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I am the 2%, or My Life as a Teen Mom
Posted by educatedsinglemama on 2012-05-14 02:58:09
I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didnât care about getting an education. I was a introverted ânerdâ who took Honors and AP classes and saw education as a way to get out of a town that didnât have much opportunity for growth. While I valued my education, I was also bored to death, even in my âaccelerated classes,â so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.
The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldnât do that anymore and the thought of experiencing college in any other way didnât entice me. I also knew if I didnât get an education, Iâd be stuck in a cycle of dead end jobs all my life. I knew I didnât want to struggle like Iâve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.
I started college two months after my daughter was born. She was perfection and an incredible motivator. Iâve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.
My average day in college looked like this: weâd have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, Iâd have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a dayâs worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. Iâd stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.
I did this every day for 5 ½ years.
Was it worth it? Heck yeah. I got my bachelorâs degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what Iâm most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. Iâm stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.
After college, I worked a few jobs that I wasnât too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didnât just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mamaâon my own, college educated and living life as an independent woman.
Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. Iâd learn all the inâs and outâs of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I wonât get into the details but I was told Iâd have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.
I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as Iâve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet Iâm struggling to find a job. Places are hiring but theyâre scarce and donât always offer pay that can support a family.
My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isnât enough to put a home-cooked meal on the table or keep everything paid. Iâm in the process of starting up two businessesâone that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, Iâm asking for any donations to my cause. Iâm willing to offer any services in return for a donation over $30 via paypal. Thereâs a button below where your transaction will be processed safely and gratefully!
Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.
Thank you so much for letting me share my story with you.
I am the 2%-My Life as a Single Mom
Posted by educatedsinglemama on 2012-05-14 02:58:08
I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didnât care about getting an education. I was a introverted ânerdâ who took Honors and AP classes and saw education as a way to get out of a town that didnât have much opportunity for growth. While I valued my education, I was also bored to death, even in my âaccelerated classes,â so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.
The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldnât do that anymore and the thought of experiencing college in any other way didnât entice me. I also knew if I didnât get an education, Iâd be stuck in a cycle of dead end jobs all my life. I knew I didnât want to struggle like Iâve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.
I started college two months after my daughter was born. She was perfection and an incredible motivator. Iâve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.
My average day in college looked like this: weâd have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, Iâd have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a dayâs worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. Iâd stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.
I did this every day for 5 ½ years.
Was it worth it? Heck yeah. I got my bachelorâs degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what Iâm most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. Iâm stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.
After college, I worked a few jobs that I wasnât too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didnât just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mamaâon my own, college educated and living life as an independent woman.
Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. Iâd learn all the inâs and outâs of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I wonât get into the details but I was told Iâd have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.
I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as Iâve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet Iâm struggling to find a job. Places are hiring but theyâre scarce and donât always offer pay that can support a family.
My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isnât enough to put a home-cooked meal on the table or keep everything paid. Iâm in the process of starting up two businessesâone that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, Iâm asking for any donations to my cause. Iâm willing to offer any services in return for a donation over $30 via paypal. Thereâs a button below where your transaction will be processed safely and gratefully!
Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.
Thank you so much for letting me share my story with you.
http://educatedsinglemom.wordpress.com/2012/05/14/i-am-the-2-or-my-life-as-a-teen-mom-2/
I am the 2%, or My Life as a Teen Mom
Posted by educatedsinglemama on 2012-05-14 02:58:08
I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didnât care about getting an education. I was a introverted ânerdâ who took Honors and AP classes and saw education as a way to get out of a town that didnât have much opportunity for growth. While I valued my education, I was also bored to death, even in my âaccelerated classes,â so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.
The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldnât do that anymore and the thought of experiencing college in any other way didnât entice me. I also knew if I didnât get an education, Iâd be stuck in a cycle of dead end jobs all my life. I knew I didnât want to struggle like Iâve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.
I started college two months after my daughter was born. She was perfection and an incredible motivator. Iâve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.
My average day in college looked like this: weâd have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, Iâd have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a dayâs worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. Iâd stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.
I did this every day for 5 ½ years.
Was it worth it? Heck yeah. I got my bachelorâs degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what Iâm most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. Iâm stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.
After college, I worked a few jobs that I wasnât too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didnât just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mamaâon my own, college educated and living life as an independent woman.
Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. Iâd learn all the inâs and outâs of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I wonât get into the details but I was told Iâd have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.
I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as Iâve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet Iâm struggling to find a job. Places are hiring but theyâre scarce and donât always offer pay that can support a family.
My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isnât enough to put a home-cooked meal on the table or keep everything paid. Iâm in the process of starting up two businessesâone that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, Iâm asking for any donations to my cause. Iâm willing to offer any services in return for a donation over $30 via paypal. Thereâs a button below where your transaction will be processed safely and gratefully!
Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.
Thank you so much for letting me share my story with you.
Help me and my friend
Posted by Colleen on 2012-05-10 07:58:12
I would love to help her to get the funds needed but I'm off on sick leave and have problems on my own ( rent arreas, bad debts as sickness came unexpected and don't have any savings ) that's why I'm asking here whoever can help her please do ( through me or straight to her )
She could be contacted through this blog ( it is in her own language but I guess even through google translate you will get the jist of it )
Or if you think you could help me out as well I would be really grateful
Thank you
Her blog address is: http://andersenhalott.blogspot.co.uk
barber school
Posted by femalebarber2012 on 2012-04-27 17:58:32
Please help my best friend be matron at my already-saddened wedding
Posted by PurpleGirl8 on 2012-04-22 19:58:35
REQUEST FOR LIFE
Posted by pally on 2012-04-14 21:58:03
Greetings, Me and my family are farmers located in one of the most remote and rugged regions of Himalayas in India where there are no access to roads or transportations. Our home and fields are situated over the mountain approx. 3500 feet above sea level where the weather is unpredictable which makes farming very hard and life unbearable. All the farm work is done manually by hand by the members of my family. We normally grow garlic in small quantities which we sell to sustain the family for a whole year. As there are no access to roads we have to carry the loads on our backs at times 50 to 80 KG to access the nearest road which is couple of hours down the mountain and is a back breaking process. Even to get small food items we have to be going through this exercise everyday for our survival. Our everyday diet consist of five or six rotis (wheat flour and water mixed and roasted like a pancake) with mostly dal (gravy made out of pulse) with occasional rice two times a day. At times we collect wild vegetables from nearby forest to supplement our diet. Because of lack of nutrition our health conditions also suffer many times in a year. Here even today babies are born in the house. Birth is supervised by one of the older village woman as there are no doctors or any qualified medical people. In cases of emergency we have to carry the patient on our back to the road and any medical attention can be gotten 15 kms further down the road. This has resulted in many deaths in past years with young and old.
Since last two years due to changing weather conditions and untimely rainfall our fields could not yield crops properly. We are poor farmers just scrapping through life trying to stay alive. Added to these problems last year three of my family members one of whom is a six month old baby had deteriorating health conditions which needed hospitalisation and medicines which cost us major portion of the money we could earn by selling our crop. Normally we earn about 50,000 INR in a year by selling garlic and we grow small quantities of wheat and corn enough to keep the family through the year. Due to these sufferings and extra expenditure am now in great distress to be even able to buy seeds to grow crop in our field to sustain ourselves. To have one morsel of food has become a nightmare for all of us and we are nine members in the family with two small babies of 8 months and two years. The future of our survival looks very bleak given the conditions and lack of health and finance to tend the field.
I would be highly grateful if your goodselves would consider me and my family a worthy cause to extend your help to us with 5000 USD which I can use to buy necessary seeds for the crops, few essential medications, a mule for transportation, fix the leaking roof of our home, do little maintenance to our field for yielding more crop and get me, my family andour field back on track as our field is the only source of our survival. My family consist of myself, my sick wife, two sons and two daughters, 2 small babies and a daughter in law. I can provide you with my family snap, address and bank account details upon your heart permitting to help me as whatever I have stated above is genuine and true. Me and my family are seeking this help not because we are lazy but because of protracted and extreme conditions beyond our control which we have been facing since two years continuously under the circumstances outlined above. We need a helping hand to get back on our feet again as your generosity would go a long way in alleviating the sufferings of my family and bring life back into our lives.
Awaiting your kindness and response.
Warm Regards
Negi
ps : If this message is not meant for you plse pass it onto the concerned person. Respond to : pally_jones@yahoo.com
IOU $10
Posted by Want2bdebtfree on 2012-04-12 09:58:13
We are just needing a hand up not a hand out!
