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Money for School

Posted by Denoria on 2012-05-14 23:58:07

I am a college student and I was recently let go at my job because my boss had to cut pay roll. Now I am short of money and I have all these financial expense for school that I don't know how in the world I'm gonna pay for them. I would really appreciate any amount of donation from anyone who can donate, every little amount counts. Thank You to all those who do donate

I am the 2%, or My Life as a Teen Mom

Posted by educatedsinglemama on 2012-05-14 02:58:09

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

I am the 2%-My Life as a Single Mom

Posted by educatedsinglemama on 2012-05-14 02:58:08

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

http://educatedsinglemom.wordpress.com/2012/05/14/i-am-the-2-or-my-life-as-a-teen-mom-2/

I am the 2%, or My Life as a Teen Mom

Posted by educatedsinglemama on 2012-05-14 02:58:08

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

starving please help . no other options .

Posted by smiley on 2012-05-09 09:58:27

If I don`t get some help with some money for food , bills and just daily living to help me get back up on my feet I`m so scared for my family and I & everything I fought for for years will be for nothing . I am down to some days choosing breakfast lunch or dinner or a roll of toilet paper or gas in my car to get my children to school and am I going to have enough to get them back home . Things have got that bad . Look , I have tried my very best all I have ever wanted was a home . I and had my first child at 16 . I am still married to the same man today. We went on to have 4 children . My last two are still at home they both were born with disability`s . We always loved them and taken care of them . My husband always worked was a great worker and provider until 12 years ago when he was in a near fatal wreck and ran off a mountain in Georgia . He tried to go back but , couldn`t After years of many , many hospital stays and therapy 7 years ago he was well enough to stay with the 2 children for me to go to work full time only 3 years ago Surprise . I had to have emergency open heart surgery with another surgery 1 month later then a lung collapse soon after that . I did go back to work but , everything went down hill after that . I kept fighting and struggling until I had to give up in Jan 2012 . I `m waiting to see if I can get approved for my long term disability that I have paid in these 7 years but they say it may be July IF they carry me . So right now I`m in dire straights . I have done all this on my own . I DON`T KNOW THAT THINGS CAN GET WORSE . But , I never know anything from day to day . I never in a million years thought I would have to ask anyone for help much less online . I`m a private person and I feel embarrassed to have to do this but , a lot of times in your life you have to humble yourself . I thought about it and I saw and read about George Zimmerman we all know who that is he gets to kill someone a kid shoot them in the back not get arrested then set up a sight and get over 200,000 and when they do arrest him claim he has zero money . You know something is wrong with this picture . The parents of the child should get that but , that's not my call. because I need to understand just like me people did open their hearts and even thought people like him needed help .I`m not the one to judge . I just need to get out of a hole . I just need some compassion . I need to be able to get ahead and really be able to go and buy shampoo , soap , soap powders , food , gas , and pay some bills and get what is necessary to be able to continue to live a regular just a simple life and my children or husband won`t have to suffer or worry until I can get my long term disability started .
Thank you for reading my story and Thank you for any little gift you may be able to give . If you can`t give I understand to I know times are really , really hard . But , would you maybe say a little prayer for us ?
Thanks & Bless you .

Smart kids, dumb parents

Posted by ChrisKL on 2012-04-09 09:58:57

They are 14 and top of her class 3 years in a row, 12 on the honer roll,6, and 2. We have another on the way 4 months along. We own a very run down home with little furniture in it.2 beds a dresser, piano, various end tables and a tv. We can not seem to free up any money after bills. house payment, lights, gas, water and insurance. He holds down a nice job where he started a horrible affair. Our marraige suffers because of that affair that crippled my soul in 08/09. I am embarresed that our 11yr relationship problems have made me extreamly depressed. I have been let go from my job and find it hard to hold my head up and face the public. I am despreat to give our children a better life. We live in a crime filled city and we are not criminals. Most of the homes are vacent and delapodated on our street. I am scared of our rowdy neighbors who argue alot. We want to move out of this terrible house that has broken us financaly for the last 6 years, and city that is crime filled or at least be comfortable in it. I have no siblings and my parents are not well. My husbands family have compleatly ignored me and our family and he does not speak to them for that. I think they dont want our family problems to spill over. Help me please with some hundreds or thousands to save the childrens livelyhoods 313-733-7770.

Please help I have noone

Posted by Pleasehelp6000 on 2012-03-08 20:58:30

I have recently went through a divorce because my wife decided to break up with me because she made more money than me. I helped her buy a business, and as soon as she started seeing her money roll in, she kicked me to the curb. My parents are both deceased so now I have noone to turn to for assistance. I hold a good job and have been working there for 5 years so far, but student loans are the only things preventing me from receiving a personal loan. I am living in my vehicle because I do not have enough money to catch up on the bills she stuck me with, and this is the only way to survive and pay them. I need 6000 to help pay off these payday loans, and pay first months rent, a deposit, and a past due electric bill. Please find it in your heart to lend me a hand, so that I can finally get a good nights sleep, cook a decent meal, and be rested for work. And most off all, move on with my life. I had never seen this coming, I am hurt and all of this money problem is just making things harder and harder and putting a strain on my job.

