Insurance Tags

i am a pre op transsexual finding it very difficult to buy meds and maintain a roof over head. my insurance no longer covers the medications im prescribed so i have to buy them out of pocket. at the moment my only income comes from selling jewelry and that is barely enough to buy all my meds needed let alone maintain a roof over head. i cant work a regular job because i have crippling form of agoraphobia which often leaves me stuck in doors im currently couch-surfing with friends when ever allotted but even that has dwindled to just a few. im asking for help from anyone who has a kind enough heart to pay it forward and lend me a hand. i cant offer much in return maybe some of the rings im selling and access to my transition site tracking my transition

I need to pre-pay $46,900 to get the medical attention I need with no health insurance. Someone, anyone,please help. Anything helps, please even if 10,000 people donate 5$ I will be there.

I am faced with an impossible request I think. 3 years ago I was a strong, confident woman, 13 credit hours away from a BS in Biology with plan of going to graduate school. I was in an extremely abusive relationship with a man that I had to assist authorities in putting in prison. The same man left his daughter in my custody under the pretenses that her mother had abandoned her. I cared for her for two years as the only mother she knew before I found out that he had in fact kept her from her real mother and I had to return her to her biological mother. That same man sent people after me to attack me later and forced me to fear for my life. I still do.

I now understand that I was dealing with a psychopath.

After that man was incarcerated I tried to rebuild and began a relationship with another man who later went to prison for a charge that he accepted for someone else basically. While he was incarcerated my best friend of over 20 year died of unknown and still unexplainable causes. Once the man that I was with came home I then suffered two miscarriages.

I am told by my physicians that the constant state of being in a heightened and frightened state caused post traumatic stress disorder which led to an anxiety disorder coupled with daily panic attacks and agoraphobia.

Due to my condition I lost my job and no longer have health insurance. I am unable to drive or leave my house 90% of the time. I have been hospitalized on several occasions in an attempt to control the anxiety and depression that seem to only be getting worse. I feel over medicated but still as if nothing is working.

My physicians have suggested a residential psychatric program that would last approximately 30-45 days to assist me in in getting a handle on these conditions and assist me in regaining control of my life. However these programs are all self pay even if I did have insurance and range from 40-60,000 for the complete care in a facilty that can handle both the medical and therapeutic side of psychiatric care.

There is simply no way that I can accomplish this, but I feel as if I am slipping away and I am scared that I will never come back.

I just want my life back. To be free from these nightmares, this panic, these fears and to not live my life on medications that due nothing but make me a zombie. I had a life and a plan, I was going somewhere, and now I can't even leave my house for weeks sometimes months at a time.

My parents have basically been placed in financial ruin to assist me during this time, and they can no longer assist me. I am scared beyond words, If I don't find a way to get help, to get better, I fear for what will happen to me, how I will live, pay bills, work, be a functinal member of society.

I feel that committing to a residential program as suggested is my only option left, my only option for survival. I am desperate and scared. But I don't know how to accomplish what seems to be the only hope.

Please Help, someone please throw me a rope, I am desperate, lost in a dark pit somewhere, I can't see out, there seems to be no way out......I need a rope.....Please help.

I'm a single mother and a full time college student with a part time job. I make roughly 240 dollars a week. This month I paid a rent bill, electric bill, water bill, car payment, auto insurance bill, Internet bill, and had to buy baby supplies along with the normal household necessities such as dish detergent, clothes detergent, soap, toothpaste, garbage bags, ect. No problem! I usually manage to pay all of my bills by the grace of something bigger than myself. I don't know how I'm doing it. I've been doing it for over a year now by myself. I do without a luxurious cell phone and television. I have to have Internet for school. Thank God for Google and Youtube. A girl deserves more entertainment other than deciphering her 9 month old's poop to determine whether or not its lime-greenish hue comes from the peas she ate 2 days ago, or if a fungus is among us.

The thing is.. I am hungry. I am not Ethiopian starving, but I'm hungry. My last meal consisted of a pack of chicken flavored ramen noodle soup and 3 saltine crackers. The 7 meals before that consisted of the same exact thing, except I was so lucky as to add a few broccoli florets to the soup broth. I have since ran out of broccoli and ramen. All I have left in my food pantry is canned baby food, and oatmeal. I am down to drinking tap water and falling asleep at night to the borborygmus sounds that my intestines sing to me out of pure hunger. I am so very blessed to be able to pay my bills and provide for my daughter while furthering my education so that some fine day we will both be living like Princesses. I have counted each and every one of my blessings. However, food isn't among these blessings of mine. All I'm asking is for someone to treat a girl to a hot nutritious meal.

