Ultimately Tags

In need of prayers...and donations. I have been battling chronic pain for about 8 years. This has progressively gotten worse and caused more horrible symptoms and is ultimately interfering with my quality of life. I REFUSE to take any type of Rx medications for pain. I have resorted to taking Goody's powders which only cause more issues but they are the only thing that offer ANY relief. I do not have health insurance and frankly don't really like going to doctors. I finally broke down and went to the doctor in early April and was told that I have adhesions (internal scar tissue) from a previous surgery that was causing the pain and needed a Lap procedure done to remove it. The cost of this procedure is approximately $6000. I have a job,, my husband has a job but neither offer health insurance and there is just no way with three children and our other bills to save up this much money. We have tried and every time we do something comes up and the money has to be used elsewhere. I just want my life back. I want to be able to play with my boys like I used to instead of only feel like laying around so that I don't hurt AS bad. I want to be able to stop taking Goody's before they cause more problems with my stomach. I want my life back! I don't even care if it's just a $1 donation...it's more towards surgery than I have now.

let me begin by saying my husband had #3...major strokes all at once as a result he is still paraylezed
on his right side. and it affected his speech.
He has always had high bloodpresure and sometimes we could not afford his meds witch ultimately led to the strokes.
that being said i have been suffering hearing loss and dont have ear drums n in need of surgery...as well as dental...probs.
i cant work because i need to take care of him hence i have no income he recievs ssd n it barely covers our bills.
i was getting info on begging on the corner and found this site i pray theres help somewhere and im asking very humbly n sincerly from the bottom of my heart please can u help?? tysvm.

I am the eldest daughter of two ill parents. I have 2 siblings who have been the caregivers to my parents for several years now. It all started when my father got ill in 2007 with a need of open heart surgery. After that surgery he was never the same. He was a very successful emergency room physician and made very good money. However, he was off for several months from work due to his recovery period. Much of his savings/investments were depleted as he was the only bread winner in the family. My brother and sister had just gotten an apartment and were to start college when my father got ill. They withdrew from school just as quickly as we moved them into their apartment in order to help my mother take care of dad. My father attempted to return to work, but he was still having chest pain and major depression. In September of 2008 he was in the hospital again and needed heart stents to open up blockages. After that situation he physically could not go back to work. He was weak, depressed, and very withdrawn from life. My mother, bless her heart, tried to find ways to make some cash. She sold many pieces of her jewelry to try and pay bills. Regardless of what she profited, she was unable to fulfill the mounting medical bills, credit card bills, car payments, insurance bills, etc.
It wasn't long before she became gravely ill. In the summer of 2010 my mother had succumbed to kidney failure and had to be on kidney dialysis permanently. She had neglected to take care of herself while trying to take care of my father and their financial woes. Along with the financial woes, there were back taxes that were still owed and of course were impossible to pay, their house was falling apart--still is. By the end of Spring 2011, my mother got so ill and was on a ventilator at least 4 times in a 2 week period due to her lungs filling up with fluid. Finally it was discovered that she had endocarditis (infection in heart)that had ravaged one of her heart valves. This required open heart surgery and replacement of the defected valve. The endocarditis stemmed from an infected temporary dialysis catheter. She was in the hospital for over a month and a half or so. Needless to say she was confused, lost tons of weight, and lost the ability to walk or care for herself. She was placed in a nursing home for rehab, but several more stays in the hospital only made her fall several steps back on her rehab and she never has fully recovered. It was discovered that she also had a tumor on one of her kidneys and her kidney was removed in the Fall of 2011 and supposedly it was all contained and it was early stage renal (kidney) carcinoma (cancer). While my mother was in the hospital my father had trouble breathing and I took him to the hospital. It as discovered he was in kidney failure and they both ended up in the hospital at the same time. Now my father is on permanent kidney dialysis.
Now fast forward to present day April 6, 2012. My mother's dialysis shunt would not stop bleeding and she was taken to the emergency room. She also complained of right leg pain and ultimately she ended up with a CT angiogram. This test revealed she not only had some blockage in one of her arteries in her leg, but that she had metastatic cancer to her liver, lungs, and a site near her spleen. Of course we are devastated.
They have no money. The money they do get is always depleted as soon as they get it from Medicare. My mother's social security check went straight to the nursing home and still was not enough to cover her bill. My father would have to pay over $1,000 a month because Medicare would only pay for several weeks. Since she has been in the hospital now for almost 2 weeks, we have pulled her out of the nursing home because the expected us to pay over $180 A DAY to keep her spot at the nursing home.
Now we are faced with a surgery to fix her leg, a plan for cancer treatment, and no suitable place for my mother to live. Their current home is in shambles and I mean SHAMBLES. Roof leaks and is falling apart. I assume there is some black mold lingering. No central air or heat as their units are broke. Plus large amounts of stuff--my mother also was a hoarder. The house is disgusting and it has been hard to clean up with out major assistance and with constant trips to the hospital who has ample time (?). They live in a small town and it is very hard to simply get a dumpster to throw many items away. The house would have to be completely gutted and redone. The floors are sinking in and it is very dangerous. They don't have the funds to fix any of it and nor do I.
I have missed work several times over the last year and more with FMLA, but never have enough PTO to fully cover my own losses.
My siblings have yet to start their lives. They have been with my parents ever since 2007 to help them with everything. Even when my mother was in a nursing home my siblings and my dad would go see my mom every single day--we just didn't trust the care of the nursing home and rightly so because she developed a bed ulcer on her heel after the wound care nurse said it was getting better--not even close! And yes the blocked artery in her leg and her bed ulcer on her heel are related. The wound care nurse and the Dr. for the nursing home should have caught this medical issue.
So life has been tough, but reading about it doesn't even give it justice. We need financial assistance, a new home or help to fix it--we need a lot of help. I want my brother and sister to finally get on their own feet and do what they want to do. I feel bad for them because I was able to finish college and have a career, a husband, and a home. They have yet to accomplish their goals and it makes me sad and sick to see them so depressed. They are in their late 20s and my parents are both 65 y.o.
If anyone has a kind heart, I promise you I'm not lying. I have proof of all I have written about and I swear on everything--my family, my husband, etc. that this is all real. Thank you for your time and interest. If you can't help at least please pray for us.

