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Helped My Parents, Now I Need Help Please!

Posted by HumblePie on 2012-04-11 19:58:26

Sitting here trying to think of how to start this "beg" my mind does a fast playback of the last 5 years which seems to find me sitting here trying to think of how to start this "beg".

To type it all out would be exhausting, depressing and most importantly, a total disregard of your time. I will try to keep this as short and to the point as possible.

Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".

Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.

Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.

The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.

I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and if Bank of America doesn't foreclose on my house I hope to make the need repairs so I can at least sell for what I owe and then rent a small affordable apartment or house. Please... Any help that you can give will be greatly appreciated. Thank You & God Bess!

Thanking You in Advance!

Posted by HumblePie on 2012-04-11 19:58:25

Sitting here trying to think of how to start this "beg" my mind does a fast playback of the last 5 years which seems to find me sitting here trying to think of how to start this "beg". I will try to keep this as short and to the point as possible.

Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".

Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.

Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.

The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.

I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and replace my roof. Any help that you can give will be greatly appreciated. Thank You & God Bess!

We need help with taxes

Posted by nt1962 on 2012-02-17 15:58:59

We desperately need your help! We are a small church located in an economically disadvantaged community. We own a house that was deeded over to us by a former pastor and are at risk of losing that property because of our inability to pay some past due taxes on the property.

The house was deeded to the church over 30 years ago by a former pastor of the church who had become ill and subsequently passed away. The house is not located in the same community as the church. (In fact, it is some distance away from the church, and therefore could not be utilized for church-related purposes which would have taken it off of the tax roll). As a result of gentrification in that community, the property values have increased tremendously. The property tax assessment for the property owned by the church escalated to staggering heights during the housing bubble.

Because of this the church has had much difficulty keeping up with all of the taxes on the property (a general tax, a school tax, and a village tax). The rental income from the property is used to assist the church with operating expenses, maintenance of all of the church properties, as well as paying the taxes. Finally, reassessment in the last couple of years has brought down the amount of taxes to be paid and we are better able to handle some of the current taxes due, but some of the older taxes were sold and consolidated in tax lien sales. The consolidation of the prior taxes due has hurt us tremendously. Numerous times the unpaid taxes were consolidated prior to our completion of raising enough funds to pay off some of them in their unconsolidated state. Individually some were $1,000 to $3,000 respectively. They have been consolidated totaling almost $19,000. We are not permitted to pay the liens individually which was viable, we have to pay them in total.

There is a holding company based in the community where the house is located which purchased those liens. That company is now a few months away from being able to begin foreclosure proceedings and take a valuable piece of real estate out from under the church. This would be devastating to the church.

The church has been in the process of trying to sell the house and use the proceeds from the sale to build a much needed new church building in the community it is located as well as to pay off those outstanding liens at closing, and to unload a property that was once a blessing to the church, but has long since become a burden. We don’t want to lose the property. We want to be able to sell it. We had some offers on the house, but at the last minute a promising deal fell through. Previously interested buyers, for some reason now, are less interested. We feel it is possible that there may some collusion within the community where the house is located to wait for the lien process to move forward and that potential purchasers connected with the holding company will be able to take the property and flip it to tremendous financial advantage, while leaving the church with nothing for thirty years of struggling to take care of the property.

It is important that we are allowed to sell the house and build our new church. We are in the final stages of making the new building a reality. All we have to do is secure the construction financing. Receipt of a commitment letter for the sale of the house is all that stands in the way of a 40+ year dream for the congregation. It would give us the down-payment that we need to move forward.

With the construction of a new church, we would be able to operate before and after school programs, have handicap accessible restrooms, and provide better services to the community. We have a senior citizens housing complex across the street from our church, and many of the residents would attend our church but they are unable to climb up and down the stairs to the single-person restrooms in the basement. We also operate a summer day camp which would benefit greatly from having more space in which to operate. We would be able to accommodate many more youngsters, many of whose families are unable to afford the other summer camps operating in the area. We have had to turn down prospective campers because of space constraints.

Our congregational makeup has changed over the years. The financial impact of that changed has been coupled with the severe impact of the economic downturn on our community. We have more retirees now on fixed income, youth, and small children, many of whom have young mothers, and some people who are working age, mostly with working class wages. We need to build a church to better meet the needs of our congregation and community. We operate a food pantry and soup kitchen which would be able to open more days a week with bigger pantry space and a modern commercial kitchen.

As I stated, we are in the final stages of the building project. We have our permits, plans, and contractor selected. We are ready to obtain financing. The congregation, which has always striven to do much with little, has invested much in this projected over the years and the sale of this property owned by the church is the one thing that stands in the way of it happening. Please do not let us lose this property just so a few people can make a quick buck. Help us to pay off these tax liens so that our church will be able to help transform an entire community!

College for my daughter

Posted by coloradobegcollege on 2011-11-27 10:58:40

I'm seeking funding for my daughter. She wants to attend a Christian College in Virginia next fall and we are doing all we can to make her dream come true. She is a great daughter, very bright, and grounded in her faith and values. I'm hoping if we can just find a lot of people to donate small amounts we will reach our goal and make her future bright!

