Overdue Tags

I have several outstanding medical bills which have not only seriously affected my credit but just make me feel badly, nervous & ashamed they aren't paid yet. One of the biggest is for $200 for a replacement motorized scooter I needed in 2009. My Medicare paid all except this amount & I have been unable to pay it at all. Shortly after this replacement scooter was ordered I was in a head-on collision that set me back medically so severely I am still recovering. My medical needs tripled as did my monthly costs. I have been physically disabled since early childhood & I am in my early 50s now. Because I am on disability, thus a limited income, I am always struggling to meet my bills & have exhausted all my former resources. I am trusting God daily for my needs, but I don't know at this point how to pay many unpaid, overdue bills with nothing in the bank.

Thank you for taking time to read my post. I never knew about this site & came across it by chance & I am taking the chance the lucky penny I found today is a sign help is on the way.

I'm a college student from Portugal seeking help so I can stay in college. For the past two years, despite working, having my parents do two jobs and having student loans a lot of debt has kept rising. I currently have overdue bills, tuition and rent. Despite trying hard to try and save as much as I can cutting back on some things I still reached a point of no return. In the next two or three months the debt will be too high and going for too long and I will have to cancel my college registration and start paying the student loans, witch in my current situation and with the debt that I have I won't be able too. I do not need a lot of money to get things going. With 3000$-3500$ I would be able to pay my overdue bills and tuition, pay the rent and ease the pressure my parents are having to help me. With this amount the 450$ I earn each month would be enough to pay for the monthly bills, rent and food. And I would be able to save up until next year's tuition.
I would really appreciate any help.
Thank you

hi, I'm 27 yrs old with 3 small children. Nearly a month and a half ago everything was going great, my partner proposed to me, we had plans on saving for a house and to hopefully move back to our hometown which we moved a yr earlier to start fresh and have a good life for our children. We moved so my fiance could get a good paying job. But what happen he was told suddenly there's no work at the moment and don't know how long he be out of work for. He called them the other day and told him still a month maybe 2! Which i could not believe and sound like there stuffing him around and that's a long time to be out of work when you got a family to provide. He cant go on centrelink because legally he still has a job and hasn't been fired. I don't think we ever been so broke and feel quite ashamed that i am begging now and would not if i was not desperate. I even considered hocking my engagement ring. The way things are going i think i might have too. I have been scraping up coins out of my son's money box to buy milk and bread. And just barely had enough to buy nappies and formula. I'm $750 behind in rent and I know they will be sending me a letter to pay the rent in 7 days or we will be evicted, and I dont even want to think about that because we are all the way on the other side of the country away from our home with just me my fiance and children. On top of that I'm overdue on my electricity bill that i already got a extension from. And my children all need new clothes for the colder season and most of their warm clothes are now to small for them now. I also started up my own online store a few months back which than i could afford with all the start up cost to at the time my fiance was working now that is put on the bottom of my list. So anyway what I'm asking for is just some generous help and would really appreciate any donations to help us get back on our feet. Thank you very much it's greatly appreciated

This is extremely new to me.I never thought in my wildest dreams that I would have to humble myself and beg for financial assistance for my Fiance' and I. We have had a constant streak of unfortunate occurences in our life. He was laid off his job a month ago. Then suddenly last week I was terminated by my job. We have lost our only vehicle which is on the border of reposession. We have been utilizing public transportation which can become unreliable to get to potential job interviews.Our rent is due next week which will be facing eviction due to lack of funds. Our utility bill is overdue and we have several disconnection notices. We have had to pawn our electrical devices such as our Television, computer and even my engagement ring which was forfeited due to non-payment. We have turned to governmental agencies and churches but the funds were always limited.
We currently have no income coming in at this time. I may have a new job but it will be too late for this month's bills and we can end up literally in the streets or in a shelter, We have no family to turn to. If you could find it in your heart to assist us financially to get us back on our feet with whatever donation you choose we will be most Grateful.....

I can't get out of the payday loan trap! My next loan is due Friday 3/23/12 and will take my entire paycheck! I also have $60 in tool bills due Friday-if I lose my tools, I lose my job as a mechanic. Beyond that, I have $107 phone bill that's overdue, and a $282 electric bill due on 3/27/12. If I don't pay the electric bill on time, my previous payment arrangement is void, and the entire $700 is due immediately or my power will be cut off. I work full time as does my spouse and we are doing everything possible to make ends meet, but we need to do more. We collect & sell scrap metal, recycle & repurpose, coupon, etc...the things the "experts" say to stretch a dollar. I know most people are just getting by as it is these days, but even just a dollar will help...that's enough for a meal for my beautiful 8 year old daughter. I have a $1/hr raise coming soon, but not soon enough. Thank you for your generosity.

