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Overwhelmed Tags
LIFE
Posted by sweetpsalms on 2012-05-19 09:58:33
I am a 39 year old with 3 children and a disabled husband. I have a lot of issues right now that I am trying to deal with and keep my family off the streets. I don't mind sharing my story if need be because honesty is the best policy. My husbands SSI is very low, as if he has not really worked and he is over 50. I have been trying to keep my head up and keep my bills paid. I work but my job is a PRN position because it was all I could get. I was making a fairly good pay until they decided our department needed cut backs and cut our hourly pay almost three dollars. I am trying so hard to finish school to be a LPN and then a RN. I have been trying to finish school since 1992. I know that if I can get my degree, I can provide for my family. So, I have bills up my butt and school is hard. Now, I am dealing with losing my financial aid because though I have a high enough GPA, my other cumulative average is below standard. I knew nothing about that. I was focusing on making sure my grades were good enough. My 14 year old daughter is pregnant and I can't even afford to begin buying baby things or think of how to save for it. My husband is so content with his little check until nothing else matters. My oldest daughter is in college with me trying to get her LPN but her hearts desire is to be an OB/GYN but they changed the required score level for the SAT and ACT and she registered one quarter to late to get in. Had she registered earlier, she could have gotten in the school she wants to attend but now she has to go to a local college and earn credits and then transfer, IF her grades are good enough. ON top of all that, my husband was just hit in the rear by another driver and our car was totaled and he was hurt. So, my only car, of which I was paying on still, is gone and I owe to much on it for the insurance to pay it off.
I feel overwhelmed, depressed and like I will never make it. I am working, attending school, and trying to write a book and do a gospel CD. Anything to try and bring in money to support my family. I really don't know what else to do.
I don't know if this works or not, but I am willing to try. I have felt so bad until at times I wanted to just end it all but I know that is not the example I want for my children. I want to see my grand daughter born and I want my children to finish school and do better than me, but also see me come out of my struggle. I keep telling them I am going to buy the house we live in, they keep laughing and even with that, the land lord is talking about putting it on the market because I can't come up with what I need to even start buying. I pray that God blesses my household and family. If someone does decide that my issues are worth helping, then I pray God bless you with an overflow for your blessing me. I don't know what else to say but thank you in advance. As embarrassed as I am, I can only pray this is real. If not, at least I got to vent and get it all of my chest. I had no one else to tell anyway.
Thank You!
Student Tuition
Posted by corpsdude on 2012-05-18 20:58:07
Family In Need of Help
Posted by deejax on 2012-04-30 04:58:17
Musician / Songwriter Needs Your Help- Will Give Something Back!
Posted by bingobrown on 2012-04-22 17:58:39
I am a UK-based songwriter and musician and am struggling badly to support a family with partner and 2 kids. I have become overwhelmed with debt, bills to pay etc. I am basically drowning. Although I have a part-time job, it doesn't pay much (the job is all I could get) it's still proving very difficult to make ends meet and the trend is dispiritingly downhill. I'd like to propose a genuine offer to hopefully encourage some donations:- I have made several solo albums of my songs, which are available on iTunes. My proposal is that for anyone who donates some money to me via Paypal, I will reply to your email address with a link which will enable you to download an album of ten songs in return, for whatever you can afford to donate. I would really appreciate any help and will be glad to give something in return. It's basically all I have to give! Thank you so much
PLEASE HELP A BABY BOYS LIFE AND HIS MOTHERS HEALTH
Posted by 4mybabyboy on 2012-04-01 18:58:37
~i am having trouble finding a a good reliable job...due to my extensive surgeries and health problems(ONE example: i have to have my entire mouth reconstructed and full implants and jaw surgery....which i just cannot afford,but is life threatening)
my son and i are staying at my parents house until i can figure out a better way for us...however my parents have alot of health issues going on to...and they dont have the financial means to allow us to continue living with them for long...i found a beautiful home for us and our 2 dogs(who are sadly not w us until we find a home...and are not in the best of care...but its all i hhave:()...yet i cannot afford any of this rightnow...i want to go back to school....and raise my son the best i can....i need to provide love ,safety ,and security...i am sooo scared and overwhelmed...... if you have the means a dollar donation toward helping my family in anyway, would be deeeply appreciated and never forgotten.
