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Lost job and Home
Posted by lost53 on 2012-05-05 13:58:41
For the last 2 years my income has declined by more than 80%. My wife has had breast cancer. She has had 9 surgeries in 15 months. We need $2500 in the next two weeks. My wife has a small paying job. I pick work when something is available. Anything would greatly be appreciated. I am 53 years old and have never been without a job more than a few days. I am going on 6 mos.
First Pregnancy and Struggling
Posted by lizzybee0923 on 2012-04-16 21:58:30
I have to move 7 mos pregnant from a furnished place to an unfurnished place. I have almost no money to even move, but worse, I have no furniture, not even a bed, and no baby stuff. My unemployment ran out, and its awfully hard to find a job when you're obviously expecting. I don't know how to find grants or any other help for this, and everyone turns me away for loans because I have no credit. Please, any suggestions, furniture donations, baby stuff, or cash will help! Thanks so much
Desperately in Need
Posted by HopeUcanHelp231 on 2011-10-17 22:58:18
I hope you could find it in your hearts to help me. I have no family alive that can help me. I'm a 36 year old man who's been having a hard few years which leads me here.
In the past few years I have lost my home, my life savings (which wasn't much) I lost my Father in 09. I took care of my Grandmother who had terminal cancer , because she didn't nor did I want to put her in a home. I had just found a job after being laid off for almost 9 mos, two weeks later I found out she had cancer I worked and took care of her, my younger brother who is 21 came to help me after she was bed ridden, She passed away mid may. Since then the hours at my job have been cut, and seems I will be getting laid off within the next few weeks. I have a 1998 Blazer which is falling apart, and which I commute 70 miles a day to and from work. I'm behind on my bills and I'm scared of losing the rental we are in. A lot of my income goes to fuel cost while I still try to find a job closer it looks pretty bleak. I have no medical insurance and have over 4,000 in medical bills. We've been mowing lawns for my landlord to help out a little with the rent, but my options have become exhausted.My brother is looking for work as well, but we are limited due to we only have one car. Me and my brother could really use any help you may be able to give. I never thought I'd be in this position and can only say that when I am in a better position someday I will repay it. ANY HELP at all would be greatly appreciated.
Thank you,
Desperately, in need.
In the past few years I have lost my home, my life savings (which wasn't much) I lost my Father in 09. I took care of my Grandmother who had terminal cancer , because she didn't nor did I want to put her in a home. I had just found a job after being laid off for almost 9 mos, two weeks later I found out she had cancer I worked and took care of her, my younger brother who is 21 came to help me after she was bed ridden, She passed away mid may. Since then the hours at my job have been cut, and seems I will be getting laid off within the next few weeks. I have a 1998 Blazer which is falling apart, and which I commute 70 miles a day to and from work. I'm behind on my bills and I'm scared of losing the rental we are in. A lot of my income goes to fuel cost while I still try to find a job closer it looks pretty bleak. I have no medical insurance and have over 4,000 in medical bills. We've been mowing lawns for my landlord to help out a little with the rent, but my options have become exhausted.My brother is looking for work as well, but we are limited due to we only have one car. Me and my brother could really use any help you may be able to give. I never thought I'd be in this position and can only say that when I am in a better position someday I will repay it. ANY HELP at all would be greatly appreciated.
Thank you,
Desperately, in need.
The angel is now in need of an angel Desperate Please help
Posted by aboutyou20 on 2011-10-03 16:58:17
I canât believe my life has come to this. First and foremost, it is important to know that I am a hardworking, responsible individual. I love going to work every day as a child and family therapist knowing that I have the ability to help make positive changes in othersâ lives. I also, for whatever reason, feel very uncomfortable asking for help. I donât think I have ever asked anyone for financial help in my life, let alone a âdonationâ. I was always taught that if you want somethingâ¦. YOU WORK FOR IT! I have had a job since I was 13 yrs old and it taught me to appreciate the value of the dollar and hard work. But what happens when you physically canât? My values speak to who I was, who I am and who I want to be and why I am worthy of your help.
⢠Be respectful, giving, loving and kind to others.
⢠Treat others as you would want to be treated.
⢠First and foremost dedication to my family and friends
⢠If you want something, you have to work for it because nothing in life is free
⢠Work hard and you can achieve anything you set your mind to
⢠If you believe in something, be passionate about it
⢠Love what you do for work â Life is too short
⢠Do not be selfish, but selfless â be there or give to others as much as you can
Resilient for many years âstruggling through a childhood of undiagnosed ADHD - low self esteem, disruptive and impulsive behaviors, poor attention, disorganization, ambivalence about making life decisions, flunking out of college my freshman yr at 18 yo (which led to me having to pay any subsequent schooling on my own), moving and attending a new school at the beginning of my 8th grade year with a scoliosis brace that had to be worn 23 hours a day, having major surgery at 14 yo and missing 3 months of my freshman yr. As an adult, moving from NJ to Ma away from my family who I was extremely close to due to a marriage that didnât work, losing my father to cancer and watching him waste away in front of me and feeling helpless. I did return to school as an adult committed to helping others and figuring out my own insecurities. Over 7 yrs (25-32 yrs old) received my bachelors degree from Rutgers University with high honors and my masters in clinical social work from Columbia University also with honors.
I know what I am capable of and I know how much I have to give to others. But at this point in my life, I also need to be honest with myself about my physical limitations.