I'm trying this BegsList as desperation as I don't know what to do. My wish is to get them a nice clean place to live and live their last years worry free.

Greetings,

My name is Stephanie. Following the death of both my parents in a car accident 5 years ago August my health has been in a steady decline. I suffer from neurological issues that will soon have me in a wheelchair, and advanced COPD that means I have to have Oxygen continuously. Yesterday I had to go the doctors in 85 degree heat without any air conditioning in my van. By the time I got to the medical center and tried to find this new doctors location I ended up collapsing twice between the walking and breathing. I weigh 83 pounds at 5'5" and I can't carry the oxygen with me when I have to exit the vehicle. Ultimately I ended up in the emergency room.

I live with my daughter and grandson of 6 years. My grandson was in the car when my parents were killed and suffered a major brain injury at 13 months. I'm happy to report though that after months of hospitalization he is right as rain and is mad at me currently ;o) because I'm on my computer which he adores playing with. My daughter suffers from PTSD since the accident my parents were killed in. She cannot drive without someone in the car and she was going to go with me yesterday but the heat was so bad that we were concerned about Gavin in the back in my black 1994 Ford Astro van. It was just way too hot for him and with her PTSD we HAVE to go through town to get anywhere or she will lose it so there would not have been any steady air flow.

It's been a long 5 years. My parents and I jointly owned a duplex. Their deaths were the beginning of the most miserable time of my life. When I divorced it was jointly decided that it would better if I lived in the upstairs apartment so they could be there for the kids while I worked. Over 16 years we became so close that their deaths nearly destroyed me. I paid for the last 15 years on the note of the house, my buy in and we all lived there incredibly content and happy. My parents were my best friends.

After their deaths during the mortgage meltdown, credit locks, and the economic fallout my career of 16 years was one of the first to go. I worked in the non-profit sector designing programming for inner-city communities with a specific focus on youth. So 8 months after their deaths the funding streams I used for the programming dried up and a job I loved disappeared.

Life insurance was enough to cover their debt with a little left over because they didn't carry much but in the end I lost my home of 16 years to the insurance company that covered my daughters son through work when they filed a $ 90,000.00 lien against my home. So 7 months after losing my job I also lost a home I loved. So I experienced 3 deaths within the span of a little over a year.

Because I was unemployed so long and had to use my cards to keep the lights on so to speak my credit is not good. So I can't borrow the funds or even charge a repair for the car.

I can no longer go to doctors visits alone. I'm too weak to walk very far without help and I can't carry the oxygen canister on my own. So I need my daughter for these visits.

Like anyone with severe health issues I'm buried in bills but what I really need help on is funds that will me to fix the air conditioning in my van which despite it's age runs like a champ. I have a physicians assistant who comes into my home to work with my but getting to the specialists has become real concern.

My daughter even with her PTSD has reached a point where she doesn't want me going alone. I was supposed to call her when I reached the doctors the other day when I collapsed the 2nd time and they took me to the specialists office I asked the receptionist to call my daughter. She didn't and she left my daughter terrified that something horrible had happened to me. I don't carry a cell I can't afford one. My daughter was getting better about both driving and me driving myself; because of this receptionist my daughter has now had a huge set back. I have to see that doctor again next week and I can't take them without air conditioning so what I'm going to have to do is make sure I find someone that sit with my daughter while I'm gone to help keep her anxiety level low. I don't have any choice I have to get there. I won't have anyone to carry my oxygen but I'm hoping I can in there.

Anything you can do would be greatly appreciated. I am more than happy to pay it forward as soon as I can. I have been a lifelong contributor to various causes and I know people are in dire straights right now. We all need help in one form or another. I would never ask if I could do this myself. Please forgive me.

If you would like to know more about the accident and my Grandson and his Grandmother who after losing her home and moving into a 3rd floor apartment made a terrible mistake in her depressed state go to http://ontheirway.vanderbiltchildrens.org/?article=7511 this a feature story Vanderbilt Children's Hospital did in their print and web magazine.

Hi,

My boyfriend of 4.5 years and I recently ran into some relationship/communication issues. We are in the process of working them out over the next few months until our lease ends to decide if we are really meant to be or if we should go our separate ways. Since we both have the desire to travel in life, we have decided that we need to travel together in order to make sure we are compatible. We are looking to visit South Asia for three weeks, but I need a little help in getting there. I work full time, but don't make much money. It would amazing if anyone was kind enough to help me out with this trip which will ultimately dictate where my next steps in life will go. Thank you for your consideration.

