Recession Tags

Hi,

4 years ago I lost my job because of recession and I'm jobless till date :-(

I'm married and have 2 children. After losing my job I spent 2 years with the help of my savings and after that I borrowed loan from bank. But for last 15 months I'm facing very very critical situation. Now its very hard to survive. I have to pay school fees for my children, wife's medical expenditure, pay back bank's loan and start a small business to earn. For all these I need $16000.

So its my humble request to all kind hearted human to help me to end my problems.

GOD BLESS YOU ALL.

Thanks.

Just $10-$20 from YOU, could help us make a dream come true, and possibly others on Begslist.com as well!!
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!

Just $10-$20 from YOU, could help us make a dream come true, and possibly others on Begslist.com as well!!
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!

Just $10-$20 from YOU, could help us make a dream come true, and possibly others on Begslist.com as well!!
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!

Hi, I am trying to raise money for my family because
we are behind on rent. I have recently lost my job
due to the recession and am trying to get back into
the work force, I am accepting any amount of money,
even 1 cent would add up over time, thank you for
your time and god bless you.

I’m an ordinary Grandma who would love to visit the Grandchildren I have never seen. We have worked hard all our lives but a combination of ill health, the recession in the UK and being unable to obtain work, primarily because of our age, we are struggling financially. Everything started to fall apart 4 years so when my husband became ill; I became ill 18 months later. He lost his job & has been unable to obtain another. My illness prevents me from being employed. I have still the last 4 years tried to run various businesses on the internet but with no success & our old age pensions (mine was due next year) have been put back by the UK Government for another 4 years.

We have 2 grandchildren we have never seen. They live in Portugal with my daughter & her husband. They are poor & struggling too so they cannot come to the UK nor pay for us to go there.

The cost of 2 flights from the UK to Porto or Lisbon will be around £800 for both of us. The cost of car hire (we need to hire a car to as they live in a tiny village inaccessible by public transport a couple of hours from the airport) is around £600 for 2 weeks

The first 2 weeks in August would be a lovely time to visit as they are on holiday from work & school.

I would so love to see my grandchildren, play with them, hug them. It hurts not seeing them more than I can say.

My husband says I’m wasting my time but I believe that there are good, generous people around who will help just as we have helped other people in our good times.

Could someone please help this old Grandma & Grandpa so they can see their grandchildren at least once. Any donations would be wonderful.

Thank You

Hi,
If someone actually reads this I hope you can reach out and help my family. I guess where to begin would be difficult for me since having to hear about money started at a young age. I could give you a whole sob story but I am not going to I'll just tell you a little about ourselves. My momma was a high school dropout and had three kids me included, she never went back to get a higher education. She married my step dad when I was around seven years old. My middle eldest brother is mentally retarded and my mom did so much trying to help him but it did not work so now he is in a halfway house hopefully being set onto the right path. My step dad is somewhat of an emotionless person because of the way he grew up and because of a leg injury from last year has a hard time finding a job he can do despite all the searching he has done. My eldest brother is so smart but he's wasting his life away at a fast food franchise called cookout, but the brightside for him is he has found true love and expecting a baby. Now onto me I tried looking online to see if their was anything an eighteen year old like me could do to get some extra much needed money for bills but had no luck because they all need money first which is what I don't have. My mom and me have always been very close and im so sick and depressed of seeing her waste away trying to pay all of the bills with what little money she earns at a dead end job. I give my weekly paychecks to my mom just so she can make ends meet and we both only work part time due to all the cut backs on hours from the recession going on. I don't know what else I can say except it would be a miracle from God if something from posting this would happen because I am so unlucky I can't imagine ever winning anything and we are just an ordinary family nothing special about us except that we're in desperate need of a hero.

I was one of the few employees laid off in a state that somehow survived the recession largely intact, but my position didn't thanks to a governor who rejected parts of the stimulus package. After a struggle for searching for work at home, I set out, with the meager earnings I was able to produce through freelance writing, at a whopping two cents a word, camping along the way, to apply to every open position I could find across this country. 23 months later, I'm still searching. I'm not bilingual, and I don't have a degree. What I do have is experience, an amazing way to deal with people face to face and a ridiculous work ethic, but apparently those aren't the traits looked for in this job market, merely the person who was committed enough to spend four years on a campus.

