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I am in a crisis
Posted by Ladycyndy on 2012-05-20 22:58:54
Thanks for taking time to listen and I believe in paying forward and will do so if I receive help from anyone here
I am the 2%, or My Life as a Teen Mom
Posted by educatedsinglemama on 2012-05-14 02:58:09
I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didnât care about getting an education. I was a introverted ânerdâ who took Honors and AP classes and saw education as a way to get out of a town that didnât have much opportunity for growth. While I valued my education, I was also bored to death, even in my âaccelerated classes,â so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.
The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldnât do that anymore and the thought of experiencing college in any other way didnât entice me. I also knew if I didnât get an education, Iâd be stuck in a cycle of dead end jobs all my life. I knew I didnât want to struggle like Iâve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.
I started college two months after my daughter was born. She was perfection and an incredible motivator. Iâve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.
My average day in college looked like this: weâd have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, Iâd have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a dayâs worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. Iâd stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.
I did this every day for 5 ½ years.
Was it worth it? Heck yeah. I got my bachelorâs degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what Iâm most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. Iâm stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.
After college, I worked a few jobs that I wasnât too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didnât just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mamaâon my own, college educated and living life as an independent woman.
Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. Iâd learn all the inâs and outâs of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I wonât get into the details but I was told Iâd have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.
I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as Iâve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet Iâm struggling to find a job. Places are hiring but theyâre scarce and donât always offer pay that can support a family.
My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isnât enough to put a home-cooked meal on the table or keep everything paid. Iâm in the process of starting up two businessesâone that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, Iâm asking for any donations to my cause. Iâm willing to offer any services in return for a donation over $30 via paypal. Thereâs a button below where your transaction will be processed safely and gratefully!
Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.
Thank you so much for letting me share my story with you.
I am the 2%-My Life as a Single Mom
Posted by educatedsinglemama on 2012-05-14 02:58:08
I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didnât care about getting an education. I was a introverted ânerdâ who took Honors and AP classes and saw education as a way to get out of a town that didnât have much opportunity for growth. While I valued my education, I was also bored to death, even in my âaccelerated classes,â so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.
The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldnât do that anymore and the thought of experiencing college in any other way didnât entice me. I also knew if I didnât get an education, Iâd be stuck in a cycle of dead end jobs all my life. I knew I didnât want to struggle like Iâve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.
I started college two months after my daughter was born. She was perfection and an incredible motivator. Iâve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.
My average day in college looked like this: weâd have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, Iâd have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a dayâs worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. Iâd stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.
I did this every day for 5 ½ years.
Was it worth it? Heck yeah. I got my bachelorâs degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what Iâm most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. Iâm stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.
After college, I worked a few jobs that I wasnât too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didnât just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mamaâon my own, college educated and living life as an independent woman.
Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. Iâd learn all the inâs and outâs of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I wonât get into the details but I was told Iâd have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.
I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as Iâve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet Iâm struggling to find a job. Places are hiring but theyâre scarce and donât always offer pay that can support a family.
My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isnât enough to put a home-cooked meal on the table or keep everything paid. Iâm in the process of starting up two businessesâone that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, Iâm asking for any donations to my cause. Iâm willing to offer any services in return for a donation over $30 via paypal. Thereâs a button below where your transaction will be processed safely and gratefully!
Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.
Thank you so much for letting me share my story with you.
http://educatedsinglemom.wordpress.com/2012/05/14/i-am-the-2-or-my-life-as-a-teen-mom-2/
I am the 2%, or My Life as a Teen Mom
Posted by educatedsinglemama on 2012-05-14 02:58:08
I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didnât care about getting an education. I was a introverted ânerdâ who took Honors and AP classes and saw education as a way to get out of a town that didnât have much opportunity for growth. While I valued my education, I was also bored to death, even in my âaccelerated classes,â so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.
The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldnât do that anymore and the thought of experiencing college in any other way didnât entice me. I also knew if I didnât get an education, Iâd be stuck in a cycle of dead end jobs all my life. I knew I didnât want to struggle like Iâve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.
I started college two months after my daughter was born. She was perfection and an incredible motivator. Iâve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.
