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This is my story from THE BIGGEST MISTAKE OF MY LIFE to now May 23 2012.
I am 26 and live on a little island off the uk . when I was 19 I got a loan out to buy a car, the car cost was about £22,000 thats about ($34,546.6) this was the worst diction of my life about 6 months after buying the car, I found myself out of work and unable to pay back the payment, so the loan company that had been charging me for not paying back my debt had now with the charges taken the debt from £20,000 upto about £25,000 ($39,290) then took my car and auctioned it off for £5,000 about ($7,855) this took my debt down to £20,000 . At this point I realized the massive mistake I had made but noticing this didn't change the fact I was in debt and didn't know who I was going to get out. So I did the best I could and to worked and paid off what I could . I have now got my debt down to about £10,000 that is ($15,705) meaning in the last 7 years I have paid £17,000 ($26,710.4) for a car I don't have. I was getting paid about £11,500 ($18051.55) a year and living off about £9,000 a year for food rent/bills and anything else, the thing is i have just lost my job again because of cut backs and there is no work here at the moment so any help would be amazing. See when I was 19 I wanted to go to the USA and do a ski season or some seasonal work but now I want to do some volunteer work but with this debt I am stuck here . The worst part of this all to me is that when I think at I could be £17,000 ($26,710.4) richer had I not brought that car and could be living my dreams and helping other people instead I am stuck in a hole needing the help. If anybody does help me I will be very greatful and will be happy to return the favour in some way .

Thanks again

KEZ

Get out of debt

Posted by Needl-lelp on 2012-05-14 16:58:25

Hello,
Thanks for taking the time to read this.
I am in desperate need to get any kind of donations to help me and my family get out of debt. I am trying so damn hard to do it myself but i just cant manage any more. We made so many big mistake when my partner and myself first started out, taking whatever we could. But we are sure paying for it now. Im getting to a point where in a very short time were going to lose everything.
Any type of donation would be appreciated.

I am the 2%, or My Life as a Teen Mom

Posted by educatedsinglemama on 2012-05-14 02:58:09

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

I am the 2%-My Life as a Single Mom

Posted by educatedsinglemama on 2012-05-14 02:58:08

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

http://educatedsinglemom.wordpress.com/2012/05/14/i-am-the-2-or-my-life-as-a-teen-mom-2/

I am the 2%, or My Life as a Teen Mom

Posted by educatedsinglemama on 2012-05-14 02:58:08

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

need help. I'm losing my home

Posted by desperateinvegas on 2012-05-10 02:58:11

I need help because I am losing my home. I made a bad mistake and took some very bad legal advise from a scamming law firm and now I am losing my home and I am scared to death because I have no way to even rent a home because of my bad credit. and to top it all I am getting audited by the IRS. how much more can I take? I don't know what I'm going to do. sometimes I think the only way out of this is to just give up completely. I pray everyday for help and I hope there is somebody out there that has compassion and will help me. I need a miracle. please help

SCAMMERS GO AWAY!

Posted by Eve2012 on 2012-05-02 10:58:12

I posted a beg online because I need help and so far all i have gotten is two guys offering help(Scams). One wanted my name, address, phone number and wanted to send me checks so i could take out some money for myself and and send the rest to orphanage in Canada. The other took me through a long process of how he could know for sure I needed help. He made me believe he was sincere and genuinely willing to help. at the end of the day all he wanted was my bank account info. He said the only way he helps people is thru chase bank wire transfers and credit cards. When I told him I couldn't get a chase bank account he never contacted me again. If somebody is willing to help you they will donate via PayPal. I have not received any help yet but I hate scammers. I may have just gotten on begslist but to attempt to exploit already down on their luck individuals disgust me and If I am ever contacted by another person attempting to scam me I will make it my personal mission in life to demolish their sorry asses. I sometimes comment on peoples post asking if they want to be a referral for me and make some extra money that way. It is legit and I stand y my word. I do that because I need help too and although I am supposed to keep the money I make I pay some of it out to the person because they need the money and I feel something is better than nothing but there is no tricks or games. I'm starting to believe that nobody helps anybody on here but I have to hope I am wrong. I am trying to pay my past due and current rent before I am evicted as well as take care of my 2 son's. I have a 2yr old and a 4 month old and they keep me busy. my email is ycurry@yahoo.com if you are seriously interested in being a referral for me and completing some free offers(and I will help you understand how to do everything so you get credit) then hit me up. If you are interested in donating to me to help my family that is also my PayPal email address or you can hit the donate button below. If You want to scam me, try your luck and I guarantee it will be the biggest mistake of you've ever made! This is supposed to be about people helping people right?