The math, well, that and the awesome algorithms behind gmail tell me I've applied to 3,150 jobs in over a dozen states. Maybe a hundred interviews from the whole lot. And according to the IRS paperwork I sent in recently, my income last year was a far cry from the most recent classification of the poverty line.

Anything helps, and would be forever appreciated.

One of these days an application will lead to an interview which will lead to an offer, but until then, what? All I can do is keep plugging away. Sleeping in my car when I can't afford a cheap motel room. Waking up to an aggravated foot and hip thanks to my injuries in a life I feel so far removed from it doesn't even feel like it was real anymore.

And I guess, come across this site from the random google search of a desperate person, trying to find some help in a world that seems to have rejected her.

The more I write, the more I keep hearing that little voice on my head saying "Quit your bitching, there are those who have it far worse.", so I'll stop now. Again, any type of help is beyond appreciated. Thank you for reading this far.

Hi.

Thanks for taking the time to read my request. I'm 30 years old, still in college and living with my parents. I've made a lot of great accomplishments in my life with far less support than most people who make it this far. Of course, with that said I've also made plenty of mistakes.

I grew up with a single parent, and another parent who visited annually just to stir up emotions and make my life miserable. When I was 18, I decided to work really hard to lose weight so that I could join the US Air Force. I had a strict plan that I was going to follow to succeed in life.

Unfortunately my superiors in the USAF would not accommodate that plan to independence as they forced me to find my own way from the barracks to work (a 40 mi drive), so I had to immediately struggle to get my drivers licence and I had to buy a car on an Airman's paygrade.

My income wasn't enough to afford the car and gas and other living needs that I was expected to pay, so eventually I had to leave the Air Force before my term was up (under honorable conditions). I tried to work as a civilian. The transfer was tough and I was vastly uninformed about what to do and what my options were. I'm the first first generation college student of my extended family.

After some petty jobs that would each take more than 10 years to be able to earn enough to live independently, I finally found a nice nighttime custodian job that was at least simple enough for that kind of pay. I was the night time custodian, but I was also a guy to have on call at this retirement home where I worked. If people's toilets flooded or a nearly deaf resident left their tv on past quiet hours (once I could hear one through 3 floors!) I was the guy to send up to fix it.

Having my first satisfying job as a civilian, I was able to investigate community college during the day, so eventually I enrolled and tried taking a few classes while working full-time. College was my saving grace. I never felt like I belonged anywhere until I first started to take college courses in math, science, and philosophy. I found the tutoring lounge on campus, made a lot of friends there, and I spent many hours cramming and helping those in need.

This soon led to me finding financial aid, making arrangements with my parents (my mom and my stepfather) to let me go to school full-time while I lived with them, and putting in my 2 weeks notice at work to focus exclusively on school.

My counselors advised that I pick where I want to transfer to and then figure out the details of how to get there after I got accepted. I think this was bad advice. While I ended up choosing to transfer to a university that had my desired major, Biophysics, it was 60 miles away from where my parents lived. My car that I had bought when I was in the Air Force also eventually broke down from not being able to afford maintenance while I worked, and was towed away for being in the public street for too long.

Finally, I got accepted to UC San Diego to work towards a degree in Physics with a specialty in Biophysics. When it came time to transfer, I got as involved as I could on how and when I was supposed to receive the financial aid so that I could go get an apartment and everything, and my school kept telling me, "you should get it tomorrow" until about 2 weeks into my first quarter when I finally got the support.

Despite this rocky start, I managed to get into a good shape for myself, making my way slowly but surely through school. Learning a great deal. Eventually when I felt the struggle was too difficult, I changed my major to Neuroscience before I began my upper division coursework.

So, as I settled into my schooling and struggled with maintaining financial independence on financial aid, I managed to get myself into maintaining a great aquarium hobby, owned two great little kittens from a street cat program, led as president of a student organization for one year, and eventually I got married. I also carefully learned about the stock market and managed to make some great gains with money that I had invested from financial aid savings.

