Owed Tags

Back to Tags Page

Post a Beg Now!

FEDS Knocking Down Door - Help Desperately Needed!!!

Posted by ThankfulReceiver on 2012-05-23 13:58:51

Just two weeks ago we got the word from the Feds that my daughter would have to begin paying off her education debt to the tune of $1,533.00 per month. This is to bring down a total debt amount of $200,000 + dollars.

Yes, that's $200,000 dollars!! What??? While they are working to determine if this is actually the amount owed, she still has to pay this money back starting on May 28, 2012.

Unfortunately, she is not a doctor, attorney, or any other vocation that allows her to have this kind of money to pay this humongous bill. She is a social worker who makes about $33,000 per year. Although she could seek to get another part-time job her current job does not allow her to do that. Her working hours are 8:00 a.m. until 10:00 p.m. many nights (with no overtime - that sucks!!). Last night she did not get home until midnight only to have to be back at work at 8:00 a.m. this morning.

I so want to help her but I am unable to do so at this time because I am retired and am receiving a very small fixed income. I am looking for work myself so that I can help out. In the meantime however, the first payment is due May 28 and I'm (we're) desperate to get some help.

So please, whatever you can share to help her in this dire need would be most appreciated. And, if there is someone who could pay one or two months forward on this, we would surely be forever grateful and thankful for your generous gift.

I will be adding my two cents worth just as soon as I get a job. In the meantime though, whatever you can send to help her pay this bill on Monday, May 28 would help to take some of the pressure off.

You see, if that money is not in the bank by then, they will garnish her next check which means that she won't be able to keep her place to live and her car to get to work. No car - no work. She lives in a rural area and has to drive to get to work. There is no public transportation available and the beat goes on. If she has No place to live - she then becomes a social worker in need of services herself. That would be messy and wouldn't allow her to keep her job. So whatever financial help you can provide will be very much appreciated.

Thank you in advance for your generous heart and donations.

Thankful Receiver

Need to buy a house (or rent)

Posted by wdoldfield on 2012-05-21 18:58:23

We had to move out of the area for work and because we could not rent our previous home, it had to be sold. It took 2.5 years to get sold and ended up selling for less than we owed. I basically $100,000 in the hole on that sale.

we need to generate some additional cash to either purchase a home in the are where we now live or to continue renting. I currently work for three companies, so it's like having three jobs. Two of the jobs are construction companies and the other is a business I started that produces fly fishing rods and reels. My fly rod business is hurting financially, so The other two jobs are keeping me afloat for now.

About to be evicted.. Please help!!

Posted by Jenro211 on 2012-05-16 09:58:56

I was laid off from my job a couple years ago in that time frame I was collecting unemployment and return back to school. In the midst of everything I separated from my live in boyfriend at the time and found myself in a jam. I seek help frm social service for housing and everything was going according to plan, I found a location who agreed to take me in with state assistance rent. I moved in with the landlord permission and assumption that she would be paid accordingly;however, because I was finally blesse with a reliable job the state ended up not persuing what was said and never paid the landlord... When the landlord advise me of this I immediately seeked answers. Social service said basically I have a job. Could pay and so I did, Ive paid my rent every month but now landlord wants to evict me for the amount owed from social service I've done everything possible to work something out with the landlord and nothing. I have no place to go and I am a single mother and can't afford in one sum what the landlord is seeking, Im asking for any financial assistance, donation ANYTHING to come up with the amount of $3,500 ASAP... Before being evicted. Thank you in advance and god bless.

Single mom needs help

Posted by Anna on 2012-05-06 21:58:51

Hi. Our water is due to be shut off 5/7/12 and I dont have the money to pay the $150 owed. Please help if you can.

