Tune Tags

Just two weeks ago we got the word from the Feds that my daughter would have to begin paying off her education debt to the tune of $1,533.00 per month. This is to bring down a total debt amount of $200,000 + dollars.

Yes, that's $200,000 dollars!! What??? While they are working to determine if this is actually the amount owed, she still has to pay this money back starting on May 28, 2012.

Unfortunately, she is not a doctor, attorney, or any other vocation that allows her to have this kind of money to pay this humongous bill. She is a social worker who makes about $33,000 per year. Although she could seek to get another part-time job her current job does not allow her to do that. Her working hours are 8:00 a.m. until 10:00 p.m. many nights (with no overtime - that sucks!!). Last night she did not get home until midnight only to have to be back at work at 8:00 a.m. this morning.

I so want to help her but I am unable to do so at this time because I am retired and am receiving a very small fixed income. I am looking for work myself so that I can help out. In the meantime however, the first payment is due May 28 and I'm (we're) desperate to get some help.

So please, whatever you can share to help her in this dire need would be most appreciated. And, if there is someone who could pay one or two months forward on this, we would surely be forever grateful and thankful for your generous gift.

I will be adding my two cents worth just as soon as I get a job. In the meantime though, whatever you can send to help her pay this bill on Monday, May 28 would help to take some of the pressure off.

You see, if that money is not in the bank by then, they will garnish her next check which means that she won't be able to keep her place to live and her car to get to work. No car - no work. She lives in a rural area and has to drive to get to work. There is no public transportation available and the beat goes on. If she has No place to live - she then becomes a social worker in need of services herself. That would be messy and wouldn't allow her to keep her job. So whatever financial help you can provide will be very much appreciated.

Thank you in advance for your generous heart and donations.

Thankful Receiver

My wife and I are expecting baby number 4. We had a suv, but it was repossessed recently because we fell on hard times. We have a reliable car, but it is a sedan, and when the baby comes in September we won't have enough seats in the car to fit everybody. I can do basic tune up type maintenance, and a buddy of mine is an old school "shade tree mechanic", so I can fix one up if it's in safe condition. I have found suv's and mini-vans on craigslist for sale by owner for less than $2,000. I don't have that kind of money right now, and we are only 4 months away from the due date. Please consider helping us get the family vehicle we need.

i need help with my electric bill getting shut off soon owe around to the tune of $3500. My partner was laid off in november which has left me to fend all our debts off but this is the icing on the cake, they would not approve us for energy assistance claiming i made 50 dollars over the limit for this program. its gotten to the point where ive had to choose mortgage over electric..we cant be homeless and this is really my last hope for a break in our lives at this point..Thank you all!

i am not used to asking for help however this is one time when i am desperate my family is in a terrible crisis. please do not send me any loan offers or anything like that because i know that these are scams. that said i need help my water was turned off today and it is $75 dollars to get it back on please i also have no food to feed my family i am not lying i just lost my job due to them moving the company to indiana and yes i will be able to draw unemployment but that doesnt start until next week plus it is only half of what i was making as the only provider for my family i just dont know what to do i am behind on every bill that i have in the tune of 9000 dollars if people would just donate something i would be eternally grateful i am just at my wits end and i know that this request is rambling but i really am in need my kids are hungry and i dont even have money to put gas in my car to look for work i walked 12 miles today and i am exhausted trying to find another job please help me and god bless those who do

Hi. I am 38 years old and live in Canada. One day I watched as numerous people visited my local coffee shop. The thought occurred to me that each individual visiting this store was spending at least $1.50. The price of a medium coffee. Then I thought at least one million people across Canada are going to visit this Nationwide coffee chain. One million people times $1.50. Well that's just basic math that comes to the tune of $1.5 MILLION! This is a low ball number as this chain obviously earns more than that. If One million people put Just A Dollar each in my account, each and every one of them would get to know that they changed One person's life for the better! Its Just A Dollar. Quite possibly there is a dollar in the cushions of your couch, Under the seat of your car? Its Just A Dollar. In your pocket right now. Laying around. Its Just A Dollar. Instead of giving a coffee chain a $1.50, you can give me a buck. Heck you can give me a $1.50 if you want. You can give more than that. As much as you like. I will accept all donations. Of course the money is a driving factor in me trying this. It is also somewhat of a social experiment to see if we as Human Beings have it in us to give and know that in return they will receive a feeling of good knowing they changed someones life for the better by coming together collectively. Its Just A Dollar. Thank you so much for Being Human.

