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Help Me Please!!

Posted by HelpNow27 on 2012-05-23 15:58:23

Hello,

I have graduated in April 2008 with a Bachelor Degree in Human Biology. I worked in the Healthcare Industry for several years. I am currently unemployed sine my company went bankrupt and can not find a job that pays decent so I can make my student loan payments that are $670 per month and support my family. I have $58,000 in student loan debt the original balance was around 40,000 but I had to stop making payments until last year because I could not make a living at all with a $12/hr job to pay for mortgage and other living expenses. Sallie Mae is just saying that they can not do anything about it the only thing I can do is pay interest only and reduce my payment by like $200 and that is for 30 years. Please help me get out of this burden sometimes I ask myself why I ever went to school and if it was really worth it all because some of my friends that have no school are doing better than I am. I guess that is they way you live the American Dream!! This is just crazy that there is no law that protects students when they are in situations like this especially in a economic crisis. Please, I really want to be able to save my marriage, house and be able to provide for my daugther. If anyone is reading this and is willing to donate I would really appreciate anything you give. Also I understand that there are much worse situations out there and people in a greater need of help that is also understandable however I will end up on the street and my loan will go int default if I can not make the payment and I dont think it can get worse than that as far as student loans are concerned and Financial problems. I wish I could someday help someone myself or in any other way. Please people every little helps. God Bless! AJ

Hospital Bill

Posted by TiGeR_04 on 2012-05-22 20:58:23

Hi,
I recently filed for bankruptcy and got my discharge like 2 months ago. Since my discharge I had a sezuire at work and had to be rushed to the hospital (Mayo Clinic in Jacksonville, FL. I had no health insurance at the time and recieved a $7,209 hospital bill stay from them. I'm really sad that this happened to me due to the fact I had finally got out of debt and now after spending like $1,500 on filing for BK, now I'm back in the whole...I wanted to try to buy a home in 2 years after my BK and now unless I pay this off, that will probably not happen for my daughter and I. Also, its not the only debt that I have after BK, I couldn't include my student loans in my BK, so I have like $11,000 in sallie mae loans for school. I am asking for help with my hospital bill, so it would truly be a blessing if anyone out there had extra money and could help me pay this bill, I would greatly appriciate it! I am going to start paying little monthly payments on my student loans to try to get that down little by little. If someone is seriuosly wanting to help me, we can communicate through email and I would gladly give you my medical bill info and their number, so you wouldnt feel like you were being lied to or anything, I already feel akward asking for help over the internet, but what can I do? Also I will be getting health insurance starting in June through my job, so I should never run into this issue ever again! Thanks in advance to anyone that can help!

Can't use FAFSA, Grants, or Federal Monies

Posted by Future-Engineer on 2012-04-24 23:58:19

Background:

I was born in Argentina, but have lived in Texas since I was 5. I had no say in it; my parents decided that’s what was best for me since Buenos Aires was so crime-ridden. I graduated high school like normal kids, went to a community college right afterwards, and worked part time to cover its costs. I got an Associate’s in Science (Nursing) and then dropped out since I couldn't afford to attend a university nor decide on a major. My GPA was a 3.4 at the time.

I'm now 25, working full time (Geek Squad, can’t do much with an associate’s), studying electrical engineering, married to my high school sweetheart, and have my goals set! I just have one thing holding me back...MONEY. Since I backtracked when I changed majors, I had a few sophomore classes to take. I'm finishing them at the same community college, and I'm registered for the Fall semester at the University of Texas at Dallas (Junior level courses). I have gotten nothing but As since I've been back!



Why I Need Your Help:

Now, you may be wondering, why can't I use FAFSA? Well, I recently obtained my permanent residence. That was a big roadblock growing up. One of the agreements I had with our nation was that I would not use federal funds (welfare, food stamps, grants, FAFSA, etc) for the next 10 years. I work full time and attend as many classes as I can per semester; I have no time for lollygagging.

Sallie Mae can only loan me so much, and banks nowadays make it very difficult to borrow from for school. All the scholarships I’ve looked for require either citizenship or full time enrollment, neither of which I am. (Can’t enroll full time because I need to work full-time to make ends meet) My father is a construction worker and I don’t know my mom, she left us when I was 7. I just sold my laptop on eBay and made myself a cheap one from recycled parts. I've tried getting internships, but I'm not deep enough into my career to be eligible yet. Nearby family members don’t have any spare cash, and don’t make enough to co-sign a loan for me….So I’m here, hoping some kind strangers can help me out.