When I was 12 yo I was diagnosed with a severe case of scoliosis and had to wear a body brace for 1 ½ yrs. Bad timing, I guess⦠I had just moved and was starting my 8th grade yr in a new school. Two yrs later (1983) I had major reconstructive surgery (14 hours, in a body cast 6 mos, couldnât ride in a car or sit for more than 15 mins a day for 3 mos) and my spine was fused from T3 to L4 â all at 14 yo! Over the years, my back problems were just âpart of my lifeâ. Now at 43 I am disabled and in need of another major surgery due to collapsed discs that are compressing the nerves in my lower back. The pain I endure is affecting my ability to sit, stand or walk to any period of time. I had to leave my last job as an outpatient therapist a couple of years ago due to my inability to commit to a schedule because of my pain. I have been taking pain pills, which I do not want to become addicted to and have worked out an arrangement with a caring chiropractor. Not to mention at work I have kids, teens and their families who depend on me to help them, some of who I donât charge because they canât afford it. So, my schedule is minimal, my bills are racking up and I continue to try to help people sometimes at my own expense (physical). I have no health insurance because I canât afford it, I live in a 800 square foot apartment that I share and I drive a 1998 Nissan Maxima that has over 200,000 miles on it! I donât have âthingsâ because I donât NEED material things. It kills me to ask for help, especially monetary. Itâs hard for me to accept help but I have no problem giving, lending or helping other people. My friends say that I give âtoo muchâ, but I feel that if I have it to give or I can do something to help someone else be happier, less stressed or more comfortable than I will. And Iâve been taken advantage of many times because of this â for example, 3 yrs ago, I lent a co-worker $5000 to assure that as a single mother she would have a dependable car for her and her 3 kids. She has not paid me anything yet. Gave another friend my car for 2 weeks to use because her car was in the shop and she couldnât afford a rental. It was definitely an inconvenience, having to walk to and from work a mile, having to way to run errands until the weekend, etc. But I did it because I knew how much it meant to her and how much it helped. I then find myself thinking ⦠who will be my angel when I need one?? And I doâ¦. Please, please help!! I donât have a choice right now. I need surgery, physical therapy/personal training in order to continue working for others. Thank you so much for any contribution you can make! God Bless!
College Loans: $60,000
Surgery: $250,000
Credit card debt $40,000 over last 8 yrs to support me at times when couldnât work
Physical Therapy $2,000
Bills 3 mos $5,000 during recovery time
Wow⦠thatâs hard to see⦠: ( Feel like Iâm on the verge of a nervous breakdown!! Please be my angel
⢠Be respectful, giving, loving and kind to others.
⢠Treat others as you would want to be treated.
⢠First and foremost dedication to my family and friends
⢠If you want something, you have to work for it because nothing in life is free
⢠Work hard and you can achieve anything you set your mind to
⢠If you believe in something, be passionate about it
⢠Love what you do for work â Life is too short
⢠Do not be selfish, but selfless â be there or give to others as much as you can
Resilient for many years âstruggling through a childhood of undiagnosed ADHD - low self esteem, disruptive and impulsive behaviors, poor attention, disorganization, ambivalence about making life decisions, flunking out of college my freshman yr at 18 yo (which led to me having to pay any subsequent schooling on my own), moving and attending a new school at the beginning of my 8th grade year with a scoliosis brace that had to be worn 23 hours a day, having major surgery at 14 yo and missing 3 months of my freshman yr. As an adult, moving from NJ to Ma away from my family who I was extremely close to due to a marriage that didnât work, losing my father to cancer and watching him waste away in front of me and feeling helpless. I did return to school as an adult committed to helping others and figuring out my own insecurities. Over 7 yrs (25-32 yrs old) received my bachelors degree from Rutgers University with high honors and my masters in clinical social work from Columbia University also with honors.
I know what I am capable of and I know how much I have to give to others. But at this point in my life, I also need to be honest with myself about my physical limitations.
When I was 12 yo I was diagnosed with a severe case of scoliosis and had to wear a body brace for 1 ½ yrs. Bad timing, I guess⦠I had just moved and was starting my 8th grade yr in a new school. Two yrs later (1983) I had major reconstructive surgery (14 hours, in a body cast 6 mos, couldnât ride in a car or sit for more than 15 mins a day for 3 mos) and my spine was fused from T3 to L4 â all at 14 yo! Over the years, my back problems were just âpart of my lifeâ. Now at 43 I am disabled and in need of another major surgery due to collapsed discs that are compressing the nerves in my lower back. The pain I endure is affecting my ability to sit, stand or walk to any period of time. I had to leave my last job as an outpatient therapist a couple of years ago due to my inability to commit to a schedule because of my pain. I have been taking pain pills, which I do not want to become addicted to and have worked out an arrangement with a caring chiropractor. Not to mention at work I have kids, teens and their families who depend on me to help them, some of who I donât charge because they canât afford it. So, my schedule is minimal, my bills are racking up and I continue to try to help people sometimes at my own expense (physical). I have no health insurance because I canât afford it, I live in a 800 square foot apartment that I share and I drive a 1998 Nissan Maxima that has over 200,000 miles on it! I donât have âthingsâ because I donât NEED material things. It kills me to ask for help, especially monetary. Itâs hard for me to accept help but I have no problem giving, lending or helping other people. My friends say that I give âtoo muchâ, but I feel that if I have it to give or I can do something to help someone else be happier, less stressed or more comfortable than I will. And Iâve been taken advantage of many times because of this â for example, 3 yrs ago, I lent a co-worker $5000 to assure that as a single mother she would have a dependable car for her and her 3 kids. She has not paid me anything yet. Gave another friend my car for 2 weeks to use because her car was in the shop and she couldnât afford a rental. It was definitely an inconvenience, having to walk to and from work a mile, having to way to run errands until the weekend, etc. But I did it because I knew how much it meant to her and how much it helped. I then find myself thinking ⦠who will be my angel when I need one?? And I doâ¦. Please, please help!! I donât have a choice right now. I need surgery, physical therapy/personal training in order to continue working for others. Thank you so much for any contribution you can make! God Bless!
