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LIFE
Posted by sweetpsalms on 2012-05-19 09:58:33
I am a 39 year old with 3 children and a disabled husband. I have a lot of issues right now that I am trying to deal with and keep my family off the streets. I don't mind sharing my story if need be because honesty is the best policy. My husbands SSI is very low, as if he has not really worked and he is over 50. I have been trying to keep my head up and keep my bills paid. I work but my job is a PRN position because it was all I could get. I was making a fairly good pay until they decided our department needed cut backs and cut our hourly pay almost three dollars. I am trying so hard to finish school to be a LPN and then a RN. I have been trying to finish school since 1992. I know that if I can get my degree, I can provide for my family. So, I have bills up my butt and school is hard. Now, I am dealing with losing my financial aid because though I have a high enough GPA, my other cumulative average is below standard. I knew nothing about that. I was focusing on making sure my grades were good enough. My 14 year old daughter is pregnant and I can't even afford to begin buying baby things or think of how to save for it. My husband is so content with his little check until nothing else matters. My oldest daughter is in college with me trying to get her LPN but her hearts desire is to be an OB/GYN but they changed the required score level for the SAT and ACT and she registered one quarter to late to get in. Had she registered earlier, she could have gotten in the school she wants to attend but now she has to go to a local college and earn credits and then transfer, IF her grades are good enough. ON top of all that, my husband was just hit in the rear by another driver and our car was totaled and he was hurt. So, my only car, of which I was paying on still, is gone and I owe to much on it for the insurance to pay it off.
I feel overwhelmed, depressed and like I will never make it. I am working, attending school, and trying to write a book and do a gospel CD. Anything to try and bring in money to support my family. I really don't know what else to do.
I don't know if this works or not, but I am willing to try. I have felt so bad until at times I wanted to just end it all but I know that is not the example I want for my children. I want to see my grand daughter born and I want my children to finish school and do better than me, but also see me come out of my struggle. I keep telling them I am going to buy the house we live in, they keep laughing and even with that, the land lord is talking about putting it on the market because I can't come up with what I need to even start buying. I pray that God blesses my household and family. If someone does decide that my issues are worth helping, then I pray God bless you with an overflow for your blessing me. I don't know what else to say but thank you in advance. As embarrassed as I am, I can only pray this is real. If not, at least I got to vent and get it all of my chest. I had no one else to tell anyway.
Thank You!
Single Mom (not in recovery, not a felon, not disabled, just unemployed)
Posted by cdimiceli on 2012-05-01 17:58:09
Iâm going to be a little blunt, because I'm tired and I want to give up so bad, but I can't. I'm better than that and my kids are my motivator. I wake up everyday and remind myself of 2 things :1) Faith is what you have when you all your beliefs are blown to hell. 2) What doesn't kill you makes you stronger -Nietzsche
I am a 35 year old educated, ambitious, head strong woman. I have owned my own business with my soon to be ex. I know what hard work and determination are. I went to private school and I am educated. I value my community and have always given back and will continue to do so. I also know that I have the drive and determination to get myself back on track. I'm not ASKING for a handout, I'm asking for help up! I also know what loss is. I don't have the business, a house or EVEN the car anymore. We lost everything. He bounced back , I didnât. All I have is HOPE, that someone or some program can help me carve a path back to self sufficiency.
It's gone continually downhill.I am amazed at the allotment of programs for both housing and employment for all different walks of life. However, what about those that are just struggling. No hang ups, no record, just struggling and are LOW INCOME. I'm not writing this to make you feel sorry, I'm writing this because I have exhausted possibilities that I have researched both on my own or been given the information to do the work with.
There are people who struggle everyday through no fault of their own. They don't want a hand out, but help up would be a relief. Society doesn't need band-aids they need solutions.
Not every county, city or state program fits everyone's needs.
First of all Section 8 has been closed since BEFORE I left my marriage so that idea could never work. The list has been closed for years. Because I have limited time with my children, I do not qualify for CALWORKS. I have tried getting assistance in every way possible. I had very little unemployment left since I have been struggling to find work. I was delayed for about 3 months because they needed verification and I had to appeal and request a hearing. I have won my appeal but will only receive $91/week and for a short period of time.
I took a project management class through WIA in 2011, and I was able to get CTB benefits. I NEED HELP. I have hit the absolute worst point in my life and still refuse to give up. I have been looking for work and am now HOMELESS.I am in week 3 of staying in an extended stay hotel (paid for by my mother back east, who makes maybe $26,000/yr in PA) I recently sold my car because I needed to pay bills and rent. I have maybe $75 to my name.
