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My ex wife was awarded one of the vehicles during our divorce. The courts say that she needed to have the car refinanced into her name and have me taken off of it within 90 days. Well she did not have a job and still does not have a job. She stopped paying on it and the bank repo'ed it. I have been in close contact with the bank about this manner. I have absolutely no legal say over this vehicle or account due to the courts granting the ex the car. But since she did not get my name off of the vehicle it goes against m credit. Which she has destroyed. She refuses to pay on this vehicle and thinks its a joke. We have 2 children together in whom I have full custody over. The bank sold the car and the balance on the car is $3500. I am on a strict budget now since the divorce, with lawyer fees, new childcare fees etc.. I am in desperate need of assistance with this vehicle. I would go back to court over this but I still owe my lawyer $1000 and she won't even talk to me until she is paid off. I had to pay my ex wife's lawyer fees as well. Those have been paid in full. I am not someone to beg or ask for money. I work full time and like to do things myself. I am just at a bad point financially right now and need any help I can get.

Hi.

Thanks for taking the time to read my request. I'm 30 years old, still in college and living with my parents. I've made a lot of great accomplishments in my life with far less support than most people who make it this far. Of course, with that said I've also made plenty of mistakes.

I grew up with a single parent, and another parent who visited annually just to stir up emotions and make my life miserable. When I was 18, I decided to work really hard to lose weight so that I could join the US Air Force. I had a strict plan that I was going to follow to succeed in life.

Unfortunately my superiors in the USAF would not accommodate that plan to independence as they forced me to find my own way from the barracks to work (a 40 mi drive), so I had to immediately struggle to get my drivers licence and I had to buy a car on an Airman's paygrade.

My income wasn't enough to afford the car and gas and other living needs that I was expected to pay, so eventually I had to leave the Air Force before my term was up (under honorable conditions). I tried to work as a civilian. The transfer was tough and I was vastly uninformed about what to do and what my options were. I'm the first first generation college student of my extended family.

After some petty jobs that would each take more than 10 years to be able to earn enough to live independently, I finally found a nice nighttime custodian job that was at least simple enough for that kind of pay. I was the night time custodian, but I was also a guy to have on call at this retirement home where I worked. If people's toilets flooded or a nearly deaf resident left their tv on past quiet hours (once I could hear one through 3 floors!) I was the guy to send up to fix it.

Having my first satisfying job as a civilian, I was able to investigate community college during the day, so eventually I enrolled and tried taking a few classes while working full-time. College was my saving grace. I never felt like I belonged anywhere until I first started to take college courses in math, science, and philosophy. I found the tutoring lounge on campus, made a lot of friends there, and I spent many hours cramming and helping those in need.

This soon led to me finding financial aid, making arrangements with my parents (my mom and my stepfather) to let me go to school full-time while I lived with them, and putting in my 2 weeks notice at work to focus exclusively on school.

My counselors advised that I pick where I want to transfer to and then figure out the details of how to get there after I got accepted. I think this was bad advice. While I ended up choosing to transfer to a university that had my desired major, Biophysics, it was 60 miles away from where my parents lived. My car that I had bought when I was in the Air Force also eventually broke down from not being able to afford maintenance while I worked, and was towed away for being in the public street for too long.

Finally, I got accepted to UC San Diego to work towards a degree in Physics with a specialty in Biophysics. When it came time to transfer, I got as involved as I could on how and when I was supposed to receive the financial aid so that I could go get an apartment and everything, and my school kept telling me, "you should get it tomorrow" until about 2 weeks into my first quarter when I finally got the support.

Despite this rocky start, I managed to get into a good shape for myself, making my way slowly but surely through school. Learning a great deal. Eventually when I felt the struggle was too difficult, I changed my major to Neuroscience before I began my upper division coursework.

So, as I settled into my schooling and struggled with maintaining financial independence on financial aid, I managed to get myself into maintaining a great aquarium hobby, owned two great little kittens from a street cat program, led as president of a student organization for one year, and eventually I got married. I also carefully learned about the stock market and managed to make some great gains with money that I had invested from financial aid savings.

In 2010, my gains were over 100%. That amounted to $2000 doubling itself, but still, that says a lot about me as a trader. However, 6 months into my marriage, she said she wanted out, grabbed the car that we both paid into (most of the money was mine from stocks; $5500 worth), and refused to pay her share of 2 months rent. That happened in December of the year of 2010.