Thank You!

I need $80,000.00 for "helicopter flight school",for medical chopper training.

Posted by Motorcityphantom on 2011-11-24 16:58:01

"Hello". I am "a decent person",who "literally nearly got completely destroyed",by "unscrupulous reverends and unscrupulous religious people". I was "literally hurt bad and tortured" by these people,any they "literally" "stopped short" of "trying to make me drink cyanide and Cool aid". They "did not" "destroy" my belief in God,or "my own" "Good Samaritan values". "God" is "leading me in a new direction". I need $80,000.00,for "flight school",at a "reputable helicopter training facility" in the U.S.,,so I can "literally become" a "respectable" "medical chopper pilot". The "life" I "help save" in "the future" "may be" "the person who shows up out of the blue",and "helps" "YOU",when you need it most. "Help me out",I am "worth it",I am "worth something",and I "have value". "Please" tell a friend about this,I am "worth it". and,"thank you".

I need $80,000.00 for a helicopter.

Posted by Motorcityphantom on 2011-11-24 15:58:44

"Hello". I am "a decent person",who "literally" "gave up everything" for "GOD","only" to "get my teeth kicked in" by "unscrupulous reverends and unscrupulous religious people". I am "broke",I "gave all my cash and time away" to "help others",I have "nothing left",at all,and "I want to climb back up off the ground",and I "WANT" a "NEW FUTURE". The "people that hurt me" "DID NOT" destroy "my belief in God",or "my own" "good Samaritan values". I'm the one "who needs help this time". I need $80,000.00 to "buy a helicopter",so I can "literally" "become a Medical Chopper pilot". The people that I help save in "the future" "may be" "the person who helps you",when "YOU" get down."Please" "tell a friend about this, I am "worth something",I am "worth" helping out.

The angel is now in need of an angel Desperate Please help

Posted by aboutyou20 on 2011-10-03 16:58:17

I can’t believe my life has come to this. First and foremost, it is important to know that I am a hardworking, responsible individual. I love going to work every day as a child and family therapist knowing that I have the ability to help make positive changes in others’ lives. I also, for whatever reason, feel very uncomfortable asking for help. I don’t think I have ever asked anyone for financial help in my life, let alone a “donation”. I was always taught that if you want something…. YOU WORK FOR IT! I have had a job since I was 13 yrs old and it taught me to appreciate the value of the dollar and hard work. But what happens when you physically can’t? My values speak to who I was, who I am and who I want to be and why I am worthy of your help.
• Be respectful, giving, loving and kind to others.
• Treat others as you would want to be treated.
• First and foremost dedication to my family and friends
• If you want something, you have to work for it because nothing in life is free
• Work hard and you can achieve anything you set your mind to
• If you believe in something, be passionate about it
• Love what you do for work – Life is too short
• Do not be selfish, but selfless – be there or give to others as much as you can
Resilient for many years –struggling through a childhood of undiagnosed ADHD - low self esteem, disruptive and impulsive behaviors, poor attention, disorganization, ambivalence about making life decisions, flunking out of college my freshman yr at 18 yo (which led to me having to pay any subsequent schooling on my own), moving and attending a new school at the beginning of my 8th grade year with a scoliosis brace that had to be worn 23 hours a day, having major surgery at 14 yo and missing 3 months of my freshman yr. As an adult, moving from NJ to Ma away from my family who I was extremely close to due to a marriage that didn’t work, losing my father to cancer and watching him waste away in front of me and feeling helpless. I did return to school as an adult committed to helping others and figuring out my own insecurities. Over 7 yrs (25-32 yrs old) received my bachelors degree from Rutgers University with high honors and my masters in clinical social work from Columbia University also with honors.
I know what I am capable of and I know how much I have to give to others. But at this point in my life, I also need to be honest with myself about my physical limitations.
When I was 12 yo I was diagnosed with a severe case of scoliosis and had to wear a body brace for 1 ½ yrs. Bad timing, I guess… I had just moved and was starting my 8th grade yr in a new school. Two yrs later (1983) I had major reconstructive surgery (14 hours, in a body cast 6 mos, couldn’t ride in a car or sit for more than 15 mins a day for 3 mos) and my spine was fused from T3 to L4 – all at 14 yo! Over the years, my back problems were just “part of my life”. Now at 43 I am disabled and in need of another major surgery due to collapsed discs that are compressing the nerves in my lower back. The pain I endure is affecting my ability to sit, stand or walk to any period of time. I had to leave my last job as an outpatient therapist a couple of years ago due to my inability to commit to a schedule because of my pain. I have been taking pain pills, which I do not want to become addicted to and have worked out an arrangement with a caring chiropractor. Not to mention at work I have kids, teens and their families who depend on me to help them, some of who I don’t charge because they can’t afford it. So, my schedule is minimal, my bills are racking up and I continue to try to help people sometimes at my own expense (physical). I have no health insurance because I can’t afford it, I live in a 800 square foot apartment that I share and I drive a 1998 Nissan Maxima that has over 200,000 miles on it! I don’t have “things” because I don’t NEED material things. It kills me to ask for help, especially monetary. It’s hard for me to accept help but I have no problem giving, lending or helping other people. My friends say that I give “too much”, but I feel that if I have it to give or I can do something to help someone else be happier, less stressed or more comfortable than I will. And I’ve been taken advantage of many times because of this – for example, 3 yrs ago, I lent a co-worker $5000 to assure that as a single mother she would have a dependable car for her and her 3 kids. She has not paid me anything yet. Gave another friend my car for 2 weeks to use because her car was in the shop and she couldn’t afford a rental. It was definitely an inconvenience, having to walk to and from work a mile, having to way to run errands until the weekend, etc. But I did it because I knew how much it meant to her and how much it helped. I then find myself thinking … who will be my angel when I need one?? And I do…. Please, please help!! I don’t have a choice right now. I need surgery, physical therapy/personal training in order to continue working for others. Thank you so much for any contribution you can make! God Bless!
College Loans: $60,000
Surgery: $250,000
Credit card debt $40,000 over last 8 yrs to support me at times when couldn’t work
Physical Therapy $2,000
Bills 3 mos $5,000 during recovery time