Need Help To Stay In School

Posted by studenthopeful on 2012-03-05 11:58:02

I guess I'm one of those people that keeps on trying to get ahead but I can't seem to roll with life's punches. I live in a very economically depressed area of the country, and I haven't been able to find work for almost two years now. I've been living off of student grants and loans while I attend a local community college pursuing a degree in Paralegal Studies, but the money is about to run out. Please send anything you can to help a guy stay in school and make a better life for himself. Many thanks.

My life is a lifetime movie:(

Posted by DrowningSadly on 2012-02-22 00:58:46

Without telling you my whole life story and perhaps making you cry for hours, I'll highlight some of the big things that led me to this site.

I grew up with one parent. My mother, who struggled to make ends meet working as a CNA. When I was 16 I had two jobs to help with the bills my mom had.

When I was seventeen I was sexually assaulted by a supposed friend and conceived a child which I of course kept. I had my daughter only four days after graduating high school with very good grades.

Went to College for criminal justice in hopes of becoming a law enforcement officer or work at a correctional facility. Then I met a guy I fell in love with, we had a child together. He asked me to Marry him, and then 6 months after we got engaged, left me for someone ten years younger than me.

Here I sit. Single Mom, two kids. I did graduate college, and get a job in my field, however that isn't helping at all with catching up on all the bills my ex left me with and my student loan debt which is in default because I'm going paycheck to paycheck.

I don't qualify for any type of help, I wanted to file bankruptcy however an attorney is at least a thousand dollars which would take me like two years to save up for so I'm trying to file that myself to help my situation. My family is dysfunctional and I have no rich uncles or grandparents.

I dont understand why god thinks I have such strong shoulders! I can't carry this burden of life I have. It seems like there isn't a way out!! I'm facing losing my home, my paychecks that keep me going due to student loan ganishments, and I'm so stressed out I ant even think most days. How did I get here? I ask myself if I'm that bad of a person Karma has to hold me down and suffocate me?

I wish I could get any kind of help in life, even someone to tell me what to do!! I tried donating plasma but they kicked me out because my veins roll, I can't get anyone to hire me for a second job with the hours I work, and damnit my life just flipping sucks!!!!

Thanks for reading, I hope your life is better than mine is.

We need help with taxes

Posted by nt1962 on 2012-02-17 15:58:59

We desperately need your help! We are a small church located in an economically disadvantaged community. We own a house that was deeded over to us by a former pastor and are at risk of losing that property because of our inability to pay some past due taxes on the property.

The house was deeded to the church over 30 years ago by a former pastor of the church who had become ill and subsequently passed away. The house is not located in the same community as the church. (In fact, it is some distance away from the church, and therefore could not be utilized for church-related purposes which would have taken it off of the tax roll). As a result of gentrification in that community, the property values have increased tremendously. The property tax assessment for the property owned by the church escalated to staggering heights during the housing bubble.

Because of this the church has had much difficulty keeping up with all of the taxes on the property (a general tax, a school tax, and a village tax). The rental income from the property is used to assist the church with operating expenses, maintenance of all of the church properties, as well as paying the taxes. Finally, reassessment in the last couple of years has brought down the amount of taxes to be paid and we are better able to handle some of the current taxes due, but some of the older taxes were sold and consolidated in tax lien sales. The consolidation of the prior taxes due has hurt us tremendously. Numerous times the unpaid taxes were consolidated prior to our completion of raising enough funds to pay off some of them in their unconsolidated state. Individually some were $1,000 to $3,000 respectively. They have been consolidated totaling almost $19,000. We are not permitted to pay the liens individually which was viable, we have to pay them in total.

There is a holding company based in the community where the house is located which purchased those liens. That company is now a few months away from being able to begin foreclosure proceedings and take a valuable piece of real estate out from under the church. This would be devastating to the church.

The church has been in the process of trying to sell the house and use the proceeds from the sale to build a much needed new church building in the community it is located as well as to pay off those outstanding liens at closing, and to unload a property that was once a blessing to the church, but has long since become a burden. We don’t want to lose the property. We want to be able to sell it. We had some offers on the house, but at the last minute a promising deal fell through. Previously interested buyers, for some reason now, are less interested. We feel it is possible that there may some collusion within the community where the house is located to wait for the lien process to move forward and that potential purchasers connected with the holding company will be able to take the property and flip it to tremendous financial advantage, while leaving the church with nothing for thirty years of struggling to take care of the property.

It is important that we are allowed to sell the house and build our new church. We are in the final stages of making the new building a reality. All we have to do is secure the construction financing. Receipt of a commitment letter for the sale of the house is all that stands in the way of a 40+ year dream for the congregation. It would give us the down-payment that we need to move forward.