2011 was a difficult year for me. I fought hard to maintain things, especially my head, but it was tough. I lost 45 lbs from exercising regularly, made lots of new friends, and I got some volunteer work experience in a Neuroscience lab. But I just couldn't focus well enough to maintain my finances and my grades, so I had to drop out and live back with my parents.

Despite how tough it's been, not finding work, struggling with the ins and outs of the VA, and just needing a professional therapist to talk to and help me keep my head straight but never being able to get one, I've managed to recuperate well enough and learn a lot more about this bottom floor of society that I've been so desperately trying to escape my whole life.

I've gone looking for opportunity in every direction. I've tried changing my career goals, collecting recyclables, writing online, trying any online scheme that didn't include me forking out money to get it, imagining what I could write as a novel, tried to make money through playing video games, making goal after goal after goal for myself, but still just not being able to get just the right amount of money to put me back on my feet.

I'll be going back to school in April at the risk of having to do it as a homeless person if the VA doesn't pull through for me. They recently approved my 10% service connected disability status and now I need to jump over a few more hurdles to get my more significant service connected disabilities recognized. I'm also seeing what the vocational rehab people can do for me despite the bureaucratic issues that are stopping them from helping me all the way.

BTW, this whole time that I've gone through life with common lower class difficulties, I've been disabled with a number of small conditions that all add up to a hard time. I have lower back issues that the military has yet to own up to. Community college found also that I have a learning disability which makes some intellectual tasks show up as lower than average ability for me while the rest of my intellect is high enough to expect that I could easily get a Masters Degree or a PhD. My biggest difficulty in school is that they don't give me enough time to show them what I know or what I'm capable of.

From working with special needs students as a tutor, I have proven to myself that there is a major problem in the education system. Most teachers never simplify the material into a clear picture of what they want to teach. If you want someone to learn something, the last thing you should be fuzzy on is what it is exactly that you want them to learn. We can't all work like intuitive Jedi or sophisticated parrots.

If you help me out, here is a list of the priorities of what your money will go towards, in order of their priority If you would like to request that I spend your donation on a specific cause, please let me know:

1. A working cheap economic vehicle.
I need something that I can sleep in and that will take me wherever I need to go. Preferably something that can stow quite a few recyclables as well to pay for gas, but not an SUV or truck or van (Unless that's all that is cheap of course. Not likely but you never know.).
I'll aim for great gas mileage, but I'm thinking that I should attend some police car auctions to see what the cheapest deal I can find is. This car would make a great shelter for me while I return to my far away school.

2. Investing on the stock market.
Trust me, I know how to fish. If you want to send me a request for proof I'd be glad to compose some evidence of my finest moments as well as my worst to show you that I can do well for myself on the stock market, even during the recession. What I could really use right now, is a little bait. Trading is good money for me, but to make enough to make gains worth more than the commission cost (about $10), you need about $300-1000 per investment. $300 is more for the high risk lottery plays on the market. I even made a blog about it if you would like to see:
http://www.squidoo.com/TheYoungidealistEconomyBlog
If you are willing, we can arrange something personal so that you wont need to worry about me putting the money you offer at high risk and blow it all. Might even be able to arrange something where I could make money for you to prove myself before accepting your donation. Whatever the case, I know we'd have to make it a personal arrangement to satisfy the current laws.

3. Working towards paying my debts to my friends.
My friends have been really supportive through these hard times, though they are starving students themselves. To keep up my morale they've bought me food, given me a place to crash when they could, and even paid to have me join them at fun local events. I have some money that I've promised them back, and I plan on making due on those promises as soon as possible.

4. Paying off my debts with companies.
I've had times where I couldn't afford to pay for rent and had to leave, like when my wife left me to live with her parents. These issues follow me on my credit score and I would like to work towards removing them so that I can turn my life around.

5. Getting a good start towards paying off my student loans.
I know I won't be able to pay them off before I find a good career with my degree. I would just like to have something to start making some automatic payments with and put that part of my bad credit score behind me as well.

