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Single mother of three need help getting out of debt

Posted by Amanda78 on 2012-05-16 18:58:14

I'm a single mother of three school age kids.I'm currently going to school to be a dental assistant.I have a tuition of 10,000 dollars to pay off.I'm looking for employment while going to school full time and taking care of my kids.My bills are backing up and am unable to pay.In a financial rut being barred in bills any little bit will help.If you could find it in your heart to help me it will be greatly appreciated.

Honest Family in Serious Need of Some Help!!!!!!!!!

Posted by KelleyFamily on 2012-05-10 11:58:39

A little over a year ago we left Montana in search of something better. My husband got a job as a safety officer for the BP oil spill we packed up our kids our dogs and all our stuff and headed for Pensacola FL. It was not at all what we expected every two weeks we got a check to "Tie Us Over" is what they would always say your full pay will come soon we are still getting everything sorted out. Like so many other people the rest of the money never came the job just ended. Now we are in a legal battle for around 10,000 in back pay. We left Pensacola with about 300.00 in our pocket and stopped at the first big city we could find Houston TX. Hoping this would all be resolved soon we waited. My husband took side jobs to pay for our hotel and food but a couple weeks ago our truck broke down 1800.00 worth of repairs there was no way we could afford that so we sold it for scrape and paid for our hotel. My husband is now working day labor 55.00 a day when he gets work our hotel is 40.00 a day and after that there is nothing we can't get into a position to save any money for a car or an apartment we just need some help to get out of the rut. We need to be able to pay a months rent somewhere so we are able to take on full time jobs and be able to wait the 2 weeks for a check. We don't drink or do drugs we are just an average family in a really messed up spot. I could not afford to pay the premium price to be able to post pictures. But we have three daughter 17 13 and 6. Whatever you can do to help would be such a blessing thank you for time and your help.
The Kelley Family

Honest Family in Serious Need of Some Help!!!!!!!!!

Posted by KelleyFamily on 2012-05-10 11:58:38

A little over a year ago we left Montana in search of something better. My husband got a job as a safety officer for the BP oil spill we packed up our kids our dogs and all our stuff and headed for Pensacola FL. It was not at all what we expected every two weeks we got a check to "Tie Us Over" is what they would always say your full pay will come soon we are still getting everything sorted out. Like so many other people the rest of the money never came the job just ended. Now we are in a legal battle for around 10,000 in back pay. We left Pensacola with about 300.00 in our pocket and stopped at the first big city we could find Houston TX. Hoping this would all be resolved soon we waited. My husband took side jobs to pay for our hotel and food but a couple weeks ago our truck broke down 1800.00 worth of repairs there was no way we could afford that so we sold it for scrape and paid for our hotel. My husband is now working day labor 55.00 a day when he gets work our hotel is 40.00 a day and after that there is nothing we can't get into a position to save any money for a car or an apartment we just need some help to get out of the rut. We need to be able to pay a months rent somewhere so we are able to take on full time jobs and be able to wait the 2 weeks for a check. We don't drink or do drugs we are just an average family in a really messed up spot. I could not afford to pay the premium price to be able to post pictures. But we have three daughter 17 13 and 6. Whatever you can do to help would be such a blessing thank you for time and your help.
The Kelley Family

Honest Family in Serious Need of Some Help!!!!!!!!!

