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Croatian single mother

Posted by Croatian on 2012-03-09 15:58:34

I have always been starting from the beginning and optimistic trying to accomplish something in this country (CROATIA), regardless of that this system is pushing me at the bottom literally in all the ways. I have fought bravely and honestly, until I found myself in a situation that I am no longer alone and need to provide life to my daughter. After divorce from a violent husband who left us on the street without a cent I’ve lost everything I had no incentives to pay kindergarten and school, schoolbooks, etc. I came into a situation that I must either pay the bills or school and credit. I enrolled and studied computer science for 4.5 years, but for financial reasons I have never finished it though for the end I have to pass few exams. I was hopeing to get a better job for myself and bigger salary. I have been working 2 jobs for 18 years and but I can’t pay my bills and food . My girl is only 9 years but she’s the one of the best in her class, she’s singing, danceing, acting and have a lot of success in all of that. But she has a problem with her violent father. He took her on 20.08.2011. on a vacation that turned into horror. He drinks, beats her and threatens her not to say that she wants to go home. I don’t have anybody to ask to help me in this. However, we do not have funds nor for lawyers nor for such ventures. I am considering about that the daughter and I move to another city and start life all over again, but unfortunately, for that funds are also needed. Please believe that even the smallest donation would help us begin the fight with a windmill and provided us with a small chance and hope that following years we will be able to live normally. I want to continue working and fighting, and with my own hands keep feeding this little family consisting of my daughter and me. However, I cannot begin without funds and in debts. We in Croatia as single parents, that is legal representatives of a child after divorce, have no financial aids, donations or grants, except the child allowance, which is approximately 26 Euros per month. I do not want to complain or write letters of 10 pages, and believe me I have printed them in hundreds (about that I am writing my first book - "Our million beginnings"). I am writing only out of fear for my child and the fact that I am aware that I must take her away from the father abuser as soon as possible. Honestly, I do not expect anything but I must try on, one way or another, to realize for my child a better life. Thank you in advance.
I’m sending you our documentation like reference for psychiatric care for my child (http://www.poliklinika-djeca.hr/english/) and other doc. If it needed.
Sorry for my bed english. Best regards,

Croatian single mother

Posted by Croatian on 2012-03-09 15:58:33

I have always been starting from the beginning and optimistic trying to accomplish something in this country (CROATIA), regardless of that this system is pushing me at the bottom literally in all the ways. I have fought bravely and honestly, until I found myself in a situation that I am no longer alone and need to provide life to my daughter. After divorce from a violent husband who left us on the street without a cent I’ve lost everything I had no incentives to pay kindergarten and school, schoolbooks, etc. I came into a situation that I must either pay the bills or school and credit. I enrolled and studied computer science for 4.5 years, but for financial reasons I have never finished it though for the end I have to pass few exams. I was hopeing to get a better job for myself and bigger salary. I have been working 2 jobs for 18 years and but I can’t pay my bills and food . My girl is only 9 years but she’s the one of the best in her class, she’s singing, danceing, acting and have a lot of success in all of that. But she has a problem with her violent father. He took her on 20.08.2011. on a vacation that turned into horror. He drinks, beats her and threatens her not to say that she wants to go home. I don’t have anybody to ask to help me in this. However, we do not have funds nor for lawyers nor for such ventures. I am considering about that the daughter and I move to another city and start life all over again, but unfortunately, for that funds are also needed. Please believe that even the smallest donation would help us begin the fight with a windmill and provided us with a small chance and hope that following years we will be able to live normally. I want to continue working and fighting, and with my own hands keep feeding this little family consisting of my daughter and me. However, I cannot begin without funds and in debts. We in Croatia as single parents, that is legal representatives of a child after divorce, have no financial aids, donations or grants, except the child allowance, which is approximately 26 Euros per month. I do not want to complain or write letters of 10 pages, and believe me I have printed them in hundreds (about that I am writing my first book - "Our million beginnings"). I am writing only out of fear for my child and the fact that I am aware that I must take her away from the father abuser as soon as possible. Honestly, I do not expect anything but I must try on, one way or another, to realize for my child a better life. Thank you in advance.
I’m sending you our documentation like reference for psychiatric care for my child (http://www.poliklinika-djeca.hr/english/) and other doc. If it needed.
Sorry for my bed english. THX to all good people!!! Love!

A+ Student Studying Away From Home In Desperate Need!

Posted by dreamingstudent12 on 2012-02-11 08:58:17

I really appreciate you taking the time to read this. I know it's nothing new, but I'm praying that someone will have the heart & resources to help me. I recently made a move to another state so that I can enroll in college. I've never had a criminal record, I've never taken drugs, I don't smoke, etc. So you wouldn't have to worry about a donation going towards something that isn't beneficial. Next week my rent, car payment, and insurance is due and I don't have the means to cover $900 worth of bills. Yes, I'm working 2 jobs and going to school. However, with gas prices being how they are, the job locations eat half the paycheck just in itself. Because of this, I AM currently seeking new employment. I'm down to my last $50 trying to pay for gas, and I'm setting aside $10 for food. It's been 3 days since I've had a full meal. Thank-goodness we can survive off of water...

Please, please, please....if you can help me out in any way, it would be SO much appreciated. You have no idea. Thank you JUST for reading this regardless if you give me a donation or not.


- Sabrina
Hello everyone,

I have been suffering from a recurrent depressive disorder for about four years - with no hope for recovery by means of the conventional medicine. I know a trustful and proven healer who can - and almost certainly WILL - bring me health (and there are many non-medical reasons why I'd like to contact him regardless of anything). Although he expects a rather symbolic fee, I can't afford his help as I'm unable to take up a job (despite of that I have no legal right to receive any kind of social support, what is extremely humiliating for me - I'm tightly tied to my family and this situation resembles an incapacitation).

That's why I would like to ask for a relatively SMALL and ONE-TIME financial help from anyone that can offer it.

I am not asking for a lot of money or help – just enough to allow me to stay on the road to recovery. [about 300$ just for healing with travel costs included - although this amount should be sufficient, I have absolutely no self-earned money - so no donation is redundant!!!]

This request for a humble donation is my *ONLY* way to stay on the road to recovery and, at least, a partial independence. I have absolutely no things which I could sell.

I am willing and able to provide any proof you may need of my health and financial condition.

I know there are plenty of scam artists out there, but I can prove to you that I am not one of them.

My story is not that of someone that most people would be sympathetic to, but I'm as honest as possible.