The fact that they say there are services for low income/ homeless is frustrating. I say this because there is no category for me. I'm not a drug addict or in recovery. I don't have a mental illness. I wasn't in prison, I donât' even have a RECORD. I can proudly say I've never been arrested or even in the back of a cop car. I'm not a victim of domestic violence and I do not beat my kids. Why aren't there programs in place for single parents struggling to make it? Everyday people that are responsible and respectable. I understand the need to assist those that may not have the capacity to take care of themselves. However, I have a huge problem with the fact that Santa Clara County & all programs (private, govt or state funded) will rehabilitate and reintroduced felons into the community, but if you're poor, homeless, no record, are looking for work, have high intelligence; sorry, you can't get help. This sounds extremely cynical and jaded, but I am a little after going through all I have.
I have been told constantly âI wish I could do something but we don't have any programs to help you.â My favorite reply is: "Yeah and you have done everything. I'm surprised you even knew about all the programs you did"
I have talked to employment counselors, program coordinators, program advocates and case managers, volunteers, just about anyone. The bankruptcy is hindering my chances of securing housing, even if I had employment.
The icing on the cake has to be with food stamps and General Assistance. I qualified for Cal-Fresh. However, at the time I had a car worth $2200. So I wasn't able to get General Assistance. Fast Forward a year later, I HAD to sell my car to pay bills. Now this month when I went for General Assistance, I qualify.
It's a never ending cycle, a constant push down. I can take public transportation to work, but to get around and see my boys and being able to transport them would be extremely difficult, not to mention financially stressing. I have scoured employment books, read articles, searched the library, spent hours online trying to find a job, program, a company, anybody who could be a resource whether for low income assistance or employment.
I can probably tell you about a plethora of services this county (Santa Clara) offers for both income assistance and job services.I am registered with CALJOBS; I know all the career sites and have my resume there. I get interviews, however I am starting to think the bankruptcy from loss of business is holding me back when employers do background check.
I also could teach the business writing class or the resume writing classes they offer at Work2Future, I practically did when I took them. I could do the same at Sacred Heart. I've been to InnVision and EHC. Iâve talked to Sunnyvale Community Services. Boy he was a treat he sounded older then my 80 yr old grandma. When I said I need housing and employment help, he gruffly told me to check the newspaper and hung up. I've called St Josephs in Gilroy. I've talked to a program coordinator at West Valley Community Services. I called the Sobrato Organization hoping they had ties to something and one the employees just by grace of god happened to pick up and take my call. I was able to talk to someone at HIF (they couldn't help)
.
I am responsible, respectable and just want to work, have a place to live, and be able to have my children 50/50. I have no police record. I am not in recovery, nor have I ever had to be in a program
I want to work and am attaching a compilation of ALL my work skills. I would not send this out otherwise, I would tailor it specifically to the job I am applying for.
I used to volunteer as much as I could I like being active in my community and helping others. I'm still about that I believe in PAY IT FORWARD. I believe the good you do comes back to you tenfold and that no matter what is going wrong in your life, someone else is struggling just as much if not more; so be thankful for what you have.
I attend church and was a hospitality volunteer for that as well.
I just need help getting on my feet. I have no family, other than my children here in CA.
I do not want to move back east and be far away from them. I want to work, I want to live again. I want to smile and mean it.
I hate what my life has become and know that I am SO MUCH BETTER THEN THIS.
Please help me : money is fine, but it's only a temporary fix, please help me find a program that can assist me in getting on my feet, direct me to employment, and most of all afford me the opportunity to have my children much more consistently so I can be a mom again.
Thank you
Courtney DiMiceli
Injured nurse and family need help
Posted by jjhoppy5 on 2012-04-28 15:58:57
Help me get to the 2012 Disc Golf World Championships!
Posted by StrongHeart on 2012-04-27 15:58:11
My husband has been out of a job for over a year now and we've been struggling to pay mortgage and electric enough as is. I work full time but it's not easy to live off one income. Until he finds a job, for which he is constantly searching, I don't have any extra money in my budget for extras like tournaments but this is such a great opportunity for me.
I need all the help I can get and every little bit helps and is greatly appreciated! I am going to be fundraising locally to help cover the cost of hotel accommodations.
Help support women in disc golf!
Late Blooming Artist
Posted by Sandman on 2012-04-25 21:58:01
Well, now I'm 41 years old and not vain about my looks. I have no illusions about becoming a Hollywood A-lister. I just love the craft, the art of acting and am going back to school for it.
There are very few grants available to acting students. Although I've registered for classes and have been cast in next fall's University production, I'm not sure I'll be able to afford tuition, books and housing.
If you support your local arts and theatre community, please consider supporting a guy who discovered his calling a little later than most actors do.
