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help with med cost and keeping a roof over head

Posted by dleewalker29 on 2012-05-24 00:58:13

i am a pre op transsexual finding it very difficult to buy meds and maintain a roof over head. my insurance no longer covers the medications im prescribed so i have to buy them out of pocket. at the moment my only income comes from selling jewelry and that is barely enough to buy all my meds needed let alone maintain a roof over head. i cant work a regular job because i have crippling form of agoraphobia which often leaves me stuck in doors im currently couch-surfing with friends when ever allotted but even that has dwindled to just a few. im asking for help from anyone who has a kind enough heart to pay it forward and lend me a hand. i cant offer much in return maybe some of the rings im selling and access to my transition site tracking my transition

I NEED MONEY TO GET MONEY

Posted by mme21593 on 2012-05-23 15:58:28

I recently started my own business which I am running out of my home. I am not making any money. As a matter of fact, it is putting me in the hole more than it is helping me out. I need money to help me out with this situation. I have a 2 year old son that I have to support and it is really hard when i never have more than 200 dollars at a time in my checking account. Actually, my account is overdrawn at this very moment. I would take any amount and be very grateful for it! PLEASE HELP ME OUT!
This is my story from THE BIGGEST MISTAKE OF MY LIFE to now May 23 2012.
I am 26 and live on a little island off the uk . when I was 19 I got a loan out to buy a car, the car cost was about £22,000 thats about ($34,546.6) this was the worst diction of my life about 6 months after buying the car, I found myself out of work and unable to pay back the payment, so the loan company that had been charging me for not paying back my debt had now with the charges taken the debt from £20,000 upto about £25,000 ($39,290) then took my car and auctioned it off for £5,000 about ($7,855) this took my debt down to £20,000 . At this point I realized the massive mistake I had made but noticing this didn't change the fact I was in debt and didn't know who I was going to get out. So I did the best I could and to worked and paid off what I could . I have now got my debt down to about £10,000 that is ($15,705) meaning in the last 7 years I have paid £17,000 ($26,710.4) for a car I don't have. I was getting paid about £11,500 ($18051.55) a year and living off about £9,000 a year for food rent/bills and anything else, the thing is i have just lost my job again because of cut backs and there is no work here at the moment so any help would be amazing. See when I was 19 I wanted to go to the USA and do a ski season or some seasonal work but now I want to do some volunteer work but with this debt I am stuck here . The worst part of this all to me is that when I think at I could be £17,000 ($26,710.4) richer had I not brought that car and could be living my dreams and helping other people instead I am stuck in a hole needing the help. If anybody does help me I will be very greatful and will be happy to return the favour in some way .

Thanks again

KEZ

Please donate to me...i need your help

Posted by chez246 on 2012-05-21 16:58:07

Hi There,

My name is cheryl and I live in the Uk. I really hate to even ask for this but I dont see what else I can do.

I have had small breasts every since I was young. I have always been embarressed about them and have always wanted to have breast augmentation, but now it is really making me depressed. I have had 2 children, my youngest is one years old and I breastfed him for a year. Which really boosted my confidence and i felt great and I was so motivated. But now my breasts are nothing at all and im so depressed at the moment. I am self employed doing hair and beauty and with having 2 small children and bills to pay for, Its excepionally hard to try and save. I have considered and been looking for loan sharks but ive been warned off them.

So I was wondering if there are any generous people out there willing to help me along to bring my confidence back. I know some people say that they are just boobs and its stupid. But its not when I feel really low all the time and hate myself just because I dont feel like a young woman anymore.

I have always been involved in varies charity events and I always raise money for different events and campaigns, now im the one who needs the help.

Your support and any donation at all would be much appreciated.

http://pledgie.com/campaigns/17396

Thank you very much everyone.

Love to all

Please donate to me

Posted by chez246 on 2012-05-21 16:58:05

Hi There,

My name is cheryl and I live in the Uk. I really hate to even ask for this but I dont see what else I can do.

I have had small breasts every since I was young. I have always been embarressed about them and have always wanted to have breast augmentation, but now it is really making me depressed. I have had 2 children, my youngest is one years old and I breastfed him for a year. Which really boosted my confidence and i felt great and I was so motivated. But now my breasts are nothing at all and im so depressed at the moment. I am self employed doing hair and beauty and with having 2 small children and bills to pay for, Its excepionally hard to try and save. I have considered and been looking for loan sharks but ive been warned off them.

