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Purchased Tags
Disabled vet needs help with home
Posted by emr428 on 2012-05-23 10:58:48
Drained By Divorce and Bad Economy
Posted by downnout81 on 2012-05-19 00:58:23
just cant seem to get free
Posted by virtuousivy on 2012-05-11 06:58:20
Deserving Musical Miracle
Posted by GuitarMom on 2012-05-08 23:58:23
please save my family
Posted by man_in_need on 2012-05-05 13:58:25
need help with modeling project
Posted by jamesnichols on 2012-05-01 15:58:58
I feel like I'm drowning!
Posted by scareddad41 on 2012-04-27 12:58:25
PLEASE HELP. URGENT.
Posted by ems48357 on 2012-04-22 16:58:28
New Roof Direly Needed Asap: Health & Safety Concerns
Posted by Rhiannon213 on 2012-04-20 08:58:45
The roof on this house is so badly deteriorated that it is leaking very badly in the downstairs bathroom, dining room, kitchen and front door areas. It has leaked so badly that now mold has started to form in the bathroom ceiling and the drywall has slowly been falling away on the one wall. The slightest wind and you will find shingles blown off and laying on the ground. The roof is so bad that I am fearful that even the boards underneath the shingles may need to be replaced.
Realize that this is my last resort in trying to come up with the funds required to get this new roof. I have tried applying to government grants for home improvement but unfortunately I do not qualify because 1. my property taxes are not paid up to date (I owe approximately $2000 just in property taxes), and 2. the size of the house is larger than the specified guideline parameters. Nor do I qualify for a loan of any sort as 1. I make a mere $200 a month working and 2. have bad past credit (being a single mom has taken some serious tolls on me - including financially!).
So the goal here is to get a new roof installed - and as soon as possible so that any further damage to the house is avoided. I also worry about the mold forming in the bathroom especially and one day the roof caving in in there. While my children have grown to teenagers now, I still have to worry about their health.
I have uploaded pictures and this story at Chip-In to show you the extent of the damage done especially in the bathroom area - and a view of the shingles as they are right now on the roof. Admittedly I realize that my house also needs some repair on the stucco, windows and such but right now my main concern is the roof. I'm surprised it hasn't caved in on me by now.
I thank everyone in advance for helping me with this. I do not normally like asking for help from anyone but at this point I am finding that I have no other alternative.
Please view photos of the damage, etc at my Chip-In page at http://escapetofreedom.chipin.com/imperative-home-repairs
Single Mom needs help with bills
Posted by sdn682 on 2012-03-21 11:58:08
save my home please
Posted by jacob1wife on 2012-03-20 18:58:06
Still recovering from flood
Posted by 6ewApp on 2012-03-04 18:58:16
On top of this, I have over $50k in student loan debt, which Sallie Mae only let me defer 2 payments due to the disaster. Also, bank of America (evil!) offered no help with my credit cards or mortgage. So, Now I'm back on my regular budget, and can hardly save any money for the repairs and replacement costs.
PLEASE HELP a girl realize her American dream - to own a beautiful home and to take some of the financial worry out of her mind after experiencing a tragic event!
We need help with taxes
Posted by nt1962 on 2012-02-17 15:58:59
The house was deeded to the church over 30 years ago by a former pastor of the church who had become ill and subsequently passed away. The house is not located in the same community as the church. (In fact, it is some distance away from the church, and therefore could not be utilized for church-related purposes which would have taken it off of the tax roll). As a result of gentrification in that community, the property values have increased tremendously. The property tax assessment for the property owned by the church escalated to staggering heights during the housing bubble.
Because of this the church has had much difficulty keeping up with all of the taxes on the property (a general tax, a school tax, and a village tax). The rental income from the property is used to assist the church with operating expenses, maintenance of all of the church properties, as well as paying the taxes. Finally, reassessment in the last couple of years has brought down the amount of taxes to be paid and we are better able to handle some of the current taxes due, but some of the older taxes were sold and consolidated in tax lien sales. The consolidation of the prior taxes due has hurt us tremendously. Numerous times the unpaid taxes were consolidated prior to our completion of raising enough funds to pay off some of them in their unconsolidated state. Individually some were $1,000 to $3,000 respectively. They have been consolidated totaling almost $19,000. We are not permitted to pay the liens individually which was viable, we have to pay them in total.