Posted by KelleyFamily on 2012-05-10 11:58:37

A little over a year ago we left Montana in search of something better. My husband got a job as a safety officer for the BP oil spill we packed up our kids our dogs and all our stuff and headed for Pensacola FL. It was not at all what we expected every two weeks we got a check to "Tie Us Over" is what they would always say your full pay will come soon we are still getting everything sorted out. Like so many other people the rest of the money never came the job just ended. Now we are in a legal battle for around 10,000 in back pay. We left Pensacola with about 300.00 in our pocket and stopped at the first big city we could find Houston TX. Hoping this would all be resolved soon we waited. My husband took side jobs to pay for our hotel and food but a couple weeks ago our truck broke down 1800.00 worth of repairs there was no way we could afford that so we sold it for scrape and paid for our hotel. My husband is now working day labor 55.00 a day when he gets work our hotel is 40.00 a day and after that there is nothing we can't get into a position to save any money for a car or an apartment we just need some help to get out of the rut. We need to be able to pay a months rent somewhere so we are able to take on full time jobs and be able to wait the 2 weeks for a check. We don't drink or do drugs we are just an average family in a really messed up spot. I could not afford to pay the premium price to be able to post pictures. But we have three daughter 17 13 and 6. Whatever you can do to help would be such a blessing thank you for time and your help.
The Kelley Family

Honest Family in Serious Need of Some Help!!!!!!!!!

Posted by KelleyFamily on 2012-05-10 11:58:32

A little over a year ago we left Montana in search of something better. My husband got a job as a safety officer for the BP oil spill we packed up our kids our dogs and all our stuff and headed for Pensacola FL. It was not at all what we expected every two weeks we got a check to "Tie Us Over" is what they would always say your full pay will come soon we are still getting everything sorted out. Like so many other people the rest of the money never came the job just ended. Now we are in a legal battle for around 10,000 in back pay. We left Pensacola with about 300.00 in our pocket and stopped at the first big city we could find Houston TX. Hoping this would all be resolved soon we waited. My husband took side jobs to pay for our hotel and food but a couple weeks ago our truck broke down 1800.00 worth of repairs there was no way we could afford that so we sold it for scrape and paid for our hotel. My husband is now working day labor 55.00 a day when he gets work our hotel is 40.00 a day and after that there is nothing we can't get into a position to save any money for a car or an apartment we just need some help to get out of the rut. We need to be able to pay a months rent somewhere so we are able to take on full time jobs and be able to wait the 2 weeks for a check. We don't drink or do drugs we are just an average family in a really messed up spot. I could not afford to pay the premium price to be able to post pictures. But we have three daughter 17 13 and 6. Whatever you can do to help would be such a blessing thank you for time and your help.
The Kelley Family
.

need help getting back on track!

Posted by peasey on 2012-04-23 20:58:56

I am 24 years old and have hit a huge rut this month. I just started a new job but have less than two weeks to catch up before the next month and bills come along. My insurance is officially cancelled and have few time before my liscense is sent to be suspended but have been paying a little on everything else that's more important like rent,electric, and my new vet bill due to my dog (my kid) being hit by a car. Its like everything went wrong all at the same time. I don't need much to catch up just don't wanna be chasing my bills once again for another month.I owe 200 to the humane society , have to get insurance for my car atleast 150 or more to start and owe 200 on rent. So 500 would bless my life forever! I've tried to get a loan but lack of credit stops that from happening. Someone please help before the month ends! Sincerely peaseybaby@gmail.com

Teen in crisis Seeking $500

Posted by ShaynaSmith101 on 2012-04-22 07:58:51

My name is Shayna and Im in a rut. I need $500 dollars for my car so I can get to work. The problem is my mother doesnt wanna pay for me cos she has a wedding to worry about and my dad isnt in my life. I even missed my Prom. The car I want is 1,000 and my god mother offered me 500 but she cant pay the whole thing.

I don't need that much! I will pay it back!

Posted by mike34787 on 2012-04-07 15:58:07

I am a 51 Year old male, who recently lost everything when the economy went sour. I lost my job of many years as a manager, lost my home as a result of this, now my wife had to move in with her elderly mother. I also have 6 grandchildren that I want to be able to visit, as they keep asking why I wownt see them. I also want to see my children and do things for them. I have clawed my way out of debt, now all thats standing in my way is a car. I have many job opportunities, but no vehicle.
I anyone has a vehicle that you do not need, It will get me out of my rut. Please, I promise to pay that person back with interest, and kkep them posted on my progress. If needed, I will work it off anyway you need, as far as labor. Any vehicle that runs would help. I have always given to the community and want to get back to giving. This has never happened to me.. If you think it is in your heart to help a person who desperatly wants to help himself, feel free to e-mail me.....thank you kindly...mike

Need $150 to pay the bills BADLY by the 15th of April!

