Predicament Tags

I am a graduating college senior in a bit of a financial predicament.

1. I still don't have my cap and gown. I had one, but my car got stolen and I stupidly hadn't taken it out yet, and when I got my car back it was gone. That's $89.

2. My family is coming for graduation. No one has any money, and I just want to pay for their hotel for one night so they can see me graduate. I'm the first in my family to graduate from a major university, that's $100.

3. I would love to cook a huge meal for my friends and family while they are here for my graduation. I could work wonders with just another $100.

4. My bank account is overdrawn. If it doesn't get paid in two weeks, then I can't get my financial aid from my new graduate program I'm starting in a few weeks. Its my only bank account and I won't qualify for another one because I've made some major financial mistakes while in college. Its $75 overdrawn.

5. My phone bill is due in 6 days. To avoid service interruption, I have to pay 2 months worth of the bill, since I'm behind one month. The full amount due is $175.00.

6. I was lucky enough to find an apartment I can live in for really cheap for the summer, until my full time job I just got starts and I get my financial aid from my program. The deposit for the apartment is $150, and I have the rest of May absolutely free and can even pay the rent of June when I get my financial aid from my grad program.

7. The last 11 dollars is just to have something in my pocket, since I seriously do not have any money.

I know there are probably more beggars on this site than donors, but I figured it was worth a try. This is why I need the money. If you send me $700 via paypal, I will delete this ad and send you $1000 back on the 10th of June. Guaranteed.

Hello i am a single mother of 4 and i recently lost my job not to long ago and i just got another one just now and my rent is due on may 1st for $600 i have been trying all type of ways to come up with the money but i had to pay for my other bills and some medical things that needed to be taking care of if anybody out there can post a donation i would really appreciate it please ive been praying cause i never really been in this predicament before and i don't want to be put out i have no where to go this is a real post and im not lying all i ask is for someone to help please and god bless

I'm really embarrassed to ask for money, but after discussing with my wife the last two days we decided that anything will help. We need help to get out of debt, the reason for the majority of the debt is mainly my son's school fees. Over the last 3yrs we have maxed out on 2 credit cards and 2 loans, including my wife's inheritance she got from her grandma. I went to the school before and tried to explain my predicament and they said that there is many people that struggle, they can only reduce payment by 10%, that is if the board agrees. Work is only prepared to lend me a small portion of that (meaning more debt), and they told me to declare myself insolvent! I have already cancelled my car and life insurances, and reduced my medical insurance. I mostly work 6 to 7 days a week @ 14hrs a day between 2 jobs.
I have recently started making bio fuel from used cooking oil to help reduce my fuel cost. I don't know what else to do, the bills just keep piling up!
All I can do now is ask...beg...for help, I don't even know if this will work.
I don't expect someone to make all my debt disappear, that be nice tho :). But I kindly ask if some people would not mind donating even as little as $1 anything extra would help.
And if you've read this far, thank you for reading my post, and taking time to try and help others. I hope and pray that some day someone can help you too.
Special Thanks,
A Loving Dad.
Update 28-02-2012 No donations yet :( Scammers galore. Will try and take extra on my mortage today, good luck all, holding thumbs...
Update 29-02-2012 nope, nothing yet...damn scammers, how they got my e-mail, dunno, but wanting to pay a donation claiming they are from legitimate companies, but have a yahoo email? Apparently the CEO, asking for me to pay a portion back to them...and and and...most ppl come here because they are desperate, and then among the debt collectors and lawyers you still have to deal with assholes like that too!

Never thought I would find myself on here doing this. But anyway, recent events have put me in a huge hole and with or economy and job market not improving I have no other choice than to ask for help. I have to raise approximately $5,000 in the matter of a few weeks. To be exact by Feb. 5th. WE are behind on rent and on our storage unit. I have been unemployed for some time now and my wife has been ill. With everything that has happened we find ourselves in a predicament and haven't been able to get out of yet. I was hoping that some of the individuals that visit this site would be able to help us. Even if it means a loan for a year or two to get us out from under.