Buried in Debt

Posted by Canna on 2012-04-26 10:58:40

*******Please take a moment to read this.******

I am surprised I am doing this but I am looking for some way to get ahead. My husband and I both work full time but we just can't seem to get past a wall that we've hit. Our debt started to accumulate as we were raising our children. My husband is actually stepfather to my two children and support payments from the bioligical father were far and few between. My children are young adults now and I will never see the $25K that is owed in back support. Ironically, we have about $20K in credit card debt. With credit cards maxed out, credit scores go down so trying other options such as consolidation loans have gone nowhere. We have tried earning extra money on Ebay but by the time they collect all their fees there's not much left for us. I have searched the internet for ways to earn extra income but find more scams than legitimate opportunities. Every month it seems to become more difficult. It's a juggling act just trying to keep up with everything.

I have always considered myself a generous person. I volunteer in the community and would love nothing more than to contribute more, especially financially. If we can get this debt under control, I would have the ability to "Pay it Forward".

A family in turmoil.

Posted by elbeecee on 2012-04-06 04:58:09

I am the eldest daughter of two ill parents. I have 2 siblings who have been the caregivers to my parents for several years now. It all started when my father got ill in 2007 with a need of open heart surgery. After that surgery he was never the same. He was a very successful emergency room physician and made very good money. However, he was off for several months from work due to his recovery period. Much of his savings/investments were depleted as he was the only bread winner in the family. My brother and sister had just gotten an apartment and were to start college when my father got ill. They withdrew from school just as quickly as we moved them into their apartment in order to help my mother take care of dad. My father attempted to return to work, but he was still having chest pain and major depression. In September of 2008 he was in the hospital again and needed heart stents to open up blockages. After that situation he physically could not go back to work. He was weak, depressed, and very withdrawn from life. My mother, bless her heart, tried to find ways to make some cash. She sold many pieces of her jewelry to try and pay bills. Regardless of what she profited, she was unable to fulfill the mounting medical bills, credit card bills, car payments, insurance bills, etc.
It wasn't long before she became gravely ill. In the summer of 2010 my mother had succumbed to kidney failure and had to be on kidney dialysis permanently. She had neglected to take care of herself while trying to take care of my father and their financial woes. Along with the financial woes, there were back taxes that were still owed and of course were impossible to pay, their house was falling apart--still is. By the end of Spring 2011, my mother got so ill and was on a ventilator at least 4 times in a 2 week period due to her lungs filling up with fluid. Finally it was discovered that she had endocarditis (infection in heart)that had ravaged one of her heart valves. This required open heart surgery and replacement of the defected valve. The endocarditis stemmed from an infected temporary dialysis catheter. She was in the hospital for over a month and a half or so. Needless to say she was confused, lost tons of weight, and lost the ability to walk or care for herself. She was placed in a nursing home for rehab, but several more stays in the hospital only made her fall several steps back on her rehab and she never has fully recovered. It was discovered that she also had a tumor on one of her kidneys and her kidney was removed in the Fall of 2011 and supposedly it was all contained and it was early stage renal (kidney) carcinoma (cancer). While my mother was in the hospital my father had trouble breathing and I took him to the hospital. It as discovered he was in kidney failure and they both ended up in the hospital at the same time. Now my father is on permanent kidney dialysis.
Now fast forward to present day April 6, 2012. My mother's dialysis shunt would not stop bleeding and she was taken to the emergency room. She also complained of right leg pain and ultimately she ended up with a CT angiogram. This test revealed she not only had some blockage in one of her arteries in her leg, but that she had metastatic cancer to her liver, lungs, and a site near her spleen. Of course we are devastated.
They have no money. The money they do get is always depleted as soon as they get it from Medicare. My mother's social security check went straight to the nursing home and still was not enough to cover her bill. My father would have to pay over $1,000 a month because Medicare would only pay for several weeks. Since she has been in the hospital now for almost 2 weeks, we have pulled her out of the nursing home because the expected us to pay over $180 A DAY to keep her spot at the nursing home.
Now we are faced with a surgery to fix her leg, a plan for cancer treatment, and no suitable place for my mother to live. Their current home is in shambles and I mean SHAMBLES. Roof leaks and is falling apart. I assume there is some black mold lingering. No central air or heat as their units are broke. Plus large amounts of stuff--my mother also was a hoarder. The house is disgusting and it has been hard to clean up with out major assistance and with constant trips to the hospital who has ample time (?). They live in a small town and it is very hard to simply get a dumpster to throw many items away. The house would have to be completely gutted and redone. The floors are sinking in and it is very dangerous. They don't have the funds to fix any of it and nor do I.
I have missed work several times over the last year and more with FMLA, but never have enough PTO to fully cover my own losses.
My siblings have yet to start their lives. They have been with my parents ever since 2007 to help them with everything. Even when my mother was in a nursing home my siblings and my dad would go see my mom every single day--we just didn't trust the care of the nursing home and rightly so because she developed a bed ulcer on her heel after the wound care nurse said it was getting better--not even close! And yes the blocked artery in her leg and her bed ulcer on her heel are related. The wound care nurse and the Dr. for the nursing home should have caught this medical issue.
So life has been tough, but reading about it doesn't even give it justice. We need financial assistance, a new home or help to fix it--we need a lot of help. I want my brother and sister to finally get on their own feet and do what they want to do. I feel bad for them because I was able to finish college and have a career, a husband, and a home. They have yet to accomplish their goals and it makes me sad and sick to see them so depressed. They are in their late 20s and my parents are both 65 y.o.
If anyone has a kind heart, I promise you I'm not lying. I have proof of all I have written about and I swear on everything--my family, my husband, etc. that this is all real. Thank you for your time and interest. If you can't help at least please pray for us.

