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Post a Beg Now!

Always struggling to get a break.

Posted by Grizzly on 2012-05-22 12:58:18

I currently work 2 different jobs, sometimes pulling over 60 hours a week. I work hard and do my best, but I never seem to be able get ahead. I am asking for help because I have loans that my deferment runs out on at the end of next month. I will have to start making payments towards those as well as my usual bills. On top of that, my car broke down last week. The rear frame has rusted so severely that it is no longer safe to drive and is beyond repair. I just need to be able to have a vehicle to get to work and enough money to make the payments on loans. Please help if you can.

LIFE

Posted by sweetpsalms on 2012-05-19 09:58:33

I don't like the word beg but I guess that is what it is. My pride is high and I hate asking for help but I don't know what else to do. I saw something on TV and decided to try this. Here goes!
I am a 39 year old with 3 children and a disabled husband. I have a lot of issues right now that I am trying to deal with and keep my family off the streets. I don't mind sharing my story if need be because honesty is the best policy. My husbands SSI is very low, as if he has not really worked and he is over 50. I have been trying to keep my head up and keep my bills paid. I work but my job is a PRN position because it was all I could get. I was making a fairly good pay until they decided our department needed cut backs and cut our hourly pay almost three dollars. I am trying so hard to finish school to be a LPN and then a RN. I have been trying to finish school since 1992. I know that if I can get my degree, I can provide for my family. So, I have bills up my butt and school is hard. Now, I am dealing with losing my financial aid because though I have a high enough GPA, my other cumulative average is below standard. I knew nothing about that. I was focusing on making sure my grades were good enough. My 14 year old daughter is pregnant and I can't even afford to begin buying baby things or think of how to save for it. My husband is so content with his little check until nothing else matters. My oldest daughter is in college with me trying to get her LPN but her hearts desire is to be an OB/GYN but they changed the required score level for the SAT and ACT and she registered one quarter to late to get in. Had she registered earlier, she could have gotten in the school she wants to attend but now she has to go to a local college and earn credits and then transfer, IF her grades are good enough. ON top of all that, my husband was just hit in the rear by another driver and our car was totaled and he was hurt. So, my only car, of which I was paying on still, is gone and I owe to much on it for the insurance to pay it off.
I feel overwhelmed, depressed and like I will never make it. I am working, attending school, and trying to write a book and do a gospel CD. Anything to try and bring in money to support my family. I really don't know what else to do.
I don't know if this works or not, but I am willing to try. I have felt so bad until at times I wanted to just end it all but I know that is not the example I want for my children. I want to see my grand daughter born and I want my children to finish school and do better than me, but also see me come out of my struggle. I keep telling them I am going to buy the house we live in, they keep laughing and even with that, the land lord is talking about putting it on the market because I can't come up with what I need to even start buying. I pray that God blesses my household and family. If someone does decide that my issues are worth helping, then I pray God bless you with an overflow for your blessing me. I don't know what else to say but thank you in advance. As embarrassed as I am, I can only pray this is real. If not, at least I got to vent and get it all of my chest. I had no one else to tell anyway.
Thank You!

Long road, but there's always a light.. right??

Posted by awsamm on 2012-04-02 16:58:41

I'm not sure where to even begin. In the last year we have hit many of bumps in our road. We were rear ended in Oct 2011 after my fiancee lost his job due to a surgery on his shoulder. We then were forced to take the very small insurance check to move into a small one bedroom apartment from a lovely house we lived in. Due to eviction because of loss of job and car. I unfortunately haven't been much help, I've been disabled since May 2011 with chronic back pain, and am currently recovering from a gallbladder removal surgery. I'm fighting for disability with no luck, and due to insurance laws (the type we had) didnt cover much of anything. We are struggling to keep our heads above water right now, and it doesn't help that we just got hit with a water bill we didn't expect. For like 300 dollars, If you can help in any way we would really appreciate it.. and promise to pay it forward once we are back on our feet. Even if its a couple bucks for a 2 liter of ginger ale that would be amazing. We also ask that you keep us in your thoughts and prayers. Thank you for reading and may you be blessed.

moving

Posted by fishguy on 2012-01-16 14:58:40

hi. not sure how to go about this really. my unemployment has run out, my car has a leaky gas tank. the one i can drive anyway. the other needs the alternator replaced, and two rear tires. i have the new alternator belt and the rear stabalizer bar. i am supposed to be going back to school to become a medical code-ist. medical coding is what it is. i will be walking to school as i will not have the money for gas. good thing its only two miles to get to school. i have been told by my landlord that i need to move by april 1st. if anyone would be willing to donate a few dollars to help i would greatly appreciate it.

Need money for car repairs

Posted by Spyke on 2011-12-15 20:58:59

Help! We got hit by a drunk driver on dec. 02. The guy that hit us had a BAC of .246, and ran a red light. We got 2700 for our car from insurance. WE are trying to repair and rebuild our credit ruined because of student loans so we had no wish or extra income to finance. We wound up getting a 1994 Ford Taurus wagon. They put a new engine in it that's going to be done friday, but it's still a 17 year old car that will probably need repairs. WE are on a tight budget, and we would appreciate being able to build a rainy day fund for the car so that we don't have to worry when something will go wrong. We're fairly good at fixing most things. Our last car was a 1996 Taurus and we fixed the brakes, rotors and calipers, replaced the battery and terminal wires, spark plugs and wires, changed all fluids, repaired hoses, and we were about to replace the catalytic converter on our own when we got hit. Previous cars we've worked with have taught us how to replace tires, radiators, water pumps and fuel pumps. We plan to maintain our new car in a similar way so that we can keep it for a couple hundred thousand miles. It's not just about keeping costs down, it's about keeping a serviceable car on the road and out of crowded landfills. It's about a car that you love through a long relationship, a vehicle that you understand every quirk. It was that way with my '96, and I just know it will be that way with my '94 With a rainy day fund I would feel much more secure when it comes to fixing the inevitable problems that come with a comfortable old lady like a 1994 taurus LX wagon. She is getting a new engine so the head gasket issues of the second generation Taurus's 3.8L essex are going to be mitigated if not eliminated for at least the next 100,000 miles, but the tranny and AC especially, followed by suspension, electrics, brakes, steering, pumps (fuel and water), and of course the routine tires, oil, wipers, brake pads, etc. are all possible future repairs. All the fun of having a car that you can't lightly trade in. Parts usually run $80 average if it's anything like the '96 in terms of maintenence, ommiting outliers like tranny and AC. Any help you can give would be appreciated. I know I'm starting to sound like Ray Stantz talking about the pile of 1959 caddy that became the ghostmobile.