6. Buying a home.
My mom never owned a home. No offense meant to land lords out there, but I really think the rental system is way out of line. My mom was always a hard worker. Way better than me, yet she could never own a home because she didn't have the money. Meanwhile, people with money could live in great big houses for less than she even had to pay.
I want a house to own. Probably start with a condo and seek ways to improve it and flip a profit out of it. Then I want to keep building up money from housing until I can manage to build an apartment building.
If I could, I'd like to make an apartment building near a university that offers cheap housing using the Japanese capsule model or something even more economic and more comfortable.

7. Making an online tutoring site meant to offer free tutoring and tutoring for tips. Imagine a site (I have yet to know of one) where people can collect their resources on a class, much like they collect info on ratemyprofessor.com, but also seek help from others who are taking the class or who have taken the class. Donors like you can offer money to tutors who post their notes and stories on the site, alongside ratings from other students that they helped.
Some tutors can offer their rates for help, sell their notes online for cheap, or just offer their help whenever they can and ask to be tipped through paypal if someone likes their work. My hope is that such a site could help to put an end to sophistry in the college system once and for all, making education easy and affordable for everyone.

8. After I have everything I'm hoping for above, the sky is the limit. But I would prefer to put the extra money that I don't need to good uses. I would spread a little philanthropy around, give to others in need on this site and through other resources.
I'd also look to teach others how to fish. I think a great way for the economy to be fixed would be if philanthropists made some really good employee owned companies. Make the place pay for itself, skim a little off the top, and walk away knowing that you really were a job creator.
I think that everyone who is capable of work and who chooses to work deserves to have their own independent living situation. I know that we are a long way from that, but I tend to be an optimist. I would like to try and make the world a better place, if nothing else.

Aside form financial help, I'm interested in anything else that I could get that's useful. Advice, Neuroscience Career connections, work, hobby or volunteer work that can easily become lucrative, I'm really all ears. Thanks again for taking the time to read my request. I hope you find it in you to help me out, even get to know me if you'd like. Bet you $5000 I can make you laugh. Did I win? >;) it was worth a try anyway.

I am not the daughter referred to in the title of my post. She is much too proud to beg for anything. I am her boyfriend and I am the one she talks to every night as she cries herself to sleep. I do not wish to be overdramatic in attempts to get money but this is truly what happens each night and it breaks my heart to see her in such pain, what is worse is that I can do nothing to help her accept provide her with comfort.
Her name is Lindsey Hill and all she wants to do is go to college and leave her parent's nest. Her parents have told her that God has told them that she shouldn't be leaving home. They want her to remain in her hometown and go to the local JC. She has lived in her hometown for the last 18 years of her life. Everyone she knew has moved on with their lives and moved out. She was very depressed while living in her home town and does not want to return to live under her parent’s roof where they set strict rules and regulations on everything she does and everywhere she goes.
Because her parents have decreed that their intentions are the will of God they see what they want as absolute truth, therefore they have begun sabotaging every aspect of her financial life in order to prove themselves, and their ultimatums, right and just and get her back home. They have stopped paying for everything. Insurance, phone bills, living expenses, everything. She is 18 and away from home for the first time in her life in a big city and is completely and utterly financially independent. She has worked hard to keep her head above water since she has moved. She even moved down before she could get a job lined up which was a necessity and almost put her on the streets. She is barely getting enough hours at her job to keep a roof over her head. She rents a small bedroom and her dream of going to college to pursue higher education is completely out of the question for her financially.
Her parents say that she has to choose between living a life of sin and labor without education where she is at, or listening to God and coming back to the light. They want her to live with them and go to the local JC or else, they threaten, she will become just like her "messed up" sister who moved out a few years earlier and is now underemployed with no hope of going to school. Her sister left because she couldn't handle living under her parent's insane household. She is a beautiful and brilliant girl but is stuck in a rut in her life due to a lack of support from her parents. She makes enough money to live in a small home and has no intentions of being able to pay for college. Lindsey loves her sister but has big dreams and an amazing head on her shoulders; she does not want her lifestyle to end up like her sister’s.
Her parents will continue to do whatever they can to get their daughter on the streets including guilt tripping her for not visiting but refusing to help her pay for the $200 gas bill that it takes for her to make the trip.
I am not saying that religious people are all crazy. I, myself, am a Christian who studies his bible weekly and is often at church. That is actually how Lindsey and I met. We both try to live Christian lifestyles and we often encourage each other in our faith.
She is a brilliant girl. Only 18 and is exceedingly bright, fiercely compassionate, and a relentlessly hard worker. She is already getting raises at her competitive job but hates it there with a searing passion. She wants to go to school and have a better future but she cannot find any support from her parents. God is telling them to tear her down and bring her back to the nest by any means necessary (of course this is not how they see things) All I know is that these folks desperately need to learn a lesson or they will lead very bitter lives without the company of their amazing daughter. I don’t want that future for any of them!
I do not claim to know the will of God but the one thing he tells me in my heart as I pray is that what Lindsey's parents are doing to her is wrong. Please help me to provide a better future for my beautiful Lindsey. I feel powerless and I want to give her the world. Her parents believe that their will matches Gods and is absolute truth and I need anyone's help to counter this ignorant assault on the future of an amazing woman who is just trying to live her life after spending 18 years in a town she hates with people she is finding it increasingly hard to appreciate. Please help Lindsey go to college.