With the construction of a new church, we would be able to operate before and after school programs, have handicap accessible restrooms, and provide better services to the community. We have a senior citizens housing complex across the street from our church, and many of the residents would attend our church but they are unable to climb up and down the stairs to the single-person restrooms in the basement. We also operate a summer day camp which would benefit greatly from having more space in which to operate. We would be able to accommodate many more youngsters, many of whose families are unable to afford the other summer camps operating in the area. We have had to turn down prospective campers because of space constraints.

Our congregational makeup has changed over the years. The financial impact of that changed has been coupled with the severe impact of the economic downturn on our community. We have more retirees now on fixed income, youth, and small children, many of whom have young mothers, and some people who are working age, mostly with working class wages. We need to build a church to better meet the needs of our congregation and community. We operate a food pantry and soup kitchen which would be able to open more days a week with bigger pantry space and a modern commercial kitchen.

As I stated, we are in the final stages of the building project. We have our permits, plans, and contractor selected. We are ready to obtain financing. The congregation, which has always striven to do much with little, has invested much in this projected over the years and the sale of this property owned by the church is the one thing that stands in the way of it happening. Please do not let us lose this property just so a few people can make a quick buck. Help us to pay off these tax liens so that our church will be able to help transform an entire community!

help me get people swimming

Posted by psquire on 2012-01-24 10:58:16

Hello one and all,

As some of you may know and for those that dont i am completely passionate about swimming...in any water at any time any where and with as many people as i can, and i am equally passionate about encouraging others to do the same. I have thoroughly enjoyed coaching each and every person that i have come across that has asked for it (and some that haven't), whether that is for an event, a race, fitness, mental health what ever the reason, i have endeavored to create a safe environment were all feel safe, achieve, surpass that achievement and go on to develop a deep passion for swimming. I have met some incredible people along the way, who's reasons for wanting to enter or re-enter the water have left me breathless at times.
I would now like to turn that passion into something more, the group is expanding which i am overjoyed with, people are progressing, requests are coming in for me to help more and more people and each and everyone of them will get my undivided attention.

But i want to turn my passion into a qualification and therefore what to formalise what i am doing and 'be qualified' so we can get more and more people into the open water, the pool and into swimming in general. I also wish to apply for funding to the group so we can get training aids, wetsuits etc so the cost of starting in open water or any other type of swimming is not so great for people, i have been informed that if i am qualified and formalise the group we can apply and will certainly get funding for equipment. I want to make it a truly inclusive hobby or sport for people of all ages, abilities and disciplines. This last year has shown me how passionate i am about helping people reach their goals and i want to continue to do so.

But right now i need your help, as some of you know, i got made redundant (believe me i was not pleased about it) and money is not the easiest thing for me to find, swim courses are not held on a roll on roll off basis, there is a course coming up in March, but applications have to be in by the 6th of Feb, so essentially i have until the 5th to raise the money. My plan for the immediate and long term future is to get myself qualified then to raise money through sponsorship and any other means i can to get others qualified so that each an every one of us that wants to can get not only a qualification but a career in swimming, so we can keep the bug that is inside all of us alive and kicking. I also plan to extend this to other groups so they can be formalised and each of us do the same in our respective locations. There are no formal qualifications other than triathlon ones to teach open water swimming...as a trainer i will be looking to write a course for others to qualify in, we all work hard at our hobby, but i feel we could really expand what we do and really open it up to the masses. You know how passionate i am but also how proud so i do not ask lightly, your generosity would be appreciated, even if its just a penny...look down the back of the sofa....!!! I know times are hard for one and all so that is why i will understand if you can not help..if you can you know it will be money not wasted. For each an every one of that gets qualified a new swim adventure starts, we will be a team and who knows in the future we might be recognised for the impact we have on swimming and those who want to swim! How do you donate....via paypal as i think that is the safest way!!! If you can think of any other way i can raise the money ......let me know!!

My paypal address is pauline_squire@sky.com

Anything no matter how large or small would be eternally grateful. It goes without saying, my progress, the swims, the fun the laughter and the future will all be blogged about ...so there will be plenty for you to read about too xxxx

My son just got accepted into FUMA

Posted by frsno1 on 2011-12-23 13:58:37

This story is about my 13 year old son, Alejandro Jr. I will not be writing about anything that is sad or depressing, but about something that is wonderful and cause to celebrate. I am writing to share that my son has been accepted into the Fork Union Military Academy, located outside of Richmond, Virginia.

Me and my family are excited about this huge opportunity for my son. The road to get there was not easy however, but God answered our prayers. Alejandro Jr. has always been a very active child with an even more active imagination. As a baby, me and my wife would hear him play all night and could never sit still. During his elementary school days, his teachers would always remark how intelligent he was, but could just never sit still or not be a distraction to his class. What could I say, that is the way he was born.

