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19 year old living with depression

Posted by Iwantalife on 2012-05-24 21:58:34

Well to start this off I'm a 19 year male living in socal with my family.I grew up poor and we still struggle to make ends meet.My mother is a single parent.As a kid i grew up with an abusing father and two older brothers who would constantly hit me,my mother and sister.They were alcholics and drug addicts.With all this happening at home i began to form a deep depression that made it hard for me to make and keep friends.I also began to have problems with school,I began to fail classes and miss school on a daily baises.Where was I? Home sleeping my life away,wishing I had no exsistance.When finally i dropped out of high school.Things got worse.I became suicidal and began to cut myself to outdue the pain and lonliness i felt in my heart.I kept looking for somthing tho,something that can make things better,anything.Mabe a passion and thats when i met a guy.He was 18 and i was 15.we spent nights together and after 5 months i realized i was in love.He was the only person who cared for me,took care of me and understood what i was going through without judging me unlike all those fake "best" friends.With a little of support i got into counseling.With a counsler i tryed several times to get back into hs but i kept giving up.and now today im still struggling to live my life.This is basically whats going on.Im still depressed and have really low self esteem.Yes im with my boyfriend(3 years :D) i want so badly to get my ged and start college and get a job.But i have a little problem.it sounds silly but,my acne scars prevent me from living my life!!! they make me feel so self consious.and with low self esteem you get where this is going...i have BDD.(Body Dismorphic Disorder) make face in my eyes looks so gross that i never want to go out and do anything productive or fun :( Im scared ill lose my boyfriend soon because we never go out and do anything fun and exciting.he basically has to force me to go out! And i truely just want to get back to school.ugh my story is to long to keep this going so here it is.I grew up in an abusive home.I was malested.I was bullied in school.I was suicidal.And now i just want to be happy.im tired of always being sad everyday.I have low self esteem and i want to do a procedure to get rid of my acne(i have tryed everything even proactive lol) So if anybody can help me raise money to get laser acne removal.i will truely from the bottom of my heart aprciate it.No this is not a scam.I just want to be happy.Please and Thank you.:) Sincerly Fernando V. Ps sorry for the bad grammer,im a drop out remember? lol

i need help!!

Posted by veronicamarie on 2012-04-23 17:58:49

I'm a 25 year old mother of a beautiful little boy. I'm currently employed but i literally live from paycheck to paycheck. I'm not the type of person who buys silly things i have a system when i shop i seperate the needs from my wants, meaning i dont buy things i dont need.Some might say i'm pretty tight with my money and i know i am, i recently had my hours dropped down at work and now its super hard to pay rent and bills, I'm scared that i'm going to come home to no lights or have an eviction notice on my door. If anyone can please help me i would be greatly appreciated in anything u are able to help with any penny helps!! Thank you and God Bless.

Will be evicted soon.

Posted by annafireist on 2012-04-11 00:58:53

Hello, I am a young white female who is struggling. I don't like begging for money, but I have no where else to turn. My family can only help me out with so much, but they are struggling too. I need $300 for my rent. I have been struggling to get my associates degree, and I am just six months away from accomplishing my dream; however, I take courses online, and without a home, I have no internet, and I can not finish my dream of completing college. I am going to ask the department of social services for rental assistance, but I have to wait. They can not help me in the next week. In one week I will be evicted. Is there anyone who could be so kind hearted as to help me? If you need proof or verification that I am not lying, I can provide that. I don't have any children, but I do have two cats. This may sound silly, but I fear for them as well. I don't want them to wind up in shelter where they will be killed. I work two jobs, but I only earn commission. With the way things have been financially for society, I am now making a third of what I used too. A lot of people are struggling right now. My family always says that I have to stand on my own two feet. This I have done for many years, but what happens when your financial planning begins to fail you? I am experiencing this outcome already, but I fear the worst is yet to come. I have a plan on starting another job. If I could just get $300 dollars, I would be set for the next month and I can continue with school and proceed with my plan. I believe that even in this economy, I can succeed. I just need a little help getting there.

Thank You,
Anna

In need of help to get life started.