Wednesday, February 29, 2012
To Whoever is willing and able to help:

Hello. My name is Keith Wolfe. I realize that you may not know me personally and are probably wondering why I'm asking for help from anybody and everybody. Please, let me explain… I feel that help (of any kind) can be given to and received by anybody (even to/from total strangers) as long as the need is truly legit (which my need is). I actually consider myself to be a walking, talking, breathing charity case. Will you please consider giving to charity (me) today? To learn more about my situation, please continue reading…
I am currently unemployed, looking for work, and have been struggling to get by financially for some time now. My bank account is overdrawn by a considerable amount, I currently don't have any money to pay my rent in the amount of $870.00 for the month of March, 2012, nor can I afford to buy food to eat (and my cupboards are getting pretty barren right now). Also, my vehicle is in much need of some basic maintenance and a tune up, which I can't afford right now, either.
Like I mentioned above, my bank account is overdrawn and more fees continue to apply, and I'm at the point where my bills and rent are impossible for me to pay without your generous financial help. With your help, I can begin to climb out of financial hole I'm in. I am basically at the bottom of life's barrel and at the moment I can’t even see the light at the end of the tunnel. I will probably be out on the street with no place to live very soon unless something drastically improves, a miracle happens, or somebody makes a generous (sizable) donation/contribution.
The recovery of my higher financial standards and the freedom from debt, overdraft fees and other related stresses has proven to be impossible on my own recently. Things have just been spiraling downward for me and not improving for long enough now and I'm nearly at my breaking point and don't know what else to do other than ask for help. With your help, though, I'm hoping to get financially ahead and stay there. (And, I'd be thrilled to eventually and hopefully be able to help somebody else in need in the future once I'm out of the current mess I'm in.)
So, if I could possibly get any financial help from anybody in whatever $$$ amount, it is truly needed right now and would be much appreciated. And, as much as I dislike having to ask and beg for help, I am desperate at the moment and feel that I need to.
To help, please click on the PayPal link below, wait for the page to load, find and click on the "Send Money" tab, and then fill out all of the required information (When needed, copy & paste either of my E-Mail addresses, also below, into the "To" E-Mail address area):

https://www.paypal.com/

(If this doesn't work as a clickable link, then highlight, copy, and paste the link into your web browsers web address area.)

The E-Mail addresses linked to my PayPal account are (either one may be used):

MoniesDesignatedToHelpKCWolfe@Live.Com

ThanxAMillionForYourMuchNeededHelp@Live.Com

If you feel uncomfortable using PayPal, please contact me (via either of the above E-Mail addresses) and we can discuss other possible options.
Again, anything you could possibly give/donate/loan ($$$) would be much appreciated. And, I also ask that you remember to keep my situation in your thoughts and prayers even if you're not able or willing to send money.
Thank-You soooo much (for whatever you are able to provide ~ money, thoughts, prayers, suggestions, and/or advise of any kind).

Peace be with you, and God bless!!!

Sincerely,

Keith Wolfe

P.S. - Thanks so much to the couple of people who have helped me so far. But, much more help is still needed and would be much appreciated.

Thanks,

K.W.

Hello, my name is Jim and i'm a teacher by trade. I also own a small woodworking business. We (my son and I) build adirondack chairs planter boxes and patio furniture. This business is my passion, but like so many today I have fallen on hard times. My dog needed emergency surgery last winter to the tune of $5,000 and that, combined with other things wiped me out! I had to sell or pawn most (pretty much all) oft tools to pay the vet bill. My beloved dog didn't make it and we are still on pain for that. I would love to get back to woodworking, but need help to re-tool. I need at least $4000 to get back in business. Thank you for reading my story and God bless! Any amount you could send would be so appreciated.