So I was wondering if there are any generous people out there willing to help me along to bring my confidence back. I know some people say that they are just boobs and its stupid. But its not when I feel really low all the time and hate myself just because I dont feel like a young woman anymore.

I have always been involved in varies charity events and I always raise money for different events and campaigns, now im the one who needs the help.

Your support and any donation at all would be much appreciated.

Thank you very much everyone.

Love to all

Please help!

Posted by angel66 on 2012-05-21 12:58:44

HI, my name is Michael. For the longest time I've been wanting to do something about my teeth. I can't remember the last time I smiled in a picture or go out for a meal without worrying about what I can or can't eat or chew. I would like to feel normal again one day. But at the moment that's the least of my problems with eviction about a month away we are stuck with two small children (2 & 5) and no money thanks to mounting bills and benefit cuts. Last year I was forced to leave my job due to health problems. I'm waiting to have surgery on my hip in a month or so and hopefully I can get back to work before Christmas. I have never done this before but I am desperate, I feel I let my family down. Any donation however small would be appreciated we have nothing left to sell.Would be willing to pay back any loans once I'm back on my feet again. Thank you.

help with paying my bills

Posted by miljo1 on 2012-05-20 14:58:20

I am confident, responsible young woman from Poland. I am a hard working and ambitious, stubbornly strive to end. But there are things that I will never overcome ... political system, unemployment, legal and economic conditions.
Books of Brian Tracy and Robert Kyiosaki won't help me , no seminars or personal trainer. I want to fulfill my dreams, I want to have the possibility to study, travel, and in the future, I want to live in my dream home.

At the moment i'm unemployed and I realy need your financial help to pay my bils and fulfill my dreams.

I have a precise plan. I know it may take some time but I am prepared for this.

Need help with medical

Posted by dazeodrew on 2012-05-18 18:58:58

I need prayer and help.
All was well just a year ago. I had a good paying job, a beginning side business, and a blessed life. I left my job to move 2000 miles so my wife and I could care for her mother. I used my savings to rent a home for us and paid months in advance to cover us while I looked for work.
I have been unable to find work, my mother-in-law passed, my wife was diagnosed with cancer and we no longer had good health coverage, and my savings ran out. My small side business can only provide enough to cover the basics and since there is nothing left over, it cannot grow. We are 3-4 months behind our bills and all are getting impatient. The medical care my wife needs is about to end if I can’t make a payment in the next few days.
I am a disabled veteran of Desert Storm and am limited with some of the work I can find. It has been a struggle to try to stay positive and hopeful this past year. The same banks offering loans when times were good are denying any assistance now that times are bad. I pray daily for a change.
As I started in this letter, I need prayer and help.
I know God hears me and has a plan for me and even in our circumstances, I never doubt His love for me. I just need more voices to reach out and let Him know I need Him more than ever at this moment.
Thank you.

In Need of Clothes for my 3 kids

Posted by 3butterfliez on 2012-05-18 12:58:33

Single disabled mom of 3 kids, 14 boy and 8 year old girl and a 5 month old baby girl, with no help from the fathers. They're in need of clothes badly. I have very little clothes for my baby and I would appreciate if people can help one way or another by donating money or clothes, toys, diapers.We're surviving on my disability check at this moment, its not enough to get by. Its only enough to pay the rent and keep the lights on and personal needs so we could use some help. What ever you can donate would make a difference in our lives. God bless you.

Need Help Starting My Own Buisness

Posted by mr_majestik2007 on 2012-05-16 20:58:04

Help.....
I'm Wanting to Start my own Business, and have a sound business plan outlay and great direction, with Clients Booked in for July and Ready to Start My Adventure, I am Outlying Costs and unfortunately I cannot pay the bills feed my kids and Save the 2k required for Equipment. so I have chose the obvious at the moment Bills and kids.

but I would like to get myself ahead for once in my life.

and If you could make even a small donation it would be greatly appreciated, Starting Early July And Operating in Adelaide, South Australia.

With Thanks in Advance
James and Family

help us

Posted by helppp on 2012-05-16 12:58:02

We are a family of three strugling to survive we have a year old daughter and we have no jobs at the moment. we cant pay our home or our car
This is geting unbearable soon we will have no place to go and nothing to eat.

