Repo Tags

Hi I am a mom of 3 children, 1 a special needs child. I work as a nurse assistant but it only covers about half of our needs. I work hard and do my best every day and try to keep a smile and a good attitude but sometimes your best just isn't good enough. My special needs baby is 8 years old and is speech impaired, deaf in one ear, severely asthmatic, and has ADHD. Medicaid pays for most of the meds and specialists but not all. I pay for some of his meds and specialists and then there's the gas to go to and from. All in all I'm spending about $800 per month that medicaid is refusing. I haven't been able to get an answer why as of yet. I've applied for social security for him but have been denied twice and now am awaiting a hearing which I am told could be anywhere between 18 and 21 months just to get a hearing date. I only make about $1500 per month so simple things like even a trip to the laundromat is a challenge. Apart from my son's problems I also have 2 baby girls aged 9 and 6 to take care of. Thanks be to God they are healthy. All of my family has passed away due to various forms of cancer so it's just my children and my husband and self. He is out of a job presently and has been seeking work since being laid off from his last job (about 7 months). I have applied for a pell grant and registered for LPN classes at the local community college to try to help myself but it will take about 15 months to finish school let alone get a job. I've managed to pay rent but am 2 months behind on the internet bill (used for school) am 5 months behind in car payments and am at risk of a repo any day. If I lose my car then how am I going to be able to go to work,school, take the kids to school, take the kids to the doctor,grocery shop, do laundry, or anything else? I currently do not have auto insurance because I can't afford it.(was cancelled for nonpayment 2 days ago.) I managed to pay my water and cell(about $100) to keep that going. I am almost a month behind on my electricity but have managed to keep it going by paying about half the bill per month. As of now, I have a balance of $150. I don't know what to do. If anyone would please help us I would be forever grateful and appreciative.

I am a former teacher and recovering addict. I have 18 years clean and sober. I lost my teaching position paying 24.62 an hour Oct.2010 and have been trying to catch up ever since. My father left me a house and I took out a mortgage in 2005. My payments went from 700 a month to 1700. I was skipping a month and paying 3400. It cost me my marriage and my peace of mind. It was embarrasing and overwhelming. I now make 10.055 an hour. I turned in one car (volunteer repo) and now drive an 04 minivan. My power steering pump went out and the driver window is inoperable. I pay my van payment and repo payment monthly.I also pay child support for my 11yr old. I keep her regularly every two weeks and sometimes have nothing but conversation for her. I get no tax return because her mother claims her. I am also a disabled vet. I am in a bind and I can't borrow from my bank. I just need a little help and a push. I don't give up because I can't.

beging praying hoping from help from a stranger is not something id ever imagine having to do.maybe helping others.i, got, a five day evictionnotice now a ten day notice for my four kids and i to vacate if i dont pay $2800. i lost my job a month ago my sons been ill was in and out of the hosp and they let me go one weekend while he was in hosp. i was denied unemployment their reason for denial my mom called in while i was with my son they said i shoukd of not her so called it a no call no show. im going through a divorce used all my savings on lawyers.ive no money no income and will be honeless in a matter of days with my four babys.i get no child support have no family noone to help or stay with.i dont even know how or where im going to move all of our stuff.cannot get a loan my xhusband ruined my credit he quit paying for his credit cards and vehicle when we split up so it was repo and my name was on it.he wont help my two babys he said when im homeless hell take them i cannot loose my babys :(or have my four kids split up.i went to houseing there is a six mo waiting list longer if youve no incone..i dont know what to do im scared to, death if someone could please help be our miracle i promise i will pay every penny back with interest. i am praying for a miracle for my four children age eight and younger.i do have a paypal account you could send to my email dumkejulie@gmail.com :)

Hi. Yesterday my car got repo I have two small kids and now no way to get to work or around. Please someone help me!! Its gonna be 1600.00 to get it out. Please help me in any kinda way. Please!!!

