any help from anyone to help them before it was to late and everything they work for is GONE. My problem is I am being counsel by my lawyer but again it's has been a on gowning problem with Rochester Home Equity, all we been asking is for Rochester Home equity to TAKE my mother house off the lien that didn't have any mortgage on the 48 Homewood Ave my mother left me and my brother and do modification my house on 43 Twiller St. Rochester Home Equity is just giving us a hard time. As of right now I am debt with my lawyer for $10,000.00 that money I don't have because going to court and trying to do modification and we are not getting anywhere with this lender. I am so tried that Rochester Home Equity want reply to any thing that my lawyer is asking. I just want RHE this predatory lender just take my mother home that she left me and my brother off the lien that didn't have any mortgage on the home and work with my home that is worth $136,000.00 I brought the house I live in for $130,000.00 and my rate is 12.5 percent don't you think that a very HIGH rate. Yes I am bennig counsel by a lawyer as i stated my lawyer is not getting anywhere with this Rochester Home Equity. All I am asking you for help and step in because what RHE is doing is wrong and like I stated NO one cares what happen to me and other people that the lender is doing to us and hurting people too. Now I will be going into Chapter 13 because I don't want to lose my homes, and RHE this Predatory Lender just don't care ONLY wants both houses. So can you PLEASE step into this matter! It's a big problem as you see what have happen to me. Me and my lawyer just want Rochester Home Equity is take my mother home off the lien and work with the new modification and redo my loan, but that's not going to happen so that is why I am pleading with you ASAP to save my houses. Again Please take a close look at me statement again.
I am also going to email you all the my document to you. And hope you can find out that i have been taking advance of all i am asking if you can take your time and read what i am sending you, and again i am just asking for this lender to take my mother house off the lien and let me do modifcation as i been trying to do. I have got sick with CHF i ask the lender that i am not making money because of my health can they do a modification on my home and again the answer was NO.Please look into my case PLEASE.

Thank you
T

My name is Lance. I am 39, and going through a divorce. Two weeks after she filed, I was one of several victims of company layoffs. I had been married for 14 1/2 years and working for the same company for 15 years. I put my wife through college, and never got my turn. I am trying to find a job, but in this economy it is tough. I am the primary custodian of our two boys, ages 4 and 8. My unemployment runs out soon, and I don't have any more money to fall back on. I need the money to help put a roof over our heads, provide food, buy clothes, cub scouting supplies, pay for gas, and help with other bills. Once I am employed, I will donate anything left over back to other people in need. Thank you!

Because I believe in the power of prayer & the kindness of my fellow man, I've decided to swallow my pride & ask for help. This is not an action I am at all familiar with but am grasping at every straw to attempt to keep a roof over my family's head. We live in a modest house that we've called home for the past 20+ years.

I am a single mother who's been truly blessed with 4, beautiful, healthy children; 3 biological & a foster son that joined our family when he was 12…..he is now 23. My kids are the reason I continue to battle through what has been the most challenging, darkest phase of my 50 years on this Earth.

In the summer of 2011, life, as my family knew it, was forever changed. My son got off the school bus & proceeded to enter a crime scene upon opening the front door of the house we call home. It was immediately clear that we were victims of a daytime home invasion and robbery. A trail of splinters led straight to my bedroom door, which had been demolished in the process of gaining entrance & access to my personal belongings. Robbers took my box of trash bags & proceeded to fill them with anything that could be sold or traded. I came home to find that they had stolen everything of value that I had worked for in my 50 years of existence & everything of value that my kids cherished as well.

It didn't happen often, but on the occasion that I had a few extra dollars to spend on myself, I found pleasure in buying nice jewelry. Through the years, I had managed to accumulate a nice collection. Also, as a child, my father & I shared an interest in coin collecting. I had managed to hold on to several interesting coins my dad & I found. Weekly, he also, gave me & my brothers our allowance of a fifty cent piece each. I had somehow managed to hold on to many of these as well. I stored my coin collection in the bottom portion of my large armoire. This area is what my family referred to as "the safe." Anything of value, particularly sentimental, was given to me to be protected in the safe. A couple good examples are my, then, 10 year old son's game ball for hitting the Championship game winning grand slam home run & my daughter's horse riding medals, show jewelry & accessories, as well as a silver handled knife & sheath…….the only personal possession my foster son owned from his childhood. I carry a tremendous amount of guilt for not doing a better job of safe guarding my family's precious & dear possessions.

