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Between a Rock & a Hard Place
Posted by hardput on 2012-05-14 17:58:30
help or a prayer will do.
Posted by lnh88 on 2012-05-08 10:58:08
Helped My Parents, Now I Need Help Please!
Posted by HumblePie on 2012-04-11 19:58:26
To type it all out would be exhausting, depressing and most importantly, a total disregard of your time. I will try to keep this as short and to the point as possible.
Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".
Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.
Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.
The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.
I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and if Bank of America doesn't foreclose on my house I hope to make the need repairs so I can at least sell for what I owe and then rent a small affordable apartment or house. Please... Any help that you can give will be greatly appreciated. Thank You & God Bess!
Thanking You in Advance!
Posted by HumblePie on 2012-04-11 19:58:25
Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".
Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.
Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.
The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.
I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and replace my roof. Any help that you can give will be greatly appreciated. Thank You & God Bess!
Young and no money for food or rent
Posted by jq92buu on 2012-04-05 21:58:31
Me and my boyfriend are both 21 years old. We just recently moved out to colorado together to pursue our lives. We arrived with a set amount of money and had a specific plan to buy a car and get into a house, but things turned upside down. We have been forced to spend what little money we have in a motel 6 with our whole life in suite cases. We have been here for almost a month now and we have no more money to give to them. We have been living day to day for the and struggling to eat. We are very scared and see no other outcome but to be forced out on the streets. We have looked for jobs but it could be weeks before either one of us can get paid. We have pawned most of the belongings we arrived with and have been left with only our clothes. We have searched and searched for someone with an available room but it's hard for a couple, a gay couple at that, to find an opportunity, much less a safe opportunity. We had a life and we are both living examples of how your life can be turned upside down in no time at all. We have no family to help out and we are in a new area that we are not familiar with at all. We don't know what to do and are beginning to think that our future, no matter how much of a drastic change and shock, lies in the streets starving for food. We only need enough to get us into a safe and steady home. We are both very kind people and have helped others as much as we can. Now we hope that we can receive the same kindness from others in our time of need. Please help us if you can and we will accept anything you can give, we can use every penny offered.
Thank you very much for your time, interest, and donations.
Young couple who need a home
Posted by jq92buu on 2012-04-05 21:58:28
Me and my boyfriend are both 21 years old. We just recently moved out to colorado together to pursue our lives. We arrived with a set amount of money and had a specific plan to buy a car and get into a house, but things turned upside down. We have been forced to spend what little money we have in a motel 6 with our whole life in suite cases. We have been here for almost a month now and we have no more money to give to them. We have been living day to day for the and struggling to eat. We are very scared and see no other outcome but to be forced out on the streets. We have looked for jobs but it could be weeks before either one of us can get paid. We have pawned most of the belongings we arrived with and have been left with only our clothes. We have searched and searched for someone with an available room but it's hard for a couple, a gay couple at that, to find an opportunity, much less a safe opportunity. We had a life and we are both living examples of how your life can be turned upside down in no time at all. We have no family to help out and we are in a new area that we are not familiar with at all. We don't know what to do and are beginning to think that our future, no matter how much of a drastic change and shock, lies in the streets starving for food. We only need enough to get us into a safe and steady home. We are both very kind people and have helped others as much as we can. Now we hope that we can receive the same kindness from others in our time of need. Please help us if you can and we will accept anything you can give, we can use every penny offered.
Thank you very much for your time, interest, and donations.
i need special help with my smile, being able to eat normally and spread the Word around without my dentures coming out!
Posted by helpmehelpothers on 2012-03-27 15:58:37
jaw line/// or a special set of dentures that works with my wavy jaw line? i give my word on everything i say is true! i can set it up that you could talk to people who have known me all my life, and the progress that has been made with the help of the Holy Spirit! it is an awesome testimony! i hope that someone hears from God in their heart to help me/ help others!!! ps, help me: eat normal, talk with confidence, be pain free as opposed to pain constantly...! thank you for this oppurtunity to ask for help! it is my prayer that i will be able to do the same for someone else! much love, robbin.