Desperate!

Posted by missruby on 2012-05-02 07:58:41

Hello,
I am in a situation that sadly, many are in right now. I am working and in school trying to improve our situation. My husband has had his hours cut at his job which has substantially decreased our ability to pay bills. I made the grave mistake of getting caught up in the payday loan loop and I am now at the point where the bulk of my paycheck goes to paying the payday loans!

I have joined a credit counseling program which has streamlined my debts and if I can make the $285 payment per month, I can be debt free in 2 years.

The problem is, with these payday loans looming over me and being obligated to them for over the next year (I have 3 altoghether)I feel that I can never get out of this hole!

Additionally, my company was recently sold and we are due to lose our jobs by the end of this year--which is just too much to even fathom right now.

Any help is appreciated. I would say that the total that I need is $3000 (all 3 payday loans were for $850 apiece--if I can pay them off immediately with the interest where it is now, it would total $3000.

HELP SAVE a CHILDS LIFE in CRISIS!!!!!!!!!!!

Posted by helplease on 2012-04-26 15:58:55

OREGON'S LAWS TAKES THERE RIGHTS AWAY FROM BEING A CHILD!!!! DISABLING THEM TO LEARN HOW TO GROW,INSTEAD THEY SUPPRESS THEM BY KEEPING THEM IN THE SYSTEM!!!!
ISHMAEL,MY NEPHEW WOULD NEVER HARM ANYONE TO THAT DEGREE! HE'S FACING ASSAULT 1 CLASS C FELONY CHARGES DO TO THE OTHER CHILDS MISTAKE!!!!!!PLEASE HELP WE NEED MONEY/LOAN FOR A LAWYER!PRO BONO HRS WILL HELP ALOT,TOO!!!
oregon state law are too extreme for are youth.... they face sever consequences for any viloent crimes even sending them to state penitentiary @ age 15! we all get in fights or hang with the wrong crowd of friends in our youth. But they should given the chance to rehabilate them. Like boot camp, out door camp and other great programs ect. my nephew is only 14 and was in fight with older piers and one youth was stabb by another. The victim is doing well! he also is gang related and should be PRAY for as well. all these boys need help and guidance!!!HE STILL HAS HIS INNOCENTS!HE DID NOT COMMIT THIS CRIME!!! DON'T LET THIS BE ANOTHER SAD STORY!!! please hear our prayers and have mercy on all these children! donations and prayers requested by his mother MICHELLE JACKSON my twin sister and i, Jenel Tattooed! please note: ISHMAEL'S FATHER HAS NOT BEEN A GOOD MENTOR IN HIS LIFE! HE HAS BEEN IN PRISON AND HIS MOM IS A SINGLE WORKING WOMAN, SO, YOU SEE, ISH NEVER REALLY HAD A CHANCE FROM THE BEGINNING BECAUSE OF THE SOCIETY WE LIVE IN!! HE IS A SWEET BOY!!! HELP US MAKE A DRIFFRENCE!!!! WORDS CANNOT EXPRESS HOW THANKFUL I AM FOR THIS WEBSITE, IT GIVES US HOPE!!!!:)paypal active

I dont know where else to go.....