I'm a 28 year old female, who recently married only to find my husband had racked up a large number of debts in my name to the tune of $205,000. I had to sell my home and have been left with debts to the tune of $22,500. My problem is that because he racked up the debts in my name, no bank, lender etc will look at an application. I've sold most of my furniture and have cut back to one small meal a day. I know there are people worse off than I, but I ask if you could please help then I would be most appreciated. It has been 10 months since I found out, I try not to be stressed or upset, but it has been devasting.

Please help a struggling student trying to take control of student loans and be in control of life once again. We all want the American dream of owning a home with a white picket fence in the suburbs, while raising a family comfortably. We are told throughout high school and in almost every aspect of society (i.e. television commercials and bill boards) that the only way to achieve this dream is to go to school and earn a degree. Well long story short, while trying to grab my piece of apple pie I acquired an enormous mountain of debt (to the tune of 34K). I was also forced to leave the college that I was attending after just one year because tuition became just too expensive! This debt has followed me like a dark cloud and has become a burden to my young life. Even though the thought of having such a large amount of debt at such a young age is stressful I have continued to keep trying. I have not let it stop me, but it has tremendously slowed my pace to achieve my dream. I’m currently enrolled in junior college but due to the fact I am solely dependent on financial aid my journey is a rough one. I have tried to pay on these loans but with little to no experience my job pool is more like a puddle. The money that I made was just not enough and I feel that I’m in deep trouble. So if you’re reading this please find it in your heart to help a student in need of a fighting chance against my battle with student loans. I’m not asking for much anything will help me win this fight.
Thank you-
Struggling Student


Email
https://www.paypal.com/cgi-bin/webscr?cmd=_donations&business=XHNV9PRQDC7KY&lc=US&item_name=Student¤cy_code=USD&bn=PP%2dDonationsBF%3abtn_donateCC_LG%2egif%3aNonHosted

Hi, I am a divorced mother of 44 with two amazing kids who mean the world to me. My daughter is 8 and my little "surprise" boy is 2 and a half.

Right now I am still trying to figure out how I ended up where I am, but the fact is, I am in debt, do not earn enough to pay my rent aswell as feed and clothe my kids let alone even think about paying back the many people I owe to. From month to month I am having to turn to family and friends to help bail me out just to pay our current needs.
I live in a small farming town in South Africa, where I was fortunate enough to find a job at my age.
The bottom line is that I am reaching the point where I look at my kids and know that unless something changes soon, I am actually not capable of looking after them properly. This is killing me. They are my life and the idea of losing them is something I cant bare to think of.
I am in debt to the tune of R120 000.00 ZAR. I earn 4,700.00 ZAR a month. The room I rent in a flat for three of us costs me R2780.00 per month and believe me it is CHEAP compared to what else is available. I do not own a car so have to contribute towards transport costs to work, food, medicine and school fees and outstanding debt .........
PLEASE, I am quite literally begging.....Help us if u can.....Thank you for taking the time to read this.

Please can anyone help? I am a mother of 2 (aged 3 & 7) and am about to lose everything, including our flat.

I am stuck with arrears that my ex-partner ran up hrough gambling instead of paying rent and bills and am in debt to the tune of £4.500.

I took out a loan to try to cover this, but am unable to pay this on top of food and bills.

I have had several warnings and it's got to the point where my home is about to be reposessed unless I can come up with some money quickly.

If I have pay of existing debts, I will be fine. I won't be rich, but, will be able to manage.

I am so embarassed about doing this - I've never done anything like this before (and hopefully never will again).

Any contributions, no matter what size, will be greatly appreciated.

Thanks,
Naomi

Please can anyone help? I am a mother of 2 (aged 3 & 7) and am about to lose everything, including our flat.

I am stuck with arrears that my ex-partner ran up hrough gambling instead of paying rent and bills and am in debt to the tune of £4.500.

I took out a loan to try to cover this, but am unable to pay this on top of food and bills.

I have had several warnings and it's got to the point where my home is about to be reposessed unless I can come up with some money quickly.