My average day in college looked like this: weâd have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, Iâd have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a dayâs worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. Iâd stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.
I did this every day for 5 ½ years.
Was it worth it? Heck yeah. I got my bachelorâs degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what Iâm most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. Iâm stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.
After college, I worked a few jobs that I wasnât too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didnât just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mamaâon my own, college educated and living life as an independent woman.
Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. Iâd learn all the inâs and outâs of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I wonât get into the details but I was told Iâd have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.
I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as Iâve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet Iâm struggling to find a job. Places are hiring but theyâre scarce and donât always offer pay that can support a family.
My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isnât enough to put a home-cooked meal on the table or keep everything paid. Iâm in the process of starting up two businessesâone that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, Iâm asking for any donations to my cause. Iâm willing to offer any services in return for a donation over $30 via paypal. Thereâs a button below where your transaction will be processed safely and gratefully!
Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.
Thank you so much for letting me share my story with you.
Out of options and hurting loved ones with debt
Posted by DrowningFish on 2012-05-01 14:58:31
At a compete loss....
Posted by chopperd84 on 2012-04-16 18:58:09
I met my wife 3 years ago and we finally got together January of 2010. My mother was kind enough to let us stay with her. Well, February of 2010 we found out she was pregnant. We got married in July of 2010, had our son in October of 2010 and still resided with my mother. I had a job but lost it and then my wife found a job to help with expenses. Come August of 2011, my wife had lost her job due to medical reasons and we were forced to move out. No one would help us, not family, nor friends, until one day a childhood friend contacted me and was in the same situation so we lived at a campsite for the same amount of time helping each other out. They then got the luck to find an apartment to move into and the landlords luckily let us stay. Come November of 2011 the other apartment became available and we were able to move in with help from our state.
Currently we still live in that place but we are stuggling bad. We found out in December we are exspecting another child in August of 2012. We are doing what we can to find work, I am working on starting my own buisness but it is hard with all our funds going for food and gas in the vehicle. We are behind on bills due to this also and finding work is such a struggle. This is a last resort type thing because quite frankly I am not even sure if its legit. I am just that desperate to find someone to help us. Its hard waking up everyday not knowing if we will have enough food or diapers to get us through the week. My wife prays daily and she is starting to lose faith. I just want the best for my family. If you could help that would be a blessing.
Thank you and God bless.
Student in Tremendous debt due to student loans and medical bills
Posted by holymo on 2012-03-14 14:58:11
First let me begin by stating that if I were not in desperate need of help I would not go to such lengths to seek it out. As of right now I am currently a senior in college majoring in English. Last year, after taking prescribed antibiotics I did not need, I was diagnosed with a severe case of C.diff. At first, I did not recognize the symptoms as anything worth seeking medical attention for so I went on with life as a waitress awaiting the fall semester to begin. But my illness got the best of me and on the first day of class I found myself severely sick and was forced to run out of class to make it to the restroom. I sat in the stall and cried trying to understand why I was so sick for so long; I knew then that something was wrong. My mother insisted on taking me to the ER, once admitted they drew my blood and determined that I was indeed severely sick. My white blood cell count was over 40,000. They took x-rays, MRIs and Cat scans to determine the severity of my illness. While running the test they discovered a tumor on my liver, luckily it is begnine but I am suppose to have it checked every six months to ensure it won't become cancerous. Of course, this is not possible for me since I do not have insurance and as of right now I am tremendously in debt. My illness forced me to seek the help of a GI, unfortunately, they are ridiculously pricey and my bills have skyrocketed. I begged family and friends for financial assistance just to pay the minimum fee in order to be seen, but I have exhausted they kindness. My family has been great; they have helped me as much as they could even while they themselves do not have much. I was forced to quit my job because I was sick for well over six months. They too were kind enough to let me work when I could but it became too much trying to juggle school and work while sick. On top of my acquired medical bills I also am $40,000.00 in student debt. I am frightened by the amount of debt I have and am worried I will not land a job post-graduation soon enough to begin paying on them. I am proud of myself for sticking through school all while being sick. I am not bitter, the illness taught me many lessons that I will take with me forever. Any help would be greatly appreciated and I hope to someday pay all the kindness forward. Thank you for reading.