In addition to the lingering guilt, the robbery also resulted in life altering psychological effects to me & my family. I continue to wonder if & when I will ever fully recover & be the secure, self confident person I was before the robbery. Immediately following the break-in, I was consumed by finding out who was responsible & ways of obtaining this information…..I could think of nothing else. After several weeks of frantic guessing & running wild goose chases, I started to realize that regaining possession of my property was less likely as each day went by. I could feel myself falling into a dark, lonely place with deep despair…..& unfortunately, I was content to be there. For the next several months, I could not work, did not eat or sleep & rarely came out of my bedroom. There was a film in my head that ran & reran the events leading up to & immediately following the robbery…..filled with the "I should've"s, "I could've"s and "what ifs." I am plagued with distrust & no longer find interest in much of anything. I was robbed of far more than just pieces of property…..they stole my trust in mankind, my desire to thrive, my faith in the world & my sanity.

I have worked as a medical school curriculum manager for 21 years. As a result of my mental decline, I was unable to work for over three months which, consequentially, made it difficult to pay all of the bills. I managed to rob Peter to pay Paul for several months & kept up with everything except for my house payment. It is now in arrears nearly $5,000.00 & I am out of resources. For the first time in my life, I am facing foreclosure. It is embarrassing & humiliating & I don't know how to tell my kids that they are likely to have no place to call home in the very near future. I feel like such a failure! Even though I've been an exemplary employee for many years, as a consequence of the self doubting & tremendous stress, I am now faced with the strong potential of losing my job due to my inability to focus & my lack of desire to face each day, As if this wasn't enough for one person to handle, I am also witnessing the daily decline of my father & my hero due to end stage Parkinson's & Alzheimer's.

I'm not sure how this begging website works but if there is someone out there that is willing to make me a loan & work out a payment arrangement, I promise not to let you down.....you will be repaid! I am working hard to battle the persisting PTSD symptoms that continue to plague me. I just worry that facing homelessness may be more than I can handle. Lord, I hand it over to You coz I come to You a broken, wounded angel. I thank you for any consideration and appreciate all prayers. May God bless you many times & in many ways for your generosity & kindness!

Because I believe in the power of prayer & the kindness of my fellow man, I've decided to swallow my pride & ask for help. This is not an action I am at all familiar with but am grasping at every straw to attempt to keep a roof over my family's head. We live in a modest house that we've called home for the past 25 years.

I am a single mother who's been truly blessed with 4, beautiful, healthy children; 3 biological & a foster son that joined our family when he was 12…..he is now 23. My kids are the reason I continue to battle through what has been the most challenging, darkest phase of my 50 years on this Earth.

In the summer of 2011, life, as my family knew it, was forever changed. My son got off the school bus & proceeded to enter a crime scene upon opening the front door of the house we call home. It was immediately clear that we were victims of a daytime home invasion and robbery. A trail of splinters led straight to my bedroom door, which had been demolished in the process of gaining entrance & access to my personal belongings. Robbers took my box of trash bags & proceeded to fill them with anything that could be sold or traded. I came home to find that they had stolen everything of value that I had worked for in my 50 years of existence & everything of value that my kids cherished as well.

It didn't happen often, but on the occasion that I had a few extra dollars to spend on myself, I found pleasure in buying nice jewelry. Through the years, I had managed to accumulate a nice collection. Also, as a child, my father & I shared an interest in coin collecting. I had managed to hold on to several interesting coins my dad & I found. Weekly, he also, gave me & my brothers our allowance of a fifty cent piece each. I had somehow managed to hold on to many of these as well. I stored my coin collection in the bottom portion of my large armoire. This area is what my family referred to as "the safe." Anything of value, particularly sentimental, was given to me to be protected in the safe. A couple good examples are my, then, 10 year old son's game ball for hitting the Championship game winning grand slam home run & my daughter's horse riding medals, show jewelry & accessories, as well as a silver handled knife & sheath…….the only personal possession my foster son owned from his childhood. I carry a tremendous amount of guilt for not doing a better job of safe guarding my family's precious & dear possessions.