Posted by sunshine729 on 2012-03-15 16:58:39

Alright, its been a long hard road but Im finally starting to see the light. Long story short, IM IN A BIND! Im going crazy as to what to do. My mother passed away 2010 & I was no wheres near ready for her to leave me. So without a job, car or a completed education I took off on my own because she was all I had. I lived with friends while I tried to get my things together but there were some really bad, unsafe & unhealthy living situations so I bounced around alot & eventually wasnt able to get my diploma. I thought I finally caught a break, a girl said I could live with her rent free if I was her sitter 5 nights a week, that was quickly ended. After only 3 mths I find out the house was up for foreclosure & was going up for public sale within 3 wks. I finally found a more stable, long term place to stay a few mths ago, Ive looked into getting my GED & I start working in May for at&t customer service, then I can save up money for a car. I really want to get my CNAs but in order to do that I need my GED & the CNA course is $400 & the GED is $70. I would love to be able to take my GED next mth, the tests only come around every other mth & itll be available to take in early April & Id love to sign up for CNA courses after I pass the GED, my next steps after that is to start my at&t job, save up for a car, eventually get a CNA job then go to college while Im working CNA. Just right now Im in a bind, I cant seem to find a way to make money. Ive offered babysitting, pet sitting/grooming, housecleaning, lawn mowing, and no ones taken me up on my offers. $470 would change my life as silly as that sounds, but it would. Ive lost my mom, been homeless, ive been hungry for days, & Ive felt like I coulntor wouldnt make it, well thanks to some amazing people who are allowing me to stay here rent free until Im able to get on my feet I finally feel like things are starting to look up, I just need a littlr nudge in the right direction & financially Im unable to do it on my own. I hope someones willing to help me, help myself have a good life. Truth is Im terrified of doing it all alone, but I gotta make my momcproud & do whats best. Thanks everyone for reading :)

I need money for boobies! ( . Y . )

Posted by ineedboobies13 on 2012-02-20 16:58:39

I am a poor college student making my way through nursing school. Unfortunately, I was not very blessed in the boobie department. I am going to school full time and working full time trying to save money, so I can get implants. The cost will be about $6000. I am a little less than half way there. If anyone has any extra money laying around and wants to donate to my cause, it would be greatly appreciated! Thank you :)

Save the Tatas <3
You can donate through paypal (brittanyyjones@gmail.com)

I know it seems silly, but it would greatly improve my self confidence. Thank you for taking your time to read this, and even if you don't donate to me, there are many other people on here who could use some help. If you have the money donate to someone. :)

Feeling defeated and need help!

Posted by beatdown45 on 2012-02-15 13:58:56

Hello, I am a 45 year old single mom of 2 boys, 20 and 16 years. My oldest is a type 1 diabetic on insulin for 16 years and recently celiac disease. He has not had controlled blood sugars for years and has had difficulty finding and keeping a job as he rarely feels well. He was just released from the hospital a week ago due as he went into DKA which has now pushed back his hopes of finding a job and getting out on his own, My 16 year old suffers with bipolar disorder and has had a really rough time trying to deal with not only financial issues, but his brothers illness. I have always worked, but seems I can't get even much less ahead, now my employer has cut my hours to nearly half, I am very close to foreclosure and have never really been to the point I am having a hard time just going to the grocery. I know this will sound silly, but I am wanting to go to school for dog grooming. We are all dog lovers and I have seen just how much having a dog can lift your spirits, help with self esteem and make your life better. However, I simply can't afford to go and hoping someone out there can find it in their heart to help me do this and hopefully include my sons to start a business of my own grooming dogs. I would need $1500 for all tuition and supplies. But would greatly appreciate anything given toward this goal. Thank you for your time and have a blessed day!

Please Help my little brother and my family

Posted by Noramerkel on 2012-02-12 01:58:56

My name is Nora and I am a student at a government university. I lived a happy life with my family until I turned 18 and my father and my little sister died in a car accident from drunk driver. Not only we lost my father and my sister but my my mother almost lost her leg and she is the only one who is still struggling with five kids and trying to help us. We lost our house because we couldn't make the rent payment and we moved to one bed room apartment. We all sleep on the floor in the living room and one night everybody start crying because we couldn't get electricity to our house.
Every day I always dream that my father is still alive and my family is still a happy family but when I wake up I realized this not gonna happened.

I really miss my sister's room. She wrote her name on her door and she loved music so show had all those nice cd of silly teenage kids music.
Even that house that carry all the nice and sad memory we lost it.

The worst thing when my little brother and he is 5 years old got sick with Asthma and we can't help him. I really wish that somebody there will read my story and help my family. Thank you for reading my story

Student needs money to help pay for car

Posted by avince on 2012-02-10 23:58:16

The car I'm currently driving has 230,000 miles on it. It's on its last leg.

I've been saving money for a while to buy a car, and so far have saved $1000.

I happened to find a person in my town who is selling a car that is very special to me. It might not be special to anyone else because it's over twenty years old and hardly fashionable or seductive, but I have wanted an old BMW E30 style car for as long as I can remember. Most people want a brand new car, but I would take one of these old BMWs over any new car any day of the week. I am in love with them and have dreamed of owning one forever.

These cars are very hard to come by where I live, and there just happens to be a person in my town who is selling one in excellent condition. The odds of this are mindboggling.

The problem is that he wants $1000 more than I can give him. This is a once in a lifetime opportunity for me, and I just can't quite make it by myself.

