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Family of three about to lose home

Posted by kaz022 on 2012-04-07 23:58:51

I am a 27 year old college graduate who moved back home with my parents. I studied to become a teacher. My efforts to find a full-time position haven't been successful due to state cuts in education funding. I work three jobs to sustain myself - including substitute teaching. My parents were fired from their jobs this year and only my father qualified for unemployment. We will be losing our home this year because together we cannot make mortgage payments on top of utilities and insurance. We are now in the process of selling everything we can in order to save the roof over our heads. Please help us if you can, and God bless.

Powerful Money Spells/5.00

Posted by pennymiller67 on 2012-03-26 00:58:39

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Email from a happy customer.
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Disclaimer: Due to federal and state laws I must declare the following: You must be at least 18 years old to make this purchase. By purchasing my products and/or metaphysical services, you do so at your own risk. I am not responsible for any injury due to services and is not a substitute for professional, legal, medical, financial or psychiatric advice or care. Spells and readings are at buyers’ interpretation. By buying on my items and completing a transaction this constitutes your acceptant use of my products. Items and services are for entertainment only by bidding you accept these terms and frees me of any and all liability for any reason.

Struggling Special Education Teacher

Posted by SpedTeacher on 2011-11-02 16:58:24

My wife and I have been married one year; I just finished up a teacher education program and am now on the job hunt with dual endorsements in teaching Elementary Education (K-8) and Special Education (P-12). Everyone has been telling me how much easier it is for me to find a job. Unfortunately, in this economy, that has not been the case. I’ve been unemployed since June and have not even been able to secure more than a couple of substitute jobs. With such extreme layoffs this last June, the districts around where we live give all sub postings to their laid-off teachers first. This means a newbie, such as me, gets little-to-no work at all. As a result of that, my wife and I have been surviving purely on credit cards. She has been absolutely amazing, as her job has been keeping us (barely) afloat since April.
We have not eaten out since June, and our money has gone to NOTHING but rent, car payments, groceries, and gas. We both only eat about one meal a day. We’re getting sick of going to bed hungry, and getting home hungry. I have been a pilot since I was 18 and I have been “grounded” for the last 26 months due to our situation. I am sick and tired of the endless calls from debt collectors and breathe a sigh of relief every time I wake up and see my car still in front of our apartment. We haven’t even visited our families more than a couple times and they live only 30 minutes away. I have finally found part time employment as a tutor, which has been amazing as I FINALLY get to work with students, but the hours are hardly enough to pay for transportation there and back.
At the moment we are $24,000 in debt, and my student loan bills will start showing up in December. This will destroy us unless a miracle happens! And this is where your generosity comes in! I know it is a cliché, but literally EVERY penny helps us out. We are in our late 20’s and have made all the right decisions, kept ourselves out of trouble, and have been very responsible with the resources we have. The problem is it just is not enough right now. Please contribute in any way you can, no amount is insignificant, and my wife and I will be eternally grateful! Thank you, thank you, thank you!

Please help me pay for my car repair

Posted by abandonedandscared on 2011-09-26 23:58:12

fleeing my abusive marriage for my mothers house, everything seemed ok, yes, i was behind on a few bills but still it was managable, at least I thought until I went to the laundromat to clean some sheets my son had soiled, and then my car went out on me, it just would not start. I had to have it towed to the repair shop, which cost me over 300 dollars, and I put it on my credit card, now I only have 200 more dollars left before I am over the limit, and my repair bill is over 800 dollars, there is no way that I am going to be able to pay all of it. I need a miracle from you, please find it in your heart to give whatever you can. My son wants to go home to see his daddy, even though my husband only lives 40 miles from my mothers house and NEVER calls or comes to see how we are doing. I always call him at 7pm, to let him speak to his son. Please, I want to get my car repaired so that I can go back to work, I am a substitute teacher and we do not make much money. I asked my husband for help, but he has told me that he is not going to help me with anything unless I come back, I cannot go back, he will just hit me some more in front of my son.

1903 Capen Victorian Mahogany Upright Piano

Posted by kewpie1 on 2011-08-31 20:58:06

Beautiful piano must be sacrificed to pay bills. Asking $2000 for this wonderful piece that will bring hours of musical joy to anyone who will appreciate it. eMail kewpiesbox@yahoo.com for details.
I am a substitute teacher and ends are not at the moment being met. I appreciate anyone who can help by giving my beautiful old piano a new home. Please make an offer.

Not on food stamps, but...

Posted by kewpie1 on 2011-08-26 17:58:22

55 year old unemployed substitute teacher needs help to pay bills. I am extremely embarrassed and have always been a good samaritan and now find myself in a pickle. I hope there are a few good souls out there that can assist. I found this website out of desperation. Sincere in my heartfelt thanks.

