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Trying to get my head above water
Posted by jessinneed on 2012-05-24 16:58:32
I am a hard worker who has just fallen on some hard times. My mom died a few years ago and my dad can't help me out either. I've run out of people I can ask for help. I don't need or want a lot of money, just enough to keep me going until I can get back into working full time.
I could use about $1000 to get myself on steady ground. I realize that might be a lot to some, and maybe nothing to others, but to me it means everything right now. I promise to donate $1000 back to charity after within a year after I graduate in January if I can get some help now. I hope you can help. Thank you!
-Jess
Our Home is slipping away... Please HELP now!
Posted by buyahome on 2012-05-17 13:58:58
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!
A Home is slipping away!!! HELP
Posted by buyahome on 2012-05-17 13:58:57
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!
To Buy a Home
Posted by buyahome on 2012-05-17 13:58:56
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!
TWO sets of TWINS = a MUCH needed tummy tuck!
Posted by FoxxxyIndia on 2012-05-08 01:58:59
I'm India... I'm now a student & stay-at-home mom of 6 month old twins. I previously worked as a make-up artist, but due to overwhelmingly high daycare costs i've decided to stay home their first year. I also have a set of six year old twins. Before my 1st set was born I weighed 118 pounds, after weight after they were born stayed a steady 125. So, when I found out I was having a SECOND set I immediately wasn't worried one bit about it because I'd dropped all of the weight before. Well, unfortunately this time it wasn't so easy. The second set left my body a mess. Due to a c-section my doctor told me to not exercise for six weeks. As soon as I got home from the hospital I began dieting. Running twice a day & sit-ups EVERY morning & night. Well, it's been six MONTHS & my stomach is STILL flabby due to loose DEAD skin that will NEVER re-gain it's elasticity. So unless I get the surgery, i'll FOREVER have this pooch. My insurance doesn't cover, obviously because it's cosmetic & I just don't see plastic surgery being in my immediate future. I just want to feel good about myself & look great in my clothes again. For someone who's had a nice body ALL of her life, THIS is NOT ideal. I know this might be a LONG shot, but if you can... PLEASE help! I'll gladly send you pics, if needed.
THANKS
IndiaLaFoxxx@gmail.com
I need to make $200 per month to pay off my loan please help!
Posted by Aydan on 2012-04-30 23:58:57
I am a woman with cerebral palsy who is wheelchair-bound. I am looking for part-time employment. I have a bachelors of science in criminal justice. I also have some postgraduate training in public administration. I am looking for employment because I have to repay a $10,000 loan I took out my graduate education. Unfortunately I was unable to complete my graduate degree because I became ill. Now that I have recovered I would like to have steady work so that I can pay off my loan debt and hopefully once that is paid off return to school so I can fulfill my lifelong dream of helping military veterans have a better quality of life. Because of Medicaid restrictions I can only make $200 per month without losing my benefits. While I was in graduate school I worked alongside the veterans organization at my university where I performed budgeting and other administrative tasks. I have a resume available upon request. If you are interested in hiring me please e-mail me at donanausmc@gmail.com
Thank you for your time and consideration everyone
Sincerely Aydan
Down in out ...... Tuff economy ...... out of work .....No job .....
Posted by unsung on 2012-04-30 16:58:46
Young and no money for food or rent
Posted by jq92buu on 2012-04-05 21:58:31
Me and my boyfriend are both 21 years old. We just recently moved out to colorado together to pursue our lives. We arrived with a set amount of money and had a specific plan to buy a car and get into a house, but things turned upside down. We have been forced to spend what little money we have in a motel 6 with our whole life in suite cases. We have been here for almost a month now and we have no more money to give to them. We have been living day to day for the and struggling to eat. We are very scared and see no other outcome but to be forced out on the streets. We have looked for jobs but it could be weeks before either one of us can get paid. We have pawned most of the belongings we arrived with and have been left with only our clothes. We have searched and searched for someone with an available room but it's hard for a couple, a gay couple at that, to find an opportunity, much less a safe opportunity. We had a life and we are both living examples of how your life can be turned upside down in no time at all. We have no family to help out and we are in a new area that we are not familiar with at all. We don't know what to do and are beginning to think that our future, no matter how much of a drastic change and shock, lies in the streets starving for food. We only need enough to get us into a safe and steady home. We are both very kind people and have helped others as much as we can. Now we hope that we can receive the same kindness from others in our time of need. Please help us if you can and we will accept anything you can give, we can use every penny offered.
Thank you very much for your time, interest, and donations.
