Van Tags

Hello,

I am in hopes that I can find some assistance in paying my rent for the month of June. I am a single father of 3 children currently going though a divorce. I work 50-60 hours a week to try and keep up on the bills. However, our van broke down two weeks ago and I am still recovering financially from the cost of repairs which was over $1300.

Any assistance would be greatly appreciative. My rent is $689/mo. I will have a total of $165 and still need $524.

Thanks

IF ANYONE CAN HELP WITH DONATIONS OR SHELTER FOR MY MENTALLY AND PHYSICALLY DISABLED BROTHER PLEASE CONTACT ME (TAMMY RAMOS) at (209) 481-4792 OR E-MAIL me at TAMTAZ68@YAHOO.COM. My brother doug is a decent Christian man who has never done drugs, drank or smoked cigs--which IM VERY PROUD OF!!! Doug was unfortunetely disabled in an accident where he was bounced out of the back of a moving truck going 85 MPH. He received a settlement but sadly a family member stole it all. My family has helped all we can & would sure love some help for he is living in his van & it gets hot in there & is not safe. I dont have a pay pal acct but will set one up if necessary. Checks can be made out to my brother Doug Ramos & mailed to my address which I will provide to anyone that calls me. DOUG HAS BEEN HOMELESS 4 A YEAR & HAS ALREADY SOLD HIS BELONGINGS & VALUABLES TO SURVIVE AND IS NOW COMPLETELY BROKE AND CANT WORK. HE IS WAITING TO GET DISABILITY APPROVED AND STAYS CLOSE TO WHERE I LIVE SO I CAN EASILY TAKE TO HIM ANY DONATIONS. IF ANYONE CAN PROVIDE A TEMPORARY HOME FOR HIM THAT WOULD BE AWESOME & HE HAS LOTS OF REFERENCES AND IS IN MANTECA,CALIF. HE ALSO IS IN DESPERATE NEED OF CHIROPRACTIC CARE, HIS BACK IS OUT OF ADJUSTMENT SO IF ANY CHIROPRACTOR WOULD LIKE TO DONATE HIS TIME THAT WOULD BE GREAT FOR DOUG CANT GET ANY SLEEP DUE TO HIS BACK. THANK YOU AND GOD BLESS YOU ALL!!!!!!!

Im searching for anyone who can help my disabled brother Doug Ramos who has been homeless for a year now. He's sold about everything he owned except for his van that he lives in, so he has nothing else to work with to get money to help himself. Im very saddened & stressed out over his situation & I can only do so much because I dont have any income, since Im disabled myself & am waiting on an approval for my SSI & Disability case. So I just came across this website & posted this to hopefully get him some help with money or shelter. My family has done all we can and unfortunetely my dad is still having to work 7 days a week because he cant afford to retire and he doesnt even have enough $ to pay all his bills, so he cant help Doug except for paying for his cell phone & my mom is totally crazy & Doug just finally broke all ties with her which is a blessing. If & when I get my SSI & Disability then I can help my brother more but in the mean time he needs all the help he can get. He bounced out of the back of a moving truck going 85 mph and he received a settlement, since he was badly injured mentally & physically. However, sadly it was stolen from him. He has been struggling to survive and is waiting to get disability as well. He's now staying in his van in Manteca, Calif, so if anyone nearby can help him with a place to stay or feed him that would be awesome & we would appreciate it immensely!!! Doug is a very decent & honest Christian man who has never been on drugs & doesnt even drink alcohol, which Im very proud of!!! If you can help him with donations or a place to stay call me (Tammy Ramos) at (209)481-4792 I live near where he's staying & so it wont be a problem taking any donations to him.I dont have a pay pal acct. but will set one up if necessary.I will also accept donations by mail with checks made out to Doug Ramos so call me & I will give you my address. Thank you & May God Bless You All!!!!!!!!!

I am just starting a new company. I was laid off and decided to start my own thing. I need help with a downpayment for a cargo van.

my bad luck started on the way home from adopting my son. our finances were nil from the adoption, but my wife and i were happy with the knowledge that her son was now mine, and the finances would work out. we were WRONG. on the way home, our van died and needed repairs, then all of the overtime i had been working to help pay for things dried up. fast forward two months, now we're on the verge of loosing our home, our gas is off, so we have no hot water and only dried goods for food. the electricity is scheduled to be shut off in a week. and the laptop i tried to sell to make up the money we needed was stolen. if there is a kind soul out there that reads this, we desperatly need $1500 dollars. and i do mean desperate. as in im trying to figure out how to cash in on my life insurance...that desperate. please help!

I recently adopted my wife's son, using the money i would usually use for bills, under the impression i could handle the financial problem via working overtime and help from family. On the way home, our family van broke, and the 'help from family' came as fixing the van. That was two months ago, and trying to fix it on my limited income has failed (the overtime disappeared). So now, we owe on all our bills, our bank account is $800 in the hole, gas has been shut off, power has given us an extension until mid may (at which point it is all due up front, $300 just in power for two months!), our phones are shut off (which my boss found out yesterday and said get a phone of some kind in two weeks or you're fired), and lastly, the bed we purchased back at christmas will be seized. I know that sounds stupid, but it's a special bed for my back condition. I don't feel I'm some lost cause that will be on this site begging for money week after week, I just had some financial plans backfire...a one time financial plan at that. I did the math and have found that a total of $1500 will get me through this horrible ordeal and set my family and I back on financial track. I've already sold my car to pay the mortgage for two more months(leaving us to struggle on just one van), please help me not loose any more! any and all donations are greatly appreciated!

I am a former teacher and recovering addict. I have 18 years clean and sober. I lost my teaching position paying 24.62 an hour Oct.2010 and have been trying to catch up ever since. My father left me a house and I took out a mortgage in 2005. My payments went from 700 a month to 1700. I was skipping a month and paying 3400. It cost me my marriage and my peace of mind. It was embarrasing and overwhelming. I now make 10.055 an hour. I turned in one car (volunteer repo) and now drive an 04 minivan. My power steering pump went out and the driver window is inoperable. I pay my van payment and repo payment monthly.I also pay child support for my 11yr old. I keep her regularly every two weeks and sometimes have nothing but conversation for her. I get no tax return because her mother claims her. I am also a disabled vet. I am in a bind and I can't borrow from my bank. I just need a little help and a push. I don't give up because I can't.

