Nasty Tags

My little dog recently suffered with vertigo, i took him to our local vet & they flushed out his ears but while they were doing it discovered a tumour in his ear canal. He was referred to a specialist to have m.r.i scan & inner ear removal.The specialist vets also advised us to have his larynx operated on at the same time, so we took their advice. The ear operation went well but throat op caused problems & now our fit little dog has been left with a nasty cough for life that needs to be controlled with medication. We expected the pet insurance we had to pay for the treatment but as the tumour turned out to be a polyp he is not covered as he was prescribed ear drops for an infection 3 yrs ago.So now i have put a £6000 vet bill on my credit card that i am struggling to pay off. Any help would be greatly apprieciated Thank you

I picked up extra work doing landscaping, only to get an awful case of poison oak. It caused me to get a nasty rash, and gave me an asthmatic allergic reaction that forced me to go to the emergency room for a dose of steroids. Altogether, the bill is going to be over $200. I was getting paid $8 and hour for the work, and so the 10 hours I spent working that day cost me over $200. I needed the money bad as it was, so this is salt in the wound. Please help me cover that bill if you can.

Hello, I've never done this before but, I'm desperate.
I'm 19 years old and my family is going through a divorce, my mother never furthered her education and has been a house wife for the entire 20 years they have been married and simply supported my dad and all his pursuits.

When I turned 18 my dad left for a gas station woman he'd known for maybe a total of a few months. Let me state he tried to have an affair with her, it wasn't till my mother confronted him that he said he wanted a divorce; My dad is a repeated cheat, I was never aware of this till the day he left, then all the lies came out of the closet.

We run a small chimney sweep business, the office is located at my mother's as she sets the appointments. She does not receive a pay check because during their marriage it was easier on taxes, they have decided to keep it this way and instead dad just covers the bills.

Now the business is great in the winter but we are in spring now and as you may already know no one uses their fireplace in the middle of warm weather! No they go outside and have bonfires. Now my dad is going blind due to diabetes and simply cannot work, we have hired a friend to do the jobs now while my dad just tells them what needs to be done and oversee's the work to the best of his ability. However, his reputation of leaving his wife and daughter for a woman he barely knows has
gotten around and I've heard the clients say they don't want business from a man like that.
My dad also wants to spend money we do not have, he is trying to sell an old sports car so we can put another work truck on the road, we don't have enough work to keep the one truck going we most certainly can't afford the regular expenses of another! My parent's can't even afford to legally divorce, and he want's a new truck. The one he has is fine, I don't understand why he won't use that money for bills.

Now any money I earn myself I have to give to my parents to help alleviate the burden of the bills, but what I contribute is not enough and now we have received the nasty call from the mortgage that they are foreclosing. While I hand all my savings to my parents can't save for my education, and being homeless will make it almost impossible. I've no famly or friends to turn to and we do not have a shelter here. I'm under the age of 24 so I cannot get any financial aid for school without a legal guardian to sign for me, and my parents refuse to think realistic; When I ask them what are we going to do? they say "Winning the lottery is the only thing that can save us." They have lost hope, I understand things are bad... but is it so bad that they can't help me get financial aid?

We currently need $136,000 to pay the house completely off, I'd love to have that, if you find it in your heart to give us our home I'd never be able to forget it. I'd be forever grateful and I'd love to return the favor someday so please feel free to give me an e-mail to contact.

To get us caught up on bills and me in school for nursing will take $7,000. we are so far behind and work is pretty much non-existent... My dad refuses to apply for disability as well.

I'm begging you please help me, I'm drowning in the debt of my parents. I've wanted to be a nurse my whole life and now I feel robbed of that chance... So please help!

Hi, I'm a stay at home dad with an 8 month old son who is currently unemployed. I have been looking for a job but I haven't had any success. My wife does work but she is not making enough for us to make ends meet. We have made some drastic cutbacks, even limiting myself to 2 meals a day, just so we make sure that our son is well taken care of. And he is. But we are having trouble paying some of our bills and they won't stop calling us. They have gotten very nasty with us, they've even made my wife cry, and they are treatening to sue us. Can anyone please help? God bless you all.