In 2010, my gains were over 100%. That amounted to $2000 doubling itself, but still, that says a lot about me as a trader. However, 6 months into my marriage, she said she wanted out, grabbed the car that we both paid into (most of the money was mine from stocks; $5500 worth), and refused to pay her share of 2 months rent. That happened in December of the year of 2010.

2011 was a difficult year for me. I fought hard to maintain things, especially my head, but it was tough. I lost 45 lbs from exercising regularly, made lots of new friends, and I got some volunteer work experience in a Neuroscience lab. But I just couldn't focus well enough to maintain my finances and my grades, so I had to drop out and live back with my parents.

Despite how tough it's been, not finding work, struggling with the ins and outs of the VA, and just needing a professional therapist to talk to and help me keep my head straight but never being able to get one, I've managed to recuperate well enough and learn a lot more about this bottom floor of society that I've been so desperately trying to escape my whole life.

I've gone looking for opportunity in every direction. I've tried changing my career goals, collecting recyclables, writing online, trying any online scheme that didn't include me forking out money to get it, imagining what I could write as a novel, tried to make money through playing video games, making goal after goal after goal for myself, but still just not being able to get just the right amount of money to put me back on my feet.

I'll be going back to school in April at the risk of having to do it as a homeless person if the VA doesn't pull through for me. They recently approved my 10% service connected disability status and now I need to jump over a few more hurdles to get my more significant service connected disabilities recognized. I'm also seeing what the vocational rehab people can do for me despite the bureaucratic issues that are stopping them from helping me all the way.

BTW, this whole time that I've gone through life with common lower class difficulties, I've been disabled with a number of small conditions that all add up to a hard time. I have lower back issues that the military has yet to own up to. Community college found also that I have a learning disability which makes some intellectual tasks show up as lower than average ability for me while the rest of my intellect is high enough to expect that I could easily get a Masters Degree or a PhD. My biggest difficulty in school is that they don't give me enough time to show them what I know or what I'm capable of.

From working with special needs students as a tutor, I have proven to myself that there is a major problem in the education system. Most teachers never simplify the material into a clear picture of what they want to teach. If you want someone to learn something, the last thing you should be fuzzy on is what it is exactly that you want them to learn. We can't all work like intuitive Jedi or sophisticated parrots.

If you help me out, here is a list of the priorities of what your money will go towards, in order of their priority If you would like to request that I spend your donation on a specific cause, please let me know:

1. A working cheap economic vehicle.
I need something that I can sleep in and that will take me wherever I need to go. Preferably something that can stow quite a few recyclables as well to pay for gas, but not an SUV or truck or van (Unless that's all that is cheap of course. Not likely but you never know.).
I'll aim for great gas mileage, but I'm thinking that I should attend some police car auctions to see what the cheapest deal I can find is. This car would make a great shelter for me while I return to my far away school.

2. Investing on the stock market.
Trust me, I know how to fish. If you want to send me a request for proof I'd be glad to compose some evidence of my finest moments as well as my worst to show you that I can do well for myself on the stock market, even during the recession. What I could really use right now, is a little bait. Trading is good money for me, but to make enough to make gains worth more than the commission cost (about $10), you need about $300-1000 per investment. $300 is more for the high risk lottery plays on the market. I even made a blog about it if you would like to see:
http://www.squidoo.com/TheYoungidealistEconomyBlog
If you are willing, we can arrange something personal so that you wont need to worry about me putting the money you offer at high risk and blow it all. Might even be able to arrange something where I could make money for you to prove myself before accepting your donation. Whatever the case, I know we'd have to make it a personal arrangement to satisfy the current laws.

3. Working towards paying my debts to my friends.
My friends have been really supportive through these hard times, though they are starving students themselves. To keep up my morale they've bought me food, given me a place to crash when they could, and even paid to have me join them at fun local events. I have some money that I've promised them back, and I plan on making due on those promises as soon as possible.

4. Paying off my debts with companies.
I've had times where I couldn't afford to pay for rent and had to leave, like when my wife left me to live with her parents. These issues follow me on my credit score and I would like to work towards removing them so that I can turn my life around.

5. Getting a good start towards paying off my student loans.
I know I won't be able to pay them off before I find a good career with my degree. I would just like to have something to start making some automatic payments with and put that part of my bad credit score behind me as well.