I have anxiety disorder, sometimes raging agoraphobia and also fell in 2007, causing two vertebrae to bulge and also did some nerve damage to my left arm. I suffer from severe back pain, hip and leg pain everyday and I drop things with my left had constantly! I tried and tried to push on, through the pain and depression I had but finally cracked and I was laid off in 2010 from my job for not being able to handle the pain or the pressure and stress and shortly thereafter met a guy who I will call Jake. Jake has panic disorder, agoraphobia and dependent personality disorder. His family had abandoned him, his friends had become fatigued with his panic attacks. He was in a bad situation being abused by someone who was taking advantage of his disabilities. My mother had over 20 years of suffering this type of illness and was in an abusive marriage, and I had had my own issues with anxiety and depression so I felt I had to help. I invited him to come live in my home. I told him I would do all I could to help. I arranged some free therapy. Introduced him to my friends and family. Gave him all the kindness and love I had in me.

I had hoped it would help. It has not. He is still depressed, still agoraphobic and the worst part for me, still has dependent personality disorder. Now for those who don’t know what this is, well it means I can’t leave the house without him and naturally he can’t leave the house without me. We have not been more than 50 feet from each other in the year he has been here. He can’t go and do anything like movies, bowling, shopping or anything like that so I can’t either, when I myself feel able to do any of those things that is. Don’t feel sorry for me though. I have fallen in love and this is a small sacrifice to make sure he is okay.

We both applied for disability five months ago but it is still working through the process. My unemployment ran out six weeks ago so we have no more income and to make matters worse my father who has early onset dementia with psychotic features had no where else to go so he is living with us now. This has all put serious strain on me. How to pay bills with no money? How do I help this man I love get better? How do I get my sick dad, who has no one else to help him get to appointments with doctors and therapist when I can’t leave the house myself? How do I get better?

I am in serious need of help. I need to be able to at least keep the house and keep the lights on. I don’ t know what to do. I am lost. There is no help for someone who tries to help others. I called the department of family and children services and asked if there was any government program or even charity they knew of that I could apply for help with and they acted like I was a crazy person. She was like, “I’m sorry, I don’t know what to do for you.”

I am out of savings and my bills are due. I have appealed to family and friends but they are all strapped themselves. I have sold my van, a computer and anything else I had around my house to survive but I am tapped out. Now I am here, depressed and hurting all the time, my friend is here, depressed and we both are having a lot of anxiety. My dad is here and has no where else to go and I am so scared. I have never been in a situation where I had not only my life but the lives of others in my hands and I can’t do anything.

I feel helpless, hopeless and sometimes think it’s not worth going on. I just need some help making my bills for now until disability comes through. Then some of my stress will be reduced. Some that is. But that is most pressing right now. Like I said, keeping the lights on and a phone and car going in case of emergencies.

On top of everything I feel so alone. I have to try and smile because I don’t want my friend or dad to worry. I won’t them to know I am gonna be here for them and not let them down. But I don’t know where to turn to get the help so that does not happen. I am afraid. I am scared. I am depressed and stressed. I need help.

I need to get back to Houston Texas from Idaho. I moved here with my youngest two children and my oldest opted to stay and graduate with the people she knows and in her support system of teachers. It wasn't easy, but I had to get out of the abusive situation. It breaks my heart not to be able to get there to see her graduate high school. She has some emotional disabilities and it's been a challenge. Being there for her this time would mean the world to us. She misses us. I would bring here back with me and get her away from the elements here that eat kids like here alive. She has endured so much and going for graduation also would mean i would be there to travel back with her. Total cost is about $1400. I'm selling what little i have, as two kids a dog and i moved here with just a mini van of stuff 6 months ago.Any help at all...
Thank You so much.

Ok so here's my story. I recently moved down to Georgia from new York. my wife, 4 kids, and myself. I have been working through a day labor company since 2004. I make 50 dollars a day through these companies. I have an associates degree in medical assisting, however I can't look for a job in this field as I have to wake up at 4 in the morning and don't get home until 6 or 7 at night. Behind on bills because 50 dollars a day doesn't pay for anything but gas and food. I can drive anywhere from 20 to 40 miles a day to get to work. All of my stuff is still in new York. My van can't make the trip back to new York to get our stuff. I guess what I am asking for is 6000 dollars. That would get me in a fuel efficient car, get my bills caught up and give us somemoney to live on untilI can get a job as a medical assistant. Which shouldn't be long as I already have the schooling. Thank you and God bless.

I am a 45 yr old stroke victim with a bi-polar husband. My husband has attempted to work but he always gets manic and sick....he's needed hospitalisation so many times I've lost count. I'm not medically cleared to drive and there is only so much locals can help with. It is embarrassing asking someone to drive you an hour into town when you can see from their face they don't want to and even more embarrassing when they say no, they're putting their dogs on the back of the van or some other non-truth.

I can't work....fatigue, short-term memory loss are the main reasons...I'm also very weak and in constant pain from involuntarily clenching my hand. I'm about to start a high school paper to see if I can learn....if I can then there's hope, but my stroke was a serious one.

We bought (unwisely) a house in the country, miles away from any a gym (which would assist me) and a hospital. Don't ask me why as I'm stumped myself....and are now trapped. We are trying to fix our house up to a sellable standard....so we can move to a town but every time we save a little something happens...a tyre needs replacing, our son gets sick....it feels utterly hopeless at times.

We need some money to finish the house and put it on the market, any amount will help,....we don't want to profit from it....and would be happy to just get our deposit back.I can't believe I'm reduced to begging on the internet but here I am. Please help us. I cannot pay anyone back but if things ever improve I will pay it forward, and will answer all serious emails. edwellbj@gmail.com

I have no income coming in right now.. My doctor wrote me out of work almost 3 months ago. I need to come up with $425 to pay my rent. Any little bit will help. The bills are piling up too but rent needs paid first. I dont want my kids living in our van. Thanks.

Hi my name is Danny. I am in dire need of assistance. I am about to lose my apartment because I got suddenly laid off, haven't been able to find work yet, the rent is due, and I only have $5 in my pocket. I don't want to be homeless again and living in my van. I have never begged before, but I am desperate. Please help me and my dog Mighty so that I can get on my feet, and I promise to pay it forward and help others like myself who are in need whenever I am able. Thank you.

