Timing Tags

Please help timing the Houston area. Desperate will work doing flooring maybe we can help each other. K
We need 100.00
to see The doc and gas thanks
DAD! !!!!!!!

my 2000 Ford contor broke down about 1 month ago.It needs a new timing belt wich i have been told could up to $1000. I am on disabilty and can not work to raise this money myself. My family cant help me either. I hate asking strangers for help but need my car to work. I have a 10 year kid who depends on me. Please help if you can. Thank you.

All the financial means that would've let my best friend/spirit sister be matron of honor at my wedding have fallen thru, in true Murphy's Law fashion. This is one of MANY snafus all draining joy from my wedding, the worst being my dad passing away. I'd forgo all the gifts on my registry if it meant my best friend could fly here for my wedding! (Please click the headline above for the full story. THANK YOU!)

I work hard to be a self-sufficient single mother. When I lost my job through no fault of my own, I contacted my Mortgage Company and asked them to work with me. They said they would give me a forebearance agreement but after submitting all the requested documents they didn't follow through. In August 2011 they did the robo-signing of my loan that resulted in my house being put into foreclosure. Fortunately at that time they didn't give me a sale date. I was told that since I was getting unemployment I was eligible for a unemployment bridge loan modification program. Again I submitted all the requested documents but my mortgage company once again dragged the process out from Aug. 2011 up until my unemployment benefits ran out on April 7, 2012, I received a notice on April 14, 2012. I received a notice saying that my house is set to be sold on May 29, 2012. I'm in a desperate situation. Both my parents are deceased, my son is an straight A student that will have to go move to another state and stay with his father if I lose our home. The timing for the sale is very bad because I have two job interviews coming up April 30th. I need $20,000 to pay the bank's attorney fees and a years worth of arrearages. If 1,000 kind people could find it in their hearts to each donate $20 my son and I can remain together and continue to enjoy our life in our Old Kentucky Home which was built in 1892.

my cat just gave birth a few days ago. not that its anyones fault, i'm not blaming her or her kittens, but i also just lost my job. bad timing i guess. if anyone can help out, that'd be great. proceeds will go to my cat and her new litter. We all rent a room in a house and have been living here for quite some time. we're just trying to maintain what we have.

thanks!

Hi there,

My name is Lea all the way from Australia. I have 3 beautiful children that I am raising on my own. We fell on hard times just over 1 year ago. I am looking forward to starting work in 6 weeks time. This is the most positive I have been in a very long time. The problem I have is with my car. It is 14 years old and runs fine sometimes. Last year I spent $1000 repairing an oil leak and a few other mechanical problems. Now though the shocks have given in and the car is not safe to drive any more :(. Today was the worst I feel, it felt like I was on a boat at sea :(. The expense to replace them with labour costs is astronomical. I really don't have the money to foot this bill. The car isn't worth a lot and I thought it would be better and safer to buy another one given the constant repair bills. I have always driven it nicely and looked after it. The timing is not very good right now. In my part of the world cars are very expensive even for the most basic one. I don't need anything trendy just a car for the kids and I. I need it to commute 35 mins each way to work and be able to drop them off at school and daycare everyday. A road worthy vehicle like the one I have now (Toyota Camry Wagon) costs $3,500. For a few months I joined various on line opportunities that all promised to make me money but what happened instead was that I lost the last few hundred dollars I had on advertising which was intended to invite others to join. Unfortunately, it didn't work :(. Please, if there is anyone out there reading my story will you send just $1.00. I am going to the bank next week to find out about a loan but I am unlikely to get anything. I was driving my husbands other car but two weeks ago he had an accident resulting in his main car being written off. He has now had to take his car back. We are currently separated and he is in debt a mile high. To anyone who would like to see proof of the repairs my wheels need I will be happy to supply them to you. I have nothing to hide at all and this is a genuine request for help with a car. I am sure to anyone this is a massive request and I'm sorry about that. I really want to get back on my own two feet. Along with starting a new job I am also studying on line as an external student of my local university. For now though a helping hand however big or small will have the impact to change our direction in life. Without a road worthy set of wheels getting to work will be a really big problem.

In return I am willing to offer an eternal friendship :) Who doesn't need a friend? I would also like to send a little present, something Australian to anyone who will help me out. I suppose as my start day gets closer the more anxious I am becoming. This car issue is causing a lot of worry :(. As things improve and I trust they will in time I want to help others on here too. To let you know a little more about us: A few Sunday's a term I lead the preschool kids Sunday School at my Church. I love it very much. Being a lone parent is not easy at all but I have come along way after battling a lot of health issues brought on by my husbands departure. I also give away any clothing my children have outgrown to anyone I know of that needs them. I also share anything I bake as long as it tastes good :). I try to live by being kind to everyone myself as one never knows what battle someone else may be facing.

Thank you for reading.

Will keep praying for a miracle.

Many blessings,
Lea

Hi there,

My name is Lea all the way from Australia. I have 3 beautiful children that I am raising on my own. I am looking forward to starting work in 6 weeks time. The problem I have is with my car. It is 14 years old and runs fine sometimes. Last year I spent $1000 repairing an oil leak and a few other mechanical problems. Now though the shocks have given in and the car is not safe to drive any more :(. Today was the worst I feel, it felt like I was on a boat at sea :(. The expense to replace them with labour costs is astronomical. I really don't have the money to foot this bill. The car isn't worth a lot and I thought it would be better and safer to buy another one given the constant repair bills. I have always driven it nicely and looked after it. The timing is not very good right now. In my part of the world cars are very expensive even for the most basic one. I don't need anything trendy just a car for the kids and I. I need it to commute 35 mins each way to work and be able to drop them off at school and daycare everyday. A road worthy vehicle like the one I have now (Toyota Camry Wagon) costs $3,500. For a few months I joined various on line opportunities that all promised to make me money but what happened instead was that I lost the last few hundred dollars I had on advertising which was intended to invite others to join. Unfortunately, it didn't work :(. Please, if there is anyone out there reading my story will you send just $1.00. I am going to the bank next week to find out about a loan but I am unlikely to get anything. I was driving my husbands other car but two weeks ago he had an accident resulting in his main car being written off. He has now had to take his car back. We are currently separated and he is in debt a mile high. To anyone who would like to see proof of the repairs my wheels need I will be happy to supply them to you. I have nothing to hide at all and this is a genuine request for help with a car. I am sure to anyone this is a massive request and I'm sorry about that. I really want to get back on my own two feet. Along with starting a new job I am also studying on line as an external student of my local university. For now though a helping hand however big or small will have the impact to change our direction in life. Without a road worthy set of wheels getting to work will be a really big problem.