I'm trying this BegsList as desperation as I don't know what to do. My wish is to get them a nice clean place to live and live their last years worry free.

I'm begging for help, please

Posted by Sonyalorena on 2012-03-24 23:58:25

I am at the point that I feel there's no way out. I need help with my power and gas bill. They shut shut my power off my kids and I are in the dark just using candles for right now. Welfare only covers my rent. I need help, anybody please help me. I am a single mother of four.... Please find it in ur heart to help me.. If u don't believe me I'll even give you the dwp so u can check balance owed... God bless.

Please help

Posted by Dugchar5 on 2012-03-21 03:58:26

Last year I was diagnosed with severe Chrohn's disease and lupus. The medications they have given are not helping. I was forced to quit my job of 2 1/2 years because of this I applied for disability. I am on my second appeal and have been told I have to wait another year at least for a hearing. My wife has been putting in applications left and right to no avail. We are receiving ebt to feed us and our 3 children. Our land taxes are becoming due at the end of april and if we do not pay the 2300.00 we own we will lose our home. We also have a 796.00 power bill that is owed in less then a week or our power will be shut off. This isn't easy for me to ask for help i have always supported my family until now.Any help would be most appreciated. Thank you so much.

save my home please

Posted by jacob1wife on 2012-03-20 18:58:06

Hi! To anyone who can help. My boyfriend a vietnam vet past away last month. I stopped work to take care of him. He purchased a mobile home and there are monies still owed on the home. I have two kids which weren't biologically his, so I am not entitled to va benefits. He was a great guy and tried his best to take care of our family. If anyone can donate anything to help me at least pay the mortgage for the next few months, I can get back to work and try to take over the mortgage. I am praying for a angel or somekind of miracle. Thanks

Trying to Make it Through a Rough Patch

Posted by VeroG on 2012-03-18 15:58:49

Please help me out... I need almost $4000 before the end of the month.
Let me give you the short version of a very long story... after finally leaving my cheating husband I finally decided to go back to school. I moved to San Diego in order to attend UCSD. I was able to secure a partial scholarship which covers most of my tuition and was able to secure loans to help with most of the rest of the costs. I assumed I would quickly be able to find a job and help pay for my living costs and other expenses... and I had some money saved up. Things didn't go as planned... I went through my savings and I just barely found a job that pays a decent wage while working around my school schedule. But now that I have a job my car has been repossessed so I have no way to get to my job. I need to pay the amount owed to get my car back so I can work. My phone is about to be cut because I haven't paid my phone bill in two months. I owe my roommate one months rent and I owe the school for the books I bought for this quarter... so I won't be able to enroll until I pay for the books I owe.
Please help me get through this hard time, so I can continue to go to school I feel like if I can make it over this hump I can do the rest myself.
Thank you for any help and prayers... it's all very much appreciated.