PLEASE HELP ME IM BEGGING ANY AND EVERYONE I HAVE RECENTLY 2YRS AGO FOUND MY CHILDREN AFTER A LONG NASTY DRAWN OUT DIVORCE, WHEN MY EX HUSBAND DECIDED TO RELOCATE 513 MILES AWAY AND HIDE MY 10 AND 11YR OLD SONS FROM ME. AN ASSISTANT PRINCIPAL IN CORPUS CHRISTI TX,GOD BLESS HER!!! MADE A CALL TO A BUDDY WHO WORKED FOR WORLD WIDE CHILDREN MISSING SEARCH, AND LOCATED MY BABIES. WHEN I FOUND THEM, THEY BOTH CRIED THEIR SOULS OUT, BECAUSE THEIR FATHER TOLD THEM I WAS DEAD. MY CHILDREN NOT ONLY WENT THROUGH THINKING I WAS DEAD, BUT NOW GOING THROUGH HAVING TO HEAR THERE FATHER,MAKE THEM GET ON THE PHONE AND MAKE ME SEND WHAT EVER LITTLE MONEY I SAVE, MAKING THEM TELL ME DAD SAYS HE NEEDS IT, MAKING THEM SAY "MOM PLEASE SEND IT OR DAD IS GOING TO TAKE US AGAIN MOMMY" PLEASE, IF YOUR OUT THERE PLEASE HELP ME GET THE MONEY I NEED TO GET MY CHILDREN LEGALLY, IM BEGGING YOU, I RECENTLY MADE THE MISTAKE OF HAVING CPS GO AND SPEAK TO MY BOYS AT SCHOOL ANONYMOUSLY , MY BOYS WERE TERRIFIED THERE FATHER WOULD FIND OUT IF THEY REPEAT THE MENTAL ABUSE THEY GO THROUGH.EVER SINCE CPS HAS COME IN, MY CHILDREN ARE FORBIDDED TO SPEAK WITH ME. I CANT DO THIS AGAIN I CANT TAKE HEARING THEM BEG AND CRY ANYMORE, OR CALLING ME FROM STRANGERS AND FRIENDS PHONES TELLING ME "MOMMY I LOVE YOU, PLEASE HURRY AND GET US, IF DAD HIDES US AGAIN WE WILL CALL YOU ,IF YOU DONT KNOW THE NUMBER ITS US MOM".I CANT FAIL THEM AS A MOTHER, I BEG YOU PLEASE, PLEASE HELP ME!! MY MY OLDEST SON RAN FROM HIS FATHER LONG ENOUGH TO GET A COMPLETE STRANGER IN THE MIDDLE OF NOWHERE TO USE HIS PHONE, TO CALL AND MAKE ME PROMISE HIM LAST NIGHT THAT I WOULD TAKE THEM AWAY FROM THERE. IF THERES SO MUCH AS A DOLLAR YOU COULD SPARE, I BEG YOU FOR THE HELP, IF I HAVE TO GIVE YOU A WRITTEN PROMISARY NOTE PROMISING TO GIVE YOU EVERY DIME BACK IN FULL,I GIVE YOU MY WORD I WILL, PLEASE JUST HELP ME GET MY BOYS WHERE THEY BELONG I DONT KNOW WHAT ELSE TO DO. IF YOU CAN HELP IN THE SLIGHTEST WAY, PLEASE CONTACT ME EMAIL letticiagarcia109@yahoo.com, every little bit counts!!! CONCERNED MOM

I am a proud mum of 4 beautiful boys who is now drowning in debt.
I am about to loose my home and I am not too sure where to turn.
I work full time for a large Australian company. I spend everyday working with drug addicts, alcoholism & homelessness, so I know that there are people worse of than me.
I just want to secure the roof over our heads and stop the nasty phone calls and letters demanding money.
Any help would be greatly appreciated

Thanks

I am currently stuck at home unable to go out to work because my elderly mother had an accident and needs me to keep an eye on her all day. I'm trying to set up a business selling my art from home but I'm not yet making any sales. Today I found out my sister has been rushed into hospital with a nasty foot infection so now we have the worry of making sure her daughter's looked after. I'm in immediate need of £150 (approx US$240) to pay bills this weekend. Beyond that, if I could raise £300 (approx US$475) per month it would take all the weight off my mind and I would be able to develop my business free of worry. I am 100% genuine, very enterprising and my work has received much praise. I just do not have any spare money and have suffered a bad run of luck. I really hope someone out there is kind enough to help me and my family get through this worrying time. Thank you very much for reading.

