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Update: I will need $2000 by July for a down payment. Then I pay the rest in installments. If I get at least the $2000 I can get the rest by make weekly and monthly payments.

My daughter is going to college in the fall to study veterinarian science. She will be attending SUNY Delhi. The cost for the tuition is approximately $20,000. After getting college loans and financial aid of $500 (unbelievable) we have to pay $6,000 out of pocket for the rest of the costs. We can't get any more loans because we are at our limit. Here is how you can help. I have published a book on amazon kindle. It is a fantasy novel geared for teens/young adults. This is the link: http://www.amazon.com/The-White-Knight-ebook/dp/B0055RYV62/ref=sr_1_6?s=digital-text&ie=UTF8&qid=1336572831&sr=1-6 I am only selling it for $2.99. For every purchase, my daughter will be $1.00 closer to college.

If you do not have a kindle, you can read it for free here http://www.feedbooks.com/userbook/23318/the-white-knight

All I am asking is if you do read it, please make a small donation to my paypal account.

If you are unable to make any sort of donation, I understand. The economy is not the greatest. But if you read my book and write a review on the kindle site, it will help draw in other buyers.

Any help is appreciated. Even if this does not work, I can get the money out of my 401K. However, I am 46 years old and if I do this, I will not have much money in there to retire. This is something I should have started earlier in life. Therefore, I only have about 12,000 in there right now.

going into a downward spiral since wife told she has bi-polar II. I have heart disease and we've gone thru all our savings. credit cards are past their limit.any help for bills ,prescriptions,and food would be greatly appreciated.anything to help us get back on our feet. thank you

I recently lost dependent status and access to the base, along with all of my insurance. I have no money and next to no clothes because everything I managed to take does not fit anymore. I'm trying to find a job and go to school but haven't been able to do either because I have no money to get around. My credit card is over the limit, and has been piling up higher and higher, and I can't afford the payments. It is currently at $1024... I'd like to be able to afford transportation for a job, college, and money for clothes and food... with this, I would be able to not struggle and continue with my plans, and perhaps find somewhere to live soon, as well. Any help would be appreciated...

Yes, I used to be a stripper. I have made some poor decisions in my life, but would like to put the past behind me and live a more philanthropic and spiritual life.

So here it is: I cannot receive my federal aid because of the 150% limit. Basically, I was unsure of what I wanted my major to be, and I took a lot of classes. Now I have a financial aid hold on my account, and I cannot register for the summer semester.

I only need 2 MORE CLASSES to graduate.
If I can pay my tuition for this semester, $1690.49, I can register for summer classes.

I need to be done with school so I can make a career for myself. Going back to stripping is not an option; the emotional, physical, and mental stress is too much.

I promise to you I will make a difference. A bachelor's degree is in the plan, and I enjoy helping others.

Please help me. Any amount will help.


This is a link to a screen shot of my financial aid holds...
http://www.freeimagehosting.net/8v4nl

I am legitimately in need. I will talk with you on the phone, skype, whatever it takes to prove I am real!

i need help with my electric bill getting shut off soon owe around to the tune of $3500. My partner was laid off in november which has left me to fend all our debts off but this is the icing on the cake, they would not approve us for energy assistance claiming i made 50 dollars over the limit for this program. its gotten to the point where ive had to choose mortgage over electric..we cant be homeless and this is really my last hope for a break in our lives at this point..Thank you all!

Four years ago our house was paid for. The only debt that we had was $13,000 for a camping trailer.

17 years ago I worked for a Fortune 500 company. I got sick at work due to chemicals and they fired me. My doctor said that I can only work from home. I can’t find a company that will allow me to do that. My husband had a good job as a union truck driver but the company closed his terminal so he also lost his job.

Before my husband lost his job the FMCSA made him get an exemption to drive. He was off from work for 9 months. Then he had to have 2 hips replaced and was off again for 3 months. During that time we had some major expenses like a new well and furnace. Two weeks after my husband lost his job our home was flooded and our insurance didn‘t cover anything. I also lost my car that was 11 years old. I now drive one that’s 15 years old and my husband drives one that’s 12 years old. My husband did get another job 3 weeks after he lost his but he makes 1/3 of what he did.

During the time that he was off from work and since he lost his good job we wanted to keep our bills paid and our credit good. We were forced to use our home equity loan. Now we are almost at the limit of $100,000. With the housing market falling our house is now worth about half of what it was. We owe way more than what it is worth. I’m am afraid that we are going to lose our house. This has caused marriage problems between my husband and I. I am depressed and anxious most of the time.

My prescriptions alone are $1260 a month. The year before last my husband made less than $28,000. This year he did make over $30,000. We make just enough that we are not in poverty. So, we do not qualify for any assistance. What kind of help is available for the poor working middle class that is trying to keep their bills paid?

I'd never considered anything like this before, but today we've finally been pushed over the limit. I am a married man in my early twenties with two kids, a boy age 6, a girl age 2. Things have been going great until this month, I recently lost my job, I was a caregiver and the family no longer needs me, my wife goes to school and is so close to finishing, but until then we're hurting. As of today, our car got hit and the front bumper and headlights broke off and were crushed, my wife was the one in the accident, she was in a panic and didn't know what to do, swapped information and did nothing else, after that they said it was her fault, so it's going to cost us 988$ to get repaired. I've been trying to find new work, but like everywhere else it's scarce. We're already giving up most elective activities, we lost cable last week. x.x

Thanks for taking your time to read this, if you did, and if you help you will receive a personalized thank you.

Hi there:

I now realized that my financial woes are much worse than before. Now my state forced us to now spend $282.00 in a now state mandated Medicaid spendown that will take a good chunk of our monthly checks that both my husband and I make together. Our combined total is $2,114.00. According to the state, they claimed "We make way beyond the limit". But one thing they don't understand that other expenses takes a good bite of our checks also. Rent is $1,200.00.00. Cell phones, $170.00. Cable/phone/internet, $190.00. Leaving me/us with little or noting to my/our names. What's worse is he is in a nursing home and it's stressfull enough for me already. Carfare is also expensive to see him every day and it all adds up. My family put more financial pressure to help them also and makes me feel small inside because of what I get each month. It's difficult to have substancial amount to for any entertainment purpose. I hate to go anywhere empty. My pets did not get any of their shots because our finances are high and we can't afford it. With all that I had mentioned above, I'm seriously and desperately need financial help at this time. Whatever I'm getting every will never get me by and I'm barely hanging on a string struggling to make ends meet and I get little or no financial help anywhere else, please. I can't live like this. I can't stand when other put any financial pressure on me. Medical bills are now harder to swallow and I can't hanldle it. The rent is donwright high still and I the rent is outrageously high. Please, I desperately need help right now. I have no one to turn to. Thank you so much. Thank you and God bless.