NO "AMERICAN DREAMS". NO CRAVINGS. NO PARASITISM. NO FOOLISHNESS. I HAVE BEEN ALWAYS HELPING OTHERS AT MY OWN EXPENSE [AND I FEEL I WAS CREATED TO HELP OTHERS AS WELL], SO I'M GRANTING MYSELF THE RIGHT TO ASK FOR HELP (AND TO GET IT) FROM OTHER PEOPLE AT LEAST *ONCE* IN MY LIFE. THIS IS MY FIRST AND PROBABLY THE LAST ACT OF BEGGING.

Thank you from the bottom of my heart!!!

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Devastating Accident almost done us in anything would help

Posted by Livingonfaith on 2012-01-24 04:58:45

In July 2007 my husband was a passenger in a co-workers car; the co-worker turned left in front of a pickup and the car was T-boned directly on his side. The co-workers car was an older model with no airbags; the doctor said that if he hadn’t put his arm & hand up to shield his face than it would have been fatal. The subsequent and enduring “care” he has received via workers compensation (WC), for the grave injuries he sustained, has been appalling at best. This is just my personal opinion, based solely on our experiences since the accident, but I have concluded that workers compensation (that was put in place to protect the workers), is nothing less than an unethical, disingenuous corrupt system. They end up sending you to a doctor of there choosing and these doctors (who have "gone over to the dark side")cater to the insurance companies by writing lengthy reports downplaying any injuries (goal of saving insurance company money with zero regard for the patients well being) in exchange for more patients sent to them and guaranteed, probably higher than usual, reimbursements. All too often it seems like WC caters to those who abuse the system and discriminate against those who really are in need. The “timely” medical care my husband has actually been able to procure through this government supported system is a travesty leaving him with irreparable spinal damage and a life of pain to look forward to. The malevolent truth is, had this system acted in a timely fashion, equivalent to the expedient care that ANYONE else not on WC would receive, then something could have been done to improve his quality of life. Unfortunately, as it stands, due to the guileful delay tactics used by WC, it is too late to do much of anything to repair the injuries causing him pain. Clearly supported medically necessary needs have either gone unapproved or purposely neglected for months all the while he continues to suffer with intractable pain. It is just beyond my comprehension as to how these people can feel no remorse for leaving another human being in such agony. Due to WC neglecting to approve certain items we have had to outlay a significant amount of our funds for medically necessary items\services to help him do tasks that he could previously do unassisted.
Today he suffers unrelenting pain as a result of permanent whiplash, 8 herniated discs, and unacknowledged(despite films clearly showing injuries) unaddressed broken tailbone, ribs and pelvis. Nerve damage from the spinal injury has resulted in numbness in his extremities, frequent weakening of his legs and embarrassing incontinence among numerous other concerns - had these been addressed in a timely manner (much like they would have been if not WC injury) his suffering could have been decreased significantly thereby improving his quality of life. The most serious injury he suffered was the hip break (acetabuler break) the worse break possible - it was broken in four places. As alluded to previously, an injury this severe should have been stabilized by surgery - allowing it to heal properly and not leave him suffering in chronic pain. WC puts such demands on providers to cut corners in order to save money that, in my husbands case, his doctor decided to do absolutely nothing but send him home instructing him to stay in a wheelchair 100 % of the time for several months. This doctor did not follow up with an exam or x-rays to make sure everything had healed properly. When my husband tried to explain to him the degree of pain he was still in the Dr said hmmm that shouldn’t be and then said “I can’t do anything else for you…”. This Dr. was so engrossed with saving WC some money that he disregarded his patients plea for help- how dispassionate and cold. The way this physician treated my husband goes against almost every part of the hippocratic oath which he swore to uphold upon graduation.
After being in pain for years, with no help from WC when it came to pinpointing its primary source, we paid out of pocket for a film that revealed his pelvis had been broken in the accident. This was never discovered previously by the orthopedist, again, due to cutting corners to save WC money they didn't take the necessary films to do a thorough job. We have a hearing with WC before a judge in March to request approval of a doctor who can address his broken tailbone - regardless of the fact that he can hardly sit without being in excruciating pain WC has denied him access to a doctor to treat it.
Immediately after the accident WC paid for home care for my husband and I was his caretaker when they were not here. Once they stopped providing this in home care I had to take over caring for him in addition to taking care of our then one year old daughter. I soon realized that I could not work and take care of both of them so I had to leave my job to stay home. As a result of my loss of income we have used up every penny of savings and 401 K, that we worked so hard to earn. We had to purchase anything medically necessary for Randall that WC was denying or losing track of. In addition to all this bad news, he has had to go out on disability (10/10) due to the deterioration of his condition and as a result our income has been cut substantially. This leaves us struggling to survive with no savings and significant decrease in income. I am the primary caregiver of both my husband and 5 year old daughter and all I able to contribute financially is what I can find the time to sell on eBay and needless to say we are coming up short.
All of our credit cards have been turned over to collections and our house note is in default and I am terrified. My heart breaks for my only child my daughter who is just 5 years old - I want her to remember more than this devastating situation about her dad and what undeserved hard times we are facing. You can ask anyone who knows my husband and they will all say the same that he is one of the kindest, caring, and conscientious people they know. I know that he doesn’t deserve the heartache he is having to endure. He has worked hard his entire life, since the age of 15, up until he could no longer because of his injuries; and I know that prior to this accident he had saved and saved and was looking so forward to retiring and having fun times as a family. He hasn’t lost sight of those dreams but the money he had saved to fund them is all gone. Despite everything somehow he still maintains a positive outlook on life which makes him a much stronger person than I.
We all have faith that God will see us through this one way or the other but some days it is just so hard to maintain a positive outlook. We would be truly grateful for any help - do only as your heart leads you to do!
God Bless

Help me to achieve my dream

Posted by glassbone on 2012-01-22 05:58:28

Hi!
Since a very young age, I have always had desire for music. Now, I am 20 and work at a fast food restourant. I make just enough money to pay my rent and buy food and basic nessecities. My desire and dream of learning to play music has not died, infact it has just become stronger. I have no means to get a tutor for guitar classes. I love music, I love listening to great guitarists(Eric Clapton, Jimi Hendrix, Ry Cooder, Jimmy Page, etc), and eventhough every single fiber of me desires to learn guitar and master it, I can't do it due to lack of finances. I ask you all to consider making a donation, regardless of its size, to help me pay for my guitar tutor.