Wow… that’s hard to see… : ( Feel like I’m on the verge of a nervous breakdown!! Please be my angel

The angel is now in need of an angel Desperate Please help

Posted by aboutyou20 on 2011-10-03 16:58:16

I can’t believe my life has come to this. First and foremost, it is important to know that I am a hardworking, responsible individual. I love going to work every day as a child and family therapist knowing that I have the ability to help make positive changes in others’ lives. I also, for whatever reason, feel very uncomfortable asking for help. I don’t think I have ever asked anyone for financial help in my life, let alone a “donation”. I was always taught that if you want something…. YOU WORK FOR IT! I have had a job since I was 13 yrs old and it taught me to appreciate the value of the dollar and hard work. But what happens when you physically can’t? My values speak to who I was, who I am and who I want to be and why I am worthy of your help.
Be respectful, giving, loving and kind to others.
Treat others as you would want to be treated.
First and foremost dedication to my family and friends
If you want something, you have to work for it because nothing in life is free
Work hard and you can achieve anything you set your mind to
If you believe in something, be passionate about it
Love what you do for work – Life is too short
Do not be selfish, but selfless – be there or give to others as much as you can
Resilient for many years –struggling through a childhood of undiagnosed ADHD - low self esteem, disruptive and impulsive behaviors, poor attention, disorganization, ambivalence about making life decisions, flunking out of college my freshman yr at 18 yo (which led to me having to pay any subsequent schooling on my own), moving and attending a new school at the beginning of my 8th grade year with a scoliosis brace that had to be worn 23 hours a day, having major surgery at 14 yo and missing 3 months of my freshman yr. As an adult, moving from NJ to Ma away from my family who I was extremely close to due to a marriage that didn’t work, losing my father to cancer and watching him waste away in front of me and feeling helpless. I did return to school as an adult committed to helping others and figuring out my own insecurities. Over 7 yrs (25-32 yrs old) received my bachelors degree from Rutgers University with high honors and my masters in clinical social work from Columbia University also with honors.
I know what I am capable of and I know how much I have to give to others. But at this point in my life, I also need to be honest with myself about my physical limitations.
When I was 12 yo I was diagnosed with a severe case of scoliosis and had to wear a body brace for 1 ½ yrs. Bad timing, I guess… I had just moved and was starting my 8th grade yr in a new school. Two yrs later (1983) I had major reconstructive surgery (14 hours, in a body cast 6 mos, couldn’t ride in a car or sit for more than 15 mins a day for 3 mos) and my spine was fused from T3 to L4 – all at 14 yo! Over the years, my back problems were just “part of my life”. Now at 43 I am disabled and in need of another major surgery due to collapsed discs that are compressing the nerves in my lower back. The pain I endure is affecting my ability to sit, stand or walk to any period of time. I had to leave my last job as an outpatient therapist a couple of years ago due to my inability to commit to a schedule because of my pain. I have been taking pain pills, which I do not want to become addicted to and have worked out an arrangement with a caring chiropractor. Not to mention at work I have kids, teens and their families who depend on me to help them, some of who I don’t charge because they can’t afford it. So, my schedule is minimal, my bills are racking up and I continue to try to help people sometimes at my own expense (physical). I have no health insurance because I can’t afford it, I live in a 800 square foot apartment that I share and I drive a 1998 Nissan Maxima that has over 200,000 miles on it! I don’t have “things” because I don’t NEED material things. It kills me to ask for help, especially monetary. It’s hard for me to accept help but I have no problem giving, lending or helping other people. My friends say that I give “too much”, but I feel that if I have it to give or I can do something to help someone else be happier, less stressed or more comfortable than I will. And I’ve been taken advantage of many times because of this – for example, 3 yrs ago, I lent a co-worker $5000 to assure that as a single mother she would have a dependable car for her and her 3 kids. She has not paid me anything yet. Gave another friend my car for 2 weeks to use because her car was in the shop and she couldn’t afford a rental. It was definitely an inconvenience, having to walk to and from work a mile, having to way to run errands until the weekend, etc. But I did it because I knew how much it meant to her and how much it helped. I then find myself thinking … who will be my angel when I need one?? And I do…. Please, please help!! I don’t have a choice right now. I need surgery, physical therapy/personal training in order to continue working for others. Thank you so much for any contribution you can make! God Bless!
College Loans: $60,000
Surgery: $250,000
Credit card debt $40,000 over last 8 yrs to support me at times when couldn’t work
Physical Therapy $2,000
Bills 3 mos $5,000 during recovery time