Young couple who need a home
Posted by jq92buu on 2012-04-05 21:58:28
Me and my boyfriend are both 21 years old. We just recently moved out to colorado together to pursue our lives. We arrived with a set amount of money and had a specific plan to buy a car and get into a house, but things turned upside down. We have been forced to spend what little money we have in a motel 6 with our whole life in suite cases. We have been here for almost a month now and we have no more money to give to them. We have been living day to day for the and struggling to eat. We are very scared and see no other outcome but to be forced out on the streets. We have looked for jobs but it could be weeks before either one of us can get paid. We have pawned most of the belongings we arrived with and have been left with only our clothes. We have searched and searched for someone with an available room but it's hard for a couple, a gay couple at that, to find an opportunity, much less a safe opportunity. We had a life and we are both living examples of how your life can be turned upside down in no time at all. We have no family to help out and we are in a new area that we are not familiar with at all. We don't know what to do and are beginning to think that our future, no matter how much of a drastic change and shock, lies in the streets starving for food. We only need enough to get us into a safe and steady home. We are both very kind people and have helped others as much as we can. Now we hope that we can receive the same kindness from others in our time of need. Please help us if you can and we will accept anything you can give, we can use every penny offered.
Thank you very much for your time, interest, and donations.
please help a family in need
Posted by jesswaslikex on 2012-03-30 18:58:55
jesswaslikex@aim.com
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:47
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:45
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:44
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:43
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:42
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:41
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:40
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:38
2 scared kids
Posted by jq92buu on 2012-03-26 02:58:09
Me and my boyfriend are both 21 years old. We just recently moved out to colorado together to pursue our lives. We arrived with a set amount of money and had a specific plan to buy a car and get into a house. We have been waiting on our tax refunds to come in but they have been late for about 2 weeks now and the IRS has informed us that we will not see anything for at least 60 days. We have been forced to spend what little money we have in a motel 6 with our whole life in suite cases. We have been here for almost a month now and we have no more money to give to them. We have been living day to day for the past week and struggling to eat. We are very scared and see no other outcome but to be forced out on the streets. We have looked for jobs but it could be weeks before either one of us can get paid. We have pawned most of the belongings we arrived with and have been left with only our clothes. We have searched and searched for someone with an available room but it's hard for a couple, a gay couple at that, to find an opportunity, much less a safe opportunity. We had a life and we are both living examples of how your life can be turned upside down in no time at all. We have no family to help out and we are in a new area that we are not familiar with at all. We don't know what to do and are beginning to think that our future, no matter how much of a drastic change and shock, lies in the streets starving for food. We only need enough to get us into a safe and steady home. Safety deposit and first months rent along with bills. One month and we can both be back on our feet. We just need some help. We are both very kind people and have helped others as much as we can. Now we hope that we can receive the same kindness from others in our time of need. Please help us if you can and we will accept anything you can give, we can use every penny offered.
Thank you very much for your time, interest, and donations.
College grad desperately needs help
Posted by Carol87 on 2012-03-24 16:58:07
My name is Carol and I am a college grad facing extremely difficult times. Like many others, I have not been guaranteed success and steady employment after college. After living with my parents and endlessly floating from minimum wage job to another in a small rural town with no opportunities, I decided to take control of my life, take a risk, and move back to Philadelphia for more opportunities. I have finally landed a wonderful, amazing job in my field of marketing, but I just started so I won't be getting a paycheck for a few weeks, and I have no money left and nothing else to sell. I need to pay rent in order to continue on with my newfound career, and I am drowning in debt. I have over a hundred grand in student loan debt and am about to default; both of my bank accounts are negative several hundred dollars due to fees and returned payments from not having the funds; I also have credit card debt from having to resort to using only plastic due to lack of money to pay for things like transportation, food, and other bills like my cell phone, which is the most basic prepaid phone and plan possible. I am overwhelmed and my stress and worry level is so high, it interferes with my health, social life, and keeps me from being able to focus in my new work completely. I have panic attacks, nervous breakdowns, and crying fits daily and I have exhausted all options aside from anything immoral and illegal and have borrowed all the money I could. I hope that a generous person could give me the help that I desperately need and once I am back on my feet I would love to pay it forward to someone else who needs it because I know how it feels. Thank you.
Air Conditioner Repair So I Can Get To My Medical Visits
Posted by steph68461 on 2012-03-16 18:58:40
My name is Stephanie. Following the death of both my parents in a car accident 5 years ago August my health has been in a steady decline. I suffer from neurological issues that will soon have me in a wheelchair, and advanced COPD that means I have to have Oxygen continuously. Yesterday I had to go the doctors in 85 degree heat without any air conditioning in my van. By the time I got to the medical center and tried to find this new doctors location I ended up collapsing twice between the walking and breathing. I weigh 83 pounds at 5'5" and I can't carry the oxygen with me when I have to exit the vehicle. Ultimately I ended up in the emergency room.