In return I am willing to offer an eternal friendship :) Who doesn't need a friend? I would also like to send a little present, something Australian to anyone who will help me out. I suppose as my start day gets closer the more anxious I am becoming. This car issue is causing a lot of worry :(. As things improve and I trust they will in time I want to help others on here too. To let you know a little more about us: A few Sunday's a term I lead the preschool kids Sunday School at my Church. I love it very much. Being a lone parent is not easy at all but I have come along way after battling a lot of health issues brought on by my husbands departure. I also give away any clothing my children have outgrown to anyone I know of that needs them. I also share anything I bake as long as it tastes good :). I try to live by being kind to everyone myself as one never knows what battle someone else may be facing.

Thank you for reading.

Will keep praying for a miracle.

Best wishes,
Lea

Hi there,

My name is Lea all the way from Australia. I have 3 beautiful children that I am raising on my own. I am looking forward to starting work in 6 weeks time. The problem I have is with my car. It is 14 years old and runs fine sometimes. Last year I spent $1000 repairing an oil leak and a few other mechanical problems. Now though the shocks have given in and the car is not safe to drive any more :(. Today was the worst I feel, it felt like I was on a boat at sea :(. The expense to replace them with labour costs is astronomical. I really don't have the money to foot this bill. The car isn't worth a lot and I thought it would be better and safer to buy another one given the constant repair bills. I have always driven it nicely and looked after it. The timing is not very good right now. In my part of the world cars are very expensive even for the most basic one. I don't need anything trendy just a car for the kids and I. I need it to commute 35 mins each way to work and be able to drop them off at school and daycare everyday. A road worthy vehicle like the one I have now (Toyota Camry Wagon) costs $3,500. For a few months I joined various on line opportunities that all promised to make me money but what happened instead was that I lost the last few hundred dollars I had on advertising which was intended to invite others to join. Unfortunately, it didn't work :(. Please, if there is anyone out there reading my story will you send just $1.00. I am going to the bank next week to find out about a loan but I am unlikely to get anything. I was driving my husbands other car but two weeks ago he had an accident resulting in his main car being written off. He has now had to take his car back. We are currently separated and he is in debt a mile high. To anyone who would like to see proof of the repairs my wheels need I will be happy to supply them to you. I have nothing to hide at all and this is a genuine request for help with a car. I am sure to anyone this is a massive request and I'm sorry about that. I really want to get back on my own two feet. Along with starting a new job I am also studying on line as an external student of my local university. For now though a helping hand however big or small will have the impact to change our direction in life. Without a road worthy set of wheels getting to work will be a really big problem.

In return I am willing to offer an eternal friendship :) Who doesn't need a friend? I would also like to send a little present, something Australian to anyone who will help me out. I suppose as my start day gets closer the more anxious I am becoming. This car issue is causing a lot of worry :(. As things improve and I trust they will in time I want to help others on here too. To let you know a little more about us: A few Sunday's a term I lead the preschool kids Sunday School at my Church. I love it very much. Being a lone parent is not easy at all but I have come along way after battling a lot of health issues brought on by my husbands departure. I also give away any clothing my children have outgrown to anyone I know of that needs them. I also share anything I bake as long as it tastes good :). I try to live by being kind to everyone myself as one never knows what battle someone else may be facing.

Thank you for reading.

Will keep praying for a miracle.

Best wishes,
Lea

Hi there,

My name is Lea all the way from Australia. I have 3 beautiful children that I am raising on my own. I am looking forward to starting work in 6 weeks time. The problem I have is with my car. It is 14 years old and runs fine sometimes. Last year I spent $1000 repairing an oil leak and a few other mechanical problems. Now though the shocks have given in and the car is not safe to drive any more :(. Today was the worst I feel, it felt like I was on a boat at sea :(. The expense to replace them with labour costs is astronomical. I really don't have the money to foot this bill. The car isn't worth a lot and I thought it would be better and safer to buy another one given the constant repair bills. I have always driven it nicely and looked after it. The timing is not very good right now. In my part of the world cars are very expensive even for the most basic one. I don't need anything trendy just a car for the kids and I. I need it to commute 35 mins each way to work and be able to drop them off at school and daycare everyday. A road worthy vehicle like the one I have now (Toyota Camry Wagon) costs $3,500. For a few months I joined various on line opportunities that all promised to make me money but what happened instead was that I lost the last few hundred dollars I had on advertising which was intended to invite others to join. Unfortunately, it didn't work :(. Please, if there is anyone out there reading my story will you send just $1.00. I am going to the bank next week to find out about a loan but I am unlikely to get anything. I was driving my husbands other car but two weeks ago he had an accident resulting in his main car being written off. He has now had to take his car back. We are currently separated and he is in debt a mile high. To anyone who would like to see proof of the repairs my wheels need I will be happy to supply them to you. I have nothing to hide at all and this is a genuine request for help with a car. I am sure to anyone this is a massive request and I'm sorry about that. I really want to get back on my own two feet. Along with starting a new job I am also studying on line as an external student of my local university. For now though a helping hand however big or small will have the impact to change our direction in life. Without a road worthy set of wheels getting to work will be a really big problem.