Wow… that’s hard to see… : ( Feel like I’m on the verge of a nervous breakdown!! Please be my angel

The angel is now in need of an angel Desperate Please help

Posted by aboutyou20 on 2011-10-03 16:58:11

I can’t believe my life has come to this. First and foremost, it is important to know that I am a hardworking, responsible individual. I love going to work every day as a child and family therapist knowing that I have the ability to help make positive changes in others’ lives. I also, for whatever reason, feel very uncomfortable asking for help. I don’t think I have ever asked anyone for financial help in my life, let alone a “donation”. I was always taught that if you want something…. YOU WORK FOR IT! I have had a job since I was 13 yrs old and it taught me to appreciate the value of the dollar and hard work. But what happens when you physically can’t? My values speak to who I was, who I am and who I want to be and why I am worthy of your help.
• Be respectful, giving, loving and kind to others.
• Treat others as you would want to be treated.
• First and foremost dedication to my family and friends
• If you want something, you have to work for it because nothing in life is free
• Work hard and you can achieve anything you set your mind to
• If you believe in something, be passionate about it
• Love what you do for work – Life is too short
• Do not be selfish, but selfless – be there or give to others as much as you can
Resilient for many years –struggling through a childhood of undiagnosed ADHD - low self esteem, disruptive and impulsive behaviors, poor attention, disorganization, ambivalence about making life decisions, flunking out of college my freshman yr at 18 yo (which led to me having to pay any subsequent schooling on my own), moving and attending a new school at the beginning of my 8th grade year with a scoliosis brace that had to be worn 23 hours a day, having major surgery at 14 yo and missing 3 months of my freshman yr. As an adult, moving from NJ to Ma away from my family who I was extremely close to due to a marriage that didn’t work, losing my father to cancer and watching him waste away in front of me and feeling helpless. I did return to school as an adult committed to helping others and figuring out my own insecurities. Over 7 yrs (25-32 yrs old) received my bachelors degree from Rutgers University with high honors and my masters in clinical social work from Columbia University also with honors.
I know what I am capable of and I know how much I have to give to others. But at this point in my life, I also need to be honest with myself about my physical limitations.
When I was 12 yo I was diagnosed with a severe case of scoliosis and had to wear a body brace for 1 ½ yrs. Bad timing, I guess… I had just moved and was starting my 8th grade yr in a new school. Two yrs later (1983) I had major reconstructive surgery (14 hours, in a body cast 6 mos, couldn’t ride in a car or sit for more than 15 mins a day for 3 mos) and my spine was fused from T3 to L4 – all at 14 yo! Over the years, my back problems were just “part of my life”. Now at 43 I am disabled and in need of another major surgery due to collapsed discs that are compressing the nerves in my lower back. The pain I endure is affecting my ability to sit, stand or walk to any period of time. I had to leave my last job as an outpatient therapist a couple of years ago due to my inability to commit to a schedule because of my pain. I have been taking pain pills, which I do not want to become addicted to and have worked out an arrangement with a caring chiropractor. Not to mention at work I have kids, teens and their families who depend on me to help them, some of who I don’t charge because they can’t afford it. So, my schedule is minimal, my bills are racking up and I continue to try to help people sometimes at my own expense (physical). I have no health insurance because I can’t afford it, I live in a 800 square foot apartment that I share and I drive a 1998 Nissan Maxima that has over 200,000 miles on it! I don’t have “things” because I don’t NEED material things. It kills me to ask for help, especially monetary. It’s hard for me to accept help but I have no problem giving, lending or helping other people. My friends say that I give “too much”, but I feel that if I have it to give or I can do something to help someone else be happier, less stressed or more comfortable than I will. And I’ve been taken advantage of many times because of this – for example, 3 yrs ago, I lent a co-worker $5000 to assure that as a single mother she would have a dependable car for her and her 3 kids. She has not paid me anything yet. Gave another friend my car for 2 weeks to use because her car was in the shop and she couldn’t afford a rental. It was definitely an inconvenience, having to walk to and from work a mile, having to way to run errands until the weekend, etc. But I did it because I knew how much it meant to her and how much it helped. I then find myself thinking … who will be my angel when I need one?? And I do…. Please, please help!! I don’t have a choice right now. I need surgery, physical therapy/personal training in order to continue working for others. Thank you so much for any contribution you can make! God Bless!
College Loans: $60,000
Surgery: $250,000
Credit card debt $40,000 over last 8 yrs to support me at times when couldn’t work
Physical Therapy $2,000
Bills 3 mos $5,000 during recovery time

Wow… that’s hard to see… : ( Feel like I’m on the verge of a nervous breakdown!! Please be my angel

If I didn't have bad luck............and health.............

