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I am a former teacher and recovering addict. I have 18 years clean and sober. I lost my teaching position paying 24.62 an hour Oct.2010 and have been trying to catch up ever since. My father left me a house and I took out a mortgage in 2005. My payments went from 700 a month to 1700. I was skipping a month and paying 3400. It cost me my marriage and my peace of mind. It was embarrasing and overwhelming. I now make 10.055 an hour. I turned in one car (volunteer repo) and now drive an 04 minivan. My power steering pump went out and the driver window is inoperable. I pay my van payment and repo payment monthly.I also pay child support for my 11yr old. I keep her regularly every two weeks and sometimes have nothing but conversation for her. I get no tax return because her mother claims her. I am also a disabled vet. I am in a bind and I can't borrow from my bank. I just need a little help and a push. I don't give up because I can't.

Life is so bad. Lost my job and I'm 58 noone will hire or even reply to my resumes. My husband is handicap and 73, just had open heart surgery so he can't work. We live only on his Social Security and this state says we make too much for assistance. Hum, let them try to live on it. This month we are living on $20 for 3 weeks. Always late on rent. Waiting for phone, TV to be disconnected which happens regularly. Groceries, well go to food pantry to help. Worked all my life and can't believe this is happening. I just sit in my chair most of the time if I'm not crying or having panic attacks. Can't afford insurance or meds, so go to free clinic when I can get in. I'm diabetic, heart issues, lung issues, etc and playing russian roulette, but what can I do. Hope nothing major happens because I have no insurance and can't afford hospital bills, guess I see my parents earlier in heaven.
Anyone if you can help, please please please help us. Anything will help. I've written Ellen so many times but she must think we are worth the help, old folks that we are.

Hi.

Thanks for taking the time to read my request. I'm 30 years old, still in college and living with my parents. I've made a lot of great accomplishments in my life with far less support than most people who make it this far. Of course, with that said I've also made plenty of mistakes.

I grew up with a single parent, and another parent who visited annually just to stir up emotions and make my life miserable. When I was 18, I decided to work really hard to lose weight so that I could join the US Air Force. I had a strict plan that I was going to follow to succeed in life.

Unfortunately my superiors in the USAF would not accommodate that plan to independence as they forced me to find my own way from the barracks to work (a 40 mi drive), so I had to immediately struggle to get my drivers licence and I had to buy a car on an Airman's paygrade.

My income wasn't enough to afford the car and gas and other living needs that I was expected to pay, so eventually I had to leave the Air Force before my term was up (under honorable conditions). I tried to work as a civilian. The transfer was tough and I was vastly uninformed about what to do and what my options were. I'm the first first generation college student of my extended family.

After some petty jobs that would each take more than 10 years to be able to earn enough to live independently, I finally found a nice nighttime custodian job that was at least simple enough for that kind of pay. I was the night time custodian, but I was also a guy to have on call at this retirement home where I worked. If people's toilets flooded or a nearly deaf resident left their tv on past quiet hours (once I could hear one through 3 floors!) I was the guy to send up to fix it.

Having my first satisfying job as a civilian, I was able to investigate community college during the day, so eventually I enrolled and tried taking a few classes while working full-time. College was my saving grace. I never felt like I belonged anywhere until I first started to take college courses in math, science, and philosophy. I found the tutoring lounge on campus, made a lot of friends there, and I spent many hours cramming and helping those in need.

This soon led to me finding financial aid, making arrangements with my parents (my mom and my stepfather) to let me go to school full-time while I lived with them, and putting in my 2 weeks notice at work to focus exclusively on school.

My counselors advised that I pick where I want to transfer to and then figure out the details of how to get there after I got accepted. I think this was bad advice. While I ended up choosing to transfer to a university that had my desired major, Biophysics, it was 60 miles away from where my parents lived. My car that I had bought when I was in the Air Force also eventually broke down from not being able to afford maintenance while I worked, and was towed away for being in the public street for too long.