email me at DerikmSmith@gmail.com if you are interested at all in helping out. Anything will help.

Hi my name is Michelle, I feel terrible having to do this but i just don't know what else to do. Currently we are $4550.00 past due on our current mortgage. We were served with foreclosure papers yesterday by the sheriff. That was a horrible feeling. I am still in shock that this is all happening to us. My fiance and I have a son who will be turning 2 this month. I can not imagine not having a home to live in during the holidays. My fiance broke his back in 2004 and is permanently disabled. I am a stay at home mom and operate a daycare. If we loose our home, I will have to close my business. I can not afford to get another job as I would have to pay for daycare. My fiance has strict restrictions that prohibit him from lifting his son. I am begging for any help that we can receive. Please if anyone is reading this and can afford to help us, please find it in you hearts to do so. I do not want my son to spend the holidays homeless.

Hi everyone. I am a 35 year-old single mother of a 14-month-old baby girl and she is the light of my life. When I found out I was pregnant my boyfriend left me and has been in hiding ever since. Child support has not happened yet, as they are STILL trying to verify his wages. They say he is collecting unemployment now.

I work, doing a couple of different freelance jobs, but lately work has been very slow. I couldn't pay rent October first and am being evicted. My landlord is being very strict, and trying to make an example out of me because they are trying to get a modification for the loan on the building to keep it out of foreclosure. My car is $260 away from being completely paid off and the collectors call every day.

I start a new, steady job on Nov. 1 but until I start getting paid I'm barely scraping by. I get $300 a month in food stamps temporarily but no cash aid because they say my $500 a month in unemployment benefits disqualifies me. How they figure that much is enough for a mother and child in Los Angeles is beyond me. I have no one to borrow money from, and no where to go when they force me to leave. All of my family is on the east coast and they are all broke too. I'm not even a month past due with my rent, and if I have the money by the time I go to court (whenever that is) the judge will probably let me pay it and keep the eviction off my record.

So I owe them $1495. If I could pay it, I would be able to put in my 30 days' notice and actually get my security deposit back after I leave.

Maybe you have this extra money to help someone in need, or maybe you have an apartment you could rent out to us when we do leave. I would feel very depressed and unsafe living in Section 8 housing.

I'm trying so hard. If you can help at all it would be an answer to my prayers. You can meet us and see that our situation is true if you would like also. And maybe I can pay you back and/or offer services like babysitting, tutoring, balloon twisting, face painting, etc. We can talk more on the phone.

Thank you for at least reading this and sending positive thoughts my way...

I am a single mom with 2 children ages 8 and 11. My husband and I separated last fall and I have struggled to make ends meet ever since and usually manage to get by. He is not able to help much financially as he just returned to seasonal hotel work in May. On May 29th I lost my job of 3 years and have since fallen behind on my rent and utilities. I was counting on getting Unemployment before the rent was due for July but just got word that I will not be eligible due to my dismissal from my job and will need to earn from another employer before they will pay. I am on a waiting list for Section 8 help with my rent and my DHHS caseworker told me that I would not be eligible for TANF until I was without income for 30 days. My last pay was received on June 2nd so I am getting close but my landlord is very strict about the rent being paid on time and threatened eviction when I was 4 days late last month.
So I am very humbly asking for whatever assistance you are able to give me in regards to getting my rent paid ($650) and my electric bill caught up (about $200).
Thank you for your time and generosity.

