Mortgage Tags

Hello due to unforseen reasons I got behind on my mortgage and when I had most of the money to pay Chase they did not want to take it but they wanted all of the money at once. They now have a sell date on my home for the 5th of next month and I have until May 29 at 5pm to have all the money plus lawyer fee totaling 9,155.30. I have 3,000 of it and my twin said she can come up with 1,200 of it. Please can someone help me I will pay you back. Checking around to different shelters has caused me anxiety that i never experienced. As the days goes by i cant function nor think because I feel helpless with this date clicking away. I can show proof to any donor or they can meet me at Chase bank. I am also a certified professional massage therapist and cosmetologist, I can also pay you back with services. Please please help

Hello,

I have graduated in April 2008 with a Bachelor Degree in Human Biology. I worked in the Healthcare Industry for several years. I am currently unemployed sine my company went bankrupt and can not find a job that pays decent so I can make my student loan payments that are $670 per month and support my family. I have $58,000 in student loan debt the original balance was around 40,000 but I had to stop making payments until last year because I could not make a living at all with a $12/hr job to pay for mortgage and other living expenses. Sallie Mae is just saying that they can not do anything about it the only thing I can do is pay interest only and reduce my payment by like $200 and that is for 30 years. Please help me get out of this burden sometimes I ask myself why I ever went to school and if it was really worth it all because some of my friends that have no school are doing better than I am. I guess that is they way you live the American Dream!! This is just crazy that there is no law that protects students when they are in situations like this especially in a economic crisis. Please, I really want to be able to save my marriage, house and be able to provide for my daugther. If anyone is reading this and is willing to donate I would really appreciate anything you give. Also I understand that there are much worse situations out there and people in a greater need of help that is also understandable however I will end up on the street and my loan will go int default if I can not make the payment and I dont think it can get worse than that as far as student loans are concerned and Financial problems. I wish I could someday help someone myself or in any other way. Please people every little helps. God Bless! AJ

My husband is a disabled, retired Army veteran. About 10 years ago he purchased a camp in Maine that he planned to fix up and move into for his retirement. Unfortunately he has suffered flood damage twice, once he had flood insurance, or thought he did, but the insurance company refused to pay saying they hadn't processed the payment on the day he opened the policy and the flooding occured over the weekend so he was not covered! The second flooding FEMA came in and didn't bother going under the house so they only gave him $800! Both times the flooding destroyed all the insulation and a great deal of work. He now has to jack up the house, have a foundation put in, then level everything in the house. He cannot live there. He applied for an equity loan from the bank as the property is valued at $139K and there is no mortgage. But we have moved to Nevada as I was offered a job here that paid better than back east. We want nothing more than to get this house fixed up in Maine so we can either sell it or possibly retire there. Right now if someone was willing to give an equity loan of $40,000, we would take that instead of begging. Please consider helping us before this Maine house gets flooded again and we lose everything there. If each person who reads this can only give $1, it wouldn't take long to reach our goal and then we could give back in the future!

I find myself embarrassed as I am typing this note. I am a mother of three boys who has been out of work for over 2 years. Every day I beg agencies for work, any type of work! I post my resume and apply for jobs every morning. I owe income tax money, college money, private school tuition, mortgage, gas and electric and the list goes on and on. I sell on eBay and try my b.set every day just to wake up depressed feeling like a failure. I have been abused for years and am loosing my mind. I know you may find this difficult to believe but this is a true story! Any help at all possible would be greatly appreciated!!!!! Thank you for even taking the time to read my story and feel my pain!