Finally, I got accepted to UC San Diego to work towards a degree in Physics with a specialty in Biophysics. When it came time to transfer, I got as involved as I could on how and when I was supposed to receive the financial aid so that I could go get an apartment and everything, and my school kept telling me, "you should get it tomorrow" until about 2 weeks into my first quarter when I finally got the support.

Despite this rocky start, I managed to get into a good shape for myself, making my way slowly but surely through school. Learning a great deal. Eventually when I felt the struggle was too difficult, I changed my major to Neuroscience before I began my upper division coursework.

So, as I settled into my schooling and struggled with maintaining financial independence on financial aid, I managed to get myself into maintaining a great aquarium hobby, owned two great little kittens from a street cat program, led as president of a student organization for one year, and eventually I got married. I also carefully learned about the stock market and managed to make some great gains with money that I had invested from financial aid savings.

In 2010, my gains were over 100%. That amounted to $2000 doubling itself, but still, that says a lot about me as a trader. However, 6 months into my marriage, she said she wanted out, grabbed the car that we both paid into (most of the money was mine from stocks; $5500 worth), and refused to pay her share of 2 months rent. That happened in December of the year of 2010.

2011 was a difficult year for me. I fought hard to maintain things, especially my head, but it was tough. I lost 45 lbs from exercising regularly, made lots of new friends, and I got some volunteer work experience in a Neuroscience lab. But I just couldn't focus well enough to maintain my finances and my grades, so I had to drop out and live back with my parents.

Despite how tough it's been, not finding work, struggling with the ins and outs of the VA, and just needing a professional therapist to talk to and help me keep my head straight but never being able to get one, I've managed to recuperate well enough and learn a lot more about this bottom floor of society that I've been so desperately trying to escape my whole life.

I've gone looking for opportunity in every direction. I've tried changing my career goals, collecting recyclables, writing online, trying any online scheme that didn't include me forking out money to get it, imagining what I could write as a novel, tried to make money through playing video games, making goal after goal after goal for myself, but still just not being able to get just the right amount of money to put me back on my feet.

I'll be going back to school in April at the risk of having to do it as a homeless person if the VA doesn't pull through for me. They recently approved my 10% service connected disability status and now I need to jump over a few more hurdles to get my more significant service connected disabilities recognized. I'm also seeing what the vocational rehab people can do for me despite the bureaucratic issues that are stopping them from helping me all the way.

BTW, this whole time that I've gone through life with common lower class difficulties, I've been disabled with a number of small conditions that all add up to a hard time. I have lower back issues that the military has yet to own up to. Community college found also that I have a learning disability which makes some intellectual tasks show up as lower than average ability for me while the rest of my intellect is high enough to expect that I could easily get a Masters Degree or a PhD. My biggest difficulty in school is that they don't give me enough time to show them what I know or what I'm capable of.

From working with special needs students as a tutor, I have proven to myself that there is a major problem in the education system. Most teachers never simplify the material into a clear picture of what they want to teach. If you want someone to learn something, the last thing you should be fuzzy on is what it is exactly that you want them to learn. We can't all work like intuitive Jedi or sophisticated parrots.

If you help me out, here is a list of the priorities of what your money will go towards, in order of their priority If you would like to request that I spend your donation on a specific cause, please let me know:

1. A working cheap economic vehicle.
I need something that I can sleep in and that will take me wherever I need to go. Preferably something that can stow quite a few recyclables as well to pay for gas, but not an SUV or truck or van (Unless that's all that is cheap of course. Not likely but you never know.).
I'll aim for great gas mileage, but I'm thinking that I should attend some police car auctions to see what the cheapest deal I can find is. This car would make a great shelter for me while I return to my far away school.