6. Buying a home.
My mom never owned a home. No offense meant to land lords out there, but I really think the rental system is way out of line. My mom was always a hard worker. Way better than me, yet she could never own a home because she didn't have the money. Meanwhile, people with money could live in great big houses for less than she even had to pay.
I want a house to own. Probably start with a condo and seek ways to improve it and flip a profit out of it. Then I want to keep building up money from housing until I can manage to build an apartment building.
If I could, I'd like to make an apartment building near a university that offers cheap housing using the Japanese capsule model or something even more economic and more comfortable.

7. Making an online tutoring site meant to offer free tutoring and tutoring for tips. Imagine a site (I have yet to know of one) where people can collect their resources on a class, much like they collect info on ratemyprofessor.com, but also seek help from others who are taking the class or who have taken the class. Donors like you can offer money to tutors who post their notes and stories on the site, alongside ratings from other students that they helped.
Some tutors can offer their rates for help, sell their notes online for cheap, or just offer their help whenever they can and ask to be tipped through paypal if someone likes their work. My hope is that such a site could help to put an end to sophistry in the college system once and for all, making education easy and affordable for everyone.

8. After I have everything I'm hoping for above, the sky is the limit. But I would prefer to put the extra money that I don't need to good uses. I would spread a little philanthropy around, give to others in need on this site and through other resources.
I'd also look to teach others how to fish. I think a great way for the economy to be fixed would be if philanthropists made some really good employee owned companies. Make the place pay for itself, skim a little off the top, and walk away knowing that you really were a job creator.
I think that everyone who is capable of work and who chooses to work deserves to have their own independent living situation. I know that we are a long way from that, but I tend to be an optimist. I would like to try and make the world a better place, if nothing else.

Aside form financial help, I'm interested in anything else that I could get that's useful. Advice, Neuroscience Career connections, work, hobby or volunteer work that can easily become lucrative, I'm really all ears. Thanks again for taking the time to read my request. I hope you find it in you to help me out, even get to know me if you'd like. Bet you $5000 I can make you laugh. Did I win? >;) it was worth a try anyway.

due to the recent recession i recently lost my job for the company that i had worked for since i was 16, i am now 23. As a result lately i have been inbetween low paid factory jobs. Watching payday loan adverts on the tellyy i became very drawn and and i am now in about £800 debt. With earning such low wages i am only able to defer the loans each month. Endless sleepless nights worrying about how to get rid of them are tiring me out. I have tried for small debt consolidation loans but always get refused and the local citizens advice was no help at all. If you could help a tiny bit n it all adds up im hoping I can get rid of these awful loans. My family have no money to help and I am working all the hours i can. God bless you all xxx

As the recession hit, both of my parents were let go from their full-time jobs being that they worked for the same company and our income has gone from about 50,000 to no more than 10,000. Our home is about to up for a foreclosure and I'm doing the best I can to help them as an 18 year old. I can't afford school being that we have no money and I am working now to help them out but it seems that nothing pays the bills.. =(

Any help would be greatly appreciated and I thank you so very much for your time.

For the past 3 years I've been struggling to make ends meet since I returned to the UK. It's difficult to get a job with the recession. I've been evicted from where I lived twice because I couldn't pay the rent any more and ended living in bed and breakfast places and a number of times in the lobby of a hotel, sitting there awake all night, not knowing where to go next. Both my parents passed away and I am the only child.

I eventually got a job and flat last February 2011 only to lose my job at Christmas, the company is a small start-up company and is not doing well so I had to go as I was the last person employed there. Now I have no money to pay my rent and bills yet again, and I will be evicted again if I don't come up with the money asap. I am tired of living like this, not knowing when I would get food, sometimes going without food for days. I get a little help now from the department of social security but it only covers food, £40 a week, not enough to pay my bills or rent.

I wish I could get enough money to help me over the next few months until I am back on my feet and with a new job. My urgent request now is immediate and not long term. I have lots of debts and have to pay them back too.

Any donations would be greatly appreciated.