I have exhausted all of my options to come up with the other $1000 and have now shamefully resorted to online begging. If I were to get this car, it truly would make me the happiest person on the entire planet. It might seem silly, but this has been a dream of mine for a long time. I just wish I had the other $1000. It will probably be sold very soon and I know it's materialistic and petty, but it breaks my heart to think I will miss out on it.

debt left to me from ex scheming rat!

Posted by beenbetter on 2012-02-07 18:58:50

hi world!this is my first time doing this,a friend recommended it to me to help me out of a terrible fix.i foolishly fell in love with a man i naively believed was the one he had a alleged bad divorce i lent him money and also allowed him use of my credit card silly i know but love truly can be blind anyway in a nutshell used me then skipped the country(with his wife).i am now sadled with a debt of 8k my wages vanish minute i get them i have also now problem of bad credit rating so cant get a loan to pay it and police can do nothing as he had my permission!any small donation would be appreciated and i pledge i will return favors to others in future when able.i am loosing sleep over this and living in fear of phonecalls etc please any help would be truly appreciated

mortgage/arrears

Posted by pandypop on 2012-02-06 13:58:13

Hi everyone who reads this!

Where to begin?
life was ok, not amazing but just ok, then we decided to get in over our heads, we lived in a flat with no garden and had 2 kids, so we bought our own home, money became tighter than tight.
Worst thing is when my man lost his job through redundancy!, arrears soon mounted up on everything not just the mortgage!, all other bills grew too!
Sadly it took its toll on us, by this time we had 2 new kids so we totalled a family of 6 at this point and we got very little help.
During this tough time things have fell apart, we have been through some stuff I wont even bring up and almost lost our house over 3 times.
Its almost impossible to get help financially.
My partner managed to find another job, but it was only a temporary position and the debts cant get paid off, feels like it would take an eternity.
Every time the kids ask for something, its the same answer "sorry, cant afford it".
I have suffered from problems with depression for years and my partner finds that as he gets older, manual work takes its toll, he suffered complete paralasis down his left side as a child, nobody here cares, we dont try and claim benefits, we just take what they give us each week and its not a lot, it wont be long before we get threats of eviction proceedings no doubt.
I want to point out that my partner has always worked and I have always been a stay at home mum, we never claimed benefits until he lost his job, we are no scroungers, we want to earn our own money and it was really a downgrading experience for my man to get treated like "just another waste of space" at the local job center!
This whole cyber begging thing, I stumbled upon it quite literally, at first I laughed, thought its seemed silly and funny but then I thought that perhaps it wasn't so dumb, what if someone out there cared enough to help total strangers?

well I dont know what to say other than any offer is welcome?

thanks :)

This is something I've never done before...

Posted by aussieseeks on 2012-02-05 12:58:17

My name is Samantha. I am 21 years old. I live in Canada. I really don't know what to write, honestly. I've never 'begged' before...I guess that's why this site is here, so people like me can still retain a little bit of a sense of pride. Anyway.
I need some help. I'm trying to get out of a bad relationship and I want to go back to Australia where I'm originally from. I miss home, I miss my family, and I need to get away because I'm in a pretty raw emotional state at the moment. I've dropped out of school and things just aren't working out. More than anything, I want to be able to take my dog with me. I know it sounds silly but he's the one thing I've held onto throughout all this and thinking of not having him scares me to death. It's already going to cost me around $3500 to move, and will be an extra $1500 - $1700 to bring him with me.
Right now I'm still living with my ex. There isn't any food in the house and any money she's known about has always been spent on drugs/cigarettes instead. My pup is out of dog food and I've used up all of mine in an effort to keep him strong and healthy. I live in a place where there aren't any jobs - at least none that I'm qualified for.
I'm not looking for much. A dollar, two, three. It doesn't matter. All I'm doing right now is trying.