We only $20000 to go and after a lot of self sacrifice, juggling three jobs between us, studying, raising three very young children and moving out of Sydney, away from family and friends to save money, we still have a long way to go! And it's the interest that's killing us!
To make matters worse, at the beginning of the week I was involved in a car accident. A four car pile up, with my car being the third car and the only car to be so badly damaged that I now cannot drive it. I had no insurance, as when we were living in Sydney we truly could not afford it. So now we are left without a car and the added debt of having to pay fir the car in front of me to be repaired.
We have no luck and could really use a break and to live a simple, uncomplicated life.
So I propose to you that if there are 2000 who would be willing to LEND us $10, when the time comes and you need the $10 back we will return it! No loss to you but a great gift and help to us.
Please we could really
Testing a relationship...
Posted by alyse01 on 2012-03-14 16:58:11
My boyfriend of 4.5 years and I recently ran into some relationship/communication issues. We are in the process of working them out over the next few months until our lease ends to decide if we are really meant to be or if we should go our separate ways. Since we both have the desire to travel in life, we have decided that we need to travel together in order to make sure we are compatible. We are looking to visit South Asia for three weeks, but I need a little help in getting there. I work full time, but don't make much money. It would amazing if anyone was kind enough to help me out with this trip which will ultimately dictate where my next steps in life will go. Thank you for your consideration.
Homeless and in major need of help
Posted by selondon247 on 2012-03-07 09:58:46
Steven: An Aspiring Disabled, Student, Veteran, and Divorcee
Posted by youngidealist on 2012-03-05 01:58:00
Thanks for taking the time to read my request. I'm 30 years old, still in college and living with my parents. I've made a lot of great accomplishments in my life with far less support than most people who make it this far. Of course, with that said I've also made plenty of mistakes.
I grew up with a single parent, and another parent who visited annually just to stir up emotions and make my life miserable. When I was 18, I decided to work really hard to lose weight so that I could join the US Air Force. I had a strict plan that I was going to follow to succeed in life.
Unfortunately my superiors in the USAF would not accommodate that plan to independence as they forced me to find my own way from the barracks to work (a 40 mi drive), so I had to immediately struggle to get my drivers licence and I had to buy a car on an Airman's paygrade.
My income wasn't enough to afford the car and gas and other living needs that I was expected to pay, so eventually I had to leave the Air Force before my term was up (under honorable conditions). I tried to work as a civilian. The transfer was tough and I was vastly uninformed about what to do and what my options were. I'm the first first generation college student of my extended family.
After some petty jobs that would each take more than 10 years to be able to earn enough to live independently, I finally found a nice nighttime custodian job that was at least simple enough for that kind of pay. I was the night time custodian, but I was also a guy to have on call at this retirement home where I worked. If people's toilets flooded or a nearly deaf resident left their tv on past quiet hours (once I could hear one through 3 floors!) I was the guy to send up to fix it.
Having my first satisfying job as a civilian, I was able to investigate community college during the day, so eventually I enrolled and tried taking a few classes while working full-time. College was my saving grace. I never felt like I belonged anywhere until I first started to take college courses in math, science, and philosophy. I found the tutoring lounge on campus, made a lot of friends there, and I spent many hours cramming and helping those in need.
This soon led to me finding financial aid, making arrangements with my parents (my mom and my stepfather) to let me go to school full-time while I lived with them, and putting in my 2 weeks notice at work to focus exclusively on school.
My counselors advised that I pick where I want to transfer to and then figure out the details of how to get there after I got accepted. I think this was bad advice. While I ended up choosing to transfer to a university that had my desired major, Biophysics, it was 60 miles away from where my parents lived. My car that I had bought when I was in the Air Force also eventually broke down from not being able to afford maintenance while I worked, and was towed away for being in the public street for too long.
Finally, I got accepted to UC San Diego to work towards a degree in Physics with a specialty in Biophysics. When it came time to transfer, I got as involved as I could on how and when I was supposed to receive the financial aid so that I could go get an apartment and everything, and my school kept telling me, "you should get it tomorrow" until about 2 weeks into my first quarter when I finally got the support.
Despite this rocky start, I managed to get into a good shape for myself, making my way slowly but surely through school. Learning a great deal. Eventually when I felt the struggle was too difficult, I changed my major to Neuroscience before I began my upper division coursework.