In return I am willing to offer an eternal friendship :) Who doesn't need a friend? I would also like to send a little present, something Australian to anyone who will help me out. I suppose as my start day gets closer the more anxious I am becoming. This car issue is causing a lot of worry :(. As things improve and I trust they will in time I want to help others on here too. To let you know a little more about us: A few Sunday's a term I lead the preschool kids Sunday School at my Church. I love it very much. Being a lone parent is not easy at all but I have come along way after battling a lot of health issues brought on by my husbands departure. I also give away any clothing my children have outgrown to anyone I know of that needs them. I also share anything I bake as long as it tastes good :). I try to live by being kind to everyone myself as one never knows what battle someone else may be facing.

Thank you for reading.

Will keep praying for a miracle.

Best wishes,
Lea

Hi there,

My name is Lea all the way from Australia. I have 3 beautiful children that I am raising on my own. I am looking forward to starting work in 6 weeks time. The problem I have is with my car. It is 14 years old and runs fine sometimes. Last year I spent $1000 repairing an oil leak and a few other mechanical problems. Now though the shocks have given in and the car is not safe to drive any more :(. Today was the worst I feel, it felt like I was on a boat at sea :(. The expense to replace them with labour costs is astronomical. I really don't have the money to foot this bill. The car isn't worth a lot and I thought it would be better and safer to buy another one given the constant repair bills. I have always driven it nicely and looked after it. The timing is not very good right now. In my part of the world cars are very expensive even for the most basic one. I don't need anything trendy just a car for the kids and I. I need it to commute 35 mins each way to work and be able to drop them off at school and daycare everyday. A road worthy vehicle like the one I have now (Toyota Camry Wagon) costs $3,500. For a few months I joined various on line opportunities that all promised to make me money but what happened instead was that I lost the last few hundred dollars I had on advertising which was intended to invite others to join. Unfortunately, it didn't work :(. Please, if there is anyone out there reading my story will you send just $1.00. I am going to the bank next week to find out about a loan but I am unlikely to get anything. I was driving my husbands other car but two weeks ago he had an accident resulting in his main car being written off. He has now had to take his car back. We are currently separated and he is in debt a mile high. To anyone who would like to see proof of the repairs my wheels need I will be happy to supply them to you. I have nothing to hide at all and this is a genuine request for help with a car. I am sure to anyone this is a massive request and I'm sorry about that. I really want to get back on my own two feet. Along with starting a new job I am also studying on line as an external student of my local university. For now though a helping hand however big or small will have the impact to change our direction in life. Without a road worthy set of wheels getting to work will be a really big problem.

In return I am willing to offer an eternal friendship :) Who doesn't need a friend? I would also like to send a little present, something Australian to anyone who will help me out. I suppose as my start day gets closer the more anxious I am becoming. This car issue is causing a lot of worry :(. As things improve and I trust they will in time I want to help others on here too. To let you know a little more about us: A few Sunday's a term I lead the preschool kids Sunday School at my Church. I love it very much. Being a lone parent is not easy at all but I have come along way after battling a lot of health issues brought on by my husbands departure. I also give away any clothing my children have outgrown to anyone I know of that needs them. I also share anything I bake as long as it tastes good :). I try to live by being kind to everyone myself as one never knows what battle someone else may be facing.

Thank you for reading.

Will keep praying for a miracle.

Best wishes,
Lea

Hi there,

My name is Lea all the way from Australia. I have 3 beautiful children that I am raising on my own. I am looking forward to starting work in 6 weeks time. The problem I have is with my car. It is 14 years old and runs fine sometimes. Last year I spent $1000 repairing an oil leak and a few other mechanical problems. Now though the shocks have given in and the car is not safe to drive any more :(. Today was the worst I feel, it felt like I was on a boat at sea :(. The expense to replace them with labour costs is astronomical. I really don't have the money to foot this bill. The car isn't worth a lot and I thought it would be better and safer to buy another one given the constant repair bills. I have always driven it nicely and looked after it. The timing is not very good right now. In my part of the world cars are very expensive even for the most basic one. I don't need anything trendy just a car for the kids and I. I need it to commute 35 mins each way to work and be able to drop them off at school and daycare everyday. A road worthy vehicle like the one I have now (Toyota Camry Wagon) costs $3,500. For a few months I joined various on line opportunities that all promised to make me money but what happened instead was that I lost the last few hundred dollars I had on advertising which was intended to invite others to join. Unfortunately, it didn't work :(. Please, if there is anyone out there reading my story will you send just $1.00. I am going to the bank next week to find out about a loan but I am unlikely to get anything. I was driving my husbands other car but two weeks ago he had an accident resulting in his main car being written off. He has now had to take his car back. We are currently separated and he is in debt a mile high. To anyone who would like to see proof of the repairs my wheels need I will be happy to supply them to you. I have nothing to hide at all and this is a genuine request for help with a car. I am sure to anyone this is a massive request and I'm sorry about that. I really want to get back on my own two feet. Along with starting a new job I am also studying on line as an external student of my local university. For now though a helping hand however big or small will have the impact to change our direction in life. Without a road worthy set of wheels getting to work will be a really big problem.

In return I am willing to offer an eternal friendship :) Who doesn't need a friend? I would also like to send a little present, something Australian to anyone who will help me out. I suppose as my start day gets closer the more anxious I am becoming. This car issue is causing a lot of worry :(. As things improve and I trust they will in time I want to help others on here too. To let you know a little more about us: A few Sunday's a term I lead the preschool kids Sunday School at my Church. I love it very much. Being a lone parent is not easy at all but I have come along way after battling a lot of health issues brought on by my husbands departure. I also give away any clothing my children have outgrown to anyone I know of that needs them. I also share anything I bake as long as it tastes good :). I try to live by being kind to everyone myself as one never knows what battle someone else may be facing.

Thank you for reading.

Will keep praying for a miracle.