Blessing,
Mary
pls help me
Posted by hoho on 2012-03-14 05:58:05
I am a 32 years old and a single mom of two,I lost my proper job last year, but luckily for me I got a waitress job that tided us over for a few months until I fell very ill.So at the moment, I cannot work, I need surgery. I cant take care of my girls. I need $1300 to add to what I have and have the surgery I need to get better. I just want to be well so that I go back to work and take care of my girls...pls help me, nothing is too small. Il gladly accept $.50 Please. Thank you.
Young couple in love. Out of options. Completely exasperated. Scared.
Posted by Hopingforhelp on 2012-02-29 17:58:06
The money we were expecting from that would have paid her union dues, giving her a pay bump by about 400%. This would have enabled us to not only survive, but get on our feet and pay back our friends/family. About a week and a half after filing, my boss calls me and tells me I can't file, or he'll go out of business due to the fact he's never paid insurance on his employees. He convinced me he'd cover my unemployment pay (totaling $4,343) if I agreed to recind my claim, thus saving him tens of thousands of dollars in back-taxes. I agreed. As soon as I'd done that- he tells me his lawyer advised him not to do that, and that he never agreed to that in the first place.
I have now been playing phone tag with my unemployment agent for weeks trying to restart the claim, and have the state go after him for the money he owes them.
Meanwhile, at the end of January, we had to move again. We couldn't find a place in time, and ended up staying in a motel in Stamford for a night while we made appointments to see a few places. We awoke to the front desk and housekeeping ladies banging on our door, telling us we have to leave or they'll call the cops. We are still fighting Hotwire.com for charging us for that.
Luckily, we found a place that night. The expenses of having to move though, totaled over $500. (rental car, motel, storage)
The apartment we are in now is shared with 4 other people. It's a two bedroom. There are 3 people sleeping in the living room. There are cockroaches. We once again have to move out, by March 7th. We have applied for foodstamps. (they have yet to be approved)
This time around, we have no money to move with. Our resources have been tapped. We are out of options. Work is still spotty, and we have borrowed from everyone we know.
We have a week to come up with rent, cell phone bills, and moving expenses. Nevermind money for food to ear everyday. (as I type this, we are preparing to go out and sell some things for food money)
I have never been this scared in my life. I doubt that writing this is going to make a difference, but I have to try everything.
If anyone reading this wants a specific number that would get us out of this- its $5,000. Here's the breakdown:
$1,000 rent. (not counting a deposit)
$1760 my girlfriends union dues (which means she makes enough to get us on our feet)
$175 storage fee
$250 cell phone bills (it's a month late, an we're on the same plan)
$130 car rental to get our stuff out of the apartment
$40 rental car gas (they charge $9 a gallon if you don't fill the tank when you return the vehicle)
$1,000 for food for the two of us and cats' supplies. (food,litter)
And the rest would be to pay back some of the people who've already been there for us helping us along the way.
Please. Please help. We are a young couple in love. Scared. Trapped. Out of options.
Thank you for reading, and I hope you will find it in your heart to consider helping us.
I was in a car accident w/ full coverage but insurance will not pay for damages
Posted by lasthope91 on 2012-02-22 14:58:42
Need help to buy winter jacket and boots
Posted by Northgirl on 2012-02-02 13:58:20
For boots it is 1300kr and Jacket 850kr - US$380 or £240. My health would greatly appreciate your help
Trials of life.
Posted by jasongrundy on 2012-01-30 09:58:28
catch 22
Posted by louissa on 2012-01-28 15:58:47
My problem is when I was 18 I had a breast augmentation (enlarged) as my confidence was 0.Luckily at this time my parents paid the bill.The implants are not for life they last at least 10m - 15 years,having had 2 children they have suffered slightly, I need them re-done, although most of you may think it's a vanity thing it's not.Even if I just had them taken out I would need to pay and then be left with nothing.My husband and I are doing our best, and as we have spent my operation deposit just to live.
please help x x x
PLEASE HELP!
Posted by Poorman on 2012-01-26 13:58:02
I beg from you, PLEASE, PLEASE help. Every little bit you can spare will help.
reachout
Posted by reachout on 2012-01-23 12:58:52
down to the wire
Posted by reachout on 2012-01-23 12:58:49
Down to the wire
Posted by reachout on 2012-01-23 12:58:48
unbreak my heart....