College Loans: $60,000
Surgery: $250,000
Credit card debt $40,000 over last 8 yrs to support me at times when couldnât work
Physical Therapy $2,000
Bills 3 mos $5,000 during recovery time
Wow⦠thatâs hard to see⦠: ( Feel like Iâm on the verge of a nervous breakdown!! Please be my angel
The angel is now in need of an angel Desperate Please help
Posted by aboutyou20 on 2011-10-03 16:58:16
I canât believe my life has come to this. First and foremost, it is important to know that I am a hardworking, responsible individual. I love going to work every day as a child and family therapist knowing that I have the ability to help make positive changes in othersâ lives. I also, for whatever reason, feel very uncomfortable asking for help. I donât think I have ever asked anyone for financial help in my life, let alone a âdonationâ. I was always taught that if you want somethingâ¦. YOU WORK FOR IT! I have had a job since I was 13 yrs old and it taught me to appreciate the value of the dollar and hard work. But what happens when you physically canât? My values speak to who I was, who I am and who I want to be and why I am worthy of your help.
Be respectful, giving, loving and kind to others.
Treat others as you would want to be treated.
First and foremost dedication to my family and friends
If you want something, you have to work for it because nothing in life is free
Work hard and you can achieve anything you set your mind to
If you believe in something, be passionate about it
Love what you do for work â Life is too short
Do not be selfish, but selfless â be there or give to others as much as you can
Resilient for many years âstruggling through a childhood of undiagnosed ADHD - low self esteem, disruptive and impulsive behaviors, poor attention, disorganization, ambivalence about making life decisions, flunking out of college my freshman yr at 18 yo (which led to me having to pay any subsequent schooling on my own), moving and attending a new school at the beginning of my 8th grade year with a scoliosis brace that had to be worn 23 hours a day, having major surgery at 14 yo and missing 3 months of my freshman yr. As an adult, moving from NJ to Ma away from my family who I was extremely close to due to a marriage that didnât work, losing my father to cancer and watching him waste away in front of me and feeling helpless. I did return to school as an adult committed to helping others and figuring out my own insecurities. Over 7 yrs (25-32 yrs old) received my bachelors degree from Rutgers University with high honors and my masters in clinical social work from Columbia University also with honors.
I know what I am capable of and I know how much I have to give to others. But at this point in my life, I also need to be honest with myself about my physical limitations.
When I was 12 yo I was diagnosed with a severe case of scoliosis and had to wear a body brace for 1 ½ yrs. Bad timing, I guess⦠I had just moved and was starting my 8th grade yr in a new school. Two yrs later (1983) I had major reconstructive surgery (14 hours, in a body cast 6 mos, couldnât ride in a car or sit for more than 15 mins a day for 3 mos) and my spine was fused from T3 to L4 â all at 14 yo! Over the years, my back problems were just âpart of my lifeâ. Now at 43 I am disabled and in need of another major surgery due to collapsed discs that are compressing the nerves in my lower back. The pain I endure is affecting my ability to sit, stand or walk to any period of time. I had to leave my last job as an outpatient therapist a couple of years ago due to my inability to commit to a schedule because of my pain. I have been taking pain pills, which I do not want to become addicted to and have worked out an arrangement with a caring chiropractor. Not to mention at work I have kids, teens and their families who depend on me to help them, some of who I donât charge because they canât afford it. So, my schedule is minimal, my bills are racking up and I continue to try to help people sometimes at my own expense (physical). I have no health insurance because I canât afford it, I live in a 800 square foot apartment that I share and I drive a 1998 Nissan Maxima that has over 200,000 miles on it! I donât have âthingsâ because I donât NEED material things. It kills me to ask for help, especially monetary. Itâs hard for me to accept help but I have no problem giving, lending or helping other people. My friends say that I give âtoo muchâ, but I feel that if I have it to give or I can do something to help someone else be happier, less stressed or more comfortable than I will. And Iâve been taken advantage of many times because of this â for example, 3 yrs ago, I lent a co-worker $5000 to assure that as a single mother she would have a dependable car for her and her 3 kids. She has not paid me anything yet. Gave another friend my car for 2 weeks to use because her car was in the shop and she couldnât afford a rental. It was definitely an inconvenience, having to walk to and from work a mile, having to way to run errands until the weekend, etc. But I did it because I knew how much it meant to her and how much it helped. I then find myself thinking ⦠who will be my angel when I need one?? And I doâ¦. Please, please help!! I donât have a choice right now. I need surgery, physical therapy/personal training in order to continue working for others. Thank you so much for any contribution you can make! God Bless!