Need $1,800 to avoid Homelessness
Posted by Biologygrad on 2012-03-27 14:58:55
College grad desperately needs help
Posted by Carol87 on 2012-03-24 16:58:07
My name is Carol and I am a college grad facing extremely difficult times. Like many others, I have not been guaranteed success and steady employment after college. After living with my parents and endlessly floating from minimum wage job to another in a small rural town with no opportunities, I decided to take control of my life, take a risk, and move back to Philadelphia for more opportunities. I have finally landed a wonderful, amazing job in my field of marketing, but I just started so I won't be getting a paycheck for a few weeks, and I have no money left and nothing else to sell. I need to pay rent in order to continue on with my newfound career, and I am drowning in debt. I have over a hundred grand in student loan debt and am about to default; both of my bank accounts are negative several hundred dollars due to fees and returned payments from not having the funds; I also have credit card debt from having to resort to using only plastic due to lack of money to pay for things like transportation, food, and other bills like my cell phone, which is the most basic prepaid phone and plan possible. I am overwhelmed and my stress and worry level is so high, it interferes with my health, social life, and keeps me from being able to focus in my new work completely. I have panic attacks, nervous breakdowns, and crying fits daily and I have exhausted all options aside from anything immoral and illegal and have borrowed all the money I could. I hope that a generous person could give me the help that I desperately need and once I am back on my feet I would love to pay it forward to someone else who needs it because I know how it feels. Thank you.
PLEASE PLEASE HELP ME.. Gambling Debt
Posted by talulah on 2012-03-05 11:58:26
Like an idiot I thought that I would win and just kept gambling.
I have lost everything that i and my husband had saved . I only gambled for 2 months but in that short time i have changed my life from a great one to one of complete desperation...
I do hope that someone can help me just a little..
Thank you for taking the time to read my plea..
Single Mom Desperately In need of Help
Posted by Looking4Hope on 2012-01-27 12:58:25
Thank you for taking the time to read this.
Desparate to put a functional kitchen in my home.
Posted by mflanders on 2012-01-25 15:58:28
I am not able to afford to do much at the moment financially.This house that I have moved to needs a total refurb however my kitchen is where I feel I should start my kitchen is in a terrible state I cannot aford to install one I cook using a single burner electric hob. I do need about £2000 to install a kitchen with some basic appliances. I together with my two little girls would greatly appreciate contributions no matter how small towards my kitchen fund.
Pregnant dog rescuer needs your help
Posted by Laurisa77 on 2012-01-10 11:58:29
I have been a dog rescuer for over 10 years, working as a foster parent for my local humane society. This is 100% a volunteer position that I donate a lot of my time, energy and resources to. In the past 10 years I have rescued, rehabilitated and re-homed over 300 dogs and puppies.
I do have a full-time job to pay my bills. I am a hard worker and have been at my current job for 6 years. However, due to the economy in my area, my income recently took a sharp nosedive. I am looking for additional work to supplement my income and/or a different full-time job (that is not commission based).
Unfortunately, my bills are now behind and my home is in foreclosure. I own a small farm in the country and have a great set-up for the foster work that I do and a great place to raise a child. Rentals in our area tend to be higher than what my mortgage payment is now ($550), so moving wouldn't be a better move for me financially. I am currently 3 payments behind.
With cold weather here now, my electric bill has spiked and is now averaging about $195 a month (most months it is only about $85-$90).
I own my vehicle outright, but it's older and seems to be in need of more and more repairs. Right now I am in debt to my mechanic $165 for brake work he did 2 weeks ago. It's an older SUV and a gas guzzler.
I do not live a fancy lifestyle, by any means. I do not have cable tv, high-speed internet, new clothes or shoes, expensive purses or designer sunglasses. I live a very modest and healthy life and do not believe in waste. I'm not a drinker, not a smoker and do not use drugs of any kind.