Posted by Sadling on 2011-09-13 13:58:42

This is the worst situation I have ever been in. I have worked all my life, always helped others without a second thought. Now, I am the one in need. About to have my utilities shut off and my home.......I am about to go under and I am just recently diagnosed with COPD, and can't do what I used to, which was go..go..go. work two jobs....and had a business on the side plus going to college. Three members of my family are disabled and I have to keep trying and not giving up, but I can't keep up with it all. I have never begged for anything, but I am begging now for someone to help me. I only need about $2,000.00 to keep me and my family going to pay my utilities. I swear I will keep trying as I always do. Please, If you have a kind bone in your body, please help me. I am a 56 year old who I promise you has worked and always had strong morals and values and at this point in my life, I am desperate.

Help Me Save My House

Posted by savemyhouse on 2011-08-31 19:58:47

I'm another victim of the housing bust. I purchased my house in 2006 for 600K. Its now valued at around 250K and I'm soon facing an adjusting mortgage rate.

What is worse, the house quickly started revealing a ton of hidden problems soon after the purchase was complete. (yes we did an inspection). On top of that, the guy who sold me this house, immediately squeezed in another house on what was the empty lot next to mine. The new house is less than 3 feet away from mine and I can literally reach out the window and touch it if I lean. This guy really took advantage of me and then used my money to build another house! This also cut off all my views and light.

I was naive and listened to a lot of bad advice when making this purchase, but at the time that price for the house I got in California was a great deal. A steal! And then the housing bust. Now I'm left deeply underwater and with a house that needs a lot of repairs.

I can't qualify for a loan modification because I'm current on my payments. I can't refinance because of the loan to value ratio being so bad. I don't want to walk away from my home and cause another foreclosure to damage the values of even more homes in my neighborhood. Its a tough situation, and all I want to do is gain enough extra money to pay down some of my principal so that I start digging myself out of this horrible hole.

I realize that a lot of people have a lot of deeper problems, but I figure it can't hurt to ask. Once I am back on my financial feet I WILL pay it forward and find others to help. I actually already try to help people learn how to make money online and I also give to disaster relief whenever I can.

Please contribute to my cause. I'm just another American citizen trying to do the right thing for myself and my community. I have cut back on life's ammenities, I don't go on vacation, I work as much and as hard as I can to make extra money, but I just need a little more help.
Thank you!

Educated Single-Mother Who Can Hardly Afford to Work

Posted by sfgymnast76 on 2011-06-12 23:58:24

I am a motivated, single-mother who earned her Bachelor's degree when my son was a toddler, with the hope that I could provide a stable living for my family. Sadly, I have come to the realization that I would probably be better off not working, financially speaking, and relying on governmental assistance.

It's truly disheartening that I cannot survive on a single income alone, working full-time in advertising/marketing for our local newspaper. I thought I was doing everything right. Where did I go wrong? I left my son's father when he was an infant because he was unfaithful to me several times. It was not a conducive or healthy environment for me or my son. Since then, his father has been absent from his life for over 5 years. Not one phone call. Not one visit. No birthday presents. No cards. No money to help with expenses. Nothing. We can handle his absence because I have several positive male role models who have taken my son under their wings. He is a very well-grounded young man and has strong morals, values, and integrity.

With that said, I am the only financial support for him and I and pay all the bills, insurance, etc. and often have my wages garnished because I have had a difficult time paying for a couple ER visits (my son has asthma and was hospitalized with pneumonia) even with my insurance. I feel as if I can't get a break even though I try to do good.

My son is almost 9-yrs old and has been taking Suzuki violin lessons (paid for by a family friend) for the past year and a half. He is also my budding electrician/engineer...and creates incredible inventions with his circuit boards, wires, LEDs & motors that he digs out of old electronics. He attends the Robot Club at the local high school...and the older kids accept him even though he is their youngest member. =) He has an extremely bright future & I am so proud of him. However, it is a constant struggle everyday for me to put on a smile because we are so far in debt. I owe $2500 to the IRS for a supposed error on my 2009 tax return (disagree...but can't afford an attorney to fight it), $800 hospital bills, $3000 from other creditors from credit cards I had when I was 20 (I'm 35 now). I pay $300/month for daycare, household bills, car payment, etc. I am a good person & have a heart of gold. I want to remain a good role-model for my son so he is proud of me. I do not want to have to resort to relying on governmental assistance. I just wish we could survive on my income. It would be feasable if these bills were paid. Please help us. Any size donation would be an absolute blessing!! We need some financial assistance to get us back on our feet again. We're going through an extremely rough time & any gift would help. Thank you so much for taking the time to read this.

