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Polar Tags
praying for help
Posted by pit70 on 2012-05-17 07:58:23
In Urgent Medical-Related Debt, Need Work!
Posted by SoftSpoken on 2012-05-06 17:58:03
My name is Matt and I live in the west suburbs of Chicago. I am currently unemployed and finding it difficult to find even the most basic, menial job in this economy. While I have no felony convictions or anything that would bar employment, I am forced to rely on public transportation to get around at this time.
I am a recovering addict and I have been on methadone treatment for almost 5 years. I am on a low dose and I am having difficulty paying for my medication. I would like to be able to go to the clinic once a week instead of 5 times a week. This is hurting my ability to find work because I spend 3-4 hours on the bus going to the clinic.
I have a proven success rate in my sobriety and I just want to chip away at this awful bill hanging over my head. If I cannot pay for my medication I don't know what I will do. I can be reached at mmroch78@gmail.com. I can supply resumes as well to serious inquiries.
I have worked in call centers and related fields for the last 10 years, and I am warm, energetic customer service professional. I'd make an excellent ambassador for your company or small business, whichever it may be...
Both my father and I have been having very tough times, I am bi-polar but haven't had issues of any kind in quite a while. I just don't know what to do, my own parents are having money problems, and I don't have anywhere else to turn. I ask in the sincerest manner possible for any help you can provide: Pace bus cards (the monthly ones for 60$ are lifesavers), maybe 200-300$ towards my medication. I do have some things of value, mainly electronics that I can sell. Please contact me ASAP.
Thank you in this embarrassing time of need.
Kindest Regards,
Matt (5/6/12)
please help my family
Posted by sealcub on 2012-05-06 09:58:56
simply unable to. I have tried to get a personal loan and have been denied. I have had no choice but to get payday loans, which I know are horrible, but it's the only option I had. My hope & wish is that there are good, kind, generous souls reading this that ARE able
and willing to help. Ideally $3000 would get me out of
this hole. Any amount is a blessing. If you find it in your
heart to help me help my girls & myself we would be so grateful. God bless you all.
Please help.
Posted by troubles on 2012-04-30 23:58:50
My story in short
Posted by bedwell on 2012-03-28 16:58:07
I can't work....fatigue, short-term memory loss are the main reasons...I'm also very weak and in constant pain from involuntarily clenching my hand. I'm about to start a high school paper to see if I can learn....if I can then there's hope, but my stroke was a serious one.
We bought (unwisely) a house in the country, miles away from any a gym (which would assist me) and a hospital. Don't ask me why as I'm stumped myself....and are now trapped. We are trying to fix our house up to a sellable standard....so we can move to a town but every time we save a little something happens...a tyre needs replacing, our son gets sick....it feels utterly hopeless at times.
We need some money to finish the house and put it on the market, any amount will help,....we don't want to profit from it....and would be happy to just get our deposit back.I can't believe I'm reduced to begging on the internet but here I am. Please help us. I cannot pay anyone back but if things ever improve I will pay it forward, and will answer all serious emails. edwellbj@gmail.com
unbreak my heart....
Posted by brokenhearted on 2012-01-20 17:58:04
I'm raising funds for ICD replacement surgery, to go see a HOCM specialist (Dr. Craig Asher) at Cleveland Clinic in S. Florida and to have advanced testing through Vanderbilt Autonomic Center in Tennessee.
I don't want to admit I need help; I've always been a strong, independent person who took care of everything and everyone. In August 2009, my whole world changed. After my procedure, I applied for disability and was turned down twice and had to hire an attorney. I went from being "super" mom, wife & friend and care taker of an Autistic son to being the one who had to be taken care of.
So how did I get to the point I have to ask others for help? Shortly before Father's Day 2009, I fell and broke my foot. When it didn't heal, I went to my primary with a broken foot and came out with a broken heart. After the shock wore off from the doctor telling me that I was going to die if I didn't have valve surgery; I started asking questions.
I didn't quite believe him and thought he was over reacting when he told me I was going to die because I walked and ran 3-5 times weekly and even did strenuous yard work. I felt fine and have 4 children aged 9-26 and kept up with them and stayed very active in things they did; but I was a ticking time bomb just waiting for the right time for my heart to stop.
He sent me to several specialists who said I had nothing really wrong, just some mild valve problems associated with aging; which was a huge relief. Everything seemed normal except my EKG's; they showed I had a huge amount of PVC's (premature ventricular contractions) roughly 50,000 âextraâ heartbeats daily.
My heart didn't really beat fully; it only quivered like a bowl of jello day in day out. The problem with it beating like this is, the heart becomes very ineffective at pumping and your cardiac output drops and heart muscle damage can occur.
The cardiologist and electrophysiologist I saw did extensive testing and recommended more testing in the hospital. I went in for a sleep study, Tilt table test and EP Study with Ablation. The sleep study revealed I had moderately severe sleep apnea and my oxygen goes from 99% down to 73% at night making it very dangerous for me when I sleep.
The tilt table test was the first inkling that something dangerous was going on inside. I fainted and had no palpable pulse; which is a very rare thing to happen. I was diagnosed with Dysautonomia - Neurocardiogenic Syncope and Orthostatic Intolerance.
I then had an ablation to burn the extra pathways in my heart and get rid of the pvc's I was living with daily. I was told this would be a relatively easy process and given a 95% success rate to get rid of the extra beats completely but it never crossed my mind that anything would happen.
What preliminary tests failed to show, is the pattern and origin of my arrhythmias were in a very dangerous spot to ablate - the RV Apex â in the bottom thin underside of the heart.
