Maxed Tags

Hello I am 29 and in desperate need to debt relief. I took out Payday loans and maxed out my credit cards to help pay for tuition. Now I am in deep debt and I can't get out.

I work and it's not enough to cover my bills. I want to attend school in the Fall but, I won't be able to because the payments are taking my entire paycheck.

Any donation will be used to pay off my debt, I just need some help so that I can begin to live a debt free life.

Psych major at UMass. Overwhelmed with student loans, supposed to graduate this year but can't register for more classes unless my student bill is under $500. Maxed out credit cards, can't keep the cell on, and barely eat every month. Any amount helps and I don't have shame in showing my bills if you want to see them first.

This situation has become a nightmare! I am 65 retired and slightly disabled due to a auto accident over a year ago. I have a hard time walking and this has me house bound most of the time. My wife is recovering from a stroke and taking care of her needs is a full time job. We barely exist on a meager social security income and several months ago I was forced to take out a payday loan just to keep the lights on. We maxed out our small credit card just to buy food and gas for our car and now every month we pay off the loan plus finance charges and then we have to take the loan out again the next day or else we cant pay our bills and buy food. With the credit card used up we have no where to turn for help. I know there are many who need help more than us, but if some kind person could lend a helping hand we will be able to pass the favor on to someone else in turn.

I am in need of financial aid for my College Tuition and other related expenses. I am growing more into debt every semester due to loans and i am afraid I will not be able to afford to pay the loan off. I had to open a credit card at one point to help and now that is maxed out and put me further into debt. Any help would be appreciated. At this rate i might need to put college on hold and would hate to do that. Any donations to help me through college and get my degree would be very appreciated thank you.

I need $2000.00 to pay two months mortgage and utilities. Just need to squeak buy for 10 more months. Husband is disabled trying to survive on one income. Last car payment is January 2012. I maxed out credit cards trying to get by. Please help me. I'm desperate!

*******Please take a moment to read this.******

I am surprised I am doing this but I am looking for some way to get ahead. My husband and I both work full time but we just can't seem to get past a wall that we've hit. Our debt started to accumulate as we were raising our children. My husband is actually stepfather to my two children and support payments from the bioligical father were far and few between. My children are young adults now and I will never see the $25K that is owed in back support. Ironically, we have about $20K in credit card debt. With credit cards maxed out, credit scores go down so trying other options such as consolidation loans have gone nowhere. We have tried earning extra money on Ebay but by the time they collect all their fees there's not much left for us. I have searched the internet for ways to earn extra income but find more scams than legitimate opportunities. Every month it seems to become more difficult. It's a juggling act just trying to keep up with everything.

I have always considered myself a generous person. I volunteer in the community and would love nothing more than to contribute more, especially financially. If we can get this debt under control, I would have the ability to "Pay it Forward".

The last two years have been rather unfortunate. I was going to school, had a good job and a relationship of 5 years. Then my father died, and I had to move my mother with dementia into my home. This caused strain on my relationship and it ended. Then I was laid off. I didnt want to aquire more debt, so I stopped school. My mother also passed away several months ago. I am a strong person, and I dont give up. I have a new job (that pays 5 dollars less an hour) and I have faith things will turn around. But right now im 6 months behind on my student loans payments that I have to pay back since im not currently enrolled. I have maxed out my credit card. and I am near termination of my utilities. I also need several hundred dollars of work done to my car. I just want help to catch up on debt. I know I can manage with a tight budget if i can just knock out what ive fallen behind on. I work at a hospital helping people every day, and im an active member of the community including fundraising for AIDS and Animal shelters. Now I need someone to please help me.. Thank you

Hello, my name is Jay. In 2005, I was injured at work. I broke my back, and I live in pain everyday of my life. While I was fortunate not to lose the use of my legs, the pain associated with my neuropathy, nerve damage and spondylosis makes it impossible for me to work. I receive a small amount of money every week through workman's compensation, but it is a mere fraction of what I used to make. With the cost of living increase in the last 7 years, it makes paying the bills even harder. I am maxed out on all my credit cards, and I am about to lose my home. Within the year, my last forbearance for my student loans will end, and i will have to start paying for my college loans again, something I just can't afford. I used to be too proud to beg, but I don't know what else to do. A little money can go a long way for me and my family. If I could just pay off a couple credit cards, I may be able to turn things around. Thank you for your consideration.