Oh and also, I'm up to suggestions as to what I am going to name this car. So far we've had a 97 dodge stratus named Pearl, a 1994 Buick LeSabre named Einhander, and our last car was a 96 Taurus named Wyrd (after the goddess of Fate). Yeah I picked the name after the first 2 listed died in the same month and we scrapped both for this one. Ultimately totalled in a wreck with a drunk driver was a fitting end for such a car with such a name, but it still makes me sad, that much AMERICAN BUILT and ENGINEERED chicago assembled car with the 3.0 L vulcan engine, cast of iron in the forges of Ohio and not a single leak despite topping 153k. Only 145 HP but it got the job done beautifully and dependably. You just don't get cars like that in the new millenium. *sigh* i will miss my 3rd gen taurus. Every day i see a dozen of them being driven bearing the characteristic curves and oval rear window. Anyway. . .a rainy day fund would go a long way towards helping me to learn to love her older sister. Right now I'm thinking of calling her Providence.

I CANT WORK DUE TO ILLNESS

Posted by yoco2012 on 2011-11-18 08:58:04

Hello thank you for taking the time to listen to my situation. My name is Joe I am a 28 year old married father of 2 daughters. My oldest is 3 years old and my youngest is 7 months old. I was a call center worker for 12 years and did mostly sales, collections, and customer service.
About 2 years ago I started getting ill after moving into a apartment. I am a asthmatic and the 1st year after moving in to my apartment I got bronchitis 7 times, Pneumonia 2 times, 2 colds, 1 flu and mono. I quickly used up all my sick time and had also used up all my FLMA time. One day I had to go to the hospital from work and my employer fired me for it.
I filed for unemployment and won but my Pulmonologist
recommended that I find some other work then call center work due to my respiratory problems. I have a anxiety disorder and recently found out why. I was diagnosed with a hyperactive thyroid and I have a small cyst or growth on my thyroid gland. I started experiencing uncontrolled anxiety and fatigue. I went to counseling for the anxiety but it didn’t help much.
I recently moved out of the apartment that was possibly the cause of some of my respiratory problems because we found mold in the hallway outside of our apartment and believed it was in the building too. I have continued to become frequently ill and my fatigue, anxiety, and asthma are making it impossible for me to find a job. I can’t get disability for my asthma because my O2 levels are not low enough.
We moved into a doublewide manufactured home we bought this with a small settlement I received after a truck ran off the road and hit me when I was putting my then 2 year old into her car seat. I was injured but she luckily was ok. The other driver took off on foot. This happened this winter and even after that I have suffered extreme fatigue. Our old car was totaled out and the car we replaced it with turned out to be a lemon. In less than 3,000 miles it blew the transmission and the rear axel broke. It over heated, and we also replaced the battery, 2 pulleys, and the AC went out.

We spent over $4000 in the different repairs on the car and used all of the money from what we had left from the settlement we were going to use to replace the original roof of our house from 1988. Our roof has already had leaks and needs to be replaced

My wife is trying to find work but she has seizures and can’t drive. My wife has only had 2 jobs her whole life and is having a hard time finding work. Now we are in trouble because we have no income and bills keep coming. My parent’s just filed for bankruptcy and cant help us and my wife’s parents are unemployed.

We need help with our bills and to pay for our basic need’s
Our bills are as followed.
Lot Rent 410.00 per month
Water/trash/sewer $100.00 approximately per month.
Phone and internet for two cell phones $150.00 (my wife and 3 year old have seizures and need a cell phone).
Car and home owner insurance $154.00 per month.
Power bill between $100-$300 per month (I live in phoenix, AZ and it gets hot).
We also are paying $100.00 per month to pay the fee for breaking the lease at the apartment that was causing me to get sick so often. We still owe $1,100.00

To put a new roof on our house will cost about $4,000

I wish I never had medical problems so I didn’t have to ask for help. I ask you please if you can help us in any way it would mean so much to us.

Thank you so much,
Joe and family,

X-MASS HELP

Posted by halfdome on 2011-11-09 10:58:02

Hello thank you for taking the time to listen to my situation. My name is Joe I am a 28 year old married father of 2 daughters. My oldest is 3 years old and my youngest is 7 months old. I was a call center worker for 12 years and did mostly sales, collections, and customer service.
About 2 years ago I started getting ill after moving into a apartment. I am a asthmatic and the 1st year after moving in to my apartment I got bronchitis 7 times, Pneumonia 2 times, 2 colds, 1 flu and mono. I quickly used up all my sick time and had also used up all my FLMA time. One day I had to go to the hospital from work and my employer fired me for it.
I filed for unemployment and won but my Pulmonologist
recommended that I find some other work then call center work due to my respiratory problems. I have a anxiety disorder and recently found out why. I was diagnosed with a hyperactive thyroid and I have a small cyst or growth on my thyroid gland. I started experiencing uncontrolled anxiety and fatigue. I went to counseling for the anxiety but it didn’t help much.
I recently moved out of the apartment that was possibly the cause of some of my respiratory problems because we found mold in the hallway outside of our apartment and believed it was in the building too. I have continued to become frequently ill and my fatigue, anxiety, and asthma are making it impossible for me to find a job. I can’t get disability for my asthma because my O2 levels are not low enough.
We moved into a doublewide manufactured home we bought this with a small settlement I received after a truck ran off the road and hit me when I was putting my then 2 year old into her car seat. I was injured but she luckily was ok. The other driver took off on foot. This happened this winter and even after that I have suffered extreme fatigue. Our old car was totaled out and the car we replaced it with turned out to be a lemon. In less than 3,000 miles it blew the transmission and the rear axel broke. It over heated, and we also replaced the battery, 2 pulleys, and the AC went out.

We spent over $4000 in the different repairs on the car and used all of the money from what we had left from the settlement we were going to use to replace the original roof of our house from 1988. Our roof has already had leaks and needs to be replaced

My wife is trying to find work but she has seizures and can’t drive. My wife has only had 2 jobs her whole life and is having a hard time finding work. Now we are in trouble because we have no income and bills keep coming. My parent’s just filed for bankruptcy and cant help us and my wife’s parents are unemployed.