During the EP Study, I went into cardiac arrest and my heart stopped completely with no rhythm they could shock (Asystole), some how it started again for a few minutes but then stopped again. They were able to shock me back to normal sinus rhythm and luckily, the third time it stopped; it restarted on it's own so I didn't have to be shocked again.
I was diagnosed with Polymorphic Ventricular Tachycardia; a very dangerous, life threatening arrhythmia. I stayed in the hospital for 4 days trying to find a cause and to be prepped for an ICD (implantable cardiac defibrillator).
It took a cardiac catherization to finally find the problem and to show I had HOCM (obstructive Hypertrophic Cardiomyopathy) and internal high pressures in my valves.
My regular EP had to go out of town after the first procedure, so his partner had to do the implant; he wasn't as skilled as my regular dr and botched the lead implants.
When they checked the leads the next day before releasing me, they found a problem with the lead placement but the dr said it was "ok" and sent me home. Since then, I've had nothing but problems with the unit and been told by several other EP's I need to have the leads replaced and the ICD could be causing part of my problems.
Doctors think my other problems are related to HOCM (obstructive hypertrophic cardiomyopathy) and Autonomic nervous system failure and when I faint, my heart stops briefly causing damage each time this happens.
After the procedure, my body started failing from the damage it sustained the 4 times my heart stopped. My original cardiologist told me I would be in a wheel chair and totally dependent on others for everything by the time I'm 50; which is daunting because in March I'll be 45 and I can't deny the facts - my body is failing.
I was put on 10,000g sodium daily, water/fluid loading, Midodrine (insurance won't cover it $312 - 30 day supply), Propanolol, Pantoprazole, pain meds, suppression hose and binders as well as having to stay supine the majority of the day - which caused my heart failure to worsen and my EF (ejection fraction) to go down.
Nothing the doctor's have tried has helped, I still faint and my heart stops on a daily basis and I never know from one day to the next if something is going to trigger fluid build up and I have an acute attack.
In June 2011 I fainted falling into the side of my tiled tub, lacerating the side of my head in the process, severely sprained my neck and suffered a concussion. After that episode, I became a bit more cautious with every move I make because the dr found declining neurological functioning and mild brain damage; he said any more falls could lead to permanent major brain damage.
With so many previous medical bills and co-pays, I can't afford the 20% co-insurance to have my ICD replaced and Mayo Clinic wants a $5,000 deposit up front even with insurance. My ICD alone is $125,000, leads another $30,000 and then there's the doctor and hospital fees; which I won't know the cost until the procedure is done.
Each heart rhythm specialist and cardiologist I see tell me there is nothing more they can do after going over my history and treatments; I have a long hard fight to go and I have to just be thankful each day I'm alive. Some days I'm really glad I made it through, other days when the problems and pain take over; I wish the dr's had let me die.
I developed PTSD after the procedure, panic disorder and extreme agoraphobia. I went into such a deep depression over my health issues, I was afraid I would never see the lighter side of things again. I finally went to see a psychologist who prescribed Lamictal and diagnosed me with Bi-Polar disorder which has helped greatly but I still struggle on a daily basis.
One day we were just the ânormalâ every day family and the toughest thing we had to deal with is a child with Autism. Then; our whole lives changed in an instant we were dealing with mounting medical bills, expensive prescriptions, tests, appointments, loss of income and dealing with the possibility of death on a daily basis.
You just never know what the day may bring, so keep those you love close to you and never take one second for granted.
From the bottom of my heart thank you - even if it's support to say hey; I'm here if you need to talk or I know how you're feeling.
unbreak my heart....
Posted by brokenhearted on 2012-01-20 16:58:37
I'm raising funds for ICD replacement surgery, to go see a HOCM specialist (Dr. Craig Asher) at Cleveland Clinic in S. Florida and to have advanced testing through Vanderbilt Autonomic Center in Tennessee.
I don't want to admit I need help; I've always been a strong, independent person who took care of everything and everyone. In August 2009, my whole world changed. After my procedure, I applied for disability and was turned down twice and had to hire an attorney. I went from being "super" mom, wife & friend and care taker of an Autistic son to being the one who had to be taken care of.
So how did I get to the point I have to ask others for help? Shortly before Father's Day 2009, I fell and broke my foot. When it didn't heal, I went to my primary with a broken foot and came out with a broken heart. After the shock wore off from the doctor telling me that I was going to die if I didn't have valve surgery; I started asking questions.
I didn't quite believe him and thought he was over reacting when he told me I was going to die because I walked and ran 3-5 times weekly and even did strenuous yard work. I felt fine and have 4 children aged 9-26 and kept up with them and stayed very active in things they did; but I was a ticking time bomb just waiting for the right time for my heart to stop.
He sent me to several specialists who said I had nothing really wrong, just some mild valve problems associated with aging; which was a huge relief. Everything seemed normal except my EKG's; they showed I had a huge amount of PVC's (premature ventricular contractions) roughly 50,000 âextraâ heartbeats daily.
My heart didn't really beat fully; it only quivered like a bowl of jello day in day out. The problem with it beating like this is, the heart becomes very ineffective at pumping and your cardiac output drops and heart muscle damage can occur.
The cardiologist and electrophysiologist I saw did extensive testing and recommended more testing in the hospital. I went in for a sleep study, Tilt table test and EP Study with Ablation. The sleep study revealed I had moderately severe sleep apnea and my oxygen goes from 99% down to 73% at night making it very dangerous for me when I sleep.
