Owing Tags

Hi i just discovered this site and figure its worth a try..
im a single mom to 2 daughters

i am in the midst of a disability claim as my dr has not released me to work in over a year, i have M.S.

i do not qualify for state assistance on medical and 200.00 in "cal fresh" benefits.

at this moment i still have 150.00 left owing on my renatal deposit that i have been making payments on.

Rent is dues but that is only 226.00 ( i have section8 which assists in my rent payments)

Edison is 153.33 past due

we would appriciate any help some one is willing to extend. Food would also be a blessing.

i was going to school at university of phoenix i have 37 credits but due to financial aid issues and my being sick often i had to with draw.

please ask any questions that u feel relevant.
thank you ahead of time for your consideration in giving what u can.

Im a 24 year old first time mom i gave birth to my baby girl January 31st. She is almost three months.. I lost my job at around December when i was 8 months pregnant. It was off the books so i couldnt do much about it. My fiance was working at the time.. things were already getting tough. He lost hours and days of work due to the business not doing good . We found ourselves stuck owing two months rent so decided to try and get cash assistance ... We were denied 4 times.. soo we stopped trying. They denied us because of income which made no sense because he wasnt making enough to pay rent... Over and over again they said it was a mistake but still we were denied. We now owe almost 5 months rent. We play monthly 881. In a studio apartment. We have to go to court and try and make a settlement. Im just scared because i have a soon to be 3 month old and i might not have a home for us. We cant get help anywhere else. Or from anyone else. Im not sure how this works or if it does work but its worth a shot. I dont know what else to do. Pleasehelp us.

I have never posted on something like this before but right now I need a miracle. I am a student and a few months back moved into an apartment. Starting out I had enough money to pay for a few months rent plus utilities and decided I would look for a job and start saving for the rest. Well some mixs up at school with my finanacial aid left me owing them $800 dollars and I had no choice but to pay it. I'm going to beg my landlord to let me off the lease and I pray to god that he lets me, but I still have to pay for a month because I have to give 20 days notice. Right now I'm trying to sell my laptop and my bed but nothing has sold. I have been on interviews but no hire yet and at this point I couldnt work enough to pay rent by the 5th since its so close. I am getting so desperate and I have no idea what to do. If you can help me please please please do, I have no where else to turn and am afraid im going to get into legal trouble. I only need 400 more dollars and anything will help. I'm honestly looking for a miracle and have no idea if this even works but I really hope it does. Thank you for taking the time to read this. God Bless

Hello,

I am asking for $20,000 to build an earth-bag home so me and my son can leave my abusive husband. I am unemployed due to having bipolar disorder and ADHD which makes it hard for me to keep a job. I am managing my disorder with medication. I just want help with leaving. I know what I am asking for seems like a lot, but if you give it to me than God will see to that your hand is blessed so it is as if you never lost it at all.It states in Hebrews 7:7 the less is blessed by the greater. Also Proverbs 27:3Do not hold back good from those to whom it is owing, when it happens to be in the power of your hand to do [it]. 28 Do not say to your fellowman: “Go, and come back and tomorrow I shall give when there is something with you

My husband and i have hit some hard times recently. We have been together for 7 years but only got married last august and we have 2 young children togetherFirst we got behind on rent which we have been trying so hard to pay back then my husband lost his car (which he needs to get to and from work) due not being able to make finace payments so we had to buy a cheaper car outright in cash which put us behind even further with household bills. We also have been wanting to move for a long while now because ideally we've been longing for a 3 bed house and so that my husband doesn't have to travel so far for work, therefore saving money on fuel. We started applying with local authority housing associations and hve now been offered a 3 bed house in an ideal location. The only problem is we have to move in two weeks and we have to give four weeks notice for leaving our current home and so rent will over lap for 2 weeks which is all we need with already owing rent we need to carpett it in most rooms (taking what carpet we can from current home) and now my husband has informed me that the MOT on his car is going to cast way more than expected. Any help at all would be greatly recieved

I guess to begin I should say I'm not in a life or death situation but I really could use some help.

