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Students Tags
Help Me Please!!
Posted by HelpNow27 on 2012-05-25 05:58:12
I have graduated in April 2008 with a Bachelor Degree in Human Biology. I worked in the Healthcare Industry for several years. I am currently unemployed sine my company went bankrupt and can not find a job that pays decent so I can make my student loan payments that are $670 per month and support my family. I have $58,000 in student loan debt the original balance was around 40,000 but I had to stop making payments until last year because I could not make a living at all with a $12/hr job to pay for mortgage and other living expenses. Sallie Mae is just saying that they can not do anything about it the only thing I can do is pay interest only and reduce my payment by like $200 and that is for 30 years. Please help me get out of this burden sometimes I ask myself why I ever went to school and if it was really worth it all because some of my friends that have no school are doing better than I am. I guess that is they way you live the American Dream!! This is just crazy that there is no law that protects students when they are in situations like this especially in a economic crisis. Please, I really want to be able to save my marriage, house and be able to provide for my daugther. If anyone is reading this and is willing to donate I would really appreciate anything you give. Also I understand that there are much worse situations out there and people in a greater need of help that is also understandable however I will end up on the street and my loan will go int default if I can not make the payment and I dont think it can get worse than that as far as student loans are concerned and Financial problems. I wish I could someday help someone myself or in any other way. Please people every little helps. God Bless! AJ
PS: If you can not donate money you can also help me if you do online shopping by signing up for SallieMae Upromise so whenever you shop online through many of your favorite retailers I can receive 5% Cash Back every little helps please write me an email (ajdz5828@hotmail.com) if you are willing to help in this way and I will send you a sign up link and place you in my savings network. Thank you
Aspiring College Student Needs Help and Prayer
Posted by AspiringProducer on 2012-05-24 12:58:35
I figured that everything happens for a reason and prior to me moving, I found out that she has been out here in TN for almost a year with no furniture (bed, couch, dining-kitchen table) Its just her and her cat in a empty Apt. She has a job doing what she went to school for in the animal vet field but she's only recieving small pay. I know anything beats nothing but what is that for someone who graduated from WVU with a bachelors of science? She has Student loans to pay back to a actual bank, a car note, rent and utilities to pay for all on her own and her family is In Cleveland as well. They aren't fortunate to help the situation and anybody from Cleveland could understand why considering how the economy is.
Being a good friend(especially considering that im allergic to cats and there is no vaccume), I saved my last and moved down here because I figured I could help her as well as help myself. If we are going to struggle, we can struggle together. That's what true friends are for right? I have been here since Easter and it's still hard to adjust. She has a leased vehicle so im not really in the predicament to double up her mileage looking for jobs and going to school in it. Everything is so far apart here.I had intentions on going to school in the fall for Audio Production but one day i called a local school from one of the commercials and I ended up taking a tour the same day. I was so Excited to see the Music Studio that I wanted to start immediately!!! I then found out that I started school the very next month (May 7th to be exact.)
Now I have to find a job to go around my school schedule which is only 3 days a week but Im having trouble figuring out how I will even get to school. The bus system is different than back in Cleveland. In Cleveland, schools give students bus passes and they even get discounted prices for being students. Here is definitely not like that. I'm not complaining because I'm blessed to at least be away from all of the distraction and I'm enrolled into school. Now I'm just worried as to what it will take for us to be comfortable for a change.
I eat ramen noodles and Vienna sausages just about everyday to make food here last. I'm not complaining at all but I'm sure that after while i will start to get sick from this. The noodles have high sodium as well. Just barely making it is an experience that isn't fun and I wish this upon nobody. This is why I'm turning to a donation community.
Things all donations will go towards:
Food for home, Bus passes for my schooling, Furniture for our apartment (I'm seeing alot we can get for less locally on Craigslist), Internet so I can stay active with my production, More Music Equipment (the equipment is so expensive but im in the right state to get it used) and eventually a vehicle so I could get us around and not worry about my roommate going over her mileage.