In addition to the lingering guilt, the robbery also resulted in other life altering psychological effects to me & my family. I continue to wonder if & when I will ever fully recover & be the secure, self confident person I was before the robbery. Immediately following the break-in, I was consumed by finding out who was responsible & ways of obtaining this information…..I could think of nothing else. After several weeks of frantic guessing & running wild goose chases, I started to realize that regaining possession of my property was less likely as each day went by. I could feel myself falling into a dark, lonely place accompanied by deep despair…..& unfortunately, I was content to be there. For the next several months, I could not work, did not eat or sleep & rarely came out of my bedroom. There was a film in my head that ran & reran the events leading up to & immediately following the robbery…..filled with the "I should've"s, "I could've"s and "what ifs." I am plagued with distrust & no longer find interest in much of anything. I was robbed of far more than just pieces of property…..they stole my trust in mankind, my desire to thrive, my faith in the world & my sanity.

I have worked as a medical school curriculum manager for 21 years. As a result of my mental decline, I was unable to work for over three months which, consequentially, made it difficult to pay all of the bills. I managed to rob Peter to pay Paul for several months & kept up with everything except for my house payment. It is now in arrears nearly $5,000.00 & I am out of resources. For the first time in my life, I am facing foreclosure. It is embarrassing & humiliating & I don't know how to tell my kids that they are likely to have no place to call home in the very near future. I feel like such a failure! Even though I've been an exemplary employee for many years, as a consequence of the self doubting & tremendous stress, I am now faced with the strong potential of losing my job due to my inability to focus & my lack of desire to face each day. As if this wasn't enough for one person to handle, I am also witnessing the daily decline of my father & my hero due to end stage Parkinson's & Alzheimer's.

I'm not sure how this begging website works but if there is someone out there that is willing to believe in me & offer me a loan & payment arrangements, I promise not to let you down.....you will be repaid! I am working hard to battle the persisting PTSD that continues to plague me. I just worry that facing homelessness may be more than I can handle. Lord, I hand it over to You coz I come to You a broken, wounded angel. I thank you for any consideration and appreciate all prayers. May God bless you many times & in many ways for your generosity & kindness!

Hello, I am looking for donation help to aid Domestic Violence victims get back on their feet mainly by getting a vehicle. I do all I can by providing shelter but I really want to make a difference by seeing these people start to live their life again and no go back to the violence because they have no funds to start over!! PLEASE PLEASE HELP...ANYTHING IS APPRECIATED AND PUT TO USE.

5 years ago, my son had a terrible scald accident which has left him with scars on his chest and arm. He was in hospital for 2 weeks and still has a yearly check even now. Having seen the awful treatment burns victims have to go through, i have decided to start a charity that will fund a day out for these children when they are dicharged. Basically give them something to look forward to. I have already raised £400 in the last year and any amount would help!
I have always blamed myself for my childs accident and always will, i just want something good to come out of it!

Hello,



As a Wish Ambassador for Wish Upon A Hero I am in need of DONATION I'm asking for $1 or $2~ stickers~ stamps~ envelopes all sizes~small toys~coloring books~crayons~dollar store gift cards~WalMart gift cars



No wish too large. No hero too small.
Wish Upon A Hero was first conceived by founder Dave Girgenti shortly after the September 11th attacks on New York City. From his home in NJ, Girgenti watched as thousands of people posted pictures of missing loved ones throughout the city. He thought there had to be a faster, more organized way to connect people in need. That was the moment in which the idea was born.

Less than five years later, Hurricane Katrina created a similar catastrophic event in New Orleans where hundreds of thousands of people needed immediate help. This time it wasn't just about locating loved ones. Hurricane victims needed everything from healthcare services, food, fresh water, clothing and shelter.