I am a hard working single mother I have fallen behind on my van payments I currently owe $980.00 I will lose it next week if it's not resolved an I have no way of making this payment. This vehicle is the only thing me and my kids have to get out and about and my way of getting to and from work. We had had a house fire and that is the only reason I have fallen behind on payments. I am begging someone please find it in your heart to help me and my babies out any payment will be greatly appreciated. Here's the link to post payment http://www.creditacceptance.com/content2.aspx?page=4&subpage=2 the account number is 39367380 and last four is 0707. I do not want money if someone could just follow the link and use the account number and last 4 to post a payment I would be forever greatful. I'm begging someone please help me!!!!!!

Greetings,

My name is Stephanie. Following the death of both my parents in a car accident 5 years ago August my health has been in a steady decline. I suffer from neurological issues that will soon have me in a wheelchair, and advanced COPD that means I have to have Oxygen continuously. Yesterday I had to go the doctors in 85 degree heat without any air conditioning in my van. By the time I got to the medical center and tried to find this new doctors location I ended up collapsing twice between the walking and breathing. I weigh 83 pounds at 5'5" and I can't carry the oxygen with me when I have to exit the vehicle. Ultimately I ended up in the emergency room.

I live with my daughter and grandson of 6 years. My grandson was in the car when my parents were killed and suffered a major brain injury at 13 months. I'm happy to report though that after months of hospitalization he is right as rain and is mad at me currently ;o) because I'm on my computer which he adores playing with. My daughter suffers from PTSD since the accident my parents were killed in. She cannot drive without someone in the car and she was going to go with me yesterday but the heat was so bad that we were concerned about Gavin in the back in my black 1994 Ford Astro van. It was just way too hot for him and with her PTSD we HAVE to go through town to get anywhere or she will lose it so there would not have been any steady air flow.

It's been a long 5 years. My parents and I jointly owned a duplex. Their deaths were the beginning of the most miserable time of my life. When I divorced it was jointly decided that it would better if I lived in the upstairs apartment so they could be there for the kids while I worked. Over 16 years we became so close that their deaths nearly destroyed me. I paid for the last 15 years on the note of the house, my buy in and we all lived there incredibly content and happy. My parents were my best friends.

After their deaths during the mortgage meltdown, credit locks, and the economic fallout my career of 16 years was one of the first to go. I worked in the non-profit sector designing programming for inner-city communities with a specific focus on youth. So 8 months after their deaths the funding streams I used for the programming dried up and a job I loved disappeared.

Life insurance was enough to cover their debt with a little left over because they didn't carry much but in the end I lost my home of 16 years to the insurance company that covered my daughters son through work when they filed a $ 90,000.00 lien against my home. So 7 months after losing my job I also lost a home I loved. So I experienced 3 deaths within the span of a little over a year.

Because I was unemployed so long and had to use my cards to keep the lights on so to speak my credit is not good. So I can't borrow the funds or even charge a repair for the car.

I can no longer go to doctors visits alone. I'm too weak to walk very far without help and I can't carry the oxygen canister on my own. So I need my daughter for these visits.

Like anyone with severe health issues I'm buried in bills but what I really need help on is funds that will me to fix the air conditioning in my van which despite it's age runs like a champ. I have a physicians assistant who comes into my home to work with my but getting to the specialists has become real concern.

My daughter even with her PTSD has reached a point where she doesn't want me going alone. I was supposed to call her when I reached the doctors the other day when I collapsed the 2nd time and they took me to the specialists office I asked the receptionist to call my daughter. She didn't and she left my daughter terrified that something horrible had happened to me. I don't carry a cell I can't afford one. My daughter was getting better about both driving and me driving myself; because of this receptionist my daughter has now had a huge set back. I have to see that doctor again next week and I can't take them without air conditioning so what I'm going to have to do is make sure I find someone that sit with my daughter while I'm gone to help keep her anxiety level low. I don't have any choice I have to get there. I won't have anyone to carry my oxygen but I'm hoping I can in there.

Anything you can do would be greatly appreciated. I am more than happy to pay it forward as soon as I can. I have been a lifelong contributor to various causes and I know people are in dire straights right now. We all need help in one form or another. I would never ask if I could do this myself. Please forgive me.

If you would like to know more about the accident and my Grandson and his Grandmother who after losing her home and moving into a 3rd floor apartment made a terrible mistake in her depressed state go to http://ontheirway.vanderbiltchildrens.org/?article=7511 this a feature story Vanderbilt Children's Hospital did in their print and web magazine.

I'm a 40 year old married father of 2. Since the factory I worked at closed down 2 years ago the only work I've found is as a independent contractor for a delivery company. I don't make a lot of money at it and haven't been able to save any money keeping the bills paid. I have to provide my own van and fuel. Well that van has broken down. Transmission failed. My wife has taken a job in a gas station making minimal wage. I'm afraid that's not enough to pay the rent each month. I have no other options but to ask for help. I just need enough to get my van fixed or find a replacement soon. A bank loan is out of the question right now as we don't need anymore payments at the moment. I'm not asking for someone to just give us money without ever seeing it again. I intend on making some type of paypal payment back to whoever helps us out of this hard spot we are in. It make take some time but it's the least we can do. Thank you!

HI. CAN ANY ONE PLEASE HELP ME TO START A SMALL COURIER BUSINESS I NEED £5000.00 FOR SET UP AND A DECENT VAN,I LOST MY JOB ONE YEAR AGO AGED 61 AND CANNOT FIND ANOTHER ONE (AGE),I CANNOT GET ANY TYPE OF FINANCE AFTER STRUGGLING TO PAY DEBTS UPON LOSING MY JOB,I AM A VERY HARD WORKER AND I AM SURE I WILL DO WELL AT LEAST ENOUGH TO MAKE A REASONABLE LIVING.IF ANY ONE CAN DONATE, E-MAIL dickybird@ymail.com with genuine offers.and make an oldish man very happy,thanks and god bless.

Hi.

Thanks for taking the time to read my request. I'm 30 years old, still in college and living with my parents. I've made a lot of great accomplishments in my life with far less support than most people who make it this far. Of course, with that said I've also made plenty of mistakes.