Posted by kham8811 on 2012-04-05 17:58:18

I am 23 and taking care of my younger 16 year old brother. Our bills are up to 150 dollars roughly and I can't get even family to help me get through this rut. Nobody seems to be able to help me, and I can't find a job. I can barely afford my medication now because I'm putting any few cents I have towards bills. I've had to survive off nothing but pasta and butter for the last few weeks. If anyone can give me even a little bit of help, it would surely be appreciated. If you need any real information such as evidence that this is in fact a real beg, just ask by sending me a e-mail at lovecraftian@ymail.com!

Looking for a friend so I am not so alone in the world

Posted by Engel on 2012-03-25 19:58:22

I been thinking back on how I got so alone in this world. I was in a couple of abusive relationships where what few friends I had drifted away. I have always been shy so making friends hasn't always been easy for me. I had a couple close friends but they are long gone from my life now. The last couple of relationships, my boyfriend was my best friend but they weren't much of a friend or boyfriend but I stayed in both way too long because it was all I had. Both were so abusive I have no self esteem left. Then to top it off, for the past couple of years depression has caused me to eat way too much. I work part time so very little money, eat on the cheap, and without a car, I just haven't gone anywhere. I just sit at home. To tell you the truth, I am really ashamed of the way I look and people can be SO mean when you are big. About a month ago, I stepped on a scale at Publix and found I weigh 293 lbs. For the past month I have been reaccessing my life and I have already lost 23lbs. Out walking more and beginning to thaw my heart out a bit. Unfortunately with this thaw, I am finding there is so much pain, sadness, shame, and loneliness. I guess the food was covering all of that up. Today I was actually on links about depression then on to crisis and it led me to this site. I was just thinking about picking up and moving to a new area, anything to get me out of this rut. Unfortunately the weight and loneliness I will take with me anywhere I go. So I thought I would give this a try. Honesty, I am not a downer. I was always known to have a great sense of humor, was trying to learn German, and took off on adventures at the drop of a hat. I love to picnic so much, I actually spread a blanket out on the livingroom floor and have floor picnics. I loved to walk in the rain. I usta love hiking and being outside. I was a good friend too. I lost her somehow but am trying to get her back :) I know there are chat things but I am older (49) and I never chatted. I don't know much about twitter but I do get texts from Blake Shelton on twitter because I love his sense of humor (warped and a little naughty like mine)Anyway, I didn't mean for this to be a book, just reaching out to see if anyone is there...

stuck

Posted by jjames1991 on 2012-02-17 07:58:33

im a 20 year old, stuck in a rut and i would really appreciate some extra cash to help me get out of it.
all donations will be spent on gainful means.

Drowning in student Loans Debts

Posted by need55 on 2012-02-08 22:58:15

I have never done this before but when worse comes to worse I had no other choice. I am currently working but I have an unemployed mother, student loans, and some credit card bill that am paying through a program. I fell on hard times and is currently stuck in a rut. My federal student loan had just gone to collections and a private student loan that am fighting to pay. The private student loan is 350 a month and the federal is 200, the credit card program is 200. I am currently running on negative am starting to fall behind on i light bill and rent. I also have to go to the doctor but i cant afford it because there is on extra money and my job don't provide health insurance. I have holes in my tooth under the gum line and it cost too much allot of money i don't have. If any one can help please find it in your to help. Anything will help.

Thanks
Need55

Please Help someone

Posted by jenm26 on 2012-01-25 21:58:44

My family desperatly needs some financial help. We thought our first home would be our dream home, turns out its falling apart and now we are falling behind on our payments and they are threating forclosure. I am not asking for much just enough to get out of this rut and every lil bit would help. We have two small children and both work like crazy and still cant make it. Looking for that angel to help my family.