If I have pay of existing debts, I will be fine. I won't be rich, but, will be able to manage.

I am so embarassed about doing this - I've never done anything like this before (and hopefully never will again).

Any contributions, no matter what size, will be greatly appreciated.

Thanks,
Naomi

I am here to humbly, and respectfully ask for help. I am in a relatively tough spot. I am blessed to have a good job, but my student loans totalling $49,000 came due ($520 monthly), which wipes me out completely each month. Then my car's radiator fan went out to the tune of $1000 and I cant even begin to afford to fix it. I am looking for a second job and I work hard trying to keep up on the rest of my bills.
ultimately any little bit would help, but I am working on raising the money to repair my car and perhaps begin to catch up.
Thank you for reading my short synopsis,I appreciate your time

My husband and I have been desperately trying to keep up on our mortgage after loosing our jobs and having to take on lower paying jobs to avoid being out of work entirely. We are trying to hard and now it has come down to we have to catch up on our mortgage by the end of the month to the tune of $2200 or the bank will start foreclosure. We have a six year old daughter together and he has two kids from a previous marriage and I have two. It is the only house in our school district that we could find to accommodate all five children. We are both working seven days a week trying to get over this hill, but it seems like we are getting deeper and deeper. I suffered a stroke in November and this has further hindered my work as I type for a living and I have severe weakness on my right side.

I would greatly appreciate any help.

Okay this is awkward, but there is a time in everyone's life where we need to swallow our pride and ask for help. Our family has lost 3 special and very important people in our lives over the past year. This has been a tragic year that has caused heart ache and pain and severe financial burden. Throughout the tragedies, my health took a dive and have been recently terminated from my professional position due to health reasons, and the limitations of FMLA protection. Then to top it off, the unemployment benefit request was denied and who knows what will happen during the appeal interview (prayers are welcome and needed, please).

Due to the unforeseen circumstances we are forced to relocate from Florida to Colorado to live with family to restart our lives. We are begging for assistance .. and not because we lack from trying! We are selling 99.9% of our furniture (except for the sentimental pieces) and we are attempting to get our vehicle up to par to travel the long distance. We are looking for financial help for tires, tune-up, tow & hitch installations, a trailer, gas money, etc. Please, anything will help. (spammers, for once .. please do not waste our time sending me letters saying that I have inherited money .. carma is one bad chic)

I hate this. I don't think I've ever asked for help in my life and I feel a little ashamed for doing so. I'm bawling, and angry at myself and well, at just about everything right now.

My husband and I have been married for four years and we recently bought our first house together. (Well, condo actually because we can't afford a house.)

My husband suffers from severe depression and anxiety. While it can fluctuate, currently he's on a downward spiral. This is the worst I've seen him in the 8 years I've known him. It's been absolutely heartbreaking to see him like this. We have him seeing a psychiatrist and a therapist - the psychiatrist keeps prescribing medications that our prescription drug plan doesn't cover (mostly because he's tried entirely too many things) and are expensive. He's seeing a therapist once a week that we're paying for out of pocket as well. We started him in an anger management class but we can no longer afford it. For the past 3 months or so, it's been very difficult just to get through day-to-day activities for him, and it's taking it's toll on me as well.

Anyway, when we moved we used most of our 'extra' money for all the unexpected costs associated with buying a new home. (Silly first-time homebuyers. We had no idea what to expect.) So we were stretched pretty thin to begin with. Now, after being here a few months we find that our car insurance will be increasing by 50%. (Apparently we should have stayed in the city - we thought moving away from it would be better!) Not only that but we will have to pay the difference on our policy for the few months retroactive to the tune of $900 each month for June and July. Unfortunately since our little nest egg was used in all the 'new home' expenses, we just don't have anything extra to cover this. We tried to cancel the car insurance to just take the bus for awhile, but since our car is financed they won't let us do that.

Then... I lost my job on May 27th. We were given less than 24 hours notice that the company was closing. I was working at an at-home position, which was so perfect for me as I too suffer from depression, anxiety, panic attacks, and migraines, so working from home was always a blessing. I'm unable to apply for unemployment as my job was self-contracted (basically paid under the table and I was to file tax documents at the end of the year).