Teacher Laid off and American Dream now Nightmare

Posted by broketeacher on 2011-08-25 20:58:23

Hello,

I felt the calling to go into teaching so I went back to school. I found a position teaching 4th grade while I finished my last year in school. I got laid off b/c I wasn't fully certified and I wasn't tenured. Luckily, I had unemployment benefits while I finished my program or at least enough to get my certification. But more teachers were getting laid off in the meantime and now it nearly impossible to get a position in the town I live in. I can't even substitute because there are too many teachers already on the waiting list.
So now I don't have unemployment anymore and I'm taking babysitting jobs that gives me about 50 bucks per week. My student loans are due and my mortgage has not been paid in months.I don't want to go on welfare, I want to work but school has started and the odds are stacked against me. I really need help, a job and some hope for my future.
I will gladly take donations and jobs leads in the Atlanta area. No I wasn't teaching in APS, not a part of that scandal.

College Grad in Physics Needs a Job

Posted by gwumpkie on 2011-08-19 14:58:38

I have been unemployed for 2 years with a degree in physics, astrophysics, and math, and almost 100k in student loan debt which is defaulting on me now. I would love to stop teetering on the edge of homelessness and be able to pay off my loans and take care of my family. To do this I need a job! I have teaching experience (3 years in a planetarium, years of tutoring, lab setup, assistant teaching, substitute teacher K-12, and STEM outreach). I am also a skilled researcher and hard worker. I am great at customer service, worked as an admin assistant for several years, as a park ranger/conservation assistant, a salesperson, and even a belly dance teacher. I am talented, motivated, and I want to work. If you have a job for me, please help! Prefer Idaho jobs, but at this point I'm desperate.

Single Mother Cancer Survivor Need help to help myself

Posted by LilShaa on 2011-08-12 01:58:38

I need whatever assistance anyone can afford. I want to obtain a cheap reliable used car or the down to buy one, so that I can accept job interviews. I also want help with $, so I can obtain a legal document assistant license, in my area. I want a way to make some money, utilizing the legal research skills I have, while I seek a more permanent source of income. My local area is very economically depressed, which is why I am seeking out of town good paying jobs. I have had to cancel countless interviews, for lack of transportation, which leaves me feeling hopeless.

This downward spiral began, when I was diagnosed with cancer, 10 plus years ago. Instead of being able to gain valuable work experience, I was forced to fight for my life, upon college graduation. The gap on my resume, is not easy to explain away. I have tried to work temporary jobs, and have even worked as a substitute teacher. I would take just any job, but cannot afford to lose life-saving medicine, if my state provided medical benefits were cut, due to a job that would not offer them or the ability to purchase them. I thought subbing would offer me the chance to gain working experience, but I had to stop, due to a custody battle, waged against me, by my vindictive ex and his legal associates. They also waged numerous phony allegations, about me, with various agencies, one of which is the one which oversaw my employment. Despite nothing coming of the allegations, the agency overseeing my employment, sat on the matter/s for years now, which has left me in limbo, with no means to clear my good name, and no income source. This further added to my resume experience gap. It is nothing I can explain to potential employers, either.

The past several years has been difficult with all the medical and legal issues, both mine and my younger child's. My sibling was sent to war around the same time my parent committed suicide. This also cost me financially and mentally. My car was repossessed, destroying my credit rating further. This has hindered my ability to attend interviews, and even bar me from some opportunities, due to poor credit. The icing on the cake- the family court rewarded my ex for quitting a higher paying job. They cut his child support payment in half, for my 6 year old. Recently I had to move into a new place, and now owe money for the deposit. I had to use what little I was trying to save for a car, so I wouldn't end up homeless. My older child was working, too, but was put on bed rest, so we now face another income drop. I hope someone can help with anything, because I just do not know what to do anymore.

stuck in boonies with no gas money;bills a worry, too

Posted by sumac2 on 2011-08-11 11:58:33

I am by default a substitute teacher, but am trying to use my new licenses to teach HS English. No interviews yet. It's been my third worst summer ever, as I'm stuck out here in my trailer/neighborhood 30 m. from buses, no gas money to swim,visit people, network, or look for jobs in person. Sure can't afford to move from my paid-for mobile and start paying rent, and couldn't sell the place when I tried. I would love some kind person to send me a few hundred dollars (or what-have-you) to get around.I could do a dragon drawing or pet portrait in colored pencil for you.I'm not sure how paypal works, and I'm on sketchy dial-up, so you would need to send it to Box 1501 Tijeras, NM 87059. Thanks.

Job Needed

Posted by vickinicole on 2011-08-01 21:58:15

I am a experienced receptionist, admin asst. , front desk person seeking any job anywhere in Phoenix, AZ. I am also willing to move to Boston, MA

I am a recent college graduate, recieved my Bachelors degree in May 2011 from Arizona State University.

Life has gone downhill from there. I have applied for a fingerprint clearance card to try to get into substitute teaching. No luck so far with that.

I have not been able to pay my mortgage in 6 months, my place is going into foreclosure.
I cannot keep my electricity and phone on. I've tried getting a roommate, no luck with that either.

I have applied to hundreds of jobs, Wal-Mart, temp agencies, amazon.com, CVS, Circle K.
No luck.
I am on the verge of homelessness and feel depressed and drained.
I need help.