Young and dumb

Posted by Bucklady on 2011-11-23 02:58:11

So here goes nothing. I'm currently a 22 year old woman who has dug herself a hole. I am a poster child for bad spending habits and self absorbed youth. I currently have racked up 40000$ in debt from student loans credit cards a car loan and one very expensive traffic fine. I used to work in construction and was able to afford all my bills but when I was 20 I decided to go to school so I quit my
Great paying Job and ventured into the academic
World. I did my
First year and HATED it. Afterwards there were no jobs available so I went back to hospitality. I work as a restaurant manager full time but barely make enough to pay my regular bills let alone my debt. I live paycheck to paycheck and constantly worry about money. It depresses me so bad to think at 22 I might have to file for bankruptcy. And on top of all that I got caught driving with no insurance (I lived in a small town and only drove to the store). It was a stupid choice but my insurance was so high that I mostly walked to where I needed to get except when it was too cold or late at night. Either way the judge slapped me with a 5700$ ticket for my
Stupidity. The ticket had a year for repayment. I was given the option to work it off but due to my regular Job I was unable to without losing my income. I scrolled and scraped for the year. Eating basically tuna and pb&j sandwiches and having no social life. I managed to pay only about 1400$. Sad I know but remember I barely make enough to pay my bills. After having the payment date delayed by another 3 months I knew it was hopeless. My
Credit is shot my debt ratio is too high and I have no one
To turn to for a loan. As of November 1st there Is a bench warrant for my arrest. I am quite terrified because this Is a stay or pay warrant so if I'm ever picked up I either need to pay the remaining 4300 or sit in jail for 3 months. I'm a young woman with no criminal record I never even got a suspension in high school. If this were to happen I would also lose my Job and ultimately my home and all my bills would fall 3 months behind. The fear of this keeps me
Awake at night because it's terrifying. This one mistake could cost me so much in the end. I have looked at every option as to getting a loan but to no avail. So now I turn to begging for help. Please help me pay this ticket off so I can try and get on with my life without the fear of going to jail for sometbing so silly. If ever I needed a miracle it is now. If anyone has it in tneir hearts to help me I would appreciate
It so much. I don't want to feel like a criminal any longer

I'm 25 and already feel like I'm 50. Unlucky breaks.

Posted by Dreaming on 2011-11-17 00:58:50

I don't know how I feel about this. I guess this is what happens when you get desperate? I used to be the one donating to causes. I haven't done that for a while.

I am 25 year old woman who used to look forward to life. I have a partner of 8 years, who also has seen happier times. In the last 12 months I have been diagnosed with clinical depression, anxiety, post-traumatic stress disorder and panic attacks. It's paralyzing.

We both finished high school in 2004, soon after, my Nanna whom I loved like my own mother got a brain tumor. I was forced to quit my retail job, look after her (she had no money/retirement) although I don't regret it. I looked after her. She died 5 months later and I have been grieving since. It was very traumatic.

My partner and I decided to start saving for a home in 2006. We bought a very old apartment in 2008. We were both working jobs we hated 4 hours away from our home, but it paid the bills.

Then my partner incurred a life long injury in his back. He had to choose between work and his health. He lost his job eventually and I lost my job during cuts. Our parents were paying for our home for a few months.

Then my partners Dad got cancer. We both had to go on welfare (which was the most embarrassing moment of my life, I literally wept when the woman was treating us like the scum of the earth all because we had fallen on hard times). We ended up moving home to ease some of the pressure and to help his Dad out.

We found renters for the apartment in time, but the rent is not enough to cover the costs. We are in debt to a loan taken out to help us pay bills when my partner hurt his back/was jobless.

I then had a very public breakdown earlier this year. I haven't worked since February. I went to the doctors with our last remaining money to help myself. That's when I was diagnosed with mental illness.

My partner eventually found a job that accepted him and his life long back injury, but it pays half of what it used to. He's working hard, he does what he can. He does extra work on the side. He rarely gets a day off. And yet our heads are just above water.

The thing is, we're 25 and don't have any silly consumer debt. We did everything right, we followed the rules, we studied hard and we worked hard. And we just get tossed aside when we're not needed anymore.

I know there is a lot of people out there asking for help. I know, I am always so overwhelmed by the world and it's problems. I wish I could make a difference.

I am asking for any donations, as little as you can spare. It will make a huge difference in our lives at the moment, it will provide some financial relief. I will be able to afford to continue to go get medical help, same with my partner. And we'll be able to keep our apartment that we worked so hard for.

Thank you.

friend has dumped on me, please help...........

Posted by sprite on 2011-09-06 16:58:05

Please help me out of this mess................
Hi i hope you can help. last yr i stupidly went guarentor for a friends loan as she was currently selling her house and in rented, she assured me (verbally) that she would pay the loan off once the house was completed. She has defaulted on the loan either paying late or incomplete since january and is now not paying at all. it now appears her house was actualy being repossesed so i feel as though i was also tricked into this. i have also found out from the loan company that she contacted them in October to change my contact details - i can only assume this was to prevent me finding out that she wasnt paying. i have paid the last two months to prevent court action, my question is would anyone out there be able to help me pay this off, i am a good person and help people myself everyday (im a paramedic) i live to my means and am in no debt myself apart from this mess that my so called friend has landed on me, i feel so silly and stupid and would never normally ask anyone for help but im so worried about this...........i can provide any information and proff needed to prove this is not a scam and i have no intention of keeping this money, i am prepared to work for the money if need be (legally of course), i do not have the option to work extra hours at work (as everyone knows the nhs has no money either) please help if you can i have tried to get them to pay, iv tried the police, the courts are not interested, the loan company just hounds me.... i have sent two recorded letters each giving 14 days notice asking them to contact myself or the loan company with their intention of paying, iv had no response to either letter. The initial loan was for £3300.00, and after a year of non / late payments £2700 is still owing, i have managed to pay ther last two months of £151.19 but its just not going down :-( Thankyou in advance Amanda

friend has dumped on me, please help...........