I am a practicing buddhist and have been for ten years. I am fortunate enough to have the opportunity to travel to england to receive teachings and retreat in England this May. I have enough money for airfare and housing but need about a $1000 for expenses. This is an excellent opportunity for someone to create good karma and the whole point of Buddhism is world peace through inner peace and ultimately thats where this money will be going. Every little bit helps, thanks.

Dear everyone,

my name is Kate, recently I have been accepted to an optometry professional school to become an eye doctor - optometrist. The school starts in August 2012 and ends after 4 years. However the tuition fee alone costs $34000 per year and the living expense costs $20000 per year. In total, I will need to have about $55000 per year and hence $250000 over the 4 years of my study. Due to my parents' low income, the bank cannot borrow enough money for us, they can only borrow us $30000 in total. Yes, this amount is significantly less than what I would need. I have dreamed of becoming an optometrist since my high school years. During my entire undergraduate years, I worked part time at an eye clinic. I was able to gain a good understanding of the optometry field as well as what it takes to run a private clinic. I learned how to interact with staffs, patients and doctors most efficiently to ultimately provide the best patient care as possible. While most people have uncertain future, I am lucky to be sure that becoming an eye doctor is what I would like to do in the future. It is my passion, my goal, and my life. It is my ultimate goal to be an eye doctor who takes care of eyes of the poor and the underprivileged people, both in developed and developing countries. In order to achieve my goal, I must become the very best doctor by receiving the best education. If one has such strong aspiration to do a great thing for the underprivileged, how sad is it to see that person's dream being hindered due to his/her poverty? Please help me reach my dream so I can further help out others in my future. Please donate any amount you wish to help me raise $250000 for my optometry education. Thank you so much for reading my message and helping out. Thank you.

I am a single mother of 3. Lost my Job over 6 months ago and have ultimately exhausted my resources and savings. I am in a position where I have to make a choice now between food and bills because because my income is very limited. Someone Pleaase Help us!! I dont know what else to do. My vehicle is on its last leg and i just want to be able to take care of my kids.I am looking for Employment not just sitting around. We just need a little help.

The course costs $415 and I hope that by saving and through donations I'll be able to get on the course in the next month (hopefully not an unrealistic aim). The course will then allow me to get a job teaching English, earning a better pay than my current job and giving me experience teaching which I believe will ultimately help me with my goal of getting into college. I dropped out of school when I was 16 due to bullying and have spent the last five years working minimum wage and dreaming of getting a career. I've always wanted to be a elementary school teacher and I believe that having this certificate and teaching experience will give my college application the edge I need to get accepted. Thank you for reading.

I honestly don't know if this will ever find anyone who may help but I'm being optimistic despite the odds. I honestly don't know how to truly explain my situation but to say that I've just been "stuck in a rut" for, let's be honest, over a decade. I don't regret my life, for I know that I've lived it the best way I knew how & with the limited resources that I had available. I also don't regret it because my experiences have made me the person that I am today. I have done everything possible to make sure that my family is safe & healthy. Ultimately, they come first! However all I can say is that I've just been wrapped up in so many unfortunate circumstances that have had many factors that were out of my control, that basically one can conclude that I'm just NOT a lucky person!

Here's some history: Basically when I started college my family lost our home due to my mother's gambling problem. This lead to my father's infidelity which ultimately lead to their divorce (which both my parents made me decide if they were to separate or not). Several months later I found myself pregnant & kicked out of both my parents apartments. During that time I still tried to keep things together by working as many shifts as I could & by going to school during the day. It was hard because I was like a nomad, moving from one friend's house to another. At times I even slept in my car. But then there came a point where my pregnancy became too complicated and I ended up living in the hospital for 2 months before my child was born at 7.5 months. Due to his pre-maturity and the many complications that ensued I decided devoted my life to taking care of him. It worked to some point, where I was able to drop my 3 jobs and obtained a stable one. I was also able to obtain a certificate from university. However, when my father died. I felt the obligation to take on the responsibility of honoring his last wishes. In a sense it aided me to find a type of closure yet in another way it had opened Pandora's box. It was not easy grieving and dealing with my father's side of the family, my mother's side & to add more, my father's girlfriend's side. The funeral, the back taxes owed by my father, my husband loosing his job & my son constantly getting sick... All expenses were on me. To add more "injury" within the span of 9 months I was in a total car wreck, I gave birth to my second child & then I was in a horseback riding accident, that almost paralyzed me. Honestly, what are the chances of going horseback riding for the first time, loosing control & getting thrown off?!

I've really tried my best to deal with things one day at a time & also do it with a smile. But now I find myself dealing with arthritis, kidney problems, crazy medical fees, no job (since the company closed), and bills now reaching almost $60,000. Even as I look at that number now, I honestly feel a sense of nausea...

The only thing I do know is that, I still have a lot in me to give and I've tried, despite it all, to give it back by going back to school to become a licensed nursing practitioner. It may sound crazy & it comes at a very inopportune time (considering that I'm drowning in debt!) but by doing this course, it helps me in so many ways. It calms me... It gives me a sense of purpose, knowing that I may alleviate a person's pain, even in the slightest, which in turn somewhat alleviates mine as well. It also gives me confidence knowing that all the teachers that I have encountered during this course say that they believe in me, in my determination & in my will power to survive & conquer.