2 scared kids
Posted by jq92buu on 2012-03-26 02:58:09
Me and my boyfriend are both 21 years old. We just recently moved out to colorado together to pursue our lives. We arrived with a set amount of money and had a specific plan to buy a car and get into a house. We have been waiting on our tax refunds to come in but they have been late for about 2 weeks now and the IRS has informed us that we will not see anything for at least 60 days. We have been forced to spend what little money we have in a motel 6 with our whole life in suite cases. We have been here for almost a month now and we have no more money to give to them. We have been living day to day for the past week and struggling to eat. We are very scared and see no other outcome but to be forced out on the streets. We have looked for jobs but it could be weeks before either one of us can get paid. We have pawned most of the belongings we arrived with and have been left with only our clothes. We have searched and searched for someone with an available room but it's hard for a couple, a gay couple at that, to find an opportunity, much less a safe opportunity. We had a life and we are both living examples of how your life can be turned upside down in no time at all. We have no family to help out and we are in a new area that we are not familiar with at all. We don't know what to do and are beginning to think that our future, no matter how much of a drastic change and shock, lies in the streets starving for food. We only need enough to get us into a safe and steady home. Safety deposit and first months rent along with bills. One month and we can both be back on our feet. We just need some help. We are both very kind people and have helped others as much as we can. Now we hope that we can receive the same kindness from others in our time of need. Please help us if you can and we will accept anything you can give, we can use every penny offered.
Thank you very much for your time, interest, and donations.
Urgent: Kentucky tornado victim plea for help
Posted by Cocogurl1234 on 2012-03-06 18:58:47
As you well know, there is great need and the devastation is overwhelming. There are towns that have literally been wiped off the map and others that have remained closed because they can not get the help they need due to roads that are impassable. By the grace of God my family and I are survivors. My family and I are writing to ask for your generous assistance with getting my family and I life back on track, our life has been turned upside down because of the Tornado that hit the Midwest on Friday.
We've lost everything, the only things we have is the clothes on our backs. I've contacted the United Way, but no help. I called the Red Cross they could only offer food/shelter for the time being. Everywhere I've gone, everybody is telling me there're insufficient funds. They don't have funds. There is nothing they can do.
Whatever amount you are able to donate would be greatly, greatly appreciated. Please find it in your heart to donate.
God Bless!
help me please
Posted by jesus on 2012-02-27 09:58:15
a new life
Posted by anewlife2012 on 2012-02-21 23:58:52
A light at the end of the tunnel?
Posted by doomed1 on 2012-01-30 02:58:37
I've worked very hard and instead of being out there in the world stealing or making babies I can't afford I got a good job, car, and bought my first home at age 20. I'm the kinda friend you know has his own issues and he don't wanna bum you out with them but you can say "Hey James, I can't make my rent, can I borrow this.." or "James my house burned down can I come live wit you?" or "my boyfriend is about to be deported can you buy his old car so we can afford the lawyers?" and my answers are as follows; How much you need?, how long Can you stay + here's $2000 come buy a co-op in my building I'll put in a good word for you, and will it pass inspection?? All this before I was even 25 and these people were older than me! Grown men coming up to my desk at work tell me "I'm hungry" or even just a simple "Feed me" while perched atop my cubicle like a starving pigeon and we'd laugh and joke and sure enough I would buy or bring in something good to eat. I'm the kind of friend that for your birthday from me your most likely to get something we saw in a store window months ago, just to surprise you and make you happy cause it was meaningful to you. Also very kind to those I don't know who seem to be in need, even when we didn't speak the same language, they were drunk and I didn't know if I was walking into trouble.
Somewhere between then and now my life has turned completely upside down. The weight of what I had previously survived (praise God) and what I am now going through don't balance anymore. I lost that home and car and job due to a disability and even though by now you must think me a generally upbeat, diligent, resourceful, praise his name in wrong or right soul I'm lost and I need to rebuild. My entire support system was slowly picked off by my family and close friends life circumstances. I hate telling people how it all happened because to me it sounds like I'm saying I'm cursed and horrible things just keep happening to me. I accept my responsibility for my end and do self checks constantly. Even when thrown into situations far beyond my years, or no one should expect and try to deal with careful thought, civility and grace.