We are a family of 4. We have a small business we started from nothing. My husband does construction work. Things have been slow and we are sinking without someone to help us. He lost his truck a few mths ago. Our bills are overdue and we are swimming in debt. We can't pay our bills. There hasn't been much work recently. It is just now the time of year that things are beginning to look up maybe. My husband now has no truck to pull his trailer. We have nobody to help us. We can't get a loan since we just started this business last year. We were homeless just 4 months ago and now we have been blessed to have a home again,thanks to the Lord. We have spent everything on this business and don't want to loose it. If anyone out there could help it would greatly be appreciated. I also believe in passsing it on.Thank you for your help and taking time to read this.

Greetings...
I've never done this before(begging for help) but I'm desperate and at my wits end financially. I'm really struggling right now trying to catch up on overdue bills and buying food and basic necessities. The past few months have been really difficult, due to my father passing away..I spent alot of money on parking at the hospital as well as gas driving to and from to visit him. As well as Christmas being a HUGE financial burden...if anyone out there can help me out, I'd be forever grateful and most definitely pay it forward when I'm financially able to. I'm a single parent of four kids, ranging in age from 6 to 16 and unfortunately their father can't help as he's on a disability pension. I can prove to whoever helps me that I'm on social assistance if need be. Thanks

Hello, my name is Jay and I am 41 and take care of my disabled sister as well as go to school to hopefully become a youth pastor. I am asking for donations for my sister who is disabled and needs to be moved to a place where she can be away from the stress of her current situation with her illness .. I am her care giver for the last 5 years and I have been out of work for sometime now going back to school .I was able to supplement our income because I was on unemployment but that has since ran out I am currently out of work and recently had the only car we own a 20 year old ford tempo die and it was our only means of transportation and I used that transportation for all of my sisters needs. Ya see I live with my sister and I do all of her shopping and running around for her. I also make sure she makes it to her doctors appointments on time which she goes quite frequent. She has been disabled for 12 years from an on the job accident and I have been taking care of her for 5 of those years. My mother was helping before that until she passed away suddenly in 07'. we are currently in dire financial need right now and I am trying to raise enough money to get a new vehicle and get caught up on some way overdue bills and move us back home to our hometown in Lake Geneva WI because the physicians here in Iowa can not seem to get a handle on why her health has progressively gotten worse. she has been in and out of the hospital In the past 12 years and she has also other ailments to deal with she had cancer 2 years ago from a tumor in her neck which they removed and they think it was localized so it did not spread which is good news. She has constant leg swelling,incontinence which at her age is demoralizing in itself ,blood disorder,lost her teeth because of the countless medications she has been on,lost a lot of her hair, she had gastric by-pass because the doctors thought that would help her back because she was a very big girl but no so ..nothing changed but made things worse .she can not walk at all really she is severely limited because of the 3 herniated discs in her lower back and right now she has something wrong with her stomach that they think may have to do with her gastric by-pass surgery she had a few years ago but they cannot figure out what.She has severe nerve damage in her lower back which they think maybe the cause of her leg swelling and incontinence. The worst is she is only 41 and has not had a real chance to live..she spends a lot of her disability check on her incontinence and medical supplies because medicare will only allow her so much a month and medications her plan does not cover. I love my sister so much and want to make her as comfortable as I can but with all the negative things happening to her she is starting to have doubts about her faith..and I can't have that. God is the one person I know she loves besides me because we only have eachother...please..We need to raise at least that amount to pay for past due bills and a reliable vehicle so I can bring her back home where we grew up and where I know that is the one place that makes her happy ..I need to take this worry off of her. Right now she has such severe anxiety over all of this medical and financial issues that she has to take 2 different kinds of medicine to combat this anxiety. So not only will that money help her, it will help us to find a vehicle that I can get her to her doctors appointments as well as help her in other means and hopefully to work when I find a job.I am asking anyone that will listen to please..please help my sister ..her health is declining so fast almost everyday and it is something new that is going wrong and I seriously do not know how much more she can bear being stuck in the place she is with no hope of ever having any type of life..i love my sister ..I can not lose my best friend. ..Please help me to show her that there are good people out there who want to help. I know and have faith that there are .Thank you to all who read this story God Bless.