My name is Jason. I am a hardworking 28 year old married man with three wonderful children 7, 4, and 1 month old, and the best wife anyone could ever ask for. When I and my wife married we were “given” my parents’ home in NY along with the mortgage as a wedding present. My wife and I have spent the last three years renovating this home, dumping every single cent we had into its improvement. We both come from broken homes and both wanted something more than what we came from, and have managed to build a loving stress free environment for our family, and in a matter of a month my “family” (brother, mother and father) have managed to crush our dream out of selfishness and this, “the world owes me something” mentality they all seem to have.
I work full time and also do side jobs on weekends to make ends meet, my wife has been out of work on disability (she will return full time in the next 3 weeks) due to the birth of our son, which should be the happiest time of our life, and yet I get to go home and see my children upset wondering why there uncle is acting the way he is, I get to see my wife cry over the fact that we have been basically reminded that even though we pay the bill and we fix this home and have made it what it never was for me growing up an actual home, that it is not ours and we should have no say over what happens.
My brother who at one time made hundreds of thousands of dollars a year an selfish heartless drug addict, who even though has never treated me or my family with any respect I have always dropped what I am doing regardless of time or place to go “save him”, and by save usually picking his drug addict ass up and making sure he gets home, or dropping what I’m doing to take him to the hospital cause he is so sick from whatever he has taken this time. Now that brother has decided to move in with us, not ask, not offer to help, but blatantly tell me and my wife, “it’s not your house , I am not asking permission to stay here”, and my parents who told me this home was a “Wedding gift” seem to agree. They feel it’s okay for a drug addict to be living among children, that it’s okay that slowly one by one pieces of my wife’s jewelry are disappearing, or that since he came has literally taken over my infant sons nursery with his disgusting belongings that I found my wife sitting on the floor of the living room trying to feed the baby because he’s asleep on the sofa passed out cold and his belonging are strewn all over the house.
My only options are to buy this home that I and my wife have built a great life in so I can say who stays and goes, or to uproot my children and move as far from these selfish disgusting people as possible.
In order to purchase this home I would need a deposit upwards of 12000 which due to me draining my accounts my sons accounts and my wife’s to “save” my brother from jail, drug dealers, etc., we have nothing left. Which has led me here, led me to the point where I feel more dependent on asking strangers for help than my own family because they can’t even help themselves? I am the little brother (youngest of four) who has always had to be the big brother, I am the one one whose entire family drops there problems in my lap as if to say deal with it. I have been the pillar supporting every single family member I have for the last 28 years, the pillar has finally cracked and can’t hold up the weight of the world anymore. I am begging on my hands and knees for help from completer strangers so I can continue to give my children the life I never had, and offer them some stability instead of having to tear them from the home they have come to love, that my wife has come to love, that I love. I want to give my children the world but my family continues to assure that won’t happen under there watch. Please I beg of you with everything I am I need help. Please don’t make us just another statistic, I found my calling and made a life for my wife and children, I have put aside pride, because they are all that matters to me. Thank You for taking the time to read this and thank you for any support or help you can provide.

I am disabled and my husbands job has reduced his hours. We have two children one is autistic.Our mortgage is three months behind and we are behind in all are bills. The bank account is neg and we have no money for groceries. Please help us catch up as my husband is seeking fulltime employment.I take Enbrel injections for arthritis and have been without the medication because i am unable to afford the co-pay. Please help us!

Please help I'm working full time living paycheck to paycheck I have a wife and 18 month old daughter to support we had a unexpected emergency room visit and my car broke down shorty after these two bills alone left my family in debt and behind on my mortgage even unable to pay our electric bill we will have no lights in less then a month please anything raised will help