I live with my daughter and grandson of 6 years. My grandson was in the car when my parents were killed and suffered a major brain injury at 13 months. I'm happy to report though that after months of hospitalization he is right as rain and is mad at me currently ;o) because I'm on my computer which he adores playing with. My daughter suffers from PTSD since the accident my parents were killed in. She cannot drive without someone in the car and she was going to go with me yesterday but the heat was so bad that we were concerned about Gavin in the back in my black 1994 Ford Astro van. It was just way too hot for him and with her PTSD we HAVE to go through town to get anywhere or she will lose it so there would not have been any steady air flow.
It's been a long 5 years. My parents and I jointly owned a duplex. Their deaths were the beginning of the most miserable time of my life. When I divorced it was jointly decided that it would better if I lived in the upstairs apartment so they could be there for the kids while I worked. Over 16 years we became so close that their deaths nearly destroyed me. I paid for the last 15 years on the note of the house, my buy in and we all lived there incredibly content and happy. My parents were my best friends.
After their deaths during the mortgage meltdown, credit locks, and the economic fallout my career of 16 years was one of the first to go. I worked in the non-profit sector designing programming for inner-city communities with a specific focus on youth. So 8 months after their deaths the funding streams I used for the programming dried up and a job I loved disappeared.
Life insurance was enough to cover their debt with a little left over because they didn't carry much but in the end I lost my home of 16 years to the insurance company that covered my daughters son through work when they filed a $ 90,000.00 lien against my home. So 7 months after losing my job I also lost a home I loved. So I experienced 3 deaths within the span of a little over a year.
Because I was unemployed so long and had to use my cards to keep the lights on so to speak my credit is not good. So I can't borrow the funds or even charge a repair for the car.
I can no longer go to doctors visits alone. I'm too weak to walk very far without help and I can't carry the oxygen canister on my own. So I need my daughter for these visits.
Like anyone with severe health issues I'm buried in bills but what I really need help on is funds that will me to fix the air conditioning in my van which despite it's age runs like a champ. I have a physicians assistant who comes into my home to work with my but getting to the specialists has become real concern.
My daughter even with her PTSD has reached a point where she doesn't want me going alone. I was supposed to call her when I reached the doctors the other day when I collapsed the 2nd time and they took me to the specialists office I asked the receptionist to call my daughter. She didn't and she left my daughter terrified that something horrible had happened to me. I don't carry a cell I can't afford one. My daughter was getting better about both driving and me driving myself; because of this receptionist my daughter has now had a huge set back. I have to see that doctor again next week and I can't take them without air conditioning so what I'm going to have to do is make sure I find someone that sit with my daughter while I'm gone to help keep her anxiety level low. I don't have any choice I have to get there. I won't have anyone to carry my oxygen but I'm hoping I can in there.
Anything you can do would be greatly appreciated. I am more than happy to pay it forward as soon as I can. I have been a lifelong contributor to various causes and I know people are in dire straights right now. We all need help in one form or another. I would never ask if I could do this myself. Please forgive me.
If you would like to know more about the accident and my Grandson and his Grandmother who after losing her home and moving into a 3rd floor apartment made a terrible mistake in her depressed state go to http://ontheirway.vanderbiltchildrens.org/?article=7511 this a feature story Vanderbilt Children's Hospital did in their print and web magazine.
I really need help ASAP
Posted by rain90 on 2012-03-13 17:58:25
Here's my Story
Posted by Fruitbasket2468 on 2012-02-23 15:58:39
I have binge eating disorder and depression - this caused me to leave college a year ago and since then I have been unable to find steady work or change my health for the better. If you've ever struggled with an eating disorder you know how insidious they can be. But I am not going to just give up on life because it's difficult.
I just recently started working again, but it'll be awhile before I start making a livable income off of it. Right now, I do not have enough money for food, gas, or the fifty dollar application fee for getting back to college. I have not eaten anything for three days because there is literally no food in my house. I am determined to beat my eating disorder and live a healthy life. I just need some help getting back on my feet. It would mean everything to me if you decided that today, you would be my lucky break. Thanks for reading.
2 college students about to lose apartment
Posted by kokogono on 2012-02-15 14:58:36
need a job
Posted by nickiminaj123 on 2012-02-12 14:58:41