The one last thing I had to hold on to, that was keeping me strong and helping me grow as a person was the love I thought I had but apparently I did not. Lying, fear, cheating, HIV, emotional abuse, sneakiness, poverty, hurt, uncertainty, finding out the person who was the love of your life gave him HIV on purpose but still didn't want him!, cancer and treatments, severely persistent and mental illnesses, self-centeredness, the loss of friends and family acting shady and all that was just my relationship with my EX! So of course me being me for the most part stowed my problems.. "as usual" even if it left me in a bad spot financially, emotionally or physically and I was there! Loving and Supportive even after I was almost attacked. It's a fine line between being a damn fool and doing the right thing, I know but now I'm all on my own. I'm on medicare but the co-pays and deductible are killing me, I can't stay where I am, I'm fat, unhappy and depressed but still thanking God for all the blessing, some time's I feel like asking for more would be an exercise in futility But I'm here. I recently learned that it's ok for me to ask for help. What I'm begging for is to please, please, say a prayer for one another and me! be good to one another and if you could please help me reach my $2,000 goal to a new begining of self sufficiency so I can stop being a broken person and go back to helping others, me and kitty would be forever in your debt and pray for you as well. Amen
Home maintenance costs
Posted by lilljen on 2012-01-25 08:58:44
We have had a really bad year. I lost my dad to leukemia in November and we were burgled on christmas day. He took everything we had and turned our home upside down and then I realsied I had let my insurance lapse due to circumstances over the year! ( The burglar was caught thankfully...but nothing returned!!).I find it very hard to ask for help as I have been very independant in my life but I am getting to the stage that I think I might have to sell my home to raise some money. I pray every night that something will change!
Lots of love me and my boys.xxxx
Home maintenance costs
Posted by lilljen on 2012-01-25 08:58:44
We have had a really bad year. I lost my dad to leukemia in November and we were burgled on christmas day. He took everything we had and turned our home upside down and then I realsied I had let my insurance lapse due to circumstances over the year! ( The burglar was caught thankfully...but nothing returned!!).I find it very hard to ask for help as I have been very independant in my life but I am getting to the stage that I think I might have to sell my home to raise some money. I pray every night that something will change!
Lots of love me and my boys.xxxx
Home maintenance costs
Posted by lilljen on 2012-01-25 08:58:44
We have had a really bad year. I lost my dad to leukemia in November and we were burgled on christmas day. He took everything we had and turned our home upside down and then I realsied I had let my insurance lapse due to circumstances over the year! ( The burglar was caught thankfully...but nothing returned!!).I find it very hard to ask for help as I have been very independant in my life but I am getting to the stage that I think I might have to sell my home to raise some money. I pray every night that something will change!
Lots of love me and my boys.xxxx
Help with mounting bills and home maintenance
Posted by lilljen on 2012-01-25 06:58:27
We have had a really bad year. I lost my dad to leukemia in November and we were burgled on christmas day. He took everything we had and turned our home upside down and then I realsied I had let my insurance lapse due to circumstances over the year! ( The burglar was caught thankfully...but nothing returned!!).I find it very hard to ask for help as I have been very independant in my life but I am getting to the stage that I think I might have to sell my home to raise some money. I pray every night that something will change!
Lots of love me and my boys.xxxx
Getting back into work after serious illness
Posted by CarySerendipity on 2012-01-24 07:58:27
I now want to get back to my freelance work and during 2011 I continued helping out with a local community newspaper writing articles and taking photographs when I could. It was then I discovered that my hand writing had been affected by the stroke, but I'm getting there and my hand writing is getting better! I also found the quality of my photographs were also affected and not as good as before I had the stroke, they are not as clear and concise as they could be with a little digital camera I have. It has no anti shake. And yet my earlier photos are now attracting interest and people are now asking if I can be booked for taking photos for them. I'd love to do it and I'm just pleased that the community newspaper that I volunteer for have been supportive throughout. HOWEVER if I am going to add to my work experience and concentrate on my photography and writing I need to invest in some new photography equipment and a laptop to move onto new career challenges.