So, as I settled into my schooling and struggled with maintaining financial independence on financial aid, I managed to get myself into maintaining a great aquarium hobby, owned two great little kittens from a street cat program, led as president of a student organization for one year, and eventually I got married. I also carefully learned about the stock market and managed to make some great gains with money that I had invested from financial aid savings.
In 2010, my gains were over 100%. That amounted to $2000 doubling itself, but still, that says a lot about me as a trader. However, 6 months into my marriage, she said she wanted out, grabbed the car that we both paid into (most of the money was mine from stocks; $5500 worth), and refused to pay her share of 2 months rent. That happened in December of the year of 2010.
2011 was a difficult year for me. I fought hard to maintain things, especially my head, but it was tough. I lost 45 lbs from exercising regularly, made lots of new friends, and I got some volunteer work experience in a Neuroscience lab. But I just couldn't focus well enough to maintain my finances and my grades, so I had to drop out and live back with my parents.
Despite how tough it's been, not finding work, struggling with the ins and outs of the VA, and just needing a professional therapist to talk to and help me keep my head straight but never being able to get one, I've managed to recuperate well enough and learn a lot more about this bottom floor of society that I've been so desperately trying to escape my whole life.
I've gone looking for opportunity in every direction. I've tried changing my career goals, collecting recyclables, writing online, trying any online scheme that didn't include me forking out money to get it, imagining what I could write as a novel, tried to make money through playing video games, making goal after goal after goal for myself, but still just not being able to get just the right amount of money to put me back on my feet.
I'll be going back to school in April at the risk of having to do it as a homeless person if the VA doesn't pull through for me. They recently approved my 10% service connected disability status and now I need to jump over a few more hurdles to get my more significant service connected disabilities recognized. I'm also seeing what the vocational rehab people can do for me despite the bureaucratic issues that are stopping them from helping me all the way.
BTW, this whole time that I've gone through life with common lower class difficulties, I've been disabled with a number of small conditions that all add up to a hard time. I have lower back issues that the military has yet to own up to. Community college found also that I have a learning disability which makes some intellectual tasks show up as lower than average ability for me while the rest of my intellect is high enough to expect that I could easily get a Masters Degree or a PhD. My biggest difficulty in school is that they don't give me enough time to show them what I know or what I'm capable of.
From working with special needs students as a tutor, I have proven to myself that there is a major problem in the education system. Most teachers never simplify the material into a clear picture of what they want to teach. If you want someone to learn something, the last thing you should be fuzzy on is what it is exactly that you want them to learn. We can't all work like intuitive Jedi or sophisticated parrots.
If you help me out, here is a list of the priorities of what your money will go towards, in order of their priority If you would like to request that I spend your donation on a specific cause, please let me know:
1. A working cheap economic vehicle.
I need something that I can sleep in and that will take me wherever I need to go. Preferably something that can stow quite a few recyclables as well to pay for gas, but not an SUV or truck or van (Unless that's all that is cheap of course. Not likely but you never know.).
I'll aim for great gas mileage, but I'm thinking that I should attend some police car auctions to see what the cheapest deal I can find is. This car would make a great shelter for me while I return to my far away school.
2. Investing on the stock market.
Trust me, I know how to fish. If you want to send me a request for proof I'd be glad to compose some evidence of my finest moments as well as my worst to show you that I can do well for myself on the stock market, even during the recession. What I could really use right now, is a little bait. Trading is good money for me, but to make enough to make gains worth more than the commission cost (about $10), you need about $300-1000 per investment. $300 is more for the high risk lottery plays on the market. I even made a blog about it if you would like to see:
http://www.squidoo.com/TheYoungidealistEconomyBlog
If you are willing, we can arrange something personal so that you wont need to worry about me putting the money you offer at high risk and blow it all. Might even be able to arrange something where I could make money for you to prove myself before accepting your donation. Whatever the case, I know we'd have to make it a personal arrangement to satisfy the current laws.
3. Working towards paying my debts to my friends.
My friends have been really supportive through these hard times, though they are starving students themselves. To keep up my morale they've bought me food, given me a place to crash when they could, and even paid to have me join them at fun local events. I have some money that I've promised them back, and I plan on making due on those promises as soon as possible.