I am 43 yr old carpenter and a single father of 2. My 98 Jeep Gr Cherokee and all my carpentry tools (my livelihood, tool belt, framing/finish guns,circular saws, cordless tools, extension cords and 20 yrs of accumulating various hand tools and equipment that are irreplaceable) where stolen right out of my backyard last night. I have no family around here or friends that are in a predicament to help me and I understand. Times have been hard up until now, but it just got worse. I am not even thinking about Christmas for my kids. I am worried about starting off 2012 "Homeless". I have every bill due. I was only able to afford basic insurance and that does not cover theft, so I am out of luck with that. Now I need to get humble and try to rebuild. I am willing to offer my carpentry skills in return for any and all assistance. This is a humbling experience and I am left with very little options.

I could explain in detail my circumstances what my predicament is! However it is desperate and i urgently need fianacial help! If you can afford it please help.
thank you

I'm a teen mother of a wonderful 2 year old. However about a month ago my life has flipped upside down. I'm in a predicament I can't get out of on my own. I'm going to lose my daughter, my home and everything else. I don't know where else to turn. I'm lost and confused and I've been doing everything I can to get help. Unfortunately my own efforts are falling extremely short. Any help would be greatly appreciated.

I am 19 years old and I am currently 6 months pregnant with my first child, I am full-time student thanks to the Pell Grant and I hope to one day become a nurse. I am unemployed and have no support, I eat maybe two meals a day, and have been moving from place to place. I am truly miserable I know that I have put myself in this predicament but I need help getting out. I can barely afford gas to get to and from school which is less than a mile away, other than that I sit on a sofa all day looking for jobs on the internet, and applying but knowing that with a giant belly and only three months til delivery no one wants to hire me! I forgot to mention I put quarters in my car for gas to get to doctors appointments and I was supposed to go back for the Diabetes test but can not get there, I am grateful to have a car, but it also has so many problems that I could never afford to fix. I still need books for school, gas to get there, maybe some food, for now and am terrified at the thought of also needing to find a place for me and baby to live. It is the worst feeling to feel disabled, dependent, and stuck because you have no money at all. All I can do is pray, it feels horrible to beg and stoop to this level, but I am truly stuck. I just want the best for my baby when she arrives!

I am a Junior in college with Dance Performance as my area of expertise. I also participate in the local Christian Service Fraternity. I wish to avoid sob stories because to be honest I feel that God has blessed me with an overall very good life. I am not one usually to ask for money or help but unfortunately, the predicament that has been thrust upon me is becoming to difficult for me to bear alone.
Even if I wished to transfer schools to one that is less expensive, as of right now, I can't due to holds on my account preventing my transcript and credits from transferring, thus resulting in my having to start college all over again as a freshmen.
The total amount past due is just over $12,000. Any amount, little or small is greatly appreciated.
Feel free to contact at my email, ryojimayakin@rocketmail.com, so as to ask me any questions about my said field of study, future plans and current activities. I feel that as this is your investment, as a proper business professional I should at least let you know about whom you are investing in (it is called "show business" after all).

I'm not normally one to beg, being a military veteran and all, however it's come to that point where I have no other choice. My ex and I recently split up, and she kicked me out of the house, taking everything except the clothes on my back, including our only vehicle. (Which, when we got it, it was paid for solely by me, but she put it in her name, so now it's hers.)

I'm a full-time college student, with assistance from the post 9/11 GI Bill for being a student. This past Friday, when I got paid, I tried to get caught up on my bills; rent, phone, power. The most important bill, however, the rent money was recently declined because she (the ex) decided to take out 502.00 out of the account, which left me about $375 shy, with no money for the month to pay for food, or anything else this month.

I know the roles are normally reversed with the males putting the women in this sort of predicament, and I don't normally like to ask for any assistance, but a veteran can't get thrown out on the streets twice in three months. Any help would be a God Send.

My life's journey has taken me through a series of unfortunate events over the recent past. My husband and I were on a missionary's path until that path of utter poverty finally became more than I personally could bare. It's not hard to keep faith when things are going your way but when the road gets really hard--and desperate even--one's deepest rooted foundation can be shaken to the core and sometimes even broken. Our road together ended with him going on to follow the calling without me. I still have faith but my spirit to blindly follow it has been lost.

Although I was able to make it back to my home state several states away and back to "safety" and to my family--to live with an elderly aunt, and have found work here, I have essentially become an unintended financial burden on her. I would really like to be able to find a way to stand on my own two feet again and to somehow find a way to repay my aunt for her kindness and generosity. However, my financial means are completely wiped out after everything that has happened.