I am a hard working student, good Samaritan, bilingual, a jokester, drug-free, do calculus in my head, pay taxes, 740 credit score, and drive a broken down Pontiac. My only goal right now is to finish school with flying colors as soon as possible; just need this financial roadblock to meet a wrecking ball.

Will you help me smash it down?

Still recovering from flood

Posted by 6ewApp on 2012-03-04 18:58:16

I got over a foot of water in my house on September 8, 2011 from the remnants of Tropical Storm Lee. I live alone and I had just bought the house (my first) the summer before. A foot of water doesn't sound like a lot, but when you have no basement and it's a ranch home, you lose pretty much everything you own. I have gotten the house to livable condition so I can move back in (I've been living with friends and I've been in their way long enough) but there is so much left to do, and I'm out of FEMA money. And, no, my home was not located in a flood zone at the time of the flood, but I have since purchased flood insurance because I am not putting myself in this position again!

On top of this, I have over $50k in student loan debt, which Sallie Mae only let me defer 2 payments due to the disaster. Also, bank of America (evil!) offered no help with my credit cards or mortgage. So, Now I'm back on my regular budget, and can hardly save any money for the repairs and replacement costs.

PLEASE HELP a girl realize her American dream - to own a beautiful home and to take some of the financial worry out of her mind after experiencing a tragic event!

Agoraphobia/Panic Disorder

Posted by BetterTomorrow on 2012-02-26 02:58:51

Hey everyone. I've been dealing with panic disorder and agoraphobia for about 10 years. I'm currently 28 years old and am almost finished with a bachelor's of science degree. It has taken me almost ten years to complete, but I refuse to give up. I live with my parents still and sell things on ebay, try to do daily jobs, and take classes either on campus or online. I do not have medical insurance and I really need to have my eyes checked, a doctor's check-up, a dental cleaning, and money for Sallie Mae bills. Food, gas, and hygiene money aside. I've pretty much run out of things to sell and my parents don't have enough money of their own to support me. I have applied for HIP but am still on the waiting list after two years. I think it's pertinent to mention that I apply for jobs daily online. I do not sit around and wait for hand-outs. A lot of the jobs I have managed to obtain, I lost due to panic attacks. If I need to "step out" for a few minutes to collect myself, the employer doesn't understand. It's very frustrating because I try repeatedly with the same results. I would love to be able to see a psychiatrist, but again, I cannot afford it. I belong to online self-help communities and try to give myself the best therapy I know how. I have potential -- I know I can offer a lot to people if I can just get out there. If anyone could help me out with any amount, I'd be unbelievably grateful. Not really sure where to go from here.

Save our bar!

Posted by zhena on 2012-02-16 13:58:45

Hello. I have been in business for 14 years. I was doing fine until the econmy took a dive a couple of years ago. I have mae drastic changes including working myuself 40+ hours a week. unfortunately I got behind on some of my payments. We are in a small town that loves gossip. It was thru this gossip that I heard the lady I am buying the bar from is trying to foreclose on the bar because I owe her some payments from last year. I am behind on other things too. I really need to get this caught up. I cannot seek traditional refinancing because of my credit. Thats another long story in itself! I just really would like to get her paid up. Anything anybody can do to help would be appreciated. I would like to start a pay it forward kind of thing. As soon as I get back on my feet I want to pay it forward to someone else. I just want to keep the people I have employed and make it to the end of my lease which is roughly $ more years. I am too close to lose it all now. Please help! Donations can be mailed to frosty's po box 629 Napavine Wa. 98565 Thank you

Donations for Dogs in need

Posted by nontoxic on 2012-02-10 14:58:40

Dogs in need of help. Some need medicines and shots. Need dog houses and pins. Lady, Spot, Rover, Minor, Skippy, Mama Dog (needs spayed), Dufas, Pain in the Butt, Longlegged Black, Slim Jim (allergies), Doi\lly Madison, Loud Mouth, Trouble, Pathetic (needs neutered), Duke (needs neutered), Daisy Mae (older), Major (old), Sam, Little Girl, Waggles (hereditary mites and needs spayed), Sadie (seizures), Rose Marie (seizures), Sally, Pumpkin (allergies), Muffin (blind), Black Tail, Onery, Suzy, Millie Marie (seizures and does not like men), Angel (old), WoodStock, Snoopy, Cupcake, Younglady, Buddy, Blue, Aussie (does not like men), Chocolate and Little Ezzie (has a tumor). Website with pictures and their story coming soon.

