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Recent college grad, trying to get on his feet
Posted by PoorWriterGuy on 2012-05-09 12:58:34
Pretty soon here, I'm going to have no money. My friend wants rent money by June 1st - $400. I can't afford to eat and pay him rent at the same time.
My beg is for any money you can possibly spare - just enough to get a meal or two would be nice enough. I've applied for over 35 corporate positions in the last two days, and countless minimum wage positions.
Work is also acceptable. I am a published writer, and I would be happy to edit/proofread/write documents for you in exchange for money.
Thank you
A full-time student seeking a sponsor/any help at all
Posted by Raqib on 2012-05-08 17:58:52
I'm relying solely on Financial Aid to survive right now, as I cannot find a job anywhere that is willing to hire a full-time student.
Out of the four classes I took this semester, I failed one. I spent a lot of time just looking for a job, as a result, that cut heavily into my study time.
I have an outstanding medical bill, and I unfortunately received my first-ever speeding ticket today- both I most likely will not be able to pay off anytime soon.
I'm seeking help from anyone I can possibly receive it from. Anything from donations, to even any jobs you may have for me in my local area will benefit me. If there are any positions you can hire me for, please do tell me.
Thanks in advance. - Rocky
Help with Tuition
Posted by StudentNurse2012 on 2012-04-16 01:58:40
Thanks,
Sleep Deprived Student Nurse
Need help with Rent and Bills
Posted by carol6457 on 2012-02-12 20:58:20
Need help with Rent and Bills
Posted by carol6457 on 2012-02-12 20:58:20
Need help with Rent and Bills
Posted by carol6457 on 2012-02-12 20:58:19
Need help with Rent and Bills
Posted by carol6457 on 2012-02-12 20:58:19
Need help with Rent and Bills
Posted by carol6457 on 2012-02-12 20:58:19
Need Help with Rent and Bills
Posted by carol6457 on 2012-02-12 20:58:14
Please help me clear debt that is drowning me
Posted by George180262 on 2012-02-06 11:58:11
I have, for the last 15 years, struggled to make ends meet, following periods of ill-health, bad luck and catastrophic decision making. My circumstances are now very desperate indeed, and have even considered suicide.
In 1997 I suffered from a period of depression, that became so severe that I was forced to give up my job, and borrowed money to cover my mortgage and keep my house. Unfortunately the repayments on this ever increasing debt snowballed, and I found myself unable to meet my mortgage and household bills. I had ploughed my life savings into the home, and lost it all.
In 2006 I was approached by a friend, who was concerned for my financial circumstances, and suggested that we buy an old property, renovate it and sell it for a profit. I was desperate to make some money, and trusted my friend. I would refer you to full details of this in my Beg, as the project ended in complete failure having been ripped off by an unscrupulous builder. Work that should have taken 3 months took in excess of 9, and I ended up carrying out all the work myself. I regularly worked at the house from the early hours until well past midnight. The long hours left me exhausted, and in October 2008 I had a breakdown. I simply couldnât carry on, and collapsed at work. My employer at the time was an unforgiving and vindictive man, and he said that I would be suspended if my work didnât improve. I was afraid that I would lose my job, and under considerable psychological pressure from my employer I was forced to resign.
Following the failed business venture, which had plunged me into further debt, my breakdown and subsequent loss of my job, I simply couldnât cope and pushed me into a long period of depression that became so severe that I planned to take my life. At the time I was so ill that I was unable to hold down a job, and this simply added to my woes - whilst out of work and undergoing intensive counselling I borrowed further. By the end of 2009 I was £15,000 ($23,250) in debt. I desperately want to rebuild my life now, but it is difficult to do so when I am saddled with a debt that is crippling me. Between 2009 and December 2010 my debt increased - there is no answer to it, and I will never ever me able to clear the £18,000 ($27,900) that I now owe. It is a debt that cripples me and prevents me from having a normal, happy life. I am 50 in February 2012, but have no future. I am tired of being worried, stressed, unable to sleep, and being depressed. Please, please help me start my life all over again. Please read my full story, and contact me if you have any questions. Thank you.
NEED A JOB
Posted by worklesswitch on 2012-01-25 13:58:17
HELP! Marooned in South Africa!