What would it take to put me back on track so that I could start again fresh? To catch up on my currently delinquent bills would be a great start. But, to be honest, that would only help temporarily. Whereas, if I was able to gain enough cash to use as leverage toward building a sustainable income, I might be able to gain enough momentum to end my predicament permanently. In order to do this, my financial goal is $15,000. To many, this isn't a great deal of money, but to me it will make the difference of a lifetime.

Please consider helping me in reaching this goal. If you are not able to help me financially, I do understand and your prayers for me would be greatly appreciated too. However, if you can give even $1 to help me, you are a true angel of mercy. God bless you for taking the time to read my petition.

If you are reading this then you can identify with my predicament. I am nearly $20,000 in the hole because the flight school I was attending(Johnston Flying/Warhawk Aviation) skipped town with my money a couple weeks into my flight training. Now I am stuck paying a huge loan for training that I did not receive.

My dream is to be a helicopter pilot and that dream was stolen from me. I would appreciate any help you are willing to give to me and would like to repay it when possible. If someone at a flight school reads this, having some flight hours donated would be even better. I would even be interested in taking a job at a flight school to work off the training.

If someone who needs helicopter pilot services were to pay to put me through school, I would be willing to sign an employment contract and work for an extremely reduced rate to repay them.
Thank You,
Aaron
985-710-9154
luxosport@yahoo.com

A little about ourselves, We are a recently engaged couple, and we have lost nearly everything. We are living on friends couches, under bridges, and when it gets really cold, we sometimes get assistance from the local police to place us in a Motel room for the night. We have been through alot, let me get started.

When we met 3 years ago, we never believed that we would be in the situation that we are in now. I was working a well paying job, so was my lovely girl. In a moment though, everything changed. I had to move to Montana for a family emergency, and I was forced to leave work for this. Needless to say, that was my last day of stable employment. After moving to Montana, I watched as my uncle struggled with cancer, and as the economy crashed. My uncle passed away due to the complications, and I was able to return back to Colorado. A job that I had interviewed for and was promised was given to someone else, and the 6 months that I spent in Montana, well, it took nearly all of my savings. On a whim, I took all that I had left and moved back with my girlfriend.

Living in Boulder, CO, we were able to make ends meet, working for Labor Ready, and getting daily work, shoveling snow, and other tasks. We were doing good, but thats when family started to get involved. Our lease was ending, and we did not have the desire to continue paying for a place that cost us so much. We moved in with family to get on our feet. Her mother is a nice person, but has everything messed up. She is the most vengeful person that I have ever met. We did move into her house in Parker, CO, and about a month later, I was able to get a job. Things were going well again, we bought a car, and were slowing saving for the day we moved out. It never happened. Her mom was irritated at the hours that I was working, saying that I needed a better job, and after that I stood my ground on my opinion that my job was perfectly fine, and I really didn't care if I was working graveyards, I was making really good money for the time. She was not happy about this, and asked me to leave. Well, I just started the job, and I had to have a place to stay, so I payed for a local motel, and proceeded to make that work.

I found out the car I bought was a lemon, and after paying $1500 for it, the rod bearings in the motor went horrible. I was slowly finding out that paying for a motel and trying to save money for rent was nearly impossible, and I was unable to keep going like this. I lost my job after showing up 5 minutes late during the 90 day probationary period, due to the above mentioned car. Needless to say, I was given a check for the two weeks that I had worked, and another for 2 weeks, as a severance pay. I jumped on the opportunity that I was given, and got an apartment, payed everything up for a couple of months, and sat down to get another job. It never happened.

We ended up starting our own business, using our friends car, whom was living with us to help with costs, with the last $50 that we had to our name. One call to a local radio station was all that was needed, our computer repair business was taking off like crazy. We had the bills paid, and could actually have a little fun again. Then again, family issues prevailed, and our friend had to leave, taking the car, and thus the business. We were stuck, not wanting people to drop computers off to someone living in an apartment in a colorful part of town. We ran out of funding again, and we made ends meet, but barely.

Now, we are in a real predicament. With no job, no house, no car, and nowhere to live, we can't do anything. We are stuck in between a rock and a hard place. We have applied to every local motel, trying to get room and board in exchange for the work, etc.. Trying to get a job as a server, to make those daily tips, so that we can afford a motel to get back on our feet. This is a really bad situation, but things are looking out, just really far off into the future. I was accepted to college, and I can get assistance with living expenses, but not until nearly September, and until then, we are stuck being homeless. Its not all that bad, just when it gets cold it really sucks. We need help with anything, be it getting a motel room for a while, to buying a van/rv to live in for this time, anything helps, and I appreciate those that have stuck to reading this so far.