2. Investing on the stock market.
Trust me, I know how to fish. If you want to send me a request for proof I'd be glad to compose some evidence of my finest moments as well as my worst to show you that I can do well for myself on the stock market, even during the recession. What I could really use right now, is a little bait. Trading is good money for me, but to make enough to make gains worth more than the commission cost (about $10), you need about $300-1000 per investment. $300 is more for the high risk lottery plays on the market. I even made a blog about it if you would like to see:
http://www.squidoo.com/TheYoungidealistEconomyBlog
If you are willing, we can arrange something personal so that you wont need to worry about me putting the money you offer at high risk and blow it all. Might even be able to arrange something where I could make money for you to prove myself before accepting your donation. Whatever the case, I know we'd have to make it a personal arrangement to satisfy the current laws.

3. Working towards paying my debts to my friends.
My friends have been really supportive through these hard times, though they are starving students themselves. To keep up my morale they've bought me food, given me a place to crash when they could, and even paid to have me join them at fun local events. I have some money that I've promised them back, and I plan on making due on those promises as soon as possible.

4. Paying off my debts with companies.
I've had times where I couldn't afford to pay for rent and had to leave, like when my wife left me to live with her parents. These issues follow me on my credit score and I would like to work towards removing them so that I can turn my life around.

5. Getting a good start towards paying off my student loans.
I know I won't be able to pay them off before I find a good career with my degree. I would just like to have something to start making some automatic payments with and put that part of my bad credit score behind me as well.

6. Buying a home.
My mom never owned a home. No offense meant to land lords out there, but I really think the rental system is way out of line. My mom was always a hard worker. Way better than me, yet she could never own a home because she didn't have the money. Meanwhile, people with money could live in great big houses for less than she even had to pay.
I want a house to own. Probably start with a condo and seek ways to improve it and flip a profit out of it. Then I want to keep building up money from housing until I can manage to build an apartment building.
If I could, I'd like to make an apartment building near a university that offers cheap housing using the Japanese capsule model or something even more economic and more comfortable.

7. Making an online tutoring site meant to offer free tutoring and tutoring for tips. Imagine a site (I have yet to know of one) where people can collect their resources on a class, much like they collect info on ratemyprofessor.com, but also seek help from others who are taking the class or who have taken the class. Donors like you can offer money to tutors who post their notes and stories on the site, alongside ratings from other students that they helped.
Some tutors can offer their rates for help, sell their notes online for cheap, or just offer their help whenever they can and ask to be tipped through paypal if someone likes their work. My hope is that such a site could help to put an end to sophistry in the college system once and for all, making education easy and affordable for everyone.

8. After I have everything I'm hoping for above, the sky is the limit. But I would prefer to put the extra money that I don't need to good uses. I would spread a little philanthropy around, give to others in need on this site and through other resources.
I'd also look to teach others how to fish. I think a great way for the economy to be fixed would be if philanthropists made some really good employee owned companies. Make the place pay for itself, skim a little off the top, and walk away knowing that you really were a job creator.
I think that everyone who is capable of work and who chooses to work deserves to have their own independent living situation. I know that we are a long way from that, but I tend to be an optimist. I would like to try and make the world a better place, if nothing else.

Aside form financial help, I'm interested in anything else that I could get that's useful. Advice, Neuroscience Career connections, work, hobby or volunteer work that can easily become lucrative, I'm really all ears. Thanks again for taking the time to read my request. I hope you find it in you to help me out, even get to know me if you'd like. Bet you $5000 I can make you laugh. Did I win? >;) it was worth a try anyway.