Welcome
MY GUARDIAN ANGEL INCOME SYSTEM

As seen on Oprah !!!

$50K in your PayPal Account!



That's Right - $50,000 in your PayPal account and that's NO JOKE!!

IT WAS PROVEN ON OPRAH, CNN, 20/20 and various highly respected U.S. TV and radio programs as being 100% legal, feasible and true!

For the price of 2 $5 Subway Foot-Longs You Can Help Someone and Change Your Life! It works QUICKLY and LEGALLY. Basically, this is all about PEOPLE HELPING PEOPLE
"THE GUARDIAN SYSTEM" $10 USD -- That's all it takes!

I'll try to keep this short and sweet. Do it once and you're done.

To get started just copy this whole page and paste it to your documents to edit it. Simply follow the instructions below and in 2 to 4 weeks, you could have as much as $50,000 in your PayPal account or even more.

Most people respond to this program because of the low investment ($10USD) and high profit potential. There is no limit to the income you can generate from this (you can just do it over and over!) If you follow the instructions, you will reach thousands of people! HONESTY, FAITH AND INTEGRITY makes this system work!

I think everyone has heard of "PayPal"? Anyone with an e-mail address can join for FREE! If you're not already a PayPal user, the first thing you need to do is go to PayPal.com and sign up

Here's how it works:

Step 1:

Send a $5.00 US dollar donation from your PayPal account to THE FIRST e-mail address on the list (No. 1) by using the PayPal 'Send Money' feature and be sure to include in the email "Payment for Internet Marketing". THIS KEEPS THE PROGRAM LEGAL.

Step 2:

Then send another $5.00 US dollar payment to the 5th person on the list (No. 5) with an email that says "Payment for Internet Marketing 5th".

Step 3: Once you have done that, REMOVE the 1st email address and place YOUR email address at the bottom (position no. 5). Then move the 2nd to 1st, the 3rd to 2nd, the 4th to 3rd, and 5th to 4th. You now become the 5th email address on the list.

DO NOT TRY TO PLACE YOURSELF IN THE FIRST PLACE. IT WILL ONLY REACH THE PEOPLE YOU SEND IT TO AND THEN YOUR EMAIL ADDRESS WILL BE REMOVED FROM THE LIST. If you do this, the way it was designed, it will reach thousands by the time your email address gets to the top.

REMEMBER to send a $5 US dollar donation to the 1st email address and the message "PAYMENT FOR INTERNET MARKETING". Send the other $5 US dollar donation to the 5th person and an email with the words "PAYMENT FOR INTERNET MARKETING 5TH". This will help the 5th person to track the progress of the letter and continue to send out more emails.

Here is the list:

1. robjessop@yahoo.co.uk
2. michaelhanus@aol.com.au
3. drewrob1@bigpond.com.au
4. imcommissionsecrets@gmail.com
5. willdavis82@live.com

Make sure your email address is the same as the one you used to open your PayPal Account! (as this is the way you will receive your payments).

Now that you have paid the 1st and 5th person and sent them both an email (via your PayPal account), place your email address in the 5th place.

Step 4

Okay, the only thing left to do is to POST YOUR LETTER. You can post on craiglist.com, ListJoe.com, Theleadmagnet.com, FreeSafeListMailer.com, DesktopLightning.com, ViralMailProfits.com , ListBonus.com ,Adchiever.com ,State-the-art-mailer.com , message boards and newsgroups (there are thousands). You can even send an email to your own list.

IT IS YOUR JOB AS THE 5TH PERSON ON THE LIST TO ENSURE THERE ARE AT LEAST 20 'PAYMENT FOR INTERNET MARKETING 5TH' REPLIES.

The 5th person is the Guardian of the System - YOU!!!

If there are NOT at least 20 replies then the 5th person will keep sending/posting the letter until there are at least 20.

MAKE SURE YOU SEND $5.00 US DOLLARS TO THE 1ST PERSON TO THANK THEM FOR WHEN THEY WERE THE GUARDIAN OF THE LETTER AND $5.00 TO THE 5TH PERSON SO MORE EMAILS CONTINUE TO GO OUT.

Now the fun begins. We reap what we sow - other people will see your posting and do the exact same thing. As you wait through the 4th, 3rd and 2nd slots for your work as Guardian to pay off, hundreds even thousands of others will be assuming the role of Guardian and keep the program moving.

Once you have arrived at the 1st position, it means hundreds and maybe thousands have been working the program since you started. All of those people will then pay you as the 1st and you won't believe the kind of money that has been generated. Seriously, its common sense - you do it and 25 or more people see and do the exact same thing and EVERYONE wins!!! You will receive thanks and the same blessings! When your name (email address) reaches the 1st slot, 900 to 15,000 people will send you $5.00 dollars each. You could easily make up to $50,000 USD.

Keep in mind - the most you spend is $10 dollars.

Remember -- what goes around comes around. DO NOT TRY TO PUT YOURSELF IN FIFTH PLACE WITHOUT PAYING AS PAYPAL WILL AUTOMATICALLY NOTICE THIS AND DELETE YOUR ACCOUNT AND POSSIBLY PURSUE LEGAL ACTION. THIS IS A LEGITIMATE PROGRAM AND THEY ARE PART OF IT.

TESTIMONIALS:
Mary Gatters, Columbia, SC
said on Oprah show: I only have one thing to say to you. OH MY GOD! I sent out 142 copies in total before 20 replied like the instructions said. Then I went on a short vacation. When I got back my account had over $32,000 dollars in it already and the money was still coming! I'm still floating on air (especially with my new car). I thought the "Guardian System" sounded cheesy, but now I realize it is the formula that makes this letter really work! THANKS.

Richard Barrie, Boulder, CO:
I was shocked when I saw how much money came flooding into my PayPal account. Within 3 weeks my account balance has ballooned to $22,449. At first I thought there had been some sort of error with my account.