So ultimately, I'm asking you this... For your help, to help me help others. Even if you could spare $1.00. One small step, is still a step forward for me. And like I said in the title, despite all the things that I've gone through, I'm still optimistic & I still have a little fight left in me. So please help me fight!

Thank you for taking the time to listen to my story.
Financial support would be deeply appreciated, but ultimately I seek the opportunity to learn the skills to live a self-sufficient life. I am a college educated single mother of a vivacious boy in 3rd grade. More than ever he deserves a healthy mom who can provide all of his basic needs.
My greatest desires include: intensive therapy, financial / budgeting counseling, and physical therapy.
Even though I have had some productive years, I continue to struggle with bouts of debilitating depression. After these episodes it has become increasingly difficult to rebuild my life. I am enrolled in the state run therapeutic program, but because of high demand meetings are bi-weekly at best.
I admittedly have done an atrocious job at managing my finances. Over the years I have attempted several different budgeting styles unsuccessfully, I am certain that much of my failure is due to simply not understanding how to budget effectively.
Finally, following an accident in 2008 I have continued to suffer chronic pain. I am confident that physical therapy would resolve much of the pain. Again financial limitations inhibit me from seeking treatment.
At this time I have been out of work for 1 year, which is the longest I have been unemployed since being of working age. At present I am enrolled in a Work Force program. Although my doctors have not cleared me for work, I continue to utilize what the program offers to the best of my ability.
I am doing my best to make the most of the help that is available to me, but my resources and spirit are dwindling.
I am open to any advice, and would be most grateful to anyone who would be willing to donate their time to help me reach my goals.
A- Boulder CO

My name is Meya Acuna and I am writing you in hopes that you can (or lead me to someone who can help) help bring a Christmas miracle to pass! I am really putting my faith out here because this is something that I've never done before, but am in desperate need. I am a 30 yr old stay-at-home mother to a 4 yr old and 22 month old and am 5 months pregnant. Having turned 30 I have had a revelation that I am in need of continuing my education to not only help my family financially but to be an inspiration to my children who will one day wonder why I did not live my dreams and get a degree in education.

Over 10 yrs ago I began on the right track attending TCU for a semester but with no funds saved up for college it was soon apparent that I would not be able to finish. Much to my despair, I left Ft. Worth and began living out of my hurt by getting into drugs, lascivious living and just keeping bad company. It wasn't until I met my husband, a PK (or preacher's kid), that I realized what I was missing and that I did have hope and didn't have to carry around the shame and anger at not being able to finish school. I stayed home and worked while he got to go out and travel the world in a Christian band, living his dream while I helped to support us and when he got off the road we decided to begin a family. Well no one told us how hard that would be especially financially and I soon left work to take care of my children because the cost of daycare was too much for us (almost 1200 for the two of them!). My husband lost his job earlier this year due to a bad truck accident that left him needing two surgeries and us on public assistance. But we moved to Seguin and he was able to start work at TPS thank God. It doesnt pay all our bills but we are so thankful! We also moved back here to begin work on a ministry with a focus on our youth. We are big volunteers at our church, always making ourselves available to what needs to be done for not only our families but our community. Most recently we've assisted with our youth at the Daddy/Daughter Dance sponsered by the SPD and the Blue Santa wrapping days. It has been hard on just one income and in the past 2 years we have moved 5 times with our children finally settling in Seguin. I am from Austin and had never lived in a real community of people before. I love it here! Everyone speaks to everyone and it is not so rushed. I'm in awe of how a community is supposed to be! Parades, Holiday Strolls, wow!

This past two weeks we have done things we have never had to do before like seek help from Community Council and Salvation Army for utility assistance and visit the EATS food pantry. I'm thankful they were there but I just never thought in a million years I'd be needing those types of services. This is also what pushed me to go back to school. I need to do something bigger than me to feel that I've accomplished a legacy for my children. I won't let them suffer worry and fear the way we have recently. But I need help.

I'm pleading with you to please help me pay $982.07 to Texas Christian University before January 1st for a Loan that I owe. If I pay this loan off by then I will be free to attend a university with Federal funds to attend classes and began pursuing my Associates Degree in Early Childhood and ultimately a Bachelors in Education. I plan on getting a teaching certification and giving back to the community that helped me by working in a low-income school here and sharing my story through hard work that people helping people can make a difference in someone's life. Again, I'm not asking you for money for me or my family or Christmas presents or any "thing". I am looking to pay directly to TCU in Ft. Worth. None of the funds would go to me. I trust that what we need as a family my God will supply, because He has kept us this long and it's only going to get better. Please be a part of this transition out of a dry place into abundance. I'm humbling myself today by doing this and I trust that if you can or know someone who can, you will help me. Thank you for your time and consideration and I look forward to sharing a good report!