My ex wife was awarded one of the vehicles during our divorce. The courts say that she needed to have the car refinanced into her name and have me taken off of it within 90 days. Well she did not have a job and still does not have a job. She stopped paying on it and the bank repo'ed it. I have been in close contact with the bank about this manner. I have absolutely no legal say over this vehicle or account due to the courts granting the ex the car. But since she did not get my name off of the vehicle it goes against m credit. Which she has destroyed. She refuses to pay on this vehicle and thinks its a joke. We have 2 children together in whom I have full custody over. The bank sold the car and the balance on the car is $3500. I am on a strict budget now since the divorce, with lawyer fees, new childcare fees etc.. I am in desperate need of assistance with this vehicle. I would go back to court over this but I still owe my lawyer $1000 and she won't even talk to me until she is paid off. I had to pay my ex wife's lawyer fees as well. Those have been paid in full. I am not someone to beg or ask for money. I work full time and like to do things myself. I am just at a bad point financially right now and need any help I can get.

Hello all,

Like so many people on this site everyone is in a bad situation, I too have fallen by the waist side in this economic crisis.

I'm a healthy, young woman who has a family to provide for I am the sole supporter/contributor. They depend on me for everything from shelter, food, clothing, transportation to/from, etc. I became unemployed several months ago because of budget cuts. I took heed to my elder's warning me to save, save, save for a rainy day...well, those rainy days have since turned into months and the bills are piling high up to the ceiling. We are on the verge of being evicted, electricity being turned off (very necessary because two of my family members are diabetic, must keep the insulin cold), not to mention being able to provide the medication for my sick loved ones and the car(which our main source of transportation) being REPO'd.

I have been on it seems like 100 interviews, but to no avail. I have been doing odd jobs here and there, but they come once in a blue moon. Nothing stable has surfaced.

It is a struggle out here. I just ask that you kind people be willing to donate whatever you may have to my family and I. It would be greatly, greatly appreciated.

God Blessed!

hello,i have a family and we are in need of some help with getting a ride and a home.my husband and myself are both disabled.he has heart problems and a sikn disorder.i have fm,bipolor,just to list some of our health isusses.we have 3 beautiful boys all in school now.we moved out to CA back in july2011 to start new with only a few clothes that we where able to fit in the truck.since we got here we have been staying at a hotel not been able to save any money.on top of that we had our truck repo this week.i would like to call the place where they have my truck at but i can not call long distance.anyway if i did get a hold of them i have no ride to get there to get my belongings out.we have went to well-fare,section8,low income places to see about help from them.but we get the run around,different storys.and alot of the same paper work over and over.my husband wants to just give up and i can see it his eyes that he feels alone.i hate having to ask for help now im beeging for help.i have been praying for break but have not been answer yet.if any one can help my family it would be so greatful and thank you for doing so.