My name is Jason. I am a hardworking 28 year old married man with three wonderful children 7, 4, and 1 month old, and the best wife anyone could ever ask for. When I and my wife married we were “given” my parents’ home in NY along with the mortgage as a wedding present. My wife and I have spent the last three years renovating this home, dumping every single cent we had into its improvement. We both come from broken homes and both wanted something more than what we came from, and have managed to build a loving stress free environment for our family, and in a matter of a month my “family” (brother, mother and father) have managed to crush our dream out of selfishness and this, “the world owes me something” mentality they all seem to have.
I work full time and also do side jobs on weekends to make ends meet, my wife has been out of work on disability (she will return full time in the next 3 weeks) due to the birth of our son, which should be the happiest time of our life, and yet I get to go home and see my children upset wondering why there uncle is acting the way he is, I get to see my wife cry over the fact that we have been basically reminded that even though we pay the bill and we fix this home and have made it what it never was for me growing up an actual home, that it is not ours and we should have no say over what happens.
My brother who at one time made hundreds of thousands of dollars a year an selfish heartless drug addict, who even though has never treated me or my family with any respect I have always dropped what I am doing regardless of time or place to go “save him”, and by save usually picking his drug addict ass up and making sure he gets home, or dropping what I’m doing to take him to the hospital cause he is so sick from whatever he has taken this time. Now that brother has decided to move in with us, not ask, not offer to help, but blatantly tell me and my wife, “it’s not your house , I am not asking permission to stay here”, and my parents who told me this home was a “Wedding gift” seem to agree. They feel it’s okay for a drug addict to be living among children, that it’s okay that slowly one by one pieces of my wife’s jewelry are disappearing, or that since he came has literally taken over my infant sons nursery with his disgusting belongings that I found my wife sitting on the floor of the living room trying to feed the baby because he’s asleep on the sofa passed out cold and his belonging are strewn all over the house.
My only options are to buy this home that I and my wife have built a great life in so I can say who stays and goes, or to uproot my children and move as far from these selfish disgusting people as possible.
In order to purchase this home I would need a deposit upwards of 12000 which due to me draining my accounts my sons accounts and my wife’s to “save” my brother from jail, drug dealers, etc., we have nothing left. Which has led me here, led me to the point where I feel more dependent on asking strangers for help than my own family because they can’t even help themselves? I am the little brother (youngest of four) who has always had to be the big brother, I am the one one whose entire family drops there problems in my lap as if to say deal with it. I have been the pillar supporting every single family member I have for the last 28 years, the pillar has finally cracked and can’t hold up the weight of the world anymore. I am begging on my hands and knees for help from completer strangers so I can continue to give my children the life I never had, and offer them some stability instead of having to tear them from the home they have come to love, that my wife has come to love, that I love. I want to give my children the world but my family continues to assure that won’t happen under there watch. Please I beg of you with everything I am I need help. Please don’t make us just another statistic, I found my calling and made a life for my wife and children, I have put aside pride, because they are all that matters to me. Thank You for taking the time to read this and thank you for any support or help you can provide.

I've been working retail for the last 5 years and it's time for a change. On top of that the company I work for is undergoing major changes so there is a chance I'm going to be demoted even though i didn't do anything wrong.
I've decided to get a career in finance. I was able to get an internship but the problem is that it's non paid. I have a mortgage and a car I need to pay off.
Any donation will be greatly appreciated. I thank you ahead of time.

My name is Jason, I am 28 Years old and married with three children ages 7,4 and 1 month. When me and my wife married we were "given" my parents home in NY as a "wedding Gift"( home still had mortgage whcih we make the payments on) My wife and i have built a happy stress free life together, only to have it shattered, by drug addict co dependant family mmebers who feel since the home is still owned by my parents (although i pay the mortgage) they can come and go as they please. I have tried everything form asking them to leave , to having my parents ask them to leave, only to be reminded how its "not my home" and i cant make the rules. My wife and i are destroyed at the fact that anyone would tell us its ok that they are putting my childrene in danger or making my kids see there family members like they are. I have been to every bank possible in order to purchase this home from my family, only to be told that iven with anf FHA loan i will still need close to 12000.00 dollars to put down on this home in order to buy it, make it my own, and keep the people whos own selfinshness and obscured mental state is only adding to the destruction of a once happy home. My only other option is to move again from a home i love, that my wife and children love and move away from these people, or purchase the home (which was the plan originally) I now have a a family mmeber leaching off of us, refusing to leave because "its not my home" my wife is out of work on disability due to a recent surgery, she will be returning to work in the next 3 weeks, I have done everyhting for my family, dropped what i was doing at insane times of the night to go "rescue" my drug addict family members, emptied my chiuldrens savings accounts to "save" my drug addict family memebers, gotten loans in my name to save my drug addict family members, only to have it thrown in my face, I am the little borther who spent his life haveing to be the big brother, and i just cant anymore, all that matters to me is my children and wife and keeping them in a safe and stable home where they can have the life i did not,I know its a long shot and everyone has a sob story, but i have no where left to turn, please im begging on my hands and knees, forget pride i just want to save my real family, my wife and kids, they are all that matters to me. My children are in a good school district doing very well, i just dont know what else to do, thank you for your consideration, and any help you can give.

I am in desperate need of 12,000 dollars for a down payment to purchase the home, please, i have to turn to strangers for help, that has ecome the qaulity of my so called "family"

thank you all

Hello,

I don't know where to start. I signed for a home that was supposed to be a shared mortgage with my sister. But as soon as I bought it she left me. I have been struggling for 2 years now in and out of work to keep it. I love my home I am in need of $30,000 by the end of the month to keep it and so badly need financial help. I'm still looking for work and the rest of my family is trying to help me as well. Would appreciate any help I can get before it is too late.