But he went through elementary school on the honor roll each and every year he was there all the way through 6th grade. He was ready to go into middle school. When he entered into the 7th grade, things changed. There was a lot of bad influence and it started to affect my son because he has always been so innocent. His grades suffered, but he still scored in the top 97% of students in the end of the year state testing.

8th grade fared no better. He wasn’t the same anymore. He didn’t go to a good middle school. Lots of gangs and rumor has it drug dealing was going on there as well. His teachers didn’t care about him because he wasn’t doing the work, but he would still score 100 % on his quizzes and tests. His school wasn’t any help either. My son wasn’t being challenged, he knew the material, but he was not going to thrive in that environment, it seems he was getting harassed by his teachers and staff.

We wanted to remove him from that school as we had been fed up with the school district for a while now. We looked to see if there was an environment where he would thrive. After much research, we heard about the Fork Union Military Academy, which is an all boys military school. We took a look and my son loved it. This fits right in with his goal of joining the United States Marine Corps after high school.

We have been blessed that financial aid has covered roughly half of the tuition, but we are still in need of the other half, which is $10,000, which is due in 5 months. I am asking for any generous donation(s) that one may feel the need to contribute too. If you find it in your heart to do so, me and my family could not thank you enough and if you decide not to do so, thank you for your patience in reading about my son’s story. I wish a Happy Christmas to all.

My son just got accepted into FUMA

Posted by frsno1 on 2011-12-23 13:58:36

This story is about my 13 year old son, Alejandro Jr. I will not be writing about anything that is sad or depressing, but about something that is wonderful and cause to celebrate. I am writing to share that my son has been accepted into the Fork Union Military Academy, located outside of Richmond, Virginia.

Me and my family are excited about this huge opportunity for my son. The road to get there was not easy however, but God answered our prayers. Alejandro Jr. has always been a very active child with an even more active imagination. As a baby, me and my wife would hear him play all night and could never sit still. During his elementary school days, his teachers would always remark how intelligent he was, but could just never sit still or not be a distraction to his class. What could I say, that is the way he was born.

But he went through elementary school on the honor roll each and every year he was there all the way through 6th grade. He was ready to go into middle school. When he entered into the 7th grade, things changed. There was a lot of bad influence and it started to affect my son because he has always been so innocent. His grades suffered, but he still scored in the top 97% of students in the end of the year state testing.

8th grade fared no better. He wasn’t the same anymore. He didn’t go to a good middle school. Lots of gangs and rumor has it drug dealing was going on there as well. His teachers didn’t care about him because he wasn’t doing the work, but he would still score 100 % on his quizzes and tests. His school wasn’t any help either. My son wasn’t being challenged, he knew the material, but he was not going to thrive in that environment, it seems he was getting harassed by his teachers and staff.

We wanted to remove him from that school as we had been fed up with the school district for a while now. We looked to see if there was an environment where he would thrive. After much research, we heard about the Fork Union Military Academy, which is an all boys military school. We took a look and my son loved it. This fits right in with his goal of joining the United States Marine Corps after high school.

We have been blessed that financial aid has covered roughly half of the tuition, but we are still in need of the other half, which is $10,000, which is due in 5 months. I am asking for any generous donation(s) that one may feel the need to contribute too. If you find it in your heart to do so, me and my family could not thank you enough and if you decide not to do so, thank you for your patience in reading about my son’s story. I wish a Happy Christmas to all.

real family needs holiday help!!!

Posted by tinnerman on 2011-12-14 23:58:06

I know everybody has a story and there are probably plenty of people on here who really need help. I am sure if you are reading all of these that it is hard to tell who is real and who isn't. This is the first time I have ever done anything like this and to be quite honest, I am embarrassed and ashamed to put it out there. We have always paid our bills and been on time. Up until two years ago i had a 720 credit score too. That is over with. You see we had been foster parents for the last 5 years and had really enjoyed it. In fact we adopted a child through fostering. He is our fourth child, the other three are our birth children, and he is amazing to watch. We know we were doing it for a purpose we might never know what it is but i know I have a son from it that I would have never known.
About two years ago we took in a sibling group of four that were my nieces and nephews. This brought us to 8 children. Our car was too small, our house was too small and for about the first year we weren't receiving any financial assistance. My grocery bill every month was over $1500.00. As you can imagine, most months I had to choose between feeding my kids and paying a bill. I chose to feed them. In doing this we had a home foreclose on us, we had a car repossessed. I couldn't help it. We did the best we could and limped along.
About 6 months ago we discovered the sibling group was being physically abusive to my children. We couldn't help them and hurt our children any longer. We made the difficult decision to let them move to a therapeutic home that would be more of a fit for them. One where they could be together. It was a difficult decision and one that I struggle with everyday. I love them and miss them but was forced to make a decision for my family. I had to choose them.
In the mean time we have tried to get back on our feet but you know how the snowball seems to roll sometimes. You feel like you cant catch a break and wonder why all this stuff has to happen to decent people just trying to do the right thing.
As we speak i can't pay a car payment of 402 which makes it two months behind and if it rolls into january it will be three months and that means they start repossession. I cant pay phone and gas and have until the 21st to do that or they go off and i don't have a thing for christmas for my kids. Its not like i spent too much money on them and cant pay my bills. I don't have anything. I have about $100.00 in the bank to make it until January 1 and I simply don't know what to do.
If you are out there and read this and it touches your heart please help. I have never felt so helpless in my whole life.
I have already sold off anything I had of any value.
I figure if i could get $2500.00 I could get groceries and pay the utilities and car and have a little bit left over for something for the kids for Christmas.

