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help needed
Posted by terry63 on 2012-05-22 09:58:32
Helped My Parents, Now I Need Help Please!
Posted by HumblePie on 2012-04-11 19:58:26
To type it all out would be exhausting, depressing and most importantly, a total disregard of your time. I will try to keep this as short and to the point as possible.
Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".
Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.
Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.
The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.
I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and if Bank of America doesn't foreclose on my house I hope to make the need repairs so I can at least sell for what I owe and then rent a small affordable apartment or house. Please... Any help that you can give will be greatly appreciated. Thank You & God Bess!
Thanking You in Advance!
Posted by HumblePie on 2012-04-11 19:58:25
Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".
Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.
Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.
The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.
I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and replace my roof. Any help that you can give will be greatly appreciated. Thank You & God Bess!
SHADY LANDLORD
Posted by mrsdrclay on 2012-03-30 10:58:00
I Know This Is Crazy But.........
Posted by jodot on 2012-03-17 15:58:52
I dont know what to do
Posted by MissAFvet on 2012-03-17 00:58:16
We risk everything to defend this country but when it comes to being there for us this country isn't there for us.
Even if someone can spare half the money or something at minimum $750 for the rent please. Anyone?
Help me support my friends!
Posted by 6ewApp on 2012-03-04 18:58:30
As they refused to take any payment from me, or any other form of thank you other than words, I feel that attending their wedding in July is my way of showing gratitude, by supporting them as they combine their worlds as one legally. Airfare will be the worst of the expenses, they have rented a house for guests and so this has lowered the hotel cost, and 3 friends and I will be sharing the cost of a rental car. Please help me make the 10 hour long flight a little easier to bear!
Help my family to survive
Posted by sufferingMum on 2012-03-04 14:58:41
please anyone help!!!!
Posted by amybabyuk on 2012-03-01 08:58:36
CAT SANCTUARY NEEDS HELP
Posted by animallover on 2012-02-28 21:58:24
absolutley skint
Posted by nicky on 2012-02-24 16:58:14
young couple whating to work!!!!!!!!!
Posted by stella1986 on 2012-02-18 14:58:26
Help pay rent
Posted by golddusty63 on 2012-02-14 17:58:57
Wolves at the door
Posted by Hope00 on 2012-02-14 07:58:32
Well, this is embarrassing, but for the sake of my children I am doing it anyway.
I have a problem with bailiffs. My husband left me and also left me with all his unpaid debts as well as three children to support. I lost my job a year ago and have not been able to find another yet, although I have been trying. I am on benefits, but they do not cover the debts or the mortgage payments I need to make. I am trying to sell the house, and the mortgage company are being fairly reasonable, but even so, if I do not sell in time, I will also lose my house. If I can sell, I can pay my debts and move into rented with some money left over. But that's a long shot in the current market.
However, the most urgent problem is the bailiffs. They are demanding immediate payment of £2,020 (approx $3,300 USD) or they will take my possessions to auction to cover the debt. It's a joke, my paltry possessions will not cover the debt, but they will take them anyway. The longer the debt goes unpaid, the more "interest" they are adding to the bill and they refuse to take instalments, saying my husband broke the original agreement with them and now it's too late for that. Unfortunately, they are legally allowed to do this, (since we had an earlier agreement with them and they have what is called a levy on the house contents) as well as intimidate, threaten and even break into my house to collect my stuff. It's a frightening situation. I am afraid to answer the door in my own home and I have had to tell the kids not to either, because they are not above forcing their way in past them. I have tried the police, but they say it's all legal and they cannot help me, even if these men break in (in fact, they will help THEM to do so, because I owe the money) Itâs unbelievable, but it's true. I have even asked the help of a solicitor, but he says the same thing, unless the law is changed, there is nothing he can do. No one appears to be trying to find my husband, and I do not have the resources to look.
I hate having to ask, but I am terrified of these men. I can't eat or sleep and I am worried about the effect this is having on the kids.
I hope there is someone (or several people maybe) who can help me out of this mess I have been left with.
Thank you for your time.
Hope.
Veteran Husband recently passed away, no where to turn.
Posted by airbrshldy on 2012-02-11 10:58:09
My husband, who is a Vietnam vet, passed away recently (October 8th, 2011) from Bone and Lung Cancer at home. First of all, he wanted to spend the rest of his life home with me and our pets (three Mini Dachshunds and two kitties). Also, the VA wouldn't be able to control his pain enough so that he could enjoy the remainder of his life so he went under Hospice care. They strive for quality of life and they were amazing.
The problem with that was that when you die at home, the VA covers nothing at all. Had he died in the VA they would've covered his funeral expenses. We didn't have life insurance. He had started a policy, but the bill for the first payment came in on Monday, the 10th. He died Saturday the 8th.
He died here at home and then was placed in the funeral home morgue until we could come up with enough of a down payment for his funeral (I believe it was $2000.00) I still owe something around $5,000. He stayed in that morgue for around three weeks before we could gather up that money. Not a good way to treat a vet at all.