Since I graduated from university, studying music I have worked in customer service as there were not a lot of jobs available where I live, but I was laid off from my job 12 months ago and got behind with my rent by a couple of months, which landed me in £600 worth of debt on top of the debts I had accumulated as a student.

However I found a new job after a couple of months and everything seemed to be looking like it would work out but after a month of working there I had to take 2 days off sick and my new employer decided to terminate my employment. I went back to applying for jobs and selling my stuff to pawn shops to try and make ends meet, receiving benefits but although I could eat and keep a roof over my head I couldn't pay off my outstanding rent.

Then after a few months of looking for work I was helping my mum's friend out with some heavy lifting and helping with her garden work as she lives alone and ended up with a really bad inguinal hernia which left me incapacitated until I could get surgery, I had the surgery which fixed the problem but the surgeon advised me the hernia was a very large one and they had to make a 7 inch incision in order to be able to remove it which left me bedridden for a couple of weeks after.

Then the worst thing happened, I was offered an interview for my dream job a few days after my surgery, I explained my situation and told the employer how much I wanted this job but they said they were really sorry but they needed someone immediately and could not wait.

One of my friends told me about these websites where people help out people in bad money situations. So I guess I'm hoping someone can see fit to help me because I'm not doing too well resolving my problems alone.

My plan is to try and get as much of the £600 rent I owe so I can pay my rent off and re-locate as jobs are so scarce where I live.
I spoke to my landlord and asked if I could move out to re-locate and pay them back when I get a job but they said they're sorry but I need to pay up to date before I move out, so I'm stuck here with no job prospects, I can't just leave owing them this money and run away from the debt because I feel I am a moral and generally decent person and after the understanding and patience they have shown me in putting up with this situation for a year, running out on them would be a disgraceful thing to do to them.

Thank you for reading this and if you can help me sort myself out I will be eternally grateful to you

I guess to begin I should say I'm not in a life or death situation but I really could use some help.

Since I graduated from university, studying music I have worked in customer service as there were not a lot of jobs available where I live, but I was laid off from my job 12 months ago and got behind with my rent by a couple of months, which landed me in £600 worth of debt on top of the debts I had accumulated as a student.

However I found a new job after a couple of months and everything seemed to be looking like it would work out but after a month of working there I had to take 2 days off sick and my new employer decided to terminate my employment. I went back to applying for jobs and selling my stuff to pawn shops to try and make ends meet, receiving benefits but although I could eat and keep a roof over my head I couldn't pay off my outstanding rent.

Then after a few months of looking for work I was helping my mum's friend out with some heavy lifting and helping with her garden work as she lives alone and ended up with a really bad inguinal hernia which left me incapacitated until I could get surgery, I had the surgery which fixed the problem but the surgeon advised me the hernia was a very large one and they had to make a 7 inch incision in order to be able to remove it which left me bedridden for a couple of weeks after.

Then the worst thing happened, I was offered an interview for my dream job a few days after my surgery, I explained my situation and told the employer how much I wanted this job but they said they were really sorry but they needed someone immediately and could not wait.

One of my friends told me about these websites where people help out people in bad money situations. So I guess I'm hoping someone can see fit to help me because I'm not doing too well resolving my problems alone.

My plan is to try and get as much of the £600 rent I owe so I can pay my rent off and re-locate as jobs are so scarce where I live.
I spoke to my landlord and asked if I could move out to re-locate and pay them back when I get a job but they said they're sorry but I need to pay up to date before I move out, so I'm stuck here with no job prospects, I can't just leave owing them this money and run away from the debt because I feel I am a moral and generally decent person and after the understanding and patience they have shown me in putting up with this situation for a year, running out on them would be a disgraceful thing to do to them.

Thank you for reading this and if you can help me sort myself out I will be eternally grateful to you

I guess to begin I should say I'm not in a life or death situation but I really could use some help.