I just got a 5 day eviction notice. I am a struggling college student who usually lives off of student loans but with tuition raises my money has run low. I have been looking for a job for 2 months!!! but I don't have a car or much work experience and I never seem to qualify. My parents have given all they can, my credit card is maxed and I can't get a loan from anyone. I owe $592 and any help help would be greatly appreciated. Thanks.

I'm really embarrassed to ask for money, but after discussing with my wife the last two days we decided that anything will help. We need help to get out of debt, the reason for the majority of the debt is mainly my son's school fees. Over the last 3yrs we have maxed out on 2 credit cards and 2 loans, including my wife's inheritance she got from her grandma. I went to the school before and tried to explain my predicament and they said that there is many people that struggle, they can only reduce payment by 10%, that is if the board agrees. Work is only prepared to lend me a small portion of that (meaning more debt), and they told me to declare myself insolvent! I have already cancelled my car and life insurances, and reduced my medical insurance. I mostly work 6 to 7 days a week @ 14hrs a day between 2 jobs.
I have recently started making bio fuel from used cooking oil to help reduce my fuel cost. I don't know what else to do, the bills just keep piling up!
All I can do now is ask...beg...for help, I don't even know if this will work.
I don't expect someone to make all my debt disappear, that be nice tho :). But I kindly ask if some people would not mind donating even as little as $1 anything extra would help.
And if you've read this far, thank you for reading my post, and taking time to try and help others. I hope and pray that some day someone can help you too.
Special Thanks,
A Loving Dad.
Update 28-02-2012 No donations yet :( Scammers galore. Will try and take extra on my mortage today, good luck all, holding thumbs...
Update 29-02-2012 nope, nothing yet...damn scammers, how they got my e-mail, dunno, but wanting to pay a donation claiming they are from legitimate companies, but have a yahoo email? Apparently the CEO, asking for me to pay a portion back to them...and and and...most ppl come here because they are desperate, and then among the debt collectors and lawyers you still have to deal with assholes like that too!

Hello, this is a last resort. I have been going to school for the past 3 years. I have had loans all those years except for now, my parents are maxed out in credit and I can't get student loans and I am 50k in debt from school, I need to finish I can not afford to pay my loans back I I quit and I can't afford I keep going I am 3 months behind in my school payments, and I had to move home due to not being able to pay rent, and my gas bill is 545 dollars. It is due to be shut of Monday and I have my old roommates living there and yay fault it's behind because I could t pay it! I have 3 credit cards months last due.. I am commuting I school 3 days a week an hour and a half trip one way.. It's very costly I do t make enough to cover my bills, I need help! I need my gas bill paid So I don't screw them over and hurt my credit and I need a jump start on my school bills... Please help!

For the past six years i have been in really bad shape. Going to my first 2 years of school was expensive. I maxed out two cards just paying tuition and books. I had a boyfriend at the time and i thought he was the one. Turns out he wasnt. He stole 3 more cards and maxed those out also before he decided we werent right for eachother. The card company said there was nothing i could do because his name was on them. Now i sit 20'000 in debt that i cant pay. I started to get a handle on them being able to make enough of a payment monthly to keep me out of debt collections. But the intrest rate and fees keep adding up. I had to move back in with my parents at age 24 because i am not able to pay rent. I need help. I have been at my moms for a year now and am still in just as bad as i always have been. I just want a new start. I want to start over and go back to school. Move out of my parents house and make something of myself. Please help me.

Hi, I am in desperate need of some assisstance, bills are through the ceiling and i'm finding it extremly difficult to make ends meet. I am drowning in student loan debts my credit is shot, credit cards are maxed out,my life consists of working my part time job and attending school, I can no longer afford rent or the utility bills, eating is now a thing of the past. I'm receiving constant phone calls and letters from loaners reminding me constantly how much money I owe them and how much past due I am. As of today i am $16,300 in debt including all my student loans, credit card bills, and the last two monthes of rent and utilities that im behind on. Please, anything you can spare will help me make it through these hard times and finish getting my Bachelor's Degree in Sociology. Thank you in advance.

Beglist, after much pursuing and determination I have finally found a good job. It is with a government company, and as such, I do not get paid until the 15th of the month. I have maxed out my cards to pay for gas to get to work, I just need maybe $10-$20 to help me until payday. I have NO money, if I spend anything at the pump I'll start getting charged fees for not maintaining a minimum balance. I just need a LITTLE bit to help me get by!