Posted by hairybuilder_33 on 2012-01-14 06:58:34
After we were married we looked round and decided to give âthe new South Africaâ a chance. What a mistake that has turned out to be! The work situation for white people only held out until 2009. I am a self employed builder and carpenter with some 12 years experience and many successful projects to my name. My wife Lee is hunting for a job at present, she was retrenched in December. Due to the fact that we have legislation here in SA that denotes which jobs can be given to whites and which have to be given to non-whites. Here I fall into problematic territory. There are practically no jobs that I can even apply for! We have been surviving on small jobs to keep money coming in, however the situation for whites here is getting worse. As a sole trader I am unable to apply for tenders, quotes etc. This makes finding profitable jobs almost impossible. The jobs that come in usually get me around 100 rand per day (equivalent to 20 US dollars per day). It is barely enough to feed the three of us. Food prices are rising rapidly here. We are getting nowhere! The downturn here made short work of what savings we had. The only saving grace has been that we have stayed out of debt. I honestly donât know how much longer we can stay that way.
You may be wondering where all of this is leading to, let me explain. We have applied for many jobs in the UK over the last 2 years. We have been accepted for several positions with included accomodation. As a UK citizen I can return with my family and work there. However, We cannot get enough money together to relocate the three of us back to the UK! Our target is 5000 US dollars. This will allow my family and I to get flights with some left over to see to emergencies. (with a five year old you never know!!!)
Any donation is most appreciated by the three of us.
Leaving for Colombia in 29 days!!
Posted by crauschenbach on 2012-01-05 00:58:46
This February I have been so lucky to be invited to attend another delegation! This time the trip is to the cities of Cali and Bogota in the country of Colombia, one of the most beautiful and ecologically diverse parts of South America. Here I have the opportunity to spend time with rural Afro-Colombians and to learn about the women in positions of leadership who have helped support and strengthen their communities. Unfortunately because of the travel warning between the United States and Colombia, my school will not approve this trip as a study abroad experience. Instead, I found a professor who is willing to facilitate an independent study, where I can still earn course credit for the trip. Unfortunately, because it is not considered a study abroad program, I am ineligible to receive additional funding or scholarship money through the school.
Traveling is my passion and engaging in new cultures is incredibly fulfilling for me. Please help me accomplish my goals and follow my dreams!
Please, help us survive until the IRS Refund arrives?
Posted by BadTiming on 2011-12-15 02:58:24
I am a single mom of 2 sons; 1 grown & doing wonderfully in the world & the other just entering his teen years. I've raised both boys on my own, survived despite chronic poverty & worked very hard for the past 25 years to do so. I am an unusually-talented & tenaceous woman, having changed careers several times in order to assure that my boys were always properly taken care of. Since 1995, I've worked in positions where I was unsupervised & done well ethically in that type of independent environment. As a subcontracted cab driver for the past 5 years, I've worked 60+ hours a week consistently, without vacation or any other benefits. I've missed only 8 workdays in all that time: 3 days for illness & 5 days straight this past August to care for my mother while she died. I'll be happy to provide direct contact with the cab company owner, should you wish to verify this information.
Several things have changed for me in the past few weeks. I came across an opportunity to start my own business. I crave the day when my earnings are no longer confined to poverty levels & the majority of my waking hours dictated by the terms of a subcontracted position. At 49, I'm still young enough to start fresh again, during these last few years before my youngest son flies the coup. I'm already well-practiced at working on my own. It's finally time for me to do that & reap the rewards as well.
In the meantime, my demanding schedule caused me to be lax in filing tax papers for 2008 & 2009. So, the last week of October, I filed the 2008 returns through a local tax preparer. I've just completed the 2009 books & submitted those to the tax preparer 2 days ago. The importance of the tax filings is that I have a refund of $2000 coming to me from 2008. The tax preparer told me it would take 2 to 4 weeks to receive those funds. So I began preparations to become this region's very first fully-trained SmartPhone & Tablet Repair Tech. Being a frugal woman, I formulated a plan to use the tax refund to pay $395 for the 10 days training & startup business tools. My son & I can easily live off of the remaining money while I launch my business. And with the additional refund from 2009 pending in another 6 to 8 weeks, I will be well-set to get my business rolling.