College Loans: $60,000
Surgery: $250,000
Credit card debt $40,000 over last 8 yrs to support me at times when couldnât work
Physical Therapy $2,000
Bills 3 mos $5,000 during recovery time
Wow⦠thatâs hard to see⦠: ( Feel like Iâm on the verge of a nervous breakdown!! Please be my angel
Be respectful, giving, loving and kind to others.
Treat others as you would want to be treated.
First and foremost dedication to my family and friends
If you want something, you have to work for it because nothing in life is free
Work hard and you can achieve anything you set your mind to
If you believe in something, be passionate about it
Love what you do for work â Life is too short
Do not be selfish, but selfless â be there or give to others as much as you can
Resilient for many years âstruggling through a childhood of undiagnosed ADHD - low self esteem, disruptive and impulsive behaviors, poor attention, disorganization, ambivalence about making life decisions, flunking out of college my freshman yr at 18 yo (which led to me having to pay any subsequent schooling on my own), moving and attending a new school at the beginning of my 8th grade year with a scoliosis brace that had to be worn 23 hours a day, having major surgery at 14 yo and missing 3 months of my freshman yr. As an adult, moving from NJ to Ma away from my family who I was extremely close to due to a marriage that didnât work, losing my father to cancer and watching him waste away in front of me and feeling helpless. I did return to school as an adult committed to helping others and figuring out my own insecurities. Over 7 yrs (25-32 yrs old) received my bachelors degree from Rutgers University with high honors and my masters in clinical social work from Columbia University also with honors.
I know what I am capable of and I know how much I have to give to others. But at this point in my life, I also need to be honest with myself about my physical limitations.
When I was 12 yo I was diagnosed with a severe case of scoliosis and had to wear a body brace for 1 ½ yrs. Bad timing, I guess⦠I had just moved and was starting my 8th grade yr in a new school. Two yrs later (1983) I had major reconstructive surgery (14 hours, in a body cast 6 mos, couldnât ride in a car or sit for more than 15 mins a day for 3 mos) and my spine was fused from T3 to L4 â all at 14 yo! Over the years, my back problems were just âpart of my lifeâ. Now at 43 I am disabled and in need of another major surgery due to collapsed discs that are compressing the nerves in my lower back. The pain I endure is affecting my ability to sit, stand or walk to any period of time. I had to leave my last job as an outpatient therapist a couple of years ago due to my inability to commit to a schedule because of my pain. I have been taking pain pills, which I do not want to become addicted to and have worked out an arrangement with a caring chiropractor. Not to mention at work I have kids, teens and their families who depend on me to help them, some of who I donât charge because they canât afford it. So, my schedule is minimal, my bills are racking up and I continue to try to help people sometimes at my own expense (physical). I have no health insurance because I canât afford it, I live in a 800 square foot apartment that I share and I drive a 1998 Nissan Maxima that has over 200,000 miles on it! I donât have âthingsâ because I donât NEED material things. It kills me to ask for help, especially monetary. Itâs hard for me to accept help but I have no problem giving, lending or helping other people. My friends say that I give âtoo muchâ, but I feel that if I have it to give or I can do something to help someone else be happier, less stressed or more comfortable than I will. And Iâve been taken advantage of many times because of this â for example, 3 yrs ago, I lent a co-worker $5000 to assure that as a single mother she would have a dependable car for her and her 3 kids. She has not paid me anything yet. Gave another friend my car for 2 weeks to use because her car was in the shop and she couldnât afford a rental. It was definitely an inconvenience, having to walk to and from work a mile, having to way to run errands until the weekend, etc. But I did it because I knew how much it meant to her and how much it helped. I then find myself thinking ⦠who will be my angel when I need one?? And I doâ¦. Please, please help!! I donât have a choice right now. I need surgery, physical therapy/personal training in order to continue working for others. Thank you so much for any contribution you can make! God Bless!
College Loans: $60,000
Surgery: $250,000
Credit card debt $40,000 over last 8 yrs to support me at times when couldnât work
Physical Therapy $2,000
Bills 3 mos $5,000 during recovery time
Wow⦠thatâs hard to see⦠: ( Feel like Iâm on the verge of a nervous breakdown!! Please be my angel
The angel is now in need of an angel Desperate Please help
Posted by aboutyou20 on 2011-10-03 16:58:11
I canât believe my life has come to this. First and foremost, it is important to know that I am a hardworking, responsible individual. I love going to work every day as a child and family therapist knowing that I have the ability to help make positive changes in othersâ lives. I also, for whatever reason, feel very uncomfortable asking for help. I donât think I have ever asked anyone for financial help in my life, let alone a âdonationâ. I was always taught that if you want somethingâ¦. YOU WORK FOR IT! I have had a job since I was 13 yrs old and it taught me to appreciate the value of the dollar and hard work. But what happens when you physically canât? My values speak to who I was, who I am and who I want to be and why I am worthy of your help.
⢠Be respectful, giving, loving and kind to others.
⢠Treat others as you would want to be treated.