Please help us

God bless you

Need Help with bills

Posted by iamneedy on 2012-05-14 08:58:12

I am a mom who needs some help! Can't work at the moment and need to pay rent and utility bills. They total $2000. I am willing to pay it back. Please help any way you can.

“Proving That Gifting Yields Gaining For People”

Posted by DocVaj on 2012-05-13 15:58:28

Selah Beloved Citizens Of This Divinely Intelligent Universe!!

If like 1,000s of 1,000,000s of people in USA Territories YOU TOO are living in fear about your finances and what appears to be happening with the money system, I respectfully request that you take this Beggar Request very seriously and act, (not just read), if your heart resonates with my words and my promise.

WHY? Because I am not some crazy Beggar hoping people will send me some of their money. Formerly known as The Prophetess Of Destiny and countless other titles you can pull up on Google, I am a Servant Of The Light bearing gifts in exchange for PROOF that you will open up to RECEIVING BACK FROM THE UNIVERSE in exchange for gifting me with $11-Bucks or more. My labor is to enrich, uplift and enliven Humanity worldwide and Google yields plenty of evidence.

TITLES TO SEARCH:

Doc Vaj
Mystic Vajrayana
The HeartSeer
The Frequency Modulator
The Desire To Reality Confidante
The World's Only CartomancSeer
The ELF (Enlightened Life Facilitator)

Whatever you have asked, hoped, prayed, searched for that has not shown up yet is now within reach!!

CLARION CALL: Whomever you may be, no matter your current conditions or station in life, know that we are now in a time deemed by The Angelic Forces to be the most pivotal year (2k12) in Human history; yes, in Human history!! And because the fact that we are all connected is provable within our experiences, I ask you to allow your heart intelligence to help you discern why my request for your financial support is a win-win-win agenda designed to prove that choosing to gift other people (can) yield perpetually increasing $financial$ returns on investments (ROI) when you are aligned with a lead by example expert at Human Potential Optimization who is 100% committed to consistently exercising her responsibilities without delays and/or excuses.

You see, there is more to you than flesh and blood and more to life than here, and each of us is a unique expression of Divine Intelligence, no matter how we name it, for Human Beings actually are the eyes, ears, hands, feet, heart and voice of Spirit/God, operating in the Earth!! Even though billions of spiritually asleep people do not believe it or (consciously) know this as their personal truth, we all have personal Spiritual Inheritances, and when we purposefully explore, reach for and accept the possibility that this statement is correct, we position ourselves to prove it and thereby, remembering how to optimally exercise our Human birthrights can happen for us this lifetime. Unfortunately, without receiving our inheritances, life on Earth tends to remain a haphazard walk on the wild side.

You are a SOUL-GEM; a luminous magnetic Spiritual Being on a Soul Journey through the Human experience here on Planet Earth and GRATITUDE IS an interactive magnetic force field that gets added unto your personal energy stream. Gratitude is a self chosen (adopted) heartfelt attitude of thanksgiving for WHATEVER WE DO HAVE IN LIFE (at the moment), and it is therefore a higher mind set. And when you connect with your world while living in the energy of gratitude, every single time you give from your heart, you open a spiritual portal through which The Universe itself delivers good unto you, whether you are paying attention to it or not!!

THIS IS WHY: The spiritual Cycle Of Abundance looks like this. (A) Your GRATITUDE for whatsoever you do have underlies feelings of generosity, for when you look at this world system you easily see there are billions of others with far less than you. (B) Your GENEROSITY allows you to be see/feel the pain of other people and/or their need and you become inspired to give. (C) Your GIVING uplifts others, especially strangers who cannot return the favor and this selfless act of giving makes you feel good, raises your vibration and thereby aligns you with higher energies. (D) Your ALIGNING with higher energies attracts similar experiences into your life which also makes you feel good/better. (E) Your RECEIVING, (even if receiving is only a smile, a friendly hello, an offer to help you in some seemingly unimportant way), makes you feel connected to others which makes you feel grateful for the gesture. (F) Your GRATITUDE is then at the top of your mind and when it is, a brand new cycle begins for you again. The magical working of our connectedness in the Universe is what makes life worth living.