With the business plan & pending refund in mind; & following a serious disagreement on matters of proper customer service; I gave the cab company 30 days written notice & finished my last day on November 6th. I left on good terms with an option to return. But the owner has since filled my position, so even if I returned immediately, the hours would be sparse. Plus, I could no longer be happy there, having to repeatedly apologize to my customers because the company owner habitually re-contracts drivers of poor character. Swearing at, name-calling & being generally rude to customers & co-workers is unacceptable behavior, in my code of ethics.
However, my tax refund has yet to materialize. I called the IRS just today & finally got some information on my refund status. I already phoned them just 2 weeks ago to correct a major error by the tax preparer. The kind young woman I spoke with today informed me of yet another major error by the tax preparer; & because of that error, it will now be another month before they send a refund to me!
So here I am, trying to keep the faith & maintain my patience, but stressing over unpaid bills. The first of the month has passed. I live in HUD subsidized housing, & my rent is only $110, but it was due by the 5th. I have never been late with my rent, but this month I had to practically beg for the apartment managers to be patient in getting the rent paid. There are also utility bills of nearly $200 due, & my prepaid phone was shut off for several days last week until a good friend paid that bill for me. I had faith in my tax preparer & was counting on having my refund by now to pay those bills. Needless to say, I am very unhappy with his service at this point.
I spent 2 weeks trying to get a 'payday' or personal loan. But because I was a subcontractor & now I'm unemployed, no one is willing to make such a loan. I even dedicated a full day last week to 14 fruitless hours straight online, just trying to click enough surveys to pay the $50 phone bill. I receive no child support or welfare benefits. Sadly for my son, Santa will not be arriving until well after Christmas. At this point, my income is 0.
So what I am asking for is just enough money to get us by until the tax refund arrives. I can reasonably make $750 stretch through to mid-January.
I am proud. It is hard for me to ask for this. But it is even harder to grovel to my landlords & the utility companies. And it was never my intent to risk us losing our home. I am deeply concerned that this may happen. The timing is simply bad for us not to have our refund yet. I wish my tax preparer had done a better job for me.
I have been blessed with great health & an optimistic outlook, despite all my life's trials. Others are not nearly so lucky & I am truly grateful for my blessings. I am also grateful to you for your consideration in this matter. Giving to others to help them improve their lives is indeed a noble endeavor. Bless you
In desperation
Posted by arizona664 on 2011-10-22 03:58:12
In desperation
Posted by arizona664 on 2011-10-22 03:58:11
In desperation
Posted by arizona664 on 2011-10-22 03:58:11
In desperation
Posted by arizona664 on 2011-10-22 03:58:10
In desperation
Posted by arizona664 on 2011-10-22 02:58:54
Please help, We're about to be homeless
Posted by weneedanangel on 2011-09-30 01:58:12
We're about to lose our home. I recently recieved a cut off notice for our utilities and in order to keep them on it will cost $181.61 the balance due however is $188.00. This will not matter however, because I don't have the funds to make the house payment coming due on the 12th of October. I am 399.00 short on the payment. The balance we owe on our home is $6,320.00. Once the house is paid off we will be able to pay $180.00 for lot rent instead of $580.00 for lot rent and house payment.. (Of which only $200.00 goes towards the balance if not paid in full - which is .32 more payments at $580.00 a month). If we can just get our home paid off we would be okay - even with child support garnishing 54% of my pay. By law Child Support Enforcement can garnish up to 65% of a payee's pay.
Just to be up front, I do have a job. Unfortunately I only work about 30 hours a week on average at minimum wage. I am very happy for my job, but after child support garnishes $478.00 a month from my paycheck we can barely make the house payment most months. I have filed for a reduction of child support, but they refuse to use my legitmate income, instead using the income I made previously when I was in a position to help others, and did so regularly. My employer has even filed an affidavit with child support enforcement stating they cannot offer me more then 32 hours and that I make minimum wage. I am curretly looking for a second job, or another job that pays better to take the place of the job I now hold. If anyone has any IT professional positions, please let me know as I would love to come work for you, or your company. That would be the best way to help us out.