Hi. Im 60 years of age, live alone and self employed. I owe $1000 for 2010s taxes which has now become $2000 plus approx. $1000 for 2011s taxes plus Ive fallen behind in state and local taxes. None of these are real estate taxes I rent. Im able to keep rent and utilities paid but cant get these taxes caught up. The IRS put me on a payment plan for 2010s tax but that doesnt do a thing for 2011, 2012 or state or local. I went to a good friend who loaned me $4000 which would have paid all these taxes but just then I lost the engine in my work van $4500. I have 2 credit cards together have less than $1000 limit needless to say they are now maxed. I am not able to make payments on 2010s, 2011s and quarterlys on 2012s taxes plus this personal loan. I will not let my friend down so I have to let these taxes go again unless someone can and will help. Once Im caught up Iasure you Ill be able to keep caught up. This is the first Ive known of BegList I started search for help because I was out of options and saw the # of people in the same boat. I read someone promised to pay it forward and now I see I need to do that also. PLEASE HELP!

Hi,

First of all, thanks for reading this.
I am a 21 year old Irish student and am currently studying abroad in Madrid for a year. I have been working since I was 13 so that I could help out at home, and am also paying for university by myself with loans and by working.
I am not entitled to any grants and now my loans have been maxed out. My family tries to help me when they can but at the moment it's not an option.
When I am at home in Ireland I can manage to work and go to university, but since I moved to Madrid I have been really struggling financially. My dad got really sick in August and so, I've had to fly home to see him twice- any money that I had saved was spent on flights.
I was working nights in an Irish bar but it didn't pay my rent so now I teach English classes. They just cover my rent, but I can't afford travel, loan repayments or food. I'm late on my rent because I had to take money from it to try and pay all of these small bills.
I'm really stuck and that is the only reason that I am asking for help. I've spent the last 7 years working and I help out others when I can. Once I get back to Ireland I can start working in a restaurant or something again and I might be in a position to help someone else.
Every little helps...

Thanks for your time

I have never done this before, or even heard of a site like this. I am in desperate need of a lot of things. I have two children a boy age 5 and a girl who is age 11. I am a single mom who lost her job of 8 years. I do own a house but I can't even find rent for cheaper than my mortgage. My sons father left me with a mess. He started to remodel our kitchen over the summer then took off with another woman. I have not had cabinets, sink, stove I do have a refrigerator but that's about it. So even if I wanted to sell my house it would be impossible. He sold all of my old apliances and left me with nothing. I can't afford cabinets. I have a sink I could use and a stove but no cabinets and without them I can't use the sink I have. I have been cooking out of a microwave, toaster oven and one of those little flat top things. I am seriously onthe verge of giving up. My daughter is a cheerleader and they let her do this for free the second year in a rw for me cause she is very talented but she is supposed to go to Daytona Florida in a month and all mt credit cards are maxed out mostly due to eating out without appliances. I don't know what to do anymore I don't have family that gives crap. It would be a miracle to have something good happen to me. I can't be depressed for my kids anymore it's not fair. I need a smile a gift from god!!!! If anyone could help I would probably faint. I have never been this bad off! I never asked for help.

It's hard to have to do this but here goes. I desperately need money to pay just my basic bills. I have been looking for a job for the last couple of months and am not getting any responses even for something part time. My finances are about gone and credit cards maxed out. Please I will be gratful of anything even a buck because they do add up. Please send donations to 2011 Greenup Street, Covington Ky 41014. Thank you in advance for any help you moght be able to give!!

My parents, both just retired, have been ripped off by their tenant who has stripped out and gutted their shop premises and moved on. The court fees are killing us and they have no income until they sell the shop which at the moment nobody wants due to its state. At the moment I pay for them ,their mortgage,bills etc as well as my own mortgage,bills for me and my wife and children. I have maxed out all my cards, have two loans and am surviving day to day on pennies as my salary has been eaten away with bills. I need help. Any donations would be gratefully received.