Won't you please look inside your heart and give something, anything.

I do believe in the angels above...please find us!

Posted by angelsabove on 2011-11-14 11:58:26

I am a 42 getting ready to be 43 year old mother of three. I have worked for 9 years 50-60 hours a week since my divorce to support my children. Life was great for my children until the divorce but I refused to have my children be exposed to a life style of drugs and parting once our business was doing well and he stopped coming home and getting in trouble with the law. They went from a happy home of 2500sq ft to a 900sq ft home and paycheck to paycheck for me just to keep the lights on. I made 22 dollars to much to qualify for assistance from the state and have just been told that I much have a surgery in the end of Nov that has put me out of work and I may never be able to walk again never mind work. Back surgery is serious and I have a tumor that has grown around my nerves and attached to my spine. Needless to say I could use some help. I don't want my children to be placed in different family members homes apart from eachother. My father passed when I was 22 and we can't all go stay with my mother in a one bedroom apartment. I am devistated and sometimes hope that I just go peacefully in my sleep in fear of letting my babies down. Their father has moved on and has 2 other children with a person he met in rehab so mine have put on the back burner with refusal to pay court ordered child support. I do have a court date but it has taken me 6 months to get and not sure if I will even be able to attend that date in Jan. I do not have a bank account, hard to do with no money and with the holidays coming I am hoping to have a place to live. At this point even 20 dollars would get my car inspected that I have been driving for 5 month expired hoping not to get stopped.All my children are honor roll students and good kids. It is not their fault I just don't know what I can do right now to stay afloat. If you can help please email me at decemberbbaby@yahoo.com. Thank you and Happy Holidays!All prayers welcome!

Too much debt and unable to cope

Posted by kitty on 2011-11-09 07:58:17

i never thought i would come to this as this is the last resort. I have been having financial issues for 11 years now and tried so hard to get it sorted. My family had so much financial issues and i had to work and educate myself at a young age. I had to take multiple loans and roll from there. I have tried to get a debt consolidation loan but efforts were futile as i am overcommitted. I have a stable job and a 7 month old kid. Things have gotten worse and i am being chased by debt collectors.

i just need to settle my debts and get a fresh start for my family. It is taking a toll and the stress is unbearable.

I do hope that you can support my cause to be out of debt as i have tried everything to sort things out.

should you wish to donate please remit to my paypal account. Thank you so much
I am a recently single mom of 4 intelligent children. Their school is 40 miles away from home with no bus transportation available. Each day it costs me roughly $15 in gas. I am currently out on disability for degenerative disc disease of the back and neck and also Bipolar Disorder. My children's education is the most important thing to me. They attend a five star magnet school and are all AB Honor Roll students. I am supporting a family of 5 on $871 which is my disability check and $451 from Supplemental Nutrition Assistance Program (SNAP). Everywhere I apply for help, I get doors slammed in my face because I do receive my SSDI benefits. If I were a lazy person who had never worked a day in my life, I would be doing much better off. I would be getting housing assistance and aide in trying to collect child support from my children's sperm donor. (I cannot consider him a father, because fathers take care of their children.) I do not have any close family who can help me, so I have to rely on the kindness of strangers and friends at school. Any help you can give would be greatly appreciated. I'm hoping that between donations and selling plasma, that I may be able to make ends meet this month.
It all started 5 years ago on June 17, 2006. . .a day I will remember for the rest of my life. It was the day before Fathers Day and we were driving with our 14 month old son to his grandmothers house when and SUV ran a stop sign slamming into us causing our vehicle to roll landing upside down. They say my fiance (my sons father) was partially ejected and killed instantly.

He didn't have life insurance, and since we were only engaged, there were no survivors benefits and so it was just me, my 14 month old, two dogs, and an old house built in 1927 and a laundry list of repairs that needed to be done.

After my fiance died, I think a part of me just shut down. There was so much to deal with. . .working full time, being a single parent with no support. All my family lives 6 hours away, and my fiances family never wanted anything to do with us and after the accident all communication stopped and I was alone.

So, I shut the doors to the upstairs of our two bedroom Cape Cod, and made my bed on the Living Room couch so that I could rock my son in his bouncy chair everytime he woke at night. . .on average 4 times a night.

