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Underemployed needs a little help

Posted by Samueldc50 on 2012-05-21 16:58:40

Please help I'm working full time living paycheck to paycheck I have a wife and 18 month old daughter to support we had a unexpected emergency room visit and my car broke down shorty after these two bills alone left my family in debt and behind on my mortgage even unable to pay our electric bill we will have no lights in less then a month please anything raised will help

MY FAMILY NEEDS YOUR HELP!

Posted by heatherdbarker on 2012-05-20 14:58:15

Hi,

It's so hard to come on this site and ask for assistance, but when you have four small kids you have to do what's best for them. My husband is the only one working Full-time and I am not able to go back to work due to the expenses for childcare. We have an 8 yr old son, 5 yr old daughter, almost 3 year old, and a 4 month old son. With just one person working, each month we are living paycheck to paycheck, but having to get loans and when my husband gets paid all of our money is gone. My heart hurts for my family because I have to see us struggle and not have. There are many times that we don't know where our next meal is coming from or how my husband will get to work in order to pay bills and support us. I have tried working online but have been unsuccessful. Each time though God has provided for my family and we are still blessed. Please if anyone can help my family out. We really need you. Thank You, Heather

MY FAMILY NEEDS YOUR HELP!

Posted by heatherdbarker on 2012-05-20 14:58:14

Hi,

It's so hard to come on this site and ask for assistance, but when you have four small kids you have to do what's best for them. My husband is the only one working Full-time and I am not able to go back to work due to the expenses for childcare. We have an 8 yr old son, 5 yr old daughter, almost 3 year old, and a 4 month old son. With just one person working, each month we are living paycheck to paycheck, but having to get loans and when my husband gets paid all of our money is gone. My heart hurts for my family because I have to see us struggle and not have. There are many times that we don't know where our next meal is coming from or how my husband will get to work in order to pay bills and support us. I have tried working online but have been unsuccessful. Each time though God has provided for my family and we are still blessed. Please if anyone can help my family out. We really need you. Thank You, Heather

Credit Credit/Payday Loan Relief

Posted by AnewStart on 2012-05-19 07:58:56

Hello I am 29 and in desperate need to debt relief. I took out Payday loans and maxed out my credit cards to help pay for tuition. Now I am in deep debt and I can't get out.

I work and it's not enough to cover my bills. I want to attend school in the Fall but, I won't be able to because the payments are taking my entire paycheck.

Any donation will be used to pay off my debt, I just need some help so that I can begin to live a debt free life.

HOME SOLD IN TAX SALE (THAT I RENTED FROM MY MOTHER)-PLEASE READ&HELP ME!!!

Posted by HELPCARLAPLEASE on 2012-05-18 11:58:15

I never thought I could resort to this, but I am begging for help. I have a 2 year old baby. Last week a man shows up at my house (that I was renting from my mother.) And he says to me"I just bought your house at the tax sale, I'm going to start the eviction paper." The thing is, my own mother betrayed me by not telling me or give me any notice. I am a single mother who lives paycheck to paycheck. I don't have any money to move, give first and last months rent, switch utilities, etc. I can't drive due to a car accident that I had which left me legally blind in my left eye.I know the economy isn't great and a lot of people are suffering financially but if you are one of those fortunate people that can help someone, please find it in your heart to help me get on my feet, for the sake of my child. I can't bear to think of living in a homeless shelter with him. Anything can help. I will be eternally grateful to whoever helps me. I am a good person and I can't understand why this has happened, I pray to god for financially letting me get through this..

Family of 5 (Soon to be 6)

Posted by jemstone on 2012-05-16 10:58:06

My wife and I have 3 children with another on the way. A few years ago I was a successful insurance and annuity agent, but the downturns in the economy forced me to get out of that line of work. I am working 3 jobs, putting in as many hours as I can, but with some recent medical bills we have gotten behind. Currently, we are totally broke, and our cabinets are getting pretty empty. We are a month behind on water and electric bills, our phone bill, and our student loans, and it is another week before I can expect any paycheck so I can get to the grocery store and catch up on a few bills. We don't have health insurance, and my work doesn't offer any group plan, so we have had to go on Medicaid for the kids and my wife's pregnancy. We have always been hesitant to seek out government assistance, but last month we found ourselves with no food to eat and behind on all our bills. We applied for SNAP (food stamps), but were told that we make $150 per year too much because of all the jobs I am working. I'm exhausted, but I would work more if I had any hours left in the days to get extra work. Any help would be greatly appreciated.

Please help me keep my 89 yr old mother at home

Posted by ontheway on 2012-05-15 12:58:07

I am taking a chance and asking for help to keep my mother at home for the rest of her days. She has medical bills that are just over $16,000.00 right now.I work at a retail store,so I don't make much money.
With my paycheck her SS check I can't pay for everything.I don't buy anything we don't really need,and if it is something for me,I do without it.Please,help me take care of my Mom.I promised my Dad I would.Thank you.