Posted by brokenhearted on 2012-01-20 17:58:04
I'm raising funds for ICD replacement surgery, to go see a HOCM specialist (Dr. Craig Asher) at Cleveland Clinic in S. Florida and to have advanced testing through Vanderbilt Autonomic Center in Tennessee.
I don't want to admit I need help; I've always been a strong, independent person who took care of everything and everyone. In August 2009, my whole world changed. After my procedure, I applied for disability and was turned down twice and had to hire an attorney. I went from being "super" mom, wife & friend and care taker of an Autistic son to being the one who had to be taken care of.
So how did I get to the point I have to ask others for help? Shortly before Father's Day 2009, I fell and broke my foot. When it didn't heal, I went to my primary with a broken foot and came out with a broken heart. After the shock wore off from the doctor telling me that I was going to die if I didn't have valve surgery; I started asking questions.
I didn't quite believe him and thought he was over reacting when he told me I was going to die because I walked and ran 3-5 times weekly and even did strenuous yard work. I felt fine and have 4 children aged 9-26 and kept up with them and stayed very active in things they did; but I was a ticking time bomb just waiting for the right time for my heart to stop.
He sent me to several specialists who said I had nothing really wrong, just some mild valve problems associated with aging; which was a huge relief. Everything seemed normal except my EKG's; they showed I had a huge amount of PVC's (premature ventricular contractions) roughly 50,000 âextraâ heartbeats daily.
My heart didn't really beat fully; it only quivered like a bowl of jello day in day out. The problem with it beating like this is, the heart becomes very ineffective at pumping and your cardiac output drops and heart muscle damage can occur.
The cardiologist and electrophysiologist I saw did extensive testing and recommended more testing in the hospital. I went in for a sleep study, Tilt table test and EP Study with Ablation. The sleep study revealed I had moderately severe sleep apnea and my oxygen goes from 99% down to 73% at night making it very dangerous for me when I sleep.
The tilt table test was the first inkling that something dangerous was going on inside. I fainted and had no palpable pulse; which is a very rare thing to happen. I was diagnosed with Dysautonomia - Neurocardiogenic Syncope and Orthostatic Intolerance.
I then had an ablation to burn the extra pathways in my heart and get rid of the pvc's I was living with daily. I was told this would be a relatively easy process and given a 95% success rate to get rid of the extra beats completely but it never crossed my mind that anything would happen.
What preliminary tests failed to show, is the pattern and origin of my arrhythmias were in a very dangerous spot to ablate - the RV Apex â in the bottom thin underside of the heart.
During the EP Study, I went into cardiac arrest and my heart stopped completely with no rhythm they could shock (Asystole), some how it started again for a few minutes but then stopped again. They were able to shock me back to normal sinus rhythm and luckily, the third time it stopped; it restarted on it's own so I didn't have to be shocked again.
I was diagnosed with Polymorphic Ventricular Tachycardia; a very dangerous, life threatening arrhythmia. I stayed in the hospital for 4 days trying to find a cause and to be prepped for an ICD (implantable cardiac defibrillator).
It took a cardiac catherization to finally find the problem and to show I had HOCM (obstructive Hypertrophic Cardiomyopathy) and internal high pressures in my valves.
My regular EP had to go out of town after the first procedure, so his partner had to do the implant; he wasn't as skilled as my regular dr and botched the lead implants.
When they checked the leads the next day before releasing me, they found a problem with the lead placement but the dr said it was "ok" and sent me home. Since then, I've had nothing but problems with the unit and been told by several other EP's I need to have the leads replaced and the ICD could be causing part of my problems.
Doctors think my other problems are related to HOCM (obstructive hypertrophic cardiomyopathy) and Autonomic nervous system failure and when I faint, my heart stops briefly causing damage each time this happens.
After the procedure, my body started failing from the damage it sustained the 4 times my heart stopped. My original cardiologist told me I would be in a wheel chair and totally dependent on others for everything by the time I'm 50; which is daunting because in March I'll be 45 and I can't deny the facts - my body is failing.
