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Credit card and student Loan debt pileing up
Posted by Thatgraphicsgiy on 2012-05-17 22:58:21
As a practitioner of Buddhist meditation, I have a strong belief in the power of karma and losing kindness. I am not asking for a complete bail out but I have faith that there is someone out there that has te means and desire to help out. A large portion of my credit card debt was built up after offering up my car to help those in need, including my ex. If these bills were at the very least lessened, I would have the financials and to continue to help those in needs which is something hat I draw much happiness from.
If you Have the means and te desire to help me get back in my feet i promise you that I will return that generosity to others based in your example. Thank you
If you have questions email me at thatgraphicsguy@yahoo.com
Every penny counts... please help. we are desperate.
Posted by RNinNEED on 2012-01-07 01:58:34
We had a very difficult last couple of monthes, but manageable. I was sick for a month or so, nothing serious but enough to exhaust me. It all started with a minor yet very painful back injury. We, made a decision to purchase a friendlier mattress as my husband and I both work in intensive labor jobs and our bodies have taken quite a toll. It helps emmensely and although i was still sick, i was sleeping through the night. Recently married in August, we have about 10,000 in credit card debt, most of which is still paying for the wedding. Being suckers for animals, we took in an abandoned cat a couple monthes back.. she turned out to be pregant with behavioral issues. We kept 2 of the kittens, making 4 cats total, which is a huge adjustment. The damage to our apartment though is considerable. We figured by the time we decided to move we'd have the damages saved up as it is importnat to leave the apartment int he best shape possible. I knew we had stretched ourselves a little thin but I figured we'd be able to catch up in a couple monthes. After vet bills to care for the cats (a staggering $400) we were settling in to figure how to bring ourselves back on track. My husband's job puts him at risk for injury, as does mine. He was diagnosed with a hernia a week ago and meets with the surgeon to schedule the repair before it gets worse (it is already interfereing with his life as it is painful).
This morning my husband lost his job and I was put on notice. We cannot pay our bills. The timing is the perfect storm and we are desperaste.
We know we made poor decisions. This is too public a venue to truly explain How far we both have come in our lives, the obstacles we overcame to get here and how vehemently hard we worked to make our lives what they have been these last couple of years. There was a time I would not have dared to dream my life could be so blessed. And now, a few small mistakes could take it all away.
I am hoping to get a little money, any money really..to help offset our bills so that we have time to find another job. This website is my my desperate plea.
thank you
IF YOU ARE INTERESTED in donating any amt. of $$ at all, please click the YELLOW button as the green one is not linked to anything. thank you
982.07 to go back to school
Posted by mama_meya on 2011-12-20 09:58:21
Over 10 yrs ago I began on the right track attending TCU for a semester but with no funds saved up for college it was soon apparent that I would not be able to finish. Much to my despair, I left Ft. Worth and began living out of my hurt by getting into drugs, lascivious living and just keeping bad company. It wasn't until I met my husband, a PK (or preacher's kid), that I realized what I was missing and that I did have hope and didn't have to carry around the shame and anger at not being able to finish school. I stayed home and worked while he got to go out and travel the world in a Christian band, living his dream while I helped to support us and when he got off the road we decided to begin a family. Well no one told us how hard that would be especially financially and I soon left work to take care of my children because the cost of daycare was too much for us (almost 1200 for the two of them!). My husband lost his job earlier this year due to a bad truck accident that left him needing two surgeries and us on public assistance. But we moved to Seguin and he was able to start work at TPS thank God. It doesnt pay all our bills but we are so thankful! We also moved back here to begin work on a ministry with a focus on our youth. We are big volunteers at our church, always making ourselves available to what needs to be done for not only our families but our community. Most recently we've assisted with our youth at the Daddy/Daughter Dance sponsered by the SPD and the Blue Santa wrapping days. It has been hard on just one income and in the past 2 years we have moved 5 times with our children finally settling in Seguin. I am from Austin and had never lived in a real community of people before. I love it here! Everyone speaks to everyone and it is not so rushed. I'm in awe of how a community is supposed to be! Parades, Holiday Strolls, wow!