The tilt table test was the first inkling that something dangerous was going on inside. I fainted and had no palpable pulse; which is a very rare thing to happen. I was diagnosed with Dysautonomia - Neurocardiogenic Syncope and Orthostatic Intolerance.
I then had an ablation to burn the extra pathways in my heart and get rid of the pvc's I was living with daily. I was told this would be a relatively easy process and given a 95% success rate to get rid of the extra beats completely but it never crossed my mind that anything would happen.
What preliminary tests failed to show, is the pattern and origin of my arrhythmias were in a very dangerous spot to ablate - the RV Apex â in the bottom thin underside of the heart.
During the EP Study, I went into cardiac arrest and my heart stopped completely with no rhythm they could shock (Asystole), some how it started again for a few minutes but then stopped again. They were able to shock me back to normal sinus rhythm and luckily, the third time it stopped; it restarted on it's own so I didn't have to be shocked again.
I was diagnosed with Polymorphic Ventricular Tachycardia; a very dangerous, life threatening arrhythmia. I stayed in the hospital for 4 days trying to find a cause and to be prepped for an ICD (implantable cardiac defibrillator).
It took a cardiac catherization to finally find the problem and to show I had HOCM (obstructive Hypertrophic Cardiomyopathy) and internal high pressures in my valves.
My regular EP had to go out of town after the first procedure, so his partner had to do the implant; he wasn't as skilled as my regular dr and botched the lead implants.
When they checked the leads the next day before releasing me, they found a problem with the lead placement but the dr said it was "ok" and sent me home. Since then, I've had nothing but problems with the unit and been told by several other EP's I need to have the leads replaced and the ICD could be causing part of my problems.
Doctors think my other problems are related to HOCM (obstructive hypertrophic cardiomyopathy) and Autonomic nervous system failure and when I faint, my heart stops briefly causing damage each time this happens.
After the procedure, my body started failing from the damage it sustained the 4 times my heart stopped. My original cardiologist told me I would be in a wheel chair and totally dependent on others for everything by the time I'm 50; which is daunting because in March I'll be 45 and I can't deny the facts - my body is failing.
I was put on 10,000g sodium daily, water/fluid loading, Midodrine (insurance won't cover it $312 - 30 day supply), Propanolol, Pantoprazole, pain meds, suppression hose and binders as well as having to stay supine the majority of the day - which caused my heart failure to worsen and my EF (ejection fraction) to go down.
Nothing the doctor's have tried has helped, I still faint and my heart stops on a daily basis and I never know from one day to the next if something is going to trigger fluid build up and I have an acute attack.
In June 2011 I fainted falling into the side of my tiled tub, lacerating the side of my head in the process, severely sprained my neck and suffered a concussion. After that episode, I became a bit more cautious with every move I make because the dr found declining neurological functioning and mild brain damage; he said any more falls could lead to permanent major brain damage.
With so many previous medical bills and co-pays, I can't afford the 20% co-insurance to have my ICD replaced and Mayo Clinic wants a $5,000 deposit up front even with insurance. My ICD alone is $125,000, leads another $30,000 and then there's the doctor and hospital fees; which I won't know the cost until the procedure is done.
Each heart rhythm specialist and cardiologist I see tell me there is nothing more they can do after going over my history and treatments; I have a long hard fight to go and I have to just be thankful each day I'm alive. Some days I'm really glad I made it through, other days when the problems and pain take over; I wish the dr's had let me die.
I developed PTSD after the procedure, panic disorder and extreme agoraphobia. I went into such a deep depression over my health issues, I was afraid I would never see the lighter side of things again. I finally went to see a psychologist who prescribed Lamictal and diagnosed me with Bi-Polar disorder which has helped greatly but I still struggle on a daily basis.
One day we were just the ânormalâ every day family and the toughest thing we had to deal with is a child with Autism. Then; our whole lives changed in an instant we were dealing with mounting medical bills, expensive prescriptions, tests, appointments, loss of income and dealing with the possibility of death on a daily basis.
You just never know what the day may bring, so keep those you love close to you and never take one second for granted.
From the bottom of my heart thank you - even if it's support to say hey; I'm here if you need to talk or I know how you're feeling.
Treatment for PTSD and Borderline Personality Disorder
Posted by kitkaplan on 2011-10-11 12:58:49
I had a severe reaction to the shot and got the flu which turned into chronic fatigue. I also developed cognitive problems similar to early dementia. I have not been able to work successfully since 2005 and have a lot of cognitive problems when I do. I am on disability which barely covers my personal needs and does not cover my bills. My partner supports me.
On top of this I have struggled with mental illness my whole adult life and have felt suicidal most of the time. I have been diagnosed with Early Dimentia, Anxiety Disorder, Bi-Polar, PTSD from childhood abuse and recently Borderline Personality Disorder (BPD)which is very hard to treat. (Learmm about BPD here http://www.medterms.com/script/main/art.asp?articlekey=17770 )
The only evidence-based treatment for BPD is Dialectical Behavioral Therapy (DBT) which costs $800/month for a 4 month group with intensive therapy.
(Learn about the treatment here http://www.cognitivetherapynyc.com/DBT.aspx )
As a result of not working I have not been able to contribute to family bills and we are 2-3 months behind on most. We rob peter to pay paul monthly not to get the electricity shut off or the car repossessed or foreclosed on. We faced forecloseure one year.
I hope that with treatment I can return to work. I am happy to talk to you about this in detail if you are interested.