I had left my job to take care of and be with him until he died, this is what he wanted. We didn't have insurance or any kind of state medical help. We lived on his disability check that he received monthly. There are no survivor benefits, VA or Social Security I've been told either. We had only been married a year. We have been together since 2002, but got married Sept. 21, 2010. We had our first anniversary a couple weeks before he died. As far as I know, SS people have told me we must have been married for ten years in order to get any kind of survivor benefits.
We had sold our boat, truck, and spent any money that we had toward our living expenses and to help with down-payment on funeral.
Now, I'm back to work but it is part time, I make $7.50 per hour (sometimes as little as 20 hours every two weeks). Telephone survey taker. I don't qualify for state help other than food stamps.
I've been looking for work since he died and not getting any responses at all. I am on the Michworks website numerous times a day, every day besides checking the local papers, and any other things I can think of.
Right now as I write this, I am due to lose our home (we rented this for the last nine years). My rent was due on the first. I have borrowed money, sold household items, and gotten help from the area charity places that I could. Every month has been a struggle and every month I think "okay, I've gotten the rent paid this month and I SHOULD have a new job by the next time the rent is due", but sadly it is not working that way. I don't know what to do anymore. I'm beginning to lose faith. I absolutely cannot get rid of our pets either. I promised I would never let anything happen to them and I wont. Besides, they are our little ones, our family that we had together. They are also what is keeping me going. I cannot imagine life without them and him too.
I am at the end of my rope now. I didn't want to resort to this and it really is a blow but I don't know what else to do anymore.
I hope that there is someone out there that will read this and be able to help me somehow.
Thank you so much.
DESPERATE! Please help me!!
Posted by singlemumof2 on 2012-02-07 11:58:16
He had a lack of oxygen to his lungs and it was touch and go for several days! He had to have oxygen, ventilators, a feeding tube and was in HDU!
As a single mother to two young children, I am forced to work part time as I receive no help, financial or emotional from their father, who ran off with my best friend.
I currently owe £4,000 in medical bills and on top still have to pay my rent and food and day care for my two children, plus the excess in sitters I needed for my older child while the baby was in hospital.
please please please if you can, help me. I would never normally do something like this but I cannot see any other option! I have been turnt down for a loan as I do not earn enough and live in rented accomodation.
I promise as soon as I am back on my feet, I will donate every penny I can afford to other needy causes!!!
Please help me clear debt that is drowning me
Posted by George180262 on 2012-02-06 11:58:11
I have, for the last 15 years, struggled to make ends meet, following periods of ill-health, bad luck and catastrophic decision making. My circumstances are now very desperate indeed, and have even considered suicide.
In 1997 I suffered from a period of depression, that became so severe that I was forced to give up my job, and borrowed money to cover my mortgage and keep my house. Unfortunately the repayments on this ever increasing debt snowballed, and I found myself unable to meet my mortgage and household bills. I had ploughed my life savings into the home, and lost it all.
In 2006 I was approached by a friend, who was concerned for my financial circumstances, and suggested that we buy an old property, renovate it and sell it for a profit. I was desperate to make some money, and trusted my friend. I would refer you to full details of this in my Beg, as the project ended in complete failure having been ripped off by an unscrupulous builder. Work that should have taken 3 months took in excess of 9, and I ended up carrying out all the work myself. I regularly worked at the house from the early hours until well past midnight. The long hours left me exhausted, and in October 2008 I had a breakdown. I simply couldnât carry on, and collapsed at work. My employer at the time was an unforgiving and vindictive man, and he said that I would be suspended if my work didnât improve. I was afraid that I would lose my job, and under considerable psychological pressure from my employer I was forced to resign.
Following the failed business venture, which had plunged me into further debt, my breakdown and subsequent loss of my job, I simply couldnât cope and pushed me into a long period of depression that became so severe that I planned to take my life. At the time I was so ill that I was unable to hold down a job, and this simply added to my woes - whilst out of work and undergoing intensive counselling I borrowed further. By the end of 2009 I was £15,000 ($23,250) in debt. I desperately want to rebuild my life now, but it is difficult to do so when I am saddled with a debt that is crippling me. Between 2009 and December 2010 my debt increased - there is no answer to it, and I will never ever me able to clear the £18,000 ($27,900) that I now owe. It is a debt that cripples me and prevents me from having a normal, happy life. I am 50 in February 2012, but have no future. I am tired of being worried, stressed, unable to sleep, and being depressed. Please, please help me start my life all over again. Please read my full story, and contact me if you have any questions. Thank you.
Please help me walk again - I'm begging you Reader
Posted by Willingtowalkagain on 2012-02-06 10:58:46
I am 30yrs old woman, I'm living with my husband in a rented flat.
When i was a kid i had a surgery on my right leg, a surgery that went wrong. After that i had to go under 15 other surgeries on my right leg to be able to walk.
I had to be treated in Italy cause at that time there were no specialists in Poland (that's where i'm from). My parents spent all their savings to pay for my treatment.
Today i am an independent person, last fall i started my own business which requires a lot of driving and meetings with clients.