The Cycle Of Abundance is: Gratitude, Generosity, Giving, Aligning, Attracting, Receiving and Gratitude. As a 25(+) year seasoned Agent Of Light in service to Spiritually Awakening Humanity, I ask that you link your Light with mine and make a donation to my cause, for making higher truth known and available to the masses worldwide is my task at hand. I am an Elder known as The HeartSeer people are chatting with worldwide. I have a global radio broadcast and walk my talk making knowledge of who and what we are as Divine Beings, known to all in search of answers and ways through the challenges of life.

Today is Mothers Day, May 13, 2k12, and if you do not™ choose to gift me below, feel free to check out my Light Portal (website) so you can gain all the details your mind may require to stop shouting NO in your head. My site was created in a FireFox Browser and it is picture perfect in that browser only. So please, please, only use FireFox Browser because all other browsers yield ugliness. Use FULL SCREEN MODE because you can know the whole site is loaded when you see HEARTS around the (3) columns.

When you get there you will find (3) columns; the two outside columns are the same no matter what you click on and the middle column is where whatever you click on (pages and posts) will appear. See Vital Page in top left column (or) Blog Archives in top right column. Check out (Gifting To The HeartSeer) in either column; they are identical and provide all details: A video, two radio show archives, all details and a way to gift me. Then you can explore the rest of site, or do that first if you prefer.

My primary internet domains:

Http://DocVajsLight.BlogSpot.Com/

(HeartSeer Cosmic Intelligence University)
Http://HCIU-Global-Radio.Biz

Thank you for taking time to read this and please share because blessings and breakthroughs are guaranteed to all who dare to believe that everyone is not a criminal or a hustler out to get them. Now it can be your turn to begin wiping away whatsoever keeps you up at night biting your nails off and/or tearing your hair out, so if you have but a mustard seed worth of faith that there is A GOD, take several deep breaths and visit my light portal. Don't delay!!

Doc Vaj

Fairy Godmother Vacancy!!

Posted by Cgjlk21 on 2012-05-11 12:58:27

Until recently, our child was cared for by a family member while we went to work. It helped us out immensely and we are very grateful for what they have done for us. Now however, due to health reasons, they can no longer help us out. Unfortunately, we cannot afford either of us to be out of work, but we are finding it increasingly difficult to pay for childcare. It doesn't help that my new childcare provider has messed up and is billing us twice. This is of course being looked into, but until it is sorted we keep receiving payment reminders and it is adding to the pressure. I'm looking for an evening job or weekend work to help make ends meet, but again there is the issue of childcare. My husband works 60 + hours a week and has health issues himself, but can't have the time off work he needs to sort the issue as he is self employed, and we simply cant afford for him not to work. We spent some of our savings on renovating our home, but we're unlucky enough to employ a rather dishonest person to carry out the work, and so had to spend the remainder of our savings putting things right. The house still isn't completed, we desperately need a new boiler and a washing machine, but at the moment just cannot afford them. Our child starts school this year, so we only have to struggle for a few more months, but until then any help would be greatly appreciated. I have considered starting my own childcare business so I can work while caring for my own child, but that requires funding. I guess I'm just feeling a bit down at the minute, and in need of a fairy godmother!!

please help this single mom and pray to be stronger

Posted by twinightraerae on 2012-05-07 23:58:39

I am a single Mom of three wonderful children. But it is finacialy
difficult. I had a great factory job but was injured on the factory line and fired for it. It has been difficult to find a job that after childcare, I can't earn enough money to pay the bills. Two of my children have special needs, my oldest with her difficulties will be repeating two grades in elementry, !st grade and failing this year, 3rd grade. My second child is mild autistic, and will have to repeat 1st grade. Both children are taken out of the classrooms for resource classes. It has been a while and all of my savings have been used to suport us all.
My x left us in Nov 2006, and we have not seen him since. Years of refusing to pay childsupport and he is 24,000 in arrears, managed to get SSI just for himself, so child support is only $50 a mo and $10 mo to pay back for arrears. I am asking for help so that I can help pay off the growing bills I can't afford anymore. I don't own anything I could sell. I feel as if I am drowning, falling unable to pay surounded with past due notices and collections calls and feel like the end of my rope. Please help, even small amounts in collection are blessings. Thank you for your kindness and generosity!! I am greatful for even someone taking the time to read my note, please if nothing eles take a moment and pray for me to be stronger, I feel so weak and worn out from the long battle to stay afloat. Thank you and god Bless.