Thank You

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My mother is being evicted and my handicapped father is being forced out by the mortgage company. I am trying to find a job so I have enough money for school, to travel to my internship for my degree, and for a little vacation if I can get away from this bad luck that's following my family. Please I know there are others out there that are worse off than me and if I had the money I would donate to them but I don't.

We were served a Notice from the mortgage company's law office and the Court: NOTICE OF RIGHT TO CURE.

We have until the end of May 2012 to come up with $26,000.

Can you help?

Bruce in Shrewsbury, MA

Hello, I've never done this before but, I'm desperate.
I'm 19 years old and my family is going through a divorce, my mother never furthered her education and has been a house wife for the entire 20 years they have been married and simply supported my dad and all his pursuits.

When I turned 18 my dad left for a gas station woman he'd known for maybe a total of a few months. Let me state he tried to have an affair with her, it wasn't till my mother confronted him that he said he wanted a divorce; My dad is a repeated cheat, I was never aware of this till the day he left, then all the lies came out of the closet.

We run a small chimney sweep business, the office is located at my mother's as she sets the appointments. She does not receive a pay check because during their marriage it was easier on taxes, they have decided to keep it this way and instead dad just covers the bills.

Now the business is great in the winter but we are in spring now and as you may already know no one uses their fireplace in the middle of warm weather! No they go outside and have bonfires. Now my dad is going blind due to diabetes and simply cannot work, we have hired a friend to do the jobs now while my dad just tells them what needs to be done and oversee's the work to the best of his ability. However, his reputation of leaving his wife and daughter for a woman he barely knows has
gotten around and I've heard the clients say they don't want business from a man like that.
My dad also wants to spend money we do not have, he is trying to sell an old sports car so we can put another work truck on the road, we don't have enough work to keep the one truck going we most certainly can't afford the regular expenses of another! My parent's can't even afford to legally divorce, and he want's a new truck. The one he has is fine, I don't understand why he won't use that money for bills.

Now any money I earn myself I have to give to my parents to help alleviate the burden of the bills, but what I contribute is not enough and now we have received the nasty call from the mortgage that they are foreclosing. While I hand all my savings to my parents can't save for my education, and being homeless will make it almost impossible. I've no famly or friends to turn to and we do not have a shelter here. I'm under the age of 24 so I cannot get any financial aid for school without a legal guardian to sign for me, and my parents refuse to think realistic; When I ask them what are we going to do? they say "Winning the lottery is the only thing that can save us." They have lost hope, I understand things are bad... but is it so bad that they can't help me get financial aid?

We currently need $136,000 to pay the house completely off, I'd love to have that, if you find it in your heart to give us our home I'd never be able to forget it. I'd be forever grateful and I'd love to return the favor someday so please feel free to give me an e-mail to contact.

To get us caught up on bills and me in school for nursing will take $7,000. we are so far behind and work is pretty much non-existent... My dad refuses to apply for disability as well.

I'm begging you please help me, I'm drowning in the debt of my parents. I've wanted to be a nurse my whole life and now I feel robbed of that chance... So please help!

I am a father of two young boys. we already are living without water and we have no food beyond this week. we walk across street to use restroom at a family members house, this is gracious enough as we have fallen on hard times and so have they. we, together, try our best to help each other but i have been without meaningful work since being laid off from a steel mill. i was a hard worker and went in sick or well to make sure my family had their needs met, when i lost my job it was devastating. i am 26 no degrees, some college level courses completed and have had only two jobs since i was 18. i have little to no work experience outside of the heavy industries which have fallen off sue to the slow economy. this makes me under qualified for most good paying jobs as i cannot work for min. wage and support my children along with my home. this has destroyed my six year marriage and left me penniless and sometimes homeless as my ex wife retains the home. she works near full time but only makes 9 dollars and hour driving bus for osu, not enough income to cover all the expenses without my help. i have moved back home to try to make amends to find that within 10 days we are to be removed from the house if i do not have $1,500.00 for non-payment of the mortgage. please if someone can help us as i am desperately looking for gainful employment, i want to work and am a good hearted christian man. if only a few kinds words to sway an employer to give me a chance, anything would be appreciated.

call 614-632-0539

I am in desperate need of a donation in the amount of $8,000. My mother recently died without any warning leaving me and my siblings with mortgage and everyday upkeep. We all have jobs and are working. We are also in need of transportation. If there is anything you can do to help, it would be greatly appreciated.$1, $5, anything. Thank you so much for reading this. I wish nothing but the best for you. Thank you.