This is a not a request for help to just travel the country and sight see or go on a cruise. I lost my job in November of last year. My Mother passed away from breast cancer and heart complications, I had to take sick days to see to her care and then for the final move to hospice. The company I worked for had strict attendance policies which I of course cannot blame them for or everyone would take advantage of it. I have been unable to find work since and not for lack of trying. I have finally had a job offer but as I live on the East Coast and the job is in the Pacific Northwest, I do not have the money to make a move like this in my current financial situation. I also need a little help to get a (cheap) truck so I can get there with my belongings. The job is on a horse farm and my "horse stuff" will not fit in my car, neither would my car make it that far (1991 Grand Marquis). My home is now in foreclosure and I just spent the last of my money to pay my electric bill.
I never thought I would have to resort to this type of desperate measure just to survive. I have the chance to start over with a great job, I just need to get there.
Any help would be greatly appreciated. Any help I receive will be payed forward as my situation improves.
Upon request to those who have donated I will supply copies of all expenses incurred, i.e; gas, food, and lodging.

Thank you for taking the time to read this.

This is a not a request for help to just travel the country and sight see or go on a cruise. I lost my job in November of last year. My Mother passed away from breast cancer and heart complications, I had to take sick days to see to her care and then for the final move to hospice. The company I worked for had strict attendance policies which I of course cannot blame them for or everyone would take advantage of it. I have been unable to find work since and not for lack of trying. I have finally had a job offer but as I live on the East Coast and the job is in the Pacific Northwest, I do not have the money to make a move like this in my current financial situation. I also need a little help to get a (cheap) truck so I can get there with my belongings. The job is on a horse farm and my "horse stuff" will not fit in my car, neither would my car make it that far (1991 Grand Marquis). My home is now in foreclosure and I just spent the last of my money to pay my electric bill.
I never thought I would have to resort to this type of desperate measure just to survive. I have the chance to start over with a great job, I just need to get there.
Any help would be greatly appreciated. Any help I receive will be payed forward as my situation improves.
Upon request to those who have donated I will supply copies of all expenses incurred, i.e; gas, food, and lodging.

Thank you for taking the time to read this.

This is a not a request for help to just travel the country and sight see or go on a cruise. I lost my job in November of last year. My Mother passed away from breast cancer and heart complications, I had to take sick days to see to her care and then for the final move to hospice. The company I worked for had strict attendance policies which I of course cannot blame them for or everyone would take advantage of it. I have been unable to find work since and not for lack of trying. I have finally had a job offer but as I live on the East Coast and the job is in the Pacific Northwest, I do not have the money to make a move like this in my current financial situation. I also need a little help to get a (cheap) truck so I can get there with my belongings. The job is on a horse farm and my "horse stuff" will not fit in my car, neither would my car make it that far (1991 Grand Marquis). My home is now in foreclosure and I just spent the last of my money to pay my electric bill.
I never thought I would have to resort to this type of desperate measure just to survive. I have the chance to start over with a great job, I just need to get there.
Any help would be greatly appreciated. Any help I receive will be payed forward as my situation improves.
Upon request to those who donated I will supply copies of all expenses incurred, i.e; gas, food, and lodging.

Thank you for taking the time to read this.

I was young and stupid and managed to get myself into a total debt of $23,676 between college loans and credit cards. Over the past 26 months I have paid that down to $4123. I live paycheck and literally every dime I could find has gone towards paying this down. I have a strict budget now, and every cent that I don't need to physically survive goes to debt. That being said I haven't paid this much off simply buy cutting spending. I have sold everything I can...jewelry, clothes, you name it. Anything that could be returned to the stores has been. Unfortunatly, I'm at the point where I have nothing left to sell or return so I'm stuck making the min payment on cards with what's left of my paycheck each month. Please help me.....any amount will help. Thanks