I am the 2%, or My Life as a Teen Mom

Posted by educatedsinglemama on 2012-05-14 02:58:09

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

I am the 2%-My Life as a Single Mom

Posted by educatedsinglemama on 2012-05-14 02:58:08

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

http://educatedsinglemom.wordpress.com/2012/05/14/i-am-the-2-or-my-life-as-a-teen-mom-2/

I am the 2%, or My Life as a Teen Mom

Posted by educatedsinglemama on 2012-05-14 02:58:08

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

Mother of 2 small children needing help in any way possible!

Posted by helpAmanda42765 on 2012-05-11 20:58:41

I am a young mother of 2 small children ages 3 and 4... I am currently trying to make ends meet with my bills but my job has just cut me back on my hours... I am getting in deep with my utilities and trying to make ends meet for the needs of my children, but with just a very small paycheck I can not do it all. My husband was recently in an automobile accident with an 18 wheeler and I am currently taking care of him as well as our children.. but we can barely afford to get by.. I have tried asking for help through family, but that was no use.. I am a hard worker and a loving parent just trying to make a life for my children. I am not asking for a hand out... but if someone would be kind enough to help it will be apprechiated greatly! Please, will anyone help? Thank you and God Bless

much needed help please

Posted by bnaneedhelp on 2012-05-09 08:58:09

Hi I'm a single mother of three kids. I have never done anything like this before but will try anything for my babies.I do not receive child support their dad has been on the run for the last 6 years. So I have been doing it all on my own I currently do have a job but due to fmla problems I have not been able to work for a month I'm cleared to go back to work which I have but I have to wait two weeks for my paycheck. The landlord does understand even though I took all my paperwork in and showed them. I am now getting evicted if I do not come up with 1200.00 by may 15th please help my children keep their home if you can anything will be appreciated. Thanks so much and even if you don't donate anything thanks because at least you took the time to read it.

Bad Luck Year

Posted by WALKENDEN on 2012-05-04 14:58:43

I have had a very bad time this year. In January I slipped on the ice and broke my shoulder, resulting in about $17,000 in medical bills. On St. Valentines day my apartment caught fire and I lost almost all my personal possessions. I was lucky that a few items were in my truck. Today I am working for Waste Management Inc. at just over minimum wage and trying to pay off my medical and other debts. I sleep on an air mattress and get much of my food and clothing from charitable organizations. My weekly paycheck will only cover rent and electricity after the the other bills. I know I will live through this but,at 57 years old I probably will never pay off all I owe, or even make it to retirement age.

Need food for my family

Posted by bari49 on 2012-05-04 01:58:48

I live with my fiancee and two dogs. Currently I am the only one working because he lost his job it is so hard to get a job in this economy. i only work part-time and get minimum wage. After getting gas and paying bills there is no money left over in my paycheck so the past few months we've been eating ramen noodles and cheap foods. It would be wonderful to get some help until we can get back on our feet. Thank you for your kindness!

Payday Loans have ruined my life

Posted by tiffanelli on 2012-05-03 12:58:03

Hi, I have six pay day loans out and now i just can't seem to get rid of them and they are eating my whole paycheck. Unfortunately, i kept taking them out to pay my rent and the high interest just continued to eat me alive. Now I can't make my rent. My bank account is overdrawn and I'm in big trouble. My car is cutting off on me and I can't repair it. I really need help. Any help. I am a single mom with one kid who got a little behind and now it;s a snowball effect. Anything you can spare I will use. Thank you so much.

Desperate!

Posted by missruby on 2012-05-02 07:58:41

Hello,
I am in a situation that sadly, many are in right now. I am working and in school trying to improve our situation. My husband has had his hours cut at his job which has substantially decreased our ability to pay bills. I made the grave mistake of getting caught up in the payday loan loop and I am now at the point where the bulk of my paycheck goes to paying the payday loans!

I have joined a credit counseling program which has streamlined my debts and if I can make the $285 payment per month, I can be debt free in 2 years.

The problem is, with these payday loans looming over me and being obligated to them for over the next year (I have 3 altoghether)I feel that I can never get out of this hole!

Additionally, my company was recently sold and we are due to lose our jobs by the end of this year--which is just too much to even fathom right now.

Any help is appreciated. I would say that the total that I need is $3000 (all 3 payday loans were for $850 apiece--if I can pay them off immediately with the interest where it is now, it would total $3000.

victim of internet scam

Posted by katiibabii on 2012-04-30 12:58:03

I was already struggling because my daughters father refuses to help, hes $3000 behind in child support but i was working and struggling. I thought I found an answer with a new job. I moved 200 miles from my home and began to work. I got a paycheck and everything HOWEVER, the paycheck wasnt real. It put me into more debt and now i have a new apt with bills to pay and no way to pay them:( they killed my credit and no state assistance will help me until im homeless. i dont want me and my baby to be homeless:( please help.