Can't use FAFSA, Grants, or Federal Monies
Posted by Future-Engineer on 2012-04-24 23:58:19
I was born in Argentina, but have lived in Texas since I was 5. I had no say in it; my parents decided thatâs what was best for me since Buenos Aires was so crime-ridden. I graduated high school like normal kids, went to a community college right afterwards, and worked part time to cover its costs. I got an Associateâs in Science (Nursing) and then dropped out since I couldn't afford to attend a university nor decide on a major. My GPA was a 3.4 at the time.
I'm now 25, working full time (Geek Squad, canât do much with an associateâs), studying electrical engineering, married to my high school sweetheart, and have my goals set! I just have one thing holding me back...MONEY. Since I backtracked when I changed majors, I had a few sophomore classes to take. I'm finishing them at the same community college, and I'm registered for the Fall semester at the University of Texas at Dallas (Junior level courses). I have gotten nothing but As since I've been back!
Why I Need Your Help:
Now, you may be wondering, why can't I use FAFSA? Well, I recently obtained my permanent residence. That was a big roadblock growing up. One of the agreements I had with our nation was that I would not use federal funds (welfare, food stamps, grants, FAFSA, etc) for the next 10 years. I work full time and attend as many classes as I can per semester; I have no time for lollygagging.
Sallie Mae can only loan me so much, and banks nowadays make it very difficult to borrow from for school. All the scholarships Iâve looked for require either citizenship or full time enrollment, neither of which I am. (Canât enroll full time because I need to work full-time to make ends meet) My father is a construction worker and I donât know my mom, she left us when I was 7. I just sold my laptop on eBay and made myself a cheap one from recycled parts. I've tried getting internships, but I'm not deep enough into my career to be eligible yet. Nearby family members donât have any spare cash, and donât make enough to co-sign a loan for meâ¦.So Iâm here, hoping some kind strangers can help me out.
I am a hard working student, good Samaritan, bilingual, a jokester, drug-free, do calculus in my head, pay taxes, 740 credit score, and drive a broken down Pontiac. My only goal right now is to finish school with flying colors as soon as possible; just need this financial roadblock to meet a wrecking ball.
Will you help me smash it down?
My own college fund
Posted by clayton-ak on 2012-04-24 15:58:06
Nursing school
Posted by reeses1123 on 2012-03-29 01:58:43
Tuition Fees
Posted by noko on 2012-03-23 12:58:21
Loan Offer @ 3% Rate
Posted by dreamlenders on 2012-02-21 00:58:38
My name is Bryan Dream,i am a registered and a legitimate loan lender who gives out loan at a very low interest rate of 3%.I give out both business and personal loans to people and organization who needs loan ranging from $2000 to $50,000,000.If you also need an unsecured loan and secured loan we can as well approve it for you.Our loans are guaranteed with no time wasting.You can contact me on dreamlenders@gmail.com for more information
Loan Offer @ 3% Rate
Posted by dreamlenders on 2012-02-21 00:58:37
My name is Bryan Dream,i am a registered and a legitimate loan lender who gives out loan at a very low interest rate of 3%.I give out both business and personal loans to people and organization who needs loan ranging from $2000 to $50,000,000.If you also need an unsecured loan and secured loan we can as well approve it for you.Our loans are guaranteed with no time wasting.You can contact me on dreamlenders@gmail.com for more information
"I'll pay it off when..."
Posted by totallyscrewed on 2012-02-10 11:58:44
My story isn't as tragic as a lot of people's on here. I am not ill, no one is dying and I do not have a spouse or family to support.
I am, however, quite simply up shit creek.
As a student I was pretty financially screwed. I worked in a bar but still struggled to pay my rent and bills so I constantly put groceries, bills and general life expenses on my credit card thinking "I'll pay it off when I finish uni".
As the years went by this "I'll pay it off when..." became a mantra and I continued to put various items on credit when I "needed" to. From paying for my round in the pub to trips away and buying books on eBay I now owe around $30,000 I think. I can't even look at my statements any more.
I am now working as a special education teacher, which is a job I love with all my heart, and going to work everyday and making kids happy keeps me going.
Unfortunately my salary is a bit crap, and after rent, bills and food I actually can't pay my minimum repayments on my credit debt. I pay my bills when I get paid and then live off my credit cards because I have no money left.
I have looked into various debt consolidation/IVA/bankruptcy/personal loan options and unfortunately none of them are available to me or going to make my situation any better. I have even recently toyed with the idea of just not paying my debts and letting the debt collectors come after me, but my registered banking address is also my parent's address and the thought of the stress and worry that all of this would cause my parents makes that the worst option of all.
It seems that begging has become my last resort.
Please help.
Ex-Felon - Starting School - Need Laptop
Posted by pastyJ on 2012-02-02 05:58:11
Nearly 60 years old and loosing everything...
Posted by Needhelptodayforsure on 2012-01-25 15:58:40
Nearly 60 years old and loosing everything...