Posted by HopingForTheBest on 2012-04-25 12:58:25

Im a 24 year old first time mom i gave birth to my baby girl January 31st. She is almost three months.. I lost my job at around December when i was 8 months pregnant. It was off the books so i couldnt do much about it. My fiance was working at the time.. things were already getting tough. He lost hours and days of work due to the business not doing good . We found ourselves stuck owing two months rent so decided to try and get cash assistance ... We were denied 4 times.. soo we stopped trying. They denied us because of income which made no sense because he wasnt making enough to pay rent... Over and over again they said it was a mistake but still we were denied. We now owe almost 5 months rent. We play monthly 881. In a studio apartment. We have to go to court and try and make a settlement. Im just scared because i have a soon to be 3 month old and i might not have a home for us. We cant get help anywhere else. Or from anyone else. Im not sure how this works or if it does work but its worth a shot. I dont know what else to do. Pleasehelp us.

Shredded by docs, need help

Posted by shreddedmom on 2012-04-24 14:58:54

I am a single mother and just underwent a hysterectomy and gall bladder surgery. I returned to work within 5 days of the procedure. I couldn't afford to be off work in the first place. Well, It was a mistake. I ended up tearing my bladder, and getting an infection. We live on a very tight budget, and each paycheck is allocated to a specific bill. When I lost 4 paychecks, everything has fallen behind. I need help to catch up my bills please. I don’t wanna lose everything or force my son to stay somewhere else because I can't afford us. Please does anyone have any extra to apply to my bills?

family in need of help

Posted by jett2012 on 2012-04-08 21:58:15

i am a single parent of two boys. here goes my story. recently i lost my apartment and i was offered by someone who i thought was a friend at the time. that i could keep my familys belonging in her garage for as long as need be. i trusted this person. and that was the biggest mistake of my life. she stole all mine and my boys belongings everything we owned. and now i am in need of help for not myself but my boys have nothing. ive been buying them cloths and other things that we need since i finally got another apt. but its hard cause they need so much. i need help. they need cloths and shoes for school. there good boys and shouldnt have to go through these hardships because of some low life. please help us. we will greatly apprehiate your kindness. thanks from me and my boys

please read, i beg you, i need your help!!