Help! We got hit by a drunk driver on dec. 02. The guy that hit us had a BAC of .246, and ran a red light. We got 2700 for our car from insurance. WE are trying to repair and rebuild our credit ruined because of student loans so we had no wish or extra income to finance. We wound up getting a 1994 Ford Taurus wagon. They put a new engine in it that's going to be done friday, but it's still a 17 year old car that will probably need repairs. WE are on a tight budget, and we would appreciate being able to build a rainy day fund for the car so that we don't have to worry when something will go wrong. We're fairly good at fixing most things. Our last car was a 1996 Taurus and we fixed the brakes, rotors and calipers, replaced the battery and terminal wires, spark plugs and wires, changed all fluids, repaired hoses, and we were about to replace the catalytic converter on our own when we got hit. Previous cars we've worked with have taught us how to replace tires, radiators, water pumps and fuel pumps. We plan to maintain our new car in a similar way so that we can keep it for a couple hundred thousand miles. It's not just about keeping costs down, it's about keeping a serviceable car on the road and out of crowded landfills. It's about a car that you love through a long relationship, a vehicle that you understand every quirk. It was that way with my '96, and I just know it will be that way with my '94 With a rainy day fund I would feel much more secure when it comes to fixing the inevitable problems that come with a comfortable old lady like a 1994 taurus LX wagon. She is getting a new engine so the head gasket issues of the second generation Taurus's 3.8L essex are going to be mitigated if not eliminated for at least the next 100,000 miles, but the tranny and AC especially, followed by suspension, electrics, brakes, steering, pumps (fuel and water), and of course the routine tires, oil, wipers, brake pads, etc. are all possible future repairs. All the fun of having a car that you can't lightly trade in. Parts usually run $80 average if it's anything like the '96 in terms of maintenence, ommiting outliers like tranny and AC. Any help you can give would be appreciated. I know I'm starting to sound like Ray Stantz talking about the pile of 1959 caddy that became the ghostmobile.

Oh and also, I'm up to suggestions as to what I am going to name this car. So far we've had a 97 dodge stratus named Pearl, a 1994 Buick LeSabre named Einhander, and our last car was a 96 Taurus named Wyrd (after the goddess of Fate). Yeah I picked the name after the first 2 listed died in the same month and we scrapped both for this one. Ultimately totalled in a wreck with a drunk driver was a fitting end for such a car with such a name, but it still makes me sad, that much AMERICAN BUILT and ENGINEERED chicago assembled car with the 3.0 L vulcan engine, cast of iron in the forges of Ohio and not a single leak despite topping 153k. Only 145 HP but it got the job done beautifully and dependably. You just don't get cars like that in the new millenium. *sigh* i will miss my 3rd gen taurus. Every day i see a dozen of them being driven bearing the characteristic curves and oval rear window. Anyway. . .a rainy day fund would go a long way towards helping me to learn to love her older sister. Right now I'm thinking of calling her Providence.

So here goes nothing. I'm currently a 22 year old woman who has dug herself a hole. I am a poster child for bad spending habits and self absorbed youth. I currently have racked up 40000$ in debt from student loans credit cards a car loan and one very expensive traffic fine. I used to work in construction and was able to afford all my bills but when I was 20 I decided to go to school so I quit my
Great paying Job and ventured into the academic
World. I did my
First year and HATED it. Afterwards there were no jobs available so I went back to hospitality. I work as a restaurant manager full time but barely make enough to pay my regular bills let alone my debt. I live paycheck to paycheck and constantly worry about money. It depresses me so bad to think at 22 I might have to file for bankruptcy. And on top of all that I got caught driving with no insurance (I lived in a small town and only drove to the store). It was a stupid choice but my insurance was so high that I mostly walked to where I needed to get except when it was too cold or late at night. Either way the judge slapped me with a 5700$ ticket for my
Stupidity. The ticket had a year for repayment. I was given the option to work it off but due to my regular Job I was unable to without losing my income. I scrolled and scraped for the year. Eating basically tuna and pb&j sandwiches and having no social life. I managed to pay only about 1400$. Sad I know but remember I barely make enough to pay my bills. After having the payment date delayed by another 3 months I knew it was hopeless. My
Credit is shot my debt ratio is too high and I have no one
To turn to for a loan. As of November 1st there Is a bench warrant for my arrest. I am quite terrified because this Is a stay or pay warrant so if I'm ever picked up I either need to pay the remaining 4300 or sit in jail for 3 months. I'm a young woman with no criminal record I never even got a suspension in high school. If this were to happen I would also lose my Job and ultimately my home and all my bills would fall 3 months behind. The fear of this keeps me
Awake at night because it's terrifying. This one mistake could cost me so much in the end. I have looked at every option as to getting a loan but to no avail. So now I turn to begging for help. Please help me pay this ticket off so I can try and get on with my life without the fear of going to jail for sometbing so silly. If ever I needed a miracle it is now. If anyone has it in tneir hearts to help me I would appreciate
It so much. I don't want to feel like a criminal any longer

Hi All,

I recently turned 30 and it has been my dream to go back to school and dive into a field where I can ultimately do GOOD for the world. I am more than willing to devote myself, my time and my hard work to get this accomplished. Money, however, seems to be the one limiting factor.

I currently work full time and it is very scary to consider quitting and taking the leap to being a student again. However, I am working up the courage to do this! I have always been stuck in the situation of not qualifying for financial aid, yet not making enough income to pay for school myself. Any help, whether financial or purely inspirational, will be paid back in hard work and good deeds towards others in need.

I know there are so many people out there who have medical bills, disasters, and much more pressing needs. I am so grateful to have a job and a steady paycheck but also KNOW that it is time to follow my dreams, so here I am reaching out to do so. As my favorite books says, "the Universe always conspires to help the dreamer" and I have no choice but to trust that is true.