I’ve never asked for any kind of help before, and certainly not from people that I have never met! But my situation has become so desperate that I really do need help.
I have, for the last 15 years, struggled to make ends meet, following periods of ill-health, bad luck and catastrophic decision making. My circumstances are now very desperate indeed, and have even considered suicide.
In 1997 I suffered from a period of depression, that became so severe that I was forced to give up my job, and borrowed money to cover my mortgage and keep my house. Unfortunately the repayments on this ever increasing debt snowballed, and I found myself unable to meet my mortgage and household bills. I had ploughed my life savings into the home, and lost it all.
In 2006 I was approached by a friend, who was concerned for my financial circumstances, and suggested that we buy an old property, renovate it and sell it for a profit. I was desperate to make some money, and trusted my friend. I would refer you to full details of this in my Beg, as the project ended in complete failure having been ripped off by an unscrupulous builder. Work that should have taken 3 months took in excess of 9, and I ended up carrying out all the work myself. I regularly worked at the house from the early hours until well past midnight. The long hours left me exhausted, and in October 2008 I had a breakdown. I simply couldn’t carry on, and collapsed at work. My employer at the time was an unforgiving and vindictive man, and he said that I would be suspended if my work didn’t improve. I was afraid that I would lose my job, and under considerable psychological pressure from my employer I was forced to resign.
Following the failed business venture, which had plunged me into further debt, my breakdown and subsequent loss of my job, I simply couldn’t cope and pushed me into a long period of depression that became so severe that I planned to take my life. At the time I was so ill that I was unable to hold down a job, and this simply added to my woes - whilst out of work and undergoing intensive counselling I borrowed further. By the end of 2009 I was £15,000 ($23,250) in debt. I desperately want to rebuild my life now, but it is difficult to do so when I am saddled with a debt that is crippling me. Between 2009 and December 2010 my debt increased - there is no answer to it, and I will never ever me able to clear the £18,000 ($27,900) that I now owe. It is a debt that cripples me and prevents me from having a normal, happy life. I am 50 in February 2012, but have no future. I am tired of being worried, stressed, unable to sleep, and being depressed. Please, please help me start my life all over again. Please read my full story, and contact me if you have any questions. Thank you.

I am a student currently studying Biology and Chemistry.
Unfortunatly with our finacial crisis, when I go to University it is going to be very difficult for me.
I regularly attend conferences in my local area, having recently been to ones on mental health, cancer and pallative care, even one on nutrition in liverpool.

I take a great interest in my subjects and any help would be appreciated.

2011 has been a horrible year for me. Like so many other families I had lost my job, went into foreclosure, and can't afford utilities($250), food, gas, truck payment, etc.. I turn in applications several times a week for employment and regularly visit the unemployment center for help. I have placed very high on several tests for local employment but it seems like they only take the top 3 for interviews (I have come in at 4th &5th on the lists). I have been trying to get a loan modification since April but my mortgage bank has lost my paperwork so many times. I have kept in contact with them and keep all receipts of faxes but it does not matter. I get so many phone calls every day about bills, I pray that my vehicle does not get taken. I decided to go back to school but I already owe so much with student loans ($25,000), it was a hard decision. My son has been very good through this hardship but he needs simple things like shoes that I cannot afford right now. I have so many things to be thankful for and try my best to stay positive through all this stuff. Please help if you can, anything helps. Thanks

We are a couple, aged 37 and 38. It takes a lot for us to ask for help, but if any can be given - no matter how small - if a lot of people give a little, it can add up to a lot ;) - it would be an absolute godsend. In the past I have always tried to help, whether it was picking up someone asking for food and taking them to buy food at the grocery store, helping another couple with children with a house payment, or simply offering them a job (odd job around my home or even with the company I used to work for before I was laid off.) .

We're about to lose our home. I recently recieved a cut off notice for our utilities and in order to keep them on it will cost $181.61 the balance due however is $188.00. This will not matter however, because I don't have the funds to make the house payment coming due on the 12th of October. I am 399.00 short on the payment. The balance we owe on our home is $6,320.00. Once the house is paid off we will be able to pay $180.00 for lot rent instead of $580.00 for lot rent and house payment.. (Of which only $200.00 goes towards the balance if not paid in full - which is .32 more payments at $580.00 a month). If we can just get our home paid off we would be okay - even with child support garnishing 54% of my pay. By law Child Support Enforcement can garnish up to 65% of a payee's pay.