My husband and I finally realized our dream of owning our own home in august of last year. We were budgeting and doing good, living within our means. Then I found out I was pregnant again after suffering from 3 losses. It was unexpected as we were finally at terms with only having two kids, it took us a long time to feel ok with it. Now this pregnancy has been rough, and our medical bills are already in the thousands. Our insurance isn't helping much. Also working 40 hours a week has become a memory since Xmas ended, we both work in retail and they've been cutting us left and right. So now here we are we made our house payment and the other essentials that our kids can't live without(heat and water) and we are done until payday two weeks away. We don't have enough to pay our medical bills that are due this month, or the overdue ones from January. We feel like we are sinking fast and to top it all off I have to take blood thinners for this pregnancy and that's $150-200 a month extra. We just want this little guy to make it, and we are pretty desperate right now. Please help?

The main purpose of my wife's and my own life is to get the best education possible for my 6 kids. 3 are in different universities, 1 boy is in high school, another in intermediate and the little girl graduates this year from elementary school.

Here in Puerto Rico, a US territory, public education is a disaster and most private schools are not as good as you would expect. Fortunately, my kids are all very good students and have been accepted to the best schools in the country. Those schools are also quite expensive.

Until now, we have been able to pay for that excellent education in part because we work very hard and also because the kids, being the good students they are, have got some financial aid.

But this last year has been very difficult for us. my wife lost her job and it has been very difficult to find another. I work for myself in the education area, but business has been very slow lately.

As a result, we are in very deep trouble. One of the boys had to skip a semester in the university, we are very overdue in the boys tuition payments and we don't have the money for the initial fee for the girl in her new school (did I tell you that she was accepted in the best girls school in the Caribbean region?).

You can help make our dream and our main purpose in life come true. Although we are behind by several thousand dollars, any help, no matter how small will help a lot and will be greatly thanked by us.

The main purpose of my wife's and my own life is to get the best education possible for my 6 kids. 3 are in different universities, 1 boy is in high school, another in intermediate and the little girl graduates this year from elementary school.

Here in Puerto Rico, a US territory, public education is a disaster and most private schools are not as good as you would expect. Fortunately, my kids are all very good students and have been accepted to the best schools in the country. Those schools are also quite expensive.

Until now, we have been able to pay for that excellent education in part because we work very hard and also because the kids, being the good students they are, have got some financial aid.

But this last year has been very difficult for us. my wife lost her job and it has been very difficult to find another. I work for myself in the education area, but business has been very slow lately.

As a result, we are in very deep trouble. One of the boys had to skip a semester in the university, we are very overdue in the boys tuition payments and we don't have the money for the initial fee for the girl in her new school (did I tell you that she was accepted in the best girls school in the Caribbean region?).

You can help make our dream and our main purpose in life come true. Although we are behind by several thousand dollars, any help, no matter how small will help a lot and will be greatly thanked by us.

My names jade and i'm 20 years old. I am currently employed full time but I get less than minimum wage and because I work for a small company locally they can't afford to give me a pay rise. For the past few years I've had the odd loan here and there but when my father tragically died last year, my mother doesn't work and I've been trying to support us financially ever since (because It's been extremely hard being on less than minimum wage. I've tried to search for other jobs that pay more, but in these times it's very hard to find jobs! So therefore I've had to take our several loans which means I'm not in debt. I try not to tell my mother about this as I know it will worry her. I'm now overdue on serveral loans/bills, meaning heating, phone line, water etc will be cut off. I'm so so worried and don't see a way out anymore. My debts come to serveral 1000. I just need some sort of help for anyone please. Any donation would make a drastic difference to my life. Being only 20 I feel I've been through too much bad luck for someone so young. Just trying to get a break. Please help if you can, it will be greatly appriciated. Thank you.

I moved out of state about six years ago. Ever since I left, my family has been financially and emotionally struggling. I typically send them $750 a month. Since October of 2011, I haven't been able to send even $20.
I came out here for school, which I can no longer afford. I have two jobs that don't pay me nearly as much as they should for the work that I do for the companies. I work from midnight to five at night, every weekday. The income is barely enough to pay my rent, utilties, medical bills, and buy food for myself...now my nephew is coming to live with me. When I visited my family over the holidays, they commented on how much weight I had lost--that I look good. Little do they know, I'm losing weight because I can't afford to eat on top of bills.
I just received a notice of disconnect from my gas company, my electric bill is two months overdue, my landlord is constantly on my doorstep, the collection agencies are constantly ringing my phone. I don't know what to do. I can't live like this, I can't support myself, I can't support my nephew. Please help my family if you can. Thank you and God bless.