One Thing After Another

Posted by Afraid_But_Hoping on 2011-06-08 14:58:58

My husband and I could really use some help. W are only in our twenties, and we just got married on June 12, 2010. We have been struggling financially ever since we got married. My husband was diagnosed with cancer two weeks before we got married. He only received 60% or less of his pay during his surgery and recovery time. In December last year, he was let go from his full-time job. We couldn't even afford all of our bills with that job, but at least we were close. I had a part-time job for less than 2 weeks in October last year before they let me go. My current job is only during the school year, and sometimes I only get 12 hours a week, because it's a cafeteria worker substitute job. My husband is going to have to quit his job this week, and we don't know what we're going to do. This financial stress has been really hard on us.

I'm 3 days away from the streets/couches

Posted by mellowmayhem on 2011-05-11 14:58:04

My current situation is this....
I work as a substitute teachers aide/daycare assistant but for the past 3weeks or so, ever since after spring break, i have barely been called into work. I've been living on my own since i was 17 and though i've been in tough situations before, i've always been good at pulling through. However, there is a notice pasted on my door in a horrible pastel shade notifying me of how i must pay my rent within 3 days. My rent is for $500, i already scraped together 100 so 400 is whats left. Any help is appreciated.
Watch the news..see mine and many others' story. Paycut last year. Found the programs to enroll in to get mortgage readjusted and we're in the works but have to wait 60-75 days for anything to happen, if it does. Crushing interest rate.

"Please try to make your mortgage payments during this time..."

Problem is, even as we got current once, to apply for a "normal" refinance, the monthly payment went up $150 a month to adjust for escrow deficiencies!

My wife's a substitute teacher, so no guaranteed income there. I'm working 45 hours a week and getting crushed by paying for 3 surgeries in the last 12 months...one we planned and 2 emergency appendectomies. Needless to say, since my pay's so low, the insurance isn't exactly stellar either.

Even so, I drop my change in the jar's at the gas station...for the Shriners with the peppermints...just asking folks to maybe drop some in my bucket.

Swallowing my Pride didn't give me Indegestion;)

Posted by brokeasajoke on 2010-09-01 17:58:58

Oh My Goodness, Never thought I would be here needing money for bills. But guess what? Here I am, and here I go.... First off, I lost my job this year as a FT Substitute Teacher working with Pre-K-6th grade students. I have been making ends meet with a little financial planning, but thats gone and bills are knocking on my door. My daughter and I usaully volunteer at local nursing homes and we use to donate things for the elderly and I guess somehow its my turn to recieve and not give. It feels kinda funny on my end not being able to put my money in the offering plate. So if you could spare some cha-ching, we would greatly appreciate it! THANKS!

H.E.L.P.

Posted by maemae on 2010-06-30 19:58:58

Hello,

I just moved and despite my great resume and charming demeanor I have not found a job yet. I do substitute at a daycare when needed; unfortunately they have not needed me this month. I am down to (literally) my last $2 in nickles and dimes which I'll spend on a day pass for the bus (for interviews). I have about a half jar of peanut butter and two packets of ramen left...which I'm still not sure if it even qualifies as food!

Rent is due, other bills are due (I had to beg my cell phone service carrier for an extension) my checking account is overdrawn and just keeps on racking up fees, which is lovely. Just when I'm extra discouraged, my grandfather (who has been terminally ill for some time now) is on his last leg in the hospital. Of course, he lives in Illinois with most of my family, and I just moved to Austin, Texas and cannot afford to visit. Don't think I haven't applied to do everything short of prostitution. Ask my parents? If only it were that simple. Since their farm went under, I'd feel horrible even asking them for change for the toll!

Please, please, please help a girl out. I promise I will do the same when I am back on my feet. What goes around comes around, that's about all I have faith in at this point.

Thank You.

xo

H.E.L.P.

Posted by maemae on 2010-06-30 19:58:58

Hello,

I just moved and despite my great resume and charming demeanor I have not found a job yet. I do substitute at a daycare when needed; unfortunately they have not needed me this month. Rent is due, other bills are due (I had to beg my cell phone service carrier for an extension) my checking account is overdrawn (and just keeps on racking up fees..ugh) and I just when I'm extra discouraged, my grandfather (who has been terminally ill for some time now) is on his last leg in the hospital. Of course, he lives in Illinois with most of my family, and I just moved to Austin, Texas and cannot afford to visit. Don't think I haven't applied to do everything short of prostitution. Ask my parents? If only it were that simple. Since their farm went under, I'd feel horrible even asking them for change for the toll!

Please, please, please help a girl out. I promise I will do the same when I am back on my feet. What goes around comes around, that's about all I have faith in at this point.

Thank You.

xo

hi my name is katherine my cable was shut off and ...

Posted by 0 on 2010-05-17 18:58:58

hi my name is katherine my cable was shut off and i need $404 to put it back on it has become impossible for me to get that kind of money to have it turned on again i know i should be grateful for what i do have but the tv is sort of a companion for me because i live alone and the computer is not much of a substitute thank you