⢠First and foremost dedication to my family and friends
⢠If you want something, you have to work for it because nothing in life is free
⢠Work hard and you can achieve anything you set your mind to
⢠If you believe in something, be passionate about it
⢠Love what you do for work â Life is too short
⢠Do not be selfish, but selfless â be there or give to others as much as you can
Resilient for many years âstruggling through a childhood of undiagnosed ADHD - low self esteem, disruptive and impulsive behaviors, poor attention, disorganization, ambivalence about making life decisions, flunking out of college my freshman yr at 18 yo (which led to me having to pay any subsequent schooling on my own), moving and attending a new school at the beginning of my 8th grade year with a scoliosis brace that had to be worn 23 hours a day, having major surgery at 14 yo and missing 3 months of my freshman yr. As an adult, moving from NJ to Ma away from my family who I was extremely close to due to a marriage that didnât work, losing my father to cancer and watching him waste away in front of me and feeling helpless. I did return to school as an adult committed to helping others and figuring out my own insecurities. Over 7 yrs (25-32 yrs old) received my bachelors degree from Rutgers University with high honors and my masters in clinical social work from Columbia University also with honors.
I know what I am capable of and I know how much I have to give to others. But at this point in my life, I also need to be honest with myself about my physical limitations.
When I was 12 yo I was diagnosed with a severe case of scoliosis and had to wear a body brace for 1 ½ yrs. Bad timing, I guess⦠I had just moved and was starting my 8th grade yr in a new school. Two yrs later (1983) I had major reconstructive surgery (14 hours, in a body cast 6 mos, couldnât ride in a car or sit for more than 15 mins a day for 3 mos) and my spine was fused from T3 to L4 â all at 14 yo! Over the years, my back problems were just âpart of my lifeâ. Now at 43 I am disabled and in need of another major surgery due to collapsed discs that are compressing the nerves in my lower back. The pain I endure is affecting my ability to sit, stand or walk to any period of time. I had to leave my last job as an outpatient therapist a couple of years ago due to my inability to commit to a schedule because of my pain. I have been taking pain pills, which I do not want to become addicted to and have worked out an arrangement with a caring chiropractor. Not to mention at work I have kids, teens and their families who depend on me to help them, some of who I donât charge because they canât afford it. So, my schedule is minimal, my bills are racking up and I continue to try to help people sometimes at my own expense (physical). I have no health insurance because I canât afford it, I live in a 800 square foot apartment that I share and I drive a 1998 Nissan Maxima that has over 200,000 miles on it! I donât have âthingsâ because I donât NEED material things. It kills me to ask for help, especially monetary. Itâs hard for me to accept help but I have no problem giving, lending or helping other people. My friends say that I give âtoo muchâ, but I feel that if I have it to give or I can do something to help someone else be happier, less stressed or more comfortable than I will. And Iâve been taken advantage of many times because of this â for example, 3 yrs ago, I lent a co-worker $5000 to assure that as a single mother she would have a dependable car for her and her 3 kids. She has not paid me anything yet. Gave another friend my car for 2 weeks to use because her car was in the shop and she couldnât afford a rental. It was definitely an inconvenience, having to walk to and from work a mile, having to way to run errands until the weekend, etc. But I did it because I knew how much it meant to her and how much it helped. I then find myself thinking ⦠who will be my angel when I need one?? And I doâ¦. Please, please help!! I donât have a choice right now. I need surgery, physical therapy/personal training in order to continue working for others. Thank you so much for any contribution you can make! God Bless!
College Loans: $60,000
Surgery: $250,000
Credit card debt $40,000 over last 8 yrs to support me at times when couldnât work
Physical Therapy $2,000
Bills 3 mos $5,000 during recovery time
Wow⦠thatâs hard to see⦠: ( Feel like Iâm on the verge of a nervous breakdown!! Please be my angel
⢠Be respectful, giving, loving and kind to others.
⢠Treat others as you would want to be treated.
⢠First and foremost dedication to my family and friends
⢠If you want something, you have to work for it because nothing in life is free
⢠Work hard and you can achieve anything you set your mind to
⢠If you believe in something, be passionate about it
⢠Love what you do for work â Life is too short
⢠Do not be selfish, but selfless â be there or give to others as much as you can
Resilient for many years âstruggling through a childhood of undiagnosed ADHD - low self esteem, disruptive and impulsive behaviors, poor attention, disorganization, ambivalence about making life decisions, flunking out of college my freshman yr at 18 yo (which led to me having to pay any subsequent schooling on my own), moving and attending a new school at the beginning of my 8th grade year with a scoliosis brace that had to be worn 23 hours a day, having major surgery at 14 yo and missing 3 months of my freshman yr. As an adult, moving from NJ to Ma away from my family who I was extremely close to due to a marriage that didnât work, losing my father to cancer and watching him waste away in front of me and feeling helpless. I did return to school as an adult committed to helping others and figuring out my own insecurities. Over 7 yrs (25-32 yrs old) received my bachelors degree from Rutgers University with high honors and my masters in clinical social work from Columbia University also with honors.
I know what I am capable of and I know how much I have to give to others. But at this point in my life, I also need to be honest with myself about my physical limitations.