I didnt know these type of websites existed until today. I'm not good at asking for help and to be honest, I don't really feel that great about doing this, but at this point, I don't really know what else to do. And now, my story: I am a thirty year old single mother of a nine year old little boy, who both works and goes to school full-time. Last semester I was denied financial aid due to the fact that my completion rate was not satisfactory. Taking a semester off was not going to do me any good, so I paid for my classes out of pocket. I knew it was going to be tough and thought that I would be ok. Well, I was very wrong. Life gets messy and complicated and never really works out the way we plan. My car needed work, my son needed glasses, he got pink eye and we both got strep throat. I also just started a new job and dont have insurance (I couldnt afford the $400.00/month COBRA payment from my previous employer). Everything just kind of seemed to happen at once and I fell behind in every financial aspect. In an attempt to recover from this, I reluctantly got a Payday Loan. Well..if any of you have ever done this, you know what a evil perputal cycle it becomes. I got loans to cover bills, and then got loans to cover loans..and now, I'm drowning in them! I have six at this moment all for varying amounts, my checking is negative and I am still behind on half of my bills. I dont feel like there is an end to this. I would get another job if I could, but with work, school and my son, I barely have time to sleep. I dont get child support as my sons father aquired a nasty meth addiction and ended up in prison and my family is struggling almost as badly as I am right now. I take responsibility for my bad choices and I'm not asking someone to completley bail me out. I won't even tell you how much my debt actually is. I just need a little help here..thats all. Thanks!

I have medical bills from a non work injury that has left me partially parralized on my right side from a nasty fall from a roof. i also suffer from ostioarthritis. I have hurniated discs from c3 to c7 .lost all feeling in right hand, arm and partially in right leg. I have applied for federal assistance and was told it could take up to a year to hear back from them.I have been out of work for nearly a year after my job went out of bussiness. I receintly lost my wife to a car accident in which the the other person had no car insurrance.so now im left with no wife ,2 children and no insurance or income. depleted all resources including using up my credit card limit for rent and utlities .I have no living relatives to help as well.If you can help us any way, until helps help comes through , would be extremely grateful.I have thousands of dollras in medical bills. they just keep coming in. I have no house to but second morgageson. i rent at $1075 per month plus utlities.please help as much as you can. thank you for being kind.

I must say that everyone will think this a scam but this very real. I am in need of an angle to help me I just found out that my great aunt is in the hospital in Saint John New Brunswick she is in her late 80s. She has been there since her husband passed away I just talked to her today after finding out where she ened up. I find out from that my so called uncle cleaned out her apartment and her bank account and sold all of her items. The poor lady broke down crying on the phone with me she never hurt anyone and does not deserve this she now may be getting out of the hospital in a few weeks. We come from a messed up family that think of no one but themselves I do not want her to spend her last days in some home with strangers and no one to love her or really care about her.the reason I need an angle is I am 50 and live on a small pension I can no longer work due to my own health issues and what I need is some kind person to help me move back there to look after her and I do not have the money to due this I have nothing really of value all I have is some used diving gear and a 12 year old car. I need to come up with 2000.00 to move back this money will be used to fix my car and get me and her an apartment. If any kind soul can help it would mean a lot I am not a man of god but right now I pray that some one can help if your are this person I can provide any proof that you may need of this please no nasty emails saying that I am a scammer this is very real I do understand that you have all heard this before thankyou for your time and consideration. I would like to say thank to the person that helped me out by buying some parts for my car and the few repairs that he did thanks Bill
Also to the person that posted a nasty reply with no return address I live on 328.00 that is paid from welfare for rent as I live in BC housing and get less than 500.00 per month from my cpp pension so you have no idea what I deal with health wise. Thankyou to everyone else for your nice emails

Hi,

My partner and I have been together for sometime now and we have always had to struggle everyday due to precious partners taking everything from us and a nasty grandma taking us for a ride. We both work very hard and my partner does plenty of over time just to see us get through to the next pay.
I am currently not working now as I have just given birth to our second baby boy. I am at home looking after him looking at going back to work soon as we are struggling really bad.
We currently have debt of $30,000 for a car that my partner got a few years before we met. The repayments on the car are $1,000 per month and our rental is costing us $1,200 per month and we have a credit card debt of $10,000 as we needed it to survive. So we thought of looking at a property and putting all our debts into one, but because we have defaulted on repayments due to not having enough money the bank is refusing to lend us the money. We need $175,000 for the land and house and $30,000 to pay out the car loans and$10,000 for the credit card. Any donations would be greatly appreciated.
We have been through so much as a family and have lost everything. This is so hard for me to come on here and beg for help. I don't want to babble on for hours. If you need any further info please email me on allaces_mav@hotmail.com.