HERE ARE THE STEP-BY-STEP INSTRUCTIONS AGAIN:

Step 1: Set up your PayPal Account (if you don't already have one), and send the top name (1st person) $5.00 US dollars - Don't forget to include "PAYMENT FOR INTERNET MARKETING". This is IMPORTANT as it keeps the program legal.

Step 2: Send the other $5.00 US dollars and a note stating "PAYMENT FOR INTERNET MARKETING 5TH" to the 5th name on the list.

Step 3: Remove the top name (email address) and move the other 4 names up one place each. Place YOUR name in the bottom slot (5th) and you will receive a minimum of $100 dollars for your efforts.

Step 4: Keep sending/posting this letter until you get 20 'PAYMENT FOR INTERNET MARKETING 5TH' replies in your In-box.

Please give it an honest effort, you will not be disappointed and will be very glad you did when it starts to work. Be creative. Remember, all you're going to be out of pocket is about the cost of a couple of coffees with the opportunity of banking thousands of dollars into your PayPal account! Take the smallest risk of your life!!!

>>The Guardian system is based on HONEST people helping each other out. This program is completely legal if you follow the step by step instructions. It's the same concept of building a downline except more profitable and affordable. It's like the movie. "Paying It Forward", where we all give someone else just five dollars. Make BIG money in an HONEST way!

Welcome
MY GUARDIAN ANGEL INCOME SYSTEM

As seen on Oprah !!!

$50K in your PayPal Account!



That's Right - $50,000 in your PayPal account and that's NO JOKE!!

IT WAS PROVEN ON OPRAH, CNN, 20/20 and various highly respected U.S. TV and radio programs as being 100% legal, feasible and true!

For the price of 2 $5 Subway Foot-Longs You Can Help Someone and Change Your Life! It works QUICKLY and LEGALLY. Basically, this is all about PEOPLE HELPING PEOPLE
"THE GUARDIAN SYSTEM" $10 USD -- That's all it takes!

I'll try to keep this short and sweet. Do it once and you're done.

To get started just copy this whole page and paste it to your documents to edit it. Simply follow the instructions below and in 2 to 4 weeks, you could have as much as $50,000 in your PayPal account or even more.

Most people respond to this program because of the low investment ($10USD) and high profit potential. There is no limit to the income you can generate from this (you can just do it over and over!) If you follow the instructions, you will reach thousands of people! HONESTY, FAITH AND INTEGRITY makes this system work!

I think everyone has heard of "PayPal"? Anyone with an e-mail address can join for FREE! If you're not already a PayPal user, the first thing you need to do is go to PayPal.com and sign up

Here's how it works:

Step 1:

Send a $5.00 US dollar donation from your PayPal account to THE FIRST e-mail address on the list (No. 1) by using the PayPal 'Send Money' feature and be sure to include in the email "Payment for Internet Marketing". THIS KEEPS THE PROGRAM LEGAL.

Step 2:

Then send another $5.00 US dollar payment to the 5th person on the list (No. 5) with an email that says "Payment for Internet Marketing 5th".

Step 3: Once you have done that, REMOVE the 1st email address and place YOUR email address at the bottom (position no. 5). Then move the 2nd to 1st, the 3rd to 2nd, the 4th to 3rd, and 5th to 4th. You now become the 5th email address on the list.

DO NOT TRY TO PLACE YOURSELF IN THE FIRST PLACE. IT WILL ONLY REACH THE PEOPLE YOU SEND IT TO AND THEN YOUR EMAIL ADDRESS WILL BE REMOVED FROM THE LIST. If you do this, the way it was designed, it will reach thousands by the time your email address gets to the top.

REMEMBER to send a $5 US dollar donation to the 1st email address and the message "PAYMENT FOR INTERNET MARKETING". Send the other $5 US dollar donation to the 5th person and an email with the words "PAYMENT FOR INTERNET MARKETING 5TH". This will help the 5th person to track the progress of the letter and continue to send out more emails.

Here is the list:

1. robjessop@yahoo.co.uk
2. michaelhanus@aol.com.au
3. drewrob1@bigpond.com.au
4. imcommissionsecrets@gmail.com
5. willdavis82@live.com

Make sure your email address is the same as the one you used to open your PayPal Account! (as this is the way you will receive your payments).

Now that you have paid the 1st and 5th person and sent them both an email (via your PayPal account), place your email address in the 5th place.

Step 4

Okay, the only thing left to do is to POST YOUR LETTER. You can post on craiglist.com, ListJoe.com, Theleadmagnet.com, FreeSafeListMailer.com, DesktopLightning.com, ViralMailProfits.com , ListBonus.com ,Adchiever.com ,State-the-art-mailer.com , message boards and newsgroups (there are thousands). You can even send an email to your own list.

IT IS YOUR JOB AS THE 5TH PERSON ON THE LIST TO ENSURE THERE ARE AT LEAST 20 'PAYMENT FOR INTERNET MARKETING 5TH' REPLIES.

The 5th person is the Guardian of the System - YOU!!!

If there are NOT at least 20 replies then the 5th person will keep sending/posting the letter until there are at least 20.

MAKE SURE YOU SEND $5.00 US DOLLARS TO THE 1ST PERSON TO THANK THEM FOR WHEN THEY WERE THE GUARDIAN OF THE LETTER AND $5.00 TO THE 5TH PERSON SO MORE EMAILS CONTINUE TO GO OUT.

Now the fun begins. We reap what we sow - other people will see your posting and do the exact same thing. As you wait through the 4th, 3rd and 2nd slots for your work as Guardian to pay off, hundreds even thousands of others will be assuming the role of Guardian and keep the program moving.

Once you have arrived at the 1st position, it means hundreds and maybe thousands have been working the program since you started. All of those people will then pay you as the 1st and you won't believe the kind of money that has been generated. Seriously, its common sense - you do it and 25 or more people see and do the exact same thing and EVERYONE wins!!! You will receive thanks and the same blessings! When your name (email address) reaches the 1st slot, 900 to 15,000 people will send you $5.00 dollars each. You could easily make up to $50,000 USD.

Keep in mind - the most you spend is $10 dollars.