This past two weeks we have done things we have never had to do before like seek help from Community Council and Salvation Army for utility assistance and visit the EATS food pantry. I'm thankful they were there but I just never thought in a million years I'd be needing those types of services. This is also what pushed me to go back to school. I need to do something bigger than me to feel that I've accomplished a legacy for my children. I won't let them suffer worry and fear the way we have recently. But I need help.
I'm pleading with you to please help me pay $982.07 to Texas Christian University before January 1st for a Loan that I owe. If I pay this loan off by then I will be free to attend a university with Federal funds to attend classes and began pursuing my Associates Degree in Early Childhood and ultimately a Bachelors in Education. I plan on getting a teaching certification and giving back to the community that helped me by working in a low-income school here and sharing my story through hard work that people helping people can make a difference in someone's life. Again, I'm not asking you for money for me or my family or Christmas presents or any "thing". I am looking to pay directly to TCU in Ft. Worth. None of the funds would go to me. I trust that what we need as a family my God will supply, because He has kept us this long and it's only going to get better. Please be a part of this transition out of a dry place into abundance. I'm humbling myself today by doing this and I trust that if you can or know someone who can, you will help me. Thank you for your time and consideration and I look forward to sharing a good report!
Need money to pay off loans
Posted by devesh on 2011-12-02 05:58:16
I am an economic migrant in UK and settled in UK. I have got some loans which I need to pay off. I was doing very well with paying off however recent money squeeze and rising cost of living has ended up me being short of money every month and going to work appears to be a aimless thing.
I need £50,000 to pay off my loan or any amount you feel is affordable to donate. I understand that my story appears to be like many others struggling to live but because I spent lot of money in settling down in a new country and came to the country with no financial help. I do have other responsibility of my parents who are not very well and have to help them financially sometimes and also meet the medical expenses.
I would like to ask for this help and in return I can pay you some money if you wish.
Help With my rent/Getting back on our feet
Posted by Tgre on 2011-10-25 13:58:21
Single Mother Needs Assistance Re-establishing Home
Posted by outofdestitution on 2011-09-13 14:58:29
My family was involved in an automobile accident (not our fault, but thankfully no injuries)in January of this year in the only vehicle our family owns and while it is still drivable and in need of repair, I am still settling the outstanding claim (for the past 8 months) with the other person's insurance company who hit us, which includes fighting in court to recover damages.
Additionally, my income has dropped drastically due to loss of work and we are barely surviving on $500 a month.
Unforeseen hardships, deaths in our family, my childrens' education, lack of involvement from their father and other financial strains continue to take a huge toll on us and our ability to maintain a sustainable home. It seems bleak at times to feel as though we have no sense of real security in our lives. And, it serves only to divide us, which makes it even more difficult for any of us to stay together, focused, driven and motivated..
I am struggling to find sustainable employment to no avail and we had no choice except to move in with a family friend who is retired and living on a fixed income and struggling to save his home from foreclosure. Our combined contributions do not adequately cover the expense of managing the home, but there is little recourse to either of us at the moment to change the situation. We have only patched the situation, not repaired it. It still feels as though the boat is sinking....
I have never sought this type of assistance before and while it makes me feel extremely uncomfortable seeking this help, I feel I have no other choice but to BEG for immediate relief before something drastic happens to permanently alter our lives forever in ways I do not want to even imagine. I cannot allow what is happening to us (be it pride or pity) destroy our hope, my children and their vision for the future. We must turn our situation around to restore balance back into my family's life. Any generosity would be an eternal blessing...
Grad school debt -$25k, Move to the city -$500, no guarantor -$priceless
Posted by noman02000 on 2011-08-16 22:58:47
Thank you from the bottom of my heart.
Grad school debt -$25k, Move to the city -$500, no guarantor -$priceless
Posted by noman02000 on 2011-08-16 22:58:47
Thank you from the bottom of my heart.
Grad school debt -$25k, Move to the city -$500, no guarantor -$priceless
Posted by noman02000 on 2011-08-16 22:58:47
Thank you from the bottom of my heart.
Grad school debt -$25k, Move to the city -$500, no guarantor -$priceless
Posted by noman02000 on 2011-08-16 22:58:47
Thank you from the bottom of my heart.