We need help with our bills and to pay for our basic need’s
Our bills are as followed.
Lot Rent 410.00 per month
Water/trash/sewer $100.00 approximately per month.
Phone and internet for two cell phones $150.00 (my wife and 3 year old have seizures and need a cell phone).
Car and home owner insurance $154.00 per month.
Power bill between $100-$300 per month (I live in phoenix, AZ and it gets hot).
We also are paying $100.00 per month to pay the fee for breaking the lease at the apartment that was causing me to get sick so often. We still owe $1,100.00

To put a new roof on our house will cost about $4,000

I wish I never had medical problems so I didn’t have to ask for help. I ask you please if you can help us in any way it would mean so much to us.

WE NEED HELP TO HAVE A GOOD X-MASS
Thank you so much,
Joe and family,

A FAMILY IN NEED

Posted by halfdome on 2011-11-09 10:58:00

Hello thank you for taking the time to listen to my situation. My name is Joe I am a 28 year old married father of 2 daughters. My oldest is 3 years old and my youngest is 7 months old. I was a call center worker for 12 years and did mostly sales, collections, and customer service.
About 2 years ago I started getting ill after moving into a apartment. I am a asthmatic and the 1st year after moving in to my apartment I got bronchitis 7 times, Pneumonia 2 times, 2 colds, 1 flu and mono. I quickly used up all my sick time and had also used up all my FLMA time. One day I had to go to the hospital from work and my employer fired me for it.
I filed for unemployment and won but my Pulmonologist
recommended that I find some other work then call center work due to my respiratory problems. I have a anxiety disorder and recently found out why. I was diagnosed with a hyperactive thyroid and I have a small cyst or growth on my thyroid gland. I started experiencing uncontrolled anxiety and fatigue. I went to counseling for the anxiety but it didn’t help much.
I recently moved out of the apartment that was possibly the cause of some of my respiratory problems because we found mold in the hallway outside of our apartment and believed it was in the building too. I have continued to become frequently ill and my fatigue, anxiety, and asthma are making it impossible for me to find a job. I can’t get disability for my asthma because my O2 levels are not low enough.
We moved into a doublewide manufactured home we bought this with a small settlement I received after a truck ran off the road and hit me when I was putting my then 2 year old into her car seat. I was injured but she luckily was ok. The other driver took off on foot. This happened this winter and even after that I have suffered extreme fatigue. Our old car was totaled out and the car we replaced it with turned out to be a lemon. In less than 3,000 miles it blew the transmission and the rear axel broke. It over heated, and we also replaced the battery, 2 pulleys, and the AC went out.

We spent over $4000 in the different repairs on the car and used all of the money from what we had left from the settlement we were going to use to replace the original roof of our house from 1988. Our roof has already had leaks and needs to be replaced

My wife is trying to find work but she has seizures and can’t drive. My wife has only had 2 jobs her whole life and is having a hard time finding work. Now we are in trouble because we have no income and bills keep coming. My parent’s just filed for bankruptcy and cant help us and my wife’s parents are unemployed.

We need help with our bills and to pay for our basic need’s
Our bills are as followed.
Lot Rent 410.00 per month
Water/trash/sewer $100.00 approximately per month.
Phone and internet for two cell phones $150.00 (my wife and 3 year old have seizures and need a cell phone).
Car and home owner insurance $154.00 per month.
Power bill between $100-$300 per month (I live in phoenix, AZ and it gets hot).
We also are paying $100.00 per month to pay the fee for breaking the lease at the apartment that was causing me to get sick so often. We still owe $1,100.00

To put a new roof on our house will cost about $4,000

I wish I never had medical problems so I didn’t have to ask for help. I ask you please if you can help us in any way it would mean so much to us.

Thank you so much,
Joe and family,

I CANT WORK DUE TO ILLNESS

Posted by halfdome on 2011-11-09 10:58:00

Hello thank you for taking the time to listen to my situation. My name is Joe I am a 28 year old married father of 2 daughters. My oldest is 3 years old and my youngest is 7 months old. I was a call center worker for 12 years and did mostly sales, collections, and customer service.
About 2 years ago I started getting ill after moving into a apartment. I am a asthmatic and the 1st year after moving in to my apartment I got bronchitis 7 times, Pneumonia 2 times, 2 colds, 1 flu and mono. I quickly used up all my sick time and had also used up all my FLMA time. One day I had to go to the hospital from work and my employer fired me for it.
I filed for unemployment and won but my Pulmonologist
recommended that I find some other work then call center work due to my respiratory problems. I have a anxiety disorder and recently found out why. I was diagnosed with a hyperactive thyroid and I have a small cyst or growth on my thyroid gland. I started experiencing uncontrolled anxiety and fatigue. I went to counseling for the anxiety but it didn’t help much.
I recently moved out of the apartment that was possibly the cause of some of my respiratory problems because we found mold in the hallway outside of our apartment and believed it was in the building too. I have continued to become frequently ill and my fatigue, anxiety, and asthma are making it impossible for me to find a job. I can’t get disability for my asthma because my O2 levels are not low enough.
We moved into a doublewide manufactured home we bought this with a small settlement I received after a truck ran off the road and hit me when I was putting my then 2 year old into her car seat. I was injured but she luckily was ok. The other driver took off on foot. This happened this winter and even after that I have suffered extreme fatigue. Our old car was totaled out and the car we replaced it with turned out to be a lemon. In less than 3,000 miles it blew the transmission and the rear axel broke. It over heated, and we also replaced the battery, 2 pulleys, and the AC went out.

We spent over $4000 in the different repairs on the car and used all of the money from what we had left from the settlement we were going to use to replace the original roof of our house from 1988. Our roof has already had leaks and needs to be replaced

My wife is trying to find work but she has seizures and can’t drive. My wife has only had 2 jobs her whole life and is having a hard time finding work. Now we are in trouble because we have no income and bills keep coming. My parent’s just filed for bankruptcy and cant help us and my wife’s parents are unemployed.