I aprecite it very very much!!!

no one will hire me

Posted by rescueme on 2012-01-21 14:58:52

I guess I am too old. I just turned 60 last year so I am too young to retire. I was laid off the end of May 2009 and regardless of how many applications I have filled out or interviews I have gone on I can't seem to land a job.
I have no savings and am not eligable for unemployment pay. My Mother died last year so I have no family to turn to. The church has cut me off because their funds are way low. So I am reduced to begging strangers.
If there is anyone reading this who could help me with just a one time help of $500 then I could make my car payment, which is late, and could pay my untility bills for January. I don't want to lose my car and the payment was due on the 12th. Please if you can help I would not expect help again from you. Thank you so much, Jane <><

Single Dad trying to stay afloat

Posted by bthumudo on 2011-12-28 15:58:49

Not to proud when it comes to taking care of my daughter. It's been a rough couple years. The best part of it all is my beautiful 4 year old daughter who is my world. I fought and lost a lot to get custody of her but it was worth every penny. Thanks to her mother I lost a lot, my home, my car, thousands of dollars worth of possessions because of her drinking and drug use.

I've worked 2 jobs for 3 1/2 years to make ends meet. It's my daughter and I in a 1 bedroom apt, with a car that makes me wonder some mornings. I've had my house foreclosed on, had to file bankruptcy and had the bank remove items before they were legally able. That's another story.

Regardless, I am a hard worker and at the suggestion of a friend took a job here in Cincinnati with a company. Everything was great, salary etc finally, until 2 months after I started. They fired the CIO and my hiring Director. Brought in a new CIO who basically is cleaning house. Not based on performance, but on financial reasons. Therefore, my entire dept is being outsourced to Lima Peru. After the first of the year I may be without a job.

I'm kicking myself for leaving my last job. Sure finance wise it was a struggle but I was doing it. Now I'm not sleeping, worried sick as to what I'm going to do. I'm not looking for handouts, I would rather a good paying stable job in this area or maybe someone to critique my resume and maybe beef it up so to speak. I'm an IT Project Manager with almost 10 years experience but can't afford,nor have the time to get my PMP with working 2 jobs and all.

Any help is appreciated and will definitely pay it forward once I have the means.

Thank you for reading and God bless

Pregnant, Sick, and Desperate! Please Help!

Posted by stressedtothemax on 2011-12-24 23:58:59

Hello... I am hesitant to post this as it feels a bit shameful and embarrassing. But times are extremely desperate and as the clock ticks, time is running out. I am a newly diagnosed HIV positive woman who is also pregnant with some other health issues as well. I've been unemployed for some time, and regardless of sending out my resume and filling out countless applications daily, I have been unable to obtain a job. I recently received a notice that if I don't come up with $3000 by January, my home will be put in foreclosure. I have hardly enough in my bank account for groceries, let alone any other bills and had the gas/hot water shut off just a few days ago. Things just keep getting worse! I'm willing to do anything I can for work, but so far no legit offers have come through. At this point, I am completely desperate. I don't want to be out on the street sick and pregnant. I have no family to back me up and am pretty much alone. So now I've reduced myself to begging. Begging for employment or any help anyone can give period. Nothing is too small. If anyone can find it in their heart to help at all, I've included a paypal link. Please don't judge me. I am not lazy, do not use illegal drugs or participate in any illegal behavior and I do not feel good posting this. Times are just so tough and the stress is killing me. I just want to keep my home! I want to To any one that can help, thank you... so, so much. It will be VERY much appreciated.

single older woman needs help

Posted by rescueme on 2011-12-19 16:58:14

I got laid off the end of may 2009 and have not been able to get a job regardless of all the applications I have filled out and interviews I have gone on. I just turned 60 a few months ago so I am too young to retire. My church has cut me off from further help and friends are getting tired of helping. I am not eligable for unemployment because I was an "independent" contractor delivery driver, even though I worked for actual companies who cut me a pay check each week. I have no family left to help me so I have to turn to strangers. I am going to try and start a one woman cleaning/yard work business in january but need help to get between now and then. I need help paying january rent, utilities, car payment, etc. Any amount would do hopefully at least $300 as a one time gift from someone out there. I know the Lord would return your gift to you many times over. Please help if you can via my paypal account. Thank you. Jane

All I want for Christmas is a roof for my kids.

Posted by Mommytofour on 2011-12-18 23:58:03

I am a mom of four, I was laid off a month ago, we had enough saved up to get us through this far but it's running out, my partner has breast cancer and that has been bleeding us dry also. We don't care about gifts for Christmas, I just need to make sure my sick partner and our four kids have a roof over there heads. I don't know how it's come to this I know this time of year its hard for everyone but anything would help. Rent is 1140. Regardless of if you can help or not Merry Christmas, Good Kwanzaa, Happy Hanukkah,Happy Holidays.

Starting an Affordable Child Care Facility

Posted by AffordableChildCare on 2011-11-10 09:58:43

My wife and I are looking to start a Child care and learning center in our community, We are looking to build a facility using a Green building method called Earthbags we are needing some help getting started. We have a little over an acre of land we are going to start construction on soon that will include lots and lots of hands on learning and out door adventure as well as teach children and families to take care of animals, Cows,Chickens,kittens,puppies,horses,etc. also we would like to offer cooking and general maintenance classes for everyday people.

Part of our funding will be from donations from the community to keep fee's low, we are looking to have a small thrift store on site that people can donate clothes and other items to be sold and 100% of the profit will go back into the facility to keep prices low. and a small grocery store stocked by a team Extreme coupon moms. My wife and I have about $5000.00 saved up plus the land and we need at least another $15,000-$20,000 to build a 5000 sqf building to house the child care facility.

Part of our plan is to get the community involved in the build of our facility and in return help those who are interested in building a home for them once we get the learning center completed.

For those of you not familiar with Earthbag building do some google searches on the subject and you will be amazed at how easy and affordable a nice energy efficient home can be. Anyone who donates will be honored with their name on a dedication plaque inside the facility once it is complete.

Our goal is to keep fee's down below $50.00 per child regardless of age and in some cases free and to offer these children HANDS ON ADVENTURE, and learning.

I read an article about stars who started out homeless

Posted by helpneeded67 on 2011-11-07 06:58:53

So we alll have hope for a brigther future

regardless my family just needs help, lots of help as so many do nowadays

Any help you can give I apprecaite from the bottom of my heart

Please help Florida's kids!

Posted by familyangel on 2011-11-04 11:58:56

We are taking donations so all children regardless of income are able to play in a sports league especially those who cannot afford to do so. We began this charity when our own 3 kids each wanted to play a different sport and we just couldn't afford it. The disappointment they experienced when i told them that was heartbreaking...but in this economy not too abnormal! We want every child out there the chance to be part of a sports family! Please help and donate anything at all even if it's one dollar!=) Thank you for your help in achieving this!

Help all kids be able to play sports

Posted by familyangel on 2011-11-04 07:58:28

We are taking donations so all children regardless of income are able to play in a sports league especially those who cannot afford to do so. We began this charity when our own 3 kids each wanted to play a different sport and we just couldn't afford it. The disappointment they experienced when i told them that was heartbreaking...but in this economy not too abnormal! We want every child out there the chance to be part of a sports family! Please help and donate anything at all even if it's one dollar!=) Thank you for your help in achieving this!

