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Having a family has always been important to me.

Over the last several years, I have exhausted my savings in attempts to have a family. The natural attempts to have a family have been unsuccessful, so I went to IUI’s. After a year of unsuccessful IUI's and 2 miscarriages, the only option left is with IVF and donor eggs.

The cost is $30K for the Donor egg program and the IVF procedure.

I’m active duty military and my insurance company does not cover any part the costs for the donor's medication and the IVF procedure nor does it cover the medication that I will need to take.

I have tried to get a loan thru various channels available to me but have been unsuccessful due to not having any collateral in which to secure the loan with.

I’ve had several people volunteer to be a co-signer for a loan but their income- to- debt ratio and credit scores prevent them from being approved.

Any help would be greatly appreciated.
Thank you.

So here goes nothing. I'm currently a 22 year old woman who has dug herself a hole. I am a poster child for bad spending habits and self absorbed youth. I currently have racked up 40000$ in debt from student loans credit cards a car loan and one very expensive traffic fine. I used to work in construction and was able to afford all my bills but when I was 20 I decided to go to school so I quit my
Great paying Job and ventured into the academic
World. I did my
First year and HATED it. Afterwards there were no jobs available so I went back to hospitality. I work as a restaurant manager full time but barely make enough to pay my regular bills let alone my debt. I live paycheck to paycheck and constantly worry about money. It depresses me so bad to think at 22 I might have to file for bankruptcy. And on top of all that I got caught driving with no insurance (I lived in a small town and only drove to the store). It was a stupid choice but my insurance was so high that I mostly walked to where I needed to get except when it was too cold or late at night. Either way the judge slapped me with a 5700$ ticket for my
Stupidity. The ticket had a year for repayment. I was given the option to work it off but due to my regular Job I was unable to without losing my income. I scrolled and scraped for the year. Eating basically tuna and pb&j sandwiches and having no social life. I managed to pay only about 1400$. Sad I know but remember I barely make enough to pay my bills. After having the payment date delayed by another 3 months I knew it was hopeless. My
Credit is shot my debt ratio is too high and I have no one
To turn to for a loan. As of November 1st there Is a bench warrant for my arrest. I am quite terrified because this Is a stay or pay warrant so if I'm ever picked up I either need to pay the remaining 4300 or sit in jail for 3 months. I'm a young woman with no criminal record I never even got a suspension in high school. If this were to happen I would also lose my Job and ultimately my home and all my bills would fall 3 months behind. The fear of this keeps me
Awake at night because it's terrifying. This one mistake could cost me so much in the end. I have looked at every option as to getting a loan but to no avail. So now I turn to begging for help. Please help me pay this ticket off so I can try and get on with my life without the fear of going to jail for sometbing so silly. If ever I needed a miracle it is now. If anyone has it in tneir hearts to help me I would appreciate
It so much. I don't want to feel like a criminal any longer

I'm another victim of the housing bust. I purchased my house in 2006 for 600K. Its now valued at around 250K and I'm soon facing an adjusting mortgage rate.

What is worse, the house quickly started revealing a ton of hidden problems soon after the purchase was complete. (yes we did an inspection). On top of that, the guy who sold me this house, immediately squeezed in another house on what was the empty lot next to mine. The new house is less than 3 feet away from mine and I can literally reach out the window and touch it if I lean. This guy really took advantage of me and then used my money to build another house! This also cut off all my views and light.

I was naive and listened to a lot of bad advice when making this purchase, but at the time that price for the house I got in California was a great deal. A steal! And then the housing bust. Now I'm left deeply underwater and with a house that needs a lot of repairs.

I can't qualify for a loan modification because I'm current on my payments. I can't refinance because of the loan to value ratio being so bad. I don't want to walk away from my home and cause another foreclosure to damage the values of even more homes in my neighborhood. Its a tough situation, and all I want to do is gain enough extra money to pay down some of my principal so that I start digging myself out of this horrible hole.

I realize that a lot of people have a lot of deeper problems, but I figure it can't hurt to ask. Once I am back on my financial feet I WILL pay it forward and find others to help. I actually already try to help people learn how to make money online and I also give to disaster relief whenever I can.

Please contribute to my cause. I'm just another American citizen trying to do the right thing for myself and my community. I have cut back on life's ammenities, I don't go on vacation, I work as much and as hard as I can to make extra money, but I just need a little more help.
Thank you!

Hello,

I'm a single father with two boys. I work 60+ hours a week and live alone. I have over 10,000 dollars in student loans and 7,000 dollars in medical bills due to having surgery for an inguinal hernia. I am not eligible for help from the state. I live in a apartment with both of my boys and I get no help from the mother. By the time I pay for rent, energy bills, payments to student loans, medical bills, babysitter, and car insurance I have barely any money to put food on the table as is. My car is on it's last leg and I can't afford any more monthly payments to get a new one. I can't get a loan because my income to debt ratio is too high. I typically would not resort to this type of help but I'm struggling and am in need of financial assistance. Any donations would help my family in these tough times.

Much Appreciated,
Tim

Hi recently I tried to help a young couple with 2 children and their mother who were losing their house by letting them move in with my family and at the time I owned an Adult Foster Care home. These people that I tried to help started to cause a lot of problems and soon they had child protective services knocking on my door along with my state licensing department and also recipiant rights advisor which then in turn led me to lose my buisness for problems that I wasn't even involved in nor was anyone else in my family. I was able to get my old job back but my income is very low and I am not able to keep up with all of the bills that theese people have left me with and the money that I hav e to pay back to my residents. My husband is unable to find a job and I'm so afraid that we are going to lose everything that we have worked hard for because of some ignorant people that we tried to extend our help to. I'm getting more depressed by the day and I can't believe that it has come down to this but there really isn't any other options. No one will give me a loan because my income to debt ratio is too high and I have no one else to turn to. Please if you could find it in your heart to donate any amount would be a blessing and it would be so appreciated. In the meantime we will keep on pushing forward and hopefully everything will work out! Thank you again for your consideration.

I graduated college in 2006 and I currently am working a full-time job with a not so good salary. (unfortunately the field I am in being architecture has been hit hard) I have been here 3.5 years with no raise and I am still making below $ 30,000. I have a college degree and I have taking on more responsibility at work with no reward compensation. I am searching for another job, but in the mean time would like to take advantage of buying a townhome which is about 100,000 while interest rates are low (currently renting)...the problem I am having is no one will lend to me because of my debt to income ratio, but I have the PERFECT CREDIT SCORE above 700!! My current debt is a car payment which is less than 9,000, student loan about 20,000 and credit card which is about 10,000. I know there isn't much I can do about the car and student loan...those are things I needed and will just continue to pay. The one thing I am asking help with is my credit card debt...having this over my head just bothers me to no end and I just don't have the means to make a sinificant enough payment to make a difference in my debt to income ratio! Can someone out there please HELP ME PAY MY CREDIT CARD DEBT??? Anything at all would be greatly appreciated...if I can get that paid down I can work on getting out of a small apartment into a townhome!!

I recently bought a 2008 Pontiac G6, silver beauty.
The dealer showed me a clear CarFax and the car drove fine for 6 months, all of a sudden after recent oil changes by the dealership my car will not start!

I had it towed to the dealer and they said it needs 4,000 USD in parts and labor to be running again!
My hours just got cut from 40 to 20 a week and I can hardly afford to pay the car loans monthly bill. I tried to apply to the dealership for a loan to get the car fixed but my debt to income ratio is too high!

I need 4000 USD to fix my car to keep the job I am already barely holding onto.

Please help me and my family. Karma is amazing, and God Bless.