Unfortunately right before Xmas i fell down on an icy road twisting my right knee. I was
hospitalized for a couple of weeks. Now, after several tests and analysis it turns out i have to go under another surgery to fix my knee.
Otherwise i won't be able to drive or bend my knee at all for the rest of my life.
However this will cost about $3.000 and me and my husband, we don't have this amount of money.
My husband has two jobs just to pay the bills.
All the medical bills so far were paid from our credit cards. But we have no more credit, no savings and due to the fact i cannot drive i cannot run my business which is also consuming money.
We have huge debts in banks and on our credit cards that we used to pay for my medical bills and for rent.
Please help us in anyway you can.
We're trying to save as much money as possible, even buying less food.
Please, any amount that you can donate will help us get through this.
family
Posted by hopeandpray on 2012-02-03 09:58:37
PLEASE PLEASE HELP ME!
Posted by lisaS99 on 2012-02-01 20:58:17
Iam going through a tuff patch in my life, Soooo many bills to pay, im a student that got a credit card, I know I shouldnt of run it up ã2000 but I brought stuff for my flat cause I rented a unfurnished one so had to buy everything in it! The company gave me a ''buy now pay later'' option and next month is the month i have to pay this off or the interest is going to be added to my account of ã1200. I have part time job of working in a bar but it doesnt cover my uni work and my bills, rent ect. I also ow my landlord ã600 which iam now getting letters threating to kick me out if its not paid. I even have a cat i think i need to give away cause I just cant afford to keep him no matter how much a love him :(
Im not asking for ã2000 but just anything that can help me, I will be eternally grateful and bless you with good karma. Please help me if you can, thank you :)
Lisa from London
PLEASE PLEASE HELP ME!
Posted by lisaS99 on 2012-02-01 20:58:17
Iam going through a tuff patch in my life, Soooo many bills to pay, im a student that got a credit card, I know I shouldnt of run it up ã2000 but I brought stuff for my flat cause I rented a unfurnished one so had to buy everything in it! The company gave me a ''buy now pay later'' option and next month is the month i have to pay this off or the interest is going to be added to my account of ã1200. I have part time job of working in a bar but it doesnt cover my uni work and my bills, rent ect. I also ow my landlord ã600 which iam now getting letters threating to kick me out if its not paid. I even have a cat i think i need to give away cause I just cant afford to keep him no matter how much a love him :(
Im not asking for ã2000 but just anything that can help me, I will be eternally grateful and bless you with good karma. Please help me if you can, thank you :)
Lisa from London
PLEASE PLEASE HELP ME!
Posted by lisaS99 on 2012-02-01 20:58:17
Iam going through a tuff patch in my life, Soooo many bills to pay, im a student that got a credit card, I know I shouldnt of run it up ã2000 but I brought stuff for my flat cause I rented a unfurnished one so had to buy everything in it! The company gave me a ''buy now pay later'' option and next month is the month i have to pay this off or the interest is going to be added to my account of ã1200. I have part time job of working in a bar but it doesnt cover my uni work and my bills, rent ect. I also ow my landlord ã600 which iam now getting letters threating to kick me out if its not paid. I even have a cat i think i need to give away cause I just cant afford to keep him no matter how much a love him :(
Im not asking for ã2000 but just anything that can help me, I will be eternally grateful and bless you with good karma. Please help me if you can, thank you :)
Lisa from London
PLEASE PLEASE HELP ME!
Posted by lisaS99 on 2012-02-01 20:58:17
Iam going through a tuff patch in my life, Soooo many bills to pay, im a student that got a credit card, I know I shouldnt of run it up ã2000 but I brought stuff for my flat cause I rented a unfurnished one so had to buy everything in it! The company gave me a ''buy now pay later'' option and next month is the month i have to pay this off or the interest is going to be added to my account of ã1200. I have part time job of working in a bar but it doesnt cover my uni work and my bills, rent ect. I also ow my landlord ã600 which iam now getting letters threating to kick me out if its not paid. I even have a cat i think i need to give away cause I just cant afford to keep him no matter how much a love him :(
Im not asking for ã2000 but just anything that can help me, I will be eternally grateful and bless you with good karma. Please help me if you can, thank you :)
Lisa from London
PLEASE PLEASE HELP ME!
Posted by lisaS99 on 2012-02-01 20:58:14
Iam going through a tuff patch in my life, Soooo many bills to pay, im a student that got a credit card, I know I shouldnt of run it up £2000 but I brought stuff for my flat cause I rented a unfurnished one so had to buy everything in it! The company gave me a ''buy now pay later'' option and next month is the month i have to pay this off or the interest is going to be added to my account of £1200. I have part time job of working in a bar but it doesnt cover my uni work and my bills, rent ect. I also ow my landlord £600 which iam now getting letters threating to kick me out if its not paid. I even have a cat i think i need to give away cause I just cant afford to keep him no matter how much a love him :(
Im not asking for £2000 but just anything that can help me, I will be eternally grateful and bless you with good karma. Please help me if you can, thank you :)
Lisa from London
Help where the government FAILS
Posted by yerkess on 2012-02-01 13:58:39