I grew up with a single parent, and another parent who visited annually just to stir up emotions and make my life miserable. When I was 18, I decided to work really hard to lose weight so that I could join the US Air Force. I had a strict plan that I was going to follow to succeed in life.

Unfortunately my superiors in the USAF would not accommodate that plan to independence as they forced me to find my own way from the barracks to work (a 40 mi drive), so I had to immediately struggle to get my drivers licence and I had to buy a car on an Airman's paygrade.

My income wasn't enough to afford the car and gas and other living needs that I was expected to pay, so eventually I had to leave the Air Force before my term was up (under honorable conditions). I tried to work as a civilian. The transfer was tough and I was vastly uninformed about what to do and what my options were. I'm the first first generation college student of my extended family.

After some petty jobs that would each take more than 10 years to be able to earn enough to live independently, I finally found a nice nighttime custodian job that was at least simple enough for that kind of pay. I was the night time custodian, but I was also a guy to have on call at this retirement home where I worked. If people's toilets flooded or a nearly deaf resident left their tv on past quiet hours (once I could hear one through 3 floors!) I was the guy to send up to fix it.

Having my first satisfying job as a civilian, I was able to investigate community college during the day, so eventually I enrolled and tried taking a few classes while working full-time. College was my saving grace. I never felt like I belonged anywhere until I first started to take college courses in math, science, and philosophy. I found the tutoring lounge on campus, made a lot of friends there, and I spent many hours cramming and helping those in need.

This soon led to me finding financial aid, making arrangements with my parents (my mom and my stepfather) to let me go to school full-time while I lived with them, and putting in my 2 weeks notice at work to focus exclusively on school.

My counselors advised that I pick where I want to transfer to and then figure out the details of how to get there after I got accepted. I think this was bad advice. While I ended up choosing to transfer to a university that had my desired major, Biophysics, it was 60 miles away from where my parents lived. My car that I had bought when I was in the Air Force also eventually broke down from not being able to afford maintenance while I worked, and was towed away for being in the public street for too long.

Finally, I got accepted to UC San Diego to work towards a degree in Physics with a specialty in Biophysics. When it came time to transfer, I got as involved as I could on how and when I was supposed to receive the financial aid so that I could go get an apartment and everything, and my school kept telling me, "you should get it tomorrow" until about 2 weeks into my first quarter when I finally got the support.

Despite this rocky start, I managed to get into a good shape for myself, making my way slowly but surely through school. Learning a great deal. Eventually when I felt the struggle was too difficult, I changed my major to Neuroscience before I began my upper division coursework.

So, as I settled into my schooling and struggled with maintaining financial independence on financial aid, I managed to get myself into maintaining a great aquarium hobby, owned two great little kittens from a street cat program, led as president of a student organization for one year, and eventually I got married. I also carefully learned about the stock market and managed to make some great gains with money that I had invested from financial aid savings.

In 2010, my gains were over 100%. That amounted to $2000 doubling itself, but still, that says a lot about me as a trader. However, 6 months into my marriage, she said she wanted out, grabbed the car that we both paid into (most of the money was mine from stocks; $5500 worth), and refused to pay her share of 2 months rent. That happened in December of the year of 2010.

2011 was a difficult year for me. I fought hard to maintain things, especially my head, but it was tough. I lost 45 lbs from exercising regularly, made lots of new friends, and I got some volunteer work experience in a Neuroscience lab. But I just couldn't focus well enough to maintain my finances and my grades, so I had to drop out and live back with my parents.

Despite how tough it's been, not finding work, struggling with the ins and outs of the VA, and just needing a professional therapist to talk to and help me keep my head straight but never being able to get one, I've managed to recuperate well enough and learn a lot more about this bottom floor of society that I've been so desperately trying to escape my whole life.

I've gone looking for opportunity in every direction. I've tried changing my career goals, collecting recyclables, writing online, trying any online scheme that didn't include me forking out money to get it, imagining what I could write as a novel, tried to make money through playing video games, making goal after goal after goal for myself, but still just not being able to get just the right amount of money to put me back on my feet.

I'll be going back to school in April at the risk of having to do it as a homeless person if the VA doesn't pull through for me. They recently approved my 10% service connected disability status and now I need to jump over a few more hurdles to get my more significant service connected disabilities recognized. I'm also seeing what the vocational rehab people can do for me despite the bureaucratic issues that are stopping them from helping me all the way.

BTW, this whole time that I've gone through life with common lower class difficulties, I've been disabled with a number of small conditions that all add up to a hard time. I have lower back issues that the military has yet to own up to. Community college found also that I have a learning disability which makes some intellectual tasks show up as lower than average ability for me while the rest of my intellect is high enough to expect that I could easily get a Masters Degree or a PhD. My biggest difficulty in school is that they don't give me enough time to show them what I know or what I'm capable of.

From working with special needs students as a tutor, I have proven to myself that there is a major problem in the education system. Most teachers never simplify the material into a clear picture of what they want to teach. If you want someone to learn something, the last thing you should be fuzzy on is what it is exactly that you want them to learn. We can't all work like intuitive Jedi or sophisticated parrots.

If you help me out, here is a list of the priorities of what your money will go towards, in order of their priority If you would like to request that I spend your donation on a specific cause, please let me know:

1. A working cheap economic vehicle.
I need something that I can sleep in and that will take me wherever I need to go. Preferably something that can stow quite a few recyclables as well to pay for gas, but not an SUV or truck or van (Unless that's all that is cheap of course. Not likely but you never know.).
I'll aim for great gas mileage, but I'm thinking that I should attend some police car auctions to see what the cheapest deal I can find is. This car would make a great shelter for me while I return to my far away school.

2. Investing on the stock market.
Trust me, I know how to fish. If you want to send me a request for proof I'd be glad to compose some evidence of my finest moments as well as my worst to show you that I can do well for myself on the stock market, even during the recession. What I could really use right now, is a little bait. Trading is good money for me, but to make enough to make gains worth more than the commission cost (about $10), you need about $300-1000 per investment. $300 is more for the high risk lottery plays on the market. I even made a blog about it if you would like to see:
http://www.squidoo.com/TheYoungidealistEconomyBlog
If you are willing, we can arrange something personal so that you wont need to worry about me putting the money you offer at high risk and blow it all. Might even be able to arrange something where I could make money for you to prove myself before accepting your donation. Whatever the case, I know we'd have to make it a personal arrangement to satisfy the current laws.