Remember -- what goes around comes around. DO NOT TRY TO PUT YOURSELF IN FIFTH PLACE WITHOUT PAYING AS PAYPAL WILL AUTOMATICALLY NOTICE THIS AND DELETE YOUR ACCOUNT AND POSSIBLY PURSUE LEGAL ACTION. THIS IS A LEGITIMATE PROGRAM AND THEY ARE PART OF IT.

TESTIMONIALS:
Mary Gatters, Columbia, SC
said on Oprah show: I only have one thing to say to you. OH MY GOD! I sent out 142 copies in total before 20 replied like the instructions said. Then I went on a short vacation. When I got back my account had over $32,000 dollars in it already and the money was still coming! I'm still floating on air (especially with my new car). I thought the "Guardian System" sounded cheesy, but now I realize it is the formula that makes this letter really work! THANKS.

Richard Barrie, Boulder, CO:
I was shocked when I saw how much money came flooding into my PayPal account. Within 3 weeks my account balance has ballooned to $22,449. At first I thought there had been some sort of error with my account.

HERE ARE THE STEP-BY-STEP INSTRUCTIONS AGAIN:

Step 1: Set up your PayPal Account (if you don't already have one), and send the top name (1st person) $5.00 US dollars - Don't forget to include "PAYMENT FOR INTERNET MARKETING". This is IMPORTANT as it keeps the program legal.

Step 2: Send the other $5.00 US dollars and a note stating "PAYMENT FOR INTERNET MARKETING 5TH" to the 5th name on the list.

Step 3: Remove the top name (email address) and move the other 4 names up one place each. Place YOUR name in the bottom slot (5th) and you will receive a minimum of $100 dollars for your efforts.

Step 4: Keep sending/posting this letter until you get 20 'PAYMENT FOR INTERNET MARKETING 5TH' replies in your In-box.

Please give it an honest effort, you will not be disappointed and will be very glad you did when it starts to work. Be creative. Remember, all you're going to be out of pocket is about the cost of a couple of coffees with the opportunity of banking thousands of dollars into your PayPal account! Take the smallest risk of your life!!!

>>The Guardian system is based on HONEST people helping each other out. This program is completely legal if you follow the step by step instructions. It's the same concept of building a downline except more profitable and affordable. It's like the movie. "Paying It Forward", where we all give someone else just five dollars. Make BIG money in an HONEST way!

Hi.

Thanks for taking the time to read my request. I'm 30 years old, still in college and living with my parents. I've made a lot of great accomplishments in my life with far less support than most people who make it this far. Of course, with that said I've also made plenty of mistakes.

I grew up with a single parent, and another parent who visited annually just to stir up emotions and make my life miserable. When I was 18, I decided to work really hard to lose weight so that I could join the US Air Force. I had a strict plan that I was going to follow to succeed in life.

Unfortunately my superiors in the USAF would not accommodate that plan to independence as they forced me to find my own way from the barracks to work (a 40 mi drive), so I had to immediately struggle to get my drivers licence and I had to buy a car on an Airman's paygrade.

My income wasn't enough to afford the car and gas and other living needs that I was expected to pay, so eventually I had to leave the Air Force before my term was up (under honorable conditions). I tried to work as a civilian. The transfer was tough and I was vastly uninformed about what to do and what my options were. I'm the first first generation college student of my extended family.

After some petty jobs that would each take more than 10 years to be able to earn enough to live independently, I finally found a nice nighttime custodian job that was at least simple enough for that kind of pay. I was the night time custodian, but I was also a guy to have on call at this retirement home where I worked. If people's toilets flooded or a nearly deaf resident left their tv on past quiet hours (once I could hear one through 3 floors!) I was the guy to send up to fix it.

Having my first satisfying job as a civilian, I was able to investigate community college during the day, so eventually I enrolled and tried taking a few classes while working full-time. College was my saving grace. I never felt like I belonged anywhere until I first started to take college courses in math, science, and philosophy. I found the tutoring lounge on campus, made a lot of friends there, and I spent many hours cramming and helping those in need.

This soon led to me finding financial aid, making arrangements with my parents (my mom and my stepfather) to let me go to school full-time while I lived with them, and putting in my 2 weeks notice at work to focus exclusively on school.

My counselors advised that I pick where I want to transfer to and then figure out the details of how to get there after I got accepted. I think this was bad advice. While I ended up choosing to transfer to a university that had my desired major, Biophysics, it was 60 miles away from where my parents lived. My car that I had bought when I was in the Air Force also eventually broke down from not being able to afford maintenance while I worked, and was towed away for being in the public street for too long.

Finally, I got accepted to UC San Diego to work towards a degree in Physics with a specialty in Biophysics. When it came time to transfer, I got as involved as I could on how and when I was supposed to receive the financial aid so that I could go get an apartment and everything, and my school kept telling me, "you should get it tomorrow" until about 2 weeks into my first quarter when I finally got the support.

Despite this rocky start, I managed to get into a good shape for myself, making my way slowly but surely through school. Learning a great deal. Eventually when I felt the struggle was too difficult, I changed my major to Neuroscience before I began my upper division coursework.

So, as I settled into my schooling and struggled with maintaining financial independence on financial aid, I managed to get myself into maintaining a great aquarium hobby, owned two great little kittens from a street cat program, led as president of a student organization for one year, and eventually I got married. I also carefully learned about the stock market and managed to make some great gains with money that I had invested from financial aid savings.

In 2010, my gains were over 100%. That amounted to $2000 doubling itself, but still, that says a lot about me as a trader. However, 6 months into my marriage, she said she wanted out, grabbed the car that we both paid into (most of the money was mine from stocks; $5500 worth), and refused to pay her share of 2 months rent. That happened in December of the year of 2010.

2011 was a difficult year for me. I fought hard to maintain things, especially my head, but it was tough. I lost 45 lbs from exercising regularly, made lots of new friends, and I got some volunteer work experience in a Neuroscience lab. But I just couldn't focus well enough to maintain my finances and my grades, so I had to drop out and live back with my parents.

Despite how tough it's been, not finding work, struggling with the ins and outs of the VA, and just needing a professional therapist to talk to and help me keep my head straight but never being able to get one, I've managed to recuperate well enough and learn a lot more about this bottom floor of society that I've been so desperately trying to escape my whole life.

I've gone looking for opportunity in every direction. I've tried changing my career goals, collecting recyclables, writing online, trying any online scheme that didn't include me forking out money to get it, imagining what I could write as a novel, tried to make money through playing video games, making goal after goal after goal for myself, but still just not being able to get just the right amount of money to put me back on my feet.