Since I graduated from university, studying music I have worked in customer service as there were not a lot of jobs available where I live, but I was laid off from my job 12 months ago and got behind with my rent by a couple of months, which landed me in £600 worth of debt on top of the debts I had accumulated as a student.

However I found a new job after a couple of months and everything seemed to be looking like it would work out but after a month of working there I had to take 2 days off sick and my new employer decided to terminate my employment. I went back to applying for jobs and selling my stuff to pawn shops to try and make ends meet, receiving benefits but although I could eat and keep a roof over my head I couldn't pay off my outstanding rent.

Then after a few months of looking for work I was helping my mum's friend out with some heavy lifting and helping with her garden work as she lives alone and ended up with a really bad inguinal hernia which left me incapacitated until I could get surgery, I had the surgery which fixed the problem but the surgeon advised me the hernia was a very large one and they had to make a 7 inch incision in order to be able to remove it which left me bedridden for a couple of weeks after.

Then the worst thing happened, I was offered an interview for my dream job a few days after my surgery, I explained my situation and told the employer how much I wanted this job but they said they were really sorry but they needed someone immediately and could not wait.

One of my friends told me about these websites where people help out people in bad money situations. So I guess I'm hoping someone can see fit to help me because I'm not doing too well resolving my problems alone.

My plan is to try and get as much of the £600 rent I owe so I can pay my rent off and re-locate as jobs are so scarce where I live.
I spoke to my landlord and asked if I could move out to re-locate and pay them back when I get a job but they said they're sorry but I need to pay up to date before I move out, so I'm stuck here with no job prospects, I can't just leave owing them this money and run away from the debt because I feel I am a moral and generally decent person and after the understanding and patience they have shown me in putting up with this situation for a year, running out on them would be a disgraceful thing to do to them.

Thank you for reading this and if you can help me sort myself out I will be eternally grateful to you

I'm a final year student of an African University studying Animal Production and Heath Science. Due to the inability of my aging mother to raise enough money for my school fees in the last two years, I've been owing some amount of about $1,000. The school now require that I settle my bill in the next 4 weeks or lose my studentship (four years of hard labour). Please I need help to save my future.
For help, you can email me at rasheedafolabi@live.co.uk

Hello, I am a 48 year old lady and I need a little help to pay off some debts! After losing my mum last year I suffered a breakdown and lost my job and my home, I am now sleeping on a friends couch and surviving on unemployment benefit! I feel great shame to find myself in such a position, and friends disappear rather quickly when mental illness and need are what they see! I am slowly trying to get my life back together and trying to find another job! I am still plagued by the debts from my home though and spend a lot of my benefit trying to pay it back! They are not massive just a few hundred, but they weigh heavily on me and being on such a small income feel as if they will be dragging me down forever! It's soul destroying owing money dreading the post and the phone ringing. Any help would be so greatly appreciated! Thankyou for taking the time to read this!

I am in desperate need of help with my rent. I was up to date and doing well until I did what I've always done and transferred money to my now ex's (and father to my child) account for him to pay our bills.

A Day after I thought he had paid our bills, I came home to find his stuff gone. I then heard from my landlord to say that the rent was 2 months late. Not only was my rent late but also were my payments for gas, elec, water etc. Turns out he had taken my money that I had trusted he had paid, and run out on my son and I. To add insult to injury, I have since heard that he took my money to shack up with a 20 year old that he had been seeing behind my back for 6 months!
Also, because I willingly transferred the money, I could not get it back. Lord knows how I tried!

I have caught up as best as I can with what was left owing, but with Christmas (and not wanting to let my son down again!) I have completely run out of money. I am now left with barely enough to cover groceries.

I now owe just over £500, but my landlord is getting impatient (understandably) and I now have nowhere left to turn. I'm just so worried about losing our home.

If you can help (even if its 1p!) My son and I will be eternally grateful, and I will definitely email everyone to say thank you.
As soon as I am back on my feet I will repay every penny by donating back to this page.