Posted by lgarcia109 on 2012-03-28 15:58:21

PLEASE HELP ME IM BEGGING ANY AND EVERYONE I HAVE RECENTLY 2YRS AGO FOUND MY CHILDREN AFTER A LONG NASTY DRAWN OUT DIVORCE, WHEN MY EX HUSBAND DECIDED TO RELOCATE 513 MILES AWAY AND HIDE MY 10 AND 11YR OLD SONS FROM ME. AN ASSISTANT PRINCIPAL IN CORPUS CHRISTI TX,GOD BLESS HER!!! MADE A CALL TO A BUDDY WHO WORKED FOR WORLD WIDE CHILDREN MISSING SEARCH, AND LOCATED MY BABIES. WHEN I FOUND THEM, THEY BOTH CRIED THEIR SOULS OUT, BECAUSE THEIR FATHER TOLD THEM I WAS DEAD. MY CHILDREN NOT ONLY WENT THROUGH THINKING I WAS DEAD, BUT NOW GOING THROUGH HAVING TO HEAR THERE FATHER,MAKE THEM GET ON THE PHONE AND MAKE ME SEND WHAT EVER LITTLE MONEY I SAVE, MAKING THEM TELL ME DAD SAYS HE NEEDS IT, MAKING THEM SAY "MOM PLEASE SEND IT OR DAD IS GOING TO TAKE US AGAIN MOMMY" PLEASE, IF YOUR OUT THERE PLEASE HELP ME GET THE MONEY I NEED TO GET MY CHILDREN LEGALLY, IM BEGGING YOU, I RECENTLY MADE THE MISTAKE OF HAVING CPS GO AND SPEAK TO MY BOYS AT SCHOOL ANONYMOUSLY , MY BOYS WERE TERRIFIED THERE FATHER WOULD FIND OUT IF THEY REPEAT THE MENTAL ABUSE THEY GO THROUGH.EVER SINCE CPS HAS COME IN, MY CHILDREN ARE FORBIDDED TO SPEAK WITH ME. I CANT DO THIS AGAIN I CANT TAKE HEARING THEM BEG AND CRY ANYMORE, OR CALLING ME FROM STRANGERS AND FRIENDS PHONES TELLING ME "MOMMY I LOVE YOU, PLEASE HURRY AND GET US, IF DAD HIDES US AGAIN WE WILL CALL YOU ,IF YOU DONT KNOW THE NUMBER ITS US MOM".I CANT FAIL THEM AS A MOTHER, I BEG YOU PLEASE, PLEASE HELP ME!! MY MY OLDEST SON RAN FROM HIS FATHER LONG ENOUGH TO GET A COMPLETE STRANGER IN THE MIDDLE OF NOWHERE TO USE HIS PHONE, TO CALL AND MAKE ME PROMISE HIM LAST NIGHT THAT I WOULD TAKE THEM AWAY FROM THERE. IF THERES SO MUCH AS A DOLLAR YOU COULD SPARE, I BEG YOU FOR THE HELP, IF I HAVE TO GIVE YOU A WRITTEN PROMISARY NOTE PROMISING TO GIVE YOU EVERY DIME BACK IN FULL,I GIVE YOU MY WORD I WILL, PLEASE JUST HELP ME GET MY BOYS WHERE THEY BELONG I DONT KNOW WHAT ELSE TO DO. IF YOU CAN HELP IN THE SLIGHTEST WAY, PLEASE CONTACT ME EMAIL letticiagarcia109@yahoo.com, every little bit counts!!! CONCERNED MOM

Air Conditioner Repair So I Can Get To My Medical Visits

Posted by steph68461 on 2012-03-16 18:58:40

Greetings,

My name is Stephanie. Following the death of both my parents in a car accident 5 years ago August my health has been in a steady decline. I suffer from neurological issues that will soon have me in a wheelchair, and advanced COPD that means I have to have Oxygen continuously. Yesterday I had to go the doctors in 85 degree heat without any air conditioning in my van. By the time I got to the medical center and tried to find this new doctors location I ended up collapsing twice between the walking and breathing. I weigh 83 pounds at 5'5" and I can't carry the oxygen with me when I have to exit the vehicle. Ultimately I ended up in the emergency room.

I live with my daughter and grandson of 6 years. My grandson was in the car when my parents were killed and suffered a major brain injury at 13 months. I'm happy to report though that after months of hospitalization he is right as rain and is mad at me currently ;o) because I'm on my computer which he adores playing with. My daughter suffers from PTSD since the accident my parents were killed in. She cannot drive without someone in the car and she was going to go with me yesterday but the heat was so bad that we were concerned about Gavin in the back in my black 1994 Ford Astro van. It was just way too hot for him and with her PTSD we HAVE to go through town to get anywhere or she will lose it so there would not have been any steady air flow.

It's been a long 5 years. My parents and I jointly owned a duplex. Their deaths were the beginning of the most miserable time of my life. When I divorced it was jointly decided that it would better if I lived in the upstairs apartment so they could be there for the kids while I worked. Over 16 years we became so close that their deaths nearly destroyed me. I paid for the last 15 years on the note of the house, my buy in and we all lived there incredibly content and happy. My parents were my best friends.

After their deaths during the mortgage meltdown, credit locks, and the economic fallout my career of 16 years was one of the first to go. I worked in the non-profit sector designing programming for inner-city communities with a specific focus on youth. So 8 months after their deaths the funding streams I used for the programming dried up and a job I loved disappeared.