It became clear that Wish Upon a Hero needed to become more than an idea. Over the next two years, Girgenti exhausted every resource at his disposal to create an online community that offered a platform for people to help people. Working under the mantra of “No wish too large and no hero too small,” Girgenti created www.wishuponahero.com, which launched in September 2007. This is a one of a kind service designed to connect those in need with people that can truly change their lives!

PLEASE HELP!

1908 E. BROWN ST.

Lubbock TEXAS 70403



chantelleward14@yahoo.com





--------------------------------------------------------------------------------

www.wishambassador.com

Hello,



As a Wish Ambassador for Wish Upon A Hero I am in need of DONATION I'm asking for $1 or $2~ stickers~ stamps~ envelopes all sizes~small toys~coloring books~crayons~dollar store gift cards~WalMart gift cards



No wish too large. No hero too small.
Wish Upon A Hero was first conceived by founder Dave Girgenti shortly after the September 11th attacks on New York City. From his home in NJ, Girgenti watched as thousands of people posted pictures of missing loved ones throughout the city. He thought there had to be a faster, more organized way to connect people in need. That was the moment in which the idea was born.

Less than five years later, Hurricane Katrina created a similar catastrophic event in New Orleans where hundreds of thousands of people needed immediate help. This time it wasn't just about locating loved ones. Hurricane victims needed everything from healthcare services, food, fresh water, clothing and shelter.

It became clear that Wish Upon a Hero needed to become more than an idea. Over the next two years, Girgenti exhausted every resource at his disposal to create an online community that offered a platform for people to help people. Working under the mantra of “No wish too large and no hero too small,” Girgenti created www.wishuponahero.com, which launched in September 2007. This is a one of a kind service designed to connect those in need with people that can truly change their lives!

PLEASE HELP!

CHANTELLE

1908 E. BROWN ST.

Lubbock TEXAS 70403



chantelleward14@yahoo.com





--------------------------------------------------------------------------------

www.wishambassador.com

Hello,



As a Wish Ambassador for Wish Upon A Hero I am in need of DONATION I'm asking for $1 or $2~ stickers~ stamps~ envelopes all sizes~small toys~coloring books~crayons~dollar store gift cards~WalMart gift cards



No wish too large. No hero too small.
Wish Upon A Hero was first conceived by founder Dave Girgenti shortly after the September 11th attacks on New York City. From his home in NJ, Girgenti watched as thousands of people posted pictures of missing loved ones throughout the city. He thought there had to be a faster, more organized way to connect people in need. That was the moment in which the idea was born.

Less than five years later, Hurricane Katrina created a similar catastrophic event in New Orleans where hundreds of thousands of people needed immediate help. This time it wasn't just about locating loved ones. Hurricane victims needed everything from healthcare services, food, fresh water, clothing and shelter.

It became clear that Wish Upon a Hero needed to become more than an idea. Over the next two years, Girgenti exhausted every resource at his disposal to create an online community that offered a platform for people to help people. Working under the mantra of “No wish too large and no hero too small,” Girgenti created www.wishuponahero.com, which launched in September 2007. This is a one of a kind service designed to connect those in need with people that can truly change their lives!

PLEASE HELP!

1908 E. BROWN ST.

Lubbock TEXAS 70403



chantelleward14@yahoo.com





--------------------------------------------------------------------------------

www.wishambassador.com

Hello,



As a Wish Ambassador for Wish Upon A Hero I am in need of DONATION I'm asking for $1 or $2~ stickers~ stamps~ envelopes all sizes~small toys~coloring books~crayons~dollar store gift cards~WalMart gift cards



No wish too large. No hero too small.
Wish Upon A Hero was first conceived by founder Dave Girgenti shortly after the September 11th attacks on New York City. From his home in NJ, Girgenti watched as thousands of people posted pictures of missing loved ones throughout the city. He thought there had to be a faster, more organized way to connect people in need. That was the moment in which the idea was born.

Less than five years later, Hurricane Katrina created a similar catastrophic event in New Orleans where hundreds of thousands of people needed immediate help. This time it wasn't just about locating loved ones. Hurricane victims needed everything from healthcare services, food, fresh water, clothing and shelter.