Thank you for taking the time to read my beg.x

I made the mistake of co-signing for student loans for my daughters thinking I wanted them to have a better life than I did. There Dad left them when they were young. They are now not in the position to pay and I am owing 70,000 in private student loan debt. I know I made a big mistake doing this while I thought I was helping them. Please help if you can.Thank You. I WILL PAY IT FORWARD WHEN I CAN.

Hello a pleasant good day to you all. I am in desperate need of some financial help and i am asking the public please if they could assist me.I work ,but my pay is very small and so i am not able to cope with my bills and so am just borrowing from Peter to pay Paul and now i have a very big bill on me now.I am diabetic and so whenever i do extra work i become very tired and get very sick . If i could get fifteen thousand dollars i would be able to clear up my bills and see if i could start a little business from home, i would be very happy .Whenever i do very hard work because of the diabetes i feel very sick , so if i had a chance to do something from home that is not too hectic then i would feel much better. I can bake or even sell stuff from home , i just need a little help to get me on my feet . I don't want to be asking for help all the time i would love to do something for myself so i can cope with my bills .I don't like owing anyone but this is the situation i find myself in now . Please any donation of any amount will be highly appreciated . Thank you very much .

I, too, have lost my job; lost insurance coverage, medication. Have multiple sclerosis and rely on medication to ensure no relapse.

If I can get money to pay off some of the credit card bills, it would leave me extra money. I have had to use credit cards to pay for car repairs, bridge repair on my teeth, and groceries for my family and my husband's blood pressure medication. Nothing has been used frivolously.


Here's how the amount owing:
AA Financial - 380.00 (car repairs)
Wells Fargo - 3,556.00 (bridge repair)
Chase - 700.00 (groceries, gas,and utility bills)

I never wanted to be in this situation, but have to try and survive. Thank you

Our Car was repoed when my husband was injured by a drunk driver. The med bills were more than the mere 10 thousand settlement and left us broke. He was always a good provider and worked hard from age 16. I was offered a full-time job but I need a good used car to get me to work that won't leave me owing repair bills. We have a 21 year old son who has autism and a 3 year old granddaughter we care for. Please help me to help my family. I was offered a job a a food service worker(cook) in a large unionized supermarket. If I get a car I already have the job and am supposed to start soon. I have no one who can loan me car and no one to give me a ride to work.I was just given an awesome job and I love to cook. If I can get there to this job, our lives will change for the better and I can help my husband, children, and granddaughter.QAlso , the people who "bought" our mobile home are indefault and owe us 6.700 dollars and we are about to get kicked out of our home as we depended on the contracted money owed to us and the buyer is a drug addict crack-cocaine user refusing to pay. It will take money and time to go to court and I need to pay my bills and feed my family in the mean time. Please help me I beg you. Contact Kim at 610-703-1452

My name is Angelica I finished college in September and since then I'm
really struggling with lots of debt, I must owe over $40,000 =[. Anyways
I'm looking for a job but it's not as easy as I thought, I studied
History and would love to work in a museum but owing so much money means
I've had to move back in with my parents and I can't afford to go out
and do things with my friends, this is getting me down and making me miserable!
If anyone is feeling kind a donation of any amount would help and be really
appreciated, I plan to save up and get an apartment with my best friend PLUS
eventually find a job.
Much love and thanks in advance
Angelica

I would be humbled and grateful for urgent assistance to clear my outstanding rent which I've not been able to pay for the past three months due to major slowdown in the demand for the services that I offer. I also had a major disappointment where after doing a major project for someone that ended last month I am yet to be paid...that's what I was depending on to save me from this nightmare. The amount of money that I'm now owing is over $3,000, but any amount would be much appreciated.