Donations for Scholarship Fund Giveaway

Posted by rnwfund on 2011-10-30 18:58:56

Hello,



The Remetris "Nikki" Williams Scholarship Fund goal is to help every child attend college regardless of their race,sex, or religion however we do believe God didn't turn His back and neither will we. We would like to teach our youth how to give a helping hand and instead of having their hand out. Any youth enroll in our program will earn income to go towards their college education or even starting their own business. We hope that you will be able to take part in one or more of the many exciting events that we are offering this year and experience firsthand the pride we take in supporting our cause.

It is our mission to teach the youth how to give a helping hand instead of having a hand out. In order to meet our mission and provide services in our community, we rely on the generosity of individuals and businesses for support. Without the assistance of community-minded individuals just like you, we wouldn't be able to serve those in our community each year. Your generosity will make a difference in our community by allowing us to continue in our work.

To learn more about Remetris "Nikki" Williams Scholarship Fund visit our Facebook page www.facebook.com/remetrisnikkiwilliamsscholarshipfund or Follow us on Twitter @RNWFund



Thank you in advance for your support!

Donations for Scholarship Funds Giveaway

Posted by rnwfund on 2011-10-30 18:58:52

Hello,



The Remetris "Nikki" Williams Scholarship Fund goal is to help every child attend college regardless of their race,sex, or religion however we do believe God didn't turn His back and neither will we. We would like to teach our youth how to give a helping hand and instead of having their hand out. Any youth enroll in our program will earn income to go towards their college education or even starting their own business. We hope that you will be able to take part in one or more of the many exciting events that we are offering this year and experience firsthand the pride we take in supporting our cause.

It is our mission to teach the youth how to give a helping hand instead of having a hand out. In order to meet our mission and provide services in our community, we rely on the generosity of individuals and businesses for support. Without the assistance of community-minded individuals just like you, we wouldn't be able to serve those in our community each year. Your generosity will make a difference in our community by allowing us to continue in our work.

To learn more about Remetris "Nikki" Williams Scholarship Fund visit our Facebook page www.facebook.com/remetrisnikkiwilliamsscholarshipfund or Follow us on Twitter @RNWFund



Thank you in advance for your support!

Seperated Soulmates.

Posted by Working-Class on 2011-10-12 11:58:25

I'm a thirty year old working-class guy from Holland, so I'm sorry in advance if my English isn't all that! I've always worked hard for my own money, and eventhough it's been very little money at times I've always been reasonably happy.

My problem is that I've met the woman of my dreams in Australia, and have been working extra-hard to finance my trips to Australia in the last two years. We're in the process of lodging a Visa application for a de-facto relationship, so I'm doing everything I can to earn some money to make this happen, because all I want is to see my girl again before Christmas!

BUT!!

I've lost my job so I'm afraid I'm not going to make it this time! I've already found a new temporary job, but I can start at the beginning of November, which means I'll only have one month and maybe two weeks to raise money for that ticket! (Which is impossible when you're working for minimum wage!)

Hey, I've never begged for money in my entire life, but she's the first woman in my life and I'm very desperate now that we've been seperated for a couple of months, so I'll beg for love! I don't need thousands of Dollars or Euros people, I only need one ticket to Australia, so I'll be eternally grateful for any kind of help!

Oh, and I'm willing to repay all the people who might donate something, but I suppose you'll just have to trust me on that one if you're willing to? (Wether you believe me or not!)

I can't ever thank you enough if you're willing to help me out a little, and I hope you will!!!

:))

I'm no scammer, no illegal immigrant and yes, I'm really 100% Dutch. (And 100% broke!)

I want to thank you for reading from me and wish you a great day, regardless of wether you'll donate something or not. I know it's not going to be the end of the world if it doesn't happen, but it'll really make our days a *lot* brighter if we can spend Christmas together. (And the 3 months after Christmas!)

Thank you so much if you've decided to click the button! (You're really awesome and I'll definitely owe you one!)

Please bring me and the woman of my dreams together this year, because we've been seperated for 3,5 months now! (She's still in training so I can't expect her to pay anything!)

Please? Please? Please? Pretty please?

:))

Enjoy your day,

A.J. (Just a guy who isn't that bad.)