It became clear that Wish Upon a Hero needed to become more than an idea. Over the next two years, Girgenti exhausted every resource at his disposal to create an online community that offered a platform for people to help people. Working under the mantra of “No wish too large and no hero too small,” Girgenti created www.wishuponahero.com, which launched in September 2007. This is a one of a kind service designed to connect those in need with people that can truly change their lives!

PLEASE HELP!

CHANTELLE

1908 E. BROWN ST.

Lubbock TEXAS 70403



chantelleward14@yahoo.com





--------------------------------------------------------------------------------

www.wishambassador.com

Short history, my husband and I have 5 children, ranging from 3 year old twins to 12 years of age, all boys. We have been struggling as victims of the economy much like many other people across the world. We are both full-time students, with my husband working towards his B.A. in Social Science, and I am working towards my Masters in Early Childhood Education with a specialization in Special Education. My husband, also works full-time for the state in which we live and has for 24 years serving children and adults with developmental disabilities and mental illnesses. This state unfortunately thinks that state employees are over paid, and should carry the entire budget shortfall, so they have made drastic cuts to their pay, their hours mandating 8 hours of furlough every month, and as off July the furlough was reduced to only 6 a year versus 12, but also took away pay already receiving by 4%. They have also taken away longevity pay, pay raises, and have raised insurance costs... our monthly insurance deduction went from $250.00 a month to $450.00, and this pushes us to our breaking point. We have out-standing debt from school, and normal day to day living expenses for a family of 7 are overwhelming. We have recently applied for welfare for food stamps only, and have been told that we make to much money, but we are maxing out dollar loan companies just to put groceries on the table. I know that I am just another product of such an economy, but I would just implore anyone who is able to contribute to my family. I don't know where else to turn, and trust me, I wouldn't be asking if I didn't need to.

My husband (a Pastor) and myself have legal guardianship of two children who would be in a childrens orphanage or foster care had we not made the sacrifice to take them into our home and raise them. Our home is old and small (a trailor) but we felt obligated to give these children an opportunity to have a family lifestyle. We were recently victims of Hurricane Irene and although we were more fortunate than others in that we still have a livable structure; we did sustain extensive damages to our home that we are cannot afford to repair. I am unemployed because I have ongoing health issues and my husband receives a small salary based on what our church is financially able to give which varies from Sunday to Sunday...we own a company (concrete finishing) but business has been very slow due to the economy. Yes, we have tried other local resources and FEMA who can only give us $394.00 which will not pay contractor estimates or travel to our rural area. We have ruled out loans because we are not able to pay back so in essence....we decided to try this avenue and pray for the best. We would be grateful to get a used home or foreclosed home because the repair to our current home is probably more than the market value of it. I do not have a PayPal acct. so e-mail me at zylorian7@gmail.com.

Hi, I'm Jenn. I have started a year long quest to volunteer for victims of natural disasters and other unfortunate circumstances. I need help with the cost of gas, food and lodging when its too hot or cold to camp. You can visit my blog about my volunteer travels at

http://jenn1rn.blogspot.com/

Hi, I'm Jenn. I have started a year long quest to volunteer for victims of natural disasters and other unfortunate circumstances. I need help with the cost of gas, food and lodging when its too hot or cold to camp. You can visit my blog about my volunteer travels at

http://jenn1rn.blogspot.com/

My problem started in July 2010. I was involved in an auto accident. I rear-ended a woman, who in turn rear-ended the person in front of her. The reason it happened was that the person in front of me hit their gas and got over to an open spot in the lane to my left. This move was so fast I didn't have room to either side and I saw the reason that driver moved was the cars in front of him or her were at a dead stop. We were traveling uphill so I was unable to see past the car and I had no idea people were stopped. I had less than a second to hit my brakes. Luckily no body was injured.