Best Regards,
I would like to tell you a story that relates to why I am asking for help.
My father was a Vietnam vet who proudly enlisted into the army to serve his country. After willingly serving two tours of duty, he came home and married my mother (his high school sweetheart) and started a family consisting of me and my two older sisters.
When I was four, my father began experiencing difficulties with his legs and feet. After many unsuccessful operations, it was determined that he was losing the bone density in his legs and he was put in a wheelchair.
My father was an amazing man; he never let his being in a wheelchair keep him down. He climbed Pike's Peak twice and Mount Evans once in his wheelchair, one of his climbs was filmed by a local TV show in Colorado called P.M. Magazine. We have the video footage on beta and are trying to find a way to convert it to DVD. I would love to share his story with anyone wanting to watch it. It shows what a courageous man he was. It was a heartbreaking climb over rough terrain and sometimes he had to strap his wheelchair to his ankles and drag it while he scooted up steep inclines on his backside. It never deterred him. He had more strength and determination than any man I have ever met in my life. He also ran marathons in his wheelchair and spoke to other handicapped and disabled individuals to help them realize that although someone may be hindered, it just means that they learn to function differently. "I may be in a wheelchair, but the wheelchair isn't in me," he used to say.
In 1987, when I was 12, the harsh weather conditions of Colorado became unbearable for my father and we moved to Las Cruces, New Mexico.
My father was never granted disability in Colorado or New Mexico and while he fought for 30 years for his pension from the Army, he never received that either (the common story of we can't seem to find your files even though my father repeatedly submitted his paperwork to show his contribution to our country). As a result, my mother found herself working 2 full time jobs just to support us and we still barely made ends meet.
We grew up poor our entire lives, but we understood what it was like to be rich in other ways. Our family was close and we knew that, no matter how rough things could be at times, that we really did have each other. My sisters and I grew very close over the time when we had no electricity and only had each other to listen to because we didn't have the power for television and radio. We are still very close to this day. I will never regret how we grew up, even with the struggles, because it was the foundation of who we are today. We all learned how to be kind and unselfish and value each other. Both my sisters and I all have our own children and work hard to instill the same values in them.
In 2000, my father was diagnosed with lung cancer as a result of being subjected to Agent Orange while in Vietnam. The tumors were visible in both lungs and nothing could be done. He passed away one week after the diagnosis. We had no time to prepare and certainly no time to say goodbye.

My mother now lives in PA in a cute little Amish town. She has since remarried a wonderful man named Jack. He is also a Vietnam veteran.

My sisters and I still live in New Mexico with our families, although my heart is definitely on the east coast with my mother.
A short time after my mother moved to PA, she got a
job as a nurse. She loved helping other people as she had done all her life. Unfortunately, she suffered a fall that left her with permanent neck and spinal injuries. After going through her own numerous surgeries, she was unable to continue the work that she loved so much. The tables have turned from when we were growing up where she was the only source of income and Jack has been the sole provider for the last several years.
Recently, Jack began to feel very ill and it looks like the effects of Agent Orange have done their damage once again. He is suffering from skin cancer and stage 4 prostate cancer and after going through a series of tests, the probability of also having lymphoma is very high. My mother is going through the same horror once again and while my sisters and I are grown, losing a father to Agent Orange for the second time isn't easy on the heart.
A few years ago, my mother lost both parents and her only sibling, a brother, in the span of four months. She has nobody and I can't bear to leave her alone while she suffers physically and emotionally.
Unfortunately, I lost my job a couple months ago due to layoffs and have had extreme difficulty finding another source of income. Las Cruces is a small city with very limited opportunity. While I worked in the same profession for the past 11 years, I have applied for any and every type of job I could find.
We are struggling to find a way to move close to my mother so that I can take care of her and so she won't be alone if she loses Jack. My sisters and I are the only family she has left and I want nothing more than to be there for her.

I am hoping to find a job there very quickly and I would also love to attend schooling and get my degree in forensics. It has been a dream of mine to be able to assist in solving crime related cases. I firmly believe that I can accomplish my career goals and help my mother if I were in a state with far more job opportunities.
We have never been comfortable financially and my 2 teenage boys understand what it is like to do without the things they want in exchange for just the things they need, much like my sisters and I when we were growing up. I have always wanted more for my kids than to see them grow up here in a high poverty state. I believe the job opportunities and schooling for them will be equally beneficial. They both already have career minded goals that will take them farther in a bigger state.

It has been 4 years since I've seen my mother as neither of us can afford the expense of a trip.