Happy holidays to all!
A few months ago I asked for your help but I have not received a penny.
If before I was in a bad way now worse.
I still can not find work and I can not save almost nothing.
I live with my son 19 year old needs a complicated surgery to the mouth.
If we do not act soon his face will deform with hearing loss and other consequences.
Pay the mortgage or bills overdue for some time is no longer my priority.
For several years I have done charity and taken into custody boys stavaino community.
I have always believed that doing good I would one day pay off, earning a place in heaven.
Today it is up to me, no one offers them hospitality for this money and I often wonder if God has always given me the strength, the abundance and the joy of sharing, now that I need so much, I have abandoned it.
Maybe if I am here writing this I still have faith and to look for in you my God that I loved so much.
Sorry for my English, I'm Italian.
I am convinced that God is in each one of you and I'll soon confirmed.
Donate as much as possible.
Thank you.

I really hate asking for help like this but, desperate times call for desperate measures. I am a 20 year old single mom of a 10 month of boy. His father and I were together for over 4 years and I guess one day he decided that having a family isnt what he wanted. He left and I have no idea where he went, he quit his job, changed his number and his family wont talk to me! He left me and my son with nothing but over due bills, an eviction notice and broken hearts. I have a job at a local gas station but no one wants to watch someones child for free so I am now working parttime so cut childcare down a bit, but that means less money in general. Im so far behind on everything and just dont know what to do anymore. With overdue bills, an eviction notice, christmas and my sons birthday I am so overwhelmed! I just cant seem to get myself out of this rut i am in. Pay a little here, pay a little there and things still just keep adding up up up up up not to mention diapers, wipes, food, formula!
I hope someone can find it in their heart to help me out of this rut, and help me give my son the life he deserves!

Thank you in advance and God Bless!

I am in-between jobs. The final payment for my car is way overdue. My phone and internet are due today. Rent was due yesterday. I DO start a new job in two weeks. I just need $1,300 to get through and not lose my car. Hopefully by the end of the day. If you can help me exceed $1,500, I will donate at least $200 to BegsList site and will strive to donate to others in need in the future.

I'm a firefighter in Texas with two kids and a wife going to school. In February, while forcible entry training(breaking down doors), I tore a ligament in my left wrist. Although workman’s comp was covering 75 percent of my pay, they were making those payments every three to 6 weeks. Unfortunately, during that time many of my payments for phone, utility, and even mortgage ran past due and accumulated a ridiculous amount of late fees.
I have been back to work for one month and have only barely started getting my bills together, but because I am so far behind we are still barely able to make minimum payments to avoid incurring any more late fees.
I just spent my last check entirely on our mortgage, to keep the water from getting shut off again, and on our car payments. The account is now negative. Now, we barely have enough cash for gas for myself to go to work and my wife to go to school (not to mention her brakes on her vehicle are way overdue to be replaced). My retired firefighter father offered to buy us groceries for the next 2 weeks, but due to his fixed income and his own personal medical bills, I have a hard time accepting his money, because he will be putting himself in a financial bind. Anything you can do to help alleviate the financial crisis we are in would help to make us stable enough to at least get my children gifts for this Christmas. This is my first time, so I really don't know if this will work, but I certainly hope it does because I have absolutely no other options. Thank you all so much.

Hello, I need help in paying my overdue rent and phone bill for this month. I run a business and could loose everything. I usually do well but I just happened to hit a dry spell over the last month. I am $400 short and need cash fast. I would appreciate all the help I can get. Every dollar or donation counts. Thanks for all your help in advance.

I have been in some form of debt since I was 18, and it has grown over the last 6 years. I am now in a combined debt of over $50,000 resulting from failed ventures, purchasing faulty cars and medical bills for my teeth, hips and back.

I have now also lost my job, as my situation is starting to effect my life in a large way, mostly from being depressed and distracted in day to day tasks. I am working on securing a new job, but this is proving difficult, and I have tried to obtain help from the government to no avail so far.