4. Paying off my debts with companies.
I've had times where I couldn't afford to pay for rent and had to leave, like when my wife left me to live with her parents. These issues follow me on my credit score and I would like to work towards removing them so that I can turn my life around.
5. Getting a good start towards paying off my student loans.
I know I won't be able to pay them off before I find a good career with my degree. I would just like to have something to start making some automatic payments with and put that part of my bad credit score behind me as well.
6. Buying a home.
My mom never owned a home. No offense meant to land lords out there, but I really think the rental system is way out of line. My mom was always a hard worker. Way better than me, yet she could never own a home because she didn't have the money. Meanwhile, people with money could live in great big houses for less than she even had to pay.
I want a house to own. Probably start with a condo and seek ways to improve it and flip a profit out of it. Then I want to keep building up money from housing until I can manage to build an apartment building.
If I could, I'd like to make an apartment building near a university that offers cheap housing using the Japanese capsule model or something even more economic and more comfortable.
7. Making an online tutoring site meant to offer free tutoring and tutoring for tips. Imagine a site (I have yet to know of one) where people can collect their resources on a class, much like they collect info on ratemyprofessor.com, but also seek help from others who are taking the class or who have taken the class. Donors like you can offer money to tutors who post their notes and stories on the site, alongside ratings from other students that they helped.
Some tutors can offer their rates for help, sell their notes online for cheap, or just offer their help whenever they can and ask to be tipped through paypal if someone likes their work. My hope is that such a site could help to put an end to sophistry in the college system once and for all, making education easy and affordable for everyone.
8. After I have everything I'm hoping for above, the sky is the limit. But I would prefer to put the extra money that I don't need to good uses. I would spread a little philanthropy around, give to others in need on this site and through other resources.
I'd also look to teach others how to fish. I think a great way for the economy to be fixed would be if philanthropists made some really good employee owned companies. Make the place pay for itself, skim a little off the top, and walk away knowing that you really were a job creator.
I think that everyone who is capable of work and who chooses to work deserves to have their own independent living situation. I know that we are a long way from that, but I tend to be an optimist. I would like to try and make the world a better place, if nothing else.
Aside form financial help, I'm interested in anything else that I could get that's useful. Advice, Neuroscience Career connections, work, hobby or volunteer work that can easily become lucrative, I'm really all ears. Thanks again for taking the time to read my request. I hope you find it in you to help me out, even get to know me if you'd like. Bet you $5000 I can make you laugh. Did I win? >;) it was worth a try anyway.
Graves Disease and Thyroid Cancer
Posted by kayhere on 2012-02-23 09:58:01
Please help me clear debt that is drowning me
Posted by George180262 on 2012-02-06 11:58:11
I have, for the last 15 years, struggled to make ends meet, following periods of ill-health, bad luck and catastrophic decision making. My circumstances are now very desperate indeed, and have even considered suicide.
In 1997 I suffered from a period of depression, that became so severe that I was forced to give up my job, and borrowed money to cover my mortgage and keep my house. Unfortunately the repayments on this ever increasing debt snowballed, and I found myself unable to meet my mortgage and household bills. I had ploughed my life savings into the home, and lost it all.
In 2006 I was approached by a friend, who was concerned for my financial circumstances, and suggested that we buy an old property, renovate it and sell it for a profit. I was desperate to make some money, and trusted my friend. I would refer you to full details of this in my Beg, as the project ended in complete failure having been ripped off by an unscrupulous builder. Work that should have taken 3 months took in excess of 9, and I ended up carrying out all the work myself. I regularly worked at the house from the early hours until well past midnight. The long hours left me exhausted, and in October 2008 I had a breakdown. I simply couldnât carry on, and collapsed at work. My employer at the time was an unforgiving and vindictive man, and he said that I would be suspended if my work didnât improve. I was afraid that I would lose my job, and under considerable psychological pressure from my employer I was forced to resign.
Following the failed business venture, which had plunged me into further debt, my breakdown and subsequent loss of my job, I simply couldnât cope and pushed me into a long period of depression that became so severe that I planned to take my life. At the time I was so ill that I was unable to hold down a job, and this simply added to my woes - whilst out of work and undergoing intensive counselling I borrowed further. By the end of 2009 I was £15,000 ($23,250) in debt. I desperately want to rebuild my life now, but it is difficult to do so when I am saddled with a debt that is crippling me. Between 2009 and December 2010 my debt increased - there is no answer to it, and I will never ever me able to clear the £18,000 ($27,900) that I now owe. It is a debt that cripples me and prevents me from having a normal, happy life. I am 50 in February 2012, but have no future. I am tired of being worried, stressed, unable to sleep, and being depressed. Please, please help me start my life all over again. Please read my full story, and contact me if you have any questions. Thank you.
help with beds for my 2 children!!