Please help me out of this mess................
Hi i hope you can help. last yr i stupidly went guarentor for a friends loan as she was currently selling her house and in rented, she assured me (verbally) that she would pay the loan off once the house was completed. She has defaulted on the loan either paying late or incomplete since january and is now not paying at all. it now appears her house was actualy being repossesed so i feel as though i was also tricked into this. i have also found out from the loan company that she contacted them in October to change my contact details - i can only assume this was to prevent me finding out that she wasnt paying. i have paid the last two months to prevent court action, my question is would anyone out there be able to help me pay this off, i am a good person and help people myself everyday (im a paramedic) i live to my means and am in no debt myself apart from this mess that my so called friend has landed on me, i feel so silly and stupid and would never normally ask anyone for help but im so worried about this...........i can provide any information and proff needed to prove this is not a scam and i have no intention of keeping this money, i am prepared to work for the money if need be (legally of course), i do not have the option to work extra hours at work (as everyone knows the nhs has no money either) please help if you can i have tried to get them to pay, iv tried the police, the courts are not interested, the loan company just hounds me.... i have sent two recorded letters each giving 14 days notice asking them to contact myself or the loan company with their intention of paying, iv had no response to either letter. The initial loan was for £3300.00, and after a year of non / late payments £2700 is still owing, i have managed to pay ther last two months of £151.19 but its just not going down :-( Thankyou in advance Amanda

Please help me out of this mess................
Hi i hope you can help. last yr i stupidly went guarentor for a friends loan as she was currently selling her house and in rented, she assured me (verbally) that she would pay the loan off once the house was completed. She has defaulted on the loan either paying late or incomplete since january and is now not paying at all. it now appears her house was actualy being repossesed so i feel as though i was also tricked into this. i have also found out from the loan company that she contacted them in October to change my contact details - i can only assume this was to prevent me finding out that she wasnt paying. i have paid the last two months to prevent court action, my question is would anyone out there be able to help me pay this off, i am a good person and help people myself everyday (im a paramedic) i live to my means and am in no debt myself apart from this mess that my so called friend has landed on me, i feel so silly and stupid and would never normally ask anyone for help but im so worried about this...........i can provide any information and proff needed to prove this is not a scam and i have no intention of keeping this money, i am prepared to work for the money if need be (legally of course), i do not have the option to work extra hours at work (as everyone knows the nhs has no money either) please help if you can i have tried to get them to pay, iv tried the police, the courts are not interested, the loan company just hounds me.... i have sent two recorded letters each giving 14 days notice asking them to contact myself or the loan company with their intention of paying, iv had no response to either letter. The initial loan was for £3300.00, and after a year of non / late payments £2700 is still owing, i have managed to pay ther last two months of £151.19 but its just not going down :-( Thankyou in advance Amanda Amanda -

I am looking for help to bring me and my young family out of debt. I currently work full time as does my partner. We have £20,000 worth of debt both secured and unsecured. I cannot cope owing this money anymore... I am also ill at the moment but I am unable to take time of work due to my creditor commitments. I want the best for my family and feel saddened I have been reduced to this... Please help us... Many Thanks to those of you willing to show your generosity...

I hate doing this, but here goes. I am a recovering drug addict. I have not used any drugs since March 2003. I was a Registered Nurse in California and lost my license due to my addiction. I was arrested in March of 2003 for possession. I was required to go to out patient counseling for drug addiction by my county of residence. This counseling I believe saved my life. I looked for any job and after months of searching, I landed a job working with Buck Owens Enterprises delivering Camera Ads Magazine to local businesses around my area. Quite a change from being an Emergency Room R.N. As you can imagine my income dropped dramatically. After losing my license and thus my livelihood, I needed a new career. I decided to go to school. Aided by The California Department of Rehabilitation, I went to California State University, Bakersfield and earned a certificate in Drug and Alcohol Studies. Soon I started working in the California Prison System as a Substance Abuse Counselor. That was in 2008. I continue to work in this capacity.

A few years prior to my arrest I began working for myself as a contract R.N. And, because I was very heavy into my addiction, I was not taking care of my business responsibilities and not paying my taxes as I should. Now the State of California has attached my wages for back taxes of $4900.00 and the IRS is wanting back taxes of about $21,000.00.

I love my new work as a Substance Abuse Counselor and feel I am making a difference in turning prisoners lives around. I want to reapply for my R.N. license and use it in conjunction with my Counseling for co-occurring disorders,(mental illness with drug addiction). I am sure the California State Board of Registered Nursing would not look well on my owing back taxes.