Just to be up front, I do have a job. Unfortunately I only work about 30 hours a week on average at minimum wage. I am very happy for my job, but after child support garnishes $478.00 a month from my paycheck we can barely make the house payment most months. I have filed for a reduction of child support, but they refuse to use my legitmate income, instead using the income I made previously when I was in a position to help others, and did so regularly. My employer has even filed an affidavit with child support enforcement stating they cannot offer me more then 32 hours and that I make minimum wage. I am curretly looking for a second job, or another job that pays better to take the place of the job I now hold. If anyone has any IT professional positions, please let me know as I would love to come work for you, or your company. That would be the best way to help us out.

My boyfriend would love to work, but he is disabled and currently has an application in with Social Security Disability, unfortunately it takes a long time for it to come through, and by the time it does we will have already lost our home. He was disabled 2 years ago last July when he was working on a wireless tower that was 80 foot tall. It collapsed under him and he is very lucky to have survived the fall, however, when he came down he landed on his ankle and the impact caused the joint to turn around backwards and upside down. He has had surgery for this, unfortunately it is still not right. He cannot straighten out his foot to walk. Because of shortening of the tendons on the inside and front of his ankle he is not able to balance or apply weight to the ankle for more then a few moments. And even that short amount of time causes him extreme pain. He tries to help around the house by doing chores such as mowing our small patch of lawn, but even that small chore takes him over 3 days to complete. My employer does not offer medical insurance, so we are without it. It makes it impossible to go to a doctor to help him get the medical assistance needed to 1. fix his ankle completely and 2. pain management. So he perseveres and does as much as he can.

Every day I have to try to get my 1984 Volvo 240 Station Wagon running so I can get to work that day. When I try to pull out onto the highway to go to work it bogs down like it is under water. It takes crossed fingers, prayer and much clutch/gas pedal manipulation for the car to pull out... and even more to get it to the speed limit. It is very scary because there is a blind corner that people speed around regularly and I'm just waiting for the day I get hit trying to pull out. Unfortunately we don't know what is wrong with it and do not have the ability to take it to a mechanic to see if they can do a diagnostic, much less pay to have it repaired. So if anyone is willing to donate their time and possibly parts to get the car up and running safely it would be greatly appreciated. It is the only legal vehicle we have.

I am trying to do odd jobs around town as well as sell jewelry that I make online and at a little shop here in Newport. It is hard because most months no one seems to buy my jewelry and the jobs are far and few between.

What is really sad is I know come the middle of October we will be homeless, my daughter's dog, Kenji and my dog, Nikki will have to go to the animal shelter if I cannot find them homes. I know I would not be able to care for them at all if we have no home in which to live. As it stands now, I haven't been able to buy them dog food for a few months, and the Animal Shelter in Priest River does not have any spare food for them, so they eat what we eat. the good thing is they are fat and very happy and loving dogs.

If you can help at all, even if it is a little bit ($1, $5 or even $10) - if several help out a little it will add up to a lot; it would be greatly appreciated, and once we're back on our feet, of course we fully intend to pay it forward by helping others.

Thank you for your time and consideration... God Bless

If you are able to help you can donate through PayPal.

Or if you have a job to offer me (18 years experience as an IT professional )

In recent years I have put so much focus into taking care of the cost of living including rent, car costs, and medical costs for some unexpected health issues. My job does not offer health insurance and when I looked into out of pocket cost I just could not afford it. Health wise I am doing pretty well. But, even with daily care, including brushing, flossing and mouth wash my teeth proceed to decay. I try my hardest to care for my teeth, I do not smoke, I don't regularly drink alcohol, and I invested in a cyber-sonic tooth brush after reading about the over all benefits of using one. I maintain regular normal oral hygiene, but I have defined decay and pain.

I have a family history of poor dentition. When I was a child I used to have enamel treatments in which is they would put a layer of clear acrylic over my teeth once a year. It has been many years since those treatments. Another issue that compacts the pre-existing issues is acid reflux I suffer from while I sleep, which the dentist told me furthers the decay, especially in the back. My teeth desperately need care.