With a grateful heart,
KB

There is no easy way to tell this story. I know that this letter is long and I wish it were a simple matter, but it is not. 3 days after my husband and I lost our home to foreclosure, I lost my husband of almost 16 years to suicide.

Joe and I bought our home in 1999. We had rented it for 3 years since we had gotten married on June 1, 1996. We were a happy couple and in love and we created many memories there, happy Christmases, a lot of laughter and a growing togetherness that at the end, rendered Joe and I not just husband and wife, but best of friends. Joe was my best friend.

We both worked, but the layoffs began in 2007. For years, we struggled and worked hard to make ends meet. In 2009, we were working with our mortgage company on a loan modification program. Still, bankruptcy had to be filed in late 2009. But, in October, 2010, Joe was laid off again. For the next six months following the last lay off, we worked with the mortgage company in trying to find a buyer for our home to possibly rent it back to us. Ultimately, the mortgage company auctioned our home for $98,000. All of our equity was gone and we had no home. Both of us were out of work and Joe was receiving unemployment benefits.

During that time, I watched Joe change. He had always been an optimistic person. One of his favorite things to say was, 'it doesn't have to be this way'. He was the life of the party, he made everyone laugh, and he was a good person. Joe was a genuinely sincere, loving, sweet, hardworking man who cared about others.

Even strangers. Once, driving home from work, he heard a girl screaming from a deserted parking lot behind Safeway. He pulled over and got out of the car, as two men ran by him. He said he wanted to chase them, but did not because he felt he needed to check on the girl. She had been beaten. He stayed with her and comforted her until the police arrived. They thanked him for stopping. He said he told them, 'Of course. Anyone would'. They assured him that was not true. But, that was the way that Joe thought.

I watched Joe struggle more than I had ever seen someone do to take care of our home and of me. Sometimes he would still laugh, but those times began coming fewer and farther between. Sometimes, he would cry. He would sob in my arms. It tears my heart out now to think of it. I will never in this lifetime get over this or recover completely. Joe had been in my life for a total of 18 years, 16 married, almost (this last June 1, 2011 would have been our 16th wedding anniversary), he was a good man, and he was my friend. He was my life.

Joe and I lost our home. We packed our home of nearly 16 years into a storage building. (I have since lost that building and all of our belongings).

3 days after losing our home, Joe committed suicide. He jumped off of a bridge. Despite a hospital stay and efforts to save him, he ultimately died.

The buyers of our home have turned it over or flipped it already in this short time. I sometimes go by it and look at it. I see Joe tinkering in the garage or I look through the front window and picture us having dinner together. I see where our Christmas tree stood. I look at the front door and remember when we first walked through it, when we were engaged and looking for our first (and only) home. The very first thing that went into our home, before furniture or belongings, was a small statue with Jesus and a little plaque that read 'Bless Our Home'. Joe hung that in the hallway. I still cannot comprehend that this happened. Joe was always a positive, happy person. Our wedding song was 'You're The Best Thing That Ever Happened To Me.' by Gladys Knight. I can't listen to it now. I know you don't know Joe and he's a stranger to you, but he was my life.

I lost my husband and my home in a period of 3 days. Joe's unemployment checks have ceased and there is no income. I have applied for dozens upon dozens of jobs, everything from picking up trash at a park to a waitress to an errand runner. I have not been hired. I have few skills and he was always the major earner. He had years of experience in various outside sales. I am not a college graduate with few skills and what I have to offer is very limited. I cannot afford to go back to school. Social Security will not help because I am not old enough. Joe and I couldn't have children so often, public assistance cannot help. New creditors are coming after me, such as the homeowners association for the house we lost, his time in the hospital in their efforts to save him (due to circumstances, there was no medical insurance, however by law they were required to treat him), the ambulance and rescue team that pulled him from the water and the list and cost is too measurable to detail here. I do not know where else to turn. I am alone. So, I am turning to you.

Joe used to say, 'sometimes bad things happen to good people.' When he said that, I never imagined this. Can you please help? I am lost.

Thank you.

All My Best,

Christina

This is difficult for me to write yet I must put ego aside and take a chance. I am a single parent of three children in NYC. Three years ago I had to leave my job because I did not have a degree. After much planning I went back to school to get my Bachelors. I designed my studies to get financial aid to cover not only my tuition but also my rent and utilities. But I also knew that I would have part time work to cover any lag. Unfortunately, as soon as I did this the financial collapse occurred severely curtailing my earning potential. Tuition was covered but rent was not every month. I struggled and ultimately fell behind on rent. However, after entering into a payment plan with my Landlord I fell behind due to loss of income. I broke the agreement and am now forced to pay the entire arrears. My rental situation is so severe now that I am facing eviction by mid August. I owe $5500. I have gone to many of the city agencies to get my arrears taken care of and still hope to do so. However, I only have two weeks to secure this and I am not certain. I know that If I can raise at least half that amount I can get one of the organizations to match that amount. I have good kids and they don't need the trauma or deserve to be displaced in this manner. Particularly after all they have been through. My primary objective is to show them that I can follow through with school and keep a roof over their heads. The irony is that I will be finished with school in a few months. I also have work now and for the foreseeable future. My only issue is that I cannot pay the massive arrears that is now totally due. Any assistance would be greatly appreciated. I will give any information requested.