Hi:
I'm in dire need of your help and I don't know where else to turn to save my husband's restaurant business of 20 years. He started from scratch, and we've been putting in the long endless hours. The economic recession hit us badly; we have used all our savings to keep afloat and keep our loyal staff employed as long as we could. The banks will not lend, so we've borrowed from family, sold property, downsized in every way we can, heartbreakingly cut staff to the bare minimum. We are indebted to the hilt. Bill collectors are calling, our home is going in foreclosure. We're afraid to think of what the reality really is, or we might go bonkers. We live by faith and hope, believing that each day we rise will be a better day than the day before. We have never begged nor have we ever expected handouts; we have instead been working hard trying to achieve the American dream and have given freely and joyfully to our community and others in need. But tonight as I sit here, I don't know where to turn; I have reached out to beg and it's breaking my heart, but I don't know where else to do. I am thinking a divine entity led me to this site, so here I am, begging for your help. Please help us, because it is bad. We are located in New York and will be willing to meet with and talk to anyone willing to help. We will be grateful for any amount you can give. ANY AMOUNT. Please donate to us through paypal. May your blessings be mulitiplied ten fold. From the bottom of my heart, I thank you.

Please Please Please help me to raise the funds to move to Prague. I am from a dead end city that has been cut off and doesn't receive any funding at all to regenerate, this was an issue even before any recession. I have thought about moving to my countries capital London but the costs are just ridiculous and i can not afford to. The cost of rent is really really overpriced, utilities and travel are also sh*t and overpriced. It is at least half the price to up sticks and move abroad to one of my favourite places Prague. The fairytale bohemian city, for all donations visit here http://nsffund.blogspot.com/
Donations will be gratefully received and Im sure you'll get good feeling warm hearted rush for your kindness.
As I have been there a small number of times and I know my way around pretty well already. Navigation around the city will be no problem. Hip hop culture seems to be popular and there is a fashionable urban dress code that I find very amusing, with many people dressed like some Newyork G. I am sure the price to see a footy match will be at least half the price, travel and utility services twenty time better. All I need is living costs, rent for a month and relocation costs (the cost of a one way flight ticket). Then it is all systems go. Thanks for your attention, EasyD

Thank you for reading this.
I once had as much overtime as I wanted, during which time I had a large mortgage but an income which could cope. Now the recession has hit, overtime is a thing of the past. I have tried so hard to find other work for my days off to provide an extra income, but there is nothing going.
I am now desparate, my outgoings exceed my income, and I fear that I may be about to lose everything. I have this vision of my house being repossessed, and my wife leaving me, all due to lack of income. My wife is older than me, and diabetic, the stress is making her diabetes very hard to control, sometimes I think she would be better off without me, but I keep battling. I just can't turn things around. We have no vices, we don't smoke, don't drink, don't gamble, we don't actually waste any money at all, but it just isn't enough.
If anybody can find it in their hearts to help us out we would be so grateful. Obviously it would be thousands to repay the mortgage, I would not dream of asking for that. But any amount received would go directly to the mortgage, to saving my home and marriage. Honestly, anything would help, however small.
Thank you again for taking the time to read this.

I'm a 32 year old single mother, I live with my 7 year old daughter and I have never asked for anything before.

I've always earned my own money and have worked continuously since I got my first paper round at 13 until a few years ago when I lost my job due to ill health. At the time I was still living with my partner and we both had well paid jobs. We had a house with a mortgage and had taken out a secured loan against the property to do some much needed work on the house. Then the recession hit. The value of our house dropped by over £70,000 and because I had lost my job, we started struggling to make payments on the house and our credit cards and before we knew it our house was repossessed. It sold for much less than it was worth and we still owed the bank an absolute fortune.

I went to the local Citizens Advice Bureau who told me that I would be much better off if I was single! They said the government would pay for my house and give me other benefits but if I was still with my partner I wouldn't get a penny!

After much discussion we decided it would be best for my daughter and I to move into a place on our own and my partner would stay with family (just until we got back on our feet). Unfortunately we never did get back on our feet. My partner is still staying with family and we are still living in our small rented flat.

All I want is for my family to be back together under one roof. My daughter should never have to be without her dad because of finances and I want the man I love back. So if you can spare anything to help us out we will be forever in your debt!