Struggling Grandma of 3 young boys: Victims of multiple back-to-back tragedies

Posted by strugglinggrandmaof3boys on 2011-09-25 13:58:21

My name is Missy. I am a 49 year old struggling grandmother of 3 sweet, beautiful boys, ages 5, 7 and 8. I am trying desperately to save and protect my grandsons and ensure their futures. I would not ask help if it were only for me. I am asking for help for them, so that my 3 innocent little grandsons will be safe, secure and have a chance in life. As things stand right now, we will be homeless within the next 2 weeks.
My greatest fear is that when (not if) I do become homeless, which isn’t that far off, the state will take my grandsons because we have no place to live, split them up and put them in foster homes. That thought scares the hell out of me. I am all those sweet little boys have. And if they lose each other too, after losing everyone and everything else that they known and loved, I fear their lives will be ruined at the tender ages of 5, 7 and 8.
I suffer from PTSD, COPD and fibromyalgia and each day I struggle with mental distress and physical pain. We live near the New Orleans Metro Area in Jefferson Parish, Louisiana. We were displaced for a year after Hurricane Katrina, came back, bought a mobile home in Lafitte, Louisiana and tried to rebuild our lives. In 2008, when Hurricanes Gustav and Ike hit us back to back, our home was flooded with more than 4 feet of water; unreachable, except by boat for over 2 weeks.
At that time, my mother, age 75, had been experiencing the beginning stages of Alzheimer’s as well as a series of strokes which affected the memory and impulse control centers of her brain due to a vascular disease which severely decreased the flow of blood to those areas of her brain. During these TIA’s and small strokes/seizures, she behaved erratically and during larger ones she could become paranoid and psychotic. She had to be hospitalized for several of the more severe episodes, as she was becoming a danger to herself and others. The effects of these episodes lingered for days, sometimes weeks. Afterwards, she had no memory of anything that happened during that time period.
After the storms, we moved in with my mother to help her and because we did, FEMA stopped helping us. And since we could not afford to rebuild again without FEMA’s help, we lost our home. The recent BP oil spill was just another deep blow to our already struggling local economy.
Mom required 24/7/365 assistance and supervision, which she could not afford. She was eventually diagnosed with vascular disease of the brain and Alzheimer’s. Due to the region of her brain that was affected her disease went unnoticed for several years, until she had a large enough stroke to prompt her to seek medical attention. This diagnosis explained her erratic behavior of the past several years, I have since been homebound, unable to leave mom untended for any length of time and unable to work outside the home due to my mother’s need for the past 3 years.
My mother passed away this past April at the age of 79. She had suffered from Alzheimer's and vascular dementia, suffering several major and minor strokes and seizures over the past 6+ years. On April 9th she suffered a massive stroke, lingering for 9 days before passing on the 18th. God rest her soul, I miss her. I loved my mom very much and did everything I could to help her.
To add to the difficulties already faced by our loss, my youngest daughter, who had been living in Ohio with what turned out to be a conman/ junkie twice her age that saw a vulnerable young woman with 3 children and took advantage of that fact, had been physically, verbally and emotionally abusive to all of them for the past 1½ years. 2 weeks before Mom passed, she got in major legal trouble in Ohio and sent my 3 young grandsons to me to raise.
Now, things have turned for the worst... On August 17th we discovered that my eldest daughter took my mother to an attorney and had her write a will leaving everything my mother had to her and excluding me! This abominable act was done 1 month after Hurricane Katrina when ALL of us were distraught and displaced from the storm! My mom was not in her right mind at that time, even though a full diagnosis had not yet been made on her true condition.... Also, in Louisiana, the bar for mental competency is set so low that so long as you are not actively drooling and babbling in front of the judge/attorney/witnesses you are considered competent!! It doesn’t matter if you won’t remember doing it five minutes later either. My mother, in her right mind, would NEVER have disinherited me.
Now, my greedy, self-serving, ungrateful eldest child decided that she will evict us so she can try to sell my mother's home, in which I and my grandsons, her nephews still live, so she can pay off mom's debt, which she exaggerates, and her student loans. She is fully aware of our circumstances, she just doesn’t care. The only transportation I have for my grandsons is the truck my mom gave me before her death, but did not have the money to transfer title on. It is now part of mom’s estate and she took that too.
I called the Clerk in division where probate/ succession on my mom were filed... Clerk said that I need an attorney to file contest to the will, herein lies the problem... there is not 1 single legal aid agency in the ENTIRE New Orleans Metro area that can handle a contested will!! There are also no private attorneys that will handle it either, unless there's big money in it for them, which in this case there is not.
Clerk also said she has no idea why I was never notified. Judge signed off regardless. There seems to be no justice for the poor in this country... since we can't afford to pay the exorbitant fees of a private attorney, which seems to be a necessity to get anything done in the courts. I have tried appealing to my daughter’s sense of decency, but she doesn’t seem to have one. Her actions are despicable and deplorable. I am ashamed to be her mother. It breaks my heart and sickens me to know that I brought such a hateful, selfish, greedy, heartless person into this world. I did not raise her to be that way.
I've called every single legal aid agency in my area; including the Bar Assoc. Lawyer referral service... no one will help because there just isn't any money in it for them... sad state this country is in when the poor cannot get justice anywhere.
We were told by the eviction court judge on Sept 12th, that we have 24 hours to vacate our home... stating that our situation is a matter for probate court. Thankfully, we found a place, however, we still need about $800.00 more to pay the $420.00 we still owe our new landlord to avoid eviction from this new place by the 5th of October plus $365.00 to the light company which will be past due (cut off)on the 7th and includes a new deposit and transfer fee.

I've also called churches and other charitable organizations for help... there are so many families in need in the New Orleans metro area that any help is minimal. ALL homeless shelters are full up with waiting lists so long they are no longer taking applications for assistance.
I have applied for Section 8 housing, but there is a HUGE waiting list. The HUD Section 8 waiting list in Louisiana is backlogged 5+ years and has more than 20,000 applicants still waiting for vouchers, many of whom are currently homeless. They are not accepting any new applicants.
I have contacted EVERY charitable and public/community service agency that I can think of for help... none has been forthcoming as of yet..... Is there ANYONE out there with a heart who can and will help us? I have nowhere else to turn.
I’ve spent days seeking legal help... bottom line... none available... so since if my defense is denied and I can't fight the eviction then we are out on the streets with nowhere to go.
My nerves are shot; the house hunt is not going well.
I am hurt by my daughter’s actions and so sickened over all of this mess that I can barely think straight. I cry myself to sleep every night and awake with tears in my eyes and a rock in the pit of my stomach. Yet I dry them and try to be strong and act as if everything is normal for my grandsons who need me now more than ever. I still haven’t had time to grieve my mother’s death.
We are now faced with trying to find alternate housing that we can afford on the $840.00 a month income that I receive in Kinship Care for my grandsons. Fat chance in this over-priced rental market. Even a 1 bedroom apartment in Crack Alley goes for more than my income in this post-Katrina/Gustav/Ike market.
And it's starting to look like me and my grandsons will be homeless very soon... by the end of the 1st week in October.
Their mother is in prison and their deadbeat, psycho father hasn't been seen in almost 2 years, ever since he beat the hell out of his girlfriend, killed their little dog in front of my boys, stole and trashed her car and ended up in a mental hospital wanting to kill himself... my babies have had enough grief and loss in their lives... they need love, help and compassion.... and a decent place to live... soon!
We’re trying to stay in this area because my boyfriend of 11 years, and my only help, has an elderly, widowed mother who needs his help too. And we are all she has. She cannot take us in because her trailer is very small and there is no room for 5 more people in it.
Work is also scarce and hard to find in the New Orleans metro area due to the huge influx of big out of state companies with their out of state workers getting all of the bigger jobs and contracts and the even larger influx of foreign laborers so severely underbidding the smaller construction jobs, cutting local workers and sub-contractors, like my boyfriend, right out of the job market. Every day he goes out hunting for work taking any job offered.
I have prayed on this so hard and so often since this mess all began. I have put my burden in Jesus' Hands. For He is the only one that can save us. I can only hope that he sends us Angels to deliver us soon, for without help from someone, somewhere here on earth we are lost. I feel so lost and utterly alone... this truly is my darkest hour.
If there is ANYONE out there who can offer assistance, legal, residential, financial, whatever help you can give... please contact me ASAP. I have exhausted all available resources.
Right now, I can barely afford toilet paper to wipe our butts with.
We are thankful and grateful for the help we have received from 5 of my 267 facebook friends, our local churches and the 2nd Harvest Food Bank, as well as some assistance on our utility bill from our local community action organization. That meager help has helped us survive thus far, but our resources are nearly spent. Please have mercy on us and donate whatever you can to help me save my family. If enough people with a heart and some compassion give up just 1 cup of Latte from Starbucks and donate to help save us, we will be able to make it… small donations add up and every little bit helps.
Thank you for listening to my problems and for your consideration of my plight.
May God Bless you tenfold for any help you send us.
Proverbs 3: 3-7
Let not mercy and truth forsakes you; bind them around your neck, write them on the tablet of your heart,
And so find favor and high esteem in the sight of God and man.
Trust in the Lord with all your heart, and lean not on your own understanding.
In all your ways acknowledge Him, and He shall direct your paths.