https://www.wepay.com/donations/doggies

Student loan nightmare

Posted by S_Pyke on 2012-01-09 21:58:11

I just want to get these things paid off and get on with my life. Find ameaningless job that pays the bills and attempt to live my life out in a dark corner somewhere where nobodoy bothers me any more. i am at my wit's end. 90 calls per month from sallie mae. I can set my sleep and eating schedule by the way they call, once at 8:30 AM, once at 1:30 pm, and once at 7pm. Sometimes more depending on how they are set up, and from how many callcenters they are operating. I am depressed, hopeless, and unemployed. I have been looking through 2 HEARTBREAKING YEARS of unemployment, and my degree is useless and obsolete now. If things continue as they are I'm scheduled to retire about fifteen years after my 115th birthday. I am angry, suicidally depressed, anxious, hopeless, all of that rolled into one big human ball of failed promises, traumatic experiences, abusive relationships and broken dreams. I want to be able to heal. To get back on my feet and limp my way toward recovery, and that's how people can help me. I need to get out of debt. i can't take this anymore. i have a paypal account so please click on it. I would appreciate some help, and any amount will do. I have to get 75,000 of my back and this has proven an impossible task.

Please help me get a jumpstart on life again

Posted by Pandora122011 on 2011-11-01 21:58:53

This is my story..i graduated college back in 2005 and had a stable job but eventually left to pursue another degree. After another year or so of schooling and racking up tons of debt from sallie mae I started to look for another job without much luck due to the downed economy. Currently I'm working for my parents small business but not making any income. The store rent and expenses are too high and our profits are negative and barely making enough to support out 5 family members. My younger sibling who just started college is deciding to take a break for however long a time from school because no one will lend us any money with our bad credits and we don't have the money to pay for tuition. All in all everything is rock bottom and I have nowhere to turn to with tons of credit card bills, school loans, rent and mortgage not being paid. I have nowhere to turn to and no bank that will loan me any money to keep surviving. Im only asking for a little contribution to give me a jump start to build my credit up again so I can get out of this financial rut. Thank you for reading this story as I'm sure there are tons and tons of people with more difficulties or the same problem as me. Thank you again for helping.

Please help me get a jumpstart on life again

Posted by Pandora122011 on 2011-11-01 21:58:52

This is my story..i graduated college back in 2005 and had a stable job but eventually left to pursue another degree. After another year or so of schooling and racking up tons of debt from sallie mae I started to look for another job without much luck due to the downed economy. Currently I'm working for my parents small business but not making any income. The store rent and expenses are too high and our profits are negative and barely making enough to support out 5 family members. My younger sibling who just started college is deciding to take a break for however long a time from school because no one will lend us any money with our bad credits and we don't have the money to pay for tuition. All in all everything is rock bottom and I have nowhere to turn to with tons of credit card bills, school loans, rent and mortgage not being paid. I have nowhere to turn to and no bank that will loan me any money to keep surviving. Im only asking for a little contribution to give me a jump start to build my credit up again so I can get out of this financial rut. Thank you for reading this story as I'm sure there are tons and tons of people with more difficulties or the same problem as me. Thank you again for helping.

Please help me get a jumpstart on life again

Posted by Pandora122011 on 2011-11-01 21:58:52

This is my story..i graduated college back in 2005 and had a stable job but eventually left to pursue another degree. After another year or so of schooling and racking up tons of debt from sallie mae I started to look for another job without much luck due to the downed economy. Currently I'm working for my parents small business but not making any income. The store rent and expenses are too high and our profits are negative and barely making enough to support out 5 family members. My younger sibling who just started college is deciding to take a break for however long a time from school because no one will lend us any money with our bad credits and we don't have the money to pay for tuition. All in all everything is rock bottom and I have nowhere to turn to with tons of credit card bills, school loans, rent and mortgage not being paid. I have nowhere to turn to and no bank that will loan me any money to keep surviving. Im only asking for a little contribution to give me a jump start to build my credit up again so I can get out of this financial rut. Thank you for reading this story as I'm sure there are tons and tons of people with more difficulties or the same problem as me. Thank you again for helping.