Ex armed forces serviceman needs help

Posted by pwharmby on 2012-01-25 15:58:49

Hello, after battling with my medical discharge on the 9th June 2011, I found myself unemployed and struggling to adjust in 'Civvie' street, although I found it hard I just couldn't cope with the bills and ended up putting my wife and 4 young children in jepody, I am a proud man and have since found a job, but the debts continued to mount up and we found out a little while ago that the landlord wants to take the house back to do it up and sell. on top of this my georgeous and loving wife has had a major operation on her bladder and a hysterectomy, and as a result I have to take a cut in hours worked, We have a good church community that have provided us with 'meals on wheels' please help us by donating a little just so I can help us get out of this rut, I am working and am trying to get out of this, but please feel free to donate.

family problems and bills

Posted by jackthelad84 on 2012-01-04 14:58:01

I have recently lost my partner and daughter and have 2 other sons who I am trying to look after. I now only have one income from my part-time job and have final demand's coming through the door. I've sold everything of value and I'm still stuck in this rut with 2 growing boys and no money to clean and feed them and care for them properly please help any thing will do every penny counts Thanks

Trying to get back home

Posted by violetblue on 2012-01-04 00:58:03

Barely scraping by. I am self employed, but not bringing in much at this time. Need to get back home to see my animals and get my belongings. Only wanted to be gone from my home for a small amount of time and have been "stuck" in my current rut for longer than expected. I have complex ptsd (and other mental health issues) which really makes it difficult for me to find a job. I have just enough money to pay my rent and some bills. I really just want to get back to my old hometown. If you can help I would really appreciate it. I haven't ever done this before, but I do not have anyone to turn to for help.
My email is violet8880@gmail if you want to contact me.
Greendot and western union would work out best for me.
Willing to do work from home jobs as well...data entry, research, etc.
Thanks for your time.

I'm really down & out but I'm optimistic & still have a little fight left!

Posted by SonicHelpPlease on 2011-12-23 01:58:21

I honestly don't know if this will ever find anyone who may help but I'm being optimistic despite the odds. I honestly don't know how to truly explain my situation but to say that I've just been "stuck in a rut" for, let's be honest, over a decade. I don't regret my life, for I know that I've lived it the best way I knew how & with the limited resources that I had available. I also don't regret it because my experiences have made me the person that I am today. I have done everything possible to make sure that my family is safe & healthy. Ultimately, they come first! However all I can say is that I've just been wrapped up in so many unfortunate circumstances that have had many factors that were out of my control, that basically one can conclude that I'm just NOT a lucky person!

Here's some history: Basically when I started college my family lost our home due to my mother's gambling problem. This lead to my father's infidelity which ultimately lead to their divorce (which both my parents made me decide if they were to separate or not). Several months later I found myself pregnant & kicked out of both my parents apartments. During that time I still tried to keep things together by working as many shifts as I could & by going to school during the day. It was hard because I was like a nomad, moving from one friend's house to another. At times I even slept in my car. But then there came a point where my pregnancy became too complicated and I ended up living in the hospital for 2 months before my child was born at 7.5 months. Due to his pre-maturity and the many complications that ensued I decided devoted my life to taking care of him. It worked to some point, where I was able to drop my 3 jobs and obtained a stable one. I was also able to obtain a certificate from university. However, when my father died. I felt the obligation to take on the responsibility of honoring his last wishes. In a sense it aided me to find a type of closure yet in another way it had opened Pandora's box. It was not easy grieving and dealing with my father's side of the family, my mother's side & to add more, my father's girlfriend's side. The funeral, the back taxes owed by my father, my husband loosing his job & my son constantly getting sick... All expenses were on me. To add more "injury" within the span of 9 months I was in a total car wreck, I gave birth to my second child & then I was in a horseback riding accident, that almost paralyzed me. Honestly, what are the chances of going horseback riding for the first time, loosing control & getting thrown off?!