I'm a stepfather in my mid 30's. I've worked all my adult life, never been on any kind of assistance program or welfare. But I've been dogging out from under a lot of debt for years that started with a nasty divorce. I've remarried and she's pregnant, which is odd since I was told once that I'd never be able have kids of my own. we both work, but we're always in debt. I don't want to be rich. I just want to have enough to finally break even.

Fellow audiophiles, how would you feel to one day turn on your once-proud speakers only to hear an odd popping and nothing more? That is me. And it hurts me to my very core.

I require funding for new speakers. I have no spare cash currently and I simply cannot go on listening to nasty built-in TV speakers, I am emotionally breaking.

Any donations will be received with such gratefulness you will know how much this means to me.

Yours, in hope...

Uncle_Pasta

Hello to anyone that can help us. My family and I will soon be homeless unless we can come up with the last $50 we need for rent. I've tried everything I can think of (including donating plasma, but didn't even get all the money I was promised). My absolute last resort i'm sad to say is to sell myself because my body is the last thing of value I have. I really can't stand the thought of doing this, even disreguarding the fact that it's illegal, I just don't want some nasty crackhead pawing all over me or knowing that my children would ever find out that I sunk that low. Can anyone please help us? We're running out of time and I don't know what to do. All the so called charity and gov't organizations have only kept me running in circles or turned me down. Please help us. My paypal account is under my email address: dub_nor_mino3@yahoo.com
Thank you for anything you can do.

Hello .I am not going to beat around the bush . I am 55 a single dad . Financially I am strapped at the moment . I am so broke I had to use the free program on here .The 9 year old son and I have been living in this old run down home ,wasn't much be we called it home . well my daughter came home after a nasty break up with he cheating husband . Well the house was so old and drafty that it was impossible for me to heat the house . That wasn't so bad for us but my grand baby my daughters son 9 months old it was impossible to live in . So i took what little money i did have and rented a house that has a heater and running water . This took everything I had saved , now I'm so broke it hurts . Thing is i have no money to buy Christmas gifts for my 9 year old or grand baby . I would like to get my grandson a snowsuit and warm clothing for the winter because he has none and his cloths he has is beginning to get small on him and are summer cloths ,he is growing like a weed . Then I have my 9 year old son . Is is a bit physically slow due to asthma unable to play the same games physical other kids play I would like to get him some cheap computer or note book . Though his physical condition poor his mental capacity is great an all A student . I am very proud of him .

I am not use to begging and usually a proud hard working man , but my age and the way the economy is going I tend to be falling behind trying to make ends meat . Anything would be deeply appreciated and am willing to pay you back as I get it or even if you can send winter clothing for a 9 month old or even a ten month old or bigger and any kind of used electronic notebook or computer would be great and make me and my kids very happy in these hard times . If you wish to send a gift my sons name the 9 year old is Timothy Grabitz and my grandsons name is Joey . My address is; 2115 Clark Street Detroit Mi ,48209

Would like to thank you all for reading and hope the best for all of you in life .

I am trying to get the 400$ i am short on my rent together for the first. I will send you pictures/videos in exchange for $. $1 for pic, $10 for video.

and no, i am not some fat nasty cow. i am 22, 110 lbs, slim, small boobies and a nice butt. i work as a dancer and if you prefer, will dress in my dance outfits. please help me get the rest of my rent money!!!!!!!