I did the best I could over the years. During all this my Dad was a huge emotional support for me. We talked every day, he encouraged me to stay strong and I did the same for him (he was diagnosed with milodisplastic syndrome in 2005)his blood transfusions really took a toll on him and his physical weakness really depressed him. I know he worried about me alot because I would always call him for advise on how to fix things or ask him questions about car stuff. He was my rock and he died October 4, 2008 from complications with pneumonia. He was buried on his birthday October 8 when he would have been 56.

His death is still hard to handle. My rock my best friend and advisor was gone and now I realized I was truly alone. Not only did I not have anyone to help me with my son, or with the house or the car, but now I didn't have anyone I could really talk to that could just listen and be my guide.

All this happened so suddenly. My now 3 year old son and I stayed up North for a week after my Fathers death. There was a lot of planning and funeral arrangements to be made that during the midst of all this, 6 hours away in my little Cape Cod were the two dogs. . .Joe, a shepard and chow mix, and Rex, a shepard and Rotti mix left to their own devices. All I could do was pray that the damage wouldn't be too terrible.

I tried calling a neighbor to check on the dogs, but in our unexplained absence the dogs became extremely protective of the house and wouldn't let anyone it.

When we finally came home, there was definately a mess. I had to rip up all the carpet by myself the stench was horrible and the dust and dirt under the padding from 10 year old carpet caused more than one sinus infection. After a month I had all the carpet ripped up and have not been able to replace it.

After working and saving and with help from my Mom, in 2009 I was able to hire a Contractor that had been highly recommended to me by a friend of mine. He raved about how great they were and what a good job they did for him. We had a contract for about $19,000. This was to replace all the windows, replace the kitchen cabinets, new countertop, appliances, paint, everything the house needed after being neglected for over 10 years. So they came and painted and left. Six months later they came back with 5 of the 13 windows, installed the windows, but left the casements on the inside open and torn leaving exposed the Lead Paint and the original wood framing. Then in August 2009, they had the kitchen cabinets delivered to my house and they were stored outside on the porch. I called and called to find out when they would be put in, and no response. They stayed outside through the Fall and through the winter when we got three feet of snow and I called and begged and sent text messages and one day their phone number was disconnected. Then in June 2010 they called me!! They would come install the cabinets. So they came and tore out the stove and the kitchen sink and installed the cabinets and put a slab on granite down so I could have a work area and said they would be back with the stove and dishwasher and sink. They never came back. So I had kitchen cabinets and no stove, no sink, no dishwasher. Then in July, Rex, the Rotti Shepard mix got really sick. The vet said he was starting kidney failure. They kept him and did IV treatment and got his kidneys functioning and they said he need a bland diet of boiled chicken and rice. I had no stove. I tried calling the contractors I yelled, I begged, I sent text messages and finally out of desparation I went and bought the cheapest stove I could just to be able to boil water for my dog.

The dog survived, but his survival was short lived. In October 2010 on the anniversary of my Fathers death, I had to put the dog to sleep. He was suffering from the samething my father had. He couldn't produce red blood cells anymore and would have to live off of blood transfusions. One of the hardest choices I've ever made.

Now here we are in 2011. Memorial Day I almost lost my now 6 year old son in a near drowning incident at a friends pool. Thank God the husband knew CPR and was able to revive him. He stayed overnight in ICU for monitoring but he is now a happy healthy 1st grader.

Me. . .I'm barely keeping it together. I can't afford to take care of my home. The carpet was never replaced and there is a horrible draft in the Winter and the Lead Paint is still exposed. The upstairs windows are leaking and there are water spots on the ceiling. There is a 4" crack in the basement foundation wall that goes all the way down the wall and across the basement floor to the other side of the house. I was told that the footing is slipping and that it was only a matter of time before the house caved. The gutters are falling off the house from age and the deck rails are falling off. I fear for our safety, but mostly, I'm afraid for my son. I want to give him a safe and healthy environment, but I need help.

Please, if there is anyone out there that can help us, I would be eternally grateful. In the meantime, I will keep praying and belive that everything happens for a reason.

Please Help A Small Family

Posted by Elfay on 2011-09-06 12:58:56

We will be homeless August 31, 2011. There are 2 adults, including myself. We have a 12 year old special needs son which makes it difficult to get full time employment or any employment.

My husband has cancer and has a difficult time with every day living. And does not qualify for disability nor does our son qualify for Social Security. We don't qualify for TANF either only foodstamps.

We are flat broke, the last bit of our money, which was going to go for the rent and utilities was stolen.
If anyone could help us we would appreciate it. We both want to work but can't find work.

Please help us before we are out in the street. How do you tell a child who has Aspergers Syndrome he doesn't have a home any longer? It just breaks my heart this is our last few days here unless we get help with our rent and utilities.

We tried all the charities and churches, they are all out of funds right now.

Thank you and God Bless.

Update: we haven't gotten any donations or anything. We are packing up the car and leaving tomorrow. Our small family will be split up. I will go into a shelter and my son & husband will go to FL to stay temporarily with his mother. She only has room for 2 other people.

I added my paypal account hoping someone will take pity on us.