My daughter has been taken from me by her meth-loving mother. She has done this 3 times and now she moves from state to state to avoid jurisdiction from the courts. I have hired lawyers in two states but the courts ultimately dismiss the custody case due to jurisdiction. Finally, I have opened a case in a third state and the judge vowed to take the case and put an end to this madness. My daughter is 6 years old and is begging to come home to her bedroom and pets here. But, due to the law, the mother has sole custody until there is an order from the courts, which until recently she has been able to avoid. I am a great father who would do anything for my daughter. My ex has had a dramatic lifestyle change in the last 2 years, meth, which ultimately led to our break-up and her chaotic lifestyle. She is now your typical "meth-mom" and is dragging my daughter from place to place, she finds a room to live in and gets kicked out and moves on. She has been doing this for the last year. I am confident this judge will finally take the time to look at the facts and ultimately I will raise my daughter. I have a decent job and work 50-60 hours a week. I have no choice but to ask on this site due to pure desperation. I have never asked for a handout in my life and have worked hard for everything I've ever had. I've been dealing with the family court process now for a year and finally have the opportunity to go in front of the judge. My lawyer has recently informed me that my retainer has run out and he will need another payment to represent me and ill need to appear in front of the judge which is 800 miles away. I have exhausted my savings but need to continue with the process. I feel the family court system is a joke. I've spent thousands of dollars to get to this point and my ex hasn't spent a dime while she lives like a bum with my daughter. My daughter hasn't had her own room or been able to keep the same friend without having to move again. My ex has just informed me that she is pregnant again and will be moving again so the baby isn't born in the same state as where the father lives because she will get "stuck" there. Trust me, I know how crazy this sounds. This is not how I live and can't believe things ended up this way. My ex was a great person but meth has changed everything about her. I have no choice but to ask for any help I can get. One day I could hope to repay someone else in need with your good deed. Thank you. My email is malone4403@gmail.com if needed.

My parents have instilled the importance of a good education. I am attempting to complete my freshman year at a great college-preparatory school but because of the present circumstance I am not able to. My parents recently divorce and money is extremely tight. My mother is the sole provider for the family and her salary has drastically decreased. Both of my parents have always made sacrifices to send myself and my brother to private schools, especially since the public schools in my area are terrible. Saying they are below average is honestly an understatement. With the divorce and the recession, my mom is struggling to afford my current education. I have worked extremely hard this year and want to continue toward my goals and preparation to entered into a good college.

Unfortunately, the day I was suppose to take my final exams for my freshman year, I was called to the school's office. They told me that they couldn't allow me to take the exams because my mother was unable to pay the balance on the tuition. To know that I couldn't finish my first year was devastating. I can not even begin to describe in words how crushing it was for me to receive this news. The threshold of the sophomore year is about to begin but I will not be able to attend because my mother is currently unable to pay the past due tuition and I can't take my final exams until the bill is paid. I am presently in limbo and pretty scared. My mother has been working extremely hard to pay the balance and make arrangements to pay the tuition for this coming year. There also isn't any extended family to help us either. I see my mom everyday work till she gets headaches, she's always tired and I'm worried for her as I watch her struggle to get me back in school. Ultimately, I would very much like to continue my education at my college-preparatory school because I completely understand the importance of an education. I appreciate any donations and give my unending thanks for your generosity.

My name is Rachel, and I will be a freshman at UNC Chapel Hill next year.

I plan on a pre-med course of study, and I ultimately want to become a neurosurgeon. I decided on this path for my life after a 6 year old buddy of mine died from a terminal brain tumor. I was outraged that modern medicine had nothing to offer her, and I decided to dedicate my life to changing the fate of other kids in her situation.


I received a $634 grant from UNC for financial aid, and that's it.

I estimate that I have to come up with about $9000 each semester in order to pay for books, travel, food, tuition, and room/board.

I have a part-time, minimum wage job at a local restaurant, but a majority of that money goes towards gas and insurance for my car.

So here's my plan: a penny is nothing. Worthless; what can you buy with a penny? Millions and millions of people visit Begslist every day, and millions of Begslist users have a penny they could spare.

The good news is, I don't even need millions of pennies. I only need 900,000 pennies a semester!

If requested, I can provide proof of my acceptance letter and intent to enroll at Chapel Hill.

I am here to humbly, and respectfully ask for help. I am in a relatively tough spot. I am blessed to have a good job, but my student loans totalling $49,000 came due ($520 monthly), which wipes me out completely each month. Then my car's radiator fan went out to the tune of $1000 and I cant even begin to afford to fix it. I am looking for a second job and I work hard trying to keep up on the rest of my bills.
ultimately any little bit would help, but I am working on raising the money to repair my car and perhaps begin to catch up.
Thank you for reading my short synopsis,I appreciate your time

at the age of 34, finding myself single with a small son to look after , i havent really got many options, hence why i have found this site.

it hasnt been a great 2 years for me,if i am honest losing a partner to cancer, my mother prmematurely at christmas then finding myself redundant in the summer from a job which i truly loved as a teacher.

i have changed so much since i left the forces and became single again, i have become very insular and hardly go out the house, i do everything online now, i feel like i have been dealt a really bad hand of cards and cant face taking risks, i have no money to support my son now and am facing a real struggle, which i have no doubt i can get through, you have to dont you? it has made me face some tough choices, and this ultimately is one, i am not proud to be asking for money to help me, but it is a one of a few options i can see until i can get my head straight and get back into a job that i love, i dont think i am a bad person, just feel really unlucky, i have helped others in the past who have needed help, so hopefully someone will see this who has been helped out in the past and be willing to do the same for me , anything that can be offered would be received gratefully and i will fight through this with help and come out stronger on the other side, and help others from my expereinces. thank you even just for reading this

at the age of 34, finding myself single with a small son to look after , i havent really got many options, hence why i have found this site.