We need help with our bills and to pay for our basic need’s
Our bills are as followed.
Lot Rent 410.00 per month
Water/trash/sewer $100.00 approximately per month.
Phone and internet for two cell phones $150.00 (my wife and 3 year old have seizures and need a cell phone).
Car and home owner insurance $154.00 per month.
Power bill between $100-$300 per month (I live in phoenix, AZ and it gets hot).
We also are paying $100.00 per month to pay the fee for breaking the lease at the apartment that was causing me to get sick so often. We still owe $1,100.00

To put a new roof on our house will cost about $4,000

I wish I never had medical problems so I didn’t have to ask for help. I ask you please if you can help us in any way it would mean so much to us.

Thank you so much,
Joe and family,

OUR FAMILY NEEDS HELP

Posted by halfdome on 2011-11-09 09:58:59

Hello thank you for taking the time to listen to my situation. My name is Joe I am a 28 year old married father of 2 daughters. My oldest is 3 years old and my youngest is 7 months old. I was a call center worker for 12 years and did mostly sales, collections, and customer service.
About 2 years ago I started getting ill after moving into a apartment. I am a asthmatic and the 1st year after moving in to my apartment I got bronchitis 7 times, Pneumonia 2 times, 2 colds, 1 flu and mono. I quickly used up all my sick time and had also used up all my FLMA time. One day I had to go to the hospital from work and my employer fired me for it.
I filed for unemployment and won but my Pulmonologist
recommended that I find some other work then call center work due to my respiratory problems. I have a anxiety disorder and recently found out why. I was diagnosed with a hyperactive thyroid and I have a small cyst or growth on my thyroid gland. I started experiencing uncontrolled anxiety and fatigue. I went to counseling for the anxiety but it didn’t help much.
I recently moved out of the apartment that was possibly the cause of some of my respiratory problems because we found mold in the hallway outside of our apartment and believed it was in the building too. I have continued to become frequently ill and my fatigue, anxiety, and asthma are making it impossible for me to find a job. I can’t get disability for my asthma because my O2 levels are not low enough.
We moved into a doublewide manufactured home we bought this with a small settlement I received after a truck ran off the road and hit me when I was putting my then 2 year old into her car seat. I was injured but she luckily was ok. The other driver took off on foot. This happened this winter and even after that I have suffered extreme fatigue. Our old car was totaled out and the car we replaced it with turned out to be a lemon. In less than 3,000 miles it blew the transmission and the rear axel broke. It over heated, and we also replaced the battery, 2 pulleys, and the AC went out.

We spent over $4000 in the different repairs on the car and used all of the money from what we had left from the settlement we were going to use to replace the original roof of our house from 1988. Our roof has already had leaks and needs to be replaced

My wife is trying to find work but she has seizures and can’t drive. My wife has only had 2 jobs her whole life and is having a hard time finding work. Now we are in trouble because we have no income and bills keep coming. My parent’s just filed for bankruptcy and cant help us and my wife’s parents are unemployed.

We need help with our bills and to pay for our basic need’s
Our bills are as followed.
Lot Rent 410.00 per month
Water/trash/sewer $100.00 approximately per month.
Phone and internet for two cell phones $150.00 (my wife and 3 year old have seizures and need a cell phone).
Car and home owner insurance $154.00 per month.
Power bill between $100-$300 per month (I live in phoenix, AZ and it gets hot).
We also are paying $100.00 per month to pay the fee for breaking the lease at the apartment that was causing me to get sick so often. We still owe $1,100.00

To put a new roof on our house will cost about $4,000

I wish I never had medical problems so I didn’t have to ask for help. I ask you please if you can help us in any way it would mean so much to us.

Thank you so much,
Joe and family,

HELP US PLEASE

Posted by halfdome on 2011-11-09 09:58:59

Hello thank you for taking the time to listen to my situation. My name is Joe I am a 28 year old married father of 2 daughters. My oldest is 3 years old and my youngest is 7 months old. I was a call center worker for 12 years and did mostly sales, collections, and customer service.
About 2 years ago I started getting ill after moving into a apartment. I am a asthmatic and the 1st year after moving in to my apartment I got bronchitis 7 times, Pneumonia 2 times, 2 colds, 1 flu and mono. I quickly used up all my sick time and had also used up all my FLMA time. One day I had to go to the hospital from work and my employer fired me for it.
I filed for unemployment and won but my Pulmonologist
recommended that I find some other work then call center work due to my respiratory problems. I have a anxiety disorder and recently found out why. I was diagnosed with a hyperactive thyroid and I have a small cyst or growth on my thyroid gland. I started experiencing uncontrolled anxiety and fatigue. I went to counseling for the anxiety but it didn’t help much.
I recently moved out of the apartment that was possibly the cause of some of my respiratory problems because we found mold in the hallway outside of our apartment and believed it was in the building too. I have continued to become frequently ill and my fatigue, anxiety, and asthma are making it impossible for me to find a job. I can’t get disability for my asthma because my O2 levels are not low enough.
We moved into a doublewide manufactured home we bought this with a small settlement I received after a truck ran off the road and hit me when I was putting my then 2 year old into her car seat. I was injured but she luckily was ok. The other driver took off on foot. This happened this winter and even after that I have suffered extreme fatigue. Our old car was totaled out and the car we replaced it with turned out to be a lemon. In less than 3,000 miles it blew the transmission and the rear axel broke. It over heated, and we also replaced the battery, 2 pulleys, and the AC went out.

We spent over $4000 in the different repairs on the car and used all of the money from what we had left from the settlement we were going to use to replace the original roof of our house from 1988. Our roof has already had leaks and needs to be replaced

My wife is trying to find work but she has seizures and can’t drive. My wife has only had 2 jobs her whole life and is having a hard time finding work. Now we are in trouble because we have no income and bills keep coming. My parent’s just filed for bankruptcy and cant help us and my wife’s parents are unemployed.

We need help with our bills and to pay for our basic need’s
Our bills are as followed.
Lot Rent 410.00 per month
Water/trash/sewer $100.00 approximately per month.
Phone and internet for two cell phones $150.00 (my wife and 3 year old have seizures and need a cell phone).
Car and home owner insurance $154.00 per month.
Power bill between $100-$300 per month (I live in phoenix, AZ and it gets hot).
We also are paying $100.00 per month to pay the fee for breaking the lease at the apartment that was causing me to get sick so often. We still owe $1,100.00

To put a new roof on our house will cost about $4,000

I wish I never had medical problems so I didn’t have to ask for help. I ask you please if you can help us in any way it would mean so much to us.