Puppy Needs Medical Attention

Posted by cher on 2011-09-12 20:58:27

Dear Sir or Madam,

As compared to some of the really sad and trying requests on this site mine seems so trivial. Unfortuneately I still need your help.
I sold one of my puppies last year to who I thought would be a wonderful home. I was wrong and my puppy has had to pay the price for my bad choice.
I do have a 100 percent take back on all my dogs regardless of age. Her owners just had a new baby and were not paying attention to her (Bella). Bella contracted a unrinary tract infection which they did not do anything about.
By the time they called me her temperature was 106 degrees and she was staggering. I drove two hours to pick her up at 10pm at night and took her to the Universtiy Vet Hospital close to my home. We arrived there at 3am.
It was a $2000.00 bill when they finally released her. If the owners had done their job it would have been $160.00 and 10 days of antibiotics. I have insurance on my guys but these people had nothing and they do not want to pay.
My husband and I are undergoing a seperation right now and I just don't have the $3000.00 this is going to come to when it is all done.
Bella is doing wonderful right now and I am looking for another forever home for her. She does have kidney damage and we are still testing to see how bad and if she is going to fully recover. Each of those visits is $150.00 and she needs to go once a month for a minimum of 6 months.
Please help and I thank each and everyone of you for reading my request and God Bless.

Regards
Cheryle and Bella

Help my family to survive

Posted by ExTended365 on 2011-09-10 15:58:56

Hi, guys!

Straight said, I am feeling that with those words, my last chance to save my worlds is slipping between my fingers. And I tremble, because the feeling is so crushing. I am a fan of the positive thinking, I think that all can get better If you are positive, but don’t know if this time the things will work out so easily. I am almost 21 years old, and I had my good and my bad moments. I have a great brother btw, a really great brother, who unfortunately used to spare the bad moments, regardless my wish to be otherwise. I also have great parents, really good people with only desire to live normal life, and to give both me and my brother some good start in life. Unfortunately not every plan and dream in this world is as easy to accomplish as it is to be said. My mother and my father risked much, to start a new business when the whole country was in poor situation. And this business wasted for 20 years, until now. We have a farm and cows, not the prettiest business out there, but it is our and we love it the way it is. We are town people, but that doesn’t matter, because my parents really knows much about how to breed cows, and they give their best when it comes to that. We help them as we can, I’ve tried my best to make this business better, and easier for my parents. But what can I say, there are times in life, when your endless hard work doesn’t matter in the end, when the luck abandons you, when the faith is difficult to oppose to. And that time is now, in the second half of 2011 I am sure that If I don’t make any wonder, we may lose our business, our home, and most troubling – we may lose our happiness, even if it’s uncommon these days one family to be united and happy.

As I said – my parents made hard decision, to risk and work hard in order to rise us well, instead to work for someone else and barely survive. But this kind of things requires finances, and the only finances were credits from banks. They’ve pledged our possessions and our home, to guarantee the credits and with pain, and unsatisfying feeling in my heart I must admit that we are about to lose our home and our way of life, if I don’t work out something, very, very quickly.

I am working now, on two jobs, and if I am lucky enough, I work only 12-14 hours per day, six-seven days per week. Not the best thing in the world, you can be sure in that, but I feel that I must do my best to save our home. And still, with two works, with my parents working too in what remained from our business, I am still 800$ monthly behind my credit bills. Not the best situation to be in… but… I still keep fighting, as do my parents too. And I need to do that for six months more, because after that I will have a chance, and a good one, to keep my home after all. And still that are six months in which I am 800$ behind the bills, and that means that I could lost my hope in only month time from now. Most people in my place would assume that they lost what they’ve had, that they’ve lost their home, that they’ve lost every hope. I am not such kind of guy. I may not the greatest man in the planet, true, but I don’t intend to surrender until the surest end.