To add insult to injury, my company has not yet paid us for the PREVIOUS paycheck owed, nevertheless our final paychecks.

My mortgage is due, my condo fees are due, my student loans are due, of course there is the car payment and insurance due, the groceries are running low. My husband has stopped taking his medication, stopped going to anger management classes, and we've cut his therapist down to once every other week. We've already cut unnecessariy things like cable, tried adjusting our budget, etc but we just can't make it through these next two months, especially if I don't get paid or I don't find a job right away.

I'm desperately seeking a new job, but in the meantime our bills are piling up and we just can't pay them since I haven't been paid in a month. I don't know what to do. I know things will get better. They have to. But right now I'm having a hard time convincing myself of anything otherwise... We just need to get back on our feet.

I need just a little help. I am in debt to the tune of 30,000 dollars. They are taking $500.00 a month out of my check. Which leaves me still trying to jungle my bills and feed my family and put gas in the car. So if you find it in your heart to spare a little, it will help alot.d


Thanks in advance.

Hello,
I hope you can help, in Nov. of '07 I got injured in an accident and had to quit working for a while, and then in May of '09 my wife was diagnosed with melanoma/lymphoma cancer and had to have three surgeries. she then became disabled and we were able to get a little relief from SSI.
Even with that it was not enough but we were just barely getting by paying the electric and water bills, but not the rent, so I found a part time job (I am still looking for full time work)that helped a little, but still not enough.
Then in Oct of '10 we were told that she had about six months to live and things became really dismal for us as the bills kept piling up and her health was declining rapidly. We stopped trying to pay the medical bills and concentrated on just paying for her drugs for pain and suffering.
Then on Feb. 13th this year she passed away at the age of 49, a week and a day short of her birthday. That makes my situation even worse, by her passing, the cost of the cremation was close to $1200.00 and the SSI that we were getting stopped, leaving me with a mountain of unpaid bills and no full time work available in the area.
I have sold just about everything of any value to try and keep the water turned on, but I haven't had electricity since the first week of March. With my part time job and the odd jobs I do for my neighbors, when I can get them, I am able to keep some food in the house and some gas in the car, but with gas prices at almost $4.00 a gallon, I can't even get enough ahead to pay the deposit that the electric co. wants to turn the lights on.
So here I am, this is my situation, I am seriously in debt to the tune of about $85,000.00 in medical bills and back rent, my car is a P.O.S. but at least I can keep it running with a little bailing wire and bubblegum, the landlord is chomping at my heels for money that I don't have, cold showers really suck because the water heater is electric, and I am just about to my wits end, and I think I am too chicken to commit suicide to end my short term troubles with a long term solution. I really hope that there is someone out there that can help me out. May God bless you and keep you.
Thank You,
Steve
P.S. I would like to donate the $9.95 to showcase my story, but I can't afford that because my checking account is overdrawn by $425.75 for the last two months.
Thanks anyway,
Steve

Hi i am Sean Boyd not your typical beggar one of the very proud men, but how things have changed. I will not waste anyones time just let me say that i have always been there to help others and would absolutely go way out of my way to help people with any problem they had. Well today i need that help and there is basically no one i can turn to. I have tried the lotto no luck, i have tried praying, lord how i tried praying still waiting for the answer. My marriage has basically deteriorated to continuous fights and i can actually feel my head dropping lower and lower. I struggle to speak to my two fantastic boys one aged 16 and the other 12 i think i feel that i am not worthy after hearing it so many times from my wife. As i sit here typing my bond is behind about $10.000 my credit cards which i used to keep my family alive for the past 6 months are now maxed out to the tune of $25.000. With no job in sight i feel that the only solution would be this that i am doing now or divorcing my wife of 20 years sending the kids with her and taking the financial burden on my shoulders, so i regrettably have to ask you to please if you could help i would appreciate it very much as i do not think life is very fair considering.
I am looking to start a little business that could fix my situation in the long run but right now i am lost.