Seems like I'm asking for a lot but I grew up knowing that everything happens for a reason and that prayer goes a long way. Somebody I met in passing recommended this site hearing me talk about my situation to a relative. Thanks in advance and even 1 dollar is appreciated.
Matt
Family in Need
Posted by mharris10 on 2012-05-21 00:58:56
We were full time college students until we had to drop out, in order to try and make sure that we stay afloat. So now we also have student loans in default, as well. Things seem to be piling up left and right, and honestly I feel like I'm beginning to drown in all the stress.
I am just looking for some help, for my beautiful family.
May god bless you, in everything that you do.
Please contact me, and I would love to talk to you some more if you are interested in helping out our family.
Thank you.
Family in Need
Posted by mharris10 on 2012-05-21 00:58:55
We were full time college students until we had to drop out, in order to try and make sure that we stay afloat. So now we also have student loans in default, as well. Things seem to be piling up left and right, and honestly I feel like I'm beginning to drown in all the stress.
I am just looking for some help, for my beautiful family.
May god bless you, in everything that you do.
Please contact me, and I would love to talk to you some more if you are interested in helping out our family.
Thank you.
Family in Crisis
Posted by mharris10 on 2012-05-21 00:58:54
We were full time college students until we had to drop out, in order to try and make sure that we stay afloat. So now we also have student loans in default, as well. Things seem to be piling up left and right, and honestly I feel like I'm beginning to drown in all the stress.
I am just looking for some help, for my beautiful family.
May god bless you, in everything that you do.
Please contact me, and I would love to talk to you some more if you are interested in helping out our family.
Thank you.
Family in Need
Posted by mharris10 on 2012-05-18 18:58:55
trying to make a lifelong dream come true
Posted by chiasm on 2012-05-13 20:58:10
For as long as I can remember I have always wanted to be an archaeologist and history professor as well as wanting to move to Norway since first reading the Prose Edda at the age of 11. Unfortunately those dreams got put on hold when I had my first child at the age of 19 and my second at 21. My children are now 15 and 17 and about to go off to university and begin their own lives and so it is time for me to revisit my dreams. This is going to consist of 3 steps each of wish I need help funding as I do not qualify for student loans/grants and cannot afford to quit my job to be elligible.
As the first step in this process I have been accepted to the University of Leicester to begin work on my BA in Ancient History and Classical Archaeology and am scheduled to begin classes on June 4th 2012 via distance education. In total the 3 year course will cost £10,350 with £1150 installments due every January, May and September 1st. Along with this one module requires me to go to England in year 2 for field school at Borrough Hill as well as a second trip over in year 3 for lab work. There is also an option to make a third trip for the graduation ceremony if funding allows. Each of these trips will cost roughly $2500 - $3000.
The second step in this plan is to complete a Master's degree in Nordic Viking and Medievil Studies at the University of Oslo in Norway. At this time UiO does not have tuition fees however they do require that international students have NOK 80,000 (roughly $13,500) per year of study. And Norwegian law prevents international students outside the EU from working while persuing their studies.
Finally the third step in the process much like the second involves doing further studies at UiO in the form of persuing a PhD in a topic related to Viking Metallurgy.
I have already taken steps to start covering costs on my own by working as much overtime as I can get (though this option is going to be limited once school starts as I will need to focus on school work) as well as moving from the house I was renting to a smaller, cheaper apartment with a roomate to cut costs. Unfortunately these measures alone aren't going to be enough to get me there. Any help you could give would be very much appreciated.
Field trip funding
Posted by ker1997 on 2012-05-06 09:58:21
To little time to save and now my heat pump went out too.
Posted by hopefully on 2012-04-30 18:58:38
Why is it so special, I work with special needs students. It's a very intense job,ages range from 14 -22 years of age. It takes a lot of patience and tolerance for the unexpected to happen. I have what it takes to do this job. Except money. I'm a teachers assistant. I trying to go to school to get a degree. I can't handle over two classes a semester. I have medical issues too, I'm to afraid to cancel my insurance due to the fact I have to go to the doctor and have regular check ups. We do not qualify for aid.