Thanks,

Steve and Brittany

Hi I used to be a student in college. I racked up a lot of student loans and at this point they are in repayment mode, polus the interest rates are so accelerated that I cant hardly handle it. I am being told they are considering garnishing. I hardly make enough to cover the minimal they are requiring which is $467.oo a month. If I continue to pay this there is no way for me to be able to live with just the bare minimal of necessities. I already am in a roommate situation... I have cut back on all possible expenses so I am in this predicament not b/c I was irresponsible -- mainly just not planning ahead to realize the extent of what my loans would mean once in full repayment mode. I am looking feverishly for a better paying job, but for now I am just blessed to have the job I do have. Thank you for any help you might be able to extend. I can promise and assure that any and all monies will go straight to my loans. I am very willing to provide any proof necessary. Thank you for taking the time to hear my story and I appreciate any help you might be able to extend. Thank you!

I always thought that I would always be here to provide for my family even in hard times. Well at the age of 53, I've finally realized that times can be very difficult. I recently have had brain surgery to remove a large cyst that was pressing against my optic nerves and pituitary gland. They performed a craniotomy on me to remove it and then I was re-admitted because of complications, spent 11 out of 14 days in the hospital. I was depending on disability money to help pay for the bills in the meantime. This was not the case when I finally got a letter in the mail from the state of New Jersey, advising me that I do not qualify for disability even though I have worked all my life. I was terminated by my employer after 19 years working for them and was on unemployment for a year before I had the operation and became disabled, only in Jersey. Now I have no income whatsoever coming in to help provide for my family and my landlord is hounding me, rightfully so. It's been nearly 2 months since the operation and my bills are in arrears. I just received my shutoff notice from PSE&G and I owe my landlord a month and a half rent. I am going to have my vehicle repossessed, which I don’t really mind because my family comes first. As long as I have the rent money and utilities paid, we can survive till I get well enough to look for work again. Please donate any money you feel in your heart you can spare, no matter how small the amount. I’ve always been a proud person but never in my wildest imagination did I think I would be in this predicament, asking for money from people I never even met. God Bless you all.

the summertime is my favorite time of the year, hands down. but with all the fun comes alot of stress over the most unworthy subject of my dismay, money. i am a full time student during the fall and spring semester and get financial aid but uring the summer i have to make due with odd jobs and occasional help from my parents, who is as much as a predicament as i am. i have almost made it through the summer doing labor on a friends organic farm, but the bills are slowly piling up and my refund check help is still over a month away. i have no dollar amount to request, at this point i am just asking for some help getting this weight off my shoulders and my landlord off my back.
thank you for reading,
dont worry be happy,
and tell your mom you love her on the reg.

peace and love
heather feather

the summertime is my favorite time of the year, hands down. but with all the fun comes alot of stress over the most unworthy subject of my dismay, money. i am a full time student during the fall and spring semester and get financial aid but uring the summer i have to make due with odd jobs and occasional help from my parents, who is as much as a predicament as i am. i have almost made it through the summer doing labor on a friends organic farm, but the bills are slowly piling up and my refund check help is still over a month away. i have no dollar amount to request, at this point i am just asking for some help getting this weight off my shoulders and my landlord off my back.
thank you for reading,
dont worry be happy,
and tell your mom you love her on the reg.

peace and love
heather feather

Hi, I am a 19 year old student between years in college. I have been working full time for the past year at a minimum wage maximum work job to try to make ends meet and still save up enough money to make it back to school. However recently I was put in a position to "puppysit" a co-workers dog while he was between living spaces (he had his own story there). However, after I recieved the dog contact dropped. I cannot get ahold of my former co-worker (he no longer works with me, he quit shortly after the arrangements were made). My predicament now is I begin school next month and will no longer be able to work full time, and due to a change in ownership i may be losing my job altogether. I have fallen in love with Sloan, a beautful 12 week old shepard/retriever mix, but I cannot afford her healtcare and supplies on top of my own room, board, and schooling. Any help would be appreciated. I would really hate to have to part with what I feel has become my baby, but I also do not want to keep her at the risk of her health or either of our well being.