Hi, I am a 49 year old man. I am from South Africa. I have some health problems and is not working. My wife works for a small salary that is not nearly enough to pay for everything. Since the recession everything has become very expensive, including food. The bills just keep on piling up. There is school fees to pay, clothes to buy and most important, food to buy. My rent is a couple of months in arrears, luckily the landlord is understanding. As work is very scarce for people without afterschool studies my eldest daughter must also start studying in order to get a decent job, more expenses.
I beg from you, PLEASE, PLEASE help. Every little bit you can spare will help.

I am 32 years old, married with two children and like many others I am sure we are struggling in the recession. My husband and I both work full time, we have no holidays, drive old cars and have little luxuries and due to the negative equity we have in our property we are stuck in the small house that we live in. We have been saving hard to start building our own extension as we cannot afford a builder to take the job on, so my husband has agreed to try and do the work himself. We know that it will take so much longer but we do not have any choice. We are already on an interest only mortgage on an extremely high interest rate due to our negative equity so we cannot reduce our biggest outgoing at all. The reason we need to extend our house is that my daughter's room is so small that we cannot even buy a single bed to fit in the room so we need to get her out of her baby bed and into a normal size bed. If we could afford to move we would but we would owe the bank money if we sold up and that is just not an option. We need help to allow us to stay here as we are really running out of ideas. I feel very nervous and a bit weird doing this but we are doing everything we can from buying most of our food in the reduced aisle and I am selling the kids old clothes just to make some money so that we can start building our extension as we will be staying in the house for a lot longer than we planned. I understand that there are many people out there with very worthy causes and that we are a normal family with big money problems and that you may feel that this is way down the list of priorities, so I would like to thank you for taking the time to read this and for any help that you may be able to give.

hi,i was made redundant in July 2011 and with the paltry amount of redundancy i was given i decided to spend it starting my own sole trader odd job business.well things where moving along just fine at first but in October of 2011 we lost a family member under tragic circumstances which resulted in me being unable to work for ten weeks.i have since moved the surviving relative in with myself and the rest of the family but am unable to meet the cost of bills as work as gone very quiet due to the recession.the relative as no job and she as just lost her husband and her son,she now only has a disabled son who is in care most of the time due to the severity of his disability,he is the only thing that is keeping her going.my wife as a part time job with no chance of taking on more hours due to having to look after the relative.
i have always been a hard working man and have not asked anything for myself.however things are getting bad now and after everything the family have been through the last thing we need is loosing our home so i would be very grateful for any help no matter how small.
i ask nothing for myself only a little help to keep a loving family together under very hard times.

thank you for taking the time to read our letter of help.

im being sued for default on car title loan in '09. i lost my job my apartment and everything we had when the recession hit. my wife and i have never been able to recover from this and the life gets more ridiculous every day. i have posted here before for financial help and never got it. i dont know why i am bothering with it now. but these people are suing me for possible 6000 in total interest and everything! we are in our 50's and have no family or anyone to help. please... someone consider us.

Hello

Whether I will get donate or not I have decide to try to beg on generosity of people. My story will be similar to many people in now days. It will be bit long but please bear with me.

I have lost my job Feb, 2009. I have seen it coming because the store I was working was losing customers because many of our customers lost their job during the start of recession in 2009. I have looked jobs everywhere I can think of, online, offline, through people whom I know and some I barely know. All I heard was most businesses are having difficulty so it will be hard to get a job any time soon but keep trying. While I was receiving unemployment we, I and my daughter (17), were able to pay rent and bill(only phone/internet, electricity) with help of friends and family but I have exhausted my benefit last year. It was hard but I was able to get odd jobs, temp jobs and my meager saving to pay rent and bills but now my savings are gone and I still don't have job.

Fortunately my brother decide to move with us to help with rent but it didn't work out because he and his wife are having problems. She thought that they need to think of their need first and I do understand her position and I want to get my own place or even rent a room for myself and my daughter. During last 4 month they were staying at my place, rent was taken care of with them paying majority of rent and I paid whatever I could(I get $300a month for child support)but they raised electricity up so high now it is 517.00 I thought they will pay but they decide to move after X-mas which left to me pay all that and rent for next month. There is no way I be able to pay even potion of bill, let alone rent for next month.