My marriage is not in the best of health either. I need help to save my home, maybe my marriage and my job. This is not easy for me. I'm just very scared, maybe someone will understand what I'm saying, I want to keep what I have, it's not much, I want to continue working in the job I have, I know it isn't going to pay my bills, but if I can get caught up I can still be there for those special kids. Finally, if the strain of being on the verge of losing our house is gone maybe I can heal my marriage. I don't want to throw away 30 years of my life.
We found out yesterday that our heat pump has gone out and needs to be replaced. I know air conditioning is a luxury but here in Florida it is almost a necessity. Especially if you have health problems.
And if you can't do anything for me, just pray for us, God bless, hopefully
To much, not enough time
Posted by hopefully on 2012-04-29 20:58:13
My story is, I'm in my forties, married for 30 years. I have been happy and unhappy.Right now I'm unhappy.
We owe very little money on our house. However we are going to lose it to foreclosure unless we come up with seven thousand dollars. We have sold everything of value that we could sell.
We have always been hard working people, helped others when they needed it. Now we need help and have no one to turn to.
I have a job, but after our families health insurance is taken out I only bring home $78 every two weeks. I know your thinking cancel it. You can only cancel once a year or of course you lose it if you leave this job. I don't want to leave this job.
Why is it so special, I work with special needs students. It's a very intense job,ages range from 14 -22 years of age. It takes a lot of patience and tolerance for the unexpected to happen. I have what it takes to do this job. Except money. I'm a teachers assistant. I trying to go to school to get a degree. I can't handle over two classes a semester. I have medical issues too, I'm to afraid to cancel my insurance due to the fact I have to go to the doctor and have regular check ups. We do not qualify for aid.
My marriage is not in the best of health either. I need help to save my home, maybe my marriage and my job. This is not easy for me. I'm just very scared, maybe someone will understand what I'm saying, I want to keep what I have, it's not much, I want to continue working in the job I have, I know it isn't going to pay my bills, but if I can get caught up I can still be there for those special kids. Finally, if the strain of being on the verge of losing our house is gone maybe I can heal my marriage. I don't want to throw away 30 years of my life.
And if you can't do anything for me, just pray for us, God bless, hopefully
I feel like I'm drowning!
Posted by scareddad41 on 2012-04-27 12:58:25
Late Blooming Artist
Posted by Sandman on 2012-04-25 21:58:01
Well, now I'm 41 years old and not vain about my looks. I have no illusions about becoming a Hollywood A-lister. I just love the craft, the art of acting and am going back to school for it.
There are very few grants available to acting students. Although I've registered for classes and have been cast in next fall's University production, I'm not sure I'll be able to afford tuition, books and housing.
If you support your local arts and theatre community, please consider supporting a guy who discovered his calling a little later than most actors do.
Need money to keep operate my for school
Posted by sepisengo01 on 2012-04-24 01:58:29
I am a teacher and school founder in Lombok island Indonesia, has formed my school since year of 1997. The school are Sr High School and Jr High School which for poor and orphan in around our environtment.
But today, nowaday we begin to find difficulty to have the money to operate the school as to pay the teachers, buy equipment and other school requirement. And by this post we hope you will help us to fix the problem we face and your money will use for :
Complement and improve equipment and system administration and school finance.
b. School socialization to the community of prospective students in order to improvepublic recognition of the existence of the school.
c. Provides a means of skills that fit the needs of particular needs of the practice,according to the demands of competency-based curriculum (Computer and Accounting)as well as supporting the practice of foreign languages, especially languages, Arabicand English.
d. Provide adequate means of learning local New Classrooms as much as 1 room.
e. Provide Fasilias Supporting Teaching and Learning Activities adequate, especially in the form of libraries and books as a source of knowledge for students.
a.