Givememoney2011@GMAIL.COM. email and paypal

Hello, I have just recently medically retired from the Marine Corps after 13 years of faithful service. I am a mother, a wife, a daughter, a sister and a friend. However lately, with all the changes I have had to endure, I have felt invisible. I injured my back during martial arts training and didnt seek the medical attention I needed until it was too late. I had even gotten to half way of my Marine Corps Marathon training but had to stop due to numbness and tingling in the feet. Once I finally did try to get the medical attention I needed, I was told I had a somatoform disorder, which means the pain is all in my head and not in my body at all. After seeing a Navy shrink I was told I had a personality disorder and he submitted a Administrative discharge request to my Commanding Officer, I was devastated. I loved the Marine Corps and everything that came with it. I had no intentions of leaving it and only wanted to get better and seek proper care. Instead of getting the help I needed medically, I had to fight to keep my career and lively hood. After further tests, I was diagnosed with Fibromyalgia, a pinched nerve, carpal tunnel in both wrists and buldging discs. I had to be seperated medically. Depression is not even close to the word to describe what I fell into. My goal-dream was to be a Drill Instuctor, fight a good fight over seas and put in 20 years. In the blink of an eye it was all gone. Now I had to let go of my aspirations of what could have been and now try to figure out what I was good for now. A little bit about my self:I was raised in Austin, Texas by my maternal grandparents, left by my biological mother at 15 days old on Christmas Day 1975. I endured a strict upbringing and borderline abuse, much due to my grandmother’s fear of becoming my "mothers, daughter". I have never known who my father is and doubt he knows I even exist. I had been the witness and the victim of neglect and child abuse by my mother who was and is still heavily into alcohol and drugs. She had two more daughters in which I helped raise up until they were left in another state with relatives. It was then that I left to the Marine Corps at the age of 19, mostly to find myself and forget myself. During one tour in California, I was made aware that one of my sisters, 7 years my junior, was in need of my help due to abuse from the relative she was left with. An uncle who had abused her from the age of 6 until she was 12. I took emergency leave and went to get her, I already married with a newborn, and I knew I had to lend a hand and help. The abuse and trauma was too severe and the state of California took custody of her after a failed suicide attempt in her high school. I continued my military service until I received yet another call, this time for my youngest sister, 12 years my junior, was in states custody and if I could provide a stable home for her. I was now a single mother of a 4 year old and still an active duty Marine, but again, could not turn my back on the need she had. I put in the time and the effort, attending family counseling 5hours away and meeting with doctors and lawyers to get the process started to get her into a stable situation. Finally at the age of 14 she was placed with me and I was granted custody. I enrolled her in to high school and away we went onward and upward in our life. It was not close to "traditional" but we had each other and that was more than what most have. I received orders to Japan for 3 years accompanied and although I had reservations about the huge change I took it in stride. I had pleaded my case to the Marines about staying until my sister graduated in 2years but at the need of the Corps I was sent anyway. In Japan, after only being there for about 6months, my sister started to self mutilate again. With that the military sent me back to my previous base and committed her to a hospital immediately. After a 30 day stay and with support and guidance she eventually got to a place where she could receive the help she needed to heal. She graduated from high school and is now in the medical field working full time and engaged. After that chapter closed the new one with my medical mishaps in the Corps started full force. I am not one to really get or ask for help, and have been in the business of giving but I am hoping now in the oddest of places, maybe I can, with my story inspire someone to pay it forward and lend a hand. I thank any donation and appreciate any amounts. I am trying to start my own resale shop online and hope with some assistance I can get to a better place in my life as sometimes the future seems real dim. Thank you in advance and God bless.

My husband and I are seniors. He has had a serious illness since he was 35, and I can barely walk now. My husband tries to work all he has to get to work is a bike, and he's skin over bones, and barely eats. Now he's so sick, he hasn't been able to get in two days of work a week. He's been off over a month. Financially, we have nothing. We sit here hungry our frig is empty except for milk, and the problem is because of his illness, he won't eat anything at all hardly. W e have no money. Our electricity will be disconnected in April. The plan they offered us, is still too much to pay. I'm so hungry. We don't have a kitchen table, and our sofa is an old used one. Neither of us has one decent outfit to wear anywhere. I'm so depressed. I can't work anywhere; I have no car, and I struggle to walk. I have COPD, but can no longer buy my inhaler. Now I'm afraid our very strict manager will evict us when they turn off our electricity. Some have said they will. Please, anything will help. We have one daughter who struggles too, and if I die, she will have nothing that I can leave her to help her. We all want our children to have more than we. If my husband dies soon, I can't afford any apartment there's no life ins., and I'm taking a bus to New York to live on the streets, but I'm scared. I can't walk much, and I don't know how to stay warm when it's freezing outside. I'm begging everyone who read this, please help anyway you can; I'll be forever in your debt, and I can tell you my family thinks I'm odd because I try to help everyone. I have literally given my last bit of money, but there's not enough compassion for each other in this world. I'd rather be this way. God be with all of you and bless you with a wonderful life and family.I hope someone will remember our plight.