Posted by irisbillie on 2012-01-30 12:58:01
im am mother of 2 children under 6, me and there dad still together,there has been some very bad times but we stuck together, me and my partner only work part time for the simple fact is there is no work around where we are and the other fact is my partner has croyns,which is quite a bad illness,he has had had 3 operations in the past which meant its hard for him to get full time work due to thw fact he has to spend the day in hospital every 6 weeks on a drip,now here is my beg...just wondering if anyone would like to donate cause my kids need new beds and because there rooms are small they need the mid sleeper ones so they have storage underneath,they are too expensive x,any help will be very apprecieted,thank you so much in return xx
Wife is pregnant and both have been made redundant
Posted by PleaseHelpNeeded on 2012-01-25 14:58:43
My wife and I are expecting our second child in June, and last month were both made redundant from our public sector jobs.
Christmas which is meant to be a joyful time was nothing full of worries for both of us. The more my wife gets upset the more desperate I am, as I know the stress is no good for my wife or our unborn child. We have enough saved up for another two months but then nothing.
Please donate as much as you can and keep your fingers crossed for me, as I'm going for another interview next week.
Wife is pregnant and both have been made redundant
Posted by PleaseHelpNeeded on 2012-01-25 14:58:43
My wife and I are expecting our second child in June, and last month were both made redundant from our public sector jobs.
Christmas which is meant to be a joyful time was nothing full of worries for both of us. The more my wife gets upset the more desperate I am, as I know the stress is no good for my wife or our unborn child. We have enough saved up for another two months but then nothing.
Please donate as much as you can and keep your fingers crossed for me, as I'm going for another interview next week.
Wife is pregnant and both have been made redundant
Posted by PleaseHelpNeeded on 2012-01-25 14:58:42
My wife and I are expecting our second child in June, and last month were both made redundant from our public sector jobs.
Christmas which is meant to be a joyful time was nothing full of worries for both of us. The more my wife gets upset the more desperate I am, as I know the stress is no good for my wife or our unborn child. We have enough saved up for another two months but then nothing.
Please donate as much as you can and keep your fingers crossed for me, as I'm going for another interview next week.
15 Years of debt
Posted by kaylouuk on 2012-01-24 08:58:15
Helping my daughter honor a friend
Posted by allibeech on 2012-01-18 09:58:10
My daughter, Brooke, is 14. She tragically lost her best friend in an auto accident shortly before Christmas. They were inseperable, and chose to spend most of their free time at the local no-kill animal shelter volunteering. The cats and dogs meant very much to them, and they had both decided to pursue careers working with animals.
After her friend's funeral, Brooke made a pledge to raise money in her friend's name to donate to the shelter. She has put her heart and soul into this, but as we are in a mostly rural area, it hasnt been that easy. Brooke has a goal of raising $5000 by what would have been her friend's birthday in July. I know it is a lofty, and perhaps unrealistic goal..but this means so much to her. Would you be kind enough to contribute? Thank you ever so much, and God Bless-
Newlyweds out of work and desperate
Posted by jeesyph on 2012-01-16 22:58:49
Helping my daughter to raise money
Posted by allibeech on 2012-01-12 11:58:58
My daughter, Brooke, is 14. She tragically lost her best friend in an auto accident shortly before Christmas. They were inseperable, and chose to spend most of their free time at the local no-kill animal shelter volunteering. The cats and dogs meant very much to them, and they had both decided to pursue careers working with animals.