Effectively, after a year out I am starting out from the beginning again with being a Media Consultant and asking for help to achieve this. I have never asked for help before with my work, so hope that whoever is out there reading this can help towards achieving the camera equipment and laptop I need to progress into my photography sphere. I also plan to study at college a part-time photography course from September 2012. It'll last 3 years but it will be worth it and a qualification at the end of it. Just because I had a stroke does not mean the end. It just means adapting and getting the best out of life that I can. Anything is possible so don't write me off just yet!
Thank you for reading this true life whoever you may be.
Getting back into work after serious illness
Posted by CarySerendipity on 2012-01-24 07:58:18
I now want to get back to my freelance work and during 2011 I continued helping out with a local community newspaper writing articles and taking photographs when I could. It was then I discovered that my hand writing had been affected by the stroke, but I'm getting there and my hand writing is getting better! I also found the quality of my photographs were also affected and not as good as before I had the stroke, they are not as clear and concise as they could be with a little digital camera I have. It has no anti shake. And yet my earlier photos are now attracting interest and people are now asking if I can be booked for taking photos for them. I'd love to do it and I'm just pleased that the community newspaper that I volunteer for have been supportive throughout. HOWEVER if I am going to add to my work experience and concentrate on my photography and writing I need to invest in some new photography equipment and a laptop to move onto new career challenges.
Effectively, after a year out I am starting out from the beginning again with being a Media Consultant and asking for help to achieve this. I have never asked for help before with my work, so hope that whoever is out there reading this can help towards achieving the camera equipment and laptop I need to progress into my photography sphere. I also plan to study at college a part-time photography course from September 2012. It'll last 3 years but it will be worth it and a qualification at the end of it. Just because I had a stroke does not mean the end. It just means adapting and getting the best out of life that I can. Anything is possible so don't write me off just yet!
Thank you for reading this true life whoever you may be.
Help
Posted by Jowori on 2012-01-22 03:58:05
Please help mom of Domestic Violence keep her home
Posted by mmccmason on 2012-01-11 04:58:18
The physical violence had stopped for many years before the marriage so I felt that my love had "HEALED ALL HIS WOUNDS" I was so wrong and fled with our kids the very first time he became physical against me again. I was a stay at home Mom when I fled from him the first time he became violent again. I had no job and he never again deposited his checks in our joint account to cover "our" current debt.
I always thought (and was told by many others) that he would be held accountable for 50% of all the joint debt that WE had racked up over the last 22 years.
WRONG! He/She who has the highest paid attorney will be able to pull you in to court every 2 weeks until the one with the less money breaks.
I work hard but put my kids first. Their Father leaves the USA on average for 6 months a year and misses any visits with his kids during his absence. He also does not pay his court order payments on time.
I was hit by a drunk driver over a year ago and lost my highest grossing job because I was unable to work for 6 months and a few months ago 2 other jobs I had were forced to let me go as they could no longer afford to keep me on.
Please help me save the only house my kids have known. The market has dropped and I have been upside down for 2 years now.
The house will go into foreclosure in the next 60 days if I can't raise the funds needed.
I hope you can find it in your heart to spare even just $1.00 to help me keep a roof over the kids head also to send out a short prayer for me to find a job would also be much appreciated.
Thank you for whatever you can spare.
Help a mom who fled from an abusive husband
Posted by mmccmason on 2012-01-11 04:58:17
The physical violence had stopped for many years before the marriage so I felt that my love had "HEALED ALL HIS WOUNDS" I was so wrong and fled with our kids the very first time he became physical against me again. I was a stay at home Mom when I fled from him the first time he became violent again. I had no job and he never again deposited his checks in our joint account to cover "our" current debt.
I always thought (and was told by many others) that he would be held accountable for 50% of all the joint debt that WE had racked up over the last 22 years.
WRONG! He/She who has the highest paid attorney will be able to pull you in to court every 2 weeks until the one with the less money breaks.
I work hard but put my kids first. Their Father leaves the USA on average for 6 months a year and misses any visits with his kids during his absence. He also does not pay his court order payments on time.