Here is where the story gets ugly. My mom had paid my auto insurance but she lost her job so I started to pay the premiums. I told my insurance agent to automatically deduct the premium and I gave her my bank information. So I was under the impression I had insurance. I did not. The agent only charged me for one month's premium and never set up the automatic deduction. Great. But there seemed to be a silver lining...the two other vehicles involved in the accident drove away before the police arrived. I did not get a ticket, I was completely sober and cooperative, and the police were surprised two victims of an accident would just drive away. Both parties got all of my information, they drove away before I got theirs. At the time of the accident I wasn't worried because I thought I had insurance.
When I called my agent I was informed that my policy lapsed because I hadn't paid my monthly premium.

I was curious if the fact that both of these people drove away would take the heat off of me. The police thought this was possible, after all, how can they prove they didn't smash up their vehicles further after they drove away to get more insurance money?

It gets worse. I left my job a few years ago because I had a job all but promised to me in Denver. Obviously, I didn't get the job in Denver. Not sure why, I aced the interview. So with no steady income (I was used to making about 42k yearly) I held hope I'd land a good job and had no choice to but to survive on a credit card for food and gas. That good job never came along. I ended up working overnights as a nurse assistant in the mental health unit. I've been drowning in debt, I had to get a car from what some consider a predatory lending car lot. I lost the hospital job in April for 'misconduct' (I worked nights and someone reported that I was sleeping, I wasn't but they didn't believe me so now I don't qualify for unemployment.) So, no income to pay for that vehicle and it got repossessed. But the best part is I got a letter in January 2011 stating that I owe one of the parties involved in the accident around 5k. I don't have it. If I had the money I would write both of the drivers involved in that accident fat checks right now, but I simply do not have the resources. The letter from the state dept of transportation stated that my license would be suspended unless I came up with the money. So I called the agency, and from my conversation with the state employee it sounded like my case would be reviewed. Nope. A collection agency sent me a letter saying in total I owe nearly 35k for the two cars and my credit cards.

In February I was on my way to a friend's house and I was pulled over because my temp tags were expired. The officer ran my license and I was handcuffed and taken to jail. I have never been arrested, and my driving record is excellent. The officer even thought it was silly. Regardless, now I have a court date in early July and I have the public defender taking my case. He said I either need to pay $1000 fine, or spend a minimum of 2 days in jail. So it looks as if I will be in jail at least 2 days because I have no money. Being without a vehicle is no picnic. My job search is limited to places on a bus route close to my home in Kansas City. I have no friends or family with that kind of money. I am not a drug addict, or a criminal. My career tanked, and I've kept falling through the cracks. I stay positive and I love life, but the anxiety and absence of pride in my life are making me isolate more. I can't afford to do anything. Luckily my brother is letting me stay in a spare room at his place or I may be homeless. I am a hard worker, I have a bachelor's degree, and I am a pleasant person to work with. But I have no car, no money, horrible credit, and bleak job prospects. Please do not think I feel sorry for myself. I've made stupid decisions that got me where I am. I take responsibility for putting myself in situations where these things happened. And especially for not paying attention to my financial obligations (the insurance premium). That being said, all I can do is look forward and do the best I can to get back on my feet. At this moment I feel like a wet puppy who is trying unsuccessfully to jump out of the tub during a bath. I need help. I don't know who to turn to. I've wanted to volunteer at some places to meet people and network but without a vehicle and a suspended license I can't even volunteer at most places. Please, if anyone can help, contact me with suggestions. I desperately need to file for bankruptcy but that costs around 1,800.00 and I can't afford that.

I also have around 27k in student loan debt. That debt along with the approximately 35k in unsecured debt leaves me with a very large amount of money that I have no realistic chance of paying back. The student loans will not be affected if I file for bankruptcy. Which is fine. As a matter of pride and doing what is right I don't like that my debts can simply be written off, but that is seemingly my only option. I would love to volunteer for a charity of my debtor's choosing to start to contribute something, but that proposal often times ends up sounding like a mutated version of indentured servitude.

I apologize for the rambling. This is the first time I have ever written all of this down at once and I feel better.

Thank you for your time.