I was put on 10,000g sodium daily, water/fluid loading, Midodrine (insurance won't cover it $312 - 30 day supply), Propanolol, Pantoprazole, pain meds, suppression hose and binders as well as having to stay supine the majority of the day - which caused my heart failure to worsen and my EF (ejection fraction) to go down.
Nothing the doctor's have tried has helped, I still faint and my heart stops on a daily basis and I never know from one day to the next if something is going to trigger fluid build up and I have an acute attack.
In June 2011 I fainted falling into the side of my tiled tub, lacerating the side of my head in the process, severely sprained my neck and suffered a concussion. After that episode, I became a bit more cautious with every move I make because the dr found declining neurological functioning and mild brain damage; he said any more falls could lead to permanent major brain damage.
With so many previous medical bills and co-pays, I can't afford the 20% co-insurance to have my ICD replaced and Mayo Clinic wants a $5,000 deposit up front even with insurance. My ICD alone is $125,000, leads another $30,000 and then there's the doctor and hospital fees; which I won't know the cost until the procedure is done.
Each heart rhythm specialist and cardiologist I see tell me there is nothing more they can do after going over my history and treatments; I have a long hard fight to go and I have to just be thankful each day I'm alive. Some days I'm really glad I made it through, other days when the problems and pain take over; I wish the dr's had let me die.
I developed PTSD after the procedure, panic disorder and extreme agoraphobia. I went into such a deep depression over my health issues, I was afraid I would never see the lighter side of things again. I finally went to see a psychologist who prescribed Lamictal and diagnosed me with Bi-Polar disorder which has helped greatly but I still struggle on a daily basis.
One day we were just the ânormalâ every day family and the toughest thing we had to deal with is a child with Autism. Then; our whole lives changed in an instant we were dealing with mounting medical bills, expensive prescriptions, tests, appointments, loss of income and dealing with the possibility of death on a daily basis.
You just never know what the day may bring, so keep those you love close to you and never take one second for granted.
From the bottom of my heart thank you - even if it's support to say hey; I'm here if you need to talk or I know how you're feeling.
unbreak my heart....
Posted by brokenhearted on 2012-01-20 16:58:37
I'm raising funds for ICD replacement surgery, to go see a HOCM specialist (Dr. Craig Asher) at Cleveland Clinic in S. Florida and to have advanced testing through Vanderbilt Autonomic Center in Tennessee.
I don't want to admit I need help; I've always been a strong, independent person who took care of everything and everyone. In August 2009, my whole world changed. After my procedure, I applied for disability and was turned down twice and had to hire an attorney. I went from being "super" mom, wife & friend and care taker of an Autistic son to being the one who had to be taken care of.
So how did I get to the point I have to ask others for help? Shortly before Father's Day 2009, I fell and broke my foot. When it didn't heal, I went to my primary with a broken foot and came out with a broken heart. After the shock wore off from the doctor telling me that I was going to die if I didn't have valve surgery; I started asking questions.
I didn't quite believe him and thought he was over reacting when he told me I was going to die because I walked and ran 3-5 times weekly and even did strenuous yard work. I felt fine and have 4 children aged 9-26 and kept up with them and stayed very active in things they did; but I was a ticking time bomb just waiting for the right time for my heart to stop.
He sent me to several specialists who said I had nothing really wrong, just some mild valve problems associated with aging; which was a huge relief. Everything seemed normal except my EKG's; they showed I had a huge amount of PVC's (premature ventricular contractions) roughly 50,000 âextraâ heartbeats daily.
My heart didn't really beat fully; it only quivered like a bowl of jello day in day out. The problem with it beating like this is, the heart becomes very ineffective at pumping and your cardiac output drops and heart muscle damage can occur.
The cardiologist and electrophysiologist I saw did extensive testing and recommended more testing in the hospital. I went in for a sleep study, Tilt table test and EP Study with Ablation. The sleep study revealed I had moderately severe sleep apnea and my oxygen goes from 99% down to 73% at night making it very dangerous for me when I sleep.
The tilt table test was the first inkling that something dangerous was going on inside. I fainted and had no palpable pulse; which is a very rare thing to happen. I was diagnosed with Dysautonomia - Neurocardiogenic Syncope and Orthostatic Intolerance.