I've really tried my best to deal with things one day at a time & also do it with a smile. But now I find myself dealing with arthritis, kidney problems, crazy medical fees, no job (since the company closed), and bills now reaching almost $60,000. Even as I look at that number now, I honestly feel a sense of nausea...

The only thing I do know is that, I still have a lot in me to give and I've tried, despite it all, to give it back by going back to school to become a licensed nursing practitioner. It may sound crazy & it comes at a very inopportune time (considering that I'm drowning in debt!) but by doing this course, it helps me in so many ways. It calms me... It gives me a sense of purpose, knowing that I may alleviate a person's pain, even in the slightest, which in turn somewhat alleviates mine as well. It also gives me confidence knowing that all the teachers that I have encountered during this course say that they believe in me, in my determination & in my will power to survive & conquer.

So ultimately, I'm asking you this... For your help, to help me help others. Even if you could spare $1.00. One small step, is still a step forward for me. And like I said in the title, despite all the things that I've gone through, I'm still optimistic & I still have a little fight left in me. So please help me fight!

20 Year old single mom!

Posted by jcale27 on 2011-12-12 12:58:41

I really hate asking for help like this but, desperate times call for desperate measures. I am a 20 year old single mom of a 10 month of boy. His father and I were together for over 4 years and I guess one day he decided that having a family isnt what he wanted. He left and I have no idea where he went, he quit his job, changed his number and his family wont talk to me! He left me and my son with nothing but over due bills, an eviction notice and broken hearts. I have a job at a local gas station but no one wants to watch someones child for free so I am now working parttime so cut childcare down a bit, but that means less money in general. Im so far behind on everything and just dont know what to do anymore. With overdue bills, an eviction notice, christmas and my sons birthday I am so overwhelmed! I just cant seem to get myself out of this rut i am in. Pay a little here, pay a little there and things still just keep adding up up up up up not to mention diapers, wipes, food, formula!
I hope someone can find it in their heart to help me out of this rut, and help me give my son the life he deserves!

Thank you in advance and God Bless!







Veteran's Family in Need

Posted by Veteranslady on 2011-12-12 10:58:32

I am married a veteran who has sustained a traumatic brain injury in Afghanistan. My husband is currently awaiting to receive 100% VA disability, but it has taken a very long time. I am a college student maintaining a steady GPA of a 4.0, and I do my very best to move forward in order to get somewhere in my life, but this year has been an absolute nightmare for our family. I had a premature child this year which resulted in me receiving 25 units of blood transfer and a two week hospitalization. The baby was three months early, but thankfully he did make it and is now doing pretty well. I have a daughter and two other sons who are completely disabled and one is in a wheelchair. We do own our house, but we live in a little town and my husband has to drive 45 miles roundtrip daily in a v8 truck cause that is the only vehicle we have. Right now my husband is being forced to sleep in our truck in freezing weather in order to not lose his job because he will not have enough gas to get back home and to work again for the rest of the week if he does not. I have done everything I possibly can, and somehow I just can't get out of this rut so I am forced to kindly ask those of Christian hearts to please help my family. God will bless you for helping others and spreading genuine love and charity. I don't want a handout, I would rather give it to someone else, but I am at the end of my rope. The fuses in our house blew out and we won't have heat because our house has no heat except plug-in portable heaters. I really need some help. Any will be greatly appreciated.