Best wishes,
Lea

Hello,
I am a single mom, with a disabled child. I was hit with a double surprise last month in the loss of 2 of our social security checks. I had intended to pay the past due water bill last month, but this situation threw a monkey wrench into an already precarious situation. According to social security, we lost the checks because my son turned 16. These agencies never pre-warn you, and if they even attempt to notify you, they send multiple conflicting information, which is not clear on what they are doing.
Because the water has been turned off, and the bill finalized, I now have to pay a total of 343 in order to have the service restored. The utilities company contacted my landlord, who has issued a 7 day notice to me because the lease says that I cannot have the utilities turned off for any reason.
I trust God, and I know He will come through for me somehow, because He's never failed me, but I am getting a bit concerned, as I have exhausted all options. God usually moves very strongly when that happens, so when I saw this site, I figured I'd try it, because you never know what direction He will move from.
The local assistance agency says they can see the loss of income that created this emergency, but want me to provide proof of income replacement in order to get the assistance; which I cannot yet do as I am still unemployed and seeking work.
It's amazing to me; the timing of this. After being forced to wait almost an entire year, due to lack of finances; to take my licensing exam and pay for my license to work, I chose to sacrifice a bit on the bill in order to do this, because I cannot work without the license. I did the right thing, and did not break the law in violating that rule, but waited until I could get my license to practice massage therapy. Now, I am facing the loss of our home. Even if I attempt to set up advertising, the arrangement will take more than 7 days to set up the deals and get the clientele in, and I won't get paid until the clientele have redeemed their deals. My license just arrived, and the doctor that was going to hire me, has "changed the direction of his business." So needless to say, my time is limited and I need some immediate help to remedy this situation. I appreciate your time and interest in reading this, and any assistance you can offer. God bless.

My ex-husband divorced me, took the house and vehicle and left me with the 7 year old daughter, no child support. My car is a 1991 Honda Accord. It has electrical problems, an oil leak, and needs the timing belt changed out. I'm pretty clueless about cars, but the mechanic tells me it's going to cost me more that what the car is worth to fix it.

The car is unsafe to drive, and will most likely break down again soon... I have no credit to buy a newer car. If you have ever been stranded and without a car, you know how this feels. Imagine that with a 7 year old daughter. I'm asking for $10,000 so I can buy a newer car or a title or just whatever you have, if you have an extra car to spare, please help. God bless.

For more information call 1-702-503-9863.
Please send check or title to:
Melissa Cantrell
P.O. Box 9599
Cedar City, UT 84720

My ex-husband divorced me, took the house and vehicle and left me with the 7 year old daughter, no child support. My car is a 1991 Honda Accord. It has electrical problems, an oil leak, and needs the timing belt changed out. I'm pretty clueless about cars, but the mechanic tells me it's going to cost me more that what the car is worth to fix it.

The car is unsafe to drive, and will most likely break down again soon... I have no credit to buy a newer car. If you have ever been stranded and without a car, you know how this feels. Imagine that with a 7 year old daughter. I'm asking for $10,000 so I can buy a newer car or a title or just whatever you have, if you have an extra car to spare, please help. God bless.

For more information call 1-702-503-9863.
Please send check or title to:
Melissa Cantrell
P.O. Box 9599
Cedar City, UT 84720

My ex-husband divorced me, took the house and vehicle and left me with the 7 year old daughter, no child support. My car is a 1991 Honda Accord. It has electrical problems, an oil leak, and needs the timing belt changed out. I'm pretty clueless about cars, but the mechanic tells me it's going to cost me more that what the car is worth to fix it.

The car is unsafe to drive, and will most likely break down again soon... I have no credit to buy a newer car. If you have ever been stranded and without a car, you know how this feels. Imagine that with a 7 year old daughter. I'm asking for $10,000 so I can buy a newer car or a title or just whatever you have, if you have an extra car to spare, please help. God bless.

For more information call 1-702-503-9863.
Please send check or title to:
Melissa Cantrell
P.O. Box 9599
Cedar City, UT 84720

I never thought I would be on one of these sites. I worked very very hard to get to where I am today and now I am faced with losing it all.

We had a very difficult last couple of monthes, but manageable. I was sick for a month or so, nothing serious but enough to exhaust me. It all started with a minor yet very painful back injury. We, made a decision to purchase a friendlier mattress as my husband and I both work in intensive labor jobs and our bodies have taken quite a toll. It helps emmensely and although i was still sick, i was sleeping through the night. Recently married in August, we have about 10,000 in credit card debt, most of which is still paying for the wedding. Being suckers for animals, we took in an abandoned cat a couple monthes back.. she turned out to be pregant with behavioral issues. We kept 2 of the kittens, making 4 cats total, which is a huge adjustment. The damage to our apartment though is considerable. We figured by the time we decided to move we'd have the damages saved up as it is importnat to leave the apartment int he best shape possible. I knew we had stretched ourselves a little thin but I figured we'd be able to catch up in a couple monthes. After vet bills to care for the cats (a staggering $400) we were settling in to figure how to bring ourselves back on track. My husband's job puts him at risk for injury, as does mine. He was diagnosed with a hernia a week ago and meets with the surgeon to schedule the repair before it gets worse (it is already interfereing with his life as it is painful).

This morning my husband lost his job and I was put on notice. We cannot pay our bills. The timing is the perfect storm and we are desperaste.

We know we made poor decisions. This is too public a venue to truly explain How far we both have come in our lives, the obstacles we overcame to get here and how vehemently hard we worked to make our lives what they have been these last couple of years. There was a time I would not have dared to dream my life could be so blessed. And now, a few small mistakes could take it all away.

I am hoping to get a little money, any money really..to help offset our bills so that we have time to find another job. This website is my my desperate plea.
thank you

IF YOU ARE INTERESTED in donating any amt. of $$ at all, please click the YELLOW button as the green one is not linked to anything. thank you

I recently lost my job and am now facing eviction. I have no bank account any more so a payday loan or loan from a bank is out. I really don’t know what to do now. I have a very small family so really have no one to borrow from. I need $600-$1000 and fast. I have to young daughters so I am freaking out about what I am going to do. With tax return time just around the corner the timing couldn’t be worse since in a month this wouldn’t be an issue. Please help!