I was robbed by a man I was in love with

Posted by Joeluv on 2012-03-12 21:58:48

I was in love with a man. After 10 years of hard work I had saved up $22000,enough to put a deposit on a house. My partner had asked me to marry him and told me that he owned a house in the UK where he was from. He was over on a visa. He lost his job and I lent him about $7000 because he said that he was going to sell his house(and pay me back)in the UK and he would come back we would marry. Later when it came time for him to return to the UK to sell the house he told me that he needed $15000 to pay for back taxes that he owed on the house(before he would be able to sell it. which I gave him. He never returned and he cut all contact. Any help would be appreciated. I am heartbroken and destitute. I have an 8yr old child and I feel very stupid but I was so blinded by my love for him. Thank-you for your time and bless you for any help you may be able to offer.
Hello There,
I am a 26 year old college senior at a University in MA. I have many student loans that I will begin to pay soon but that is not even the issue. I lost my job of 7 years one year ago. I was doing just fine surviving on my unemployment compensation and looking for something that pays as well as I had always made while I attended school. Well now for no reason with money left owed to me my claim has been stopped for over two months now. I have many skills but no luck finding a job that coincides with school schedule. So now here I am living on my own with rent to pay past due, student loans, car loan, car insurance, utilities you name it and I really could use a hand. I know there are assistance programs but I have already applied and what I need the most (housing) will take years. If you can make a donation anything at all will help me survive. I do not like to ask for anything in life but I have noone in this world but me, myself and I. Please see the attached link and God Bless You.
https://www.paypal.com/cgi-bin/webscr?cmd=_donations&business=X5KHU85S4SSPG&lc=US¤cy_code=USD&bn=PP%2dDonationsBF%3abtn_donateCC_LG%2egif%3aNonHosted

Need help with our rent this month

Posted by seanno on 2012-02-28 20:58:50

I have rent due March 2nd and I am short 1200.00 Dollars. I am not asking for a free handout,

I will pay this loan back in 60days with 100.00 dollars interest, when some money that is owed to me becomes available.

I would not ask for any other reason than I have a ten month old baby and Im in desperate need of Rent, food and utilities. Im a freelance web designer and business has been slow for several months.
I pray there is another kind soul taht can help me and my family.
Thank you, SEan

Help paying taxes

Posted by The4ofus on 2012-02-08 18:58:21

My wife and I and our 2 kids are in desperate need of some money to help pay our taxes. We bought a house in 2008 and received a first time homebuyers credit which we used to improve the home. We sold the home last year and just found out that we have to pay back the loan in full out of this years tax return. We did not make any money from the sale, and the amount owed is $6,138.00. If anyone could help us, it would be greatly appreciated.

Please help with money and/or prayers

Posted by MikeSG on 2012-02-03 16:58:11

Hello I'm posting here because I don't know where else to turn and there is little hope. I guess a quick background I was divorced and left with all of the debt. A few years later I met a girl who like me was abandoned by her ex but only she had a an infant. We fell in love and became a family. She was riddled with debt a well. I am trying to support this family while paying off a $30,000 debt at the same time. $5,000 of which is owed to the IRS by 4/15. I am starting to lose hope but I am trying to stay strong for this little girl. I dream everyday of being able to overcome and provide a safe place for us to call home permanently; but right now it looks like I could lose everything. I am asking for any kind of help, even prayers not just money. To everybody in he same shoe as I am, I will give my prayers as well and if I should ever overcome....I give my word to come back and help. Thank you for your time.

Trying to start a life

Posted by MikeSG on 2012-02-03 16:58:09

Hello I'm posting here because I don't know where else to turn and there is little hope. I guess a quick background I was divorced and left with all of the debt. A few years later I met a girl who like me was abandoned by her ex but only she had a an infant. We fell in love and became a family. She was riddled with debt a well. I am trying to support this family while paying off a $30,000 debt at the same time. $5,000 of which is owed to the IRS by 4/15. I am starting to lose hope but I am trying to stay strong for this little girl. I dream everyday of being able to overcome and provide a safe place for us to call home permanently; but right now it looks like I could lose everything. I am asking for any kind of help, even prayers not just money. To everybody in he same shoe as I am, I will give my prayers as well and if I should ever overcome....I give my word to come back and help. Thank you for your time.