Sincerely,

Veteran's Lady

Need Cash to Get to School

Posted by eil27 on 2011-12-04 21:58:49

I'm really stuck in a rut. In January I plan to move to UT for school. But I really can't afford both the gas and then the apartment expenses. I really don't want to take a semester off and stay here to continue working. If I at least knew that I had enough money for gas there then I could begin searching for a job.
I am not the daughter referred to in the title of my post. She is much too proud to beg for anything. I am her boyfriend and I am the one she talks to every night as she cries herself to sleep. I do not wish to be overdramatic in attempts to get money but this is truly what happens each night and it breaks my heart to see her in such pain, what is worse is that I can do nothing to help her accept provide her with comfort.
Her name is Lindsey Hill and all she wants to do is go to college and leave her parent's nest. Her parents have told her that God has told them that she shouldn't be leaving home. They want her to remain in her hometown and go to the local JC. She has lived in her hometown for the last 18 years of her life. Everyone she knew has moved on with their lives and moved out. She was very depressed while living in her home town and does not want to return to live under her parent’s roof where they set strict rules and regulations on everything she does and everywhere she goes.
Because her parents have decreed that their intentions are the will of God they see what they want as absolute truth, therefore they have begun sabotaging every aspect of her financial life in order to prove themselves, and their ultimatums, right and just and get her back home. They have stopped paying for everything. Insurance, phone bills, living expenses, everything. She is 18 and away from home for the first time in her life in a big city and is completely and utterly financially independent. She has worked hard to keep her head above water since she has moved. She even moved down before she could get a job lined up which was a necessity and almost put her on the streets. She is barely getting enough hours at her job to keep a roof over her head. She rents a small bedroom and her dream of going to college to pursue higher education is completely out of the question for her financially.
Her parents say that she has to choose between living a life of sin and labor without education where she is at, or listening to God and coming back to the light. They want her to live with them and go to the local JC or else, they threaten, she will become just like her "messed up" sister who moved out a few years earlier and is now underemployed with no hope of going to school. Her sister left because she couldn't handle living under her parent's insane household. She is a beautiful and brilliant girl but is stuck in a rut in her life due to a lack of support from her parents. She makes enough money to live in a small home and has no intentions of being able to pay for college. Lindsey loves her sister but has big dreams and an amazing head on her shoulders; she does not want her lifestyle to end up like her sister’s.
Her parents will continue to do whatever they can to get their daughter on the streets including guilt tripping her for not visiting but refusing to help her pay for the $200 gas bill that it takes for her to make the trip.
I am not saying that religious people are all crazy. I, myself, am a Christian who studies his bible weekly and is often at church. That is actually how Lindsey and I met. We both try to live Christian lifestyles and we often encourage each other in our faith.
She is a brilliant girl. Only 18 and is exceedingly bright, fiercely compassionate, and a relentlessly hard worker. She is already getting raises at her competitive job but hates it there with a searing passion. She wants to go to school and have a better future but she cannot find any support from her parents. God is telling them to tear her down and bring her back to the nest by any means necessary (of course this is not how they see things) All I know is that these folks desperately need to learn a lesson or they will lead very bitter lives without the company of their amazing daughter. I don’t want that future for any of them!
I do not claim to know the will of God but the one thing he tells me in my heart as I pray is that what Lindsey's parents are doing to her is wrong. Please help me to provide a better future for my beautiful Lindsey. I feel powerless and I want to give her the world. Her parents believe that their will matches Gods and is absolute truth and I need anyone's help to counter this ignorant assault on the future of an amazing woman who is just trying to live her life after spending 18 years in a town she hates with people she is finding it increasingly hard to appreciate. Please help Lindsey go to college.

email me at DerikmSmith@gmail.com if you are interested at all in helping out. Anything will help.

Homeless with a newborn

Posted by kaylazbrookez on 2011-11-30 19:58:44

Me and my boyfriend have been homeless for some time and have a 5 month old little girl. We also just found out I am pregnant again. We have been searching for jobs for some time and have had no luck. We crochet and try and sell our products online to make money. We also take turns panhandling on freeway ramps to get enough for diapers but it's realistically not enough. We are extremely loving caring people who just so happened to fall into a rut. If we could get the money to get back to our home state in Hawaii we would have a place to stay and a job waiting for us. We have tried everything and if we could only get home we could strive again. Any donations are greatly and truly appreciated from the bottoms of our hearts. Loving you.