We are in desperate need of some money

Posted by uniden on 2012-04-27 12:58:42

Hi, we are a working couple who are living from paycheck to paycheck trying to keep up to our bills. We are also trying to build a house for the wifes parents who live in a third world country. They live in a old house that has a leaky roof, is infested with termites, and has rats and mice. The wifes two sisters and grandmother also live in this house, and we desperatley need about $25000.00 to build a half decent house for them to live in. Any donations would greatly be appreciated, Thanks

Try

Posted by AMBERLMORRIS on 2012-04-25 15:58:35

Hi everyone. I am a 25 year old woman with two beautiful children. Their father has never asked to marry me after ten years. He works on the road and lives a double life, abusing me in front of our children everytime i catch him. Im not one to return evil or have intentions on hurting anyone back. I only wish to move closer to my job,to an unknown address to him. Iv had the same job for 4 years, but its paycheck to paycheck, so i depend on him to help. I Im driving an hour to and from work. I think to move closer would be a tremendous benefit. I have no funds saved to move. Im asking for any kind of help to move us away frmo here. Thanks so much/

Shredded by docs, need help

Posted by shreddedmom on 2012-04-24 14:58:54

I am a single mother and just underwent a hysterectomy and gall bladder surgery. I returned to work within 5 days of the procedure. I couldn't afford to be off work in the first place. Well, It was a mistake. I ended up tearing my bladder, and getting an infection. We live on a very tight budget, and each paycheck is allocated to a specific bill. When I lost 4 paychecks, everything has fallen behind. I need help to catch up my bills please. I don’t wanna lose everything or force my son to stay somewhere else because I can't afford us. Please does anyone have any extra to apply to my bills?

Need help with accident Medical Bills

Posted by clayton-ak on 2012-04-24 14:58:33

I cannot believe I am asking for money on a site like this, but I don't have any other option. I am 21 years old and live on my own, away from previously abusive parents. I have no family I can ask for help or I would not be here. I work at a ski resort and on December 2011 I was injured in a snowboarding accident off the clock when another rider slammed into me, breaking my jaw. As I spat up blood from the rips in my gums as my jaw displaced, the rider got up and rode away. Despite the accident was not my fault, I am still paying the medical bills. My hospital bill was $1500 with x-rays and the surgery was $5000 to have my jaws wired shut. I applied for under 21 medicaid for help after the accident (turned 21 in march) but you can only make about $550 monthly to be eligible! I am barely able to pay my bills as I don't make a lot and already lived paycheck to paycheck. I spent up my savings and checking to get by and pay off medical interest. I don't expect my bills to magically disappear here, but anything helps. Thank you, and God bless.

Need money for my Parents to see me graduate.

Posted by kristinabrownme on 2012-04-24 12:58:58

I am in the military and haven't been able to see my parents for a long time...I have been in training for over a year. I am about to graduate in a couple of weeks and am living paycheck to paycheck,so I don't have the money to get them here. They also cant afford it because they just lost their house about a three months ago and are almost to the point of being homeless. I just was asking for the money to be able to bring them out to see my graduation. I'm in CA and they re in Va, I just know that this would make them feel so blessed in the middle of their crisis. I thank anyone in advance for helping out.

God Bless,
Kristina Brown

i need help!!

Posted by veronicamarie on 2012-04-23 17:58:49

I'm a 25 year old mother of a beautiful little boy. I'm currently employed but i literally live from paycheck to paycheck. I'm not the type of person who buys silly things i have a system when i shop i seperate the needs from my wants, meaning i dont buy things i dont need.Some might say i'm pretty tight with my money and i know i am, i recently had my hours dropped down at work and now its super hard to pay rent and bills, I'm scared that i'm going to come home to no lights or have an eviction notice on my door. If anyone can please help me i would be greatly appreciated in anything u are able to help with any penny helps!! Thank you and God Bless.

Budddy, can you spare a buck (or 10)?

Posted by begger2 on 2012-04-22 20:58:07

Just trying to get past living paycheck to paycheck-which has been harder and harder to do, now that savings is totally depleted!

Was hoping someone (hopefully lots of "someone's) would help me out by contributing a buck or two (or 5 or 10)to help me out!

I am sure there are some ind people out there that could help me, Please?

Thanks

Budddy, can you spare a buck (or 10)?

Posted by begger2 on 2012-04-22 20:58:07

Just trying to get past living paycheck to paycheck-which has been harder and harder to do, now that savings is totally depleted!

Was hoping someone (hopefully lots of "someone's) would help me out by contributing a buck or two (or 5 or 10)to help me out!

I am sure there are some ind people out there that could help me, Please?

Thanks