Posted by sprite on 2011-09-06 16:58:05

Please help me out of this mess................
Hi i hope you can help. last yr i stupidly went guarentor for a friends loan as she was currently selling her house and in rented, she assured me (verbally) that she would pay the loan off once the house was completed. She has defaulted on the loan either paying late or incomplete since january and is now not paying at all. it now appears her house was actualy being repossesed so i feel as though i was also tricked into this. i have also found out from the loan company that she contacted them in October to change my contact details - i can only assume this was to prevent me finding out that she wasnt paying. i have paid the last two months to prevent court action, my question is would anyone out there be able to help me pay this off, i am a good person and help people myself everyday (im a paramedic) i live to my means and am in no debt myself apart from this mess that my so called friend has landed on me, i feel so silly and stupid and would never normally ask anyone for help but im so worried about this...........i can provide any information and proff needed to prove this is not a scam and i have no intention of keeping this money, i am prepared to work for the money if need be (legally of course), i do not have the option to work extra hours at work (as everyone knows the nhs has no money either) please help if you can i have tried to get them to pay, iv tried the police, the courts are not interested, the loan company just hounds me.... i have sent two recorded letters each giving 14 days notice asking them to contact myself or the loan company with their intention of paying, iv had no response to either letter. The initial loan was for £3300.00, and after a year of non / late payments £2700 is still owing, i have managed to pay ther last two months of £151.19 but its just not going down :-( Thankyou in advance Amanda Amanda -

God please

Posted by Just1Dad on 2011-06-18 17:58:05

I cant believe im doing this. Iv never asked for money from any one. Its heartbreaking to read some of the stories here and if some one else needs the help more than me, i hope they get it. Well my story. I am a single father of 6 yrs now. I have my kids with me 100% of the time. I have a 13 year old daughter and a 10 year old son. Their mother is not in there lives. She does visit them for about an hour ever 6 months or year. She was ordered to pay child support last year, and has vowed not to pay it. I cant get any answers out of the state, They said they would go after her taxes, but she does not work, she lives the party life. I work every chance i get, i put in job applications all week it seems, iv put well over 100 in in the past year. The work i do find is day labor work and what not. Its barley keeping us here. I want to move me and my kids to a different state. We have a plan but dont have the money to do it. Im terrified i will have to move me and my kids to a homeless shelter if we cant get the money up to move. We have a family member in the north USA who is willing to help with work and housing, but they have no money either. 1000 would change mine and my childrens life! To some that may sound so silly but for us it would be a huge blessing. 500 would get us there. If any one could help i would find a way to pay it back. Thank you!

Nearly Destitute

Posted by tleevz1 on 2011-06-16 01:58:13

My problem started in July 2010. I was involved in an auto accident. I rear-ended a woman, who in turn rear-ended the person in front of her. The reason it happened was that the person in front of me hit their gas and got over to an open spot in the lane to my left. This move was so fast I didn't have room to either side and I saw the reason that driver moved was the cars in front of him or her were at a dead stop. We were traveling uphill so I was unable to see past the car and I had no idea people were stopped. I had less than a second to hit my brakes. Luckily no body was injured.

Here is where the story gets ugly. My mom had paid my auto insurance but she lost her job so I started to pay the premiums. I told my insurance agent to automatically deduct the premium and I gave her my bank information. So I was under the impression I had insurance. I did not. The agent only charged me for one month's premium and never set up the automatic deduction. Great. But there seemed to be a silver lining...the two other vehicles involved in the accident drove away before the police arrived. I did not get a ticket, I was completely sober and cooperative, and the police were surprised two victims of an accident would just drive away. Both parties got all of my information, they drove away before I got theirs. At the time of the accident I wasn't worried because I thought I had insurance.
When I called my agent I was informed that my policy lapsed because I hadn't paid my monthly premium.

I was curious if the fact that both of these people drove away would take the heat off of me. The police thought this was possible, after all, how can they prove they didn't smash up their vehicles further after they drove away to get more insurance money?