Please help me get a jumpstart on life again

Posted by Pandora122011 on 2011-11-01 21:58:52

This is my story..i graduated college back in 2005 and had a stable job but eventually left to pursue another degree. After another year or so of schooling and racking up tons of debt from sallie mae I started to look for another job without much luck due to the downed economy. Currently I'm working for my parents small business but not making any income. The store rent and expenses are too high and our profits are negative and barely making enough to support out 5 family members. My younger sibling who just started college is deciding to take a break for however long a time from school because no one will lend us any money with our bad credits and we don't have the money to pay for tuition. All in all everything is rock bottom and I have nowhere to turn to with tons of credit card bills, school loans, rent and mortgage not being paid. I have nowhere to turn to and no bank that will loan me any money to keep surviving. Im only asking for a little contribution to give me a jump start to build my credit up again so I can get out of this financial rut. Thank you for reading this story as I'm sure there are tons and tons of people with more difficulties or the same problem as me. Thank you again for helping.

Please help me get a jumpstart on life again

Posted by Pandora122011 on 2011-11-01 21:58:52

This is my story..i graduated college back in 2005 and had a stable job but eventually left to pursue another degree. After another year or so of schooling and racking up tons of debt from sallie mae I started to look for another job without much luck due to the downed economy. Currently I'm working for my parents small business but not making any income. The store rent and expenses are too high and our profits are negative and barely making enough to support out 5 family members. My younger sibling who just started college is deciding to take a break for however long a time from school because no one will lend us any money with our bad credits and we don't have the money to pay for tuition. All in all everything is rock bottom and I have nowhere to turn to with tons of credit card bills, school loans, rent and mortgage not being paid. I have nowhere to turn to and no bank that will loan me any money to keep surviving. Im only asking for a little contribution to give me a jump start to build my credit up again so I can get out of this financial rut. Thank you for reading this story as I'm sure there are tons and tons of people with more difficulties or the same problem as me. Thank you again for helping.

Please help me get a jumpstart on life again

Posted by Pandora122011 on 2011-11-01 21:58:52

This is my story..i graduated college back in 2005 and had a stable job but eventually left to pursue another degree. After another year or so of schooling and racking up tons of debt from sallie mae I started to look for another job without much luck due to the downed economy. Currently I'm working for my parents small business but not making any income. The store rent and expenses are too high and our profits are negative and barely making enough to support out 5 family members. My younger sibling who just started college is deciding to take a break for however long a time from school because no one will lend us any money with our bad credits and we don't have the money to pay for tuition. All in all everything is rock bottom and I have nowhere to turn to with tons of credit card bills, school loans, rent and mortgage not being paid. I have nowhere to turn to and no bank that will loan me any money to keep surviving. Im only asking for a little contribution to give me a jump start to build my credit up again so I can get out of this financial rut. Thank you for reading this story as I'm sure there are tons and tons of people with more difficulties or the same problem as me. Thank you again for helping.

I am seeking a loan

Posted by pkbw on 2011-10-18 07:58:47

I seek a loan. This is probably an unusual request on this site, but I have poor credit and am unable to use the conventional loan sources.

need money for studnet loans

Posted by william23 on 2011-08-08 12:58:39

need money for family...please help. these citi and sallie mae are killing me
I am looking for donations to help pay rent, pay bills, buy groceries, and support my family.


I am currently unemployed since 03/28/2011 and have been only able to get by with money I had saved for my emergency fund. Thankfully I had this saved up but I'm now out of money and do not have any immediate resources that can provide assistance.

The Texas Work Force Commission says I'm ineligible for unemployment insurance because my employer, a small company with a CEO that would yell at employees all the time told them I quit my job. This is not the case, I was told to leave for no reason during a meeting without warning. I'm in the process of appealing my case for a hearing, but the process will take weeks before they can determine a hearing date and determine if I'm eligible.

I am very detail oriented and have applied to 306 different positions since I was let go. I've been on 8 interviews and have another lined up for tomorrow. I have been applying to jobs that are relevant to my job skills and qualifications, which is search engine optimization (SEO), customer service, and inside sales. Most of the positions I've had the chance to interview with have stiff competition and some are still in the searching process. I needed a job 2 months ago. Recently, I was able to get hired for a retail position that pays $7.25 an hour. At this point I will sweep the floors for someone to hire me. This position starts June 6th.

Anyhow, in the midst of all this, I have an 11 year old daughter, and a 3 year old son. I've been married for 11 years and my wife does what she can as a baker for birthdays, weddings and holidays. She brings in about $300 a month which she contributes to groceries and kids clothes.

I'm dedicated and hard working and want to be able to pay my bills and support my family.