I am writing to you in hopes that you may be able to lend a helping hand to a single mom in need. I am a 36 year old single mom of a 13yr old boy and pregnant with twins due in December. I am separated from my husband due to domestic violence and have spent the last 6 months living in safehouses and family shelters. I have recently been blessed to find a new townhome in Denver for my family to get a fresh start. I moved in to the house in September, but I was put on bedrest in October. I have been saving every penny but I am short on my December rent. I have been served with an eviction notice and I have to come up with the majority of my rent money before December 27th which is two days before I am due! My rent is $900 a month and I still need $500. I just moved into my house, and I am scheduled for a c section on the 29th. All in all everything is just horrible timing. Every little bit helps, I am asking ANYONE who can help with anything to just help me to stay on my feet and above water. Please feel free to call or email me, I am a real person in a very desperate situation.My situation for the last few months have left me very humbled and I really need some help here.
Nicole: ngailliot@hotmail.com, 720-326-2783

I am submitting this request because we are in serious need of help. I know my story is long. I pray you will have the patience to read it through & consider my request.

I am a single mom of 2 sons; 1 grown & doing wonderfully in the world & the other just entering his teen years. I've raised both boys on my own, survived despite chronic poverty & worked very hard for the past 25 years to do so. I am an unusually-talented & tenaceous woman, having changed careers several times in order to assure that my boys were always properly taken care of. Since 1995, I've worked in positions where I was unsupervised & done well ethically in that type of independent environment. As a subcontracted cab driver for the past 5 years, I've worked 60+ hours a week consistently, without vacation or any other benefits. I've missed only 8 workdays in all that time: 3 days for illness & 5 days straight this past August to care for my mother while she died. I'll be happy to provide direct contact with the cab company owner, should you wish to verify this information.

Several things have changed for me in the past few weeks. I came across an opportunity to start my own business. I crave the day when my earnings are no longer confined to poverty levels & the majority of my waking hours dictated by the terms of a subcontracted position. At 49, I'm still young enough to start fresh again, during these last few years before my youngest son flies the coup. I'm already well-practiced at working on my own. It's finally time for me to do that & reap the rewards as well.

In the meantime, my demanding schedule caused me to be lax in filing tax papers for 2008 & 2009. So, the last week of October, I filed the 2008 returns through a local tax preparer. I've just completed the 2009 books & submitted those to the tax preparer 2 days ago. The importance of the tax filings is that I have a refund of $2000 coming to me from 2008. The tax preparer told me it would take 2 to 4 weeks to receive those funds. So I began preparations to become this region's very first fully-trained SmartPhone & Tablet Repair Tech. Being a frugal woman, I formulated a plan to use the tax refund to pay $395 for the 10 days training & startup business tools. My son & I can easily live off of the remaining money while I launch my business. And with the additional refund from 2009 pending in another 6 to 8 weeks, I will be well-set to get my business rolling.

With the business plan & pending refund in mind; & following a serious disagreement on matters of proper customer service; I gave the cab company 30 days written notice & finished my last day on November 6th. I left on good terms with an option to return. But the owner has since filled my position, so even if I returned immediately, the hours would be sparse. Plus, I could no longer be happy there, having to repeatedly apologize to my customers because the company owner habitually re-contracts drivers of poor character. Swearing at, name-calling & being generally rude to customers & co-workers is unacceptable behavior, in my code of ethics.

However, my tax refund has yet to materialize. I called the IRS just today & finally got some information on my refund status. I already phoned them just 2 weeks ago to correct a major error by the tax preparer. The kind young woman I spoke with today informed me of yet another major error by the tax preparer; & because of that error, it will now be another month before they send a refund to me!

So here I am, trying to keep the faith & maintain my patience, but stressing over unpaid bills. The first of the month has passed. I live in HUD subsidized housing, & my rent is only $110, but it was due by the 5th. I have never been late with my rent, but this month I had to practically beg for the apartment managers to be patient in getting the rent paid. There are also utility bills of nearly $200 due, & my prepaid phone was shut off for several days last week until a good friend paid that bill for me. I had faith in my tax preparer & was counting on having my refund by now to pay those bills. Needless to say, I am very unhappy with his service at this point.

I spent 2 weeks trying to get a 'payday' or personal loan. But because I was a subcontractor & now I'm unemployed, no one is willing to make such a loan. I even dedicated a full day last week to 14 fruitless hours straight online, just trying to click enough surveys to pay the $50 phone bill. I receive no child support or welfare benefits. Sadly for my son, Santa will not be arriving until well after Christmas. At this point, my income is 0.

So what I am asking for is just enough money to get us by until the tax refund arrives. I can reasonably make $750 stretch through to mid-January.

I am proud. It is hard for me to ask for this. But it is even harder to grovel to my landlords & the utility companies. And it was never my intent to risk us losing our home. I am deeply concerned that this may happen. The timing is simply bad for us not to have our refund yet. I wish my tax preparer had done a better job for me.

I have been blessed with great health & an optimistic outlook, despite all my life's trials. Others are not nearly so lucky & I am truly grateful for my blessings. I am also grateful to you for your consideration in this matter. Giving to others to help them improve their lives is indeed a noble endeavor. Bless you

Reason I am looking for a partner at this point, I am from Washington DC, in which I have a site call ok2bbi.com , I got up one night out of my sleep and said this is what I am going to do, open a clubhouse for Lesbian & Bisexual women, so I did my research in DC the results was great I mean these women want this clubhouse and was ready to signup, so at that time i went to look for retail space to host this clubhouse, but the retail down north was way out of my budget so the first thing I thought was do the test in Atlanta, and the results was even better then DC... so here I go again looking for retail space in Atlanta area, I did not want the heart of Atlanta so I did Norcross and the retail space was cut in half ... so I told Atlanta if I can get 100 of you signup I will have a clubhouse open for you on Nov 1st, which 200 signup and I had a clubhouse open for then Nov 5th .. so I kept my word ... once I open my doors no one was on the other side ... I was like what happen to my 200 members who signup ..lol no one came forward, I mean I invest my last into this clubhouse over $20,000 ... I( still believe in the clubhouse and not going to give up on it, just bad timing its the holiday season, right now I am up for anything to get this place occupied ... I had a guy who wanted to invest but when it came time to come to the table he said he had $20,000 to invest, but came time it was $20,000 worth of furniture ...lol ... its lots can be done with this place, I use to be in the porn business which I still own it, but its not much money in porn no more ... which I love the adult entertainment business ... I still have my professional cam and it will take nothing for me to get back into, BUT

i have no electric (as of this morning) insurance, phone, internet/cable, and gas is almost out! I don't get paid again til the 2nd. Timing always is off in my life, lol!

it sucks..to say the least!