I then had an ablation to burn the extra pathways in my heart and get rid of the pvc's I was living with daily. I was told this would be a relatively easy process and given a 95% success rate to get rid of the extra beats completely but it never crossed my mind that anything would happen.
What preliminary tests failed to show, is the pattern and origin of my arrhythmias were in a very dangerous spot to ablate - the RV Apex â in the bottom thin underside of the heart.
During the EP Study, I went into cardiac arrest and my heart stopped completely with no rhythm they could shock (Asystole), some how it started again for a few minutes but then stopped again. They were able to shock me back to normal sinus rhythm and luckily, the third time it stopped; it restarted on it's own so I didn't have to be shocked again.
I was diagnosed with Polymorphic Ventricular Tachycardia; a very dangerous, life threatening arrhythmia. I stayed in the hospital for 4 days trying to find a cause and to be prepped for an ICD (implantable cardiac defibrillator).
It took a cardiac catherization to finally find the problem and to show I had HOCM (obstructive Hypertrophic Cardiomyopathy) and internal high pressures in my valves.
My regular EP had to go out of town after the first procedure, so his partner had to do the implant; he wasn't as skilled as my regular dr and botched the lead implants.
When they checked the leads the next day before releasing me, they found a problem with the lead placement but the dr said it was "ok" and sent me home. Since then, I've had nothing but problems with the unit and been told by several other EP's I need to have the leads replaced and the ICD could be causing part of my problems.
Doctors think my other problems are related to HOCM (obstructive hypertrophic cardiomyopathy) and Autonomic nervous system failure and when I faint, my heart stops briefly causing damage each time this happens.
After the procedure, my body started failing from the damage it sustained the 4 times my heart stopped. My original cardiologist told me I would be in a wheel chair and totally dependent on others for everything by the time I'm 50; which is daunting because in March I'll be 45 and I can't deny the facts - my body is failing.
I was put on 10,000g sodium daily, water/fluid loading, Midodrine (insurance won't cover it $312 - 30 day supply), Propanolol, Pantoprazole, pain meds, suppression hose and binders as well as having to stay supine the majority of the day - which caused my heart failure to worsen and my EF (ejection fraction) to go down.
Nothing the doctor's have tried has helped, I still faint and my heart stops on a daily basis and I never know from one day to the next if something is going to trigger fluid build up and I have an acute attack.
In June 2011 I fainted falling into the side of my tiled tub, lacerating the side of my head in the process, severely sprained my neck and suffered a concussion. After that episode, I became a bit more cautious with every move I make because the dr found declining neurological functioning and mild brain damage; he said any more falls could lead to permanent major brain damage.
With so many previous medical bills and co-pays, I can't afford the 20% co-insurance to have my ICD replaced and Mayo Clinic wants a $5,000 deposit up front even with insurance. My ICD alone is $125,000, leads another $30,000 and then there's the doctor and hospital fees; which I won't know the cost until the procedure is done.
Each heart rhythm specialist and cardiologist I see tell me there is nothing more they can do after going over my history and treatments; I have a long hard fight to go and I have to just be thankful each day I'm alive. Some days I'm really glad I made it through, other days when the problems and pain take over; I wish the dr's had let me die.
I developed PTSD after the procedure, panic disorder and extreme agoraphobia. I went into such a deep depression over my health issues, I was afraid I would never see the lighter side of things again. I finally went to see a psychologist who prescribed Lamictal and diagnosed me with Bi-Polar disorder which has helped greatly but I still struggle on a daily basis.
One day we were just the ânormalâ every day family and the toughest thing we had to deal with is a child with Autism. Then; our whole lives changed in an instant we were dealing with mounting medical bills, expensive prescriptions, tests, appointments, loss of income and dealing with the possibility of death on a daily basis.
You just never know what the day may bring, so keep those you love close to you and never take one second for granted.
From the bottom of my heart thank you - even if it's support to say hey; I'm here if you need to talk or I know how you're feeling.