I'll be going back to school in April at the risk of having to do it as a homeless person if the VA doesn't pull through for me. They recently approved my 10% service connected disability status and now I need to jump over a few more hurdles to get my more significant service connected disabilities recognized. I'm also seeing what the vocational rehab people can do for me despite the bureaucratic issues that are stopping them from helping me all the way.

BTW, this whole time that I've gone through life with common lower class difficulties, I've been disabled with a number of small conditions that all add up to a hard time. I have lower back issues that the military has yet to own up to. Community college found also that I have a learning disability which makes some intellectual tasks show up as lower than average ability for me while the rest of my intellect is high enough to expect that I could easily get a Masters Degree or a PhD. My biggest difficulty in school is that they don't give me enough time to show them what I know or what I'm capable of.

From working with special needs students as a tutor, I have proven to myself that there is a major problem in the education system. Most teachers never simplify the material into a clear picture of what they want to teach. If you want someone to learn something, the last thing you should be fuzzy on is what it is exactly that you want them to learn. We can't all work like intuitive Jedi or sophisticated parrots.

If you help me out, here is a list of the priorities of what your money will go towards, in order of their priority If you would like to request that I spend your donation on a specific cause, please let me know:

1. A working cheap economic vehicle.
I need something that I can sleep in and that will take me wherever I need to go. Preferably something that can stow quite a few recyclables as well to pay for gas, but not an SUV or truck or van (Unless that's all that is cheap of course. Not likely but you never know.).
I'll aim for great gas mileage, but I'm thinking that I should attend some police car auctions to see what the cheapest deal I can find is. This car would make a great shelter for me while I return to my far away school.

2. Investing on the stock market.
Trust me, I know how to fish. If you want to send me a request for proof I'd be glad to compose some evidence of my finest moments as well as my worst to show you that I can do well for myself on the stock market, even during the recession. What I could really use right now, is a little bait. Trading is good money for me, but to make enough to make gains worth more than the commission cost (about $10), you need about $300-1000 per investment. $300 is more for the high risk lottery plays on the market. I even made a blog about it if you would like to see:
http://www.squidoo.com/TheYoungidealistEconomyBlog
If you are willing, we can arrange something personal so that you wont need to worry about me putting the money you offer at high risk and blow it all. Might even be able to arrange something where I could make money for you to prove myself before accepting your donation. Whatever the case, I know we'd have to make it a personal arrangement to satisfy the current laws.

3. Working towards paying my debts to my friends.
My friends have been really supportive through these hard times, though they are starving students themselves. To keep up my morale they've bought me food, given me a place to crash when they could, and even paid to have me join them at fun local events. I have some money that I've promised them back, and I plan on making due on those promises as soon as possible.

4. Paying off my debts with companies.
I've had times where I couldn't afford to pay for rent and had to leave, like when my wife left me to live with her parents. These issues follow me on my credit score and I would like to work towards removing them so that I can turn my life around.

5. Getting a good start towards paying off my student loans.
I know I won't be able to pay them off before I find a good career with my degree. I would just like to have something to start making some automatic payments with and put that part of my bad credit score behind me as well.

6. Buying a home.
My mom never owned a home. No offense meant to land lords out there, but I really think the rental system is way out of line. My mom was always a hard worker. Way better than me, yet she could never own a home because she didn't have the money. Meanwhile, people with money could live in great big houses for less than she even had to pay.
I want a house to own. Probably start with a condo and seek ways to improve it and flip a profit out of it. Then I want to keep building up money from housing until I can manage to build an apartment building.
If I could, I'd like to make an apartment building near a university that offers cheap housing using the Japanese capsule model or something even more economic and more comfortable.

7. Making an online tutoring site meant to offer free tutoring and tutoring for tips. Imagine a site (I have yet to know of one) where people can collect their resources on a class, much like they collect info on ratemyprofessor.com, but also seek help from others who are taking the class or who have taken the class. Donors like you can offer money to tutors who post their notes and stories on the site, alongside ratings from other students that they helped.
Some tutors can offer their rates for help, sell their notes online for cheap, or just offer their help whenever they can and ask to be tipped through paypal if someone likes their work. My hope is that such a site could help to put an end to sophistry in the college system once and for all, making education easy and affordable for everyone.

8. After I have everything I'm hoping for above, the sky is the limit. But I would prefer to put the extra money that I don't need to good uses. I would spread a little philanthropy around, give to others in need on this site and through other resources.
I'd also look to teach others how to fish. I think a great way for the economy to be fixed would be if philanthropists made some really good employee owned companies. Make the place pay for itself, skim a little off the top, and walk away knowing that you really were a job creator.
I think that everyone who is capable of work and who chooses to work deserves to have their own independent living situation. I know that we are a long way from that, but I tend to be an optimist. I would like to try and make the world a better place, if nothing else.

Aside form financial help, I'm interested in anything else that I could get that's useful. Advice, Neuroscience Career connections, work, hobby or volunteer work that can easily become lucrative, I'm really all ears. Thanks again for taking the time to read my request. I hope you find it in you to help me out, even get to know me if you'd like. Bet you $5000 I can make you laugh. Did I win? >;) it was worth a try anyway.

Hi. Im 60 years of age, live alone and self employed. I owe $1000 for 2010s taxes which has now become $2000 plus approx. $1000 for 2011s taxes plus Ive fallen behind in state and local taxes. None of these are real estate taxes I rent. Im able to keep rent and utilities paid but cant get these taxes caught up. The IRS put me on a payment plan for 2010s tax but that doesnt do a thing for 2011, 2012 or state or local. I went to a good friend who loaned me $4000 which would have paid all these taxes but just then I lost the engine in my work van $4500. I have 2 credit cards together have less than $1000 limit needless to say they are now maxed. I am not able to make payments on 2010s, 2011s and quarterlys on 2012s taxes plus this personal loan. I will not let my friend down so I have to let these taxes go again unless someone can and will help. Once Im caught up Iasure you Ill be able to keep caught up. This is the first Ive known of BegList I started search for help because I was out of options and saw the # of people in the same boat. I read someone promised to pay it forward and now I see I need to do that also. PLEASE HELP!