I am almost 56 years old now and see no hope of paying these back taxes anytime soon. For this reason I am asking help. I need approximately $25,000.00 to pay off all back taxes and follow my dream. I am respectfully asking for help in this matter. And thank you for taking the time to read my story.

My fiance & I just got out of a situation with horrible roommates. They left owing $1200 in bills. We got it paid & thought we would be able to afford a new place but given the circumstance, we're extremely short. We both work full time & are picking up overtime when we can. We both do our share 2 help others in need even though we somtimes get the raw end of the deal. The rent 4 this month is $969. Any amount is appreciated. I know without a doubt God works in mysterious & almighty ways. We're both willing 2 pay back any $ when we get on our feet. God bless & thanks 4 reading.

After leaving catering college at the age of just 20, I embarked on my career, but it was taken away along with my life just a few months later, ( im now 55 ) during college my dad died of cancer, it had been my turn to watch over him that night, I was just 15 years old, and I awoke to find that he had died during the night, his hand had locked on to mine whelst I had been a sleep, and I had to have it removed by my big sister, I cannot forget this it broke my heart,my dad was just 47 when he died, it affected me for the rest of my life.

It also profundley changed my mothers demeaner, it changed her, and I was last to leave the family home, and it was so hard.

To make matters worse only a few years ago my mother passed on, and I was away dealing with my own medical problem at the time and missed her passing on, I wanted to say goodbye, it haunts me to this day, that my parents left this world in such a manner.

I am in my late 50s now, back in the early 70s, I was a passenger in a friends car, he pulled out into the path of another car, onto a fast piece of road, and our car was hit at over 90 miles an hour. My seat belt broke with the impact, and I was thrown through the cars windscreen. I, landed on the tarmac and next the car I had been in was bulldozed over my body.

It bulldozed the other car on to my neck and chest, trapping me under it. My arms were pinned to my chest by the cars sill, and my neck was bent up against a cold granite wall, my right leg was wrapped around the back axle. I was ready to die, but held on to life with every passing breath, god must have been watching over me that night.

It took the fire crew an hour to cut me out, then it was off to the hospital, on arrival all my clothes were cut from my body, on examination it was found that my right leg was near on severed from the knee, and was hanging on by a thread of my skin.

In addition I had 4 broken ribs, severe cuts and bruises everywhere and a small spilt in my skull, this skull spilt was not significant at the time, but would go on to ruin my entire life. My mouth was full of broken windscreen glass and I was vomiting blood because of it. Back in the 70s there was no MRI scanner so I was just given an X ray of my head.

Because my leg was the main problem the little split in my skull was just left then as being nothing, but it would play a big part in my life. After being cleaned up and admitted to the ward, I settled back to a 12 week stay, and Around the 3 week mark of being in hospital, the surgeon said there was now no chance of me being able to walk again on my right leg.

I broke down in tears, cried a river and could not understand why me. During my stay in hospital my boss came in and told me he could no longer keep my position open for me. This was devastating for me, I had worked so hard at college to be a chef, and had climbed my way up the ranks to be a chef in charge.

And was now at the age of just 20 cooking in a world famous Hotel, and it was my life, I had left school only 5 years beofre the accident, and had studied at college to be a chef, now because of this crash my career was finished in one hit, my employer had spoken to the drs, who had said working in a kitchen enviroment would be to dangerous for me, so my career was over right there right then.

I now lay in the bed stunned and deeply hurt that because of this accident, I had now lost everything at the age of just twenty!. Then one day I noticed some feeling in my right legs big toe, I screamed for the nurse, and she brought along a Dr.
Over the coming weeks I fully regained the use of my right leg. Of course I thought everything was going to be alright, but from the day I left hospital some 35 years ago now to this day, I have suffered so much.

You see the knock on the head I had during the car crash, damaged the cerebellum part of my brain, a part called the cerebellum tonsil. The severe knock to my head caused the tonsil, to drop out of the cerebellum part of my brain a few mm. And for the last 35 years this part of my brain as been dropping slowley a few mm each year towards my brain stem.