My boyfriend would love to work, but he is disabled and currently has an application in with Social Security Disability, unfortunately it takes a long time for it to come through, and by the time it does we will have already lost our home. He was disabled 2 years ago last July when he was working on a wireless tower that was 80 foot tall. It collapsed under him and he is very lucky to have survived the fall, however, when he came down he landed on his ankle and the impact caused the joint to turn around backwards and upside down. He has had surgery for this, unfortunately it is still not right. He cannot straighten out his foot to walk. Because of shortening of the tendons on the inside and front of his ankle he is not able to balance or apply weight to the ankle for more then a few moments. And even that short amount of time causes him extreme pain. He tries to help around the house by doing chores such as mowing our small patch of lawn, but even that small chore takes him over 3 days to complete. My employer does not offer medical insurance, so we are without it. It makes it impossible to go to a doctor to help him get the medical assistance needed to 1. fix his ankle completely and 2. pain management. So he perseveres and does as much as he can.
Every day I have to try to get my 1984 Volvo 240 Station Wagon running so I can get to work that day. When I try to pull out onto the highway to go to work it bogs down like it is under water. It takes crossed fingers, prayer and much clutch/gas pedal manipulation for the car to pull out... and even more to get it to the speed limit. It is very scary because there is a blind corner that people speed around regularly and I'm just waiting for the day I get hit trying to pull out. Unfortunately we don't know what is wrong with it and do not have the ability to take it to a mechanic to see if they can do a diagnostic, much less pay to have it repaired. So if anyone is willing to donate their time and possibly parts to get the car up and running safely it would be greatly appreciated. It is the only legal vehicle we have.
I am trying to do odd jobs around town as well as sell jewelry that I make online and at a little shop here in Newport. It is hard because most months no one seems to buy my jewelry and the jobs are far and few between.
What is really sad is I know come the middle of October we will be homeless, my daughter's dog, Kenji and my dog, Nikki will have to go to the animal shelter if I cannot find them homes. I know I would not be able to care for them at all if we have no home in which to live. As it stands now, I haven't been able to buy them dog food for a few months, and the Animal Shelter in Priest River does not have any spare food for them, so they eat what we eat. the good thing is they are fat and very happy and loving dogs.
If you can help at all, even if it is a little bit ($1, $5 or even $10) - if several help out a little it will add up to a lot; it would be greatly appreciated, and once we're back on our feet, of course we fully intend to pay it forward by helping others.
Thank you for your time and consideration... God Bless
If you are able to help you can donate through PayPal.
Or if you have a job to offer me (18 years experience as an IT professional )
Struggling Graduate Student
Posted by collegegirlmnh on 2011-08-20 15:58:09
Please help. Laid off Single Mom; Unable to find work
Posted by mfinch on 2011-07-08 08:58:59
Now, I am 34 and at the lowest point of my life. As I write, I am at the library, as I have no Internet connection at home - wherever that is most days. Each and every day is a struggle in this economy and have been seeking employment since I was laid off from my job November 2010 and was subsequently denied unemployment (technical glitch, I suppose).
Since then, I have applied for a myriad of jobs from McDonald's to administrative positions. Yes, I have landed a few interviews, but no call backs due to saturation levels of job seekers applying for the very same jobs I could so easily procure in years past. It use to be that I could find a job at the drop of a hat. Now, I am oddly lucky if I land an interview.
So why am I here? Because, to be frank, I am desperate. My home is in foreclosure. My gas has been turned off (I owe them $500). Without gas to cook or heat our water, we have little use for the house. We have sold what we had of any value to bring in a bit of money. The people (friends and family) who were able to help me before either can no longer help or are unwilling to do so. They have given up hope, and I am almost there, myself. This month, I have no idea how I will pay my car payment. I only owe $4,000 on it. I pay $234 a month. I bought it at $22,000. I have no income, and so, no bills get paid unless a friend is able to help me that month. We need transportation.
I have an eleven year old daughter. She has been a real trooper through all of this. I love her dearly and she knows I would do anything for her. I do what I can to take care of her. She always gets what she needs before I get anything. I am trying hard not to lose her. I have already lost one daughter due to this situation.
When I lost my job in November, I was 3 months pregnant. In April, when she was born, I thought I would have a job by then, but was forced to give her up for adoption since I was unable to care for her and no one around me was able to take her. It was the hardest thing I have ever had to do, but I had to make sure she was cared for and given a chance at a happy life rather than one of struggle. I do not want to lose my older daughter, too, but without my home, I certainly will. I simply have no place to go. I would have loved being mommy to two girls. I miss her so much. I will always have an empty space in my heart only she can fill. I only find comfort in the fact that I know she is safe and well cared for, and loved.