1700.00 would get me back on top and out of the dark :-)

thank you!!! Happy Thanksgiving and Merry Christmas!

I can’t believe my life has come to this. First and foremost, it is important to know that I am a hardworking, responsible individual. I love going to work every day as a child and family therapist knowing that I have the ability to help make positive changes in others’ lives. I also, for whatever reason, feel very uncomfortable asking for help. I don’t think I have ever asked anyone for financial help in my life, let alone a “donation”. I was always taught that if you want something…. YOU WORK FOR IT! I have had a job since I was 13 yrs old and it taught me to appreciate the value of the dollar and hard work. But what happens when you physically can’t? My values speak to who I was, who I am and who I want to be and why I am worthy of your help.
• Be respectful, giving, loving and kind to others.
• Treat others as you would want to be treated.
• First and foremost dedication to my family and friends
• If you want something, you have to work for it because nothing in life is free
• Work hard and you can achieve anything you set your mind to
• If you believe in something, be passionate about it
• Love what you do for work – Life is too short
• Do not be selfish, but selfless – be there or give to others as much as you can
Resilient for many years –struggling through a childhood of undiagnosed ADHD - low self esteem, disruptive and impulsive behaviors, poor attention, disorganization, ambivalence about making life decisions, flunking out of college my freshman yr at 18 yo (which led to me having to pay any subsequent schooling on my own), moving and attending a new school at the beginning of my 8th grade year with a scoliosis brace that had to be worn 23 hours a day, having major surgery at 14 yo and missing 3 months of my freshman yr. As an adult, moving from NJ to Ma away from my family who I was extremely close to due to a marriage that didn’t work, losing my father to cancer and watching him waste away in front of me and feeling helpless. I did return to school as an adult committed to helping others and figuring out my own insecurities. Over 7 yrs (25-32 yrs old) received my bachelors degree from Rutgers University with high honors and my masters in clinical social work from Columbia University also with honors.
I know what I am capable of and I know how much I have to give to others. But at this point in my life, I also need to be honest with myself about my physical limitations.
When I was 12 yo I was diagnosed with a severe case of scoliosis and had to wear a body brace for 1 ½ yrs. Bad timing, I guess… I had just moved and was starting my 8th grade yr in a new school. Two yrs later (1983) I had major reconstructive surgery (14 hours, in a body cast 6 mos, couldn’t ride in a car or sit for more than 15 mins a day for 3 mos) and my spine was fused from T3 to L4 – all at 14 yo! Over the years, my back problems were just “part of my life”. Now at 43 I am disabled and in need of another major surgery due to collapsed discs that are compressing the nerves in my lower back. The pain I endure is affecting my ability to sit, stand or walk to any period of time. I had to leave my last job as an outpatient therapist a couple of years ago due to my inability to commit to a schedule because of my pain. I have been taking pain pills, which I do not want to become addicted to and have worked out an arrangement with a caring chiropractor. Not to mention at work I have kids, teens and their families who depend on me to help them, some of who I don’t charge because they can’t afford it. So, my schedule is minimal, my bills are racking up and I continue to try to help people sometimes at my own expense (physical). I have no health insurance because I can’t afford it, I live in a 800 square foot apartment that I share and I drive a 1998 Nissan Maxima that has over 200,000 miles on it! I don’t have “things” because I don’t NEED material things. It kills me to ask for help, especially monetary. It’s hard for me to accept help but I have no problem giving, lending or helping other people. My friends say that I give “too much”, but I feel that if I have it to give or I can do something to help someone else be happier, less stressed or more comfortable than I will. And I’ve been taken advantage of many times because of this – for example, 3 yrs ago, I lent a co-worker $5000 to assure that as a single mother she would have a dependable car for her and her 3 kids. She has not paid me anything yet. Gave another friend my car for 2 weeks to use because her car was in the shop and she couldn’t afford a rental. It was definitely an inconvenience, having to walk to and from work a mile, having to way to run errands until the weekend, etc. But I did it because I knew how much it meant to her and how much it helped. I then find myself thinking … who will be my angel when I need one?? And I do…. Please, please help!! I don’t have a choice right now. I need surgery, physical therapy/personal training in order to continue working for others. Thank you so much for any contribution you can make! God Bless!
College Loans: $60,000
Surgery: $250,000
Credit card debt $40,000 over last 8 yrs to support me at times when couldn’t work
Physical Therapy $2,000
Bills 3 mos $5,000 during recovery time

Wow… that’s hard to see… : ( Feel like I’m on the verge of a nervous breakdown!! Please be my angel