I am a single mother of a 3 yr old girl. One who just can't seem to get ahead. Or even even. Bills that are due, some being paid with what little I have are limited to the necessities. I am getting help from my state with food and healthcare and that is wonderful. But here is where my downside comes into play. On 1/28/12, due to (see subject title) I had to quit my job. A job in which I love, in a field that i love, that i still have (outstanding) school loans required for me to be licensed in the field. Hold on now, this does tie together...I quit drinking 3 years ago,(I am past my 20's if that means anything.) I found though, once I quit drinking, that I had been self- medicating for partially debilitating mental illnesses. Though I have been doing my part since quitting the drink (therapy, psychiatry,and just holding on for dear life), I cannot seem to get to where I need/want to be, to be able to continue to provide for my kiddo. My credit is shot, I wasn't approved for a car loan of ANY sort (CARHOP DENIED ME!)and my car is dying. The anxiety I feel every day when I wake up and find that I have to take 10 or so pills to make it through the day, and then still figure out how to pay for my car insurance. And rent and phone bills and electricity blah blah blah, you get the picture. My credit cards (in which I have to use to purchase clothing for myself and my daughter) are maxed. My little one bedroom apartment just doesn't accommodate for myself and my 3 year old. She has no place to play outside, except for a pavement parking lot, all the while trying to shield her from the illegal activities which take place around here. I am in the process of starting to apply for disability, because that is all i know to do for the time being. I will be applying for housing assistance, I gotta get out of this place.
I don't know whom may be out there, and whom may be reading this, I hope at least someone does. What I really hope, is that there may be some helpful, generous, kind and empathetic soul who might be able to help me with this huge anxiety ridden request for help. I have never done anything like this before, for the worst quality I possess is asking for help. Or lack of being able to do so. But, here goes nothin!

I have many collectables stephen king signed book budweiser stuff. antique bottle collection baseball cards pool table. i was crushed under heavy equipment at work state disablity maxed out and waiting on socail security that is a month away. please help me make it.!!

Hello I have a family of 7 including my husband and I we are always up to date with our payments but our 17 year old son maxed out our credit cards and we have no way to pay our rent or bills we are desperately asking for help we need atleast some money by feb. 1st 2012 we don't know where to turn can someone please help us? we have 5 kids in total 3 of them are under the age of 5 our oldest daughter is off at college so she can't really help, and my husband has been paying a lawyer since august 2011 about a car accident he was involved in, he was t-boned on the drivers side.

I am going to be completely honest and say I have got myself into some financial difficulty over the last year and really see know way of getting myself out without a bit of help. I am in my mid twenties have 4 different credit cards which are all maxed out to the limit and am paying back a loan for my wedding which was 2 years ago and have now split from my husband and been left to pay this on my own. I haven't been able to tell anyone the extent of my debt. When I split from my husband my spending got a bit out of control and thought buying things for myself and others would make me feel better which it hasn't. I am now left with nearly £10,000 worth of debt with nothing to show for it. Any contribution no matter how big or small would be much appreciated! Thanks in advance.

Hello, I moved out of my family home 18 months ago to pursue a better life and career in a large city in England. Everything was going well until last December when I was unfortunately made redundant out of the blue. I have used the small amount of money I had to pay for December and January. I have had to start claiming JSA, but this doesn't even cover a quarter of my bills. I am now really struggling, falling behind on rent already and not being able to pay off the credit cards that I took out when I had a job. I know this is my own fault and that I should of been more careful with money. But I really have fallen in to financial hardship at this time. My phone has been cut off and I have had my ebay account closed due to not being able to pay ebay seller fees as I had to use the money for food. Thus meaning I can't even sell the very little amount of possessions I own.

I haven't got any dependents and I don't have any life threatening illnesses. I understand if you bypass me for someone more needy, but I would be grateful for anything you could spare me as I really am desperate. I have over £800 due to come out of my account next week and my overdraft maxed. I have no one to turn too. Please if you could, consider me.

Kind Regards, a desperate and worried young lady.

My wife was recienty killed in a car accident by some one with no car insurance.I have 2 children and no mother.I'm disabled as well .neck curvical injury.Leaving me partialy parralized right side.MY wife worked before accident,but wasn't there long enough to get insurance. so we have no insurance for me or kids.My children need dental work. braces for one and check ups.I also have medical Bills from one of them having to go to the hospital for pnemonia and fallow up treatments.One needs glasses as well.I have applied for federal dissability help, but was told it can take a year to hear from them.my children need winter clothing.My rent is behind as i used some of it to pay for food and heating & electric bills, so we won't get shut off.We have no place to go when we get evicted. no relatives to relie on as well.can you please help me any way you can.Im 2 months rent behind at $1075 per month.No savings and my only credit card is maxed out at $2500 because of no more income.Iwas always a hard worker. never thought any thing like this could happen. can you please help us? i love my kids.