Recently one of my teeth began to hurt, I bought a few over the counter remedies and tried to deal with the pain in hopes it was temporary. The pain persisted so I decided visit a dentist. After examining me he told me the immediate problem was two abscessed teeth both needing root canals. Both teeth combined were $6300. I need far more work than that done and some of my teeth may be beyond repair.

They say the smile is the gateway to the soul. I want to feel comfortable smiling and talking. I don't want to wonder if someone see's my teeth. People shouldn't judge but they do. I just wish I could do what is needed to feel comfortable. At this moment, it seems such a difficult goal to reach. Please help me.

Hi,

My name is Jeff. I am 41 and currently living in Nashville, TN. I made this page in extreme desperation asking for financial help with my right leg. There is a picture of the ulcer on my right ankle, which is also painfully swollen, as well as pictures of the varicose veins on my blog. I never ask for anyone’s help, ever, but I am now humbled to ask for your help, it’s probably my last bit of hope.

I have varicose veins very badly in my right leg, and its been a 25 year-old problem which has been getting slowly worse over time. I also got a venous stasis ulcer on my right ankle last year from the vein problems. This was a nightmare for me as it took almost a year to heal over leaving a very bad scar.

I need to have Endovenous Laser Treatment (ELT) surgery on my leg very soon or I will probably lose my leg I’m told. I also need to have cosmetic surgery for the horrible scar on my ankle.

I need $7,500 for ELT surgery very soon and I do not have medical insurance. The cost of cosmetic surgery varies but it is estimated to be $5,000 to $10,000. The grand total I am trying to raise is $20,000 to be certain I have enough money to recover from all this and as I may miss some time from work.

I do work FT right now but I simply cannot afford health coverage, I am living by the skin of my teeth currently just barely making rent. Also the state of TN will not let me have TennCare, I’ve tried many times and got told even some people with cancer cannot get TennCare – just crazy.

So I am asking you today if you could find it in your heart to donate even a few dollars (or a significant amount) to my cause I would be so very grateful to you!

If you can help me please donate with PayPal at my blog: http://helpjeffsleg.wordpress.com

I will be updating my blog regularly about my progress towards my goal.

Thank you for visiting and may God bless you!

Jeff Gillispie

I drowning in debt, struggling to make ends meet, terrified of being out of a job, and currently working for a company that will be making redundancies, struggling to buy food for the family and robbing Peter to pay Paul.

I owe a large sum of money to my parents. I cannot pay them back in the present economic climate. Both parents have retired to a country were they were both born and in the meantime my Mother’s brothers and sisters have deceased in the last few years and she dying slowly of not seeing her children and being alone I a remote part of country. My Mother is in poor health and needs medication regularly to try to get better. The only way to help her is get her back to the UK to be with her love ones and those care for her. This involves buying a small home or converting ours. This will depend if there are any offers of help from someone who has the funds or heart to help us. Being isolated and alone in a third world country where crime is higher than the UK just makes life so much harder to bear.


This situation is affecting my happiness with my immediate family and could break us apart. I am scared of what the future holds and have no where to turn and I taking my problems out on family. Thank for reading this message.

Hi, I am Ripan Baral from Kolkata, India, aged about 35 years. I belong to a very poor family. From my boyhood I hade a strong ambition of being a successful businessman. But my family had allmost no money to help me with. So, in the year 2000, I took a bank loan of Rs. 2,00,000.00 (US$ 4445 approximately)froam a national bank mortgaging my house as security and start a business. And in 2002 I took another bank loan of Rs. 90,000.00 (US$ 2222 approximately) from another national bank to increase my business. But unfortunately after two year I had to close the business for serious financial problems . And as a result I become a bank defaulter. The banks send me severel legal notice regularly to repay the loan in the last 10 years. But I had no ways to repay the loan amounts. And now the Bak is ready to sell my house to recover the loan amount.