I'm a single mother of 3 growing boys. I'm a teacher, and in order to make ends meet, I've had to use my credit card for bills. I've had to use it sometimes for food, and whenever there is a large expense, like when my car breaks down. My credit card is now at it's limit of $10,500, and none of that was spent on luxuries. I need help to pay it off. Will you, please consider paying some of this for me? Thank you so much!

Hi, My boiler has broken and been disconnected by the gas engineer. My husband and i both work, and because we earn just over the limit we cannot claim any grants to help with the cost of replacing the boiler. If i was a single parent or on benefits we would be able to.
We have a four year old son. The small amount of savings we had, had to be used when my husband was made redundant last year. As the weather has just turned so cold and we only have 2 electic heaters, which cost a fortune to run, if anyone is able to help we would be very grateful.
Thank you

We lost our 8 1/2 month old baby girl 2 weeks ago by SIDS. My heart is absolutely shattered, I miss her smell, her touch and caring for her.
I have 4 sons and our baby girl was the icing on the cake for the family! I am dearly wanting to fly to the US to have Gender Selection as I would love to have another baby Girl. I'm not wanting to replace our daughter but to fill that hole in my heart and to feel love again. I got a taste for what it was like to have a daughter, and it was absolutely wonderful.

I am going to be completely honest and say I have got myself into some financial difficulty over the last year and really see know way of getting myself out without a bit of help. I am in my mid twenties have 4 different credit cards which are all maxed out to the limit and am paying back a loan for my wedding which was 2 years ago and have now split from my husband and been left to pay this on my own. I haven't been able to tell anyone the extent of my debt. When I split from my husband my spending got a bit out of control and thought buying things for myself and others would make me feel better which it hasn't. I am now left with nearly £10,000 worth of debt with nothing to show for it. Any contribution no matter how big or small would be much appreciated! Thanks in advance.

I have medical bills from a non work injury that has left me partially parralized on my right side from a nasty fall from a roof. i also suffer from ostioarthritis. I have hurniated discs from c3 to c7 .lost all feeling in right hand, arm and partially in right leg. I have applied for federal assistance and was told it could take up to a year to hear back from them.I have been out of work for nearly a year after my job went out of bussiness. I receintly lost my wife to a car accident in which the the other person had no car insurrance.so now im left with no wife ,2 children and no insurance or income. depleted all resources including using up my credit card limit for rent and utlities .I have no living relatives to help as well.If you can help us any way, until helps help comes through , would be extremely grateful.I have thousands of dollras in medical bills. they just keep coming in. I have no house to but second morgageson. i rent at $1075 per month plus utlities.please help as much as you can. thank you for being kind.

I have come across this site in hopes of people out there that can read this and hopefully assist my family with our financial emergencies; because there are many. I am a 26 year old male, and the only one who has a job right now in my family. I have a younger sister and younger brother. We live with our Mother in a small, cramped, decaying 2 bedroom apartment that can barely be suited for 2 individuals, let alone 4. Our Father has abandoned our family, this being several years ago. Since that time, and even before that time, we have been struggling with bills, rent payments, and utility expenses that are not included in our rent. After my Father left, the situation has gotten increasingly worse, with the term "living paycheck to paycheck" sounding like it would be a better life. We are living well below that standard, with the money I'm making barely covering rent payments; sometimes going into the next month. My bills are always 2-3 months behind, because I simply cannot pay them. My Mother's bills are even worse, some 4,5, even 6 months back. We simply do not have enough money to get back on track, and I feel that soon this battle may be lost if something goes wrong. If I lose my job or somehow become incapacitated; we are homeless, it's that simple. In total, truthfully my family needs close to $70,000.00 to get out of our financial crunch. This includes my bills, as well as my loan for my truck, being the only family vehicle and me as the only one who can drive. I have $12,000.00 left on that loan, and due to rent I cannot pay it. If I default(I have already received repossession letters), we are in serious trouble. My other bills, such as credit cards and loans against my 401K to pay for rent are roughly $15,000.00. Credit cards were maxed out to pay bills, and I could not make the payments back, that is why they are maxed out. My sister's student loans for college, which are approximately $30,000.00, my Mother's bills which are ALL behind, are close to $14,000.00, which are credit cards again for bills, and interest on those cards due for over the credit limit penalties. I beg any and everyone who is capable and able to donate to please do. This situation is not getting any better, and I fear the worse. With eviction threats, repossession letters, and certified mail coming with threatening legal actions being taken against us for being unable to pay these bills, stress would be an understatement. Rent is $1575 a month, not including utilities. With utilities, we pay over $2,000.00 a month, just to keep a roof over our heads and appliances for food working. PLEASE, we need help, desperately and immediately. I thank anyone who has read this in advance. Thank you so much, any contribution would really be a blessing.

Three years ago we adopted a beagle from the local SPCA. She was 27 pounds and had her ribs poking out. We got her upto a healthy happy 50 lbs. She has stomach issues, is timid.. But she is the sweetest girl. She comes up to everyone she meets sits and waits to be loved on. Doesn't bark at all. Wags her tail every time you talk to her. She runs to the door when it's time for a drive. Her favorite treat is beggin strips. Her favorite spot in the house is daddy's side of the bed.
She is in all matters our baby. I came home today to find her left shoulder swollen and she was having a hard time walking. I took her to the Vet ER. They shaved her and believe that she was bit by a spider. They are keeping her overnight. Giving her fluids, antibiotics, and pain medicine. Even though she is hurting, her tail is wagging.
The total vet bill is over 700.00 dollars so far. I will be picking her up in the morning. Over the past year we have pushed our credit cards to the limit. I was able to come up with the money. But now I don't have money for the rent. And the vet is expecting her to need more care over the next couple of days as the skin "sluffs" off.
My husband and I don't have any family to turn to. I have never begged for money. I've always been able to push through any of life's difficulties. I cried all evening that I'm unable to come up with any more money. Any help will go towards the 700 dollars that I've shorted my budget and to prevent bounced checks.

May God Bless you this Christmas.

Angel's mom & Dad

Hi everyone. If you're reading this, thank you. Let me say upfront, I'm not asking specifically for money. I'm just going to spill my guts about this hand I was dealt.

I've had a hard life. My mother passed away when I was 12, and my father passed away at 20. He left me a lot of debt and a house to maintain.

