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Help Me Please!!
Posted by HelpNow27 on 2012-05-23 15:58:23
I have graduated in April 2008 with a Bachelor Degree in Human Biology. I worked in the Healthcare Industry for several years. I am currently unemployed sine my company went bankrupt and can not find a job that pays decent so I can make my student loan payments that are $670 per month and support my family. I have $58,000 in student loan debt the original balance was around 40,000 but I had to stop making payments until last year because I could not make a living at all with a $12/hr job to pay for mortgage and other living expenses. Sallie Mae is just saying that they can not do anything about it the only thing I can do is pay interest only and reduce my payment by like $200 and that is for 30 years. Please help me get out of this burden sometimes I ask myself why I ever went to school and if it was really worth it all because some of my friends that have no school are doing better than I am. I guess that is they way you live the American Dream!! This is just crazy that there is no law that protects students when they are in situations like this especially in a economic crisis. Please, I really want to be able to save my marriage, house and be able to provide for my daugther. If anyone is reading this and is willing to donate I would really appreciate anything you give. Also I understand that there are much worse situations out there and people in a greater need of help that is also understandable however I will end up on the street and my loan will go int default if I can not make the payment and I dont think it can get worse than that as far as student loans are concerned and Financial problems. I wish I could someday help someone myself or in any other way. Please people every little helps. God Bless! AJ
Hospital Bill
Posted by TiGeR_04 on 2012-05-22 20:58:23
I recently filed for bankruptcy and got my discharge like 2 months ago. Since my discharge I had a sezuire at work and had to be rushed to the hospital (Mayo Clinic in Jacksonville, FL. I had no health insurance at the time and recieved a $7,209 hospital bill stay from them. I'm really sad that this happened to me due to the fact I had finally got out of debt and now after spending like $1,500 on filing for BK, now I'm back in the whole...I wanted to try to buy a home in 2 years after my BK and now unless I pay this off, that will probably not happen for my daughter and I. Also, its not the only debt that I have after BK, I couldn't include my student loans in my BK, so I have like $11,000 in sallie mae loans for school. I am asking for help with my hospital bill, so it would truly be a blessing if anyone out there had extra money and could help me pay this bill, I would greatly appriciate it! I am going to start paying little monthly payments on my student loans to try to get that down little by little. If someone is seriuosly wanting to help me, we can communicate through email and I would gladly give you my medical bill info and their number, so you wouldnt feel like you were being lied to or anything, I already feel akward asking for help over the internet, but what can I do? Also I will be getting health insurance starting in June through my job, so I should never run into this issue ever again! Thanks in advance to anyone that can help!
Can't use FAFSA, Grants, or Federal Monies
Posted by Future-Engineer on 2012-04-24 23:58:19
I was born in Argentina, but have lived in Texas since I was 5. I had no say in it; my parents decided thatâs what was best for me since Buenos Aires was so crime-ridden. I graduated high school like normal kids, went to a community college right afterwards, and worked part time to cover its costs. I got an Associateâs in Science (Nursing) and then dropped out since I couldn't afford to attend a university nor decide on a major. My GPA was a 3.4 at the time.
I'm now 25, working full time (Geek Squad, canât do much with an associateâs), studying electrical engineering, married to my high school sweetheart, and have my goals set! I just have one thing holding me back...MONEY. Since I backtracked when I changed majors, I had a few sophomore classes to take. I'm finishing them at the same community college, and I'm registered for the Fall semester at the University of Texas at Dallas (Junior level courses). I have gotten nothing but As since I've been back!
Why I Need Your Help:
Now, you may be wondering, why can't I use FAFSA? Well, I recently obtained my permanent residence. That was a big roadblock growing up. One of the agreements I had with our nation was that I would not use federal funds (welfare, food stamps, grants, FAFSA, etc) for the next 10 years. I work full time and attend as many classes as I can per semester; I have no time for lollygagging.
Sallie Mae can only loan me so much, and banks nowadays make it very difficult to borrow from for school. All the scholarships Iâve looked for require either citizenship or full time enrollment, neither of which I am. (Canât enroll full time because I need to work full-time to make ends meet) My father is a construction worker and I donât know my mom, she left us when I was 7. I just sold my laptop on eBay and made myself a cheap one from recycled parts. I've tried getting internships, but I'm not deep enough into my career to be eligible yet. Nearby family members donât have any spare cash, and donât make enough to co-sign a loan for meâ¦.So Iâm here, hoping some kind strangers can help me out.
I am a hard working student, good Samaritan, bilingual, a jokester, drug-free, do calculus in my head, pay taxes, 740 credit score, and drive a broken down Pontiac. My only goal right now is to finish school with flying colors as soon as possible; just need this financial roadblock to meet a wrecking ball.
Will you help me smash it down?
Still recovering from flood
Posted by 6ewApp on 2012-03-04 18:58:16
On top of this, I have over $50k in student loan debt, which Sallie Mae only let me defer 2 payments due to the disaster. Also, bank of America (evil!) offered no help with my credit cards or mortgage. So, Now I'm back on my regular budget, and can hardly save any money for the repairs and replacement costs.
PLEASE HELP a girl realize her American dream - to own a beautiful home and to take some of the financial worry out of her mind after experiencing a tragic event!
Agoraphobia/Panic Disorder
Posted by BetterTomorrow on 2012-02-26 02:58:51
Save our bar!