All I am requesting is enough assistance to be able to move my family closer to my mother and locate a house to rent while I search for a job. I am only asking for short term support as I know that I am capable of supporting my own family and I am certain that I will be able to find gainful employment in a short time.
I would like to tell you a story that relates to why I am asking for help.
My father was a Vietnam vet who proudly enlisted into the army to serve his country. After willingly serving two tours of duty, he came home and married my mother (his high school sweetheart) and started a family consisting of me and my two older sisters.
When I was four, my father began experiencing difficulties with his legs and feet. After many unsuccessful operations, it was determined that he was losing the bone density in his legs and he was put in a wheelchair.
My father was an amazing man; he never let his being in a wheelchair keep him down. He climbed Pike's Peak twice and Mount Evans once in his wheelchair, one of his climbs was filmed by a local TV show in Colorado called P.M. Magazine. We have the video footage on beta and are trying to find a way to convert it to DVD. I would love to share his story with anyone wanting to watch it. It shows what a courageous man he was. It was a heartbreaking climb over rough terrain and sometimes he had to strap his wheelchair to his ankles and drag it while he scooted up steep inclines on his backside. It never deterred him. He had more strength and determination than any man I have ever met in my life. He also ran marathons in his wheelchair and spoke to other handicapped and disabled individuals to help them realize that although someone may be hindered, it just means that they learn to function differently. "I may be in a wheelchair, but the wheelchair isn't in me," he used to say.
In 1987, when I was 12, the harsh weather conditions of Colorado became unbearable for my father and we moved to Las Cruces, New Mexico.
My father was never granted disability in Colorado or New Mexico and while he fought for 30 years for his pension from the Army, he never received that either (the common story of we can't seem to find your files even though my father repeatedly submitted his paperwork to show his contribution to our country). As a result, my mother found herself working 2 full time jobs just to support us and we still barely made ends meet.
We grew up poor our entire lives, but we understood what it was like to be rich in other ways. Our family was close and we knew that, no matter how rough things could be at times, that we really did have each other. My sisters and I grew very close over the time when we had no electricity and only had each other to listen to because we didn't have the power for television and radio. We are still very close to this day. I will never regret how we grew up, even with the struggles, because it was the foundation of who we are today. We all learned how to be kind and unselfish and value each other. Both my sisters and I all have our own children and work hard to instill the same values in them.
In 2000, my father was diagnosed with lung cancer as a result of being subjected to Agent Orange while in Vietnam. The tumors were visible in both lungs and nothing could be done. He passed away one week after the diagnosis. We had no time to prepare and certainly no time to say goodbye.

My mother now lives in PA in a cute little Amish town. She has since remarried a wonderful man named Jack. He is also a Vietnam veteran.

My sisters and I still live in New Mexico with our families, although my heart is definitely on the east coast with my mother.
A short time after my mother moved to PA, she got a
job as a nurse. She loved helping other people as she had done all her life. Unfortunately, she suffered a fall that left her with permanent neck and spinal injuries. After going through her own numerous surgeries, she was unable to continue the work that she loved so much. The tables have turned from when we were growing up where she was the only source of income and Jack has been the sole provider for the last several years.
Recently, Jack began to feel very ill and it looks like the effects of Agent Orange have done their damage once again. He is suffering from skin cancer and stage 4 prostate cancer and after going through a series of tests, the probability of also having lymphoma is very high. My mother is going through the same horror once again and while my sisters and I are grown, losing a father to Agent Orange for the second time isn't easy on the heart.
A few years ago, my mother lost both parents and her only sibling, a brother, in the span of four months. She has nobody and I can't bear to leave her alone while she suffers physically and emotionally.
Unfortunately, I lost my job a couple months ago due to layoffs and have had extreme difficulty finding another source of income. Las Cruces is a small city with very limited opportunity. While I worked in the same profession for the past 11 years, I have applied for any and every type of job I could find.
We are struggling to find a way to move close to my mother so that I can take care of her and so she won't be alone if she loses Jack. My sisters and I are the only family she has left and I want nothing more than to be there for her.

I am hoping to find a job there very quickly and I would also love to attend schooling and get my degree in forensics. It has been a dream of mine to be able to assist in solving crime related cases. I firmly believe that I can accomplish my career goals and help my mother if I were in a state with far more job opportunities.
We have never been comfortable financially and my 2 teenage boys understand what it is like to do without the things they want in exchange for just the things they need, much like my sisters and I when we were growing up. I have always wanted more for my kids than to see them grow up here in a high poverty state. I believe the job opportunities and schooling for them will be equally beneficial. They both already have career minded goals that will take them farther in a bigger state.

It has been 4 years since I've seen my mother as neither of us can afford the expense of a trip.

All I am requesting is enough assistance to be able to move my family closer to my mother and locate a house to rent while I search for a job. I am only asking for short term support as I know that I am capable of supporting my own family and I am certain that I will be able to find gainful employment in a short time.