Homeless Teacher

Posted by enltguy on 2012-01-31 17:58:41

I suppose this could fit into so many categories. I am was a private teacher forced to quit when I went weeks without being paid what I was owed. I was evicted and am now without shelter, barely eating enough, and with not even any money at this point to wash clothes or myself. Anything will help. Thank you.

Give a little, help a lot

Posted by missp2103 on 2012-01-28 18:58:26

I'm a 32 year old single mother, I live with my 7 year old daughter and I have never asked for anything before.

I've always earned my own money and have worked continuously since I got my first paper round at 13 until a few years ago when I lost my job due to ill health. At the time I was still living with my partner and we both had well paid jobs. We had a house with a mortgage and had taken out a secured loan against the property to do some much needed work on the house. Then the recession hit. The value of our house dropped by over £70,000 and because I had lost my job, we started struggling to make payments on the house and our credit cards and before we knew it our house was repossessed. It sold for much less than it was worth and we still owed the bank an absolute fortune.

I went to the local Citizens Advice Bureau who told me that I would be much better off if I was single! They said the government would pay for my house and give me other benefits but if I was still with my partner I wouldn't get a penny!

After much discussion we decided it would be best for my daughter and I to move into a place on our own and my partner would stay with family (just until we got back on our feet). Unfortunately we never did get back on our feet. My partner is still staying with family and we are still living in our small rented flat.

All I want is for my family to be back together under one roof. My daughter should never have to be without her dad because of finances and I want the man I love back. So if you can spare anything to help us out we will be forever in your debt!

Dissabled couple, married 49 years, and need some help.

Posted by willway on 2012-01-27 19:58:49

My wife and I have been married 49 years in May. We have always worked and are now living totally on Social Security. I will soon be 70 years old and my wife is 68.

We own our home(free and clear)and are not destitute, but we do need help.

We are both dissembled, My wife is on oxygen 24/7 and, due to nerve damage to both legs, I cannot walk or stand for more than a few minutes at a time. I manage to get around by hanging on to things.
As we get older there are some things that need to be taken care inside the house.

We have asked for help from our County to install new windows and doors that I have already purchased, and have had on hand for the last few years. I have checked with Habitat in our closest city and there is no help available in this part of rural America. The siding on the house is decaying badly and needs to be replaced. We also have siding and roof damage from a large storm here last spring.

We managed to get a kitchen remodel completed last year, by a handy man who owed me some money. This makes it much more accessible for my wife and I.

I have the tools and the know how, but my body wont cooperate.

I have never asked for help before, and have always been there for anyone that has needed help, but I am no longer able.

Thanks for reading this old mans long winded beg.

willway

Trying to sort out an old mess

Posted by clairecat84 on 2012-01-24 13:58:13

Hi,

Gosh, not really sure what to put here. Where to start. Ok, I made some really bad life choices as a teenager and ended up in a long term mentally abusive relationship and I've ended up with a pile of debt. My ex was an alcoholic who used to spend, pretty much any money he could get his hands on, on alcohol. And me being brainwashed/in love, used to give him money from my credit cards to buy him it. Along with two overdrafts which I ended up with to try and keep on top of our mortgage payments.

Eventually, I plucked up the courage to leave him. Granted it was 6 years later than it should have been. I ended up unable to work for 3 years due to major depression, which I'm still being treated for now, so bills mounted up. Alongside a reposession on our house.

I honestly have noone to blame but myself, and I'm not crying about it all anymore. Just trying to do my best to pay off my debt and make a fresh start.

I do have a new partner now, who is lovely, and a new full-time job. I dont earn loads, but I cover the bills and I pay my way. I'm just struggling to pay back the money I owed from the past. I pay what I can to it every month, but between interest and fines, its not making much of a difference.