Posted by zhena on 2012-02-16 13:58:45
Donations for Dogs in need
Posted by nontoxic on 2012-02-10 14:58:40
https://www.wepay.com/donations/doggies
Student loan nightmare
Posted by S_Pyke on 2012-01-09 21:58:11
Please help me get a jumpstart on life again
Posted by Pandora122011 on 2011-11-01 21:58:53
Please help me get a jumpstart on life again
Posted by Pandora122011 on 2011-11-01 21:58:52
Please help me get a jumpstart on life again
Posted by Pandora122011 on 2011-11-01 21:58:52
Please help me get a jumpstart on life again
Posted by Pandora122011 on 2011-11-01 21:58:52
Please help me get a jumpstart on life again
Posted by Pandora122011 on 2011-11-01 21:58:52
Please help me get a jumpstart on life again
Posted by Pandora122011 on 2011-11-01 21:58:52
I am seeking a loan
Posted by pkbw on 2011-10-18 07:58:47
need money for studnet loans
Posted by william23 on 2011-08-08 12:58:39
Donations Needed to Pay Rent, Bills, Buy Groceries, and Support My Family
Posted by gotmark on 2011-05-30 15:58:21
I am currently unemployed since 03/28/2011 and have been only able to get by with money I had saved for my emergency fund. Thankfully I had this saved up but I'm now out of money and do not have any immediate resources that can provide assistance.
The Texas Work Force Commission says I'm ineligible for unemployment insurance because my employer, a small company with a CEO that would yell at employees all the time told them I quit my job. This is not the case, I was told to leave for no reason during a meeting without warning. I'm in the process of appealing my case for a hearing, but the process will take weeks before they can determine a hearing date and determine if I'm eligible.
I am very detail oriented and have applied to 306 different positions since I was let go. I've been on 8 interviews and have another lined up for tomorrow. I have been applying to jobs that are relevant to my job skills and qualifications, which is search engine optimization (SEO), customer service, and inside sales. Most of the positions I've had the chance to interview with have stiff competition and some are still in the searching process. I needed a job 2 months ago. Recently, I was able to get hired for a retail position that pays $7.25 an hour. At this point I will sweep the floors for someone to hire me. This position starts June 6th.
Anyhow, in the midst of all this, I have an 11 year old daughter, and a 3 year old son. I've been married for 11 years and my wife does what she can as a baker for birthdays, weddings and holidays. She brings in about $300 a month which she contributes to groceries and kids clothes.
I'm dedicated and hard working and want to be able to pay my bills and support my family.
Here is a breakdown of my expenses:
Rent: $1195 per month
Car Payments: $720 per month
Car/Rental Insurance: $320 per month
Cable/Internet: $165 per month
Sallie Mae Student Loan: $60.00 per month (past Due 17 days)
Water/Trash Utilities:$60 per month
Groceries: $600 month
Gas: $200 per month
Total Expenses: $3320 per month
Currently, I have $900 to my name. Today in 05/30/2011 and I have to pay rent by June 3rd.
If there is anyone out there who would be willing to make a donation I can provide a tax receipt so you can use it as a write off when you file your taxes. Also, I will be willing to create a website or provide my SEO services as a way help your business get found on the front page of Google, Yahoo, and Bing.
I am glad I found this site and I hope it works! Thank you for taking the time to read this. If you send a donation I will provide a picture of my family and as well as an update on our status.
Thanks in advance for your help!
Mark
Fate, Texas
Proverbs: 2:6 - For the LORD gives wisdom;
from his mouth come knowledge and understanding
We both lost our jobs a week apart!
Posted by MorgansAura on 2010-12-12 17:58:58
My husband and I both lost our jobs at the end of November 2010. The store where he was a computer technician went out of business, and I was wrongfully terminated, and am the middle of appealing my case. Just before Christmas and two at once, the timing is terrible.
We have both applied and been approved for unemployment but it does not look like that will get us by.
Since beglist recommends keeping it simple, honest, and to the point, here is a list of our needs:
*Money to pay for health insurance, $200.00 a month (I have health issues and without insurance my medications are approx. $1500 a month) Co-pays are $30 and I see three different doctors regularly. I would like him to have health insurance also, but guess we can put it off since he does not have any pre-existing conditions.
* Rent $675.00 a month
* Electric $114.00 a month (we never turned on our gas heat so we are just using a couple of space heaters right now.
* Dog and cat food (1 dog 1 cat) $70.00 every 3 months
* Garbage pickup $65 every 3 months
* Chase credit card bill $200.00 a month
* Citi credit card bill $200.00 a month
* H.H. Gregg (GE Money bank) credit card bill $60.00 a month
* The kids are due for a Veterinary visit and vaccinations I am not sure how much that will be (1 dog 1 cat)
* Student loans (Sallie Mae) $145.00 a month
* Dish Network (we cut our bill down by half already but cannot get out of the contract without a huge fee) $42.00 a month
* Internet (Time Warner Cable) (we don't get cable T.V. just internet) $50.00 a month
* Verizon wireless cell phone bill $140.00
* We have well water so no water bill
***In short, our bills total approximately $1871.00 a month, yikes! We are getting unemployment, which adds up to about $1540.00 a month. I did not list food or gasoline or auto maintenance in our bills. As you can see, things are very tight.
Any help is welcome, thank you so much, I would be happy to honestly answer any questions you might have about us, and if you provide your email, I would be thrilled to send you a personal thank you email when you donate to us.
Thank you again!
Not asking for much just need some help!
Posted by kendalja on 2010-10-18 19:58:58
Please help me go to nursing school
Posted by belle1984 on 2010-07-11 19:58:58