Family crisis
Posted by Mimi2419 on 2011-09-22 09:58:03
Please help me to get my son back-http://theburtonfamily.weebly.com
Posted by krimage on 2011-07-10 09:58:34
My oldest son Keegan who was born to me on Christmas has been out of my home for over 3 years. My son is 10 years old and right now is living at a Residential Treatment Center; this facility was provided to him by the State of Texas Department of Family Services. The Department of Family Services was sought by my ex-wife over 3 years ago for help assistance while I was working to support my family living. This is not going to be a story where I am going to bash my ex-wife, at that point of life she was not a good mother, she could not handle the responsibilities and our son Keegan was on medications or medical conditions given to us ADHD, Hyper-Aggressive Disorder, and possible Bi-Polar.
Keegan was not acceptance to large change. We had to move from a city and a house where my son felt settled, back to our home city of Amarillo. This condition did not set well with my son, but as long as Daddy was with him he felt safe. Then Daddy had to be gone from Monday through Friday (except Friday Night) for work, and then when I was home I would spend time with my kids. Keegan was settled with this, but on the second week gone his medications ran out and the MHMR would not see him for three weeks, his past Pedi-physiologist would not refill medications unless they saw him which started him on a process where his mother felt she could not attend to his needs. Situations always arose and my ex-wife sought help from the Pavilion while I was away. After one month of this my ex-wife who was listening to âherâ friends kept telling her to seek help with Family Services. Then an incident happened at home, my ex-wife and her friends left the house to look at business property (for what reason I still do not know), but left a thirteen year old who was not mental capable himself to watch Keegan, his sister Shaylah, and her friends youngest son. The situation happened when my son Keegan and Shaylah got into an egg fight with the thirteen year old and his youngest brother. The youngest brother got upset because he was losing and picked up a stick and STABBED Keegan in the back and punctured him. Keegan got upset and picked up his Fatboy skateboard and knocked him across the forehead knocking him out in one hit. This information was provided to me by my ex-wife and her friends. That is when my ex-wife called the Sherriff f department on Keegan because of the situation; she allowed her friends threaten to beat him to death and scared him so bad he defecated himself. He did not feel safe and the only person who would make him feel safe was over 3 hours away.
Since Keegan was under the age of 10 years old they could not take him, so again my ex-wife called Family services and with the discussion of everything and the fact he had been in the pavilion prior the accepted to take him for help and placed him in a temporary childrenâs facility.
I did not even to get to see my son before they took him, I had to go to the Randall County Courthouse where I was explained by the legal team and Family Services if I did not accept this treatment for my son I would be held liable for the charges and I could charged for his actions. I knew my son needed help, but not this help. I was assured he would get proper treatment and care for, and he should be home soon. A year later I was told the state now has permeate custody of my son, but I still have a stature of rights as a parent and I am not banned to see my son.
There is more to that story, but again I am not dragging other events, but after three years he is in a facility that tends to switch out employees weekly, they are not participating in family counseling, at this point of my letter I have not talked to my son in over 2 months, and have not received any of his letters he writes. Visitation has been promised to me once every other month to bring him home for a day visit, but that has not happened 9 months. The State of Texas has made a statement they are not responsible to bring my son home for visitation because they do not have the money for this, and it is my responsibility to make the visitation visits 3 hours from me. I was promised weekly phone calls, but again that is not happening, and when I call the facility nobody seems to be there to assist with the issue. Texas Department of Family Services is over stocked on cases and I tend to get a voicemail over a real phone conversation, and when I email I may get a response. I was explained I am supposed to have family counseling sessions with Keegan because the facility is breaking that bond with my son and his family and for the past 3 months that has not happened. I have been told by the State because of my financial conditions even if he was ready to come home they would not let him.
This is my plea for help, my son needs help, I need help and I need to do something about my situation. I am a hard worker, I take care of my two other kids and do not receive any support from my children mother. I make enough to stay afloat, I have a best friend (as close as a brother) help me trade my old Chevy Pickup for an automobile that will get me around in the city but do not go hard on it. Overall I am just an average hard working low class worker trying to get back what is his.
My wife needs her Meds
Posted by Chefmike on 2011-06-19 06:58:27
Im Desperate
Posted by Chefmike on 2011-06-18 18:58:08
Im Desperate
Posted by Chefmike on 2011-06-18 18:58:07
MENTALLY ILL! CAN'T WORK ON THE MEDICATIONS CAN'T WORK OFF THE MEDICATIONS!
Posted by mollymuledeer on 2011-06-04 22:58:05
My father was a schizophrenic my mother was a 1950's mom.
This was back in the early 1970's when people didn't know much about schizophrenia. The drugs made my dad really sick and he didn't want to take them. My mother, being from her generation, was ill prepared to deal with this kind of situation.
When I was 8 we moved to Woodstock, NY on my father's whim. Dad wouldn't work, so my Mom has to. I also have an older brother, Mitchell, who definitely picked up the mentally ill gene at an early age. After a time my Dad became really violent. He asked us all the time if we were afraid of him, but we were all too frightened to tell him "yes". my brother moved into a boy's shelter in town. He was 13 at the time. My brother got into lot's of fights. The night after the first time my father hit her, my Mom moved into a close-by seedy apartment to keep an eye on us kids, but my Dad wouldn't let her near us.
I was Daddy's princess which for some reason still makes me happy to this day. Being alone with him was a psychodelic nightmare. My Father told me that I was the Messiah(we're Jewish) returned to bring peace to the world. My Father said we would find the garden of Eden. I saw a lot of things that I'm sure couldn't possibly exist, but still think they were real.