I can’t believe my life has come to this. First and foremost, it is important to know that I am a hardworking, responsible individual. I love going to work every day as a child and family therapist knowing that I have the ability to help make positive changes in others’ lives. I also, for whatever reason, feel very uncomfortable asking for help. I don’t think I have ever asked anyone for financial help in my life, let alone a “donation”. I was always taught that if you want something…. YOU WORK FOR IT! I have had a job since I was 13 yrs old and it taught me to appreciate the value of the dollar and hard work. But what happens when you physically can’t? My values speak to who I was, who I am and who I want to be and why I am worthy of your help.
Be respectful, giving, loving and kind to others.
Treat others as you would want to be treated.
First and foremost dedication to my family and friends
If you want something, you have to work for it because nothing in life is free
Work hard and you can achieve anything you set your mind to
If you believe in something, be passionate about it
Love what you do for work – Life is too short
Do not be selfish, but selfless – be there or give to others as much as you can
Resilient for many years –struggling through a childhood of undiagnosed ADHD - low self esteem, disruptive and impulsive behaviors, poor attention, disorganization, ambivalence about making life decisions, flunking out of college my freshman yr at 18 yo (which led to me having to pay any subsequent schooling on my own), moving and attending a new school at the beginning of my 8th grade year with a scoliosis brace that had to be worn 23 hours a day, having major surgery at 14 yo and missing 3 months of my freshman yr. As an adult, moving from NJ to Ma away from my family who I was extremely close to due to a marriage that didn’t work, losing my father to cancer and watching him waste away in front of me and feeling helpless. I did return to school as an adult committed to helping others and figuring out my own insecurities. Over 7 yrs (25-32 yrs old) received my bachelors degree from Rutgers University with high honors and my masters in clinical social work from Columbia University also with honors.
I know what I am capable of and I know how much I have to give to others. But at this point in my life, I also need to be honest with myself about my physical limitations.
When I was 12 yo I was diagnosed with a severe case of scoliosis and had to wear a body brace for 1 ½ yrs. Bad timing, I guess… I had just moved and was starting my 8th grade yr in a new school. Two yrs later (1983) I had major reconstructive surgery (14 hours, in a body cast 6 mos, couldn’t ride in a car or sit for more than 15 mins a day for 3 mos) and my spine was fused from T3 to L4 – all at 14 yo! Over the years, my back problems were just “part of my life”. Now at 43 I am disabled and in need of another major surgery due to collapsed discs that are compressing the nerves in my lower back. The pain I endure is affecting my ability to sit, stand or walk to any period of time. I had to leave my last job as an outpatient therapist a couple of years ago due to my inability to commit to a schedule because of my pain. I have been taking pain pills, which I do not want to become addicted to and have worked out an arrangement with a caring chiropractor. Not to mention at work I have kids, teens and their families who depend on me to help them, some of who I don’t charge because they can’t afford it. So, my schedule is minimal, my bills are racking up and I continue to try to help people sometimes at my own expense (physical). I have no health insurance because I can’t afford it, I live in a 800 square foot apartment that I share and I drive a 1998 Nissan Maxima that has over 200,000 miles on it! I don’t have “things” because I don’t NEED material things. It kills me to ask for help, especially monetary. It’s hard for me to accept help but I have no problem giving, lending or helping other people. My friends say that I give “too much”, but I feel that if I have it to give or I can do something to help someone else be happier, less stressed or more comfortable than I will. And I’ve been taken advantage of many times because of this – for example, 3 yrs ago, I lent a co-worker $5000 to assure that as a single mother she would have a dependable car for her and her 3 kids. She has not paid me anything yet. Gave another friend my car for 2 weeks to use because her car was in the shop and she couldn’t afford a rental. It was definitely an inconvenience, having to walk to and from work a mile, having to way to run errands until the weekend, etc. But I did it because I knew how much it meant to her and how much it helped. I then find myself thinking … who will be my angel when I need one?? And I do…. Please, please help!! I don’t have a choice right now. I need surgery, physical therapy/personal training in order to continue working for others. Thank you so much for any contribution you can make! God Bless!
College Loans: $60,000
Surgery: $250,000
Credit card debt $40,000 over last 8 yrs to support me at times when couldn’t work
Physical Therapy $2,000
Bills 3 mos $5,000 during recovery time

Wow… that’s hard to see… : ( Feel like I’m on the verge of a nervous breakdown!! Please be my angel

I can’t believe my life has come to this. First and foremost, it is important to know that I am a hardworking, responsible individual. I love going to work every day as a child and family therapist knowing that I have the ability to help make positive changes in others’ lives. I also, for whatever reason, feel very uncomfortable asking for help. I don’t think I have ever asked anyone for financial help in my life, let alone a “donation”. I was always taught that if you want something…. YOU WORK FOR IT! I have had a job since I was 13 yrs old and it taught me to appreciate the value of the dollar and hard work. But what happens when you physically can’t? My values speak to who I was, who I am and who I want to be and why I am worthy of your help.
• Be respectful, giving, loving and kind to others.
• Treat others as you would want to be treated.
• First and foremost dedication to my family and friends
• If you want something, you have to work for it because nothing in life is free
• Work hard and you can achieve anything you set your mind to
• If you believe in something, be passionate about it
• Love what you do for work – Life is too short
• Do not be selfish, but selfless – be there or give to others as much as you can
Resilient for many years –struggling through a childhood of undiagnosed ADHD - low self esteem, disruptive and impulsive behaviors, poor attention, disorganization, ambivalence about making life decisions, flunking out of college my freshman yr at 18 yo (which led to me having to pay any subsequent schooling on my own), moving and attending a new school at the beginning of my 8th grade year with a scoliosis brace that had to be worn 23 hours a day, having major surgery at 14 yo and missing 3 months of my freshman yr. As an adult, moving from NJ to Ma away from my family who I was extremely close to due to a marriage that didn’t work, losing my father to cancer and watching him waste away in front of me and feeling helpless. I did return to school as an adult committed to helping others and figuring out my own insecurities. Over 7 yrs (25-32 yrs old) received my bachelors degree from Rutgers University with high honors and my masters in clinical social work from Columbia University also with honors.
I know what I am capable of and I know how much I have to give to others. But at this point in my life, I also need to be honest with myself about my physical limitations.
When I was 12 yo I was diagnosed with a severe case of scoliosis and had to wear a body brace for 1 ½ yrs. Bad timing, I guess… I had just moved and was starting my 8th grade yr in a new school. Two yrs later (1983) I had major reconstructive surgery (14 hours, in a body cast 6 mos, couldn’t ride in a car or sit for more than 15 mins a day for 3 mos) and my spine was fused from T3 to L4 – all at 14 yo! Over the years, my back problems were just “part of my life”. Now at 43 I am disabled and in need of another major surgery due to collapsed discs that are compressing the nerves in my lower back. The pain I endure is affecting my ability to sit, stand or walk to any period of time. I had to leave my last job as an outpatient therapist a couple of years ago due to my inability to commit to a schedule because of my pain. I have been taking pain pills, which I do not want to become addicted to and have worked out an arrangement with a caring chiropractor. Not to mention at work I have kids, teens and their families who depend on me to help them, some of who I don’t charge because they can’t afford it. So, my schedule is minimal, my bills are racking up and I continue to try to help people sometimes at my own expense (physical). I have no health insurance because I can’t afford it, I live in a 800 square foot apartment that I share and I drive a 1998 Nissan Maxima that has over 200,000 miles on it! I don’t have “things” because I don’t NEED material things. It kills me to ask for help, especially monetary. It’s hard for me to accept help but I have no problem giving, lending or helping other people. My friends say that I give “too much”, but I feel that if I have it to give or I can do something to help someone else be happier, less stressed or more comfortable than I will. And I’ve been taken advantage of many times because of this – for example, 3 yrs ago, I lent a co-worker $5000 to assure that as a single mother she would have a dependable car for her and her 3 kids. She has not paid me anything yet. Gave another friend my car for 2 weeks to use because her car was in the shop and she couldn’t afford a rental. It was definitely an inconvenience, having to walk to and from work a mile, having to way to run errands until the weekend, etc. But I did it because I knew how much it meant to her and how much it helped. I then find myself thinking … who will be my angel when I need one?? And I do…. Please, please help!! I don’t have a choice right now. I need surgery, physical therapy/personal training in order to continue working for others. Thank you so much for any contribution you can make! God Bless!
College Loans: $60,000
Surgery: $250,000
Credit card debt $40,000 over last 8 yrs to support me at times when couldn’t work
Physical Therapy $2,000
Bills 3 mos $5,000 during recovery time