Thank you so much,
Joe and family,

MY FAMILY NEEDS HELP

Posted by halfdome on 2011-11-09 09:58:58

Hello thank you for taking the time to listen to my situation. My name is Joe I am a 28 year old married father of 2 daughters. My oldest is 3 years old and my youngest is 7 months old. I was a call center worker for 12 years and did mostly sales, collections, and customer service.
About 2 years ago I started getting ill after moving into a apartment. I am a asthmatic and the 1st year after moving in to my apartment I got bronchitis 7 times, Pneumonia 2 times, 2 colds, 1 flu and mono. I quickly used up all my sick time and had also used up all my FLMA time. One day I had to go to the hospital from work and my employer fired me for it.
I filed for unemployment and won but my Pulmonologist
recommended that I find some other work then call center work due to my respiratory problems. I have a anxiety disorder and recently found out why. I was diagnosed with a hyperactive thyroid and I have a small cyst or growth on my thyroid gland. I started experiencing uncontrolled anxiety and fatigue. I went to counseling for the anxiety but it didn’t help much.
I recently moved out of the apartment that was possibly the cause of some of my respiratory problems because we found mold in the hallway outside of our apartment and believed it was in the building too. I have continued to become frequently ill and my fatigue, anxiety, and asthma are making it impossible for me to find a job. I can’t get disability for my asthma because my O2 levels are not low enough.
We moved into a doublewide manufactured home we bought this with a small settlement I received after a truck ran off the road and hit me when I was putting my then 2 year old into her car seat. I was injured but she luckily was ok. The other driver took off on foot. This happened this winter and even after that I have suffered extreme fatigue. Our old car was totaled out and the car we replaced it with turned out to be a lemon. In less than 3,000 miles it blew the transmission and the rear axel broke. It over heated, and we also replaced the battery, 2 pulleys, and the AC went out.

We spent over $4000 in the different repairs on the car and used all of the money from what we had left from the settlement we were going to use to replace the original roof of our house from 1988. Our roof has already had leaks and needs to be replaced

My wife is trying to find work but she has seizures and can’t drive. My wife has only had 2 jobs her whole life and is having a hard time finding work. Now we are in trouble because we have no income and bills keep coming. My parent’s just filed for bankruptcy and cant help us and my wife’s parents are unemployed.

We need help with our bills and to pay for our basic need’s
Our bills are as followed.
Lot Rent 410.00 per month
Water/trash/sewer $100.00 approximately per month.
Phone and internet for two cell phones $150.00 (my wife and 3 year old have seizures and need a cell phone).
Car and home owner insurance $154.00 per month.
Power bill between $100-$300 per month (I live in phoenix, AZ and it gets hot).
We also are paying $100.00 per month to pay the fee for breaking the lease at the apartment that was causing me to get sick so often. We still owe $1,100.00

To put a new roof on our house will cost about $4,000

I wish I never had medical problems so I didn’t have to ask for help. I ask you please if you can help us in any way it would mean so much to us.

Thank you so much,
Joe and family,

Please help pay our bills

Posted by halfdome on 2011-10-24 19:58:22

Hello thank you for taking the time to listen to my situation. My name is Joe I am a 28 year old married father of 2 daughters. My oldest is 3 years old and my youngest is 7 months old. I was a call center worker for 12 years and did mostly sales, collections, and customer service.
About 2 years ago I started getting ill after moving into a apartment. I am a asthmatic and the 1st year after moving in to my apartment I got bronchitis 7 times, Pneumonia 2 times, 2 colds, 1 flu and mono. I quickly used up all my sick time and had also used up all my FLMA time. One day I had to go to the hospital from work and my employer fired me for it.
I filed for unemployment and won but my Pulmonologist
recommended that I find some other work then call center work due to my respiratory problems. I have a anxiety disorder and recently found out why. I was diagnosed with a hyperactive thyroid and I have a small cyst or growth on my thyroid gland. I started experiencing uncontrolled anxiety and fatigue. I went to counseling for the anxiety but it didn’t help much.
I recently moved out of the apartment that was possibly the cause of some of my respiratory problems because we found mold in the hallway outside of our apartment and believed it was in the building too. I have continued to become frequently ill and my fatigue, anxiety, and asthma are making it impossible for me to find a job. I can’t get disability for my asthma because my O2 levels are not low enough.
We moved into a doublewide manufactured home we bought this with a small settlement I received after a truck ran off the road and hit me when I was putting my then 2 year old into her car seat. I was injured but she luckily was ok. The other driver took off on foot. This happened this winter and even after that I have suffered extreme fatigue. Our old car was totaled out and the car we replaced it with turned out to be a lemon. In less than 3,000 miles it blew the transmission and the rear axel broke. It over heated, and we also replaced the battery, 2 pulleys, and the AC went out.

We spent over $4000 in the different repairs on the car and used all of the money from what we had left from the settlement we were going to use to replace the original roof of our house from 1988. Our roof has already had leaks and needs to be replaced

My wife is trying to find work but she has seizures and can’t drive. My wife has only had 2 jobs her whole life and is having a hard time finding work. Now we are in trouble because we have no income and bills keep coming. My parent’s just filed for bankruptcy and cant help us and my wife’s parents are unemployed.

We need help with our bills and to pay for our basic need’s
Our bills are as followed.
Lot Rent 410.00 per month
Water/trash/sewer $100.00 approximately per month.
Phone and internet for two cell phones $150.00 (my wife and 3 year old have seizures and need a cell phone).
Car and home owner insurance $154.00 per month.
Power bill between $100-$300 per month (I live in phoenix, AZ and it gets hot).
We also are paying $100.00 per month to pay the fee for breaking the lease at the apartment that was causing me to get sick so often. We still owe $1,100.00

To put a new roof on our house will cost about $4,000

I wish I never had medical problems so I didn’t have to ask for help. I ask you please if you can help us in any way it would mean so much to us.

Thank you so much,
Joe and family.

I can no longer support my family due to medical issues.