Thank You




I am confident, responsible young woman from Poland. I am a hard working and ambitious, stubbornly strive to end. But there are things that I will never overcome ... political system, unemployment, legal and economic conditions.
Books of Brian Tracy and Robert Kyiosaki won't help me , no seminars or personal trainer. I want to fulfill my dreams, I want to have the possibility to study, travel, and in the future, I want to live in my dream home.

At the moment i'm unemployed and I realy need your financial help to pay my bils and fulfill my dreams.

I have a precise plan. I know it may take some time but I am prepared for this.

“The size of your success is measured by the strength of your desire; the size of your dream; and how you handle disappointment along the way.”
---Robert Kiyosaki---

Invest in a shining star please

Posted by Golden999 on 2012-05-03 12:58:04

I am a very confident lady of 30, I have been supporting and teaching myself how to live unsupported on my own for half my life,I started life well living on a farm in the country side with my Mum and Sister, then my mum meet her future husband and my step father, we didn't get on and soon he marked his authority, he would deprive me of food and call me sleighs of names when my mum wasn't around, then it got to the point that my mum would support his actions, he turned vilolant in the end and I moved out at 17....I felt strong but didn't know what was really instore, I had to work hard to make ends meet and have made a few errors along the way, however I am proud to say I've done ok, I am about £5000 in debt maybe a little more, I know there would seem to be nothing to be proud of, but some of my friends with supportive family have alot more debt over 15 years, it has come to the point in my life where I beg that someone out there who has some spare money will help me out, I'm tired of struggling to pay off my debts and missing out on life because of it, I cannot afford to eat at all at the moment and my rent is late :(.....I believe I am an Investment into the future as once my debts are paid and I am freeto start again I will have great protienal and experience to make money and use it wisely even to the point that one day I myself will be in a position to help others .If you would like to make any footprint on my future I beg you to donate to me via paypal. Kindest regards Friend x

Please help! Single mother of 1

Posted by Ashely87 on 2012-05-02 17:58:45

I am in desperate need of help at the moment. I have an eviction coming up and if I don't come up with $793 by next week, I'll be forced to move out with my 4 year old son and live in a homeless shelter for women and their children. I have no family up here. All my family is down south and their facing problems as well. All I have is my car and if I don't come up with the money, I'll be forced to either live in my car or in the shelter from time to time. My unemployment is currently in the works. I'll be receiving 150 every week, but that isn't enough to have the full amount of 700 by next week. Time is running out. A little help would be greatly appreciated. We've tried the Salvation Army and they just told us that they wont have anymore money until next month (June). I've also been to churches, but to no avail :-( Please find it in your heart to help us out. This is my last resort. Thank you for your consideration and time.
I can be reached at mznicole0804@aol.com
Thank you and God Bless!

Homeless and need help with a place for my dog and my Partner.

Posted by Steev3k on 2012-04-29 19:58:11

I am currently an unemployed veteran who just finished 2 years of college and broke., I managed to make it through using the GI bill but now i must pay 3,000.00 for my last year. Currently i have applied for work at alot of different jobs, and nothing seems to prosper for me at the moment. My Partner is Disabled but yet and still will be homeless as well if we don't find a place that we can rent for a reasonable price at the moment. it is also really hard to find a place in Minneapolis where people except dogs without an outragious pet deposit. can use alot of help.., thank you.

Temporary help needed

Posted by dessirae on 2012-04-27 16:58:27

Hi i just discovered this site and figure its worth a try..
im a single mom to 2 daughters

i am in the midst of a disability claim as my dr has not released me to work in over a year, i have M.S.

i do not qualify for state assistance on medical and 200.00 in "cal fresh" benefits.

at this moment i still have 150.00 left owing on my renatal deposit that i have been making payments on.

Rent is dues but that is only 226.00 ( i have section8 which assists in my rent payments)

Edison is 153.33 past due

we would appriciate any help some one is willing to extend. Food would also be a blessing.

i was going to school at university of phoenix i have 37 credits but due to financial aid issues and my being sick often i had to with draw.

please ask any questions that u feel relevant.
thank you ahead of time for your consideration in giving what u can.

