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Our Home is slipping away... Please HELP now!
Posted by buyahome on 2012-05-17 13:58:58
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!
A Home is slipping away!!! HELP
Posted by buyahome on 2012-05-17 13:58:57
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!
To Buy a Home
Posted by buyahome on 2012-05-17 13:58:56
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!
A Twist in the Road, One Step Toward Hopelessness
Posted by birdlegs on 2012-05-15 18:58:46
A Twist in the Road, One Step Toward Hopelessness
Posted by birdlegs on 2012-05-12 17:58:11
A Twist in the Road, One Step Toward Hopelessness
Posted by birdlegs on 2012-05-12 17:58:05
Disabled vet asking for help
Posted by Armydad on 2012-05-11 13:58:31
Embarrassed teacher losing everything, but hoping for the best
Posted by birdlegs on 2012-05-11 11:58:51
any help will help
Posted by intherain on 2012-05-03 07:58:50
Need a helping hand.
Posted by illusion-of-happiness on 2012-05-02 14:58:29
I've always done well in my life I guess, I have always given to charity, and I've always helped others when they've needed money and so forth, I truly believe there is no better satisfaction then being able to help someone through a tough time when they're in need. In fact there was a time last year when I was walking past a homeless man in the street, it was bitterly cold, I bought him lunch so he wouldn't go hungry for a day, just so he could have that few hours of not going hungry, I felt great in being able to genuinely help someone, especially a stranger.
My situation, I suffer from severe depression and an anxiety disorder, which has seen my mental health decline over the past year, I was forced to leave my job and have suffered a mental breakdown which saw me hospitalized for a few days earlier this year, I took an overdose of anti depressants and was seriously ill, I regret it, but we all have a period in our lives where things can get to tough. I've lived off what's left of my wages which has now ran out.
I have ran out of money, I know it takes a lot for someone to extend a hand of kindness in giving just a small amount, but I will be truly grateful to anyone who can extend a helping hand and donate a small bit of money to help me right now.
I can not afford to eat, and I can not afford to pay for my medical prescriptions which sees me not being able to take my medications, which can have quite a serious implication on my recovery and current state of mind, I've just completed several forms to be able to claim state benefit, however I have to wait for at least 6 weeks before seeing anything.
I can not pay housekeeping, which was essential as my mum doesn't earn a lot of money, so she appreciated the help I could give, and now we may face loosing the house.
I ask for who ever is reading this, to just extend a hand to me, and help me through this tough time, although words will never thank you for your sincere kindness, i will be eternally grateful for the support. please either donate or message me mcrdigitalretouch@gmail.com
many thanks.
my daughter needs me bad
Posted by snow on 2012-05-02 08:58:13
Please help
Posted by LittleMiss on 2012-04-30 00:58:39
A few months back I lost my job, no big shocker there, it seems everyone is losing their job lately. I thought I was doing fine though I was paying for groceries on my credit card and cut out everything I didn't need. Then I found out my partner was going to lose his car due to debt and as it was our only car I quickly jumped up to pay the $3000 debt so he could still drive to work and we weren't both jobless.
After 6 months of sturggling on my own I finally gave in and moved home to my mums house but I am now in $7000 debt and it's still climbing due to interest charges. Now I don't expect a complete stranger to reach into their bank accounts and pay my debt for me because I did get myself into this but I would like to think that if you had some spare money no matter how small you would help someone that is really struggling.
Thankyou so much for your kindness.
My future depends on finishing this associates degree
Posted by Sikhindu on 2012-04-29 14:58:39
If I do not finish this school, it is over for me. I spent many years in the US in school since 2001, and it resulted in nothing because they didn't give me a work permit, and they did not allow me to stay.I got two bachelors degrees from there but since I did not have citizenship or a green card, I had to leave.
If I finish school here in Canada, I will get a three year work permit, and I can finally be useful to myself and my family. I need to pay back money that I owe my uncle for paying for my primary and secondary education back home in the third world. I need to educate, or at least pay for my niece and nephew who are orphaned to go to college. I need to take care of my sick mother, I have been unable to do that so far because I had to pay for my education in the US out of pocket.
I have other on going problems such as loss of sight in one eye but then that is something to be dealt with when I finally finish school, it is not as urgent as getting the money to pay for school. No matter how badly everything else is going, even with my mom being sick and my being unable to send her money for treatment, school comes first even though ideally it should not be that way.
I have been involved in community service for many years. I worked with DC Habitat for Humanity on a house construction project. I also worked with refugees from 2010 to 2011 before I had to leave the US, I was tutoring English through International Rescue Committee. I am currently working with the Food Bank where I am, and over summer since I will have no on campus jobs, I plan on getting more volunteer jobs so I can give back to the community. Canada has given me so much, a chance at self improvement, so it's only natural that I want to say thank you to this great country.