Posted by halfdome on 2011-10-24 19:58:21

Hello thank you for taking the time to listen to my situation. My name is Joe I am a 28 year old married father of 2 daughters. My oldest is 3 years old and my youngest is 7 months old. I was a call center worker for 12 years and did mostly sales, collections, and customer service.
About 2 years ago I started getting ill after moving into a apartment. I am a asthmatic and the 1st year after moving in to my apartment I got bronchitis 7 times, Pneumonia 2 times, 2 colds, 1 flu and mono. I quickly used up all my sick time and had also used up all my FLMA time. One day I had to go to the hospital from work and my employer fired me for it.
I filed for unemployment and won but my Pulmonologist
recommended that I find some other work then call center work due to my respiratory problems. I have a anxiety disorder and recently found out why. I was diagnosed with a hyperactive thyroid and I have a small cyst or growth on my thyroid gland. I started experiencing uncontrolled anxiety and fatigue. I went to counseling for the anxiety but it didn’t help much.
I recently moved out of the apartment that was possibly the cause of some of my respiratory problems because we found mold in the hallway outside of our apartment and believed it was in the building too. I have continued to become frequently ill and my fatigue, anxiety, and asthma are making it impossible for me to find a job. I can’t get disability for my asthma because my O2 levels are not low enough.
We moved into a doublewide manufactured home we bought this with a small settlement I received after a truck ran off the road and hit me when I was putting my then 2 year old into her car seat. I was injured but she luckily was ok. The other driver took off on foot. This happened this winter and even after that I have suffered extreme fatigue. Our old car was totaled out and the car we replaced it with turned out to be a lemon. In less than 3,000 miles it blew the transmission and the rear axel broke. It over heated, and we also replaced the battery, 2 pulleys, and the AC went out.

We spent over $4000 in the different repairs on the car and used all of the money from what we had left from the settlement we were going to use to replace the original roof of our house from 1988. Our roof has already had leaks and needs to be replaced

My wife is trying to find work but she has seizures and can’t drive. My wife has only had 2 jobs her whole life and is having a hard time finding work. Now we are in trouble because we have no income and bills keep coming. My parent’s just filed for bankruptcy and cant help us and my wife’s parents are unemployed.

We need help with our bills and to pay for our basic need’s
Our bills are as followed.
Lot Rent 410.00 per month
Water/trash/sewer $100.00 approximately per month.
Phone and internet for two cell phones $150.00 (my wife and 3 year old have seizures and need a cell phone).
Car and home owner insurance $154.00 per month.
Power bill between $100-$300 per month (I live in phoenix, AZ and it gets hot).
We also are paying $100.00 per month to pay the fee for breaking the lease at the apartment that was causing me to get sick so often. We still owe $1,100.00

To put a new roof on our house will cost about $4,000

I wish I never had medical problems so I didn’t have to ask for help. I ask you please if you can help us in any way it would mean so much to us.

Thank you so much,
Joe and family.

unemployed and in need

Posted by halfdome on 2011-10-24 19:58:20

Hello thank you for taking the time to listen to my situation. My name is Joe I am a 28 year old married father of 2 daughters. My oldest is 3 years old and my youngest is 7 months old. I was a call center worker for 12 years and did mostly sales, collections, and customer service.
About 2 years ago I started getting ill after moving into a apartment. I am a asthmatic and the 1st year after moving in to my apartment I got bronchitis 7 times, Pneumonia 2 times, 2 colds, 1 flu and mono. I quickly used up all my sick time and had also used up all my FLMA time. One day I had to go to the hospital from work and my employer fired me for it.
I filed for unemployment and won but my Pulmonologist
recommended that I find some other work then call center work due to my respiratory problems. I have a anxiety disorder and recently found out why. I was diagnosed with a hyperactive thyroid and I have a small cyst or growth on my thyroid gland. I started experiencing uncontrolled anxiety and fatigue. I went to counseling for the anxiety but it didn’t help much.
I recently moved out of the apartment that was possibly the cause of some of my respiratory problems because we found mold in the hallway outside of our apartment and believed it was in the building too. I have continued to become frequently ill and my fatigue, anxiety, and asthma are making it impossible for me to find a job. I can’t get disability for my asthma because my O2 levels are not low enough.
We moved into a doublewide manufactured home we bought this with a small settlement I received after a truck ran off the road and hit me when I was putting my then 2 year old into her car seat. I was injured but she luckily was ok. The other driver took off on foot. This happened this winter and even after that I have suffered extreme fatigue. Our old car was totaled out and the car we replaced it with turned out to be a lemon. In less than 3,000 miles it blew the transmission and the rear axel broke. It over heated, and we also replaced the battery, 2 pulleys, and the AC went out.

We spent over $4000 in the different repairs on the car and used all of the money from what we had left from the settlement we were going to use to replace the original roof of our house from 1988. Our roof has already had leaks and needs to be replaced

My wife is trying to find work but she has seizures and can’t drive. My wife has only had 2 jobs her whole life and is having a hard time finding work. Now we are in trouble because we have no income and bills keep coming. My parent’s just filed for bankruptcy and cant help us and my wife’s parents are unemployed.

We need help with our bills and to pay for our basic need’s
Our bills are as followed.
Lot Rent 410.00 per month
Water/trash/sewer $100.00 approximately per month.
Phone and internet for two cell phones $150.00 (my wife and 3 year old have seizures and need a cell phone).
Car and home owner insurance $154.00 per month.
Power bill between $100-$300 per month (I live in phoenix, AZ and it gets hot).
We also are paying $100.00 per month to pay the fee for breaking the lease at the apartment that was causing me to get sick so often. We still owe $1,100.00

To put a new roof on our house will cost about $4,000

I wish I never had medical problems so I didn’t have to ask for help. I ask you please if you can help us in any way it would mean so much to us.