It's difficult to explain what it's like to live with a schizophrenic. The person can be quite docile and then, on the drop of a dime, become a hideously violent person.
My father never physically hurt me, like he did my brother and my Mom. Nor did he ever molest me. my Dad did make me live in his mind like a cult makes you part of the group mind.
Eventually my Mother kidnapped me during the middle of the day from my elemenatarly school. She had got a legal separation from my Dad. He saw her car parked at a motel that night and kicked the door down. He asked me if I wanted to go with him or stay with her. I was 9 at the time, it seemed that the right thing to do was to go with my Mom, and my Dad agreed to let me go.
My Dad had visitation rights every weekend. He didn't show up the first weekend. We waited and waited.
The next weekend I slept in, not expecting him. Then, of course, he arrived. I knew it was going to be a bad deal.
The first thing my Dad did was try and kill me. He kept saying over and over, "why don't you love me!? why don't you love me!?" He was driving so fast and i was too small to see over the dash. He said, "if you don't love me I'm going to hit that tree and kill both of us!" I knew he meant it. We were going very fast but I got the car door opened and was going to jump it. He pulled the car door closed. I screamed, "Okay, I love you, I love you, I love you." and he slowed the car down.
We went to go have something to eat at some diner. We got back in the car and I promptly fell asleep and woke up in VIRGINIA.
Dad enrolled me in public school. I told the principle what was happening. The principle called my mother and she came with her father. The law at the time was if the kid was with you in a state, that kid was yours. But my Dad again did give me the choice to stay with him or go with my mother, and I chose my Mother.
At some point we moved down to Florida. My Dad was taking his meds so my Mom allowed him to follow us. Things went bad quickly and Mom called him from my Grandma's house around the street and told him to leave. When it was my turn to talk to him he asked me if I wanted him to leave to and I said "yes". He cursed me and said that he wished the same thing that happened to him would happen to me, and I'm not altogether sure it hasn't.
I've never really known how to relate to other people except tp people that are a lot like me. I'm being treated as bi-polar, but I have Boderline-Personality-Disorder and Post-Traumatic-Syndrome. I've taken classes that have helped me deall with sciety better. But the meds don't work so well. I have panic attacks being around people and hearing loud noises, which is at most jobs. I have trouble sleeping.
That was the last time I ever spoke to my Dad. He committed suicide a week later. My brother lives on the streets in Miami. And my Mom remarried somebody that is the exact opposite of my Dad.
I NEED HELP URGENT
Posted by Mumsy on 2011-04-11 19:58:49
Where to begin, my life since I was born has been hell I was adopted at birth kicked out of home at 13 because I was pregnant and had to fiend for myself my son was taken off me from the government as I was too young but at 18 thought I had met the love of my life and had 3 beautiful daughters. That was the relationship from hell after 14 years of violence and beatings I fled with my 3 daughters back to where I came from and decided to start a new life and give my kids a better life. It was a real struggle on my own with no support the kids would go back to their father every holidays until one time they came back and one of my daughters was suicidal and then came the devastating news they had been abused by an uncle from the age of 4 years old to 13, it felt like my heart was ripped out what do I do now. Well I did what was right called the authorities and he was jailed for life and has since died in prison, but the devastation it had on my kids was horrific. They dropped out of school, got in trouble with the police, did drugs, burglaries etc and I had to deal with it all on my own they just got so angry. Since then they have settled down as they have children my oldest is 26 with a 5 year old son she lost her daughter at birth that was another tragedy she still canât sleep and has nightmares. My youngest has a 3 year old daughter and she gets scared to be alone and my middle daughter the one who was suicidal is 24 with 5 kids under 5 she suffers with bi polar disorder and depends on me 24 7. She has just moved down the road from me so I can have a bit of time but we rotate the kids and she is on my doorstep most of the time. She still gets weary of people and needs me around and has a mean anger problem so I still have to be there for all of them. Anyway my mum felt sorry for us and about 10 years ago helped us buy a cheap home she is 80 years old but about 2 years ago the kids all moved out and left me with the mortgage and I couldnât afford it. My mum nearly lost her home so to save it I lost mine and my truck and now I am on a benefit renting a house with 40 dollars left a week for food power and petrol which is not happening, I am struggling so bad. In spite of all that I suffer depression and asthma and I am hugely over weight due to diabetes with low insulin and after so many diets because of this cant lose weight. I am so scared I had a mild heart attack about 3 months ago and I want to be around to see my grandchildren grow up and give them what I couldnât have. My doctor told me I need that operation where they shrink your stomach but that is 30 000 dollars, I cant even raise 10 dollars if I needed it, I donât know what to do I have bailiffs and bills coming out of my eyeballs plus my health. Please can someone help me this is just a brief story I could practically write a whole book of my life but every cent would help. I just want to enjoy the next few years I have with my grandkids and be happy. I have a PayPal account and my e mail address is Carolk@slingshot.co.nz. May God Bless whoever may read this Thanks.
Working Mom w/IRS Garnishment - About to be Evicted...
Posted by lmb219 on 2011-04-07 14:58:17
This has got to be the most humbling, humiliating experience ever. I just spent days creating a free website, not even knowing a site like this existed...Arrgghh!!!! Story of my life! Anyways, if you want the full gist of our story, please go to http://payitforwardtoday.webs.com. I'll try to be brief here. I figure if I'm going to ask total strangers for help, they have a right to know a little (or a lot!) about who they are helping. We are a family of 4 (plus our little Mini Daschund, who we'll call "Puppers" for the sake of privacy!) that have fallen on really hard times. We are not looking for hand outs; we are looking for a hand up! If you think it's not seriously earth shattering to realize that the best and only hope you have left is to air your dirty laundry to the world, and hope someone shows up with some detergent, then I really hope you never go through anything like this. I wouldn't wish our situation on my worst enemy on their worst day. It is truly soul crushing.