3. Working towards paying my debts to my friends.
My friends have been really supportive through these hard times, though they are starving students themselves. To keep up my morale they've bought me food, given me a place to crash when they could, and even paid to have me join them at fun local events. I have some money that I've promised them back, and I plan on making due on those promises as soon as possible.

4. Paying off my debts with companies.
I've had times where I couldn't afford to pay for rent and had to leave, like when my wife left me to live with her parents. These issues follow me on my credit score and I would like to work towards removing them so that I can turn my life around.

5. Getting a good start towards paying off my student loans.
I know I won't be able to pay them off before I find a good career with my degree. I would just like to have something to start making some automatic payments with and put that part of my bad credit score behind me as well.

6. Buying a home.
My mom never owned a home. No offense meant to land lords out there, but I really think the rental system is way out of line. My mom was always a hard worker. Way better than me, yet she could never own a home because she didn't have the money. Meanwhile, people with money could live in great big houses for less than she even had to pay.
I want a house to own. Probably start with a condo and seek ways to improve it and flip a profit out of it. Then I want to keep building up money from housing until I can manage to build an apartment building.
If I could, I'd like to make an apartment building near a university that offers cheap housing using the Japanese capsule model or something even more economic and more comfortable.

7. Making an online tutoring site meant to offer free tutoring and tutoring for tips. Imagine a site (I have yet to know of one) where people can collect their resources on a class, much like they collect info on ratemyprofessor.com, but also seek help from others who are taking the class or who have taken the class. Donors like you can offer money to tutors who post their notes and stories on the site, alongside ratings from other students that they helped.
Some tutors can offer their rates for help, sell their notes online for cheap, or just offer their help whenever they can and ask to be tipped through paypal if someone likes their work. My hope is that such a site could help to put an end to sophistry in the college system once and for all, making education easy and affordable for everyone.

8. After I have everything I'm hoping for above, the sky is the limit. But I would prefer to put the extra money that I don't need to good uses. I would spread a little philanthropy around, give to others in need on this site and through other resources.
I'd also look to teach others how to fish. I think a great way for the economy to be fixed would be if philanthropists made some really good employee owned companies. Make the place pay for itself, skim a little off the top, and walk away knowing that you really were a job creator.
I think that everyone who is capable of work and who chooses to work deserves to have their own independent living situation. I know that we are a long way from that, but I tend to be an optimist. I would like to try and make the world a better place, if nothing else.

Aside form financial help, I'm interested in anything else that I could get that's useful. Advice, Neuroscience Career connections, work, hobby or volunteer work that can easily become lucrative, I'm really all ears. Thanks again for taking the time to read my request. I hope you find it in you to help me out, even get to know me if you'd like. Bet you $5000 I can make you laugh. Did I win? >;) it was worth a try anyway.

I am desperate and will lose my home this year.
The balance of my home ($41,000.00) will be due in full this year. I bought a small home on a land contract from a very kind Christian man who believed in me. He helped me because I was unemployed. Three years later I still cannot find even part time work. I have applied at over 200 companies. I am also caring for my 86 year old father which I want do as he needs me. I have a 99 Mini Van, high miles. No toys, and I have sold what little I have on Craigslist. My father has a small fixed income and health insurance. I have none. I am single with no children. I was adopted. My parents gave me all the love a child could want. We have never had much. My parents always taught me "People before possessions" I lost my mother a few years ago. I will do anything to make sure my father is cared for. He has early signs of dementia. I watch him slowly lose weight and memory.
Anyway, my friend passed away and my loan is in the hands of his estate. His family will repossess the home if I can't keep up with the payments, and pay the full balance. It is a (1976) manufactured home and I have learned no bank will finance the home even if I were working. I don't know if my friend knew this when he loaned me the money, but he had a heart of gold. I guess I should have checked into this.
I have tithed and given to The United Way for 20+ years. Now I'm in trouble. My small church is unable to help except with food. I'm trusting God and asking for help from anyone in a position to do so. ANY amount would be a blessing! My faith is strong & God is in control. The fact is, if I lose my home, I lose everything. If you are unable to help, I welcome your prayers!!
Thank you for reading my post & May God bless you all.

Im a single mom with 2 children going through a divorce. I walked away with my children, van and what little bit of self esteem i had left. I left him everything.He sold the house and all the property and has not shared any of the profits. We are Living in an apartment now sence Oct 2011 and the bank will do final forclosure on march 24th. I need a home to live in for my children. I would have the funds to do it if he would have fallowed the judges rules but instead he has a life time to reimburse me for my half. There is a small house in our little town that cost $25,000 if i could please get some help buying it. Everthing is very appreciated. Thank you all.

Hi. Im 60 years of age, live alone and self employed. I owe $1000 for 2010s taxes which has now become $2000 plus approx. $1000 for 2011s taxes plus Ive fallen behind in state and local taxes. None of these are real estate taxes I rent. Im able to keep rent and utilities paid but cant get these taxes caught up. The IRS put me on a payment plan for 2010s tax but that doesnt do a thing for 2011, 2012 or state or local. I went to a good friend who loaned me $4000 which would have paid all these taxes but just then I lost the engine in my work van $4500. I have 2 credit cards together have less than $1000 limit needless to say they are now maxed. I am not able to make payments on 2010s, 2011s and quarterlys on 2012s taxes plus this personal loan. I will not let my friend down so I have to let these taxes go again unless someone can and will help. Once Im caught up Iasure you Ill be able to keep caught up. This is the first Ive known of BegList I started search for help because I was out of options and saw the # of people in the same boat. I read someone promised to pay it forward and now I see I need to do that also. PLEASE HELP!