And many thank for your help
Help For College
Posted by NNeed on 2012-04-16 00:58:06
Help Us Start Over
Posted by openyourheart4me on 2012-04-14 13:58:58
Help Us Start Over
Posted by openyourheart4me on 2012-04-14 13:58:55
College Students Struggling with bills
Posted by Brittthumel on 2012-03-30 14:58:04
I need to pay these loans
Posted by Spyke on 2012-03-22 22:58:57
I desperately need help to pay for rent,food and school
Posted by lookatmeasibegu on 2012-03-17 22:58:13
Please i desperately need money to pay for tuition and basic needs.
Posted by lookatmeasibegu on 2012-03-17 22:58:05
Please i desperately need money to pay for tuition and basic needs.
Posted by lookatmeasibegu on 2012-03-17 22:58:04
I desperately need help to pay for rent,food and school
Posted by lookatmeasibegu on 2012-03-17 22:58:03
College Student in Pretty Bad Shape
Posted by jm07656 on 2012-03-06 17:58:33
read this. You don't even have to do that, but you are, and I really
appreciate that. Let me also tell you that I take responsibility for
everything that has happened to me. You see, I'm a college student, and like
many college sophomore's, I get into a lot of situations that get me into a
heat of water. Unfortunately, all these situations happened to happen all
that thee same time. It started last thursday. My roomate was having a
little party at our apartment. The music was loud which resulted in the
police getting called over. We were given a noise violation for $142. The
very next morning, I was running late for class, so I took my car on campus.
I was in such a rush that I didn't realize that I parked in a no parking
zone. It was only a 50 minute class, but by the time I got back, I got to
witness them towing my car away. That came out to be $150 and $5 is added
everyday, so at the day of this writing, I need $170 to get my car out of
the impound. I also have a $425 rent that I have to pay before the 15th or I
will evicted. I would go to my parents, but my mom is on her last
unemployment checks, and the company that my dad works for is in a legal
dispute, and for some reason they are witholding their employees checks.
I've have tried every option I could think of. I went to friends, but
college students don't have much as it is. I went to my financial aid
counselor, but they said it was too late in the year to pull out any loans
or anything. I have no job, so I can't get a payday loan. I believe that
this could be my last option, but God allowed me to find this site for a
reason. Once again I appreciate the time you took to read this, and I hope
that you can help.
Steven: An Aspiring Disabled, Student, Veteran, and Divorcee
Posted by youngidealist on 2012-03-05 01:58:00
Thanks for taking the time to read my request. I'm 30 years old, still in college and living with my parents. I've made a lot of great accomplishments in my life with far less support than most people who make it this far. Of course, with that said I've also made plenty of mistakes.
I grew up with a single parent, and another parent who visited annually just to stir up emotions and make my life miserable. When I was 18, I decided to work really hard to lose weight so that I could join the US Air Force. I had a strict plan that I was going to follow to succeed in life.
Unfortunately my superiors in the USAF would not accommodate that plan to independence as they forced me to find my own way from the barracks to work (a 40 mi drive), so I had to immediately struggle to get my drivers licence and I had to buy a car on an Airman's paygrade.
My income wasn't enough to afford the car and gas and other living needs that I was expected to pay, so eventually I had to leave the Air Force before my term was up (under honorable conditions). I tried to work as a civilian. The transfer was tough and I was vastly uninformed about what to do and what my options were. I'm the first first generation college student of my extended family.
After some petty jobs that would each take more than 10 years to be able to earn enough to live independently, I finally found a nice nighttime custodian job that was at least simple enough for that kind of pay. I was the night time custodian, but I was also a guy to have on call at this retirement home where I worked. If people's toilets flooded or a nearly deaf resident left their tv on past quiet hours (once I could hear one through 3 floors!) I was the guy to send up to fix it.
Having my first satisfying job as a civilian, I was able to investigate community college during the day, so eventually I enrolled and tried taking a few classes while working full-time. College was my saving grace. I never felt like I belonged anywhere until I first started to take college courses in math, science, and philosophy. I found the tutoring lounge on campus, made a lot of friends there, and I spent many hours cramming and helping those in need.