It gets worse. I left my job a few years ago because I had a job all but promised to me in Denver. Obviously, I didn't get the job in Denver. Not sure why, I aced the interview. So with no steady income (I was used to making about 42k yearly) I held hope I'd land a good job and had no choice to but to survive on a credit card for food and gas. That good job never came along. I ended up working overnights as a nurse assistant in the mental health unit. I've been drowning in debt, I had to get a car from what some consider a predatory lending car lot. I lost the hospital job in April for 'misconduct' (I worked nights and someone reported that I was sleeping, I wasn't but they didn't believe me so now I don't qualify for unemployment.) So, no income to pay for that vehicle and it got repossessed. But the best part is I got a letter in January 2011 stating that I owe one of the parties involved in the accident around 5k. I don't have it. If I had the money I would write both of the drivers involved in that accident fat checks right now, but I simply do not have the resources. The letter from the state dept of transportation stated that my license would be suspended unless I came up with the money. So I called the agency, and from my conversation with the state employee it sounded like my case would be reviewed. Nope. A collection agency sent me a letter saying in total I owe nearly 35k for the two cars and my credit cards.

In February I was on my way to a friend's house and I was pulled over because my temp tags were expired. The officer ran my license and I was handcuffed and taken to jail. I have never been arrested, and my driving record is excellent. The officer even thought it was silly. Regardless, now I have a court date in early July and I have the public defender taking my case. He said I either need to pay $1000 fine, or spend a minimum of 2 days in jail. So it looks as if I will be in jail at least 2 days because I have no money. Being without a vehicle is no picnic. My job search is limited to places on a bus route close to my home in Kansas City. I have no friends or family with that kind of money. I am not a drug addict, or a criminal. My career tanked, and I've kept falling through the cracks. I stay positive and I love life, but the anxiety and absence of pride in my life are making me isolate more. I can't afford to do anything. Luckily my brother is letting me stay in a spare room at his place or I may be homeless. I am a hard worker, I have a bachelor's degree, and I am a pleasant person to work with. But I have no car, no money, horrible credit, and bleak job prospects. Please do not think I feel sorry for myself. I've made stupid decisions that got me where I am. I take responsibility for putting myself in situations where these things happened. And especially for not paying attention to my financial obligations (the insurance premium). That being said, all I can do is look forward and do the best I can to get back on my feet. At this moment I feel like a wet puppy who is trying unsuccessfully to jump out of the tub during a bath. I need help. I don't know who to turn to. I've wanted to volunteer at some places to meet people and network but without a vehicle and a suspended license I can't even volunteer at most places. Please, if anyone can help, contact me with suggestions. I desperately need to file for bankruptcy but that costs around 1,800.00 and I can't afford that.

I also have around 27k in student loan debt. That debt along with the approximately 35k in unsecured debt leaves me with a very large amount of money that I have no realistic chance of paying back. The student loans will not be affected if I file for bankruptcy. Which is fine. As a matter of pride and doing what is right I don't like that my debts can simply be written off, but that is seemingly my only option. I would love to volunteer for a charity of my debtor's choosing to start to contribute something, but that proposal often times ends up sounding like a mutated version of indentured servitude.

I apologize for the rambling. This is the first time I have ever written all of this down at once and I feel better.

Thank you for your time.
I hate this. I don't think I've ever asked for help in my life and I feel a little ashamed for doing so. I'm bawling, and angry at myself and well, at just about everything right now.

My husband and I have been married for four years and we recently bought our first house together. (Well, condo actually because we can't afford a house.)

My husband suffers from severe depression and anxiety. While it can fluctuate, currently he's on a downward spiral. This is the worst I've seen him in the 8 years I've known him. It's been absolutely heartbreaking to see him like this. We have him seeing a psychiatrist and a therapist - the psychiatrist keeps prescribing medications that our prescription drug plan doesn't cover (mostly because he's tried entirely too many things) and are expensive. He's seeing a therapist once a week that we're paying for out of pocket as well. We started him in an anger management class but we can no longer afford it. For the past 3 months or so, it's been very difficult just to get through day-to-day activities for him, and it's taking it's toll on me as well.

Anyway, when we moved we used most of our 'extra' money for all the unexpected costs associated with buying a new home. (Silly first-time homebuyers. We had no idea what to expect.) So we were stretched pretty thin to begin with. Now, after being here a few months we find that our car insurance will be increasing by 50%. (Apparently we should have stayed in the city - we thought moving away from it would be better!) Not only that but we will have to pay the difference on our policy for the few months retroactive to the tune of $900 each month for June and July. Unfortunately since our little nest egg was used in all the 'new home' expenses, we just don't have anything extra to cover this. We tried to cancel the car insurance to just take the bus for awhile, but since our car is financed they won't let us do that.

Then... I lost my job on May 27th. We were given less than 24 hours notice that the company was closing. I was working at an at-home position, which was so perfect for me as I too suffer from depression, anxiety, panic attacks, and migraines, so working from home was always a blessing. I'm unable to apply for unemployment as my job was self-contracted (basically paid under the table and I was to file tax documents at the end of the year).