The bills are quickly piling up, and rent is due at the end of the month. My bills currently stand overdue at over $1600 right now. Luckily my room mate can cover my rent for this month, but that is not going to help me next month. I am doing everything I can to get a job and earn money for myself, but I feel that I have to give this a shot.

I don't expect much, but anything will be an amazing help. I would also like to donate a share of any donations (1/4 of amount) to a charity, specifically one that helps depression as it hits close to home, as a way to thank you for your kindness and in order to share any assistance provided to me with others that need a hand.

Thank you!

I have been in some form of debt since I was 18, and it has grown over the last 6 years. I am now in a combined debt of over $50,000 resulting from failed ventures, purchasing faulty cars and medical bills for my teeth, hips and back.

I have now also lost my job, as my situation is starting to effect my life in a large way, mostly from being depressed and distracted in day to day tasks. I am working on securing a new job, but this is proving difficult, and I have tried to obtain help from the government to no avail so far.

The bills are quickly piling up, and rent is due at the end of the month. My bills currently stand overdue at over $1600 right now. Luckily my room mate can cover my rent for this month, but that is not going to help me next month. I am doing everything I can to get a job and earn money for myself, but I feel that I have to give this a shot.

I don't expect much, but anything will be an amazing help. I would also like to donate a share of any donations (1/4 of amount) to a charity, specifically one that helps depression as it hits close to home, as a way to thank you for your kindness and in order to share any assistance provided to me with others that need a hand.

Thank you!

I suppose it is a familiar story, I am a single mother with three children. I work very hard to give them everything they need, and maybe this is where the problem started. With no father figure and mom absent from the home working 12 hour shifts my kids had a lot of freedom, combine that with trying to compensate for the missing father figure in their lives and I closed a blind eye to things that in retrospect was a mistake. My son is now drowning with a serious addiction, and the family is going down with him. I have not made good choices in how to help him, and I am not very good at tough love. I am now in so much debt that we face losing the family home. On top of the stress of trying not to lose him to this addiction I face the stress of overdue bills and credit cards. Another parent would have handled all of this different and not need your help, I accept it is my failure that brought me to where I am. My back is against a wall, I ask you to help me even though I am not sure I deserve it. I do it though for my other children who I have allowed this to affect. Thank you.

I am seeking money for an overdue vacation before the kids go back to school. Looking to go out of state for a few days and get pampered for a day. Asking for $500 for this brief vacation so this mom of 2 can get the attention that she have given her children for the past 18 years...

I am a single mother of two with an ex husband who is unemployed and apparently plans to stay that way. I have no extra cash at the end of each month. I'm doing it on my own. I have a car with waayyy overdue registration. I simply dont have the money to pay. If I get pulled over my car will be impounded and I will never be able to pay to get it out. Please help me so I can get this taken car of. Im scared to drive my kids around.

dear readers,
I am 18 years old and am struggling. i have lived on my own for the past year and cant seem to get ahead. the last limb i have to stand on is my car and my payment is $300 overdue and im facing repossesion. with a house payment due now to and working minimum wage its going to be impossible to pay. if anyone can help please please contact me.

We're a warm and loving extended family. There is my husband, who works full time, my father who works full time, my mother who is disabled, and I'm a stay at home mother of 2 beautiful kids, Nikki, aged 12, and Corey, aged 3. We've been renting a house for the past 2 years from a family member. We found out recently that the payments we were sending were not being applied to the mortgage and the property is now going into foreclosure.
We do not have the credit available to qualify for a home loan. The bank will not work with us because we are not the "owners of record".
We have no savings to use to move and we can't do anything to save our current home. We're in limbo and we need help. My daughter has been on the high honor roll since we moved here, has made many friends, and has been recognized by both the school and the community for her outstanding contributions.
I have been searching for a job...any job, for over a year to help us get out of debt. I have failed.
We're hardworking...not lazy people. We did not mess up our credit with unnecessary purchases. Our debts include overdue utilities, student loans, and medical bills...not credit cards.
Every time we start saving money to start paying things down...something happens like the transmission letting go and we're back to square one.
We're not looking for a handout. We're looking for a hand up. Literally.
I have gone to such lengths as to research being a paid surrogate (which I was informed I could not do, since I had preeclampsia with my son.) I tried to sell my kidney on Craigslist...but apparently selling your organs is illegal. I do not know what else to do. My pride is gone...I done't want to be rich. I just want to have a safe place to call home and raise my kids to fill their potential.
Please, please, please....help us??