The affect it as is to disturb the cerebral spinal fluid that goes around my brain. The tonsil dangles into a space where it should not be, disrupting the flow of csf, which in turns gives me a wide range of medical disorders.

I suffer with ringing sounds in both my ears every day, 7 days a week, I have headaches daily, coupled with dizziness sickness, and pain in spine and neck, some days i cant feel my legs or walk on them, some days my arms dont work, my balance is hopeless, I cant sleep for severe pain, I cry all the time in private because of the situation I have been in these last 35 years.

To look at me I look like any normal kinda guy but life as been so tough these last 35 years.
The brain surgeons that I have seen have told me that to operate as a 75% chance of death for me, so they prefer me to live with the disabilities until such a time when I become in risk of death, and then they will operate on me seeing theres no other option, this means I live with countless medical conditions all of which I have had to live with for 35 years.

These medical conditions have made my life a living hell, for 35 years ive been dizzy off balance, severe headaces, and forced to go to bed every night knowing that I could die at any given time.
I lay in bed with symptoms of my brain damage rushing all over my body, trying to think positive for 35 years, im now 55, and wish so very very much that I could have given my wife and children a proper home to live in, one we owned, in a nice area, and not to have had to rely on handouts from the goverment merely to excist.

I cry, ive cried oceans of tears in despair in private, while Ive tried to work a way out of this hell for my family and me,but of course my disabilies dont allow me to get a break, so just had to live it for 35 years, ive never stopped trying, but ive made my illness well worse, and just cant do it anymore.

I was a young man of just 20 years old, and my whole life and anyone who would be with me, had changed in the blink of an eye. We got no compensation back when I was 20, and I was a passenger!!! I got shafted by the insurance company, with no dad, and mum still grieving his death, I got ripped off by the othersides insurers. If I was able to just change one thing in my past, it would be to not except that lift in my friends car.

The worst thing about all of what happened to me is, that for the first 12 years after my accident none of the medical people we went to see knew what could be making me so very very ill, so it was hard to get any help at all, after 12 years of seeing hundreds of doctors, one of them finally!!! decided to allow me to have a full brain and spine MRI, but this same doctor had been writing in my medical records that I was a waste of time and that nothing would be found wrong with my brain.

He, had written in my medical notes that there would be no scan because it would be a waste of time, He then reluctently gave me a brain scan, and reported it has normal to my family doctor.
My wife then ordered up copies of my medical records from that doctors hospital, and we found that he had lied about my brain scan, the brain scan records stated that I had a very rare brain damage that would be caused by a trauma such as a car crash.

We can only think like our family doctor does, that the dr who had written my brain scan results to be normal, was trying to cover him self after years of writing in my medical record rubbish about me, and now seeing that I had a rare brain damage had tried to cover it up"!!!!.
I was so angry after the last 12 years of hell, and to now see that this showed that my brain had been damaged severely all those years before, and that I had been made to live in terror all those years that had just passed.

My family said we should get a solicitor to champion our case, and we did, but the one we chose was a bad one, who during our legal case was struck off for mishandling another bigger case, it was in all the newspapers, and when that solicitor was barred from practising, our case was left in such a state that no other solicitor would touch it.
We took my case to 3 other solicitors, all of which said that the 1st soliictor had ruined of chance of winning, and we were left to suffer.

All of these things have mede me so very very tired, plus heavy debt, all my medical symptoms to cope with, and tring to live on pennies, the goverment gives very small amounts to live on, it just about covers food rent and some of the other costs of life. My life, and others with me as been so hard since 20 years old, thes last 35 years feel like 200 years to my body and soul.

So many horrable things have happend to me, my whole life as been blighted from such a young age, ive tried, ive tried so hard, im tired now so very very tired,
As I write this, I find it hard to think, motavation is so hard, each day is full with pain, grief, despair, money truly is the only way we can feel a little better, but we cant get any, so its bills bills bills, we live, but we dont do any more than that.