What about child support? That is a whole different story, but my daughter's father is attempting to terminate support on the basis that he has bills to pay, "other" children to support and a fiancee. The $50 per week he has been forced to pay is simply gone before it hits the card. Gas is expensive. So are clothes. So are hygiene products. My daughter needs things. I don't mean gadgets. I mean shelter, transportation, clothing.
Do I have a plan? Yes. I am actively seeking employment. I am $9,000 behind on the mortgage. Without my home, we are on the streets. If I cannot pay my car, I cannot sleep in my car. I am attempting to avoid living in either my car or on the street. I cannot get public housing or section 8 as the waiting list is over a year long wait. When I call the homeless shelter, the beds are always full with a waiting list. I cannot go to the YMCA since I am not a druggie or alcoholic and I am not in a domestic violence relationship. So, in the meantime, I have let go of my pride, humbled myself and decided to seek the help of others through donations. School will be starting soon. I need to buy my daughter clothes for school. I need to be able to provide her shelter.
My list of bills is short. The ones that matter, anyway. I have a $234 car payment, $55 for my cell phone (I have to be reached somehow), $75 for car insurance, and spend about $80 a week for fuel. I was notified yesterday that my home is in active foreclosure and am awaiting my court date. I need $100 for a truck to move my belongings and $75 to procure a storage room the first month and $65 a month, thereafter.
Please, if you are able to donate, I am desperate. I will be posting each week the amounts of money that may be donated, even if that number is zero. I will also post what the money has been used for and when I get a job, and no longer need assistance, I will cease to seek them. I will pay it forward when I am able as I know I am not the only one is this situation.
Friend / Roommate is Dying , No Insurance, No Job, No Government Assistance
Posted by EdHopkinsJr on 2011-06-26 18:58:13
I have never had to beg before in m life. I can't believe I have to resort to this tactic at the age of 55 years old. Exhausting all my savings.
Here is my story.. In April 2008 I was laid off my Shop Manager job for a construction company after 5 years employment.
Shortly after I was only able to secure a Desk Clerk job at a old run down former Holiday Inn, here in Salina, KS.with a room as part of the compensation. After 2 years of employment there they had a infestation of bed bugs and the owner wouldn't do anything about it and I was really ate up by them, didn't know why I had bites all over me until I visited the emergency room. Upon returning to work I asked the owner to pay the hospital emergency room bill of $380. He said he would but still hasn't done so after presenting the bill to him.
I was able to get $106. a week unemployment though which put me living out of my 1989 Jeep pickup that I had. I built a box on the back that I cared my positions and slept in a Wal-Mart parking lot. I put ads on craigslist for house painting and got very few jobs but once in a while I could get a room so I could clean up and get some relief from the heat that summer sometimes hitting 106 degrees.
Finally August 5,2010 I found a job at a Car Detail shop and was able to get a cheap motel room. This is hard work now for a 55 year old man, but I persisted even though finding out the owner was a drunk. I came in on pay day one day in September only to be fired because he didn't have the money to pay the help. Even after filing a complaint with the Kansas Labor board he has managed to avoid payment.
Then I meet a man that had an old house for sale that was willing to help me out and I was able to make a deal to buy the small home for $2500. , $500. and $100. a month till paid for. No gas , No electric, No Water, it was a wreck none the less a shelter for the winter coming up. I put a ad on craigslist to sell my truck so I could make the deal and within a week a couple had purchased my truck and I was able to make the down payment and moved the few things I had left in and make a bed. The neighbors were nice people and insisted on running a electric cord through the window so I would have lights and I had a little electric heater to stay warm.
I was still running the ad on craigslist for painting and through the grace of god got a pretty good painting job that netted me $1300. After waiting 4 weeks to get paid for that job ( the company said the check was buried under paperwork on his desk when I called the day before Thanksgiving wondering why I hadn't received the check) right..
Any way I paid the payments up till February 2011
In November the city heard I was living in the house with out electric, gas and water and sent me a notice and posted a notice to vacate the premises with in 30 days or be fined $500. I called them and said I was working on it and they gave me till December to have it up to code and inspected for $150 city fee. I didn't know what to do but kept applying for jobs and praying for someone to call and have some painting done. A friend of mine was a electrician and came over and told me what I need to pass the electric inspection. I called around and there was one company that would do all the inspection so I scheduled the inspections and passed the electric December 24 2011 and I called to have it turned on and they couldn't do it till the 26th, all gone for holiday. The gas line was a different story, the plumbing company spent two day correcting the problem and left me with a bill of $1400. that I have only been able to pay $40. on.