Life insurance was enough to cover their debt with a little left over because they didn't carry much but in the end I lost my home of 16 years to the insurance company that covered my daughters son through work when they filed a $ 90,000.00 lien against my home. So 7 months after losing my job I also lost a home I loved. So I experienced 3 deaths within the span of a little over a year.

Because I was unemployed so long and had to use my cards to keep the lights on so to speak my credit is not good. So I can't borrow the funds or even charge a repair for the car.

I can no longer go to doctors visits alone. I'm too weak to walk very far without help and I can't carry the oxygen canister on my own. So I need my daughter for these visits.

Like anyone with severe health issues I'm buried in bills but what I really need help on is funds that will me to fix the air conditioning in my van which despite it's age runs like a champ. I have a physicians assistant who comes into my home to work with my but getting to the specialists has become real concern.

My daughter even with her PTSD has reached a point where she doesn't want me going alone. I was supposed to call her when I reached the doctors the other day when I collapsed the 2nd time and they took me to the specialists office I asked the receptionist to call my daughter. She didn't and she left my daughter terrified that something horrible had happened to me. I don't carry a cell I can't afford one. My daughter was getting better about both driving and me driving myself; because of this receptionist my daughter has now had a huge set back. I have to see that doctor again next week and I can't take them without air conditioning so what I'm going to have to do is make sure I find someone that sit with my daughter while I'm gone to help keep her anxiety level low. I don't have any choice I have to get there. I won't have anyone to carry my oxygen but I'm hoping I can in there.

Anything you can do would be greatly appreciated. I am more than happy to pay it forward as soon as I can. I have been a lifelong contributor to various causes and I know people are in dire straights right now. We all need help in one form or another. I would never ask if I could do this myself. Please forgive me.

If you would like to know more about the accident and my Grandson and his Grandmother who after losing her home and moving into a 3rd floor apartment made a terrible mistake in her depressed state go to http://ontheirway.vanderbiltchildrens.org/?article=7511 this a feature story Vanderbilt Children's Hospital did in their print and web magazine.

In Need of Help

Posted by abbey1912 on 2012-03-12 14:58:57

I have an American girlfriend in the US who needs me desperatly right now. I had to come home to London to deal with some personal issues and we broke up for a brief time. Durring that time my visa expired and I need to get a new one. My girlfriend and I got back together a few weeks ago and she was planning to come here to me. She was recently in a bad car accident and she is not getting better. I have realized my mistake in breaking up with her all too late. Now I am desperate to get back to the states so that I can be there for her when she needs me the most. Please help me! I need $850 for all of the physicals, medical testing, and proper paperwork that I need to get done in order to qualify for a new visa. Anything you can offer as help would be much appreciated! Thank You!

SURVIVING SINGLE MOTHER WHO LOST EVERYTHING AND IN NEED

Posted by SINGLEMOTHEINNEED on 2012-03-07 09:58:45

I AM A SURVIVOR OF DV.I HAVE 6 CHILDREN.I RECENTLY JUST LOST MY MOTHER DUE TO A MISTAKE MADE IN THE HOSPITAL.I HAVE NO CLOSE FAMILY.I HAVE BEEN TRYIN TO GO BACK TO WORK BUT HAVE NOT FOUND ANYTHING YET.I WAS FORCED TO MOVE OUT OF THE CITY.I HAVE A OPEN CASE WITH CHILDRENS COURT DUE TO THE DV.MY WORKER IS UNABLE TO HELP ME BECAUSE I DONT LIVE IN THE CITY.I HAVE IDENTIY THEFT AND IS UNABLE TO RECIEVE ANY HELP.I TOOK MY SAVINGS WHICH WAS 1845.68 AND MOVED INTO A HOUSE WHICH THE LANDLORD IS LETTING MOVE IN WITH HALF DEPOSIT.I STILL OWE HIM 535.I DO NOT HAVE ANYTHING IN MY HOUSE.WE PUT THE FOOD OUTSIDE TO KEEP IT COLD.I RECIEVE FOOD STAMPS WHICH IS NOT ENOUGH FOR MY CHILDREN AND I.WE HAVE NO DISHES TO EAT ON.WE HAVE ONE PAN TO COOK IN THAT WAS GIVING TO.WE ARE SLEEPING ON THE FLOOR.WHEN I SAY WE HAVE NOTHING I REALLY MEAN IT.WE ALSO HAVE NO TRANSPORTATION TO GET AROUND.WE WALK EVERYWHERE.SO CAN YOU PLEASE HELP ME AND MY FAMILY.I REALLY DONT WHAT TO MOVE.I WILL HAVE NO WHERE TO GO.PLEASE AND THANK TOU
I am a 26 year old former college student, and I owe over $5000 to the college I was attending. I had a 4.0, was a member of 3 choirs & 2 honor societies, one of which I was elected events planner.