Hi, In 3 years we went from being a family of 4 to a family of 6. Right before I found out I was pregnant the 4th time we had put a loan out for a car. The car does not fit us all. We are never able to go anywhere long distances together especially with our dog who thinks she is human. Our credit is not to good either right now so trading our car in for a van would cost us alot of money that we dont have. I am a true believer in paying it forward. I am currently in school to become a nurse and I have 4 great kids. If anyone can help with anything it would mean the world to me... Thank You

In 1998 I found my mother. I was born in Germany and given up for adoption. Our story hit the newspapers in December 1998 in Idaho. I was elated. In 2005 I left my job and moved to her town, believing there were many job opportunities there. I wanted so badly to be close to her. To make a long story short, she is not the person I dreamed she was and am now living in my van with my dog. I have had to get my SSI early, and do not have enough income to rent a place to live. I am willing to move anywhere for a job, but do not have enough travel money. I thought I didn't know how to be homeless, but it's amazing the steps a mind goes through to get accustomed to a situation. I can supply a resume upon request. Please help me. Thank you in advance

September 2011: Had a nearly fatal motorcycle accident on Lucent Blvd. in Denver. The events leading up to the accident I am unclear of, all I remember is waking up underneith a car and couldnt move. I remember the ambulance showing up to extricate me. Apparently I had a shattered pelvis and a broken humorus. I also sustained another concussion. I never was a big fan of the helmet, in fact very rarely did I wear one. I just happened by chance to decide to wear one that day, if I hadnt I'd be dead. It used to be that I struggled to survive, now I struggle to exist. This account is by my wife:

On September 28th, 2011
My husband Trevan had an accident on is his way to an Interview and he was going on Lucent to get on to the highway on C470 and was not able to see with the dew on the street and sun glare. He didn’t see the car at the stoplights, going on to C470. Didn’t know or see that it was stopped at the light. The sun was so bad that he slammed right into the person in front of him and went over the handlebars of the motorcycle and over the person’s car and was found underneath the car. The Paramedics found him under the person’s car and had to pull him out from under it.

I got a call about 8:15 am from the fire department letting me know that my husband was in an accident. I was so scared I was trying to get my son ready for school and get my daughter ready to so I could take him. I was told that he was taken to Littleton Hospital and that I can call over there and get info on how he is doing. Instead of me calling the ER the ER nurse called me and gave me some info about what they are doing and what ER room they are taking him to. They took some x-rays and he couldn’t be moved because they were not sure about his back. So they did the x-rays in the ER. That is what the nurse told me that they were doing and that he was stable. The nurse also said if I could get to the hospital as soon as I could, it would be a good idea to come since the police and fire department was still there. I told her I would try. I called my mother in law to let her that her son was in an accident and I called my mom. There were other people that I called too. When I got there and I had to park so far in the back of the hospital that I had to ask for directions to get to the ER from the outpatient so I could be there with my husband. When I got there it was very hard to see what he looked like. He had a neck brace on and his left arm was all wrapped up like a present. He had a big gash on the inside of his right leg that was pretty wide and you could see the fat and it kept on bleeding. They would not take off the brace from his neck because they didn’t know what else was going on with him. I met the ER doctors and they told me that he is in quite bit of pain, and that he was starting to not know what happened off and on. I tried to see if he could tell me himself but could not remember. One of the ER doctors was very concerned about the blood in his urine so they took him to another place in the hospital to do some more tests on him. My mom in the mean time called me and told me that she was on her way to be at the hospital with me for support, I told her that I really need some comfort and to keep it together. When she got here Trevan was not yet taken to get tested yet so my mom said hi to him and ask him questions. Then with the ER nurses came in to take him for the tests my mom ask the nurse what kind of test that they were going to do on him and they said it is to check for internal bleeding. When Trevan was taken back we went to sit in the waiting room in the ER. My mom kept asking me questions but I could not answer any of them, because I have not been told about any thing besides what the nurse told me on the phone before I got there. I ask the nurses that were still around they’re about where his belonging were because I needed to know if his wallet and other things like ring and glasses was there. They handed me the beg that had his wallet and other things that they took off of him. I took the beg with me so I could go through it and see if every thing was still with him. His wedding band was in there his wallet was in there and socks and helmet was there too so I took it with me out to the waiting room. There was also a ticket that the police left in it too. My mom took a look at it to find out what all happened. It just said it was his fault but we didn’t think it was his fault, but later on we did fine out it was his fault but we took care of it for him while he was in the hospital. While we were waiting Trevan’s mom came with my daughter to see him but he was still not back in the Trauma room. After a while they finally moved him to a room so we all went there. They took him to the ICU and we had to keep our hands clean at all times coming and going. Trevan was put on many powerful pain medicines for the pain. He was put on dilaudid and he was on that for a while but then he was inching so bad that they took him off of that and put him on morphine he was a little better but still was itching like crazy.

Doug and Jan drove out here on Wednesday night they didn’t stop except for brakes and gas but they drove all the way through so could see Trevan. They arrived at the hospital at 3:30 am. Trevan didn’t remember that his dad and step mom came to see him the first night. I told him twice that they were here and he just didn’t remember it. Every one came to see Trevan everyday Doug and J, Karen and John Hager, Kehli, his mom Beverly. Doug and Jan were here for four days and they were here also for the surgery. We had a lot of people in the waiting room Beverly and our kids, me, and Doug and Jan. I was happy that I had that many people there with me because I was very upset.

October 1st 2011
Trevan had his surgery on both the pelvis and the humerus bone. The doctor started with his pelvis first he said it was the quick one and that Trevan didn’t loose much blood with that one. Then the doctor moved Trevan to another table to do the other part of the surgery. He lost a little bit of blood when they did his surgery on the arm they had to give him two pints of blood. The doctor did come out to tell us the update as he did them and how everything was going. He showed us before and after x-rays. The doctor did a great job of fixing Trevan up. Then after the surgery was done he was in recovery room for about an hour and a half. They moved Trevan to his room afterwards and he still was not doing hot. He kept saying that the room was moving and it made him sick. He tried to keep his eyes closed but it made him even feel worse. He also kept asking for ice chips which I feed to him as much as I could. He was better by the evening, he didn’t feel dizzy any more. Family kept coming to see him and tell him that they love him and pray that he will heal quickly. I stayed with him every night after the surgery to keep an eye on how he was doing. He didn’t remember a lot of things, which in some ways it is good but in some ways it is bad. I think a lot of it had to do with the pain medicine that the doctors was giving him. A nurse told me that it could happen with the medicine could make you forgetful depending on what kind of pain medicine.