Now its just me and my wife, who means everything to me, I want holidays and nice things in our home, but we live on pennies and are feeling the affects of what happened to myself 35 years ago. I want my wife to enjoy life the way we were ment too.

My wife helped me through every year and we have 3 wonderful children, these days its been tough trying to make a living owing to my disablement, in the early days of my children growing up, I tried with every part of my determination to make a good home for them, but we could only ever live in social housing, and it was so so hard growing up in some of the areas we had to live in.
As my health as gotten worse we took on debt to keep above water so to speak, benefits were no where enough to live on. my wife and I now owe £50,000 in loans and credit cards, all of which over the last 35 years as built up just to roof and feed our family, and pay ever increasingley high water electric and gas bills.

I have had my dignity taken at the age of just 20, 35 years ago, and have lived a hellish life of pain, and tearful memories of what I use to be. none of what happened to me was my doing, just a passenger in a car.
Any help that anyone out their can afford will help us to live a little bit better. Thanks in anticapation of anything you can afford to give, it will be used to make a better life for me and my wife thanks and good bless.

I am just a normal person like anyone else, making an honest living and taking care of my daughter.

I made a mistake and maxed out my credit card last year paying for small things that my daughter and I needed, but could not afford at the time with my job. The small things added up and before I knew it, I maxed out my card.

I have done everything I can think of in order to pay it off asap, but am running out of ideas. I have done Ebay, garage sales, got rid of luxuries such as dish tv, couponing, no eating out ever, etc....and do not want to go get a loan and end up in the same spot only owing money to a different person.

Any contribution will help..I just want to take this weight off and finally be debt free.I now only owe about $2,000 on my credit card. I know that this is not a life or death situation, but I decided to be completely honest,with no white lies to make it into a sob-story, and hope for the best. Thank you and God Bless you!

13 family members have found this home a safe secure place for their loved ones while getting back on their feet.No-one has been forgotten or left behind. OHANNA

I have worked all my life, in 1999 I started my own in
home daycare and ran a successful business working with
low income families that needed good child care and I would waive their co-pay since in most cases would be their last penny. In 2003 we bought a home in which the double car garage was re-modeled and made into a daycare room. It was
also home to anyone that found themselves with out income or a place to live, no questions asked. Needless to say 3 of my 8 grandchildren were born here and we have had a total of 10 live here at one time. In 2005 everything hit
when my health took a turn for the worse. I had no income,
every one else pulled togeather and we made it through. I
owed IRS and fearfull of loosing our home I went to a local
tax accountant to help.Trusting this man with a re-fi he worked out for me we went from owing 119,000 at 5% interest to 177,000 at 12% paying interest only for 2 years at 1400.00 a month with Litton Loan .We ,determined to keep our home worked our butts off and made it until now. 7 mos
ago I asked Litton to modify my loan and sent them all forms they requested. When it came time for the modification I recieved a letter ,Litton sold my loan to Quantum Loan Servicing. I started the modification process again only to be told that Quantum does not do internal
modifications. I am now forced to file bankruptcy and have
until July to pay all money due in the sum of $17,187.02
by 7/11/2011 or my home will be sold at a public auction at the Mason County Courthouse here in Shelton, 1 mile from my home. I live here with my daughter ,her 4 kids, 5mos 4,5 & 13yr. Their daddy has been in prision cleaning up his past so he can come home to his family and start fresh. My daughter suffers with severe panic attacks and is in the process of recieving SSI,my 16yr. old grandson who has been on SSI since he was 11 and my 19 yr old grandaughter who is homeless.I have degenitive disk desease but am undergoing ipidural shots in my spine hoping to reduce the pain, with a brace I can function . I fear loosing our home and splitting up our family as WE are all WE have. What will happen to us.
I pray that there are enough understanding people that might
be able to lighten the burden and help me to continue to help those who need me, our home and to stay togeather.If
there is help out there and it happens to be more than we need I would like to donate to the struggling families that
need help.
GOD BLESS
All of us at the OHANNA home