I did have around £10,000 on various cards/loans/overdrafts to pay off, but I'm down to about £8,000 at the moment. So I'm not ignoring it, I do want it gone. But its taken me 4 years to pay back £2,000 and I just cant see a light at the end of the tunnel.

Anything anyone can give would be much appreciated. 1p - £1. It all adds up.

Even if you cant help me, I'm just grateful you have managed to read all of this. Feel a bit embarassed writing all this down, if I'm honest!

Thanks everyone, and good luck with lifes journey :)
PLEASE PLEASE, DO NOT PASS ME BY. I'M LOSING EVERYTHING, MY HOUSE, AND THERE ARE SO MANY BILLS AND MONEY OWED THAT IT'S ALL CONSUMING. THIS HAS TAKEN ALL MY JOY AND HAS TURNED IT INTO STRESS, ANXIETY, FEAR, AND PURE MISERY! THIS IS SO EXTREMELY EMBARRASSING FOR ME, BUT IT IS MY LAST HOPE. IT REALLY DESTROYS YOUR WILL TO KEEP GOING AND IS TRAGICALLY DEVASTATING. I KNOW MOST OF THESE POSTS GO UNHEARD, BUT I'M PRAYING THAT SOMEONE OUT THERE SEES THIS AND IS WILLING TO REACH OUT WITH KIND COMPASSION AND THOUGHTFULNESS. MY DESTITUTE SITUATION BREAKS EVEN THE STRONGEST OF SPIRTS! I WILL KEEP THIS AS BRIEF AS POSSIBLE. BUT I AM WILLING TO TELL YOU MY STORY. IT IS NOT UNLIKE SOOOO MANY OTHERS, THAT I JUST DON'T KNOW HOW OR WHO COULD POSSIBLY DO SUCH A FAVOR! WHOEVER YOU ARE I PRAY YOU ARE READING THIS RIGHT NOW AND THAT YOU ARE ESPECIALLY BLESSED FOR YOUR INCREDIBLE GENEROSITY AND OVERWHELMING KINDNESS!! MY HEARTFELT DESIRE IS THAT YOU ANSWER ME VERY VERY VERY SOON!!!!!! EVER SO GRATEUL!! IF I COULD EVER DO THE SAME I CERTAINLY WOULD! I'VE BEEN IN SITUATIONS BEFORE BUT NEVER HAVE I BEEN THIS DESTITUTE. PLEASE PLEASE HURRY!!!

A home for the new twins

Posted by tazlikdat on 2011-12-27 20:58:41

My daughter and son in law had one child and had been trying for a second for several years ( 9 to be exact ). Me and her mom paid for fertilization treatments for about 2 1/2 years and had basically given up hope when they went for their anniversary and we watched the grandchild, and you guessed it she got pregnant. That was great news but a few weeks later we found out it was twins. While having a second child was going to be a little tighter on the budget, twins has totally busted it. They don't have the room for 5 people in the house as it is and money got tight real fast due to added hospital bills and doctor co-pays. We have helped as best we can but I am just starting out a business from home with no credit or savings and my wife is a in home care-giver for a charity organization which don't pay much. My son in law works at a wood mill and with the ups and downs in the construction industry he is just getting by. It's a good thing that he at least had the medical but that is going to cost more out of pocket after the twins arrive. What is needed is a bigger and more sound home for them to live in they know someone that is selling a double wide manufactured home in a trailer park. The owner only wants the balance owed which is about $15,000.00.
They tried to get a loan but were turned down and we can't co-sign because we don't have the credit.
We would all appreciate any and all help to get things right for them this coming year. The twins are due by the end of this year (2011). Thanks to all that help !

Disabled over 3 years seeking help with housing and transportation

Posted by CyberNeedy on 2011-12-27 01:58:03

Thank you for even reading this because if you have then you are seeking to help people in need and you must have a wonderful heart. I have in recent years reached out to orphaned children in both Uganda and Mexico who needed me so I have no problems with asking for some help myself at this time.