There is a holding company based in the community where the house is located which purchased those liens. That company is now a few months away from being able to begin foreclosure proceedings and take a valuable piece of real estate out from under the church. This would be devastating to the church.
The church has been in the process of trying to sell the house and use the proceeds from the sale to build a much needed new church building in the community it is located as well as to pay off those outstanding liens at closing, and to unload a property that was once a blessing to the church, but has long since become a burden. We donât want to lose the property. We want to be able to sell it. We had some offers on the house, but at the last minute a promising deal fell through. Previously interested buyers, for some reason now, are less interested. We feel it is possible that there may some collusion within the community where the house is located to wait for the lien process to move forward and that potential purchasers connected with the holding company will be able to take the property and flip it to tremendous financial advantage, while leaving the church with nothing for thirty years of struggling to take care of the property.
It is important that we are allowed to sell the house and build our new church. We are in the final stages of making the new building a reality. All we have to do is secure the construction financing. Receipt of a commitment letter for the sale of the house is all that stands in the way of a 40+ year dream for the congregation. It would give us the down-payment that we need to move forward.
With the construction of a new church, we would be able to operate before and after school programs, have handicap accessible restrooms, and provide better services to the community. We have a senior citizens housing complex across the street from our church, and many of the residents would attend our church but they are unable to climb up and down the stairs to the single-person restrooms in the basement. We also operate a summer day camp which would benefit greatly from having more space in which to operate. We would be able to accommodate many more youngsters, many of whose families are unable to afford the other summer camps operating in the area. We have had to turn down prospective campers because of space constraints.
Our congregational makeup has changed over the years. The financial impact of that changed has been coupled with the severe impact of the economic downturn on our community. We have more retirees now on fixed income, youth, and small children, many of whom have young mothers, and some people who are working age, mostly with working class wages. We need to build a church to better meet the needs of our congregation and community. We operate a food pantry and soup kitchen which would be able to open more days a week with bigger pantry space and a modern commercial kitchen.
As I stated, we are in the final stages of the building project. We have our permits, plans, and contractor selected. We are ready to obtain financing. The congregation, which has always striven to do much with little, has invested much in this projected over the years and the sale of this property owned by the church is the one thing that stands in the way of it happening. Please do not let us lose this property just so a few people can make a quick buck. Help us to pay off these tax liens so that our church will be able to help transform an entire community!
Trapped Overseas
Posted by dennisnaomi2011 on 2012-02-17 15:58:20
Her payout for the property she has a contract on selling has been finalized, but she is unable to collect the needed paperwork her stupid lawyer gave to the hotel as a "payment guarantee". It sounds stupid, because it is stupid. I think this lawyer must have purchased his law degree from a "five and dime" establishment. Any of you out there who've had to deal with lawyers in foreign countries know exactly what I'm talking about here. They are sometimes not the sharpest knives in the drawers!!! And that's being polite!!!! Please help...contact me for more details on how you may do so, or just submit your paypal details here on the website, I guess. Not sure how this site works, unfortunately. Thanks for reading my plea.