I had some unfortunate luck during my last few terms there. I found out I suffer from PTSD, my son was badly burned, I broke a rib due to pneumonia, and I began to suffer deep depression. Due to all of this I could not complete a few terms.

I looked to see if I had received my financial aid for the term and because of a glitch the computer said I had, so I paid for my books and classes. I then received a call saying I had not been awarded the money, and that I would have to pay every dime back even though it was their mistake for not telling me I was on academic probation.

This website is my last resort. I have dreams of graduating valedictorian, going on to graduate school, and of changing the world. I need a break. If anyone could help it would be a miracle. Any amount would be greatly appreciated. If you have any questions you can reach me at (541)791-7290 or e-mail me at: deena.anne@yahoo.com. I won't let you down. God bless <3

Smart Girl With a Stupid Heart

Posted by LAD75 on 2012-02-26 18:58:18

I'm the girl who would give anyone the shirt off my back. Unfortunately, this has left me standing here needing my shirt back.

I'm single. I don't have any children. No one to support but myself. I'm educated. I'm not an addict or a gambler. My parents gave me all the tools I needed to be a successful contributor to society. So I should be able to handle this, right?

The hard lesson I've learned is that you can't give what you don't have. And sometimes, it needs to be okay to say no. A dollar here and there to the Ronald McDonald House, March of Dimes, Easter Seals, etc. = a good way to give to several worthy causes. A hundred dollars here and there to a friend in need, to the church, to the poor or other worthy cause = still doable. A thousand dollars (x4) to the jerk who broke my heart = big, huge mistake.

There are millions who deserve your compassion more than I do and I would encourage you to help them first. If after that, you have a little left over and can relate to the jam I've gotten myself into, I would appreciate any support you can lend.

I am swallowing every ounce of pride that I have in doing this. And I'm fairly certain it won't amount to anything but I feel I have run out of options. I just need to get my head above water and move forward.

And, though I've learned my lesson, I will make a promise to pay it forward (WITHOUT getting myself into the same situation again).

Thank you for your time!
Lisa

Please help me save my home and pay my bills

Posted by santamonica99 on 2012-02-25 12:58:40

I am a 43 year old female. I have no children and I am not married. My story is not that of someone that most people would be sympathetic to, but I would like to be as honest as possible.

When I was 23, I graduated from medicine school, got involved with someone for 5 years then he left leaving me with nothing. I got my first loan and credit card which was my first mistake. I borrowed to pay for my mortgage and ended up having difficulty paying all my bills.

Over the years, I proceeded to act like an idiot – taking out new accounts and racking up the bills. I moved to Italy thinking a new start would be good, lived there for ten years but still could not earn enough to pay off my debts let alone live comfortably. Again, this is my fault, getting mixed up with people who took advantage of my generosity, I was left yet again with no money to support myself. My father passed away when I was 23 and my mother 10 years later, I am an only child. I have no idea what happened to all their property or money, so I’ve had to be independent and fend for myself.