I am a fighter. My story is a long one with many trials and tribulations; perhaps not much different or worse than others, I am not sure. My name is Elizabeth Newton and I live in Loveland, Colorado; the Sweetheart City and Gateway to the Rockies. I was raised by both parents in a middle class environment. I am the oldest of four, in which, three are brothers. I was a creative child who staged puppet shows and created clubs in our neighborhood. I am not sure if you remember the fuzzy sticky feet, but I made my own with left over pieces of carpet and sold them to my friends.
Moving on, I really struggled in school and got into a lot trouble. I was reckless, promiscuous, used drugs and alcohol and was dangerous. To keep it short, I dropped out in my junior year. When I reflect on those years, I remember some of what I did but mostly I forgot. I guess I felt as though I was being pulled by the strings of a puppet master whose name I now know is Bipolar.
When I turned 18 I shared an apartment with a friend. We both worked for the same nursing home and later for the Bureau of Reclamation. In was at the former job, I received my GED. I was still behaving recklessly resulting in a lot of missed work. But I was having fun being independent, partying all night but slowly losing control of my life.
I became pregnant by my boyfriend and we married several months later. My daughter is a grown woman. I then had another child four years later. Money was also a struggle. My husband wanted me to work but it did not make sense financially. I paid more for daycare then I was paid. When I found a position over the weekends, my husband refused to watch the children. That being said, I was still reckless – the mood would not go away – still a slave of the puppet master. Eventually the relationship became abusive and my husband left leaving $200 on the kitchen table. I did not have a car so I borrowed my father’s truck. I drove my father’s truck with my two small children in back to a safe house. However, it was not so safe. My husband who insulated homes, worked on the safe house. He found the truck and wrote things, I cannot mention here, on the outside of the truck. He coerced my grandmother to call me; and she did! Having to deal with these distractions kept me from focusing on me.
Good news! I was able to move into low income housing. It was a struggle to get my possessions; I took what I could. My father out of the blue wanted his truck back. My mother headed him off at the pass. I think I remember that my life settled down a bit. I enrolled in college. I loved college. In spite of this, I quit school to work from my mother at her computer store. Did I mention my parents were divorced? I am not sure it matters at this point. About six months later, the puppet master caught me and off I was again.
I had a boyfriend – I was 32 years old – and pregnant again…..This relationship was worse that the first. It included drinking, drugs, sexual and physical abuse – oh my, sigh. In the course of it all, I secured a position for one of the largest companies in Loveland. I was thrilled. I had actually come a long way. I divorced my second husband and found my own apartment.
Wow – raising three children on my own was not easy. We got by – I was able to provide what we needed. I forgot to mention I shared custody of my third child and had to pay child support. I never complained; I met my responsibility. I was performing very well at work and procured a position of a trainer. WeeHee – my new position allowed me to travel the globe. Can you imagine, me, the girl from Loveland, Colorado? During this time, I encountered a lot of problems with my ex-husband. Once, he called me at work and said he had a brain tumor. It was a joke; I did not find it funny.
I was promoted again returned to school and bought a house!!! I cannot think of the words to describe these accomplishments. I transformed from the woman driving my father’s truck to a home owner; kind of like the Home Sweet Home book. I was still partying, drinking, but not like before. The puppet master must have been on holiday. I met the man of my dreams and we married in 1998 (I think). We are still together.
The puppet master had those strings a rolling. I could and did accomplish anything. I could see what others could not. I finished school with ease and received my BA in Organization Development in 2005. What year did my story start? We bought a new home in a nice neighborhood. It is a modest home but fits us very well. I was still partying but it was not disrupting my work and home responsibilities.
CRASH! He let go – how could he let go? A woman pulled in front of us and totaled our car. I realize this does not sound traumatic, does it? I really do not know anymore. What I do know is this rocked my world. More than any other event did – and there were many. I could not recover. My performance fell down the well. I could not sleep. I drank a lot. I would even get up at night to drink because I could not sleep. The unthinkable happened. My strings let me down. I swallowed a bottle of pills. I was so afraid. I spent three days in the psychiatric hospital and two months in intensive outpatient therapy. During this time I was on short term disability. I am a fighter; I have never let my circumstances stop me. I returned to work for about two months. Nevertheless, the strings dropped again, were they ever pulled, I am not sure; I spent eight days in hospital. I was out of work again. This time when I returned to work there was no position waiting for me. I was laid off the summer of 2009. I lost it all in one short year.
Remember I am a fighter. I returned to school in July 2009 to obtain a masters degree and I graduated in early 2011. The problem? I obtained a degree and I could not use without further education. I still do not say this out loud. During this time, I landed a part time job as an instructor for students seeking their AAS Human Resources degree. I make a third of the salary I previously did. I have performed this job since April 2010. It is hard. I forget – my memory is not that good. What you have reading are the highlights of my life.
Adult children and BABIES!! Not one baby; two and a one year old. My daughter was in a bad situation in Arizona. She was pregnant with twins, had a one year old daughter, had no car and was being evicted. The dad? Let’s say there is a lot to be desired. She packed as much as she could and moved in with us. Would anyone turn a loved one away in this situation? I could not. I was still drinking. As I write this, I now realize drinking was the one constant in my life. Sad. Her pregnancy had it challenges, but I think this is common. The first snowstorm of the year, December 30th, if you can believe that for Colorado, the babies had enough; my daughter was in labor. We called 911 since the roads were bad. Several hours later we welcomed two healthy baby girls! They will be one year old soon.
New Chapter. How many do we get? My daughter and 18 year old son live with us in our modest home. We clash, how we could not. I have been telling my doctor that I am depressed, damn strings. I can’t sleep and my body hurts so badly; especially when I lay down. Oh, I forgot to mention, no drinking! I quit over a year ago. Regrettably the depression and pain are driving my every moment. I think the puppet master is on vacation. There is no hope. I have been out of work too long. We are waiting for the repo man to get our car. We are barely holding on to the house. How can everything crash so fast and so hard? I am a fighter remember. My mind is full of hopelessness. I have a note that says “Please just let me go”. I am a fighter remember. I call the crisis line. They tell me to call 911. I don’t. I go to bed. Maybe it will be better tomorrow. Not a chance. The same message is repeating over and over in my head; “please let me go”. I tell my family I am driving to the hospital. I do not want anyone to come with me. I go alone.
Hospital