This soon led to me finding financial aid, making arrangements with my parents (my mom and my stepfather) to let me go to school full-time while I lived with them, and putting in my 2 weeks notice at work to focus exclusively on school.
My counselors advised that I pick where I want to transfer to and then figure out the details of how to get there after I got accepted. I think this was bad advice. While I ended up choosing to transfer to a university that had my desired major, Biophysics, it was 60 miles away from where my parents lived. My car that I had bought when I was in the Air Force also eventually broke down from not being able to afford maintenance while I worked, and was towed away for being in the public street for too long.
Finally, I got accepted to UC San Diego to work towards a degree in Physics with a specialty in Biophysics. When it came time to transfer, I got as involved as I could on how and when I was supposed to receive the financial aid so that I could go get an apartment and everything, and my school kept telling me, "you should get it tomorrow" until about 2 weeks into my first quarter when I finally got the support.
Despite this rocky start, I managed to get into a good shape for myself, making my way slowly but surely through school. Learning a great deal. Eventually when I felt the struggle was too difficult, I changed my major to Neuroscience before I began my upper division coursework.
So, as I settled into my schooling and struggled with maintaining financial independence on financial aid, I managed to get myself into maintaining a great aquarium hobby, owned two great little kittens from a street cat program, led as president of a student organization for one year, and eventually I got married. I also carefully learned about the stock market and managed to make some great gains with money that I had invested from financial aid savings.
In 2010, my gains were over 100%. That amounted to $2000 doubling itself, but still, that says a lot about me as a trader. However, 6 months into my marriage, she said she wanted out, grabbed the car that we both paid into (most of the money was mine from stocks; $5500 worth), and refused to pay her share of 2 months rent. That happened in December of the year of 2010.
2011 was a difficult year for me. I fought hard to maintain things, especially my head, but it was tough. I lost 45 lbs from exercising regularly, made lots of new friends, and I got some volunteer work experience in a Neuroscience lab. But I just couldn't focus well enough to maintain my finances and my grades, so I had to drop out and live back with my parents.
Despite how tough it's been, not finding work, struggling with the ins and outs of the VA, and just needing a professional therapist to talk to and help me keep my head straight but never being able to get one, I've managed to recuperate well enough and learn a lot more about this bottom floor of society that I've been so desperately trying to escape my whole life.
I've gone looking for opportunity in every direction. I've tried changing my career goals, collecting recyclables, writing online, trying any online scheme that didn't include me forking out money to get it, imagining what I could write as a novel, tried to make money through playing video games, making goal after goal after goal for myself, but still just not being able to get just the right amount of money to put me back on my feet.
I'll be going back to school in April at the risk of having to do it as a homeless person if the VA doesn't pull through for me. They recently approved my 10% service connected disability status and now I need to jump over a few more hurdles to get my more significant service connected disabilities recognized. I'm also seeing what the vocational rehab people can do for me despite the bureaucratic issues that are stopping them from helping me all the way.
BTW, this whole time that I've gone through life with common lower class difficulties, I've been disabled with a number of small conditions that all add up to a hard time. I have lower back issues that the military has yet to own up to. Community college found also that I have a learning disability which makes some intellectual tasks show up as lower than average ability for me while the rest of my intellect is high enough to expect that I could easily get a Masters Degree or a PhD. My biggest difficulty in school is that they don't give me enough time to show them what I know or what I'm capable of.
From working with special needs students as a tutor, I have proven to myself that there is a major problem in the education system. Most teachers never simplify the material into a clear picture of what they want to teach. If you want someone to learn something, the last thing you should be fuzzy on is what it is exactly that you want them to learn. We can't all work like intuitive Jedi or sophisticated parrots.
If you help me out, here is a list of the priorities of what your money will go towards, in order of their priority If you would like to request that I spend your donation on a specific cause, please let me know:
1. A working cheap economic vehicle.
I need something that I can sleep in and that will take me wherever I need to go. Preferably something that can stow quite a few recyclables as well to pay for gas, but not an SUV or truck or van (Unless that's all that is cheap of course. Not likely but you never know.).