To add insult to injury, my company has not yet paid us for the PREVIOUS paycheck owed, nevertheless our final paychecks.

My mortgage is due, my condo fees are due, my student loans are due, of course there is the car payment and insurance due, the groceries are running low. My husband has stopped taking his medication, stopped going to anger management classes, and we've cut his therapist down to once every other week. We've already cut unnecessariy things like cable, tried adjusting our budget, etc but we just can't make it through these next two months, especially if I don't get paid or I don't find a job right away.

I'm desperately seeking a new job, but in the meantime our bills are piling up and we just can't pay them since I haven't been paid in a month. I don't know what to do. I know things will get better. They have to. But right now I'm having a hard time convincing myself of anything otherwise... We just need to get back on our feet.

I'm not asking for much...

Posted by Faerie on 2011-05-27 00:58:20

so, it's rare when i ask for help... but i need help, very real help.

i have to be in salamanca, ny before june 21st...

the reason for my needing to be in salamanca is because i need to check in with my tribe, the seneca iroquois indians...

i've been obtaining annuities for my tribe all of my life, and the check-ins are a more recent requirement that they've asked for,mostly to know that i'm alive and that i am who i say i am and not some relative claiming to be me... and in order to continue receiving, i have to show up... i've tried to explain my situation to my parents and asking them for help, but all i get out of them about it is "well, you need to get out there so you can keep getting them" and "good luck with that"... which really gets me nowhere and put's me in a pickle.

after i do this check in, i shouldn't need to do something like this ever again, so what i'm asking for is money for gas and lodging... and i think $500 should be enough, if not more than enough, to cover the cost of gas, food and lodging, but i'm not asking for all of it at once... i just need to come up with that amount BEFORE the 21st of next month

believe it or not, when i was homeless i hated asking for spare change to feed myself... and i hate having to do this now, i really wish i didn't have to do this, but after this i intend on being more responsible about my money and not spending it on silly and unnecessary items. getting the $500.00 that i need for this very last minuet and unexpected trip would bring me such joy, and it would also allow me to put myself through a crash course of "real world financial responsibility 101", which is a "class that i would love to take at this point.... please help me get to my tribal destination.

:) thank you so much for your help and aid in my time of need.

I'm not asking for much...

Posted by Faerie on 2011-05-22 20:58:43

so, it's rare when i ask for help... but i need help, very real help.

i have to be in salamanca, ny before june 21st...

the reason for my needing to be in salamanca is because i need to check in with my tribe, the seneca iroquois indians...

i've been obtaining annuities for my tribe all of my life, and the check-ins are a more recent requirement that they've asked for,mostly to know that i'm alive and that i am who i say i am and not some relative claiming to be me... and in order to continue receiving, i have to show up... i've tried to explain my situation to my parents and asking them for help, but all i get out of them about it is "well, you need to get out there so you can keep getting them" and "good luck with that"... which really gets me nowhere and put's me in a pickle.

after i do this check in, i shouldn't need to do something like this ever again, so what i'm asking for is money for gas and lodging... and i think $500 should be enough, if not more than enough, to cover the cost of gas, food and lodging, but i'm not asking for all of it at once... i just need to come up with that amount BEFORE the 21st of next month

believe it or not, when i was homeless i hated asking for spare change to feed myself... and i hate having to do this now, i really wish i didn't have to do this, but after this i intend on being more responsible about my money and not spending it on silly and unnecessary items. getting the $500.00 that i need for this very last minuet and unexpected trip would bring me such joy, and it would also allow me to put myself through a crash course of "real world financial responsibility 101", which is a "class that i would love to take at this point.... please help me get to my tribal destination.

:) thank you so much for your help and aid in my time of need.

We need a little house

Posted by help_me on 2011-05-20 13:58:37

Actually i am a teacher, i have two daughters, a wife and an old car, living in employee's quarters, i lost all my money and fell into deep debts with huge loans because of helping my brother's internet cafe business which finally ended up with heavy debts, the money supposed to be buying our house all gone. Now i can't afford to buy a house and have to pay a lot of bills. You may say i am a dumb silly idiot, losing own self to help others, but that exactly happened to me and my family.
I have tried everything to get money but really it's beyond my ability to solve the problem. I can't find any good method to get a house for my family. Finally i came to these cyberbeg and begging for money, i just want USD $60000.00 to set up a little apartment for my family, i hope someone can help me for this, if you need proof all about what i have mentioned i would send you a copy of all those document of simply send you all contact numbers of bank or department to investigate about myself.
Please help me, i just need a little apartment for my family. Thank you very much.