October 4th 2011
While Trevan was at the hospital he did fall. He hit his head agents the closet that was in his room. The nurses found him on the floor. They did say that when he fell he landed on his right side and that they don’t think he hurt him self, but he did hit his head when he went down. I asked them if they were going to see if he did any damage, and they said that he didn’t and couldn’t do that much damage because the way he fell. I asked them if he hurt any thing else and the nurse they checked him over and asked him questions and didn’t see any evidence that he had any more damage to what he already had. I asked to if they did any test to see. They said they didn’t do any other tests on him because they didn’t want him to be exposed to any more radiation from the x-ray machine. He was getting out of bed by his self with out any help, which he was not supposed to do that. That is why when he fell they put a bed alarm on his bed so they would know at all times that he gets up, for his safety.

October 5th 2011
During that time while he was a Littleton hospital they were trying to find a rehab place for him so he can start getting back on his feet. They did find one and they had him transferred from Littleton to Porter hospital. Before he left I told him that I would see him later that evening and so will his mom and kids. He said ok and they he was gone. That evening Beverly and the rest of us call daddy from his mom’s phone to let him know that we are coming to see him but we were going to stop and get something to eat on the way up to the hospital. Then while we were eating at Wendy’s he calls me on my cell phone and asks if we were still coming I told him yes. I asked him did you even remember that we called you before and told you that we were coming he said no he didn’t remember. While he was on the phone with me still we asked him if he wanted us to bring something for him. He said yes. We brought him a hamburger and a frosty. When we got to the Porter hospital and got to his room we noticed it was very small and odd shaped. He had a window but in the wrong place or the room was just in the worst place. It looked like a bad shaped L and had no flow to it. I asked Trevan on how he was doing and he said tired and in pain. I said you just been through a lot and it will take a while to heal. Then we gave him is food and let him eat while we also talked to the nurses that were taking care of him there. We also ask that if there was a way for a cot to be put in there so I could stay with him some of the times. They said yes that they will get one in the room the next time I come up to see him. I said thanks. They also had a bed alarm on his bed and his wheel chair that he was using. I am happy that they had that on there but the moment that he got up to use the urinal that the alarm went off. And he didn’t feel comfortable with them always coming in and him not able to potty when he wanted too. When he is in the bed but keep it on when he is in the wheel chair because he could not remember to lock his brakes before he transferred form the wheel >chair to bed or just getting up to stand.

October 6th 2011
Trevan calls him mom to get my number to be able to call me. He talked to her for a while and he also asked if we were coming to see him, and also asked if we knew where he was. His mom said yes she knew and asked him if he remembered that we were the other night. He said no and also said that we weren’t there to see him. Which we were there but he just didn’t remember that we were all there his son and daughter me and his mom. He forgot the entire evening and event that we even were there to see him the night before. His mom said to him that we were all coming to see you again tonight so we will see you later. The same day I went to take our van to get the oil changed in it and found out that there was a clucking sound and they told me that it was not safe for me to keep driving it. They said about a week or two would be all I should drive it. I called my dad and asked if he knew any one that I could take my van to get an idea on how much it would cast to get it fixed. This was all the same day that I was going to see Trevan at the hospital. They didn’t want me to drive it anymore until it was fixed. So Beverly had to take me back and forth to and from the hospital for a while. After Beverly got off work we all got in to the car and drove up to the hospital. We asked the nurses if there was any way for Trevan to watch movies other than watching TV all the time. They said yes and told us there is a TV, VCR that is on a cart that can go into their room to watch movies and only VHS tapes only no DVD’S. So mom went into the lunchroom and looked at all the movies and wrote down all the ones that Trevan would be interested in watching. After she was done she brought the list to Trevan to see and to know that he had choices. Then we went home and told Trevan that we will see him later the next day. Then said our good-byes.

October 7th 2011
There was a lot of thing going on this day that I don’t want to go through again. I had to take my van to a place that my sister in law told me about. I made my appointment with them the day before and they wanted me to bring it back today and get it fixed. They even said that it was not safe at all. I left it with them to fix it in the morning. Then I came back home and had more things to do. I had to run around back and forth using my mother in laws car which was ok she was taking care of my daughter and my niece so I got thing done and I was able to relax a little bit. We all went to see Trevan that evening. We had to go and pick up my van after we picked up dinner. Then we left to see Trevan. When we got there into Trevan’s room he looked really tired and in a bit of pain. We got an extra hamburger so we gave it to him so he could eat it. Of course he at it all up. I changed the channel and found shreck the movie and we all watched that with Trevan. The nurse cam in to see how he was doing. He said that he needed more pain medicine, also needed to have his depends changed. The kids and grandma left outside the room while he was getting changed. After he got settled again the kids came back in and they were getting rowdy so I ask Beverly to take the kids home. They gave their daddy a kiss and left. That night I stayed with him and he kept on asking if the nurse had given him his pain medicine. I told him yes that they did give you your medicine. I asked him if even remembered it and he said no. He asked me 4 other times to while I was there. When it was time for him to have another dose of medicine I said to use the call button that is what it is there for instead of me always running in and out of his room to let the nurses know that he needed more medicine. I stayed with him all night it was very hard for me to hear. When Trevan would fall to sleep he would start dreaming and breathing heavy then wake up crying and then fell back to sleep. It would go on about 5 times at night. I think it was nightmares and when he wakes up he would not remember any of it.

October 8th 2011
The nurses were coming into see how Trevan was doing. He had his breakfast and pain medicine. After breakfast the therapist came in to take him to do some therapy stuff. He worked on the ramp with wheel chair going up and down with keeping control with his feet. The first round was 35 minutes. Then comes back and rests for a half-hour and goes again for 30 minutes. Then he came back and rested and had lunch. Then he went with another therapist and goes and has a shower, but after a while he came back. The nurses told me when they came back with Trevan that the cut on the inside of the right leg came open while they were helping him with his shower. He lost a little bit of blood but it hurt him quite a bit. So two nurses came back. One was pushing him and the other on putting pressure on the wound. When he was back in the room he looked like a ghost, and looked very tired. Then his nurse came in to put a different kind of bandage on his leg. By the end of the day he had color back in his face and was doing better. That day and evening he didn’t know that I was staying with him. I was with him at the hospital since Friday night, to Sunday evening. I will be going home on Sunday night.

October 9th 2011
The nurses and doctors decided not to have therapy because Trevan gave them a scare. So they just let him rest and let the wound heal some more before he did any more. I watched him sleep and he has the bad dreams again all day, and all night. I woke up every time he had the dreams. I counted how many times he would wake up and go to sleep again. It was hard to hear too. When he did wake up I would ask if he remembered any of it. He would say No. I did let the nurses know what was going on with Trevan and also asked him to keep an eye out and check on him. I also asked them to keep a record of it too. I left the evening so I could take care of my kids the next day. My mother in law had to work and had to keep Sarah with me. I said my good-byes. I asked the nurses to keep me in formed on how he did through the night.