When I was 12 yo I was diagnosed with a severe case of scoliosis and had to wear a body brace for 1 ½ yrs. Bad timing, I guess⦠I had just moved and was starting my 8th grade yr in a new school. Two yrs later (1983) I had major reconstructive surgery (14 hours, in a body cast 6 mos, couldnât ride in a car or sit for more than 15 mins a day for 3 mos) and my spine was fused from T3 to L4 â all at 14 yo! Over the years, my back problems were just âpart of my lifeâ. Now at 43 I am disabled and in need of another major surgery due to collapsed discs that are compressing the nerves in my lower back. The pain I endure is affecting my ability to sit, stand or walk to any period of time. I had to leave my last job as an outpatient therapist a couple of years ago due to my inability to commit to a schedule because of my pain. I have been taking pain pills, which I do not want to become addicted to and have worked out an arrangement with a caring chiropractor. Not to mention at work I have kids, teens and their families who depend on me to help them, some of who I donât charge because they canât afford it. So, my schedule is minimal, my bills are racking up and I continue to try to help people sometimes at my own expense (physical). I have no health insurance because I canât afford it, I live in a 800 square foot apartment that I share and I drive a 1998 Nissan Maxima that has over 200,000 miles on it! I donât have âthingsâ because I donât NEED material things. It kills me to ask for help, especially monetary. Itâs hard for me to accept help but I have no problem giving, lending or helping other people. My friends say that I give âtoo muchâ, but I feel that if I have it to give or I can do something to help someone else be happier, less stressed or more comfortable than I will. And Iâve been taken advantage of many times because of this â for example, 3 yrs ago, I lent a co-worker $5000 to assure that as a single mother she would have a dependable car for her and her 3 kids. She has not paid me anything yet. Gave another friend my car for 2 weeks to use because her car was in the shop and she couldnât afford a rental. It was definitely an inconvenience, having to walk to and from work a mile, having to way to run errands until the weekend, etc. But I did it because I knew how much it meant to her and how much it helped. I then find myself thinking ⦠who will be my angel when I need one?? And I doâ¦. Please, please help!! I donât have a choice right now. I need surgery, physical therapy/personal training in order to continue working for others. Thank you so much for any contribution you can make! God Bless!
College Loans: $60,000
Surgery: $250,000
Credit card debt $40,000 over last 8 yrs to support me at times when couldnât work
Physical Therapy $2,000
Bills 3 mos $5,000 during recovery time
Wow⦠thatâs hard to see⦠: ( Feel like Iâm on the verge of a nervous breakdown!! Please be my angel
Hard Working Mother of Two Needs Help...
Posted by kmcget01 on 2011-07-11 07:58:41
I cannot believe I am doing this, but I figured it was worth a shot. I suppose I am what you would consider the working poor. I have a steady job that I have been at for over 10 years, but the pay is horrible. I make $10.15 an hour working around 30 hours per week. My bills add up to around $1000 per month and I have two girls, 8 and 9 mos. I am a senior in college working on my bachelors degree so please understand, I am not lazy. I just need help. Anything you can give would be greatly appreciated. I am just a normal person that has fell on hard times and I need a helping hand. I am barely able to make it through a month.
Please help my Mom...
Posted by Contreras1805 on 2011-06-29 12:58:37
I live with my Mom as well as my husband, my daughter (6), my brother, my sister-in-law, my niece (4), my nephew (7 mos.), and my brother-in-law. Our gas and electric has been disconnected. It is and has been over 90 degrees in our house. We have no place to go so unfortunately we have to stay in the house. My mother does work and my brother and sister-in-law both receive social security benefits and/or cash assistance, but as for the rest of us, we are unable to work unless its just day jobs here and there. We need help gathering money to get our gas and electric turned back on. Please help us. The bill is extremely high, but we are not asking for any specific amount, just anything you can donate will be helpful in getting to our goal amount to turn it back on.
help save the OHANNA HOME
Posted by kwlioness54 on 2011-04-22 18:58:27
13 family members have found this home a safe secure place for their loved ones while getting back on their feet.No-one has been forgotten or left behind. OHANNA
I have worked all my life, in 1999 I started my own in
home daycare and ran a successful business working with
low income families that needed good child care and I would waive their co-pay since in most cases would be their last penny. In 2003 we bought a home in which the double car garage was re-modeled and made into a daycare room. It was
also home to anyone that found themselves with out income or a place to live, no questions asked. Needless to say 3 of my 8 grandchildren were born here and we have had a total of 10 live here at one time. In 2005 everything hit
when my health took a turn for the worse. I had no income,
every one else pulled togeather and we made it through. I
owed IRS and fearfull of loosing our home I went to a local
tax accountant to help.Trusting this man with a re-fi he worked out for me we went from owing 119,000 at 5% interest to 177,000 at 12% paying interest only for 2 years at 1400.00 a month with Litton Loan .We ,determined to keep our home worked our butts off and made it until now. 7 mos
ago I asked Litton to modify my loan and sent them all forms they requested. When it came time for the modification I recieved a letter ,Litton sold my loan to Quantum Loan Servicing. I started the modification process again only to be told that Quantum does not do internal
modifications. I am now forced to file bankruptcy and have
until July to pay all money due in the sum of $17,187.02
by 7/11/2011 or my home will be sold at a public auction at the Mason County Courthouse here in Shelton, 1 mile from my home. I live here with my daughter ,her 4 kids, 5mos 4,5 & 13yr. Their daddy has been in prision cleaning up his past so he can come home to his family and start fresh. My daughter suffers with severe panic attacks and is in the process of recieving SSI,my 16yr. old grandson who has been on SSI since he was 11 and my 19 yr old grandaughter who is homeless.I have degenitive disk desease but am undergoing ipidural shots in my spine hoping to reduce the pain, with a brace I can function . I fear loosing our home and splitting up our family as WE are all WE have. What will happen to us.