I am a 49 year old college student who is in desperate need help. I raised two wonderful children who are now grown,sucessful, and on their own. My life changed 8 years ago when my daughter now 20 got sick from toxic mold that was in our apartment. I gave up my job to take care of her and now that she is on her own, not far short of a miracle,I have hit the bottom of the barrel. I am an honor student at KCKCC and will recieve my AA in May of 2012. I have been served with eviction papers and my 92 Honda Accord is on its last mile,315,000,miles later I doubt it will make it through the winter. I work at school part time,all that is allowed, and my dad helps me when he can. He is 79 years old and lives on a fixed income in California. When my daughter left home in May I no longer could afford the rent and bills on our place to live and am now 5 months behind and Wednesday is my court date for the eviction. My gas and electric are in danger of getting cut off and it really doesnt matter since I have no where to live. I have promised my dad that I will finish school no matter what and quite honestly I dont know if that will happen. I had to take a payday loan and title loan on my car so that I could pay my rent in July that all back fired and I now am overdrawn in my bank account as well and hiding my car from the repo guy. I have borrowed money from 4 different people and now they are all over me for repayment. When I quit my job 8 years ago to take care of my daughter because that is what a mother does my credit was ruined. The pieces just keep falling and at times I cant see the end of the tunnel. Just one chance to get out of this mess financially and have a decent place to live and a decent car that runs would make life a whole lot easier. My dad could enjoy his retirement and I could fulfill my promise to him. My daughter has 400.00 worth of medicine she has to have monthly and I help her before I pay my own bills because I feel that's what I should do. I have no medical or dental insurance and have several things wrong with several teeth. I havent had my blood pressure medicine in one year and it would be nice to be able to make sure I am physically well. Please help please help please help.

I have lost my job about four months ago and have been trying to find a job. I have went to many interviews and no luck. I applied for unemployment and it took so long to get I lost my apartment where me and my kids stayed and had no where to go. So I had to stay with a family member and it's hard when you have kids. So finally I did receive the unemployment but had to pay what they gave me to catch up on my car note n repo fees as well. I was blessed with a job part-time but I lost it because I had no babysitter for my kids. I feel so ashame asking for money but god knows I need it right now. I have tryed to ask family but no one can help. I have have tryed local communitys but no luck. I have always been taught to pray to god and he knows this is not a want this is a NEED in my life. Starting over is so hard and even harder when you don't have anything to start with. I am asking for is for help begger can't be chooses. I will be greatful for what ever you give. It's a blessing to me and my kids.These last couples of weeks have been hard n cant sleep because I knowing that I trying to get on my feet to a strong women for my kids but it's overwhelming and my heart hurts because I don't what I going to do for them for Christmas or right now. I have nothing but I thank god for my life. Thanks for taking time to read this.

hello, i am in dire financial crisis, i need to payoff a loan that has got me in a jam! I made the mistake to get this loan,and now i can't make the bi-weekly payments of $287.00. SSomebody please help, I will pay you back.This got me in a jam so bad that I have missed my car payment and it's already 63 days past due, I'm afraid they will repo. Please help!