it hasnt been a great 2 years for me,if i am honest losing a partner to cancer, my mother prmematurely at christmas then finding myself redundant in the summer from a job which i truly loved as a teacher.

i have changed so much since i left the forces and became single again, i have become very insular and hardly go out the house, i do everything online now, i feel like i have been dealt a really bad hand of cards and cant face taking risks, i have no money to support my son now and am facing a real struggle, which i have no doubt i can get through, you have to dont you? it has made me face some tough choices, and this ultimately is one, i am not proud to be asking for money to help me, but it is a one of a few options i can see until i can get my head straight and get back into a job that i love, i dont think i am a bad person, just feel really unlucky, i have helped others in the past who have needed help, so hopefully someone will see this who has been helped out in the past and be willing to do the same for me , anything that can be offered would be received gratefully and i will fight through this with help and come out stronger on the other side, and help others from my expereinces. thank you even just for reading this.

Hello everyone. I am here to ask for your help. My wife and I just enjoyed the wonderful experience of having a child and I want nothing more than for her to be able to stay at home and raise him. But due to the fact that I have outstanding student loans, which will require a $260 payment each month for the next 20 years, we cannot afford to have her stay at home. I am asking for anything you can provide to assist me in paying off my student loans.

I don't want to be a free loader, but I don't have much to offer either. So anyone that donates more than $1.50, I will send a random baseball card from my collection (I collected from 1986 to 1990). Each dollar donated above $1.50 will result in another card sent. Just leave your address in the Paypal note.

Thank you in advance to anyone who can assist in this. Ultimately, the goal is $29,621 - so every little bit will help.

Dear Sirs,

Beg your help to save my life

I am 53 years old businessman from tiny island of Sri Lanka. I started my business in 2007 after retiring from a leading solid rubber manufacturing company (Trelleborg Lanka PVT LTD Swedish own company) where I worked as the manager procurement for good 13 years. I am B.Sc graduate and diploma holder of rubber and plastic product manufacturing.

At the beginning my business, natural rubber processing industry was a success. I even renovated whole plant which was more than 50 years old and purchased two trucks to transport raw materials and finished goods to and from my facility. My trouble started in latter part of 2008 due to global economic down turn. Prices of our finished product, processed natural rubber ( Brown crepe ) declined rapidly in a space of few days thereby incurring heavy losses. Somehow I did managed to dragged my business till 31st march 2009 despite heavy losses. I provided 55 direct employment for very poor peasants in rubber growing area in Sri Lanka.

Due to heavy debt and pressure from my creditors I had to close down the factory and sold it out at very low price to settle my workers dues and some debt. I even had to handed over my vehicles to leasing company due to my failure to settle due installments in time

Ultimately I ended up with Rs. 8.5 million loss ( Approximately US$. 85,000) . Now I lost whole my earning for past years. Some of my creditors filed court cases against me. Some are putting pressure on me to settle their dues. They even posing death threats . I have been mentally and physically abused by my creditors everyday since closer of my plant. Police at the complain of my creditors may arrest me for default. Now I am in dilemma. I need police protection for safety of my life from death threats. At the same time police want me to settle my creditors debt as some cheque issued to creditors were dishonored.

I do not have any saving except my provident fund. After toiling hard for last 30 years, I earned around 3.5 million rupees ( approximately US$. 35,000) . At maturity, when I turn 55 it will be Rs. 4 million. I will get around Rs. 1.5 million as inheritance after selling of my parent properties (House where I live now. My share is 1/6 of the total value). Those wealth can be accessible only after another two years.

As I do not have fixed income nowadays, I am unable to overcome my difficulties without help of charity or donation. Legal expenses and my medical expenses aggravate my misery. My life now totally depend on sympathy of my age old friends. One provide shelter and the others provide meals. Now I am like a beggar although do not beg on the roadside.

I wrote several letter to relevant government organizations for compensation or bailout package, but nobody looked at it as government in short of money for that kind of compensations. I wrote to parliamentary ombudsman as well. All were in vein. Local red cross society replied to my request saying that they do not have mandate to give financial help to individual although my case is worthwhile to be considered.

Although I have taken all the insurance covers needed for our industry, like workmen compensation, fire. Flood, storm and tempest , burglary, personal accident, consequence lost cover could not be obtained due to nature of our industry. I put forward claim for US$. 75,000 but was not entertained due to nature of our industry.

I am looking for a help to settle my debt and restart a business. I can offer my EPF and inheritance as security. But those would be matured only after 2 years. House can be sold out only after flood situation due to unplanned development is permanently arrested by local government in our area. Otherwise a buyer can not be found. As such if anybody feel sorry for me and willing to help me , please contact me on my following e-mails in order to get my other details you need

ranjith.wickramasooriya@yahoo.com

ranjith.wickramasooriya@hotmail.com

Your cent is my gold. Please Help me I need mental happiness at least a day before my death.

Thanks & best regards

Ranjith Wickramasooriya

No. 66/56, Suhada Mawath, Wekada, Panadura

Sri Lanka