Wow… that’s hard to see… : ( Feel like I’m on the verge of a nervous breakdown!! Please be my angel

Hi. I cant believe I;m begging online. I expect no response to this, but view it as a place to vent. Good things just haven't happened to me for a long time. Here I go anyway... I am writing because I am in desperate need for help. I am a 35 year old single dad with a 9 year old daughter. Let me begin by explaining my situation. My former employer, in the building supply industry, went out of business a few years ago. The economy has not rebounded making building industry jobs scarce. I have since then put myself through schooling to become an emergency medical technician as I stand a chance at getting hired by my local fire department if the economy improves. I am aiming for a career change to get back into the work force. I had to change careers for economic as well as health reasons. Shortly after my company went out of business, I was diagnosed with Crohn’s disease, a debilitating disease affecting the digestive tract. The disease caused me to lose 75 lbs (30% of my body mass) in 8 months. I have been proactive in drastically changing my diet and getting the proper medical care and medicine (Thank God for Medicaid).
Even with medical care, I am still sick every day but I am making the disease more manageable. I applied for disability and received a response back that my condition is indeed disabling, preventing me from working, but would resolve in a year. Hopefully it does, but it is classified as an incurable disease that leads to repeated surgeries in 75% of the patients diagnosed with the disease. On the flip side of that statistic is a growing hope that alternative therapies may work… but take time to custom tailor to the individual. They are also expensive and not covered by Medicaid or private sector insurance. I have spoken to a disability attorney who is ready to represent me if necessary. I am only seeking disability as my “Plan B” if all else fails. I want to become a productive member of society again. I do have a “Plan A”, but I have a LOT of obstacles ahead of me.
This has all had a devastating effect on my finances. Last summer my gas was turned off the day after my daughter’s heart surgery. The gas was turned back on based on medical necessity. As of this week, my gas is turned off again and LIHEAP cannot assist me. I can’t seem to ever have the “Timing” right to get assistance. My electric is also on the verge of being shut off. My home is in foreclosure but the bank has agreed to work with me if I can find employment fast. I have just received a job offer that I graciously accepted. I start in a week. Just before receiving the job offer, while biking with my daughter, I had a mini stroke which caused me to go unconscious while riding. I crashed, broke my ribs, clavicle, hurt my spine, bruised my brain and lung, received several stitches, etc.. I pray that my health stabilizes to allow me to work. My daughter lives with me in this house. I would like to save it from foreclosure mainly for her sake. It’s where she has grown up. It’s a few blocks from her school where I want to keep her. My adopted 9 year old daughter, who I love a lot, has a very difficult speech impediment and learning disability. She already has special education and speech therapy in place with professionals that have worked with her for many years and know her needs. It would be very difficult to have to move away and have to make her start over in another school. I love my daughter a lot and will do anything to provide for her a life that she deserves… with my own limited resources. I say all that to illustrate “in short” that I need help. I have asked relatives and friends for help throughout the year and they are “Tapped”. My church is also in the same situation. I have sold most of my possessions to afford my phone bill, auto insurance, and auto fuel. My daughter and I currently have Medicaid and SNAP food assistance.
My goals are to:
1) I need to rebuild my professional wardrobe. I have lost a lot of weight and consequently have been working on buying dress clothes for my new job. I am to wear solid black suits. I am a 44L with a 38” Waist and 34” Inseam. Size 14 Black oxford shoes. I will graciously accept presentable used items. I can buy 3 inexpensive nice black suits for $80 each. $50 for shoes.
2) I have to keep going to my doctors and maintain and improve my health. I have just been referred off for advanced level care. The travel expenses are going to be very high. I will have to stay overnight in a hotel somehow for some procedures.
3) I will have to afford to drive to work. I will have to keep myself insured and afford the initial cash outset for my first 2-3 weeks of work. I am traveling far to work and it will cost me about $125 a week in fuel. $60/ month in insurance.
4) I have to get my gas turned back on. I am looking at having to come up with an impossible $5000 to get it turned back on.
5) I just bought and installed an used electric water heater and dryer. I have no way as of yet to heat my house this winter.
6) I have to catch up on my $1500 electric bill. Hopefully I can do so or I will have to abandon my house and give up hope. I may have to move to a different state with different utility companies.
7) If I can accomplish the above goals in a short amount of time, I stand a very strong chance at getting my mortgage modified and staying in my home. I can then only have to worry about the basics of life in addition to my health and my daughter’s heart and special needs.
I am facing some tough challenges. I cannot do it on my own. I have nowhere to turn. I would appreciate any assistance or advice on where to go for assistance.
Thank you for taking the time to read this letter. I appreciate your help.