i'm sure there are plenty on this site who are in more dire circumstances than i, but of course one's situation is always a bigger crisis to oneself.

i was forced to move out of my parents' when my stepmother's ex-husband began making things up in an a effort to gain custody of his daughters. i was accused of drug use, jail time, molestation and anger management issues (none of which applied). my dad and stepmother didn't want to kick me out, but weren't faced with much of an option when the DHS was brought up. i haven't been able to find a job yet (i'm probably doing something wrong, but i certainly don't know what) and my parents don't have the money to help me out.

i don't mind a strict diet of ramen and water, but i've already had to drop out of college because of this soap-opera nonsense, and i'd rather not lose my reluctant new residence as well. already owe backrent and bills for a month, january's is due tomorrow. anything at all helps. and if you've read this far, thanks for your time.

- Q

I need to come up with 2 grand by the end of December.

We are a family of six. I'm a 30 year old mother of two special needs girls. I am a full time student and I work from home. My husband is 33, works and goes to school full time. We also take care of my elderly parents.

My father was diagnosed with small cell cancer two months ago. Both of my parents are on a mediocre social security check which pays for virtually nothing. We usually pay everything that they can't cover.

Because of my fathers recent diagnosis we had to cover all initial tests and specialists, as well as all co-pays. I have just found an organization that is going to help him pay for this co-pays which means our horrible money situation is only temporary.

The problem is that this month we don't have enough to keep our utilities on or pay for our car. If they repo the car we can't get to work, so we are doing everything we can to avoid an all out horrific situation. We are not even thinking about doing Christmas this year. We just need to get through the rest of the month without getting anything shut off -- and of course, we'd like to put some food on the table. Sadly our daughters require a very strict and expensive diet due to their conditions.

Any help you can provide us with would be greatly appreciated. We would also be willing to pay you back once we receive our tax return. We were going to try and get one of those Holiday refund loans (which we've never done before) but we found out that they no longer offer them. We have no where else to turn.

Thank you for reading our story.

hi, my name is ashley, i am 23 years old, i am a full time college student, and i have an infant girl. i just got accepted for a job, and i start in a couple days, however, my rent is due on the 15th of this month, and i will not get a paycheck till december 3rd, my landlord is very strict about payment on time. i need help just this one time so that I don't lose my place for my daughter and I just till i can get a paycheck. i have tried looking at rental assistant organizations/churches within my community and they are all out of funds. please someone help me. i need about $600.00. God bless whomever is willing to help me.

Hello,

I am currently trying to get started in the process of buying a new house to accommodate my three children. We have been living in cramped quarters for several years now and I have had to defer on student loans in order to pay the bills; however, I can no longer keep them in deferment. The overall amount of the student loans is also keeping my credit score from being the best it can be so it is causing me a great deal of trouble to get a decent mortgage loan due to the strict qualifications that have arisen out of the recent home market collapse and struggling economy.

The total student loan amount is $22,000, but I'm not asking for everyone to pitch in and pay it off for me. I am just asking for some help in bringing down the balance so I can help increase my credit score.

Any assistance you could offer would be extrememly appreciated and if you can help me make enough of a dent in the total student loan amount, then I may be able to get my children in a more comfortable living scenario. My family and I would be eternally grateful for your generosity.

Sincerest Wishes,
Kevin S.

I know this posting will likely be pointless... but I am in such dire circumstances I'm desperate enough to give it a try. My life has pretty much been a downward spiral of crap for the last few years, and I could say I've finally hit rock bottom- but I've thought that before, only to find a new bottom underneath. 


I started a new job in early August after being unemployed for several months, only to be fired a few weeks later because of a single absence. I've been relentlessly searching for a new job since then, to no avail. I have exhausted every resource available to me- unemployment, welfare, charity, borrowing from friends/family, even payday loans- and now sit three days away from October 1st with about $5.00 in change and a bank account $9 in overdraft.