Military Veteran Needs Help
Posted by jbham on 2012-01-17 21:58:25
Military Family needs help
Posted by Militaryfamily on 2012-01-10 22:58:06
3 years pass and I was remarried. Due to the unfortunate loss of my father we came into an inheritance, we were able to balance out our debt and for once we felt some relief. Still with only 8 days a month we yet again went back to court to try and obtain more access in the summer. As with all messy divorces my ex was unwilling to budge and wanted no more than 2 non-consecutive weeks in the summer for access. Luckily for us we were granted a full month each year.
With that good news came notice to us that we were to be posted to the same city my children lived. Once we were posted to the same city the military deemed that I was to deploy to Afghanistan, with this came a lot of training and travel to complete this all while my wife was pregnant with our son. As I know being in the military not everything will go as planed, I missed the birth of my son. Once my rotation was complete we were able to make new attempts to have more access to my children (in the original agreement between my ex-wife and myself we agreed to a set amount for child support).
Once my ex-wife found out about us wanting to have the children 50/50 she asked for an increase in child support and put my two boys into hockey to try and burden us financially. Needless to say hockey is very expensive and with the increase in child support (equivalent to another mortgage) we started to sink into debt again. My wife was unable to work due to child care costs of over $780/month, legal bills thru the roof and a vindictive ex-wife making all attempts to keep me from my children.
As if that wasnât enough, my lawyer was suspended from practice, my wifeâs and my 19 month old has now been diagnosed as possibly having celiac disease.
To sum it up, we are left with $200 per paycheque to buy groceries, gas for the car and anything else that may come up which in turn we needed to rely on our credit cards. Trying to get my children 50/50 is at a stand still now because no lawyer will take us on unless we have $2000 as a retainer, we donât qualify for legal aid due to the fact that on paper I make too much.
So this is why I have turned to asking for help, to regain financial stability, gain access to my children and try and provide for my 3 boys and remove the stress from my wife. Any help would be greatly appreciated. We thank you for taking the time to read this.
Young Struggling Family Barely Eating
Posted by SteelDame5000 on 2011-12-23 12:58:30
We have no bed. We have to watch how much water and heat we use. We're hungry a lot, I'm rapidly losing weight due to not eating enough and breastfeeding, and most of my clothes are too big for me now. No pants in Portland at this time of year sucks horribly, even my belts won't fit and I've driven new holes in them and everything. My mind is suffering, I'm forgetting what I'm saying a lot. Food stamps help but John still has to use his money to make ends meet, and too often we have to choose between milk and toilet paper. I can't work because I have a child and the best I can do to make money is waitress anyway, so if I worked, the money would just swing right around into child care and I'm not going to work so someone else can raise my kid. Even strip clubs out here are barren, so it's not about what I'm not willing to do for my daughter, I'm really stuck. We're stuck. Relatives are oblivious to how hard things are for us and only send clothes and toys for our daughter, but nothing we actually need. One of my aunts did send a $50 gift card for one of the most expensive grocery stores in town, which was nice, but at the same time, not very helpful. I could have made it go further elsewhere and I still need clothes. I have no pants that fit me now, too many sun dresses and short skirts for this season and two light jackets. What? I'm from Texas, it never gets cold there. Please, please, please help me!
Family in need.
Posted by ChrisB on 2011-12-14 00:58:22
last resorts. I am a stay at home father of 4 children. A two year old, 3
year old, 5 year old and 12 year old. My wife works and I have to stay home
because someone needs to watch the kids. (if I worked I would make less then
the amount I would pay out in daycare) I would ask our family but they are
taped out and have already been giving us money for years now.
We make to much money for food stamps so if it was not for the Food Pantry
we would be starving right now. We barley make our bills (rent, phone,
electric, heat, etc.)
I have No idea what we are going to do for Christmas. We dont even have a
tree. And presents for the kids are out of the question.
Winter is starting and our vehicle has a problem with the 4 wheel drive. It
was working all summer but now that we need it for snow and ice the 4 wheel
drive is out.
Its hard to make due with only one vehicle when the kids have to go to
doctors appointments and such. My wife works 1 hour commute away and I have
to drive her with the kids back and forth if there is an appointment. This
spends the whole day and lots of gas just for one appointment.