My name is Dennis. In early December 2011, my fiance' traveled abroad to settle her late father's estate and to sell a large piece of property. When she went (at the insistence of her uncle), she was assured she would only gone for about 2 weeks because the property was supposedly a hot commodity. According to the family lawyer, who was acting as counsel for my fiance', the land would easily sell in 2 weeks. That was in early December. My fiance was sent overseas with very little clothing, very little money (the minimum to get by on for 2 short weeks) and she had no place to stay. She was not welcome to remain in the lawyer's home past a few days, since he had other relatives coming in for the Christmas holidays. She was basically forced into staying in a hotel which she did not have sufficient funding for. I have since tried to help but have completely hit the bottom of the barrel. I've sold anything and everything of value to try to keep up with the mounting hotel bills and her survival needs. Now the money has run out, I am unable to borrow any more. I have no family or friends I can count on to help and neither does my fiance'. The hotel manager has decidely made things much more difficult by seizing her passport and some important documentation and is holding her papers as hostage until she pays the bill. Until she gets paid for the property she is selling, which will be in the next 10 days, she cannot do anything but cry for help. (She is caught in a "catch-22) situation. She cannot sell the property without having her travel papers and the important documentation for the sale of her property. She can't get her papers back until she provides for payment to the hotel. She desperately needs a minimum of $1500.00 to settle the hotel bill and satisfy mounting living expenses. Please donate what you can. If you need to be repaid, she is willing to repay what she is loaned with some nominal interest applied. We will need to work that detail out later if required. Please, please, help. Thank you for whatever you can do.
PLEASE help us
Posted by drkn2627 on 2012-01-30 19:58:44
Dissabled couple, married 49 years, and need some help.
Posted by willway on 2012-01-27 19:58:49
We own our home(free and clear)and are not destitute, but we do need help.
We are both dissembled, My wife is on oxygen 24/7 and, due to nerve damage to both legs, I cannot walk or stand for more than a few minutes at a time. I manage to get around by hanging on to things.
As we get older there are some things that need to be taken care inside the house.
We have asked for help from our County to install new windows and doors that I have already purchased, and have had on hand for the last few years. I have checked with Habitat in our closest city and there is no help available in this part of rural America. The siding on the house is decaying badly and needs to be replaced. We also have siding and roof damage from a large storm here last spring.
We managed to get a kitchen remodel completed last year, by a handy man who owed me some money. This makes it much more accessible for my wife and I.
I have the tools and the know how, but my body wont cooperate.
I have never asked for help before, and have always been there for anyone that has needed help, but I am no longer able.
Thanks for reading this old mans long winded beg.
willway
Sailing around the world.
Posted by sailingaway on 2012-01-03 14:58:20
With your help,Some day we'll be sailing away, and around the world.
Need Help with Business
Posted by david3542 on 2011-12-27 03:58:52
sailor begs for the last inch...
Posted by sailorbob on 2011-12-12 15:58:55
Christmas Help.
Posted by AlhambraSafe on 2011-12-08 16:58:32
God Bless for reading my plea for help.
Buyer of My mobile Home is in Default and not paying me, I need to get money 4 car
Posted by all4Luna on 2011-11-05 19:58:18
Save My Life
Posted by sarah4602 on 2011-09-23 12:58:07
My family is being sued by an insurance company, Mom has cancer
Posted by asrobins on 2011-09-16 00:58:40
In the spring of 2010 I sold my car to a coworker. He payed in installments, so I didn't want to transfer the title to his name until I had received full payment for the vehicle. I let him take the car before he finished paying because he told me he had purchased insurance for it. Well, he rear-ended someone and it turns out he lied about having insurance. Pretty soon after the accident he left town, and I never heard from him again. Now, the insurance company of the driver he hit is suing my family for $8,000.
The reason this is such a problem is because my mother is starting chemotherapy for breast cancer. She's already had surgery and the bills are starting to pile up already. We just can't afford to pay for this lawsuit, and if we go bankrupt I will not be able to finish my degree. I am one year away from graduating with a bachelor's degree in biology.
Please help me keep my life together. I'm so desperate.
Thank you so much for taking the time to read this, it really means a lot to me.
PLEASE Help Family of 4 Keep Our Home!
Posted by arens_33 on 2011-09-14 10:58:46
Recently scammed Soldier looking to get out of debt...
Posted by Leci on 2011-09-08 22:58:30
I have a one year old and it breaks my heart when on the first of the month I only have $90 left before gas and groceries are purchased. On the 15th I only have $70 before gas and groceries. It kills me that I can't provide for my son the way I would like. I want him to have the world, and I can barely keep him diapered and fed.
I would appreciate any and all assistance that anyone can offer. Thank you for your time and God bless.