Grad school debt -$25k, Move to the city -$500, no guarantor -$priceless
Posted by noman02000 on 2011-08-16 22:58:46
Thank you from the bottom of my heart.
Grad school debt -$25k, Move to the city -$500, no guarantor -$priceless
Posted by noman02000 on 2011-08-16 22:58:46
Thank you from the bottom of my heart.
Grad school debt -$25k, Move to the city -$500, no guarantor -$priceless
Posted by noman02000 on 2011-08-16 22:58:46
Thank you from the bottom of my heart.
Almost there but feeling a little down.
Posted by epaq on 2011-07-19 23:58:27
I grew up in a dysfunctional household so chaos is not a new thing for myself or my family. However, I consider myself to be different and believe that I have a purpose in life and that is to help others.
In May of this year (the beginning of my semester) my life had turned upside down. I was going through extreme family issues earlier this year as my brother has mental health issues as well as drug/alcohol dependency issues. Nevertheless, I had managed to cope with family situations and tried my best to be strong and focus on my own life ( a difficult thing to do when you are always worried about others). On the evening of may 12th I was settling in to bed when I received a phone call from one of my sisters that my other sister had been rushed to the hospital. I had quickly come to the emergency room to find that she had overdosed on many prescription pills. I had waited in emergency for two hours not knowing at all what was happening. The RN informed me that they had to just let the drugs go through her system and it was a waiting game. By the time they had told me, it was about 2 in the morning. I got a ride home from one of her friends, however five minutes later I got a text from my sister in law (brother's wife) to call 9-1-1. I called the police and we drove to my brother's house. I had walked in and there was blood everywhere.I couldn't tell what who's blood it was. I was in shock. To make this short, both of my siblings had attempted suicide in the same evening. My sister was put on life support and my brother was put in psych. This night has left me traumatized to say the least.
I had to take the rest of the semester off however it was too late to get a refund on my tuition. I know that I am still dealing with the trauma of what happened that night/early morning. I guess It was the straw that broke the camel's back. My doctor had recommended that I took a break until September to avoid stress. I am working hard towards healing in every way possible. I have found a new job that starts on August 2nd to help pay for my tuition for this September, however I am still struggling as this much needed mental break has taken a toll on my finances. I had not prepared myself for this kind of situation.
The only thing I can do at this point is focus on getting out of the darkness.I would love to go back to finish my degree in September so I can move on with my life. I want to help others who are in these types of situation because many people were such a huge support for me. If you could help pay for any of my tuition for this upcoming semester I promise to pay it forward whenever I can in life. I know this is a long shot. I don't expect much but miracles happen every day. I can provide proof of my schooling, gpa, and tuition fees or anything else you would like to know. Anything will help at this point. If you have read this far, thanks for taking the time to read this.
Thank you for your consideration.
Sincerely,
Emily (Vancouver, BC Canada)
-PS- to all who are reading this, I will make sure to update everyone on if I get any donations. I hope that everyone else on here gets the help they need. Good Luck to all of you.
If you have any questions please contact me at notyouraverageblonde@hotmail.ca
Help!!! Outstanding House Rent!!!
Posted by cheekywon on 2011-06-24 01:58:05
MY LAST PLEAD
Hello⦠my husband and I really need money to settle down all our debt. My college loan has reached USD29,000, my personal bank loan has reached USD45,450! For my husband his car loan has reached USD18,200. Our old house is going to collapse because of the termites. We need USD45,450 to build a new one. Not only that actually the land we build the house is not us but we rent the land! If only we could buy the land, it will cost USD100,000! We still have not paid our bills. We have received the warning letter for settling the bills, or they will cut all the services. My husband still has not paid the debt to the landlords that sum to USD2000. I still owe USD3000 from my relative. my husband and I did not pay enough to eat! We only use our salaries for petrol, milk for our baby, and disposable diapers for our children. We owe each month just for a little food. All that total up to USD153,100. If only 153,100 noble persons donate us a dollar all our debt will settle down and our dream will come true! And more other 846,900 kind hearted persons donate us a dollar we will be a millionaire!! WILL MY DREAM COME TRUE???
what's the point???