I am a wife and mother of 2 children, ages 9 and 21. Long and short of it, my oldest struggled A LOT. He was expelled from his school, and I forced him into the only other school that would take him, made him go every day until the time he got arrested. I picked up his diploma for him at his school, as he was in jail and couldn't go get it, but I am, to this day, glad that he has that diploma, and now, 4 years later, so is he. He was diagnosed as Bi-Polar while incarcerated, and mental can be so much tougher to deal with than physical. I'll always wish I had known the exact right point where his road changed to the one he travelled, and stopped it before it started. Now he is going to be a father himself, and all I can do is believe things will be ok (and wait anxiously to kiss all over my new Grandchild!!!!)
I got into trouble by with the IRS by filing taxes with my ex-husband for a couple of years. I didn't know any better, and though we were only married for a few years, and eventually had to part ways, his neglect to file or claim anything has haunted me for years. As I continued to work legitimately, his interest and penalties grew, and since the debt was considered uncollectible from him, the IRS opted to come after me. I was a single mother, unable to get child support, and losing my tax refunds to the IRS. When I reached 30, I met my current husband.
My husband has always been a hard worker, but he too has had his share of bad luck. He is a recovering alcoholic with 11 years of sobriety under his belt. His favorite catch phrase is "I'm the hardest working broke guy I know!", and it's so true. He is CONSTANTLY going; making phone calls, doing estimates, meeting with people to try to network and pick up more business. He does great work, and has had to really struggle to get his licenses, and maintain the insurances required to operate his business. He is in construction, and has had his own business (along with his partner) for about 5 years now. The past year has shown devastating loss. Basically, 9 out of 10 jobs have paid just enough to pay his 4 employees, and he and his partner end up taking home less than their employees. They are also having a hard time competing with "fly by night" construction companies who come in, promise the world for pennies on the dollar, and when they have problems a year later, the company is nowhere to be found. It's a constant battle to convince people that your workmanship and the warranty that backs it up, in addition to being a local contractor for 25+ years with a stellar reputation is worth it's weight in gold.
I am working at a really decent company now, and was thrilled to get my foot in the door. I wasn't there a month before the IRS decided to garnish my wages. Now, instead of the $500+ I would be taking home each week, I am bringing home a meager $123 per week. This has been our sole income for many weeks now, and after reviewing all of my paperwork, it appears the IRS feels I owe them in excess of $50,000!!!! This does NOT include the state taxes, which haven't caught up with me yet, but I'm sure they will. So, I have decided to stay working, even though unemployment would pay me more, because jobs are tough to come by. However, it's impossible trying to run a family by borrowing money from everyone we know, and no way to pay it back, because the money we bring in doesn't even pay the bills, the rent...it barely covers the groceries.
Can I add one more thing here? My husband, who's job is primarily getting up on a roof every day, was recently diagnosed with Vertigo. He can't drive right now, and even if jobs come in, he can't get on a roof anytime soon either. Reading through what I've written, I'm thinking to myself "I would SO think this is fake if I were reading it". I assure you, it's not. I'm not looking to bilk money from anyone, and I'm not promising anything to you in return. The only thing I AM promising is that you would honestly be helping a family in need. I know there are people worse off than us, and I thank GOD every day that I got to wake up in the morning, and that I have a family to love, and that loves me. I hope you never know how painful it is to tell your daughter that she can't go to gymnastics this time around because we don't have the money. I hope you never have to sleep on someones' couch with your child because your electricity is off, and you can't find anything valuable enough to pawn so you can pay it. I hope you never have to look in your husbands' eyes and see the pain and humiliation there because he feels he has failed your family. None of these things are things we asked to happen, but they all did. Could we have done anything differently? Sure. But who out there reading this right now has always chosen the right path? Who has NOT made errors along the way?
We are not looking to get rich. We are looking for a helping hand. We have always helped others when we have been able to, and are hoping there are others like us out there that feel the same. My primary goal is to collect enough to retain a tax attorney to help negotiate a settlement for me, so that I can finally contribute to my family, and take some pressure off of my husband. I am also hoping to pay off some utility bills we still owe, and March and Aprils' rent. That's it. Just looking to keep the little roof we rent over our heads. If we are able to get back on our feet, we'd like to pay it forward ourselves...one person, one family at a time.
Thanks for listening to the story of a stranger, and if you've got even a dollar or 2 to spare, we'd be really grateful. I'm sorry this is all over the map, but I'm not a writer, nor even a college grad. I'm a regular person fallen on hard times, and doing anything I can to get some help for my family.
Peace.
I hope you can read what I have to say-- Money is tight
Posted by Tara on 2011-02-14 22:58:58
Crashed car, in debt with friend
Posted by 1369666 on 2010-11-06 02:58:58
I bought my 92' Honda with 1200 hard earned cash 3 years ago.
recently I got into a accident and it was totaled.
My friend had a 98' camaro that he wanted to sell me due to my misfortune.
I bought it on a private payment plan of $200 a month for $2000. I had a job at a local Chinese carry-out as a delivery driver, so I was able to pay for the payments.
I have paid off $1480 since the purchase....
overtime my dad had to fork over about $1500 in repairs/towing fee's as the car was in poor mechanical shape, and we had no idea all the work that needed to be done...so he is unable to help, as that was the emergency savings we had...
last month I have lost my job after 1-1/2 years, they just let me go.