The only thing that can save me and my family now is I to find more money to pay in time every month. With all the shame in the world, I must ask for those money from you. I know that most of you would have problems in you lives, some will be similar to mine. I’ve been generous in all my 21 years of life, I’ve made my best to help the others, to make the world better. Now I need the help of others, to help me to rebuild my life again, and save my family from the disaster that this thing could turn if I don’t find a solution. So I ask you, with all my heart, and all my shame, please help me with some money. They could be even only 1$ from person, they may be 5$ or 10$, no matter how much, but if enough people spare from their hearts and help me with that, maybe I will succeed and fulfill my most sacred dream – to save my family and my home. And don’t ask God for fame, for glory, for mountains of money. I ask him, and you, to help me, for I cannot help myself now. I know the price of my happiness – it’s 4800$. That’s the amount that I’ll need to find, to save my world. I know this is a long post, I know that you maybe heard hundreds, if not thousands, similar stories for people struggles in life. And this story is one of them I think, but in same time is different – different because I still can make something for things to get normal, somehow. And I need you and your kindness. So, please, I beg you – help me. I beg you with last of my hope, you are my last chance to survive this.
I am a 49 year old struggling grandmother of 3 sweet, beautiful boys, ages 5, 7 and 8. I am desperately trying to save and protect my grandsons and ensure their futures. I would not ask help if it were only for me. I am asking for help for them, so that my 3 innocent little grandsons will be safe, secure and have a chance in life. As things stand right now, we will be homeless within the next 2 weeks.
My greatest fear is that when (not if) I do become homeless, which isn’t that far off, the state will take my grandsons because we have no place to live, split them up and put them in foster homes. That thought scares the hell out of me. I am all those sweet little boys have. And if they lose each other too, after losing everyone and everything else that they known and loved, I fear their lives will be ruined at the tender ages of 5, 7 and 8.
I suffer from COPD and fibromyalgia and each day I struggle with physical pain. We live near the New Orleans Metro Area in Jefferson Parish, Louisiana. We were displaced for a year after Hurricane Katrina, came back, bought a mobile home in Lafitte, Louisiana and tried to rebuild our lives. In 2008, when Hurricanes Gustav and Ike hit us back to back, our home was flooded with more than 4 feet of water; unreachable, except by boat for over 2 weeks.
At that time, my mother, age 75, had been experiencing the beginning stages of Alzheimer’s as well as a series of strokes which affected the memory and impulse control centers of her brain due to a vascular disease which severely decreased the flow of blood to those areas of her brain. During these TIA’s and small strokes/seizures, she behaved erratically and during larger ones she could become paranoid and psychotic. She had to be hospitalized for several of the more severe episodes, as she was becoming a danger to herself and others. The effects of these “episodes” lingered for days, sometimes weeks. Afterwards, she had no memory of anything that happened during that time period.
After the storms, we moved in with my mother to help her and because we did, FEMA stopped helping us. And since we could not afford to rebuild again without FEMA’s help, we lost our home. The recent BP oil spill was just another deep blow to our already struggling local economy.
She required 24/7/365 assistance and supervision, which she could not afford. She was eventually diagnosed with vascular disease of the brain and Alzheimer’s. Due to the region of her brain that was affected her disease went unnoticed for several years, until she had a large enough stroke to prompt her to seek medical attention. This diagnosis explained her erratic behavior of the past several years, I have since been homebound, unable to leave mom untended for any length of time and unable to work outside the home due to my mother’s need for the past 3 years.
My mother passed away this past April at the age of 79. She had suffered from Alzheimer's and vascular dementia, suffering several major and minor strokes and seizures over the past 6+ years. On April 9th she suffered a massive stroke, lingering for 9 days before passing on the 18th. God rest her soul, I miss her. I loved my mom very much and did everything I could to help her.
To add to the difficulties already faced by our loss, my youngest daughter, who had been living in Ohio with what turned out to be a conman/ junkie twice her age that saw a vulnerable young woman with 3 children and took advantage of that fact, had been physically, verbally and emotionally abusive to all of them for the past 1 ½ years. 2 weeks before Mom passed, she got in major legal trouble in Ohio and sent my 3 young grandsons to me to raise.
Now, things have turned for the worst... On August 17th we discovered that my eldest daughter took my mother to an attorney and had her write a will leaving everything my mother had to her and excluding me! This abominable act was done 1 month after Hurricane Katrina when ALL of us were distraught and displaced from the storm! My mom was not in her right mind at that time, even though a full diagnosis had not yet been made on her true condition.... Also, in Louisiana, the bar for mental competency is set so low that so long as you are not actively drooling and babbling in front of the judge/attorney/witnesses you are considered competent!! It doesn’t matter if you won’t remember doing it five minutes later either.
Now, my greedy, self-serving, ungrateful eldest child has decided that she will evict us so she can try to sell my mother's home, in which I and my grandsons, her nephews still live, so she can pay off mom's debt, which she exaggerates, and her student loans. She is fully aware of our circumstances… she just doesn’t care. The only transportation I have for my grandsons is the truck my mom gave me before her death, but did not have the money to transfer title on. It is now part of mom’s estate and she wants that too.
I called the Clerk in division where probate/ succession on my mom were filed... Clerk said that I need an attorney to file contest to the will… herein lies the problem... there is not 1 single legal aid agency in the ENTIRE New Orleans Metro area that can handle a contested will!! There are also no private attorneys that will handle it either, unless there's big money in it for them, which in this case there is not.
Clerk also said she has no idea why I was never notified… Judge signed off regardless. There seems to be no justice for the poor in this country... since we can't afford to pay the exorbitant fees of a private attorney, which seems to be a necessity to get anything done in the courts.
I received a 10 day "Notice to Vacate" posted on the door August 24, 2011. My daughter wants immediate possession of the property she manipulated/unduly influenced my mentally ill mother into willing to her barely 1 month after Hurricane Katrina. I don't know where we will go. I will have enough money on September 3rd to pay either 1 month's rent or the deposit, but can't raise both in time I have left. I also have the added expenses of my regular utility bills and new expenses for the transfer of utility services and/or deposits, and transportation. So I need to raise about $2000.00 within the coming 2 week period.
I have tried appealing to my daughter’s sense of decency, but she doesn’t seem to have one. Her actions are despicable and deplorable. I am ashamed to be her mother. It breaks my heart and sickens me to know that I brought such a hateful, selfish, greedy, heartless person into this world. I did not raise her to be that way.
I've called every single legal aid agency in my area; including the Bar Assoc. Lawyer referral service... no one will help because there just isn't any money in it for them... sad state this country is in when the poor cannot get justice anywhere.
I've also called churches and other charitable organizations for help... there are so many families in need in the New Orleans metro area that any help is minimal. ALL homeless shelters are full up with waiting lists so long they are no longer taking applications for assistance.
I have applied for Section 8 housing, but there is a HUGE waiting list. The HUD Section 8 waiting list in Louisiana is backlogged 5+ years and has more than 20,000 applicants still waiting for vouchers, many of whom are currently homeless. They are not accepting any new applicants.
I have contacted EVERY charitable and public/community service agency that I can think of for help... none has been forthcoming as of yet..... Is there ANYONE out there with a heart who can and will help us? I have nowhere else to turn.
I’ve spent days seeking legal help... bottom line... none available... so since if my defense is denied and I can't fight the eviction then we are out on the streets with nowhere to go.
My nerves are shot; the house hunt is not going well.
I am hurt by my daughter’s actions and so sickened over all of this mess that I can barely think straight. I cry myself to sleep every night and awake with tears in my eyes and a rock in the pit of my stomach. Yet I dry them and try to be strong and act as if everything is normal for my grandsons who need me now more than ever. I still haven’t had time to grieve my mother’s death.
We are now faced with trying to find alternate housing that we can afford on the $840.00 a month income that I receive in Kinship Care for my grandsons. Fat chance in this over-priced rental market. Even a 1 bedroom apartment in “Crack Alley” goes for more than my income in this post-Katrina/Gustav/Ike market.
And it's starting to look like me and my grandsons will be homeless very soon... by the end of the 1st week in September.
Their mother is in prison and their deadbeat, psycho father hasn't been seen in almost 2 years, ever since he beat the hell out of his girlfriend, killed their little dog in front of my boys, stole and trashed her car and ended up in a mental hospital wanting to kill himself... my babies have had enough grief and loss in their lives... they need love, help and compassion.... and a decent place to live... soon!
We’re trying to stay in this area because my boyfriend of 11 years, and my only help, has an elderly, widowed mother who needs his help too. And we are all she has. She cannot take us in because her trailer is very small and there is no room for 5 more people in it.
Work is also scarce and hard to find in the New Orleans metro area due to the huge influx of big out of state companies with their out of state workers getting all of the bigger jobs and contracts and the even larger influx of foreign laborers so severely underbidding the smaller construction jobs, cutting local workers and sub-contractors, like my boyfriend, right out of the job market. Every day he goes out hunting for work taking any job offered.
I have prayed on this so hard and so often since this mess all began. I have put my burden in Jesus' Hands. For He is the only one that can save us. I can only hope that he sends us an Angel to deliver us soon, for without help from someone, somewhere here on earth we are lost. I feel so lost and utterly alone... this truly is my darkest hour.
If there is ANYONE out there who can offer assistance, legal, residential, financial, whatever help you can give... please contact me ASAP. I have exhausted all available resources.
I need at least 2 bedrooms in a safe neighborhood... my total income is $840.00 per month... Right now, I can barely afford toilet paper to wipe our butts with.
We are thankful and grateful for the help we have received from our local churches and the 2nd Harvest Food Bank, as well as some assistance on our utility bill from our local community action organization. That meager help has helped us survive thus far, but our resources are nearly spent. Please have mercy on us and donate whatever you can to help me save my family… every little bit helps.
Thank you for listening to my problems and for your consideration of my plight.
May God Bless you tenfold for any help you send us.
Proverbs 3: 3-7
Let not mercy and truth forsakes you; bind them around your neck, write them on the tablet of your heart,
And so find favor and high esteem in the sight of God and man.
Trust in the Lord with all your heart, and lean not on your own understanding.
In all your ways acknowledge Him, and He shall direct your paths.