The humane society foots in the bill on all of the foster-dog related expenses (vet care, food, toys, etc.), so I have no money going out towards that. I have cut back on the number of dogs that I foster, from 2-3 at a time to just 1. I am a responsible foster parent and in no way a hoarder.
I intend to continue fostering up until I have the baby (due date is August 15th). I get so much personal fulfillment out of rescue work and I know will miss it when the baby comes. However, I know that I will want to focus 100% on my child and being the best mom I can be.
I have always been a big believer in paying it forward to the greater good. I'm hoping that this plea will reach someone out there who is currently in a comfortable financial position and willing to assist someone who is not.
I can, and will, provide proof of any of the facts I stated above, including a letter from my employer, a letter from the humane society director, copies of my utility bills, mortgage bill, etc., upon request.
Overwhelmed
Posted by lostindebt on 2011-12-27 14:58:34
20 Year old single mom!
Posted by jcale27 on 2011-12-12 12:58:41
I hope someone can find it in their heart to help me out of this rut, and help me give my son the life he deserves!
Thank you in advance and God Bless!
I'm 25 and already feel like I'm 50. Unlucky breaks.
Posted by Dreaming on 2011-11-17 00:58:50
I am 25 year old woman who used to look forward to life. I have a partner of 8 years, who also has seen happier times. In the last 12 months I have been diagnosed with clinical depression, anxiety, post-traumatic stress disorder and panic attacks. It's paralyzing.
We both finished high school in 2004, soon after, my Nanna whom I loved like my own mother got a brain tumor. I was forced to quit my retail job, look after her (she had no money/retirement) although I don't regret it. I looked after her. She died 5 months later and I have been grieving since. It was very traumatic.
My partner and I decided to start saving for a home in 2006. We bought a very old apartment in 2008. We were both working jobs we hated 4 hours away from our home, but it paid the bills.
Then my partner incurred a life long injury in his back. He had to choose between work and his health. He lost his job eventually and I lost my job during cuts. Our parents were paying for our home for a few months.
Then my partners Dad got cancer. We both had to go on welfare (which was the most embarrassing moment of my life, I literally wept when the woman was treating us like the scum of the earth all because we had fallen on hard times). We ended up moving home to ease some of the pressure and to help his Dad out.
We found renters for the apartment in time, but the rent is not enough to cover the costs. We are in debt to a loan taken out to help us pay bills when my partner hurt his back/was jobless.
I then had a very public breakdown earlier this year. I haven't worked since February. I went to the doctors with our last remaining money to help myself. That's when I was diagnosed with mental illness.
My partner eventually found a job that accepted him and his life long back injury, but it pays half of what it used to. He's working hard, he does what he can. He does extra work on the side. He rarely gets a day off. And yet our heads are just above water.
The thing is, we're 25 and don't have any silly consumer debt. We did everything right, we followed the rules, we studied hard and we worked hard. And we just get tossed aside when we're not needed anymore.
I know there is a lot of people out there asking for help. I know, I am always so overwhelmed by the world and it's problems. I wish I could make a difference.
I am asking for any donations, as little as you can spare. It will make a huge difference in our lives at the moment, it will provide some financial relief. I will be able to afford to continue to go get medical help, same with my partner. And we'll be able to keep our apartment that we worked so hard for.
Thank you.
Sick Mom with mentally ill daughter may lose home and grandson.
Posted by gigifredy on 2011-10-27 14:58:05
I am Kit Kaplan's sister. My name is Gigi Fredy and I first became ill over a year ago when I was diagnosed with emphysema. I was hospitalized frequently and lost my sales job because I could not produce. While in the hospital they found I had non-drinkers cirrhosis of the liver (a family illness which killed my cousin recently).
I also have painful cirrhotic arthritis, diabetes, and now a serious heart condition from stress. My ribs are fracturing and I may have bone cancer. It seems like every week I have another diagnosis, most of which can kill me.