Feel ridiculous doing this but i need help please

Posted by joer123 on 2011-01-12 07:58:58

Hello, I am an english 21 year old male stuck in a dead end job. I work for minimum wage and by the time i have paid my rent, taxes, transport costs to get to work i am left with around £50 a month. I've been eating beans of toast for as long as i remember, and haven't been out and socialised in so long due to my lack of money and its really getting me down. I know this plea for help sounds a bit silly but i just can't see a light at the end of the tunnel. I want to go to university and study marine biology. anyway i feel stupid for doing this but its worth a go i suppose. thank you x

Help to continue my education

Posted by Infernogoddess on 2010-11-19 08:58:58

I have gone into phlobotemy, and other blood related field (pick lines for cancer patients like my mom) in order to continue any further I must get vaccinations.

I was totally not expecting this (silly me), I can not find anything that I need free locally in San Francisco ( I have looked with documents of requirement from school I still have to pay for what I need). I have comnpleted my TB testing did not excpet for vaccinations to be so high. This is directly from the Colleges Site.

Immunizations
SF State requires that all students provide proof of immunization against Measles, Rubella and Hepatitis B.
Students who were enrolled in a California public schools for the seventh grade or higher on or after July 1, 1999 will not have to provide proof of immunization.
For complete information concerning immunization requirements and to print a copy of the proof of immunization form, please go to the Student Health Service.

The cost is Hepatitis B 75 dollars over 3 shots and Measles, Mumps, and Rubella (MMR) is 83.
They highly reccomend the Tetanus: Tdap ("Adacel"/"Boostrix") with whooping cough booster which is on special for 35 dollars.

I know this is a lot of money to ask for, but I would hate to lose all the money I have put into going back to school, and not be able to finish it because of shots.

I plan to so as much volunteer work as I can, for underfunded and needy faculities especially for women.

The total cost is around 300 dollars, I have my paperwork all filled out and stare like it is just going to magiaclly happen.

I want to go into the medical field to help people. I hope someone can help me help others, I see the hope in the future, just got to stick together till then

I have 12 credit hours completed. I just plan NEED help. Thanks for taking the time to read my wish and god bless.
www.sfcdcp.org/aitcprices.html

Help to continue my education

Posted by Infernogoddess on 2010-11-19 08:58:58

I have gone into phlobotemy, and other blood related field (pick lines for cancer patients like my mom) in order to continue any further I must get vaccinations.

I was totally not expecting this (silly me), I can not find anything that I need free locally in San Francisco ( I have looked with documents of requirement from school I still have to pay for what I need). I have comnpleted my TB testing did not excpet for vaccinations to be so high. This is directly from the Colleges Site.

Immunizations
SF State requires that all students provide proof of immunization against Measles, Rubella and Hepatitis B.
Students who were enrolled in a California public schools for the seventh grade or higher on or after July 1, 1999 will not have to provide proof of immunization.
For complete information concerning immunization requirements and to print a copy of the proof of immunization form, please go to the Student Health Service.

The cost is Hepatitis B 75 dollars over 3 shots and Measles, Mumps, and Rubella (MMR) is 83.
They highly reccomend the Tetanus: Tdap ("Adacel"/"Boostrix") with whooping cough booster which is on special for 35 dollars.

I know this is a lot of money to ask for, but I would hate to lose all the money I have put into going back to school, and not be able to finish it because of shots.

I plan to so as much volunteer work as I can, for underfunded and needy faculities especially for women.

The total cost is around 300 dollars, I have my paperwork all filled out and stare like it is just going to magiaclly happen.

I want to go into the medical field to help people. I hope someone can help me help others, I see the hope in the future, just got to stick together till then

I have 12 credit hours completed. I just plan NEED help. Thanks for taking the time to read my wish and god bless.
www.sfcdcp.org/aitcprices.html

Single mom needs dental implants

Posted by van143 on 2010-11-13 13:58:58

I've spent over $7,000 on root canals & extractions over the past few years, and I'm almost done with the necessary work. Then I can move on to what my dentist sees as the best solution for someone in their 20's- 4 dental implants supported by partial dentures. I have 3 empty spots in the front of my mouth, and I'm so self-conscious about them that when I smile/laugh, I cover my mouth with my hand and feel very silly. I don't have any molars or the teeth right in front of them, so I chew with my front teeth only. I turn down any invitation that involves eating, and it's very depressing.

I have 1 more root canal to go- on a tooth that hurts every day. I've reached the allowed outstanding balance with my dentist, so he can't perform the work until I pay my bill. I can't take pain medication other than at bedtime because I have a full-time job, a part-time job and a son who needs me to be alert when I'm home. I have an existing loan for a car repair that was done so I don't have that avenue. I am literally begging for any help that you can offer. I always told my son that if I ran into a pile of money I would find people who really need help & donate some of it to them. I will keep my word that some day when I have extra money (it has to be in the near future, right?!) I will come back to this site and donate to others who are in difficult situations. Thanks for considering me!!