I was hit by a drunk driver over a year ago and lost my highest grossing job because I was unable to work for 6 months and a few months ago 2 other jobs I had were forced to let me go as they could no longer afford to keep me on.
Please help me save the only house my kids have known. The market has dropped and I have been upside down for 2 years now.
The house will go into foreclosure in the next 60 days if I can't raise the funds needed.
I hope you can find it in your heart to spare even just $1.00 to help me keep a roof over the kids head also to send out a short prayer for me to find a job would also be much appreciated.
Thank you for whatever you can spare.
Trying to keep roof over kids head since I was hit by a drunk driver
Posted by mmccmason on 2012-01-11 04:58:17
The physical violence had stopped for many years before the marriage so I felt that my love had "HEALED ALL HIS WOUNDS" I was so wrong and fled with our kids the very first time he became physical against me again. I was a stay at home Mom when I fled from him the first time he became violent again. I had no job and he never again deposited his checks in our joint account to cover "our" current debt.
I always thought (and was told by many others) that he would be held accountable for 50% of all the joint debt that WE had racked up over the last 22 years.
WRONG! He/She who has the highest paid attorney will be able to pull you in to court every 2 weeks until the one with the less money breaks.
I work hard but put my kids first. Their Father leaves the USA on average for 6 months a year and misses any visits with his kids during his absence. He also does not pay his court order payments on time.
I was hit by a drunk driver over a year ago and lost my highest grossing job because I was unable to work for 6 months and a few months ago 2 other jobs I had were forced to let me go as they could no longer afford to keep me on.
Please help me save the only house my kids have known. The market has dropped and I have been upside down for 2 years now.
The house will go into foreclosure in the next 60 days if I can't raise the funds needed.
I hope you can find it in your heart to spare even just $1.00 to help me keep a roof over the kids head also to send out a short prayer for me to find a job would also be much appreciated.
Thank you for whatever you can spare.
Help For My Animal Sanctuary
Posted by crazycatlady on 2011-12-27 03:58:25
A few years later I met then married a man who turned my life upside down. I discovered he didn't like me or the animals and was using me for what little money I had until last year when he found a woman ten years older that him that was quite wealthy so he left me for her (good riddance). Well he left me over $70 000 in credit card debt and because of this every month I struggle to pay my utility bills. A few months ago I already re-financed my mortgage and paid off the largest of my debt. I now am in for over $20 000 and I am truly at the end of my tether. I was hopeful after being profiled on the news show W5 (March 5 2011) here in Canada that I might get a bit of help from donations but they made the episode more about animal hoarders which I am NOT and while they didn't lump me in with the hoarders they suggested that in the future I may become one. All the animals in my care are immediately assessed by a vet (she is wonderful, comes to my home and offers me hugely discounted services) and all are vaccinated and spay/neutered asap as I wouldn't want to add to the pet overpopulation and when healthy adopted out to vetted homes. Almost all are dropped off sick and require medications, some for life. Since I've been involved in rescue I've become well known around the village so I have animals dropped off almost weekly, and if by chance I'm not home many times people will leave them boxed or even loose by my back door/yard. Lately I've had to turn people away since I can't afford the surgeries anymore and I dread to think where these animals are going since there is no official local animal shelter. Currently I have 2 horses, 8 assorted chickens, 6 rabbits, 5 dogs and 38 cats that are ready for new homes. My feed bill alone is over $200 per week which would be fine if I didn't have the huge debt hanging over my head. Please help if you love animals and are in better financial shape than I am...any amount would be most helpful.
Thank you in advance for your time,
Xandra
Help paying my rent
Posted by king01 on 2011-12-24 20:58:04
are living with me. My daughter is going to school. I was the sole provider now that I am not working our life turn upside down. I am having panic attack I can not sleep at night not knowing were to turn to find the rent money for the first of September I have try every where and I was told I needed to have a job for them to help me. I need help With $1500.00 to pay the rent.water electricity and my car Insurance. Please help me. God Bless
Need help to move away from soon-to-be Ex
Posted by LostinDreamin on 2011-12-23 13:58:30