It was under the table so I cannot collect unemployment.
I have filled out over 100 applications and no bites at all..
I have no high school diploma or GED, as I was home schooled by my mother, who has bi-polar disorder w/ psychotic episodes. I haven't learned much since the 3rd grade lol...tried high school in 9th grade, and failed horribly..
my dad since has divorced from my mother... at my mothers choice. my dad wanted to be with her "in sickness and in health" but my mothers illness wouldn't allow it...
I haven't had time to get either degree (HSD or GED) as I have BASIC math skills, which I must bring it up to at least basic algebra, and don't have time to "study" as I've been trying to keep our family afloat by supporting myself/paying my dad rent through working overtime..
I need Financial help in fear of losing my home, and my car that I need for future work, as I cannot put up my part for rent or the payment.
As degrading as it is to post a big "help me" sign on the internet, I have no other choice as I am soon to be in a cardboard Box.....thank you for your time
Joseph B. Gerber
Crashed car, in debt with friend
Posted by 1369666 on 2010-11-06 02:58:58
I bought my 92' Honda with 1200 hard earned cash 3 years ago.
recently I got into a accident and it was totaled.
My friend had a 98' camaro that he wanted to sell me due to my misfortune.
I bought it on a private payment plan of $200 a month for $2000. I had a job at a local Chinese carry-out as a delivery driver, so I was able to pay for the payments.
I have paid off $1480 since the purchase....
overtime my dad had to fork over about $1500 in repairs/towing fee's as the car was in poor mechanical shape, and we had no idea all the work that needed to be done...so he is unable to help, as that was the emergency savings we had...
last month I have lost my job after 1-1/2 years, they just let me go.
It was under the table so I cannot collect unemployment.
I have filled out over 100 applications and no bites at all..
I have no high school diploma or GED, as I was home schooled by my mother, who has bi-polar disorder w/ psychotic episodes. I haven't learned much since the 3rd grade lol...tried high school in 9th grade, and failed horribly..
my dad since has divorced from my mother... at my mothers choice. my dad wanted to be with her "in sickness and in health" but my mothers illness wouldn't allow it...
I haven't had time to get either degree (HSD or GED) as I have BASIC math skills, which I must bring it up to at least basic algebra, and don't have time to "study" as I've been trying to keep our family afloat by supporting myself/paying my dad rent through working overtime..
I need Financial help in fear of losing my home, and my car that I need for future work, as I cannot put up my part for rent or the payment.
As degrading as it is to post a big "help me" sign on the internet, I have no other choice as I am soon to be in a cardboard Box.....thank you for your time
Joseph B. Gerber
Crashed car, in debt with friend
Posted by 1369666 on 2010-11-06 02:58:58
I bought my 92' Honda with 1200 hard earned cash 3 years ago.
recently I got into a accident and it was totaled.
My friend had a 98' camaro that he wanted to sell me due to my misfortune.
I bought it on a private payment plan of $200 a month for $2000. I had a job at a local Chinese carry-out as a delivery driver, so I was able to pay for the payments.
I have paid off $1480 since the purchase....
overtime my dad had to fork over about $1500 in repairs/towing fee's as the car was in poor mechanical shape, and we had no idea all the work that needed to be done...so he is unable to help, as that was the emergency savings we had...
last month I have lost my job after 1-1/2 years, they just let me go.
It was under the table so I cannot collect unemployment.
I have filled out over 100 applications and no bites at all..
I have no high school diploma or GED, as I was home schooled by my mother, who has bi-polar disorder w/ psychotic episodes. I haven't learned much since the 3rd grade lol...tried high school in 9th grade, and failed horribly..
my dad since has divorced from my mother... at my mothers choice. my dad wanted to be with her "in sickness and in health" but my mothers illness wouldn't allow it...
I haven't had time to get either degree (HSD or GED) as I have BASIC math skills, which I must bring it up to at least basic algebra, and don't have time to "study" as I've been trying to keep our family afloat by supporting myself/paying my dad rent through working overtime..
I need Financial help in fear of losing my home, and my car that I need for future work, as I cannot put up my part for rent or the payment.
As degrading as it is to post a big "help me" sign on the internet, I have no other choice as I am soon to be in a cardboard Box.....thank you for your time
Joseph B. Gerber
Crashed car, in debt with friend
Posted by 1369666 on 2010-11-06 02:58:58
I bought my 92' Honda with 1200 hard earned cash 3 years ago.
recently I got into a accident and it was totaled.
My friend had a 98' camaro that he wanted to sell me due to my misfortune.
I bought it on a private payment plan of $200 a month for $2000. I had a job at a local Chinese carry-out as a delivery driver, so I was able to pay for the payments.
I have paid off $1480 since the purchase....
overtime my dad had to fork over about $1500 in repairs/towing fee's as the car was in poor mechanical shape, and we had no idea all the work that needed to be done...so he is unable to help, as that was the emergency savings we had...
last month I have lost my job after 1-1/2 years, they just let me go.
It was under the table so I cannot collect unemployment.
I have filled out over 100 applications and no bites at all..
I have no high school diploma or GED, as I was home schooled by my mother, who has bi-polar disorder w/ psychotic episodes. I haven't learned much since the 3rd grade lol...tried high school in 9th grade, and failed horribly..
my dad since has divorced from my mother... at my mothers choice. my dad wanted to be with her "in sickness and in health" but my mothers illness wouldn't allow it...