Dear Sir or Madam,

We are an average family who have fallen upon very hard times. My wife was let go from her work about 18 months ago with no severance pay and has been unable to find any payable employment since... she has been volunteering at the local school as a classroom assistant but really could do with finding some new work soon.

As you can imagine with my wifes income lost to us things have been tight for a while now so it was an awful second blow when my employers went into administration and the factory was finally closed with all employees laid off, again with no severance pay just over 6 months ago now by the Administrators... we had been hopeful of a buyout but it didn't happen and the whole lot of us were placed onto the scrapheap. As it was we had no payrise for the previous four years...

Things are now hitting crisis point for me and my family, I have only been able to find 4 weeks of paying work in the last six months... we have sold the family car to try and keep my daughter in college and have the house up for sale in the hope we can pay off the capital and start renting but if we don't make this next mortgage payment the bank are going to start foreclosure on us... as for my slightly younger son and his college future that is currently looking very unlikely...

The family pets (2 Cats and 1 Staffie Dog) are as much a part of this family as any of us yet we are now with great reluctance and heartfelt pain considering having to give them up to a the local rescue centre... I think I will cry a thousand tears if I have to let them go but I need to be pratical and focus on my wife and children and putting them first... For I will cry a million tears if I let them down any further than I already have...

Any HELP you can give us will be most gratefully received and a prayer of thanks will be said for every penny.

God Bless you and God Bless America.

Many thanks for reading this.

Charlie x

Have been a great nurse for 36 years, now unemployed and have not found a job. Certainly did not think the job problem would affect nursing. I know God has a plan for me, and hope for a sign/guidance soon. My savings are almost gone to pay bills/mortgage. Don't get me wrong, I am so blessed in many ways. Am trying not to worry, but have no health insurance, all my savings will be gone in a month and I don't know what to do. Am trying to be positive, since being out of work allows me to help my future mother in law (she is 94)My fiance and I are trying to keep feeding a colony of cats, some ferel, but some have become very loving and they all look forward to our daily visits, and the food we bring. Any help would be so appreciated. Hopefully I will be able to get work soon and be able to help others.

trying to stay a float but the waters keep rushing in. Need money to pay outstanding mortgage due to loss of income. Been struggling for 7 years but with your help I know I can get back on my feet. Trying to stay out of forclosure and need your help to do it. Please help me with what ever you can I need to raise over 30,000 to cover lawyer fees and failed loan modifications please help me no amount is too little.

Hi, I am trying to save money for a down payment for a house. I can manage to pay the mortgage payment every month. I have 10% saved so far. But this has taken me 5 years to save. I still need 10% more. It is really hard to save while paying outrages rent prices. I would appreciate anything you can help me with.

Hi, I am trying to save money for a down payment for a house. I can manage to pay the mortgage payment every month. I have 10% saved so far. But this has taken me 5 years to save. I still need 10% more. It is really hard to save while paying outrages rent prices. I would appreciate anything you can help me with.

Hi, I am trying to save money for a down payment for a house. I can manage to pay the mortgage payment every month. I have 10% saved so far. But this has taken me 5 years to save. I still need 10% more. It is really hard to save while paying outrages rent prices. I would appreciate anything you can help with.

Hi, I am trying to save money for a down payment for a house. I can manage to pay the mortgage payment every month. I have 10% saved so far. But this has taken me 5 years to save. I still need 10% more. It is really hard to save while paying outrages rent prices. I would appreciate anything you can help me with.

Hi, I am trying to save money for a down payment for a house. I can manage to pay the mortgage payment every month. I have 10% saved so far. But this has taken me 5 years to save. I still need 10% more. It is really hard to save while paying outrages rent prices. I would appreciate anything you can help me with.