I decided to return to England, but getting a job here was even more difficult than in Italy. No one wants to employ you if you are over 35yrs, I’ve been struggling for the last two years, sometimes going without eating for 5 days living on tea. I have sold just about everything I own. I was hoping to make a dent in the bills I had mounting, which had gotten out of hand. I was falling behind and couldn’t make all the payments. Selling off all the stuff I bought seemed like a good start, but the bills keep coming.

I am asking for some help with these bills and rent so I can get my head above water. I have not taken out any loans and cancelled all my cards, I’m in so much debt that I will be evicted from my flat if I don’t come up with the rent by Monday.

I would humbly accept any help that someone is willing to offer me. I really want to live debt free for the first time since I left my parents home. I made a promise to myself that enough was enough, no more borrowing and if I got enough money to get me out of my black hole, I would help someone else who needs help just like me.






Financial desperation - I urgently need help please.

Posted by santamonica99 on 2012-02-24 20:58:14

I am a 43 year old female. I have no children and I am not married. My story is not that of someone that most people would be sympathetic to, but I would like to be as honest as possible.
When I was 23, I graduated from university, I studied medicine, got involved with someone for 5 years then he left leaving me with nothing. I got my first loan and credit card which was my first mistake. I borrowed to pay for my mortgage and ended up having difficulty paying all my bills.
Over the years, I proceeded to act like an idiot – taking out new accounts and racking up the bills. I moved to Italy thinking a new start would be good, lived there for ten years but still could not earn enough to pay off my debts let alone live comfortably. Again, this is my fault, getting mixed up with people who took advantage of my generosity, I was left yet again with no money to support myself. My father passed away when I was 23 and my mother 10 years later, I am an only child. I have no idea what happened to all their property or money, so I’ve had to be independent and fend for myself.
I decided to return to England, but getting a job here was even more difficult than in Italy. No one wants to employ you if you are over 35yrs, I’ve been struggling for the last two years, sometimes going without eating for 5 days living on tea. I have sold just about everything I own. I was hoping to make a dent in the bills I had mounting, which had gotten out of hand. I was falling behind and couldn’t make all the payments. Selling off all the stuff I bought seemed like a good start, but the bills keep coming.
I am asking for some help with these bills and rent so I can get my head above water. I have not taken out any loans and cancelled all my cards, I’m in so much debt that I will be evicted from my flat if I don’t come up with the rent by Monday.
I would humbly accept any help that someone is willing to offer me. I really want to live debt free for the first time since I left my parents home. I made a promise to myself that enough was enough, no more borrowing and if I got enough money to get me out of my black hole, I would help someone else who needs help just like me.

Please help me clear debt that is drowning me

Posted by George180262 on 2012-02-06 11:58:11

I’ve never asked for any kind of help before, and certainly not from people that I have never met! But my situation has become so desperate that I really do need help.
I have, for the last 15 years, struggled to make ends meet, following periods of ill-health, bad luck and catastrophic decision making. My circumstances are now very desperate indeed, and have even considered suicide.
In 1997 I suffered from a period of depression, that became so severe that I was forced to give up my job, and borrowed money to cover my mortgage and keep my house. Unfortunately the repayments on this ever increasing debt snowballed, and I found myself unable to meet my mortgage and household bills. I had ploughed my life savings into the home, and lost it all.
In 2006 I was approached by a friend, who was concerned for my financial circumstances, and suggested that we buy an old property, renovate it and sell it for a profit. I was desperate to make some money, and trusted my friend. I would refer you to full details of this in my Beg, as the project ended in complete failure having been ripped off by an unscrupulous builder. Work that should have taken 3 months took in excess of 9, and I ended up carrying out all the work myself. I regularly worked at the house from the early hours until well past midnight. The long hours left me exhausted, and in October 2008 I had a breakdown. I simply couldn’t carry on, and collapsed at work. My employer at the time was an unforgiving and vindictive man, and he said that I would be suspended if my work didn’t improve. I was afraid that I would lose my job, and under considerable psychological pressure from my employer I was forced to resign.
Following the failed business venture, which had plunged me into further debt, my breakdown and subsequent loss of my job, I simply couldn’t cope and pushed me into a long period of depression that became so severe that I planned to take my life. At the time I was so ill that I was unable to hold down a job, and this simply added to my woes - whilst out of work and undergoing intensive counselling I borrowed further. By the end of 2009 I was £15,000 ($23,250) in debt. I desperately want to rebuild my life now, but it is difficult to do so when I am saddled with a debt that is crippling me. Between 2009 and December 2010 my debt increased - there is no answer to it, and I will never ever me able to clear the £18,000 ($27,900) that I now owe. It is a debt that cripples me and prevents me from having a normal, happy life. I am 50 in February 2012, but have no future. I am tired of being worried, stressed, unable to sleep, and being depressed. Please, please help me start my life all over again. Please read my full story, and contact me if you have any questions. Thank you.