Finances Keep Piling Up

Posted by ashfont on 2011-11-19 20:58:02

Things have been really rough at home. My girlfriend has recently been diagnosed with multiple sclerosis and been put on preventative medication to slow development. Shortly after our roommate gave her month's notice that she would be vacating. Our cat has also had some recent medical problems. We are behind on utilities. Our vehicle registration was up in June and has not yet been paid. We've been pawning off items and borrowing small amounts of money from family but we haven't been able to get out of this rut yet. All of this has led to us being unsure if we'll be able to pay this upcoming month's rent. Any help would be greatly, GREATLY appreciated and, once out of this mess, I intend to pay it forward. Please help us.

Grateful for any amount of help.

Posted by gaiam on 2011-11-14 23:58:52

I've not been the best when it comes to finance though I rarely buy anything extravagant, I don't entirely understand it. I've just made lots of bad decisions and I'd love a chance to start afresh without letting my parents know how much debt I've racked up as I know they will never trust me again if they do and we already don't have the best relationship.
My main dilemma started about 2 years ago when I was in my last semester in college and I did not pay for my tuition that semester. I have not received my degree as a result and charges have been added to what I owed since then and finally my University sent the debt to the state's revenue department for collection and they've added their own fees. Things have really come to a head now because I am actually an international student and after spending the past couple years in mostly unpaid internships because I have no certificate to show employers and being unable to work other jobs that do not require a degree because it's illegal with my status, my visa has expired and I have to leave the country in a couple weeks and I don't have the degree I came to the US to get.
With the little payments I've been able to make subtracted, I now owe $11633. I know that that is a great deal of money especially as I've racked up other debts that takes the money I'll need to truly get out of all trouble to about $15000. But I really have nothing at all right now and any amount of money at all will help, $5, $100, anything.
And though I know paying back $15000 will take years for me to do if anyone has that to spare, I would want to do that for my own peace of mind. But it's obvious that anyone willing to lend me that with no security and just my intention to finally get out of this rut, get a good job and pay back over a period that will hopefully not exceed 5 years will probably be someone who can comfortably give away that amount but respects my need to eventually pay it all back through paypal probably from another part of the world.
I know I am completely to blame for all the stress in my life today and this is no sob story but my problems are very real and you will be bringing great relief to someone in trouble who has not been able to think about anything else for a long time. Thank you.

Grateful for any amount of help.

Posted by gaiam on 2011-11-12 22:58:35

I've not been the best when it comes to finance though I rarely buy anything extravagant, I don't entirely understand it. I've just made lots of bad decisions and I'd love a chance to start afresh without letting my parents know how much debt I've racked up as I know they will never trust me again if they do and we already don't have the best relationship.
My main dilemma started about 2 years ago when I was in my last semester in college and I did not pay for my tuition that semester. I have not received my degree as a result and charges have been added to what I owed since then and finally my University sent the debt to the state's revenue department for collection and they've added their own fees. Things have really come to a head now because I am actually an international student and after spending the past couple years in mostly unpaid internships because I have no certificate to show employers and being unable to work other jobs that do not require a degree because it's illegal with my status, my visa has expired and I have to leave the country in a couple weeks and I don't have the degree I came to the US to get.
With the little payments I've been able to make subtracted, I now owe $11633. I know that that is a great deal of money especially as I've racked up other debts that takes the money I'll need to truly get out of all trouble to about $15000. But I really have nothing at all right now and any amount of money at all will help, $5, $100, anything.
And though I know paying back $15000 will take years for me to do if anyone has that to spare, I would want to do that for my own peace of mind. But it's obvious that anyone willing to lend me that with no security and just my intention to finally get out of this rut, get a good job and pay back over a period that will hopefully not exceed 5 years will probably be someone who can comfortably give away that amount but respects my need to eventually pay it all back through paypal probably from another part of the world.
I know I am completely to blame for all the stress in my life today and this is no sob story but my problems are very real and you will be bringing great relief to someone in trouble who has not been able to think about anything else for a long time. Thank you.