We have a second vehicle with good 4 wheel drive but the front end needs
work at least $1000.00 in work. Because of this I am house bound with all
the kids most days. Life is starting to drive me crazy without wheels to at
least take the kids some place and have some adult conversation.
I find myself going stir crazy being house bound. Even to go to the food
pantry my wife had to take time off work so we had wheels and then make up
the time later in the week.
We used to live in 600 square feet. Small but cheap to heat. Luckily we are
in a village with a large house now. My mother just put the down payment on
the house and we pay the mortgage. She is now taped out.
The added expense of more room to heat is adding up. Luckily the government
and family has helped with some of the added expense for fuel oil ($3.95 per
gal) and wood ($60 per face cord). But I don't know what we are going to
do to make it through winter with all this snow falling right now.
I feel better just talking about it. Just knowing someone is listing makes
me feel at ease. Thank you for your time and your donations.
Heating Bills We used to live in 600 square feet.
Posted by Feel on 2011-12-12 21:58:03
We used to live in 600 square feet. Small but cheap to heat. Luckily we are in a village with a large house now. My mother just put the down payment on the house and we pay the mortgage. She is now taped out.
The added expense of more room to heat is adding up. Luckily the government and family has helped with some of the added expense for fuel oil ($3.95 per gal) and wood ($60 per face cord). But I donât know what we are going to do to make it through winter with all this snow falling right now.
Thank you for your time. And your donations.
I CANT WORK DUE TO ILLNESS
Posted by yoco2012 on 2011-11-18 08:58:04
About 2 years ago I started getting ill after moving into a apartment. I am a asthmatic and the 1st year after moving in to my apartment I got bronchitis 7 times, Pneumonia 2 times, 2 colds, 1 flu and mono. I quickly used up all my sick time and had also used up all my FLMA time. One day I had to go to the hospital from work and my employer fired me for it.
I filed for unemployment and won but my Pulmonologist
recommended that I find some other work then call center work due to my respiratory problems. I have a anxiety disorder and recently found out why. I was diagnosed with a hyperactive thyroid and I have a small cyst or growth on my thyroid gland. I started experiencing uncontrolled anxiety and fatigue. I went to counseling for the anxiety but it didnâÂÂt help much.
I recently moved out of the apartment that was possibly the cause of some of my respiratory problems because we found mold in the hallway outside of our apartment and believed it was in the building too. I have continued to become frequently ill and my fatigue, anxiety, and asthma are making it impossible for me to find a job. I canâÂÂt get disability for my asthma because my O2 levels are not low enough.
We moved into a doublewide manufactured home we bought this with a small settlement I received after a truck ran off the road and hit me when I was putting my then 2 year old into her car seat. I was injured but she luckily was ok. The other driver took off on foot. This happened this winter and even after that I have suffered extreme fatigue. Our old car was totaled out and the car we replaced it with turned out to be a lemon. In less than 3,000 miles it blew the transmission and the rear axel broke. It over heated, and we also replaced the battery, 2 pulleys, and the AC went out.
We spent over $4000 in the different repairs on the car and used all of the money from what we had left from the settlement we were going to use to replace the original roof of our house from 1988. Our roof has already had leaks and needs to be replaced
My wife is trying to find work but she has seizures and canâÂÂt drive. My wife has only had 2 jobs her whole life and is having a hard time finding work. Now we are in trouble because we have no income and bills keep coming. My parentâÂÂs just filed for bankruptcy and cant help us and my wifeâÂÂs parents are unemployed.
We need help with our bills and to pay for our basic needâÂÂs
Our bills are as followed.
Lot Rent 410.00 per month
Water/trash/sewer $100.00 approximately per month.
Phone and internet for two cell phones $150.00 (my wife and 3 year old have seizures and need a cell phone).
Car and home owner insurance $154.00 per month.
Power bill between $100-$300 per month (I live in phoenix, AZ and it gets hot).
We also are paying $100.00 per month to pay the fee for breaking the lease at the apartment that was causing me to get sick so often. We still owe $1,100.00
To put a new roof on our house will cost about $4,000
I wish I never had medical problems so I didnâÂÂt have to ask for help. I ask you please if you can help us in any way it would mean so much to us.
Thank you so much,
Joe and family,