After 3 years of back and forth with Social Security, I finally was approved for federal disability. Thankfully, I can move forward with testing and treatments to figure out what is causing the multiple symptoms disabling me. My sole desire is to get well enough to return to work in at least some capacity. Now I have some savings from back disability owed but not quite enough to finally purchase my own home. I am looking to purchase a modest home that is manageable for me in my condition. One that is safe and secure for me and my toy poodle who deserves something nice. Although I have enough for a decent down payment, my credit has suffered due to my inability to work. My medical bills went straight to my credit report as being unpaid while I waited for SSDI approval and Medicare approval. My credit score is below 600 and I cannot get a loan. I have $20,000 I can put toward my very first home ever. My goal is to get my $20,000 matched in order for me to purchase a small home/condo for approximately $40,000. My income is $955/mo and I still need to find suitable transportation also. My last vehicle was basically stolen by a predatory towing service and I was incapacitated at the time due to my disability and later was unable to afford retrieving the vehicle because of outrageous storage fees. Currently family members are taking me everywhere which can sometimes be more difficult than helpful. I A modest reliable vehicle is what I need. My individual goal is to become self sufficient and self reliant once again...get healthy and go back to work. Any help with the above items would be much appreciated. If I were in a better position I believe I too would be searching to help those in similar situations as mine.

I'm really down & out but I'm optimistic & still have a little fight left!

Posted by SonicHelpPlease on 2011-12-23 01:58:21

I honestly don't know if this will ever find anyone who may help but I'm being optimistic despite the odds. I honestly don't know how to truly explain my situation but to say that I've just been "stuck in a rut" for, let's be honest, over a decade. I don't regret my life, for I know that I've lived it the best way I knew how & with the limited resources that I had available. I also don't regret it because my experiences have made me the person that I am today. I have done everything possible to make sure that my family is safe & healthy. Ultimately, they come first! However all I can say is that I've just been wrapped up in so many unfortunate circumstances that have had many factors that were out of my control, that basically one can conclude that I'm just NOT a lucky person!

Here's some history: Basically when I started college my family lost our home due to my mother's gambling problem. This lead to my father's infidelity which ultimately lead to their divorce (which both my parents made me decide if they were to separate or not). Several months later I found myself pregnant & kicked out of both my parents apartments. During that time I still tried to keep things together by working as many shifts as I could & by going to school during the day. It was hard because I was like a nomad, moving from one friend's house to another. At times I even slept in my car. But then there came a point where my pregnancy became too complicated and I ended up living in the hospital for 2 months before my child was born at 7.5 months. Due to his pre-maturity and the many complications that ensued I decided devoted my life to taking care of him. It worked to some point, where I was able to drop my 3 jobs and obtained a stable one. I was also able to obtain a certificate from university. However, when my father died. I felt the obligation to take on the responsibility of honoring his last wishes. In a sense it aided me to find a type of closure yet in another way it had opened Pandora's box. It was not easy grieving and dealing with my father's side of the family, my mother's side & to add more, my father's girlfriend's side. The funeral, the back taxes owed by my father, my husband loosing his job & my son constantly getting sick... All expenses were on me. To add more "injury" within the span of 9 months I was in a total car wreck, I gave birth to my second child & then I was in a horseback riding accident, that almost paralyzed me. Honestly, what are the chances of going horseback riding for the first time, loosing control & getting thrown off?!

I've really tried my best to deal with things one day at a time & also do it with a smile. But now I find myself dealing with arthritis, kidney problems, crazy medical fees, no job (since the company closed), and bills now reaching almost $60,000. Even as I look at that number now, I honestly feel a sense of nausea...

The only thing I do know is that, I still have a lot in me to give and I've tried, despite it all, to give it back by going back to school to become a licensed nursing practitioner. It may sound crazy & it comes at a very inopportune time (considering that I'm drowning in debt!) but by doing this course, it helps me in so many ways. It calms me... It gives me a sense of purpose, knowing that I may alleviate a person's pain, even in the slightest, which in turn somewhat alleviates mine as well. It also gives me confidence knowing that all the teachers that I have encountered during this course say that they believe in me, in my determination & in my will power to survive & conquer.