Posted by Needhelptodayforsure on 2012-01-25 15:58:39
Nearly 60 years old and loosing everything...
Posted by Needhelptodayforsure on 2012-01-25 15:58:39
Nearly 60 years old and loosing everything...
Posted by Needhelptodayforsure on 2012-01-25 15:58:38
Nearly 60 years old and loosing everything...
Posted by Needhelptodayforsure on 2012-01-25 15:58:38
Nearly 60 years old and going to loose everything...
Posted by Needhelptodayforsure on 2012-01-25 15:58:33
Getting back into work after serious illness
Posted by CarySerendipity on 2012-01-24 07:58:27
I now want to get back to my freelance work and during 2011 I continued helping out with a local community newspaper writing articles and taking photographs when I could. It was then I discovered that my hand writing had been affected by the stroke, but I'm getting there and my hand writing is getting better! I also found the quality of my photographs were also affected and not as good as before I had the stroke, they are not as clear and concise as they could be with a little digital camera I have. It has no anti shake. And yet my earlier photos are now attracting interest and people are now asking if I can be booked for taking photos for them. I'd love to do it and I'm just pleased that the community newspaper that I volunteer for have been supportive throughout. HOWEVER if I am going to add to my work experience and concentrate on my photography and writing I need to invest in some new photography equipment and a laptop to move onto new career challenges.
Effectively, after a year out I am starting out from the beginning again with being a Media Consultant and asking for help to achieve this. I have never asked for help before with my work, so hope that whoever is out there reading this can help towards achieving the camera equipment and laptop I need to progress into my photography sphere. I also plan to study at college a part-time photography course from September 2012. It'll last 3 years but it will be worth it and a qualification at the end of it. Just because I had a stroke does not mean the end. It just means adapting and getting the best out of life that I can. Anything is possible so don't write me off just yet!
Thank you for reading this true life whoever you may be.
Getting back into work after serious illness
Posted by CarySerendipity on 2012-01-24 07:58:18
I now want to get back to my freelance work and during 2011 I continued helping out with a local community newspaper writing articles and taking photographs when I could. It was then I discovered that my hand writing had been affected by the stroke, but I'm getting there and my hand writing is getting better! I also found the quality of my photographs were also affected and not as good as before I had the stroke, they are not as clear and concise as they could be with a little digital camera I have. It has no anti shake. And yet my earlier photos are now attracting interest and people are now asking if I can be booked for taking photos for them. I'd love to do it and I'm just pleased that the community newspaper that I volunteer for have been supportive throughout. HOWEVER if I am going to add to my work experience and concentrate on my photography and writing I need to invest in some new photography equipment and a laptop to move onto new career challenges.
Effectively, after a year out I am starting out from the beginning again with being a Media Consultant and asking for help to achieve this. I have never asked for help before with my work, so hope that whoever is out there reading this can help towards achieving the camera equipment and laptop I need to progress into my photography sphere. I also plan to study at college a part-time photography course from September 2012. It'll last 3 years but it will be worth it and a qualification at the end of it. Just because I had a stroke does not mean the end. It just means adapting and getting the best out of life that I can. Anything is possible so don't write me off just yet!
Thank you for reading this true life whoever you may be.
Unemployed Single Mother of two needs help
Posted by toyak on 2012-01-21 01:58:05
Unemployed, single mother of two small children seeking financial help. I have been searching for a job for over a year, registered with a number of agencies, applying online with no result. I am in debt up to my ears, depressed and contemplating not existing. Trying my best to be there for my kids and desperately need some help.
Portrait of Michael Jackson printed on artistic paint canvas, aquarelle paper or as a digital file.
Posted by rifeldt on 2011-12-16 11:58:17
Elder man needs help to make ends meet, will offer something in return.
Posted by rifeldt on 2011-12-16 11:58:15
I would really appreciate your help and all donations big or small are very welcome.
I can also offer something in return like a Portrait of Michael Jackson printed on artistic paint canvas, aquarelle paper or as a digital file. It is a picture of Michael Jackson, turned into artistic paintings and printed in different types of Aquarelle, Pencil, Felt marker, chalk, pastels, watercolor, portraitist or oil painting on paint canvas, aquarelle paper or as a digital file with characteristics of famous artists like Van Gogh, Monet, and Cezanne among others,. It can also be done from your pictures or from photos of any person, portrait, object or landscape Shipping is unframed via registered airmail in a Bubble envelope or a cardboard or plastic tube for protection. Size up to 12â x 16â. You can look it up on Ebay it is Item number:290647178321. I can also help with computer problems, repair and unlock cell phones like Iphones and Blackberries, setup and host websites and many other things in this area.
Well thank you for your patience and taking the time to read this and hopefully I await your business and/or donations as well.
My very best regards to you,
Richard
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