I'll aim for great gas mileage, but I'm thinking that I should attend some police car auctions to see what the cheapest deal I can find is. This car would make a great shelter for me while I return to my far away school.
2. Investing on the stock market.
Trust me, I know how to fish. If you want to send me a request for proof I'd be glad to compose some evidence of my finest moments as well as my worst to show you that I can do well for myself on the stock market, even during the recession. What I could really use right now, is a little bait. Trading is good money for me, but to make enough to make gains worth more than the commission cost (about $10), you need about $300-1000 per investment. $300 is more for the high risk lottery plays on the market. I even made a blog about it if you would like to see:
http://www.squidoo.com/TheYoungidealistEconomyBlog
If you are willing, we can arrange something personal so that you wont need to worry about me putting the money you offer at high risk and blow it all. Might even be able to arrange something where I could make money for you to prove myself before accepting your donation. Whatever the case, I know we'd have to make it a personal arrangement to satisfy the current laws.
3. Working towards paying my debts to my friends.
My friends have been really supportive through these hard times, though they are starving students themselves. To keep up my morale they've bought me food, given me a place to crash when they could, and even paid to have me join them at fun local events. I have some money that I've promised them back, and I plan on making due on those promises as soon as possible.
4. Paying off my debts with companies.
I've had times where I couldn't afford to pay for rent and had to leave, like when my wife left me to live with her parents. These issues follow me on my credit score and I would like to work towards removing them so that I can turn my life around.
5. Getting a good start towards paying off my student loans.
I know I won't be able to pay them off before I find a good career with my degree. I would just like to have something to start making some automatic payments with and put that part of my bad credit score behind me as well.
6. Buying a home.
My mom never owned a home. No offense meant to land lords out there, but I really think the rental system is way out of line. My mom was always a hard worker. Way better than me, yet she could never own a home because she didn't have the money. Meanwhile, people with money could live in great big houses for less than she even had to pay.
I want a house to own. Probably start with a condo and seek ways to improve it and flip a profit out of it. Then I want to keep building up money from housing until I can manage to build an apartment building.
If I could, I'd like to make an apartment building near a university that offers cheap housing using the Japanese capsule model or something even more economic and more comfortable.
7. Making an online tutoring site meant to offer free tutoring and tutoring for tips. Imagine a site (I have yet to know of one) where people can collect their resources on a class, much like they collect info on ratemyprofessor.com, but also seek help from others who are taking the class or who have taken the class. Donors like you can offer money to tutors who post their notes and stories on the site, alongside ratings from other students that they helped.
Some tutors can offer their rates for help, sell their notes online for cheap, or just offer their help whenever they can and ask to be tipped through paypal if someone likes their work. My hope is that such a site could help to put an end to sophistry in the college system once and for all, making education easy and affordable for everyone.
8. After I have everything I'm hoping for above, the sky is the limit. But I would prefer to put the extra money that I don't need to good uses. I would spread a little philanthropy around, give to others in need on this site and through other resources.
I'd also look to teach others how to fish. I think a great way for the economy to be fixed would be if philanthropists made some really good employee owned companies. Make the place pay for itself, skim a little off the top, and walk away knowing that you really were a job creator.
I think that everyone who is capable of work and who chooses to work deserves to have their own independent living situation. I know that we are a long way from that, but I tend to be an optimist. I would like to try and make the world a better place, if nothing else.
Aside form financial help, I'm interested in anything else that I could get that's useful. Advice, Neuroscience Career connections, work, hobby or volunteer work that can easily become lucrative, I'm really all ears. Thanks again for taking the time to read my request. I hope you find it in you to help me out, even get to know me if you'd like. Bet you $5000 I can make you laugh. Did I win? >;) it was worth a try anyway.
Fundraiser for School Activities
Posted by Johnpoints on 2012-03-02 21:58:42