Now I am in a horrible condition.I have very old and ill parents in my house. The house is the only asset of my family, but I can’t save it. Due to bad financial track record I am unable to get any further loan from any govt. or private financial organizations. Now I have no way left but to sucide. Please, please help me and save me and my parents. Your help will give me a new life. I will appreciate your help even if it is very small. Thank you for your imvaluable time and patience. May God bless you.


If you want to help me, please mail me at iamripanbaral@gmail.com

Thank you for your kind help.

Hi, I am Ripan Baral from Kolkata, India, aged about 35 years. I belong to a very poor family. From my boyhood I hade a strong ambition of being a successful businessman. But my family had allmost no money to help me with. So, in the year 2000, I took a bank loan of Rs. 2,00,000.00 (US$ 4445 approximately) mortgaging my house as security and start a business. And in 2002 I took another bank loan of Rs. 90,000.00 (US$ 2222 approximately) to increase my business. But unfortunately after two year I had to close the business for serious financial problems . And as a result I become a bank defaulter. The banks send me severel legal notice regularly to repay the loan in the last 8 years. But I had no ways to repay the loan amounts. And now the Bak is ready to sell my house to recover the loan amount.

Now I am in a horrible condition.I have very old and ill parents in my house. The house is the only asset of my family, but I can’t save it. I have no way left but to sucide. Please help me and save me and my parents. Your help can give a new life. I will appreciate your help even if it is very small. Thank you for your imvaluable time and patience. May God bless you.


If you want to help me, you can contact me by either mailing me at iamripanbaral@gmail.com or you can call me at +919804516232.

Thank you for your kind help.

When I got pregnant with my first son I weighed about 100 pounds. He weighed 10 pounds at birth and of course the weight I gained ripped my small body to shreads with strech marks and streched skin. I had 2 more children that didn't do near the damage of the first. I had 3 c-sections that didn't help my cause. I am a 31 year old stay at home mother to my 3 children and the wife of a career fireman. I live with back pain from the skin that hangs from my abdomen. Insurance will not cover a tummy tuck as they deem it cosmetic. I saw a plastic surgeon and he said there could easily be 5-10 pounds of skin....not fat...removed from my tummy. I weigh about 125 pounds and am 5' 3" so I am not fat. I excersise regularly and there is no way to tone stretched out skin. I know this is a long shot and there are much more needy causes but if you have ever had to carry this extra baggage around you would understand. If you would like pictures of what my stomach looks like I will provide them gladly. I wouldn't object to payment being made to my surgeon to ensure the funds wouldn't be spent other wise. This is my dream....to be normal again. My email is mistyisablonde@gmail.com.

Ok...this is really embarrassing but I will just go ahead and spill it. 18 months ago, my husband of 13 years decided he was gay and left me to raise our 12 year old daughter alone. I have tried to stay on top of everything, not spend if I didn't have to, picked up a 2nd job, etc, etc. But even after all that, I am still drowning in the debt he left me with. I don't want to lose my home and I would never want to file bankruptcy. I am just asking for a little help, PLEASE! My daughter and I attend church regularly and I have always tithed on everything I made and will continue to do so...even with any money I receive on here. I am a believer that if you do what the Lord says, He will take care of His children. Thank you in advance for whatever you can do.

I am a single mother of two teenagers and two small children. I am a nursing student, my expected graduation date is March of next year.
I've made many, many bad choices throughout my life, resulting in trying to support four children on little-to-nothing.
I have accepted responsibility for my negligence, and have improved myself by leaps and bounds.
I finished my Associates Degree last year in medical management and immediately enrolle in a nursing program.
Also, I volunteer regularly at a womens' abuse shelter. I have been doing that for about five years or so.
In the past, I was supporting the family with financial aid money and child support.
However, we took a huge hit when child support stopped coming.
I need help with just about everything from childrens' clothes to car repairs, to engergy assistance.
I can provide character references as well.
Please help.