I pray that there are enough understanding people that might
be able to lighten the burden and help me to continue to help those who need me, our home and to stay togeather.If
there is help out there and it happens to be more than we need I would like to donate to the struggling families that
need help.
GOD BLESS
All of us at the OHANNA home
I have worked all my life, in 1999 I started my own in
home daycare and ran a successful business working with
low income families that needed good child care and I would waive their co-pay since in most cases would be their last penny. In 2003 we bought a home in which the double car garage was re-modeled and made into a daycare room. It was
also home to anyone that found themselves with out income or a place to live, no questions asked. Needless to say 3 of my 8 grandchildren were born here and we have had a total of 10 live here at one time. In 2005 everything hit
when my health took a turn for the worse. I had no income,
every one else pulled togeather and we made it through. I
owed IRS and fearfull of loosing our home I went to a local
tax accountant to help.Trusting this man with a re-fi he worked out for me we went from owing 119,000 at 5% interest to 177,000 at 12% paying interest only for 2 years at 1400.00 a month with Litton Loan .We ,determined to keep our home worked our butts off and made it until now. 7 mos
ago I asked Litton to modify my loan and sent them all forms they requested. When it came time for the modification I recieved a letter ,Litton sold my loan to Quantum Loan Servicing. I started the modification process again only to be told that Quantum does not do internal
modifications. I am now forced to file bankruptcy and have
until July to pay all money due in the sum of $17,187.02
by 7/11/2011 or my home will be sold at a public auction at the Mason County Courthouse here in Shelton, 1 mile from my home. I live here with my daughter ,her 4 kids, 5mos 4,5 & 13yr. Their daddy has been in prision cleaning up his past so he can come home to his family and start fresh. My daughter suffers with severe panic attacks and is in the process of recieving SSI,my 16yr. old grandson who has been on SSI since he was 11 and my 19 yr old grandaughter who is homeless.I have degenitive disk desease but am undergoing ipidural shots in my spine hoping to reduce the pain, with a brace I can function . I fear loosing our home and splitting up our family as WE are all WE have. What will happen to us.
I pray that there are enough understanding people that might
be able to lighten the burden and help me to continue to help those who need me, our home and to stay togeather.If
there is help out there and it happens to be more than we need I would like to donate to the struggling families that
need help.
GOD BLESS
All of us at the OHANNA home
Single mother of 4 needs help making ends meet
Posted by gypsywillow on 2011-04-07 10:58:56
I am currently going threw a divorce and have 4 children to care for, I have started college this past January to help secure my children and my future, but i am struggling to pay for gas, household needs. With my student loan money i paid all of the bills for the nxt 4 mos. so im good on the bills, its just living expenses that i really need help with, i would apperciate any help that you would beable to help with, thank you so much for your kind act.
money for business
Posted by Ibelieve on 2011-03-23 13:58:56
iam a 50 yr old, disabled female, i believe in recycling amd helping others as much as i can . i now stand before others asking for help. i want to open a resale shop and i am 1400.00 dollars short. i also need a working box or old rent company truck. iam willing to make payments if you give me about 3 mos. also need a working fridge.i am asking for a hand up not hand out. i will pay back given enough time. GOD BLESS AND THANK YOU.
single mom needs money to finish nursing school
Posted by gogo on 2010-09-15 16:58:58
I am a single mother of two, 4 and 18 mos.,and I am no longer eligible for federal financial aid. I'm currently in Nursing school and about to enter my clinicals. I have decent credit, but do not work because I'm full-time with small children. I can't get private loans because I have too much debt (which is all student loans) and no income. If i can't get funding I will have to drop out. anything would be appreciated.
Desperate - please help!
Posted by ladybug4 on 2010-08-11 14:58:58
I don't know where to begin really - husband was out of work for almost a year, finally got a job that pays a 1/4th of what he used to make. Unfortunately within 3 mos of losing his job, our credit rating tanked like a lot of peoples, so no the banks tell us there is nothing they can do to help and all those government programs tells they cant help us either. Im at the end of the road and losing hope fast. Please someone help us with a loan or something, anything really. We worked so hard to get our home and now because of circumstances beyond our control we may lose it.
I never thought this would happen to me...
Posted by G4828 on 2010-07-24 20:58:58
I am helping to care for my mother who is in the end stages of COPD (chronic obstructive pulmonary disease). My husband works but due to being on unemployment for 8 mos we are not making it. I have always been the one to lend a helping hand, not ask for one. This time I need help. I humbly ask for anything you can spare so we don't get kicked out of our apt. We aren't from where we currently live so if we do get evicted, it would mean leaving the area where my mother is now. We will be ok in a few mos but right now we desperately need help. Thank you so much and I appreciate anything you can spare.
LONG DISTANCE RELATIONSHIP & CAN'T AFFORD TO SEE E...