Here is a breakdown of my expenses:
Rent: $1195 per month
Car Payments: $720 per month
Car/Rental Insurance: $320 per month
Cable/Internet: $165 per month
Sallie Mae Student Loan: $60.00 per month (past Due 17 days)
Water/Trash Utilities:$60 per month
Groceries: $600 month
Gas: $200 per month

Total Expenses: $3320 per month

Currently, I have $900 to my name. Today in 05/30/2011 and I have to pay rent by June 3rd.

If there is anyone out there who would be willing to make a donation I can provide a tax receipt so you can use it as a write off when you file your taxes. Also, I will be willing to create a website or provide my SEO services as a way help your business get found on the front page of Google, Yahoo, and Bing.

I am glad I found this site and I hope it works! Thank you for taking the time to read this. If you send a donation I will provide a picture of my family and as well as an update on our status.

Thanks in advance for your help!

Mark
Fate, Texas


Proverbs: 2:6 - For the LORD gives wisdom;
from his mouth come knowledge and understanding

We both lost our jobs a week apart!

Posted by MorgansAura on 2010-12-12 17:58:58

Hello, thank you for looking through beglist as a place to give, I just discovered beglist, it is nice to be able to choose the type of situation to which you would like to donate.
My husband and I both lost our jobs at the end of November 2010. The store where he was a computer technician went out of business, and I was wrongfully terminated, and am the middle of appealing my case. Just before Christmas and two at once, the timing is terrible.
We have both applied and been approved for unemployment but it does not look like that will get us by.
Since beglist recommends keeping it simple, honest, and to the point, here is a list of our needs:
*Money to pay for health insurance, $200.00 a month (I have health issues and without insurance my medications are approx. $1500 a month) Co-pays are $30 and I see three different doctors regularly. I would like him to have health insurance also, but guess we can put it off since he does not have any pre-existing conditions.
* Rent $675.00 a month
* Electric $114.00 a month (we never turned on our gas heat so we are just using a couple of space heaters right now.
* Dog and cat food (1 dog 1 cat) $70.00 every 3 months
* Garbage pickup $65 every 3 months
* Chase credit card bill $200.00 a month
* Citi credit card bill $200.00 a month
* H.H. Gregg (GE Money bank) credit card bill $60.00 a month
* The kids are due for a Veterinary visit and vaccinations I am not sure how much that will be (1 dog 1 cat)
* Student loans (Sallie Mae) $145.00 a month
* Dish Network (we cut our bill down by half already but cannot get out of the contract without a huge fee) $42.00 a month
* Internet (Time Warner Cable) (we don't get cable T.V. just internet) $50.00 a month
* Verizon wireless cell phone bill $140.00
* We have well water so no water bill
***In short, our bills total approximately $1871.00 a month, yikes! We are getting unemployment, which adds up to about $1540.00 a month. I did not list food or gasoline or auto maintenance in our bills. As you can see, things are very tight.
Any help is welcome, thank you so much, I would be happy to honestly answer any questions you might have about us, and if you provide your email, I would be thrilled to send you a personal thank you email when you donate to us.
Thank you again!

Not asking for much just need some help!

Posted by kendalja on 2010-10-18 19:58:58

I am usually not the type to ask for help but when you need it you need it! I have about $60,000 in student loan debt through Sallie Mae and they will not work with me on payments! They want me to pay $620 a month and on my income it is hard enough. Because of the amount of money I owe it put a strain on my relationship and as a consequence I filed for divorce to my wife of 6 years. Now, I am living back home with my parents and have make payments for 21 years!!! I do not want to live here forever. All I ask is to give what you can and try to help someone out! Thank you for your time!

Please help me go to nursing school

Posted by belle1984 on 2010-07-11 19:58:58

I am a 26 year old Registered Medical Assistant, I graduated medical assisting school in 2006 and I have a wonderful job in the medical field. I love helping people and being there for those who are medically in need. I am currently enrolled in college, taking the necessary pre-courses to be eligable to apply to the nursing program. But this has been a long road for me as I do not qualify for financial aid and help from the state. I can not afford to take out any more loans, I owe close to $6,000 to sallie mae and nelnet for my medical assisting school. So unfortunately I have been struggling to pay out of pocket in full for my college classes and books in attempt to become an registered nurse. I love the medical field and I would love to use my skill and passion on a high level where I'm needed however money is setting me back. Please consider sponsoring me, anything would help.