The stress of all this has given me problems. I started having panic attacks and was hospitalized for a cardiac arrhythmia. Recently, I developed optic neuritis. I'm working on getting Medicaid to cover some of my costs but right now I'm in debt about #1000.

There is one blessing in my life, a relative who pays my internet and utilities. He also helps me with food. But that's all he can do. He goes without to provide me with that. Otherwise I'd be homeless, hungry, and who knows where.

So I'm blessed to have the basics in life. But there's so many things that I need that I have to beg other people for. My family is...not so supportive. All I have left are aunts and uncles, all except one on my mom's side. My mom's side of the family pretty much abandoned me when she died. They put me though shame and humiliation when I ask for help.

I want a job, but I live in a very rural area. I've applied s o many places up to an hour away but I don't hear anything back. Recently I applied for some state jobs which I'm hoping might come through.

These are the things I need and things I want, so you know what my intentions are.

Need:
Toilet paper.... :( The way I've been getting it now is to go into public restrooms and putting some in my purse. I feel wrong about this. But what can I say, it's a necessity?

Personal items...I won't go into detail but I'm talking about um, feminine ones. I get the Dollar Store brand kind, but even then it's too much. I've had to go without it which is very hard.

Hygiene items...I stopped using soap and shampoo conditioner. I would love to...I feel dirty honestly. But I can't afford anything. I only use deodorant every few days because the bottle is running low and I'm trying to make it last.

House items...I need dish washing soap. I can't afford paper plates and am just washing dishes with hot water now. Sometimes I cant' clean it all the way through that way, but I just have to forget it. I also need laundry detergent. I'm almost out of a huge bottle that I have made last over a year. It was Sun brand from the dollar store, and I loved it. I'm all about generic.

Gas money...My car is an old SUV, and it takes a fair amount of gas. I try to limit when I drive. But it's a necessity since I live alone and in a rural area. I have to drive to run errands, go see the doctor, go to job interviews. I usually beg for this the most cause this is one of the things I can't do without.

Medication...I'm on two heart medications because of my arrhythmia. It's important I take them. I tried taking them twice per day instead of three, and I had horrible palpitations. So this is kind of my priority. As I'm still uninsured, both medications cost about 12 dollars a month.

Okay those are all things that I feel I need. Now, what I "want".

Clothes...I haven't bought new clothes since 2007. That's when my dad got diagnosed with cancer. My shirts have holes in them, so do my jeans. I got them from Goodwill originally most likely, I like to be frugal. The only person I have is made of linen and has a hole so things fall out of it! I've lost weight and I have had my jeans fall down in public. It's bad. I only have one bra and it's way past it's prime. I would love a little money to buy some basic things. Jeans that fit, some cotton T-shirts, a purse. Maybe even something for job interviews? I think part of the reason I get denied is because I show up in jeans and a T and flip flips. But that's all I have.

Beauty stuff...Okay, this stuff is totally not worth your money, I get it. But I just thought I'd list everything. It sucks being a young woman who can't feel pretty. I'm unwashed, my clothes make me feel like a hobo. I see other girls my age in class (I attend college part time thanks to financial aid) looking and smelling beautiful. I mean...

I just want a hair cut. Recently, I hacked about 6 inches off myself with scissors. It's not pretty. I just want a little powder and some lip gloss to not feel so plain. I just want a spritz of perfume so that there's something beautiful in my senses. I daydream about when I used to wear cute clothes, go to a salon. Wear mascara and paint my names. Ahh...But this is just a dream. I don't expect anyone to help me with things like that.

A new laptop/tablet...The one I have now is really old and really slow. Don't expect anyone to get me one. If it happened, I would probably assume I'm dead and in some sort of heavenly afterlife. Then I might pass out from shock.

So this my friends, is my general beg for help. I'm a 23 year old girl without much family. My basics are covered, but that leaves a lot for someone who is broke. I'm actively searching for employment. I've applied from Dr.'s offices to bars. I'm part time in college, and I'm not sure what I want to study yet.

I don't drink, if I had the money for beer I'd buy TP instead. I don't smoke or do any illegal drugs. I'm not a criminal.

I am not someone who wants to just take money. If you are down on your luck too, please don't send me anything. Put it in savings. Give it to some of these people who are about to lose their homes if you must. They're deserving.

If you're apprehensive about giving money but still want to help, you totally can. A package filled with toilet paper, tampons, shampoo...that would be like Christmas morning to me, I swear.

I'm not sure what I'm going to get out of this. Writing this was therapeutic though. If you're on this site, you're already a nice person. I bet 90 percent of the traffic is people who want something, like me. People who go on here to help someone is probably such a rare thing.

Thanks for reading.

hello my name is veronique white and i am a 35 year old mother of three. i have been trying my hardest to come up with money to pay my bills and rent and to get things for my children for the holidays. but due to my helath i have been unable to meet those needs. i am working but the money i make is not enough to make the ends meet. i have been ill with a cold, and diabetes and a heart condition that has limit me to alot i have been trying to work overtime but i am pushing myself to the limit and i pushed til i was unable to do what i needed to do cause i was bed ridden for a moment now i am back up but i have to find a way to get money for all these accumalated bills that have piled up on me. if there is any one willing to help me in this time of need i greatly apperciate it. i know it is hard for everyone but i just ask for a little time to get back on my feet again so please can you help me get through this.

if you have any questions or need to speak to me feel free to contact me at 614.805.8625 or email me at veronlovejesus7@yahoo.com
once again thank you in advance for the assistance.
GOD BLESS YOU ALL AND THANK YOU

resortformymobilehomies.blogspot.com (click tabs for The Goal, Funding the Project and How Can I Help for more info.).

After years of study and hands-on experience I truly have The Goose That Lays the Golden Eggs.

However, in order to fund the Goose, I need to start by trading the Forex. Because of the leverage involved and my system that will limit my risk, I can start this venture with only $300 and a laptop.

I am currently homeless and tonight we are expecting a low of 17 degrees in Colorado Springs. Since I don't drink or do drugs I can take advantage of the emergency shelter locally.

However, many others are not so fortunate. They need help in ways that they are not currently receiving. Many of the homeless have animals, and for that reason alone, they are unable to use the shelter.

Others are like I used to be when I first started going through this ordeal. They are still in their cars and purposely avoid association with the homeless who are not mobile. They may still be working, receiving a government check or nothing at all.