Posted by 0 on 2010-02-18 22:58:58
LONG DISTANCE RELATIONSHIP & CAN'T AFFORD TO SEE EACH OTHER
My name is Michele. I live in the US and my boyfriend of 2.5 years, *David, lives in the UK. We're in our 20s and we plan to eventually marry. Our problem now is that we're having trouble affording to visit with each other even once a year. I work two part-time jobs and the lion's share of my wages goes to keeping my car on the road and paying rent. If there's any left, it all goes to the 'Visiting *David' fund. Our last visit was during the summer of 2009. Right now, *David has absolutely no money to contribute to a visit between us because our last one set him back so much. He doesn't expect to be able to get himself out of his financial rut for another 6 mos.- 1 yr. He lives with his mother who is on [very little] disability benefits because she's been in two major accidents that have injured the same leg. He really loves her and helps her out by going 50/50 with the cost of rent and groceries. If you know anything about the cost of living in the UK, you know this can be quite the burden on someone so young. He also walks 3 miles to and from each of his shifts at work because neither of them can afford a car or bus/taxi fare each month. It would be easy to find a partner who is more accessible and maybe a bit more well off, but I adore *David. He's completely worth the struggle. However, it is indeed a struggle. I implore you to donate what you can for our next visit. We would never forget this act of kindness and it would bring SO much happiness to the both of us. I would hope that anyone who reads this can understand what it's like to go far and wide to be with the one they love. Thank you so much.
Michele & *David [name changed, per request]
PAYPAL: michelebouchard@live.com
My name is Michele. I live in the US and my boyfriend of 2.5 years, *David, lives in the UK. We're in our 20s and we plan to eventually marry. Our problem now is that we're having trouble affording to visit with each other even once a year. I work two part-time jobs and the lion's share of my wages goes to keeping my car on the road and paying rent. If there's any left, it all goes to the 'Visiting *David' fund. Our last visit was during the summer of 2009. Right now, *David has absolutely no money to contribute to a visit between us because our last one set him back so much. He doesn't expect to be able to get himself out of his financial rut for another 6 mos.- 1 yr. He lives with his mother who is on [very little] disability benefits because she's been in two major accidents that have injured the same leg. He really loves her and helps her out by going 50/50 with the cost of rent and groceries. If you know anything about the cost of living in the UK, you know this can be quite the burden on someone so young. He also walks 3 miles to and from each of his shifts at work because neither of them can afford a car or bus/taxi fare each month. It would be easy to find a partner who is more accessible and maybe a bit more well off, but I adore *David. He's completely worth the struggle. However, it is indeed a struggle. I implore you to donate what you can for our next visit. We would never forget this act of kindness and it would bring SO much happiness to the both of us. I would hope that anyone who reads this can understand what it's like to go far and wide to be with the one they love. Thank you so much.
Michele & *David [name changed, per request]
PAYPAL: michelebouchard@live.com
LONG DISTANCE RELATIONSHIP & CAN'T AFFORD TO SEE E...
Posted by 0 on 2010-02-18 22:58:58
LONG DISTANCE RELATIONSHIP & CAN'T AFFORD TO SEE EACH OTHER
My name is Michele. I live in the US and my boyfriend of 2.5 years, *David, lives in the UK. We're in our 20s and we plan to eventually marry. Our problem now is that we're having trouble affording to visit with each other even once a year. I work two part-time jobs and the lion's share of my wages goes to keeping my car on the road and paying rent. If there's any left, it all goes to the 'Visiting *David' fund. Our last visit was during the summer of 2009. Right now, *David has absolutely no money to contribute to a visit between us because our last one set him back so much. He doesn't expect to be able to get himself out of his financial rut for another 6 mos.- 1 yr. He lives with his mother who is on [very little] disability benefits because she's been in two major accidents that have injured the same leg. He really loves her and helps her out by going 50/50 with the cost of rent and groceries. If you know anything about the cost of living in the UK, you know this can be quite the burden on someone so young. He also walks 3 miles to and from each of his shifts at work because neither of them can afford a car or bus/taxi fare each month. It would be easy to find a partner who is more accessible and maybe a bit more well off, but I adore *David. He's completely worth the struggle. However, it is indeed a struggle. I implore you to donate what you can for our next visit. We would never forget this act of kindness and it would bring SO much happiness to the both of us. I would hope that anyone who reads this can understand what it's like to go far and wide to be with the one they love. Thank you so much.
Michele & *David [name changed, per request]
PAYPAL: michelebouchard@live.com
My name is Michele. I live in the US and my boyfriend of 2.5 years, *David, lives in the UK. We're in our 20s and we plan to eventually marry. Our problem now is that we're having trouble affording to visit with each other even once a year. I work two part-time jobs and the lion's share of my wages goes to keeping my car on the road and paying rent. If there's any left, it all goes to the 'Visiting *David' fund. Our last visit was during the summer of 2009. Right now, *David has absolutely no money to contribute to a visit between us because our last one set him back so much. He doesn't expect to be able to get himself out of his financial rut for another 6 mos.- 1 yr. He lives with his mother who is on [very little] disability benefits because she's been in two major accidents that have injured the same leg. He really loves her and helps her out by going 50/50 with the cost of rent and groceries. If you know anything about the cost of living in the UK, you know this can be quite the burden on someone so young. He also walks 3 miles to and from each of his shifts at work because neither of them can afford a car or bus/taxi fare each month. It would be easy to find a partner who is more accessible and maybe a bit more well off, but I adore *David. He's completely worth the struggle. However, it is indeed a struggle. I implore you to donate what you can for our next visit. We would never forget this act of kindness and it would bring SO much happiness to the both of us. I would hope that anyone who reads this can understand what it's like to go far and wide to be with the one they love. Thank you so much.
Michele & *David [name changed, per request]
PAYPAL: michelebouchard@live.com