I haven't had time to get either degree (HSD or GED) as I have BASIC math skills, which I must bring it up to at least basic algebra, and don't have time to "study" as I've been trying to keep our family afloat by supporting myself/paying my dad rent through working overtime..
I need Financial help in fear of losing my home, and my car that I need for future work, as I cannot put up my part for rent or the payment.
As degrading as it is to post a big "help me" sign on the internet, I have no other choice as I am soon to be in a cardboard Box.....thank you for your time
Joseph B. Gerber
Crashed car, in debt with friend
Posted by 1369666 on 2010-11-06 02:58:58
I bought my 92' Honda with 1200 hard earned cash 3 years ago.
recently I got into a accident and it was totaled.
My friend had a 98' camaro that he wanted to sell me due to my misfortune.
I bought it on a private payment plan of $200 a month for $2000. I had a job at a local Chinese carry-out as a delivery driver, so I was able to pay for the payments.
I have paid off $1480 since the purchase....
overtime my dad had to fork over about $1500 in repairs/towing fee's as the car was in poor mechanical shape, and we had no idea all the work that needed to be done...so he is unable to help, as that was the emergency savings we had...
last month I have lost my job after 1-1/2 years, they just let me go.
It was under the table so I cannot collect unemployment.
I have filled out over 100 applications and no bites at all..
I have no high school diploma or GED, as I was home schooled by my mother, who has bi-polar disorder w/ psychotic episodes. I haven't learned much since the 3rd grade lol...tried high school in 9th grade, and failed horribly..
my dad since has divorced from my mother... at my mothers choice. my dad wanted to be with her "in sickness and in health" but my mothers illness wouldn't allow it...
I haven't had time to get either degree (HSD or GED) as I have BASIC math skills, which I must bring it up to at least basic algebra, and don't have time to "study" as I've been trying to keep our family afloat by supporting myself/paying my dad rent through working overtime..
I need Financial help in fear of losing my home, and my car that I need for future work, as I cannot put up my part for rent or the payment.
As degrading as it is to post a big "help me" sign on the internet, I have no other choice as I am soon to be in a cardboard Box.....thank you for your time
Joseph B. Gerber
Crashed car, in debt with friend
Posted by 1369666 on 2010-11-06 02:58:58
I bought my 92' Honda with 1200 hard earned cash 3 years ago.
recently I got into a accident and it was totaled.
My friend had a 98' camaro that he wanted to sell me due to my misfortune.
I bought it on a private payment plan of $200 a month for $2000. I had a job at a local Chinese carry-out as a delivery driver, so I was able to pay for the payments.
I have paid off $1480 since the purchase....
overtime my dad had to fork over about $1500 in repairs/towing fee's as the car was in poor mechanical shape, and we had no idea all the work that needed to be done...so he is unable to help, as that was the emergency savings we had...
last month I have lost my job after 1-1/2 years, they just let me go.
It was under the table so I cannot collect unemployment.
I have filled out over 100 applications and no bites at all..
I have no high school diploma or GED, as I was home schooled by my mother, who has bi-polar disorder w/ psychotic episodes. I haven't learned much since the 3rd grade lol...tried high school in 9th grade, and failed horribly..
my dad since has divorced from my mother... at my mothers choice. my dad wanted to be with her "in sickness and in health" but my mothers illness wouldn't allow it...
I haven't had time to get either degree (HSD or GED) as I have BASIC math skills, which I must bring it up to at least basic algebra, and don't have time to "study" as I've been trying to keep our family afloat by supporting myself/paying my dad rent through working overtime..
I need Financial help in fear of losing my home, and my car that I need for future work, as I cannot put up my part for rent or the payment.
As degrading as it is to post a big "help me" sign on the internet, I have no other choice as I am soon to be in a cardboard Box.....thank you for your time
Joseph B. Gerber
Crashed car, in debt with friend
Posted by 1369666 on 2010-11-06 02:58:58
I bought my 92' Honda with 1200 hard earned cash 3 years ago.
recently I got into a accident and it was totaled.
My friend had a 98' camaro that he wanted to sell me due to my misfortune.
I bought it on a private payment plan of $200 a month for $2000. I had a job at a local Chinese carry-out as a delivery driver, so I was able to pay for the payments.
I have paid off $1480 since the purchase....
overtime my dad had to fork over about $1500 in repairs/towing fee's as the car was in poor mechanical shape, and we had no idea all the work that needed to be done...so he is unable to help, as that was the emergency savings we had...
last month I have lost my job after 1-1/2 years, they just let me go.
It was under the table so I cannot collect unemployment.
I have filled out over 100 applications and no bites at all..
I have no high school diploma or GED, as I was home schooled by my mother, who has bi-polar disorder w/ psychotic episodes. I haven't learned much since the 3rd grade lol...tried high school in 9th grade, and failed horribly..
my dad since has divorced from my mother... at my mothers choice. my dad wanted to be with her "in sickness and in health" but my mothers illness wouldn't allow it...
I haven't had time to get either degree (HSD or GED) as I have BASIC math skills, which I must bring it up to at least basic algebra, and don't have time to "study" as I've been trying to keep our family afloat by supporting myself/paying my dad rent through working overtime..
I need Financial help in fear of losing my home, and my car that I need for future work, as I cannot put up my part for rent or the payment.
As degrading as it is to post a big "help me" sign on the internet, I have no other choice as I am soon to be in a cardboard Box.....thank you for your time
Joseph B. Gerber
SINGLE MOTHER THAT NEEDS HELP BAD.
Posted by Single_Mom on 2010-11-03 06:58:58