I am a hardworking single mom that has been offered a position in NYC which will provide a better life for me and my sons. I am not in dire straights, I fought hard and picked myself up after a nasty divorce and financial ruin. I work in one of the poorest areas of the country with a high unemployment rate (therefore not a lot of opportunity). The company in NYC will hire me if I can pay for my move. This is a once in a lifetime opportunity. I am looking to raise money for the move move through several avenues. If you can help, that would be great :)

I am ashamed to that it has come to this. I need help so badly it seems so unreal... I don't know how it go this bad...
I am a 25 years old and I have a 2 year old, who brings such happiness to me. I rent a house for $300.00 a month. seem good deal right. That's what I thought while I was pregnant with my son. I had to move out of a apartment complex because they upped the rent to $850.00 a month for a 1bed/1bath and I still had to pay all the utilities. That was coming out way to high for me, know I had a little on on the way. I canceled my contract 3 months before it was up and I go A huge penalty bill for that, but I had no choice. I packed every thing I owned and move to a really really bad part of the city. It was 2am so I just went in with a blanked and a pillow and crashed on a couch that was left behind by some Tweakers. When I woke up I started to bawl. The front door was not Even a front door, it was a temp door that you find a a construction site. Th wall between to living room and kitchen was gone and the support beams were being held by a 2x4, The ceiling was sagging. the kitchen had water damage and the celling was dripping black water. The counter tops was pieces of plywood with wallpaper nailed to it. The bath hall bathroom was nasty like "stuff" all on the tub side wall and spoons that looked burnt? not sure on that but there were needles there. the three rooms not so bad a little drywall work and done. that master bath (if that was what was supposed to be) was backed up black mold? and something dead int the shower part. I called the lad lord and he said "you signed to contract knowing what was wrong". I reminded him of what he told me you said a LITTLE bit of work, Like little patches here and there... he told me you signed it and it said you were to fix up the house for part of the rent and pay 300 for the last bit. fine any how. the whole time I have been here it has be fixing on the house and trying to nurse a baby and work to pay the bills. 2 years down the line the roof leaks every time it rains, I landlord was so kind to replace toe swamp cooler for an AC. That gave me a $900.00 bill, because the house has so many cracks and leaks, it was cooling the out side world too. The hall bathroom tub has a cracked pipe under it and the wall around the spigot started to degrade. the cracked pipe leaks in to the master bathroom and floods part of the master bedroom. I could not pay my gas bill so I had to turn it off, but I boil our bath water to bathe. Work has slowed down so bad and I used all my unemployment to barely keep my head above the water. Now that it is gone... my rent is backed up to 1200.00 I still have to pay 900.00 for electric. I applied for food stamps but budgets had been cut back for the state that I get 150.00 for the month. so I applied for WIC and it gives us a little bit (two gal of milk, a loaf of bread, and 6.00 worth of veggies along with the cheese and peanut butter) I went and got a food box but there was not much ( a bit of pork, 6 mystery cans, and crunchy hamburger buns) all this was to last us for the month. I had to cut back to one meal a day so my son can have his 3 meals and 2 snacks. but lately I have gone with out eating but only once every two days. It hurts bad to do that. I lost 50lbs from this, I mean I looked at it positively, I kinda needed it. but my clothing dont fit any more, they hang on my body or fall off my waist and Now that winter is coming along... I cant get fall/winter clothing for my son, I am okay, I guess I have coats that work for me, He dose not fit any thing that he had last winter. I feel like I am a horrible mother, that cant even get her child clothing and I cant lose our home even tho it is old, run down, leaky, and falling apart. It is still a place that we can be safe for the elements of the outside world. I Have tried asking my mother to help us but she is having a hard time, too.
I am sorry to bother and ask y'all for some help. I am so very sorry, But I have to do what I can to help my son, so he dose not have to worry about when his next meal is or if he is going to be warm enough. I want him to say innocent as long as possible. No child should have to grow up so fast and leave their childhood behind. He is to young to know how harsh and hard the real world is. I want to see him smile over the smallest things at life, It makes all this worth it... for him. Please anything will help us. I will be so ever thankful and know that there still are people out there that have a heart and would show it to the world. Thank You for your time and Thank You for being so kind enough to read this. Thank You from the bottom of my heart.

I am in desperate need of help. I am now a single mom of 3 lovely girls – 12, 8 and 9 months. I am finally at the end of a very nasty divorce. I have a full-time job and go to school for nursing in the evening and on weekends. I’m trying to do this so I can spend more time with my girls and we can live comfortably again. The lawyer fees have pretty much ate up all my savings. I am now covered to my neck in outstanding bills and don’t know what to do. To save money, I have cut off a lot of luxuries like cable, cell phones and internet.