I am Raising a Disabled Child
My daughter Ashley is 19 and and has a 16 month old son Kingston. She became extremely unstable after his birth. Ashley has struggled with physical and mental illness on and off since her childhood and has been in 10 institutions since the baby was born. She gets overwhelmed easy and is afraid of losing me so she has begun to have small mental breakdowns that land her in the psychiatric ward.
The stress of raising Ashley alone has taken a toll on me over the years and now I am primary caregiver for the baby who exhausts me and I fear we will have to give him up.
We live week to week on gifts from friends and family, always fearing eviction. Our family has said they have no more to give. We have no car and my daughter cannot get to her treatment program so we are stuck inside most of the time as it is very hot here.
I applied for disability and Ashley also has a strong disability case. Will be able to support ourselves then but we don't know when it will happen.
In the meantime, we are living hand to mouth running out of diapers and food and almost got evicted last month. I am exhausted and terrified. We are afraid we will have to give up the baby and move to a shelter. I don't know how my life got this bad but it did.
You can help!
It is hard for me having supported myself since I was 15 to now have to live on the goodness of others. I need your help. Please donate what you can. Even $25 will pay for diapers for the month. $100 pays a utility bill. Our monthly expenses are $1800, give what you can.
God bless you.
Gigi Fredy, Ashley and Kingston
First PhD in the family in loan debt up to my eyeballs
Posted by hanna80 on 2011-10-23 18:58:05
need money, please help!
Posted by poorohio on 2011-08-17 15:58:40
Drowning in fear cause I cant pay our bills.
Posted by just2getcaughtup on 2011-07-25 15:58:46
Drowning in fear cause I cant pay our bills.
Posted by just2getcaughtup on 2011-07-25 15:58:42
i still have hope
Posted by israelsmommy on 2011-07-25 03:58:33
Family soon to have no electricity, no home, and no future.
Posted by helpfamily2011 on 2011-07-20 15:58:29
We struggle to buy grocer everyday and keep our children in school. We donât even have enough for the fees for them to start on august 1st. All fees must be paid by July 27th or they wonât be able to attend. This is a public school. My husband has always had a full time job and many times heâs had two jobs. I work part time when I can and home school my smaller children.
We only have one old van so I take everyone to school, work, etc. We have nine children. Two are on their own with families. Seven still live at home. Two of them have families. One son was laid off of his job last month and had to move back in with us. He has been desperately trying to find a job but nothing has come in yet. One our sons got into some trouble and we tried to help him but itâs escalated and heâs ended up in trouble with the law. My husband and I tried financially to help keep him afloat, including getting a car for him in our name. Our son lost his job because of all of the trouble and we were left paying his car until it was repossessed. Now we are paying for a car we donât have. Paying lawyers, court fees, bonds, and so much more has drained us.
We started getting loans on our wedding rings and many items in our home. We couldnât keep up with the interest due every month and normal bills. We took out payday loans. What a mistake! Our banks became horribly overdrawn. We filed a Chapter 13 in hope of saving ourselves. We had filed before when we were younger and first married. We didnât know any better and made huge mistakes. Our 13 now has us paying such a huge amount of $1,200 a month that we fell behind immediately because of the other debt.
Our sonâs troubles have kept us from paying our debt and just being able to live. Our son is innocent. Thatâs why we continue to stand by him, it breaks our heart to think of him going to jail for something he didnât do. Our Chapter 13 is going to dismiss us if we canâs pay what weâre behind. Itâs almost $5,000. Our Xcel bill is going to be turned off. We owe Xcel $4,000, and our water bill is $400 and ready to be turned off also. We will be behind $1,500 on our rent by this Friday. Weâre being sued for almost a thousand dollars for a pizza check that was returned by our bank. We canât buy groceries and gas for us to get to work. Weâve been getting small loans on our childrenâs items to help get small amounts of food.
Weâre so embarrassed. We donât have any family who can help and we havenât kept in touch with friends. Weâre always busy with our family so we donât have time to socialize. We feel so sorry for our children. They had to be embarrasses all of last year at school because we stilled owed fees and they couldnât participate in school activities. They are trying to work jobs while attending school but we are so far behind that we just canât catch up.