I am not scared of working, infact when I was in the US I worked full time while going to school full time. I do not want to violate the student visa here in Canada because Canada is a kind country for immigrants and they will definitely give me the work permit come November 2012, as long as I do not work illegally before then.
I am planning to move out of my homestay right now and rent with schoolmates in order to minimize my expenses. I do not usually even eat things like meat, milk, eggs, all of which I do not like or I am allergic to. So I do know how to save money. I learned to live on very little while in the US so I need money to pay for my education so that I can maintain my student visa.
Please help, my family cannot afford to pay for my education, I do not have citizenship from a developed country to qualify for financial aid or scholarships, the scholarships from back home are mostly for those doing masters degrees and PhDs, I'm doing an associates degree right now. They also insist that you must not have already left the country before they give you the scholarship. I will be applying for scholarships in the schoool, and also some bursary from my government which might be only $500, and that is only if I can get someone back home to bribe someone in the Ministry of Education to get that bursary.
I have tried all ways to improve my life for many years, and this time education truly will be a key to improving my life. I am not a stranger to subjecting myself to medical experiments in order to earn more money to pay for school. I need help this time around, this is my last try at improving my future. Going back home will be a disaster since I do not have tall relatives (people with influence) to get me jobs. What's the point of my adding myself to the millions who are dependent on others for help?
Any amount which can be sent to my Paypal account will be highly appreciated. Thanks.
Single Mom Looking For Help to Stay in School.
Posted by Justme23 on 2012-04-27 10:58:29
Thank you again for reading my post and helping a stranger through hard times.
Please help my best friend be matron at my already-saddened wedding
Posted by PurpleGirl8 on 2012-04-22 19:58:35
single mom 4 kids lost job no income eviction vacate notice
Posted by lylahbear on 2012-04-22 11:58:10
Don't even need money, just a cosigner for med school
Posted by Britta715 on 2012-04-02 11:58:23
I know that this is a huge undertaking, especially for a stranger. I also realize the added risk to you, given the fact that I will be attending a foreign medical school. However, I am an incredibly driven and responsible person who will (obviously) stop at nothing to realize my dream of becoming a doctor. If you are considering helping me, please make yourself aware of how this might affect your credit until I can release you from the loan (because I am not even 100% aware of what all of the implications might be. I was a biology major, not a finance major). Best case scenario: you have enough money and good enough credit that this will never affect you; you can sign it and forget about me as I promise I will never cause you any trouble. One thing is for sure: if you do this for me, I will certainly never forget you. Please have some faith in the human race and help me help others. Thank you.
please read, i beg you, i need your help!!
Posted by lgarcia109 on 2012-03-28 15:58:21
Tuition Fees
Posted by noko on 2012-03-23 12:58:21
I want to help my family save our home
Posted by youthhelp on 2012-03-14 13:58:12
Single Mom in Dire Ne ed of Assistance with a Legal Case
Posted by snglemomindires on 2012-03-12 20:58:38
Upon my release, I discover that my daughter's already been handed to a foster home & that a hearing had been set for that morning; no one had even bothered to TRY to contact me about it. In my haste, I rushed to the courthouse next door, oblivious of a marijuana pipe I had in my possession (it may sound cliche, but it wasn't mine; I don't even smoke). I didn't get arrested for having it, but this is where the real problem began.
To make a long story short, I pled guilty ONLY to hurry & get my daughter out of a stranger's house & agreed to have her placed with her VERY part-time father who'd only seen her on average 10 days a year since birth (his choice).
Since then, he's attempted to cut me off from her--denying calls & visits. I obtained an attorney, so thus far I've been allotted ONE day per week for 4 hours to see the child I've raised alone since birth!
Additionally, I've worked for her father for 5 years--he's snatched that from me as well. He went on to choose a facility that costs $180 per visit! So, I have no income now, no employment & I have to drive 7 hours to get there. Friends and family have run out of resources to assist me. I still owe the attorney over $1,000 & until visitation is adjusted I'll have to keep paying this ridiculous amount.
I am not your typical stereotype of this sort of matter. I'm college-educated. So are my parents. I grew up middle-class. This is so unfair to me & my child. I've seen her cry before over an injury or hurt feelings, but never before over a broken heart. I MUST make these visits. If you can and are interested in helping, please click the link below:
https://www.paypal.com/cgi-bin/webscr?cmd=_donations&business=8CJ2A4CYKYFMS&lc=US&item_name=Single%20Mother%20in%20Need&item_number=89130¤cy_code=USD&bn=PP%2dDonationsBF%3abtn_donateCC_LG%2egif%3aNonHosted
humble request for a few spare pennies
Posted by emjay82 on 2012-03-11 09:58:29
please, for our son
Posted by Need_a_blessing on 2012-03-09 17:58:50
Please Find it in you to help us !
Posted by TeriMarie on 2012-02-13 21:58:10
had to sell my laptop to pay rent
Posted by ryanmaine on 2012-02-09 08:58:07