I am a 35 year old female who works part-time. Being SchizoAffective BiPolar I can only work part time 32 hours a week. I worked full time regularly until two year ago. I can't handle the stress anymore and take antipsychotics which also make me tired. I'm on Seroquel XR, Lithium, Wellbutrin SR, and Clonazepam. None too cheap.

I have an older car that has run great until this month. I needed to get a new timing belt and starter. About $500 total for the repairs, parts and labor. Now I am also behind in my rent because I've been taking the bus to work and the only available bus cuts into my hours, so I've been working about 25 hours a week. Doesn't seem like much but things really start to add up. I'd just like to get my car fixed and catch up on rent. I am thankful I can get two meals a day at work, so food isn't a problem.

Thanxs all for listening.

Hello, thank you for looking through beglist as a place to give, I just discovered beglist, it is nice to be able to choose the type of situation to which you would like to donate.
My husband and I both lost our jobs at the end of November 2010. The store where he was a computer technician went out of business, and I was wrongfully terminated, and am the middle of appealing my case. Just before Christmas and two at once, the timing is terrible.
We have both applied and been approved for unemployment but it does not look like that will get us by.
Since beglist recommends keeping it simple, honest, and to the point, here is a list of our needs:
*Money to pay for health insurance, $200.00 a month (I have health issues and without insurance my medications are approx. $1500 a month) Co-pays are $30 and I see three different doctors regularly. I would like him to have health insurance also, but guess we can put it off since he does not have any pre-existing conditions.
* Rent $675.00 a month
* Electric $114.00 a month (we never turned on our gas heat so we are just using a couple of space heaters right now.
* Dog and cat food (1 dog 1 cat) $70.00 every 3 months
* Garbage pickup $65 every 3 months
* Chase credit card bill $200.00 a month
* Citi credit card bill $200.00 a month
* H.H. Gregg (GE Money bank) credit card bill $60.00 a month
* The kids are due for a Veterinary visit and vaccinations I am not sure how much that will be (1 dog 1 cat)
* Student loans (Sallie Mae) $145.00 a month
* Dish Network (we cut our bill down by half already but cannot get out of the contract without a huge fee) $42.00 a month
* Internet (Time Warner Cable) (we don't get cable T.V. just internet) $50.00 a month
* Verizon wireless cell phone bill $140.00
* We have well water so no water bill
***In short, our bills total approximately $1871.00 a month, yikes! We are getting unemployment, which adds up to about $1540.00 a month. I did not list food or gasoline or auto maintenance in our bills. As you can see, things are very tight.
Any help is welcome, thank you so much, I would be happy to honestly answer any questions you might have about us, and if you provide your email, I would be thrilled to send you a personal thank you email when you donate to us.
Thank you again!

I am a 32yr old woman, bi-racial. I am a single mom of 4 children ages 10, 6, 4, and 3. I have spent the last 7 years working with mentally and developmentally disabled individuals live life in society. I am a very caring and loving person.

Earlier this year I made a terrible mistake and accepted the offer of money to transport drugs to support my children while going to college and working full-time. I got caught the first time, and am in a sense, thankful I got caught. I have been sentenced to 40 mths prison time. My cousin is talking my children and are going to raise them for me until I am released from prison. My cousin, however does not have much money. I would like to buy my children some clothes and shoes and toys for Christmas before I leave to serve my sentence on the 16th of this month. I live in Iowa and have been placed in West Virgina to do my sentence. I would like to leave some money so that my kids may be able to visit and so that I can call them regularly. I want you to know I am a good person and mother, just made some bad choices and am going to pay my dues for them. I pray that someone will be able to help me. Thank you for your time, God Bless

I asked the bank for funding to do the work necessary to restructure home (replacement heating system, rehabilitate the roof, replacing broken windows), but now with the financial crisis can no longer pay the monthly installment of 700 €,, because now I have 2 children to support and a salary of just € 1,100, the bank has threatened me that if I begin to pay regularly seized the house.
Anyone who wants to help let me know, I just just € 1.
THANKS