October 10th 2011
Trevan told me that he had therapy and that he was in some pain. He was up in the wheel chair and bed. He was learning how to put socks and underwear, shorts and shirt on by him self with out help and doing it all by with one hand. He did OK is what he said. It is hard for him to remember which arm to do in first. The nurses said try to remember left first than over the head than right arm. Then put your glasses on so you can see. He said he would try to remember. Then I went home. He also saw the doctor and asked for Ibuprofen.

October 11th 2011
I got to the hospital to see Trevan about 7ish. He looked tire but also happy to see me. He said to me when I can in “I was wondering when you were going to be here” I said I had to take care of the kids first. In the morning he did therapy then he has lunch and after he had lunch he did some more activities he had u ride outside and played scrabble to get his mind working on thinking. That is what he did during the day when I was not there to see him during the day Trevan had therapy and looked somewhat tired when I got there, he was also in his wheel chair. He ate all the tacos that his mom got for him. After we got done eating he was in a lot of pain. He asked for more pain medicine and he could not get any more ibuprofen. So they gave him percocet for the pain. All we did while I was there with him we talked and watched TV together. Was late when I left to go home and care for my kids.

October 12th 2011
I went to see Trevan about 7ish again. He did a lot of thing in the morning it was all written down so I knew what he did. Which he was to do every day for his memory issues that he has. He had breakfast then he had PT. He did exercises with his legs. ST. tested him it scored 20 out of 25 on the cognitive tests. Then he did some transferring using one leg, 2-½ lbs. on the other leg (right leg all weight and partial weight on the left.) After lunch he did the walker, wheel chair, shower, teeth and hair. All of this info that I keep getting is what he writes down for his memory reminder. I took a look at him and asked him how he is doing, He said he is in a bit of pain. A lot of pain was mainly in the arm. He asked for some pain medicine and he started to fall to sleep. So I told him that I would head home and take care of the kids. He said to tell them that he loves them. I said ok.

October 13th 2011
Just reading his report that he wrote. He did getting in to his wheel chair to go to the toilet, Independence Square and weight. That was his activities during the day and he also had another stitch pop and his leg started bleeding again. That is what he told me. It is covered with gaze. I was happy that they did put that on there to protect it better. He has been sleeping better. They aren’t using the walker with the plate form because of his bad left arm. He is balancing so much better on his right leg which I am very proud of him. I noticed while I was there he didn’t remember that he had his pain medicine which they did give it to him. But they could not give him any more until 9:15 PM. And it was about 8:20 PM when he asked for more pain medicine.

October 14th 2011
Trevan woke up around 5:45 am having pain in his arm and needed to be changed. Found out that Dr. Bess has not released him from putting more weight on his left leg. It will be 30% weight for a while. At a little bit after 9 this morning went for a wheel chair walk. He sat in the wheel chair and used his right foot to move him forward and his right hand also help him to move forward in the direction that he needs to go. He went around the hallway twice. Then after he did that he came back to his room, so after that another person came in and took him down to the shower. Both of us were in the shower room with the nurse getting him ready and helping him stand only on one leg. He could not put much weight on the left leg. After every thing was off the therapist helped him sit on the shower/ tub chair. We both helped him get cleaned up, but we made sure he did most of the cleaning up. He did well at listening to me and stayed seated until we needed him to stand to pull up his pants. He only used his right leg to stand on and his right arm to pull up. I told him if he comes home he is going to have to listen and wait until I can come and help him. I didn’t want him to fall again and end up in the hospital again. After the shower we went back to his room to rest for a few minutes. Then he went to do more moving therapy. He did hopping on the right leg and using the parallel bars with the right arm to and from the wheel chair. Then he did some bumping up and down on the stairs. They would not do any more of them for a while because it tired him out so much. We did not know when he would be able to come home yet. We were going to have someone come by to take a look at the house and see if he can come home. Right now it is set for wed. But it is not set in stone. I am planning to stay the night again and leave about 8:15 am to watch my daughter. Then I will be back to stay with him again that evening.

October 15th 2011
This is what Trevan did for the day, leg/ hip exercises, control wheelchair up and down ramp. ST- did memory strategies, put a picture with info, and writing down notes. OT- watched him do his brushing his teeth, getting dressed, independence square (cashier, shop, and sandwich) memory. That is what he did and also found out he has a urine infection. He slept a little bit, was up having to go to the potty all night, had to remind him mot to put any weight on his left leg. He said that he was not but I doubt it. I was watching him. After he was done he was always putting weight on the left leg every time he pushed his butt back in the bed. I am very worried about that. I did tell the nurses to keep an eye on him that he was having issues with him having to pee all the time. Since he had the infection. They said that they would keep watch and see how he does through the night.

October 16th 2011
Trevan had a bad day at remembering this day. I just don’t remember what he forgot because I was also very tired this day also.

October 17th 2011
We brought Trevan home to do the home inspection so we could find out what we all needed to do and what to get for the house, so Trevan can come home. We didn’t want him to get injured any more than what he is now. When we got to the house the two nurses had to lift him and the wheel chair up the stairs since we didn’t have the ramp up quite yet. We did tell them it would be up once we know what day we could get help. While Trevan was still sitting in the wheel chair he had to use the restroom. He did try to get in the restroom which he did do just fine, but when he was ready to get back out and into the wheel chair he almost fell in to the wheel. So they deiced not to have him use the small bathroom.

i am a single mother of a 12 year old daughter who was just diagnosed with a rare disease known as albrights hereditary dystrophy...due to gas prices and the 80 miles round trip in my old beat up 91 chevy van,and our ssi income,we are able to pay the rent, our elec was turned off last week, but thanks to help of some local churches they will be back on again next week and we can go back to our own home...we need household items desperatly,dishes of all kinds, bake ware, silverware,can opener,crock pot,deep fryer,vacuum cleaner,steam cleaner, blankets,pillows,books to read for me and my daughter, clothes for girls sizes 16 or womens sizes 3-5...hygiene and cleaning supplies