Donate for Oldage

Posted by donate4poor on 2010-11-08 13:58:58

I am a Managing Director for a Software firm in Bangalore(India),

My dream in life is to help the poor and the needy, i have been doing this through out my life, but would like to do more, like constructing one massive city with all facilities for the old aged people and the Orphans i like to get help from all of you out there,

"Daily we read and hears so many heart-rending cases of murders of senior citizens, children sending their parents to old age homes, children misbehaving or ill-treating parents and throwing them out of their houses. Their progeny seem ashamed of their parents nowadays.

What is this happening? What is the fault of the parents? Is this their fault that they have become older now, or their fault is that they have wasted their entire life for their children by meeting their needs and expectations, giving their children everything they have ever wanted, from sending them to schools to helping them in being self-dependent? Or the fault of parents is that they have loved their children so much? And so good is the result, that senior citizens are getting out of it. Instead of receiving love of their children, daughter-in-law and grand-children, they are getting humiliation, negligence and disrespect. This is seriously very saddening and disappointing.

Did parents ever teach their children to forget their moral values, respect and love for them, when they become old? No, they have never taught this. Parents can never even expect this from their children. The feeling of being ignored by your loved ones kills from inside.

Recently, I came across an old lady, who lives in our neighborhood. The kind of life she is leading is inhuman. She is living just because she is not strong enough to commit suicide. She is living with the hope that one day she will get back the love she has been showering on her children till now. I was in tears, when I heard her story. She was crying and telling me what has happened with her. Her husband had left her; she was living with her only son. She gave everything she had to her son; property, house and ornaments to her daughter in law, hoping and believing that her children will take care of her in future.

But now she is in a state, which is really very disgusting and pathetic. She did not even got proper three meals a day, no good clothes to wear, and what she gets is humiliation and ignorance. After every two days, her daughter-in-law fights with her because that poor old lady never cleans the floor neatly or washes the clothes. She also sometimes get beaten up by her only son. Now her children are planning to send her to an old age home, where she’ll be all alone.

This is the condition of senior citizens now days. Children have forgotten their moral values, culture and even love for their parents. They have become so busy in their lives that they do not have time to take care of their parents.

People, who do these things with their parents, are building up their future also. Children learn from parents and in future they will surely be facing same circumstances as of what they are doing to their parents. Because, whatever you do comes back to you one day............

so My friends lets Join hands together and help"

ý1 US$ = 47 Indian Rupees, can buy 2 kilo of rice and can fill 5 peoples one time meal, so wen you spend a dollar lavishly, think there are people who even cannot afford for a meal.............. if you feel you can help?........ plz donate by clicking the link below or copy paste the link in a new browser
https://www.paypal.com/in/cgi-bin/webscr?cmd=_flow&SESS...ION=k_gZwkP8K9At_fcW3Ouhlwji_4pkqqCU1C626IxyLBPZf_s2sdMkct8oRaO&dispatch=50a222a57771920b6a3d7b606239e4d529b525e0b7e69bf0224adecfb0124e9b61f737ba21b08198aa166382b1a4fa18dd0806b806506d52

Senior Couple Running out of Funds

Posted by Cynthia on 2010-10-14 09:58:58

We are a South African couple in our 60's and are in a panic because we are running out of funds; the state pension is hopelessly inadaquate and are afraid of losing the accommodation we are occupying presently. Just a small monthly donation would help in view of the difference in the currency values of our country's. Is there someone out there that is willing to assist us please.

Please help a 10 month old baby and her parents.

Posted by pleasehelp85 on 2010-08-19 20:58:58

First of all I would like to thank a nice person from Norway who sent my family $2.00. You really didn't have to, and you chose to do this from your heart, thank you.

Secondly, I am still hoping that more generous and kind people will read this and help my family.

We have been struggling for awhile now, and I have come on here looking for some help. My husband lost his job, and the only money we have earned in the past 7 months is my baby bonus of $500 a month. 3 people living off of this is very difficult. We are not foolish with money, and never thought we would end up in this situation. We also decided we would not go on welfare. So this is the reason I am here. Instead of taking tax payers money, I am here looking for generous people who are willing to help with whatever they can afford to.

if my neighbors knew how we have been living they would be in shock. We are basically homeless, even though we have a house. We fight everyday for food, we never know if were going to eat the next day. Today I had a piece of pita and a blackened avocado. (this is a good day, some days it is much less.) My daughter ALWAYS has food, we spend the money we have on her first, she is very well taken care of, except she needs more toys and I don't have the money for that.

I believe in paying it forward. I have always been generous when we were making good money. (I left my job to be a stay at home mother, because I didn't want my daughter to be brought up with someone else s values, and because of this lost a decent income.) Now that my husband lost his job, it has been extremely difficult.

So far, one person sent my family $2.00 and I don't know who they are but my promise to them is when we get back on our feet, and my husband gains employment I will send $2.00 to another deserving person. So for everyone who is kind enough to send me their change, I will be very grateful, and in time, will help out other people in need.

In advance, I would like to say "thank you". The smile you will all put on my little girls face when I can afford new toys will be priceless, and I will never forget you all for helping us.