Thank you so much,
Joe and family.

family needs help

Posted by halfdome on 2011-10-24 19:58:20

Hello thank you for taking the time to listen to my situation. My name is Joe I am a 28 year old married father of 2 daughters. My oldest is 3 years old and my youngest is 7 months old. I was a call center worker for 12 years and did mostly sales, collections, and customer service.
About 2 years ago I started getting ill after moving into a apartment. I am a asthmatic and the 1st year after moving in to my apartment I got bronchitis 7 times, Pneumonia 2 times, 2 colds, 1 flu and mono. I quickly used up all my sick time and had also used up all my FLMA time. One day I had to go to the hospital from work and my employer fired me for it.
I filed for unemployment and won but my Pulmonologist
recommended that I find some other work then call center work due to my respiratory problems. I have a anxiety disorder and recently found out why. I was diagnosed with a hyperactive thyroid and I have a small cyst or growth on my thyroid gland. I started experiencing uncontrolled anxiety and fatigue. I went to counseling for the anxiety but it didn’t help much.
I recently moved out of the apartment that was possibly the cause of some of my respiratory problems because we found mold in the hallway outside of our apartment and believed it was in the building too. I have continued to become frequently ill and my fatigue, anxiety, and asthma are making it impossible for me to find a job. I can’t get disability for my asthma because my O2 levels are not low enough.
We moved into a doublewide manufactured home we bought this with a small settlement I received after a truck ran off the road and hit me when I was putting my then 2 year old into her car seat. I was injured but she luckily was ok. The other driver took off on foot. This happened this winter and even after that I have suffered extreme fatigue. Our old car was totaled out and the car we replaced it with turned out to be a lemon. In less than 3,000 miles it blew the transmission and the rear axel broke. It over heated, and we also replaced the battery, 2 pulleys, and the AC went out.

We spent over $4000 in the different repairs on the car and used all of the money from what we had left from the settlement we were going to use to replace the original roof of our house from 1988. Our roof has already had leaks and needs to be replaced

My wife is trying to find work but she has seizures and can’t drive. My wife has only had 2 jobs her whole life and is having a hard time finding work. Now we are in trouble because we have no income and bills keep coming. My parent’s just filed for bankruptcy and cant help us and my wife’s parents are unemployed.

We need help with our bills and to pay for our basic need’s
Our bills are as followed.
Lot Rent 410.00 per month
Water/trash/sewer $100.00 approximately per month.
Phone and internet for two cell phones $150.00 (my wife and 3 year old have seizures and need a cell phone).
Car and home owner insurance $154.00 per month.
Power bill between $100-$300 per month (I live in phoenix, AZ and it gets hot).
We also are paying $100.00 per month to pay the fee for breaking the lease at the apartment that was causing me to get sick so often. We still owe $1,100.00

To put a new roof on our house will cost about $4,000

I wish I never had medical problems so I didn’t have to ask for help. I ask you please if you can help us in any way it would mean so much to us.

Thank you so much,
Joe and family.

My family is being sued by an insurance company, Mom has cancer

Posted by asrobins on 2011-09-16 00:58:40

This is complicated, and I sincerely appreciate anyone who takes the time to learn about my situation.

In the spring of 2010 I sold my car to a coworker. He payed in installments, so I didn't want to transfer the title to his name until I had received full payment for the vehicle. I let him take the car before he finished paying because he told me he had purchased insurance for it. Well, he rear-ended someone and it turns out he lied about having insurance. Pretty soon after the accident he left town, and I never heard from him again. Now, the insurance company of the driver he hit is suing my family for $8,000.

The reason this is such a problem is because my mother is starting chemotherapy for breast cancer. She's already had surgery and the bills are starting to pile up already. We just can't afford to pay for this lawsuit, and if we go bankrupt I will not be able to finish my degree. I am one year away from graduating with a bachelor's degree in biology.

Please help me keep my life together. I'm so desperate.

Thank you so much for taking the time to read this, it really means a lot to me.

please!

Posted by needingyou0903 on 2011-09-10 20:58:43

My landlord is coming here tomoro morning to collect my remaining rent, 420$! Im on a month to month lease! Please!!!!
I had a tire blow out on me, i had to get this fixed as i did just start school again! Well tire place said my rear two tires are dry rotted, and made me sign a form that i was told my car is unsafe!! The steel is showing in one of thdm, So i also need two tires! Please im going to be homeless again!!! My daughter just cant stand this stress! Please!!! Im going crazy with the fear of crashing on the way to her school, and now of being homeless! Please!!

Dog needs cancer surgery

Posted by dogloverneedsyourhelp on 2011-07-18 07:58:36

I've been putting this off, but my dog now has scabs over her entire body and the tumors are out of control. One is the size of a baseball (left rear leg).

I can't stand to see her limp and be in pain.

Please, help pay for her surgery. I will be taking her to the St. Charles VET hospital (St. Charles, MO).

Jackson is a female, 7 year old Beagle/Labrador mix and needs your help.

Please, help me pay for her much needed surgery!

Thank you to all the dog lovers that understand!

Nearly Destitute

Posted by tleevz1 on 2011-06-16 01:58:13

My problem started in July 2010. I was involved in an auto accident. I rear-ended a woman, who in turn rear-ended the person in front of her. The reason it happened was that the person in front of me hit their gas and got over to an open spot in the lane to my left. This move was so fast I didn't have room to either side and I saw the reason that driver moved was the cars in front of him or her were at a dead stop. We were traveling uphill so I was unable to see past the car and I had no idea people were stopped. I had less than a second to hit my brakes. Luckily no body was injured.

Here is where the story gets ugly. My mom had paid my auto insurance but she lost her job so I started to pay the premiums. I told my insurance agent to automatically deduct the premium and I gave her my bank information. So I was under the impression I had insurance. I did not. The agent only charged me for one month's premium and never set up the automatic deduction. Great. But there seemed to be a silver lining...the two other vehicles involved in the accident drove away before the police arrived. I did not get a ticket, I was completely sober and cooperative, and the police were surprised two victims of an accident would just drive away. Both parties got all of my information, they drove away before I got theirs. At the time of the accident I wasn't worried because I thought I had insurance.
When I called my agent I was informed that my policy lapsed because I hadn't paid my monthly premium.

I was curious if the fact that both of these people drove away would take the heat off of me. The police thought this was possible, after all, how can they prove they didn't smash up their vehicles further after they drove away to get more insurance money?

It gets worse. I left my job a few years ago because I had a job all but promised to me in Denver. Obviously, I didn't get the job in Denver. Not sure why, I aced the interview. So with no steady income (I was used to making about 42k yearly) I held hope I'd land a good job and had no choice to but to survive on a credit card for food and gas. That good job never came along. I ended up working overnights as a nurse assistant in the mental health unit. I've been drowning in debt, I had to get a car from what some consider a predatory lending car lot. I lost the hospital job in April for 'misconduct' (I worked nights and someone reported that I was sleeping, I wasn't but they didn't believe me so now I don't qualify for unemployment.) So, no income to pay for that vehicle and it got repossessed. But the best part is I got a letter in January 2011 stating that I owe one of the parties involved in the accident around 5k. I don't have it. If I had the money I would write both of the drivers involved in that accident fat checks right now, but I simply do not have the resources. The letter from the state dept of transportation stated that my license would be suspended unless I came up with the money. So I called the agency, and from my conversation with the state employee it sounded like my case would be reviewed. Nope. A collection agency sent me a letter saying in total I owe nearly 35k for the two cars and my credit cards.