People who know us think we have no problems, especially financially, but we are so depressed and sad. We canât sleep or function in our everyday lives. It has affected our whole family and it is tearing us apart. We have lost the respect of our older children because we couldnât keep our selves together financially. Please, if youâre reading my letter, if you can help in any way, or know someone who can help, please help us. Weâre good people who work hard but are guilty of having big hearts. Weâve been married for 32 years. We donât drink, smoke, do drugs, go out, or party in any way. We believe in God and hope our prayers and faith will get us through this.
My family and I need help. We donât know where to turn and the depression making us sick. Especially my husband. Weâre going through the motions of living but were not. Please help us and our children so we can get our lives on track and start living and enjoying life. We will find a way to repay as much as possible as soon as we can.
Sincerely,
A person who is in need for her family.
Help Pay Bills Please
Posted by chino on 2011-07-19 18:58:25
Military Family in Need of Help
Posted by benjibabies3 on 2011-06-02 20:58:22
My husband is in the Army and we have 3 amazing kids ages 9, 7 and 2. We have been married for almost 13 years and have what I like to call "The Picture Perfect Family".
We have recently gotten deep into debt and can't find a way out. This is a last resort to help dig us out.
I have not been able to find work since being stationed in El Paso, everywhere that I have tried requires you to know Spanish, which I do not. I have done babysitting to bring in money but the families that I worked for all moved with the military. Our money is gone as soon as it hits the bank going out to bills and not all of the bills get paid, they just keep adding up. When we think that we are finally getting caught up we get knocked back down again.
My Dad just passed away in January and we had to take out a military loan so that we could fly home. They automatically take out $200 a paycheck and that sets us back even further. Our mortgage check bounced along with two other bills so we have fee upon fee for those.That was just this month and doesn't count the others. The list just goes on and on.
I finally swallowed my pride and went to a food bank last week so that our kids had a warm meal only to be humiliated by the staff that worked there. I was told that since my husband is in the military that we should be financially able to pay our bills and not need a handout. Yes, we do get medical insurance and a steady paycheck but it isn't much. I have sold every unused item in our house and more. I have pawned every piece of gold that I owned and anything else of value. I have taken most of our kids toys to the consignment shop along with most of my clothes.
I am overwhelmed and don't know what to do. If you could help in any way our family would greatly appreciate it. Your help would go towards food for our family and hopefully some catch up on at least our utility bills.
We do not smoke, drink or do drugs. We are a kind and honest family.
Thank you for your time.
had to sell engagement ring to pay basic utilities..please help
Posted by kp123is on 2011-05-07 23:58:20
My fiance and I lost our jobs, unable to get unemployment, filling out applications at every available place in town with no luck ro get hired. The utility bills and rent come due the first of this month and we have even been selling everything that we own, including my engagement ring, our t.v., some of our clothes, etc. We have even tried working for some family friends for some money but that only covered one of the bills..we are so desperate and are young and do not want to get evicted or get our utilities shut off. We are even enrolled in the discounted shut off protection plan for our utilities and cannot even afford the 55.00 a month for electric. Our rent is 395 and we are just exasperated and overwhelmed at what is going to happen to us if we cannot come up with at least that. Please help us, we would do anything and even re-pay you once we are hired somewhere.
Thank you so much
I need a job
Posted by ineedwork on 2011-04-12 22:58:50
I live in the NY/Tri-State area and have a good resume, but like many people, have not been able to secure work. My unemployment claim was rejected and I had to live off of savings. Now, I have to be out of my apartment by the end of the month (but do have family that I can stay with), overwhelmed with student loan debt, and penniless. I have fervently applied for jobs, in and out of my field and interviewed at several places, but nothing. I am a good worker and take pride in whatever I do, I just need the opportunity to do something.
Please help me get a job.
I have an IT, Finance, and accounting background, but willing and able to do any work that does not go against my moral principals.