Posted by cheekywon on 2011-05-21 06:58:38
My last begslit
Hello⦠my husband and I really need money to settle down all our debt. My college loan has reached USD29,000, my personal bank loan has reached USD45,450! For my husband his car loan has reached USD18,200. Our old house is going to collapse because of the termites. We need USD45,450 to build a new one. Not only that actually the land we build the house is not us but we rent the land! If only we could buy the land, it will cost USD100,000! We still have not paid our bills. We have received the warning letter for settling the bills, or they will cut all the services. My husband still has not paid the debt to the landlords that sum to USD2000. I still owe USD3000 from my relative. my husband and I did not pay enough to eat! We only use our salaries for petrol, milk for our baby, and disposable diapers for our children. We owe each month just for a little food. All that total up to USD153,100. If only 153,100 noble persons donate us a dollar all our debt will settle down and our dream will come true! And more other 846,900 kind hearted persons donate us a dollar we will be a millionaire!! WILL MY DREAM COME TRUE???
WE WILL DIE IF WE DOESN’T SETTLE DOWN OUR DEBT!!!
Posted by cheekywon on 2011-05-07 10:58:00
WE WILL DIE IF WE DOESN’T SETTLE DOWN OUR DEBT!!!
Posted by cheekywon on 2011-05-07 09:58:56
WE WILL DIE IF WE DOESN’T SETTLE DOWN OUR DEBT!!!
Posted by cheekywon on 2011-05-07 08:58:35
We Are Drowning In A Flood Of Debt!
Posted by cheekywon on 2011-05-07 08:58:17
I thought life could get no worse, then I moved to Cleveland
Posted by sky2fire on 2010-06-30 11:58:58
We moved to Cleveland May 1st so that my husband could start school at Ohio Tech. I transferred pharmacy school from Toledo to Cleveland State University, and I was also working at home for a prescription benefit provider so I had the luxury of moving my job with me to Cleveland.
The move to Cleveland took a lot of time and money. So much, that we didn't have any money left to actually rent a place that was decent, so we ended up settling for a house in a horrible neighborhood that needed LOTS of cleaning and work, just so we wouldn't have to pay a deposit and also so the rent would be cheap. We thought since we had my job, we'd be able to get the house in working order quickly. The house has bad plumbing and the carpets were filthy. Dogs had run rampant in the house and defecated all over. We had to pull up all the carpets and start working on the plumbing.
The plumbing was so old, when one pipe was repaired another started leaking. The hot water pipes were the worst, so we still have no hot water to this day. We ran out of money the end of May because I lost my job working from home, as many people were laid off. We have no toilet because both toilets are jam-packed with someone else's waste and we can't afford a plumber to remove the toilet waste so we can get them running again. My husband and I have been using the restroom in plastic bags and buckets that we dump in holes we dug in the backyard. It sounds unbelievable, but I can't make this stuff up.
Additionally, for about a month there, we had no vehicle because as soon as we moved to Cleveland, the alternator on our Ford Explorer went out and a neighbor with a drug problem stole the car keys, but I was finally able to trade with someone on craigslist for a running minivan about a week ago--so now I have the ability to drive down to the store to use the restroom.
We still have no hot water. My husband and I take cold showers and everytime we shower, water pours into the basement. The conditions are bad for my husband and me, especially me, since I am pregnant.
We have sold everything we had. I have finally started to obtain unemployment --100 dollars a week-- and I receive food stamps, but I am struggling. Rent is due, which is 275 dollars, and I only have about 50 bucks left out of the check I got today from the UI office.
My husband and I are facing eviction and homelessness.
If I didn't have to come on this site to beg for help I wouldn't. I have never relied on help from others. This is my first time being on public assistance/welfare and I hate it with a passion. I feel dirty going to food pantries. I'm white driving a nice minivan so I get looks like I shouldn't be there, and on the inside I know why I'm there and it kills me.
We've been looking for jobs but no one is hiring us.
The life we are living is terrible and not what we expected when we got married. This should be a happy time in our lives.
If you can help me out at all, with ANYTHING... please--it would be so very appreciated. I am desperate.
Thank you.