I am a single mother of four children, 2, 4, 9, and 14. I was one of many victims of domestic violence so I finally had my youngest childrens father removed about 2 months ago and have been unemployed since November. He never contributed anyway, just drank my paychecks. I live in the country in a home that i have been in for 4 years now. My electricity is about to be shut off, my car about to be repoed and it is 20 miles to anywhare from where I live, and I am now 2 months behind on my rent and facing eviction. I have applied for every job within thirty miles of this tiny town I live in with no luck. My 2 and 4 year olds are both autistic and I am at ropes end. I stress over all of this day in and day out and really don't know where to turn anymore! My

A friend of mine told me about Begslist and told me to post a plea for help. Hi!! My name is Linda. Three weeks ago my apartment complex in South Philly was destroyed by a 3-alarm fire. I was not home at the time when the fire started. When I came home, I stood in disbelief while my home of two years was burning. Most of all the apartments, including mine were heavily damaged. The fire marshall gave some of us only a brief amount of time to retrieve what we could carry and leave. I told the marshall where my apartment was and he told me that area was a complete loss and I could not retrieve anything. I was referred to a hotel nearby as a temporary shelter paid for by a non-profit group helping the fire victims until they set me up with a homeless shelter. I am still at that homeless shelter. Thanks to the non-profit group, I have some clothes and shoes. I have very little or no pocket money. Some of the money I had stashed away at the apartment was lost along with some valuable possessions. Although my job is part-time and pays very little, I could not afford renters or fire insurance because it interfered with the rent, utilities etc.. I have nightmares about that fire everyday. It has left me emotionally depressed. I'm asking anyone reading this posting to please donate what you can. Even if its $1, $5, $10, whatever, your help will be greatly appreciated. Thank you!!

A friend of mine told me about Begslist and told me to post a plea for help. Hi!! My name is Linda. Three weeks ago my apartment complex in South Philly was destroyed by a 3-alarm fire. I was not home at the time when the fire started. When I came home, I stood in disbelief while my home of two years was burning. Most of all the apartments, including mine were heavily damaged. The fire marshall gave some of us only a brief amount of time to retrieve what we could carry and leave. I told the marshall where my apartment was and he told me that area was a complete loss and I could not retrieve anything. I was referred to a hotel nearby as a temporary shelter paid for by a non-profit group helping the fire victims until they set me up with a homeless shelter. I am still at that homeless shelter. Thanks to the non-profit group, I have some clothes and shoes. I have very little or no pocket money. Some of the money I had stashed away at the apartment was lost along with some valuable possessions. Although my job is part-time and pays very little, I could not afford renters or fire insurance because it interfered with the rent, utilities etc.. I have nightmares about that fire everyday. It has left me emotionally depressed. I'm asking anyone reading this posting to please donate what you can. Even if its $1, $5, $10, whatever, your help will be greatly appreciated. Thank you!!

Japan was hit by one of the largest earthquakes ever recorded on Friday. The magnitude-8.9 quake spawned a deadly tsunami that slammed into the nation's east coast, leaving a huge swath of devastation in its wake. Hundreds of people are dead and many more are still missing or injured.

Japan has often donated when other countries have experienced disasters, such as when Hurricane Katrina impacted the United States. Below are organizations that are working on relief and recovery in the region.

AMERICAN RED CROSS: Emergency Operation Centers are opened in the affected areas and staffed by the chapters. This disaster is on a scale larger than the Japanese Red Cross can typically manage. Donations to the American Red Cross can be allocated for the International Disaster Relief Fund, which then deploys to the region to help. Donate here.

GLOBALGIVING: Established a fund to disburse donations to organizations providing relief and emergency services to victims of the earthquake and tsunami.

SAVE THE CHILDREN: Mobilizing to provide immediate humanitarian relief in the shape of emergency health care and provision of non-food items and shelter.

SALVATION ARMY: The Salvation Army has been in Japan since 1895 and is currently providing emergency assistance to those in need.

AMERICARES: Emergency team is on full alert, mobilizing resources and dispatching an emergency response manager to the region.

CONVOY OF HOPE: Disaster Response team established connection with in-country partners who have been impacted by the damage and are identifying the needs and areas where Convoy of Hope may be of the greatest assistance.

INTERNATIONAL MEDICAL CORPS: Putting together relief teams, as well as supplies, and are in contact with partners in Japan and other affected countries to assess needs and coordinate our activities.