So ultimately, I'm asking you this... For your help, to help me help others. Even if you could spare $1.00. One small step, is still a step forward for me. And like I said in the title, despite all the things that I've gone through, I'm still optimistic & I still have a little fight left in me. So please help me fight!

An American reject

Posted by NoWayOut on 2011-12-16 09:58:36

An American reject
Dear Sir or Madam,

I am writing because I have found an injustice that it seems no one else has noticed. I know that I am only one person, but they say one voice CAN make a difference.

I know many people who have made their share of mistakes  we all have sinned no one is perfect. Some just get caught up, can't afford a lawyer and   And want to confess, hoping there would be some type of leniency.  Considering they were young and didn't realize this would affect them the rest of their life. and i have tried to correct each mistake i  have made. The question I pose is how long is a person supposed to pay for those mistakes? Everyday I see people who are doing there best to clean up there life and get a job; but because they are felons/ or have a heinous misdemeanor as society feels that is a liability.  they are turned away from having a better life. That not only affects them and their families but it also affects society. If a man or woman is trying to lead an honest life and jobs are turning those individuals away what’s left? Go back to “the block”? If they get back in the streets they take the risk of losing there *freedom* but if they keep being turned away from jobs because of their past they risk losing there homes and families too. So what is a person to do after all we make mistakes.  Some are just smarter, or maybe they just know how to hold a lie like Casey anthony. But how is it fair for an employer to turn me away for being honest about my past. After all it was 13 years ago and did I ever really know how hard of a punishment and debt that I would half to pay to society as well to my unthought of family at the time.  My decision as a child is affecting my now 10 year old.  I made a mistake i feel like I would of been better off stoned to death I'n the center of the city.  Than to go on continue getting turned down left and right I don't know how long I can go on like this.  Where is the justice for me? Do I no longer have rights.  Am I considered a worthless piece of trash now that I have a conviction a black cloud holding over my head? From 13 years ago I was 18!!  How fair is that for my family NOW! Something needs to be done.  Justice for all!!! These employers shouldn't have the right to go as far back and discriminate. There should be a 7 year law.  After all there is a clean sleight after bankruptcy.  There able to wipe their debt clean as if they owed nothing.  Why can't we. Why is there some type of stigma.  For people that have been convicted and have never gotten convicted again.  That's showing you were trying to live as productive as we can I'n society.  But trying is the key word here because I feel I can't even get a chance!  

Despite what people may think, individuals who have records also have families they have to care for. Once a person has paid there debt to society for there crime and is making noticeable effort to clean up and live right they should have the opportunity to do just that, not be sentenced to a life of crime because there is no other way to survive. I’m sorry but McDonalds and Burger King just isn’t going to cut it with a 30 year old man or woman with 3 kids. This is supposed to be America, the land of opportunity and justice for all, but where is the justice for these people?

I feel very strongly about this and I would love to see justice made true. I plan to write every address and person I can find. I plan to be that one voice that is letting as many people know that this is wrong and unfair according to plain ethics and the so called American Dream.

I truly hope this reaches out to you and I hear back from you soon. I don’t know if a 32 year old female who is living a life like the one I explained above is going to make a difference but I can say at least I am trying make a difference.

It's verry hard for me. I can't find work. I have no health insurance. And recently I need work done on my mouth that I can't afford to pay for. I don't know where to turn. I can't afford a Christmas for my daughter. And if unemployment dint get passed for 2012 were screwed. There's been days of me going without to bed hungry so my daugter can eat. Sometimes I think of ending my life cuz I'm some useless pice of crap that can't make it I'n this word. But my daughter gives me strength and with god I know all this are possible. I won't give up, I'll keep fighting. It's just so hard. Abd it doesn't get any Easyer I'n this small town. If you know of anything that can help me and my child please feel free to call. 484-560-0090. Something's gotta give there's gotta be a way out... -Ceecee

Please remember Gods loves everyone and gave his life for EVERYONE to live even convicted misdemeanors.

Yours truly an American reject