I'm the only working member of my family and have managed to get myself indebted to the tune of 10 000 dollars money which was all spent taking care of family. I am at the mercy of loan sharks. please help

I am fifty-eight year old bachelor who finally found his soul-mate in May of 2010 and now I need to be able to go over to her country (Ukraine) to visit her and plan our future together. She and are so "one" and compatible is is awesome! I need about two thousand dollars ($2,000.00) for the trip including airfare and waling around money. She is a professional in the medical field. We "visit" via Sklye several times a week and email every day over the past ten months. My plan is to try to teach English there once I complete the TEFL course (which I need financial aid for as well to the tune of $1,400 by the way...)
I have been underemployed for the past year and she is my hope for future and my destiny. I have a Bachelor's degree in English and Communications and used to be a professional broadcaster until technology took away jobs by the bunch Beginning fifteen years ago in the USA.
Won't you help two "love birds" unite and move forward as a team of fun and business? We have a lot of "work" to do or as she says "a big job" in fulfilling all of the places we want to visit and even begin a business together. I am having fun learning Russian and teaching her English! I want to travel in late April or early May of this year (2011).

I am fifty-eight year old bachelor who finally found his soul-mate in May of 2010 and now I need to be able to go over to her country (Ukraine) to visit her and plan our future together. She and are so "one" and compatible is is awesome! I need about two thousand dollars ($2,000.00) for the trip including airfare and waling around money. She is a professional in the medical field. We "visit" via Sklye several times a week and email every day over the past ten months. My plan is to try to teach English there once I complete the TEFL course (which I need financial aid for as well to the tune of $1,400 by the way...)
I have been underemployed for the past year and she is my hope for future and my destiny. I have a Bachelor's degree inEnglish and Communications and used to be a professional broadcaster until technology took away jobs by the bunch Beginning fifteen years ago in the USA.
Won't you help two "love birds" unite and move forward as a team of fun and business? We have a lot of "work" to do or as she says "a big job" in fulfilling all of the places we want to visit and even begin a business together. I am haveing fun learning Russian and teaching her English! I want to travel in latge April or Eearly May of this year (2011).

My wife and I are gamefully employed. She is a teacher in specal education. I am electronics technician. This past year I had to change jobs for purely moral and personal reasons, but at a pay cut. This pay reduction resulted in us having to file chapter 13 to save our home in September. In November our 9 year old daughter got ill and did not recover until this week. My daughter has been unable to attend school from November 26th 2010 until now February 2011. She will return to school February 7th. My wife and I both had to take off time from work, that we could not be paid for, to stay home with our little girl. Our family budget was already stretched with the $1200 per month bankruptcy payment, but with the added strain of prescriptions and the high deductable of our health insurance, we are thousands behind.
I am begging for help. Help to the tune of $12,480.56 Please help us.

My wife and I are gamefully employed. She is a teacher in specal education. I am electronics technician. This past year I had to change jobs for purely moral and personal reasons, but at a pay cut. This pay reduction resulted in us having to file chapter 13 to save our home in September. In November our 9 year old daughter got ill and did not recover until this week. My daughter has been unable to attend school from November 26th 2010 until now February 2011. She will return to school February 7th. My wife and I both had to take off time from work, that we could not be paid for, to stay home with our little girl. Our family budget was already stretched with the $1200 per month bankruptcy payment, but with the added strain of prescriptions and the high deductable of our health insurance, we are thousands behind.
I am begging for help. Help to the tune of $12,480.56 Please help us.

My wife and I are gamefully employed. She is a teacher in specal education. I am electronics technician. This past year I had to change jobs for purely moral and personal reasons, but at a pay cut. This pay reduction resulted in us having to file chapter 13 to save our home in September. In November our 9 year old daughter got ill and did not recover until this week. My daughter has been unable to attend school from November 26th 2010 until now February 2011. She will return to school February 7th. My wife and I both had to take off time from work, that we could not be paid for, to stay home with our little girl. Our family budget was already stretched with the $1200 per month bankruptcy payment, but with the added strain of prescriptions and the high deductable of our health insurance, we are thousands behind.
I am begging for help. Help to the tune of $12,480.56 Please help us.