SHELTER BOX: The first team is mobilizing to head to Japan and begin the response effort.

Donate here: https://www.networkforgood.org/Donation/MakeDonation.aspx

Japan Earthquake and Pacific Tsunami

Your gift to the American Red Cross will support our disaster relief efforts to help those affected by the earthquake in Japan and tsunami throughout the Pacific. On those rare occasions when donations exceed American Red Cross expenses for a specific disaster, contributions are used to prepare for and serve victims of other disasters.

http://american.redcross.org/site/PageServer?pagename=ntld_main&s_src=RSG000000000&s_subsrc=RCO_BigRedButton

A friend of mine told me about Begslist and told me to post a plea for help. Hi!! My name is Chet. Three weeks ago my apartment complex in South Philly was destroyed by a 3-alarm fire. I was not home at the time when the fire started. When I came home, I stood in disbelief while my home of two years was burning. Most of all the apartments, including mine were heavily damaged. The fire marshall gave some of us only a brief amount of time to retrieve what we could carry and leave. I told the marshall where my apartment was and he told me that area was a complete loss and I could not retrieve anything. I was referred to a hotel nearby as a temporary shelter paid for by a non-profit group helping the fire victims until they set me up with a homeless shelter. I am still at that homeless shelter. Thanks to the non-profit group, I have some clothes and shoes. I have very little or no pocket money. Some of the money I had stashed away at the apartment was lost along with some valuable possessions. Although my job is part-time and pays very little, I could not afford renters or fire insurance because it interfered with the rent, utilities etc.. I have nightmares about that fire everyday. It has left me emotionally depressed. I'm asking anyone reading this posting to please donate what you can. Even if its $1, $5, $10, whatever, your help will be greatly appreciated. Thank you and God bless!!

Alot of Queenslanders have been effected by floods...My wish is to help raise money for the victims....especially those that do not have flood insurance because its too expensive....Its a heart breaking situation...Many communities have been devastated. Some families have lost everything.

You can help make a difference by donating

Hi everyone. I am on this site as a last ditch effort to get some help. I was injured in an auto accident in July of 2009. I was a pedestrian while I was crossing the street before I was hit by an irresponsible driver. I was rushed to the emergency room as I was told the driver had auto insurance. I also obtained an attorney as I had never experienced something like this before. Shortly after I obtaining legal representation, my attorney dropped my case because we found out that the driver's auto insurance had lapsed. I was referred to Victims of VIolent Crime to get help covering my medical bills but I was denied assistance from the agency on the grounds it was not a violent crime, yet a vehicular accident. I could not obtain restitution by the police either. I was on medical leave from my job (I worked retail) for a year before they had to terminate me because I did not medically feel ready to return back to work. I would like to point out once again that I was not driving at the time of the accident, I was a pedestrian who was hit while walking in the crosswalk. I obtained a broken thumb, concussion, and severe back pains which last to this day. My best friend was also hit by the same car with me. My friend was fortunate enough to have insurance, I on the other hand was not so lucky. I have no family that I can turn to for financial home. I have a mother and a thirteen year old sister who were recently kicked out of their apartment and are hopping from home to home with a very real possibility of being homeless soon. I never knew my father and have nobody I can turn to for help. I was placed in a mental behaviorial center for having suicidal thoughts. It is hard to deal with the fact that an uninsured driver can hit me and my best friend, be irresponsible enough to drive without auto insurance and I am responsible for the bills. No attorney will take my case because there is no insurance money to gain from their work. My larger medical bills were sent to collections but I am trying to raise a little bit of money so at least I can pay off the smaller ones. Please somebody help me

I have been a small contractor in ND for the last few years. I have come across 3 families that desperatly need repairs to their homes before winter hits. I am looking for donations to help cover the cost of the material and I will donate all the labor. I have done 2 other homes out of my own pocket but I am raising children on my own so my funds only go so far. These projects that I do for free, material included, are done for disabled people or dometic violence victims trying to put there lives back together. The material for these 3 homes will cost about $17,000. Any help you can provide will be greatly apprecated.