I'm 29, single, have a good job, but I'm having a hard time saving for a down payment. I'm still living with my parents and want a place of my own. I found a bank repo that is wicked awesome but I don't think I'll be able to save up enough in time before it sells without your help. This house would make the perfect bachlor pad. Walk out basement with a party deck and an in-ground pool. It needs some minor work that I can handle, but I fear that unless I can come up with the money in time, it will go to some couple with a family. Please help save this house from a boring life, and please help me get out of my parents basement. Thank you.

Hello! I am 27 yrs old. I lost my job a month ago and now I am behind on rent and truck payment. Wednesday they came to repo my truck and now I only have my two feet to find a job. I live about 7 miles from anything busy to work ay. I have applied at the convenient stores around me but nothing. I took a pregnancy test this morning and it was positive. I can no live on the streets pregnant. I have never been on here so I thought I would give it a try. I'm selling almost everything I have. Anything will help. Thank you and God Bless.

Hello! I am 26 yrs old. I lost my job a month ago and now I am behind on rent and truck payment. Wednesday they came to repo my truck and now I only have my two feet to find a job. I live about 7 miles from anything busy to work ay. I have applied at the convenient stores around me but nothing. I took a pregnancy test this morning and it was positive. I can no live on the streets pregnant. I have never been on here so I thought I would give it a try. I'm selling almost everything I have. Anything will help. Thank you and God Bless.

The past 5 years have been tough on myself and my daughter. I work hard for a living, and we get by, but there's never any extra. Last year my ex-husband stopped paying his child support and although it's before the courts, I haven't been able to collect on any outstanding money yet.

When he stopped paying, I ended up having to move to a small/cheaper home, and had my car repo'd. I turned in my credit cards, and went to a cash only lifestyle.

I got myself a beater car to keep getting to work, and to get my child to school every day. Now, the car is on it's last legs, but I have gone through my savings, and have no more money to repair it, or to get a different car.

I don't need a fancy car, just one that works and won't kill us with fumes.

Again, I do work, I do not have any subsidies or social/government help. I pay my own way.

If there is someone who could donate a lump sum, or several who could donate what you could afford, I will pool it to get a safe vehicle for my daughter and I.

I want to also point out, that I do not drink, use drugs or smoke. I don't date, I don't go to bars. I stay home and raise my girl, and work. I am not frivolous with money and the money I can raise from here is most definitely going to a safe vehicle.

Thank you in advance.

My wife was diagnosed two years ago with bi-polar and hasnt worked, I work part time but thats not enough to keep up with the bills. Were going to be kicked out of our home as Im behind in the rent, My truck was repo'd, and my wife needs her meds. Its to the point where I feel that Im worth more dead than alive (My wife can collect insurance and pay off bills). All I need to get back on our feet is between 6000 to 10,000. Im even willing to work for it!!! You may contact me via mikecooks247@comcast.net

My wife was diagnosed two years ago with bi-polar and hasnt worked, I work part time but thats not enough to keep up with the bills. Were going to be kicked out of our home as Im behind in the rent, My truck was repo'd, and my wife needs her meds. Its to the point where I feel that Im worth more dead than alive (My wife can collect insurance and pay off bills). All I need to get back on our feet is between 6000 to 10,000. Im even willing to work for it!!!