I know money is tight for everyone but if any generous soul sees this, I hope they will help me to move out of this place to single or rent a room for my daughter and me. I have checked out price for room or single and it is around 400-600 and deposit for 200-300. I believe I can get extension to postpone the electric bills to the end of this month, Hopely I would move out here and make arrangement to pay that bill later.

Thank you for reading this long post. If you could help me it will be x-mas gifts for us, since we are not having x-mas.

Couple of 5 are struggling extremely from lack of employment and funds. We are both divorced and have 5 kids to raise with constant obstacle to over come from our ex's. We have a total of 5 childern between us from our previous marriages and get very little to no assistance. I am a veteran and served in both operations against terroism
In iraq and afganistan I don't claim to be disabled as I have worked through my p.t.s.d. without the help of drugs from the v.a. I believe in self reliance and have always done whatever it takes to provide for my family but with the recession it has been hard in my area to find work. I go to college at my local college and I am using my g.I.bill to support my family which is not nearly enough to do as my Rm/Gf is unemployed but goes to college for cosmetology so she can better her life as well but has a semester or so left before she can get into a salon. I on the other am trying to get my AA so I can move up the latter to go to law school after my bachelor degree which I have about another 4 years left to do. We are in serious need of help our local community support funds are out. We are currently 4 months behind on rent and 1 month behind on electric and phone also kid expenses. I have been fighting the v.a. to release my education money cause they have made an error in activating my benefits for this semester. Thank you and God bless. If you'd like to email to discuss further details feel free to contact me at longrifle03@yahoo.com

I'm in desperate need of help. Four years ago, I graduated into recession, I got temp job but I needed reliable transportation. So, I got 2004 Chrysler Sebring, it was practical car that took care of me and I was able to take care of the payments.
Consequently, my life went downhill because after February 2009, I got laid off and I got hurt and had to get on disability for a year. When I got healed, I look very hard for employment with determination and persistence I found a part time job at Denny’s in August 2011. I was happy about it because my unemployment exhausted in July of 2011 so it was blessing. But until then I was able to take care of my car payment because unemployment gave me enough to take care all of my bills.
Sadly, I work 8 hours a week for $ 8. So, I’m only receiving $200 a month to pay for all my bills which is impossible. As you can see even with this job I'm in jeopardy of losing my car I have 25 more days until they repossess my car. I pleading for you to help me because I cannot lose my car I still it need to look for more employment and to take of business errands. I already paid 16,280 I have another 9,000 to go. I tried refinancing, trading it in, or giving it to someone else but my efforts fail due to my bad credit and low income. I'm very depressed and upset that I can't take care of this car loan. I been trying so hard to keep this car and don't want to let it go. Please help me you are my only hope in keeping my car. Please respond as soon as possible before its too late. Thank you for your time and patience.
Sincerely,
Shakia

Updates: September 11, 2011 - I have been able to get a part-time job which is good news, but the rest is just about the same. Thank you for your help Malum Designs
and Pete B.
I have known my fair share of hard times, such as the hurricanes of 2004 which totaled my house. I able to bounced back, but I have never been hit as hard as by this Great Recession and so I am doing my first Cyber Beg. Why? Because this is the first time in my life I have; been out of work for 2 years & 5 months, qualified for Food Stamps, had to liquidate all my assets and been without health insurance. I could go on, but basically am back to were I started when I was 20 years old. If enough of you send, say a $1.50 donation, the cost of cup of coffee, I should be able to fight my way back to financial stability. Perhaps it is because there is no way of tell if my needs are real. But if you work on the principal that small donations by large numbers of people add up to worthy amount of aid, why not help out? Pick three begs of your choice and send $1.50 to each. Thank you all for reading this and please be generous.

I don't know where to turn. My husband left my two children and me, without any warning. We came home one day to find all of his things gone. Before he did, he took my name off of all accounts and left with all of our money and my access to it. He planned his exit for several years so he had all of the bases covered. He has a shark of an attorney who knows I cannot afford representation. She has advised him to give us no support and has fabricated things about me and my children (who are so sweet). She can do so because I don't have money for representation. My husband is trying to destroy us financially and I don't know why. He borrowed off of our home without telling me and the mortgage is under water. My company has been affected by the recession and my hours were cut back significantly. I won't quite because I don't want to lose our medical benefits. We have no family to help.