Had a Dream, Sister Crushed It

Posted by StillTrying on 2011-08-26 10:58:43

I was just starting a career as a professional writer, until my sister shot down my career... out of plain old jealousy. Never thought I'd experience something like that from family. Using fictional back-talk and torpedoes, my sister set things up so that the family friends who were helping me ended up disliking me. She even once told me she preferred seeing me down and out! Soon after being thrown under the proverbial bus, I was no longer offered writing work, regardless of the fact that I had already proven my talent. Unemployed, I went $35K into debt and had to sell my possessions to move to another city. Four years later, I'm still clawing my way out of the hole with a low-paying crap job, and still trying to cling to a dream of writing for a living again. But I'm not getting any younger, the job will end soon, and the debt is ever present. I need my life to mean something. I want to matter. I wish to get back to where I was just starting out, free of this financial burden. I would be on square one again, of course, thanks to my sister, but at least I will be beyond her influence. Hopefully, and with a little luck, I can carve out a meaningful life. Please help me get there. Please help me recover my dream.

Nearly Destitute

Posted by tleevz1 on 2011-06-16 01:58:13

My problem started in July 2010. I was involved in an auto accident. I rear-ended a woman, who in turn rear-ended the person in front of her. The reason it happened was that the person in front of me hit their gas and got over to an open spot in the lane to my left. This move was so fast I didn't have room to either side and I saw the reason that driver moved was the cars in front of him or her were at a dead stop. We were traveling uphill so I was unable to see past the car and I had no idea people were stopped. I had less than a second to hit my brakes. Luckily no body was injured.

Here is where the story gets ugly. My mom had paid my auto insurance but she lost her job so I started to pay the premiums. I told my insurance agent to automatically deduct the premium and I gave her my bank information. So I was under the impression I had insurance. I did not. The agent only charged me for one month's premium and never set up the automatic deduction. Great. But there seemed to be a silver lining...the two other vehicles involved in the accident drove away before the police arrived. I did not get a ticket, I was completely sober and cooperative, and the police were surprised two victims of an accident would just drive away. Both parties got all of my information, they drove away before I got theirs. At the time of the accident I wasn't worried because I thought I had insurance.
When I called my agent I was informed that my policy lapsed because I hadn't paid my monthly premium.

I was curious if the fact that both of these people drove away would take the heat off of me. The police thought this was possible, after all, how can they prove they didn't smash up their vehicles further after they drove away to get more insurance money?

It gets worse. I left my job a few years ago because I had a job all but promised to me in Denver. Obviously, I didn't get the job in Denver. Not sure why, I aced the interview. So with no steady income (I was used to making about 42k yearly) I held hope I'd land a good job and had no choice to but to survive on a credit card for food and gas. That good job never came along. I ended up working overnights as a nurse assistant in the mental health unit. I've been drowning in debt, I had to get a car from what some consider a predatory lending car lot. I lost the hospital job in April for 'misconduct' (I worked nights and someone reported that I was sleeping, I wasn't but they didn't believe me so now I don't qualify for unemployment.) So, no income to pay for that vehicle and it got repossessed. But the best part is I got a letter in January 2011 stating that I owe one of the parties involved in the accident around 5k. I don't have it. If I had the money I would write both of the drivers involved in that accident fat checks right now, but I simply do not have the resources. The letter from the state dept of transportation stated that my license would be suspended unless I came up with the money. So I called the agency, and from my conversation with the state employee it sounded like my case would be reviewed. Nope. A collection agency sent me a letter saying in total I owe nearly 35k for the two cars and my credit cards.

In February I was on my way to a friend's house and I was pulled over because my temp tags were expired. The officer ran my license and I was handcuffed and taken to jail. I have never been arrested, and my driving record is excellent. The officer even thought it was silly. Regardless, now I have a court date in early July and I have the public defender taking my case. He said I either need to pay $1000 fine, or spend a minimum of 2 days in jail. So it looks as if I will be in jail at least 2 days because I have no money. Being without a vehicle is no picnic. My job search is limited to places on a bus route close to my home in Kansas City. I have no friends or family with that kind of money. I am not a drug addict, or a criminal. My career tanked, and I've kept falling through the cracks. I stay positive and I love life, but the anxiety and absence of pride in my life are making me isolate more. I can't afford to do anything. Luckily my brother is letting me stay in a spare room at his place or I may be homeless. I am a hard worker, I have a bachelor's degree, and I am a pleasant person to work with. But I have no car, no money, horrible credit, and bleak job prospects. Please do not think I feel sorry for myself. I've made stupid decisions that got me where I am. I take responsibility for putting myself in situations where these things happened. And especially for not paying attention to my financial obligations (the insurance premium). That being said, all I can do is look forward and do the best I can to get back on my feet. At this moment I feel like a wet puppy who is trying unsuccessfully to jump out of the tub during a bath. I need help. I don't know who to turn to. I've wanted to volunteer at some places to meet people and network but without a vehicle and a suspended license I can't even volunteer at most places. Please, if anyone can help, contact me with suggestions. I desperately need to file for bankruptcy but that costs around 1,800.00 and I can't afford that.

I also have around 27k in student loan debt. That debt along with the approximately 35k in unsecured debt leaves me with a very large amount of money that I have no realistic chance of paying back. The student loans will not be affected if I file for bankruptcy. Which is fine. As a matter of pride and doing what is right I don't like that my debts can simply be written off, but that is seemingly my only option. I would love to volunteer for a charity of my debtor's choosing to start to contribute something, but that proposal often times ends up sounding like a mutated version of indentured servitude.

I apologize for the rambling. This is the first time I have ever written all of this down at once and I feel better.

Thank you for your time.