Buried in Debt

Posted by Canna on 2012-04-26 10:58:40

*******Please take a moment to read this.******

I am surprised I am doing this but I am looking for some way to get ahead. My husband and I both work full time but we just can't seem to get past a wall that we've hit. Our debt started to accumulate as we were raising our children. My husband is actually stepfather to my two children and support payments from the bioligical father were far and few between. My children are young adults now and I will never see the $25K that is owed in back support. Ironically, we have about $20K in credit card debt. With credit cards maxed out, credit scores go down so trying other options such as consolidation loans have gone nowhere. We have tried earning extra money on Ebay but by the time they collect all their fees there's not much left for us. I have searched the internet for ways to earn extra income but find more scams than legitimate opportunities. Every month it seems to become more difficult. It's a juggling act just trying to keep up with everything.

I have always considered myself a generous person. I volunteer in the community and would love nothing more than to contribute more, especially financially. If we can get this debt under control, I would have the ability to "Pay it Forward".

Suffering from $165,000 in student loan debt...

Posted by hockeyadc on 2012-04-23 09:58:31

I currently have $165,000 in student loan debt. I am out of school, and working as many jobs, side jobs, and gigs I can find to pay off this massive debt. It is very discouraging to have spent 5 hard years of my life becoming an educated individual, when I have nothing to show for it. I will be paying this debt off for over 25-30 years, by this time I will be 54 years old. I would love to be able to have a life before I turn 54... Owning a house someday would be a dream come true, but I'm not sure it will be since I already owe enough money for one.

Any help would be great. Thank you everyone for taking the time to read my plea.

P.S. These are private loans mainly, so I cannot go on income based repayments like I would be able to if they were federal. I did not receive any federal money or FAFSA money. I wish I could go on income based repayments, because life is very hard at the moment.

Thanks again everyone.

help pay bills

Posted by amyj01 on 2012-04-22 09:58:59

hello i would never normally ask for help but im so far behind with my bills at the moment, since losing my house me and my partner have had to move in with our parents again so we never have time together when we do its always arguing over bills whitch is not something we would ever do i have got 2 unsecured loans which i cant keep up with anymore and i have so many payday loans i am not able to get anymore my phone has been cut off and to top it all off we were going through hospital treatment to have children but now we have had to delay until things get better for us. i am only 25 i have a full time job, i really dont want to continue down this road of stress and upset i never would normally ask for anything but i have nothing left to do but ask as i cant cope anymore.

drowning with depression...:(

Posted by tinyfaith on 2012-04-22 06:58:36

Im a second year architect student studying abroad away from the family. I ahve been going through a financeial disaster since january..i still haven't paid half of my course fee and the hostel fee. My parents were strong enough to send me money for past year whenever i wanted.
Unfortunately, at the moment my mom is suffering from diabetics and my dad had to drop the job to take care of her. I kindly request you to help me with some amount to live until i finish my degree. god bless!

please help me pay rent & utility bills

Posted by jessyf on 2012-04-20 13:58:28

hi, I'm 27 yrs old with 3 small children. Nearly a month and a half ago everything was going great, my partner proposed to me, we had plans on saving for a house and to hopefully move back to our hometown which we moved a yr earlier to start fresh and have a good life for our children. We moved so my fiance could get a good paying job. But what happen he was told suddenly there's no work at the moment and don't know how long he be out of work for. He called them the other day and told him still a month maybe 2! Which i could not believe and sound like there stuffing him around and that's a long time to be out of work when you got a family to provide. He cant go on centrelink because legally he still has a job and hasn't been fired. I don't think we ever been so broke and feel quite ashamed that i am begging now and would not if i was not desperate. I even considered hocking my engagement ring. The way things are going i think i might have too. I have been scraping up coins out of my son's money box to buy milk and bread. And just barely had enough to buy nappies and formula. I'm $750 behind in rent and I know they will be sending me a letter to pay the rent in 7 days or we will be evicted, and I dont even want to think about that because we are all the way on the other side of the country away from our home with just me my fiance and children. On top of that I'm overdue on my electricity bill that i already got a extension from. And my children all need new clothes for the colder season and most of their warm clothes are now to small for them now. I also started up my own online store a few months back which than i could afford with all the start up cost to at the time my fiance was working now that is put on the bottom of my list. So anyway what I'm asking for is just some generous help and would really appreciate any donations to help us get back on our feet. Thank you very much it's greatly appreciated