After her friend's funeral, Brooke made a pledge to raise money in her friend's name to donate to the shelter. She has put her heart and soul into this, but as we are in a mostly rural area, it hasnt been that easy. Brooke has a goal of raising $5000 by what would have been her friend's birthday in July, and $10,000 by Christmas. I know they are lofty, and perhaps unrealistic goals..but this means so much to her. Would you be kind enough to contribute? Thank you ever so much, and God Bless-
Young Struggling Family Barely Eating
Posted by SteelDame5000 on 2011-12-23 12:58:30
We have no bed. We have to watch how much water and heat we use. We're hungry a lot, I'm rapidly losing weight due to not eating enough and breastfeeding, and most of my clothes are too big for me now. No pants in Portland at this time of year sucks horribly, even my belts won't fit and I've driven new holes in them and everything. My mind is suffering, I'm forgetting what I'm saying a lot. Food stamps help but John still has to use his money to make ends meet, and too often we have to choose between milk and toilet paper. I can't work because I have a child and the best I can do to make money is waitress anyway, so if I worked, the money would just swing right around into child care and I'm not going to work so someone else can raise my kid. Even strip clubs out here are barren, so it's not about what I'm not willing to do for my daughter, I'm really stuck. We're stuck. Relatives are oblivious to how hard things are for us and only send clothes and toys for our daughter, but nothing we actually need. One of my aunts did send a $50 gift card for one of the most expensive grocery stores in town, which was nice, but at the same time, not very helpful. I could have made it go further elsewhere and I still need clothes. I have no pants that fit me now, too many sun dresses and short skirts for this season and two light jackets. What? I'm from Texas, it never gets cold there. Please, please, please help me!
Please help paying down student loans
Posted by dan_s on 2011-12-18 20:58:25
College Student Needs Immediate Help!
Posted by uncg92 on 2011-11-24 21:58:06
I'm a college student trying to get enough money to pay off the rest of my bill for this semester and next semester. I recently got cut off of health insurance, which caused me to get the schools insurance. This has taken $430 out of what was meant to go to other things. As of right now I don't have any financial support available from family and the money is due in 3 weeks. It wouldn't take a lot donation if a fair amount of people give a small donation. My goal would be $430, but of course I'm not asking one single person to give me that much. Even a ridiculously small amount would help.
Thank You.
dont know what to do :(
Posted by aldebaran84 on 2011-11-01 14:58:59
I had what i thought was a decent amount of money saved up after the restaurant i worked in closed its doors. When i had first started saving this it was originally intended to go into my college fund. After paying rent, car payment, phone bill, food, internet
along with some quality of life expenses i am down to my last 23 dollars. I have already either sold or am in the process of selling anything of value i have in my apartment (funny enough having a hard time doing that too only thing that sold quickly was my xbox 360 and my flat screen). Again, i don't know what to do. I keep doing the right thing. Looking for a job has become my job. I have tried to do everything i can to minimize my spending even down to eating one meal a day and walking to look for work (you would be surprised how after a while walking a few miles is preferable to paying 2.25 for a bus fare). As time is going by my clothing are starting to deteriorate and my shoes are worn on the outer heel of each to the point i can see my socks. I do have another pair of shoes but when you are looking for a job dress shoes i wore once at a wedding and damn near tattered jeans and super faded shirts doesn't sound like a good idea when you're trying to impress a potential employer.
I feel like i am just screwed now. Soon i wont be able to afford my cell phone payments (i need this to keep in touch for job prospects) and i am currently arranging to find somewhere to stay temporarily since i wont be able to afford my apartment anymore (makes me glad i had the forethought to pay a few months rent in advance while i still could). I don't have any family left and my 2 friends in the world and now ex girlfriend are having enough money problems of their own they couldn't help me if they wanted to. I am currently only eligible for foodshare and a reduced payment plan for my electricity. I have tried every state resource that is meant to help out people in my situation but aside from the foodshare and utilities assistance all i found was jaded city workers and disappointment.
Getting to the point i have nowhere else to turn for help aside from charity. I don't have money left and i am freaking out. I ran a laundry list of things that everybody needs and i cant afford simple things anymore like soap, shoes , toothpaste and clothing.
I am planning on getting what i need together and go to college since i don't want to be a cook for the rest of my life but i need some help. Anything that can be thrown towards my expenses so i can keep my head above water until i manage to find a job and pay for my high school transcripts to be translated so i can apply for financial aid and go to school (i am aware that college is not a solution to my situation but i can at least take that time to learn something new that i can apply to hopefully increasing my earning potential). I cant do this if i am homeless.
So please anything can help since its more than i make right now. I am scared and i honestly do not think i will fare well homeless in the streets. I don't want to end up homeless in the dead of winter.
Thank you for taking your time to read this.
Anything from 25 cents to your prayers help.