Thank you and God Bless.

Another sad update: my husband and son drove 600 miles to FL on Thursday and it was dreadful, the car was packed to the max. We have a small car it it was totally over loaded. What else was he to do? Our son has Aspergers, the only way he can survive a crisis such as this is is some sense of normalcy, meaning he needs his things, things that mean a lot to him even if they seem trivial to use they are not to him. So we loaded up the car with books, games, dvds, what have you.
Well, they get to my husband's mother's house in South FLA and instead of a loving welcome they get the worst from her. She is all over my husband and calling him all kinds of terrible things. She's down on her grandson, all over him. These 2 came 600 miles away and this is the welcome they got. Needless to say they are leaving FLA and returning to GA. Out of shear desperation. We will have to go into a shelter. We have no where to go. Noone has donated a dime to us. Just advice. Advice is nice but it doesn't pay the rent or utilities.

Does anyone even read these posts besides us who post them? I would love to hear from success stories that came from here. It would be a huge confidence boost. Rescent success stories within the last 6 months to a year.

My faith in God has increased within me, however my faith in humanity is failing.

We are no different than most of those also posting on here. Our needs are no more in demand. We all have a common bound, we are desperatly trying to keep our families together, through this crisis that seems to keep getting worse.

My cell phone is a pay-as-you-go, I only pay 25.00 a month for 300 mins, unlimited texting & net usage. 25.00 is an awesome deal if you have 25.00. I don't have it. So now I can't even talk with my husband to find out when he's coming to ATL (my service will be over September 7) or even post on here or check my paypal if some kind soul donated anything. We didn't really have it last month but we figured it was worth it, especially since we haven't had a pc for years. This is our only link to the internet - this and the library.
Some would say a cell phone is a luxury, not if you don't have a landline, we haven't had a landline in 2 years. Its become an absolute nessisity.

We don't smoke or drink, take illegal drugs or spend money on frivilous things. My clothes are beging to get shabby as are my shoes.

If anyone can donate a cell phone card of 25.00 it would be most welcome. I feel terrible asking but its my only link to my family in FL. Without it I have no phone. Forget the net I can live without it but not to be able to call my husband is terrible. its scary not having a phone.

My husband has a Safelink cell phone - a Welfare pay-as-you-go they only allow one per house hold. He gets a set amount of mins for free a month, you can chose to roll over your mins too on some of their plans. So mine is the only paid cell phone.

Thank you for reading and God Bless.

Please help us!!!!

Posted by JustZero on 2011-08-11 12:58:52

We're a warm and loving extended family. There is my husband, who works full time, my father who works full time, my mother who is disabled, and I'm a stay at home mother of 2 beautiful kids, Nikki, aged 12, and Corey, aged 3. We've been renting a house for the past 2 years from a family member. We found out recently that the payments we were sending were not being applied to the mortgage and the property is now going into foreclosure.
We do not have the credit available to qualify for a home loan. The bank will not work with us because we are not the "owners of record".
We have no savings to use to move and we can't do anything to save our current home. We're in limbo and we need help. My daughter has been on the high honor roll since we moved here, has made many friends, and has been recognized by both the school and the community for her outstanding contributions.
I have been searching for a job...any job, for over a year to help us get out of debt. I have failed.
We're hardworking...not lazy people. We did not mess up our credit with unnecessary purchases. Our debts include overdue utilities, student loans, and medical bills...not credit cards.
Every time we start saving money to start paying things down...something happens like the transmission letting go and we're back to square one.
We're not looking for a handout. We're looking for a hand up. Literally.
I have gone to such lengths as to research being a paid surrogate (which I was informed I could not do, since I had preeclampsia with my son.) I tried to sell my kidney on Craigslist...but apparently selling your organs is illegal. I do not know what else to do. My pride is gone...I done't want to be rich. I just want to have a safe place to call home and raise my kids to fill their potential.
Please, please, please....help us??

please help me for god sake

Posted by beeceedee on 2011-07-26 04:58:56

hi,
i was running a software firm for the last 2 years and there was not much problems till last february.. but the situations and time changed faster... my clients made the amounts pending and i was forced to take money from money lenders and financiers for monthly expenses...now iam about to face the lock out of firm which i made with a thousand of dreams and ideas.. from those people i borrowed money are eating up my head for money and its interest and iam in such a situation that to commit suicide as a last escape but with much regrets in not paying the money back... and the situation is very tight as i cant even sit in my office or home or even at any public place.. my clients say they would settle the amount soon and even not at all spitting up a date... i used to help peoples when i got money and there is nobody to help me in this situation... but even in this situation also i am damn sure i could make every debts cleared if i get some more months with out any stress to push out my firm's best performance and got some good concepts also.. but nobody is giving me time...i feel iam at the end of my business and life... dont have any more option to roll out money...

Money Needed to Save My Shop and Working Capital!!