I know it’s a lot to ask but I need about $5,000 to $6,000 to get out of this mess I’m in and to be able to stay in school. I’m in the process of fighting an eviction. I have to have $1,000 to the apt. complex by Aug.5th or they are going to put us out!! My car was taken back Friday and I don’t even have the money to get my girls the supplies or clothes they need for school. Let alone, keep pampers on my baby and milk the fridge.

If you could help, I would really appreciate it. Thank you so much for taking the time to read.

Can you help my new mommy? She adopted me on 6/30/11 from an animal rescue organization. I spent the first 12 weeks of my life in a nasty puppy mill, and boy, was I happy to go home with her! I had a pretty good first day in my new home. I ate and drank a lot. Good thing - I only weigh two and a half pounds! The next morning I didn't feel very well. My mom knew something was wrong, so I went to the vet and was given an IV and some medicine to settle my tummy. The doctor told my mom to bring me back if I didn't start eating or drinking. Well, I didn't get better. My doctor told my mom to take me to an animal emergency center where they could keep an eye on me around the clock. The nice new vet sadly discovered that I have PARVO, a disease that kills 80% of untreated puppies. I guess I wasn't given the shot that would have protected me from this disease at the puppy mill. My mom has a job, but not a lot of extra money, but she decided that I deserved a chance to live, especially since no one loved me or cared about me before this. I was admitted to the hospital, and put in isolation. I have three IV's, and I take a lot of medicine. The vet and the techs are nice, but they have to poke and prod me a lot. It makes me cry. I'm getting better, but I am lonely and sad. Today the vet discovered that I have pneumonia. It could be caused by kennel cough or aspirating some vomit. My mom told the vet to just make sure I get well. She wants me to have a long life filled with love, lots of petting, long walks, and good food. All of my care is very expensive. So far my mom has spent close to $5000.00 to keep me alive and once I'm healthy I'll still need regular puppy shots and neutering. Can you find a few dollars to help my mom pay for my care? I don't know her too well yet, but I do know beyond a shadow of a doubt that she loves me.

I need 5000 dollars cause when we moved in this house we had to put all our money into it because we had mold on the walls the floors were caving in the carpets are nasty we put so much money into this house and its still not done i have 9 month old baby and im afraid she will get hurt its getting hard trying to get things we need cause were in such debt we need someone generouse to help us we do what we can and its still not good enough> god bless

Got in medical debt, has a good job at a bank, due to crisis and closure got laid off, lost my family on a nasty divorce, have very good friends that lent me money, have to pay them back, don't have insurance and working 3 jobs to pay my bill.

I'm not able to sleep or have a regular life since I have to pay the people that lent me money and some medical bills. After I get back on my feet I will help donating others. I'm an honest person, hard worker

Am 48 years old and in the process of dying - have end stage COPD plus a brain tumor. You want I will send you the nasty medical reports. I surive on a small federal disability pension - Social Security Disability NOT SSI. This month disaster has struck. There usually isnt a lot left over once I pay rent and utilities. This month thats not even possible. Someone I considered a friend came into my home and lifted 580 from me. Its his word against mine so going to the cops seems pointless. I have until Thursday to make up the rent/utilites which is 500. I don't have anyone to go to to borrow ffrom and if its not payed on Thursday me and my dog and cat (both rescues ) are gonna end up living in the park. Can you please help.

I have a concept for a fun diner. I'm 58, unemployed and nasty divorce and economy have left me trying to put a life together again with no resources and no credit. I have successfully run multiple locations. If you have any interest please comment with contact information. Thank you in advance. Donations for current daily living, also appreciated.

I need help trying to get a fresh start. I realize I sould be grateful for what I have but I have lived in the same tiny house for the past 27 years. Through it I have lost my mom who raised me while living here, my biological mother, my mother-in-law, my da and my grandfather. I went through two divorces and a handful of boyfriends. One divorce was the end result of a nasty 7 year marriage to someone who would not help me with anything including our daughter. Now our daughter is a teenager and as teenagers sometimes do she hates me and is moving in with the father she has not seen for 3 and a half years. I am at my breaking point. I have 3 other children, one who is disabled and cant live in this house another day with all the baggage. I am not saying that these issues will not follow me and clearly there are people in really bad situations that are far worse than anything I am going through but to me this is the breaking point. I am desperate to find a new home but dont have enough for a down payment on a home. Please dont send nasty responses. I know people have gone through things like this and if someone can help it is more appreciated than I could ever show.