In February I was on my way to a friend's house and I was pulled over because my temp tags were expired. The officer ran my license and I was handcuffed and taken to jail. I have never been arrested, and my driving record is excellent. The officer even thought it was silly. Regardless, now I have a court date in early July and I have the public defender taking my case. He said I either need to pay $1000 fine, or spend a minimum of 2 days in jail. So it looks as if I will be in jail at least 2 days because I have no money. Being without a vehicle is no picnic. My job search is limited to places on a bus route close to my home in Kansas City. I have no friends or family with that kind of money. I am not a drug addict, or a criminal. My career tanked, and I've kept falling through the cracks. I stay positive and I love life, but the anxiety and absence of pride in my life are making me isolate more. I can't afford to do anything. Luckily my brother is letting me stay in a spare room at his place or I may be homeless. I am a hard worker, I have a bachelor's degree, and I am a pleasant person to work with. But I have no car, no money, horrible credit, and bleak job prospects. Please do not think I feel sorry for myself. I've made stupid decisions that got me where I am. I take responsibility for putting myself in situations where these things happened. And especially for not paying attention to my financial obligations (the insurance premium). That being said, all I can do is look forward and do the best I can to get back on my feet. At this moment I feel like a wet puppy who is trying unsuccessfully to jump out of the tub during a bath. I need help. I don't know who to turn to. I've wanted to volunteer at some places to meet people and network but without a vehicle and a suspended license I can't even volunteer at most places. Please, if anyone can help, contact me with suggestions. I desperately need to file for bankruptcy but that costs around 1,800.00 and I can't afford that.

I also have around 27k in student loan debt. That debt along with the approximately 35k in unsecured debt leaves me with a very large amount of money that I have no realistic chance of paying back. The student loans will not be affected if I file for bankruptcy. Which is fine. As a matter of pride and doing what is right I don't like that my debts can simply be written off, but that is seemingly my only option. I would love to volunteer for a charity of my debtor's choosing to start to contribute something, but that proposal often times ends up sounding like a mutated version of indentured servitude.

I apologize for the rambling. This is the first time I have ever written all of this down at once and I feel better.

Thank you for your time.

Over whelmed two car accidents

Posted by petals on 2011-05-22 10:58:47

Hi....I have never had to ask for help before,but recentlly I have come to the conclusion I can not do it on my own any more.I have been in 2 car accidents were I have been rear ended within 1 year of each other.I am now dealing w crontic back injuries and recieve 4-6 injections bi-weekly.Before this I was a healthy 39 yr old.I am a single female and can barely afford to feed my beagle who seems to be the only one that is there for me.Both accidents neither driver had any insurance so all medical bills and ongoing medical needs are my resposibility.I do work but I may loose that due to the pain I am in when I can not afford my injections ($1645.00 bi weekly). Im sure I will be without a place to live its just a matter of months/I have now be diagnoised with scrolios due to the accidents,I have been dealing with a bruised liver and kindeys as well. I am just asking for any small donation you can spare.God Bless

Medical Bills

Posted by petals on 2011-05-22 10:58:45

Hi....I have never had to ask for help before,but recentlly I have come to the conclusion I can not do it on my own any more.I have been in 2 car accidents were I have been rear ended within 1 year of each other.I am now dealing w crontic back injuries and recieve 4-6 injections bi-weekly.Before this I was a healthy 39 yr old.I am a single female and can barely afford to feed my beagle who seems to be the only one that is there for me.Both accidents neither driver had any insurance so all medical bills and ongoing medical needs are my resposibility.I do work but I may loose that due to the pain I am in when I can not afford my injections ($1645.00 bi weekly). Im sure I will be without a place to live its just a matter of months/I have now be diagnoised with scrolios due to the accidents,I have been dealing with a bruised liver and kindeys as well. I am just asking for any small donation you can spare.God Bless !

Had to leave US to work!

Posted by laramsfn on 2011-01-13 00:58:58

I'm an experienced professional, out of the USAF. I lost my job in the US in 2009 and had to come to the Mid East to work. I'm in a lot of debt. I don't need a hand out - I need a job. I am beyond experienced and highly skilled and talented in the following areas:
(1) Environmental Consulting, Project Management, Sales (Construction)
(2) Training Manager (Overseeing All Materials, Budget, etc.)
(3) Egress Mechanic

I've been busting my rear here in the Mid East training idiots on the Egress system in order to pay bills and debt. I literally broke my back, had repair surgery and got back on the horse (jet). I have a wife and children in tow. We're all homesick, scared, depressed.

Please hire me and bring us home. I'm willing to provide my resume, references and all else required in the pursuit of legit employment.

laramsfn@yahoo.com

Please help a family in need

Posted by Ahinton1387 on 2010-07-09 13:58:58

Hi, I am a divorced mom of 2 little girls.  I get zero alimony and child support.  Unfortunately 

I lost my job in August of last year.  I have been looking but unfortunately, I am not qualified for much.  In April of this year we were rear ended while sitting at a stop sign.  I have been in physical therapy since then because of the damage to my left side.  I still get horrible headaches that I am told could stop tomorrow or they could last until I die.  We still have damage from the accident on my car that the insurance company will not pay and my transmission is going out.

This is very frustrating as I am used to being able to take care of my family.  My youngest is having her birthday this weekend and unfortunately, I can't give her a party or even a gift.  I know it is only July but, I can't help thinking Christmas isn't far off and I don't know how I am going to handle the current bills much less the Holidays.

We need help.  We have had to move in with my parents.  My mothers health is poor and their house is in need of alot of work.  They need new plumbing and a new roof and the fence is rotting from the neighbors untreated termites.

Please, if you can give anything no matter how little, we would all be grateful.  Thank you for your consideration in reading this, may God bless you and your generosity.