Help Me Help Them by funding my forex trading venture.

What can you expect in return? Your help will not be in vain. If you read the blog you will be able to see the type of person I am (warts and all). I have tried everything from looking for full-time employment, working day labor which is no longer an option because of physical reasons and flying a sign on the side of the interstate.

In addition to the immediate help you provide me, you can also know that you have helped thousands of others in Colorado alone.

We are a couple, aged 37 and 38. It takes a lot for us to ask for help, but if any can be given - no matter how small - if a lot of people give a little, it can add up to a lot ;) - it would be an absolute godsend. In the past I have always tried to help, whether it was picking up someone asking for food and taking them to buy food at the grocery store, helping another couple with children with a house payment, or simply offering them a job (odd job around my home or even with the company I used to work for before I was laid off.) .

We're about to lose our home. I recently recieved a cut off notice for our utilities and in order to keep them on it will cost $181.61 the balance due however is $188.00. This will not matter however, because I don't have the funds to make the house payment coming due on the 12th of October. I am 399.00 short on the payment. The balance we owe on our home is $6,320.00. Once the house is paid off we will be able to pay $180.00 for lot rent instead of $580.00 for lot rent and house payment.. (Of which only $200.00 goes towards the balance if not paid in full - which is .32 more payments at $580.00 a month). If we can just get our home paid off we would be okay - even with child support garnishing 54% of my pay. By law Child Support Enforcement can garnish up to 65% of a payee's pay.

Just to be up front, I do have a job. Unfortunately I only work about 30 hours a week on average at minimum wage. I am very happy for my job, but after child support garnishes $478.00 a month from my paycheck we can barely make the house payment most months. I have filed for a reduction of child support, but they refuse to use my legitmate income, instead using the income I made previously when I was in a position to help others, and did so regularly. My employer has even filed an affidavit with child support enforcement stating they cannot offer me more then 32 hours and that I make minimum wage. I am curretly looking for a second job, or another job that pays better to take the place of the job I now hold. If anyone has any IT professional positions, please let me know as I would love to come work for you, or your company. That would be the best way to help us out.

My boyfriend would love to work, but he is disabled and currently has an application in with Social Security Disability, unfortunately it takes a long time for it to come through, and by the time it does we will have already lost our home. He was disabled 2 years ago last July when he was working on a wireless tower that was 80 foot tall. It collapsed under him and he is very lucky to have survived the fall, however, when he came down he landed on his ankle and the impact caused the joint to turn around backwards and upside down. He has had surgery for this, unfortunately it is still not right. He cannot straighten out his foot to walk. Because of shortening of the tendons on the inside and front of his ankle he is not able to balance or apply weight to the ankle for more then a few moments. And even that short amount of time causes him extreme pain. He tries to help around the house by doing chores such as mowing our small patch of lawn, but even that small chore takes him over 3 days to complete. My employer does not offer medical insurance, so we are without it. It makes it impossible to go to a doctor to help him get the medical assistance needed to 1. fix his ankle completely and 2. pain management. So he perseveres and does as much as he can.

Every day I have to try to get my 1984 Volvo 240 Station Wagon running so I can get to work that day. When I try to pull out onto the highway to go to work it bogs down like it is under water. It takes crossed fingers, prayer and much clutch/gas pedal manipulation for the car to pull out... and even more to get it to the speed limit. It is very scary because there is a blind corner that people speed around regularly and I'm just waiting for the day I get hit trying to pull out. Unfortunately we don't know what is wrong with it and do not have the ability to take it to a mechanic to see if they can do a diagnostic, much less pay to have it repaired. So if anyone is willing to donate their time and possibly parts to get the car up and running safely it would be greatly appreciated. It is the only legal vehicle we have.

I am trying to do odd jobs around town as well as sell jewelry that I make online and at a little shop here in Newport. It is hard because most months no one seems to buy my jewelry and the jobs are far and few between.

What is really sad is I know come the middle of October we will be homeless, my daughter's dog, Kenji and my dog, Nikki will have to go to the animal shelter if I cannot find them homes. I know I would not be able to care for them at all if we have no home in which to live. As it stands now, I haven't been able to buy them dog food for a few months, and the Animal Shelter in Priest River does not have any spare food for them, so they eat what we eat. the good thing is they are fat and very happy and loving dogs.

If you can help at all, even if it is a little bit ($1, $5 or even $10) - if several help out a little it will add up to a lot; it would be greatly appreciated, and once we're back on our feet, of course we fully intend to pay it forward by helping others.

Thank you for your time and consideration... God Bless

If you are able to help you can donate through PayPal.

Or if you have a job to offer me (18 years experience as an IT professional )

fleeing my abusive marriage for my mothers house, everything seemed ok, yes, i was behind on a few bills but still it was managable, at least I thought until I went to the laundromat to clean some sheets my son had soiled, and then my car went out on me, it just would not start. I had to have it towed to the repair shop, which cost me over 300 dollars, and I put it on my credit card, now I only have 200 more dollars left before I am over the limit, and my repair bill is over 800 dollars, there is no way that I am going to be able to pay all of it. I need a miracle from you, please find it in your heart to give whatever you can. My son wants to go home to see his daddy, even though my husband only lives 40 miles from my mothers house and NEVER calls or comes to see how we are doing. I always call him at 7pm, to let him speak to his son. Please, I want to get my car repaired so that I can go back to work, I am a substitute teacher and we do not make much money. I asked my husband for help, but he has told me that he is not going to help me with anything unless I come back, I cannot go back, he will just hit me some more in front of my son.

Put very simply, my girlfriend of 6 months and best friend of nearly a year needs money for school. Due to her and her family's lack of money she can no longer attend the school where we met. The alternative is a community college except that it is 45 minutes away from her house. She will not even be able to generate enough revenue from her two jobs to pay for school and gas to get to school. It is heartbreaking for me to watch the girl that I love go from a top flight university to not even being able to go to school. To further the problems, the community college has a limit on the private loans you can take out. She needs about $15,000 dollars for things to feasibly work out. She can use loans for 7,000 of that. Her mom lives paycheck to paycheck to take care of the three kids and her dad is out of the picture since he cheated on her mom and left. This is my last ditch effort to help her out. I guess I am not expecting this to work but it's work a try, right? I want to extend my deepest gratitude for anyone who gives this the time of day or even sends their sympathies.