Need to get out of abusive situation

Posted by cookie13 on 2012-02-04 13:58:23

I have been married for 2 1/2 years to an abusive drunk. I was a teacher in another state for 11 years and moved to Ohio to get married and start a new life. Almost immediately, I realized I had made a mistake. He drinks heavily and is verbally and physically abusive. I often find myself locked in a bedroom with our cat, who he also threatens to kill. I have slept in my car, in cheap hotels and on friend's couches.
I want to leave and go back to the state where I taught before moving here, but cannot afford it. I am in need of $1500 to buy a plane ticket and to help pay my bills until I can find a job.
I am currently working a min wage job and want can barely pay my bills (student loans, credit cards, insurance, living expenses)and can't afford to leave. I am desperate, scared and tired of living this way. I want out, but have no place to go and no money to do it and wouldn't be on here unless it was a last resort. I can provide a police report from when he was arrested for domestic violence if you want proof of my situation.
Please, if you can find any way to help me, I would be so grateful. When I get out, I would pay back by serving in the community I move to. I currently volunteer at our local cat shelter and would do that in my new city, as well as work in the soup kitchen and find other service opportunities. I believe in paying it forward.

PLEASE HELP ME PAY ELECTRIC BILL

Posted by pauls on 2012-02-01 07:58:50

Im not gonna give a big sob story,But my home is all electric(BIG MISTAKE).My bill has reached over $300.xx am afraid of getting shut off notice.Ive been paying $30wk but it never goes down. If your a human and you know what its like being cold,PLEASE HELP. Any donation will help.

help me smile

Posted by nats1974 on 2012-02-01 05:58:46

hi i am 33 year old women with 2 kids..11 years ago i was a herion addict and have now sorted my life,have 2 lovely kids and have been clean for 10 years.due to the drugs i used to take my teeth have all almost fallen out..my nhs dentist has done nothing to help.i feel like 10 years on and i am still paying for my mistake..i would love to be able to smile at my kids without putting my hand over my mouth and i would love to have a family picture done with my kids but wont while my teeth look so bad...any sort of help would be wonderfull and thank you so much for reading this...i am saving money myself but i cant afford to save loads..by time i saved money it be 7 years but i will keep saving so any little bit would help please...xx

Please help...

Posted by DuckDodgers1083 on 2012-01-31 21:58:25

Hello and thank you in advance for taking the time to read this, and hopefully help me!
I made the mistake of getting into debt several years ago, and as hard as I have been trying, I haven't been able to get out of it. It seems like when I pay one thing off, something else comes up. I am working, but only a small amount of hours for minimum wage. I desperately want to pay off some debts and start saving money so that I can move forward with my life! I also would like to be able to give back to my parents, who have helped me so much during these difficult times, when they are struggling with their own money woes.
$1000-$2000 would give me a head start, and take the pressure off.