Posted by jph15 on 2011-06-14 16:58:05

Hello, I'm a 35yr old god fearing male married with 3 children. In 2008 my father passed suddenly due to cancer in several areas of his body. He owned and operated a small Roll-Off Waste Company, so what he did was rent out Waste Dumpsters for Residential/Commercial purposes for the disposal of waste and construction debri. At the time when he passed I was working for another waste company. We had planned for us to partner in the Roll-Off Company but due to his sudden passing we didn't get the chance to. In 2009 I lost my job with the waste company that I was working for. I Started carrying out the day to day operations of my father's business so that my mother and I could survive.

At the time of my father's passing he had some loans with his bank which he had taken out insurance policies that would cover the loans in case of death. One of the types of loans he had was a line of credit for $25,000 which the bank didn't offer any type of insurance for that note. My mother and I were left with this burden and since my father used his shop for collateral for the line of credit we're in jeopardy of losing it and the truck and some other equipment and assets that the bank claims is being used as cross-collateral in the case.

Our credit wouldn't allow us to assume the note and continue to pay on it,the bank did use some of the insureance proceeds from the other loans and apply to the line of credit around $5000.00 At the time of his passing the line of credit was delinquent. we were willing to continue to pay on the line of credit, but financially at the time money was tight. Eventually without us being able to assume the note,make payments,or get financing elsewhere to rectify the monies owed we were facing foreclosure on the property.

A judgement for foreclosure was entered last month,so I don't have whole lot of time before the property will go to auction. I desperately need to keep the property and equipment so i can make a living for my family. I'm a hard-working individual who's looking for a break and a blessing. The amount i need including all the fees,court cost etc. to retain my shop is around $35,000 The amount i need to pay off the bank for the shop and have adequate working capital so i can run my business and have opportunity for growth is $100,000

The monies would be used as following:

*Shop Payoff $35,000
*A Spare Roll-Off Truck $15,000
*Additional Roll-Off Containers $15,000
*Working Capital/Operating Capital $35,000

I assure you this is how these funds would be utilized.

Please find it in your heart to help, I assure you I will in the future bless someone in return for the blessings bestowed upon me.

Honor Roll Student

Posted by MsCarter on 2011-05-09 18:58:20

My 13 year old daughter asked to go to Disney World this year. She is graduating 8th grade and is a honor roll student. But do to my Osteoarthritis I haven't been able to work since 2008. I was an Emergency Medical Tech/Driver for 8 years before my back injury that ended my career. I have applied for SSI and it is taking a long time to get it. If I was approved I could afford to pay for the trip myself. But do to the long process it won't be til next year.
If anyone can help me make my daughters dream come true it would appreciated beyond belief. Thank you in advance!

Sally's vet bill

Posted by Joel on 2011-05-05 01:58:43

Sally is a big healthy cat and a sweet heart. She showed up at the salvage yard I work at, we began feeding her and she took to us, by the way her name was the owners moms selection. About a week ago I was trying to park (letting the van roll at an idle)Sally was walking way to close to my van and got caught under my van tire, I broke her pelvis in two places. My boss wouldn't lift a finger to help, so I took a half a day off work to get her to the vet and get her help. The bill is $469.80, I am working and the vet will let me make payments but on my small weekly pay it's going to be a long time and put a heck of strain on my already thin budget. Could you help ?
If you can, e-mail me and I'll give you the vet's address.

So close but yet so far

Posted by neddolars on 2011-03-31 14:58:13

I am a junior psychology major, human development minor attending Howard University. Thus far, school has had its ups and downs. However, I have been able to maintain an acceptable grade point average of 3.46 and a position on the Dean’s Honor Roll. My mother is a struggling single parent of two, living on Unemployment benefits. With the cost of living and rise in the economy, paying my tuition is impossible for her to manage. This financial burden is hampering my abilities to achieve. The thought of having such an outstanding balance in all of my living expenses worries me. With no way of paying these expenses, I think about the possibility that I might have to withdraw from Howard University and go back home. It angers me to know that I am so close to accomplishing my goals and the only thing holding me back is money.
I have been applying for many scholarships, some have been beneficial others not so much. The scholarships that I have received have barely paid for my tuition each semester. Unfortunately I cannot take out a loan because I need a cosigner and my mother is the only one willing to cosign a loan for me. Unfortunately, my mother is not eligible to be a cosigner. I have contacted many different public offices in hopes that they would be able to help with my past due rent and living expenses. However, most of the programs that are offered require the applicants to either have a child or a person over 65 years old in the household. I have tried contacting the provost of my university to see if there is anything that I can do to get extra funding; they suggested work study. However, trying to maintain work study is conflicting with my class schedule. Work study is usually over by 5pm and my classes are also during this time.
With that said, I am seeking sponsorship or any contributions towards my endeavors. If you are unable to contribute, but are aware of other resources that would be of interest, please contact me. I assure you that these contributions are for a good cause. It will allow me to my tenure at Howard University and further my career as a neuropsychologist. Looking forward to hearing from you. Thanking You In Advance