My landlord is extremely strict and I will be evicted. I have nowhere to go, no more sources of money, no where to stay. I have even sold every last item of value I own (DVDs, electronics, etc.) Please be assured I am not a drug addict or alcoholic- every dollar I have made or received this year has gone to basic needs. 



When I am working full-time (as I was previous to March of this year when I lost my job) I am able to survive pretty well- I just need some more time to find another job. I can't concentrate on job-searching when I know I'm going to be evicted and end up in a homeless shelter or worse.

I only need $750 to get me through for the next month or so, and I'm confident I can get a job in that time.



I know I don't have the worst story on here by far, (no illness or family to take care of) I'm just a young person in the depths of poverty grasping at whatever straws I can... so if someone out there reading this can help me in any way I would be eternally grateful. I promise to pay it forward.

Thanks for taking the time to read, at least.

My name is Kelli. I am 34 years old, and I live in the great state of West Virginia. My childhood wasn’t all that great, and I never received life lessons. By the time I was 17, my credit was shot, and I was living with an undiagnosed mental illness. I have since gotten help and learned my own life lessons. I have 2 wonderful daughters, one of whom is autistic. I want them to have those happy memories that I never had. I am on a fixed income, and I abide by a very strict budget. My children will never know my worries because I wouldn’t want them to carry that burden with them. I learned how to fix my credit, and I bought us a home with the help of some government financing. My mortgage is the first bill I pay every month, and that never leaves much. With a fixed income, I will never be able to give my girls financial help, but I hope to teach them life lessons, so that they know the value of health, happiness, and a dollar. There are four things that I need help with, and I hope one day to somehow achieve all four. The first is to pay off our furnace. We still owe $1452 on our furnace, and as they did set me up on a payment plan, this payment causes me to fall behind on other bills and groceries. The second thing I want is a fence. My youngest daughter does not understand boundaries, nor does she recognize danger. She is cooped up inside most of the time because of this. I would love for her to be able to play freely and safely. Every child deserves this. The third thing that we want is carpet. Our floors, when we bought the home, are all hardwood, and not in great shape. They have become a danger, as my children sometimes fall down. The last and final thing that would improve our lives immensely is a car. Before we purchased our home, we lived closer to family and friends, but now we have a difficult time getting around. We live in a rural area without public transportation or taxi service. With these four things, our lives would be pretty close to perfect. Sounds simple enough, but seems like a far away dream. We appreciate anything that can be done. And I guess our most pressing need would be the payoff on the furnace. The other three things aren’t really detrimental, but would greatly improve our outlook on life. Thanks!

I am an expatriate working in UAE for 3 years, I am the breadwinner in the family of 7, the soul financial source, due to medical illness in the family, my mother had a mild stroke last mar 2010 as a result of her diabetis, and prior to this she's been in and out of the hospital on 2 occasions only this year, with this and all the other needs of the family to take into consideration, my salary alone is not enough to pay for the hospital bills,medications,diagnostic procedures for my mother, I ended up acquiring loans from banks which in turn only add up to my rocketing expenses, now my rent for the flat is already past due, the cheque which was paid to the land lord already bounces,now I was given only a month to settle my obligations to the landlord,otherwise they will file a case against me for the bounce cheque,and here in the UAE,the bounce cheque law is strict and I can end up in jail because of this, that's why, much to my despair, i came to ask for help in order for me to be able to pay my rent. I need to raised $2500, in order for me to pay off my rent. I hope there will be people who will find it in their hearts to help me as I am really desperate for help. Even a bit of help will be much appreciated and I will be praying that God will bless all of you more for the help you have provided to strangers like me.

Being formerly homeless I moved to a state where most of my family on my father’s side lived. They said they would help me out. Got a job moved into low income housing, for a while here I was making ends meet. Then I lost my job and it’s been a 2 months going back and forth with unemployment and I am sinking fast. My family is nowhere to be found now a days. I don’t know where else to turn.
The place I live has strict policies for utilities. Honestly I would live without them if I could but I can’t in public housing I will end up getting evicted anyways. Please help me if you can that is all I ask. Thank you.


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