A 50 year old man I had made friends with Russ, while working the motel told me he had to quit work because he
was dying from hepatitis and didn't know what he was going to do, he had been homeless while I was for a while, so I told him he could move in 2nd week of February 2011, he was waiting on unemployment and should be coming in any time now, But the motel wouldn't let him stay with out paying.
He did get a good size unemployment back payment and 2 days before the utilities were to be disconnected we got the utilities and the house payment caught up.
Because of the unemployment he was getting SRS has cut off his and my food assistance and he has been denied disability and has to get a lawyer to handle it. I have been applying to every job and submitting my resume to every job online and in the local paper with not 1 interview. I do have a company that said they will call me as soon as they get some work themselves.
Russ my roommate will get to were they have to extract the water that builds up around his organs. The Dr said he has anywhere from 1-2 years to live and I would like to make him as comfortable as possible. I cook all the meals and take him to Dr appointments and to pick up his medication.
The gas is all ready going to be shut off this next week because we missed a payment on the cold weather agreement and now owe $689.35
I do have a PayPal account where you can send assistance it is edwardahopkinsjr@gmail.com Mail to: Ed Hopkins Jr 331 N 11th St. Salina, Kansas 67401 We still have a cell phone 785-201-2347 if you would like to call.
Thank you in advance for your generosity,
Ed & Russ
P.S. I belive in the Pay It Forward System and will help at least 3 other people if you help me. I did donate $1. to BegsList I had $2. in my PayPal account. But I can't afford the $9.95 for the spotlight ad.
Single mom with 2 small children desperate for some help! Trying to move for work!!
Posted by thekidsandme on 2011-06-01 23:58:47
Donations Needed to Pay Rent, Bills, Buy Groceries, and Support My Family
Posted by gotmark on 2011-05-30 15:58:21
I am currently unemployed since 03/28/2011 and have been only able to get by with money I had saved for my emergency fund. Thankfully I had this saved up but I'm now out of money and do not have any immediate resources that can provide assistance.
The Texas Work Force Commission says I'm ineligible for unemployment insurance because my employer, a small company with a CEO that would yell at employees all the time told them I quit my job. This is not the case, I was told to leave for no reason during a meeting without warning. I'm in the process of appealing my case for a hearing, but the process will take weeks before they can determine a hearing date and determine if I'm eligible.
I am very detail oriented and have applied to 306 different positions since I was let go. I've been on 8 interviews and have another lined up for tomorrow. I have been applying to jobs that are relevant to my job skills and qualifications, which is search engine optimization (SEO), customer service, and inside sales. Most of the positions I've had the chance to interview with have stiff competition and some are still in the searching process. I needed a job 2 months ago. Recently, I was able to get hired for a retail position that pays $7.25 an hour. At this point I will sweep the floors for someone to hire me. This position starts June 6th.
Anyhow, in the midst of all this, I have an 11 year old daughter, and a 3 year old son. I've been married for 11 years and my wife does what she can as a baker for birthdays, weddings and holidays. She brings in about $300 a month which she contributes to groceries and kids clothes.
I'm dedicated and hard working and want to be able to pay my bills and support my family.
Here is a breakdown of my expenses:
Rent: $1195 per month
Car Payments: $720 per month
Car/Rental Insurance: $320 per month
Cable/Internet: $165 per month
Sallie Mae Student Loan: $60.00 per month (past Due 17 days)
Water/Trash Utilities:$60 per month
Groceries: $600 month
Gas: $200 per month
Total Expenses: $3320 per month
Currently, I have $900 to my name. Today in 05/30/2011 and I have to pay rent by June 3rd.
If there is anyone out there who would be willing to make a donation I can provide a tax receipt so you can use it as a write off when you file your taxes. Also, I will be willing to create a website or provide my SEO services as a way help your business get found on the front page of Google, Yahoo, and Bing.
I am glad I found this site and I hope it works! Thank you for taking the time to read this. If you send a donation I will provide a picture of my family and as well as an update on our status.
Thanks in advance for your help!
Mark
Fate, Texas
Proverbs: 2:6 - For the LORD gives wisdom;
from his mouth come knowledge and understanding