This is just not where I wanted to wind up, but I am going to plead my case. I am a single mom with a young son. I lost my job over two years ago, and six months after became disabled with an incurrable autoimmune disease. Well, wound up with on a state insurance, that quickly stopped my medical coverage saying my unemployment check was too high. I then wound up receiving disability payments and unemployment stopped. Ok, that is fine. I wound up in the hospital and unable to pay the hospital bills, they repo'd my car and took away any extra help I was receiving to get by. I have searched for work day and night, no one seems to give me a go. My son needs clothes, food and I need help to pay rent, pse&g, and try to lead a normal life. My disability pays 1/3 of my bills, and then it snowballs into many late payments.....my coping mechanisms are running out. I don't know if there is anyone that can help, but I want to work.....I want to work.....and I want to be able to pay my bills, and take a train to visit my mother who is in an assisted living with alzheimer's before it is too late. If you can help with anything.....I would be most appreciative.

I need to come up with 2 grand by the end of December.

We are a family of six. I'm a 30 year old mother of two special needs girls. I am a full time student and I work from home. My husband is 33, works and goes to school full time. We also take care of my elderly parents.

My father was diagnosed with small cell cancer two months ago. Both of my parents are on a mediocre social security check which pays for virtually nothing. We usually pay everything that they can't cover.

Because of my fathers recent diagnosis we had to cover all initial tests and specialists, as well as all co-pays. I have just found an organization that is going to help him pay for this co-pays which means our horrible money situation is only temporary.

The problem is that this month we don't have enough to keep our utilities on or pay for our car. If they repo the car we can't get to work, so we are doing everything we can to avoid an all out horrific situation. We are not even thinking about doing Christmas this year. We just need to get through the rest of the month without getting anything shut off -- and of course, we'd like to put some food on the table. Sadly our daughters require a very strict and expensive diet due to their conditions.

Any help you can provide us with would be greatly appreciated. We would also be willing to pay you back once we receive our tax return. We were going to try and get one of those Holiday refund loans (which we've never done before) but we found out that they no longer offer them. We have no where else to turn.

Thank you for reading our story.

My name is Amber and I'm 31 years old. I have had Fibromyalgia and Artritis for the last 10 years and it has gotten really bad. I can't hold on to a job for long because of my chronic pain. I am married to a wonderful man but his check doesn't cover all of our bills. We've downsized a lot but can't get caught up. We are now 2 payments behind on our house. My car has been repo'd and I've sold most of my belongings just to contribute something. I've tried getting on disability and they still deny me even though my medical records are several inches thick. I don't know what else to do. Any little bit would help so much.

I'm stuck, can't afford to make my payments. In debt like everyone else is. I have a $9,500.00 loan on a bike. If I lose this, repo... then I'm sure that is the icing on the cake. My credit is ok right now, haven't been late on a payment yet.

I need help, jobs are not paying enough money to stay afoat or above my means. I was ok until I found out my wife cheated and now we are both seperated but living together because like many others also, we're stuck with what we have and barely getting by to make it work.

I'm not asking for anything more than help to pay off my bike or to make the payments ahead a few months to hopefully find a way on my own to keep paying this bike off.

I did it myself, but giving it back is a terrible option, everything from garnesishment to liens. If you feel like helping, send a donation to my paypal account. anything helps or could help. I'm in the hole $9.5k or $285 a month.

After everything is said and done, all i got left is my bike and credit now. Be nice to keep them both or at least sell the bike to someone for whats owed on it. of course no one is emailing on it or calling. Its a 2008 suzuki boulevard c90 and i haven't got one call on it.

figures though, when i see harley davidsons advertised too for around $5k right now. the world or at least the usa is hurting and all people want to do is work, but theres no paying jobs out there for grunts.

anyhow, if you want to help... please do.

thank you so much

I lost my job last year. It took 3 months to find another job. Shortly after going back to work, my car was repo'ed. That led to losing my new job. I have since lost my home and everything in it. I have had to let my 3 children stay with their father, as I am now having to stay with friends. They want to come back and live with me and I want to have them home, again. I am working part-time, but it isn't enough. I'm only earning $150 per week. I need to be able to get a car so I can get a job with more hours. I have to depend on others to take me to work for now, so its difficult to have more than one job. Anything would help. I don't have a bank account. If you can help, my address is 310 oak hill road, dayton, tn 37321. Thank you and God bless.