My husband is a disabled, retired Army veteran. About 10 years ago he purchased a camp in Maine that he planned to fix up and move into for his retirement. Unfortunately he has suffered flood damage twice, once he had flood insurance, or thought he did, but the insurance company refused to pay saying they hadn't processed the payment on the day he opened the policy and the flooding occured over the weekend so he was not covered! The second flooding FEMA came in and didn't bother going under the house so they only gave him $800! Both times the flooding destroyed all the insulation and a great deal of work. He now has to jack up the house, have a foundation put in, then level everything in the house. He cannot live there. He applied for an equity loan from the bank as the property is valued at $139K and there is no mortgage. But we have moved to Nevada as I was offered a job here that paid better than back east. We want nothing more than to get this house fixed up in Maine so we can either sell it or possibly retire there. Right now if someone was willing to give an equity loan of $40,000, we would take that instead of begging. Please consider helping us before this Maine house gets flooded again and we lose everything there. If each person who reads this can only give $1, it wouldn't take long to reach our goal and then we could give back in the future!

Hi,
I recently filed for bankruptcy and got my discharge like 2 months ago. Since my discharge I had a sezuire at work and had to be rushed to the hospital (Mayo Clinic in Jacksonville, FL. I had no health insurance at the time and recieved a $7,209 hospital bill stay from them. I'm really sad that this happened to me due to the fact I had finally got out of debt and now after spending like $1,500 on filing for BK, now I'm back in the whole...I wanted to try to buy a home in 2 years after my BK and now unless I pay this off, that will probably not happen for my daughter and I. Also, its not the only debt that I have after BK, I couldn't include my student loans in my BK, so I have like $11,000 in sallie mae loans for school. I am asking for help with my hospital bill, so it would truly be a blessing if anyone out there had extra money and could help me pay this bill, I would greatly appriciate it! I am going to start paying little monthly payments on my student loans to try to get that down little by little. If someone is seriuosly wanting to help me, we can communicate through email and I would gladly give you my medical bill info and their number, so you wouldnt feel like you were being lied to or anything, I already feel akward asking for help over the internet, but what can I do? Also I will be getting health insurance starting in June through my job, so I should never run into this issue ever again! Thanks in advance to anyone that can help!

I really hate begging, but it's my last hope. I was working full time and just barely staying afloat with my basic bills (electric, rent, car insurance). I got injured at my work a month ago and haven't been able to return to work. It's doctor visit and testing over and over again. I am currently fighting to get workman's comp but they said it may be a while. I am a single mother and a 3 year old. She has medicaid and we get food stamps, but I haven't been able to get any other assistance.... either there's an extremely long wait or they're not taking applications. We also do not get any child support, her father is a deadbeat. I have no family to turn to either. I need help with my rent for just this month to keep a roof over our heads. It's $450 . Please help, any little bit will help. God bless.

....AND ANY AMOUNT HELPS.

Straightforward request, no drama, no B.S. You see exactly for what your money will be used! What I need? Money for my car insurance and to bring my phone bill current (car & phone necessary for WORK).

PLEASE NOTE: I DO NOT qualify for any free cell phone or reduced auto insurance programs @ present.

My mini story? Due to a string of financial reversals, I had to give up my home and most of my possessions. No need to say, "It's been rough." However, I've been lucky to land on someone's sofa temporarily.

I'll pay forward your kind contributions to St. Jude Children's Research Hospital in Memphis, TN. Thank you! I do have much in my life for which I am
thankful.

Please help me pay my mother's $16000.00 medical bills.She is 89,and I am caring for her at home.I don't make much money working at a retail store,and her SS check is not very much.
I am struggling to keep a roof over our heads and the proper food for her diet in the house.She has Congestive heart failure,kidney failure,and diabetes.Throw the co-pays for medications in every month(a few are in a catagory that is not covered by insurance),and I am drowning in debt. I promised my father that I would take care of her.Any help would be appreciated. Thank you.

Please help me pay my mother's $16000.00 medical bills.She is 89,and I am caring for her at home,but I don't make much money working at a retail store,and her SS check is not very much.
I am struggling to keep a roof over our heads and the proper food for her diet in the house.She has Congestive heart failure,kidney failure,and diabetes.Throw the co-pays for medications in every month(a few are in a catagory that is not covered by insurance),and I am drowning in debt. I promised my father that I would take care of her.Any help would be appreciated. Thank you.

Please help me pay my mother's $16,000.00 medical bills.I am caring for her at home,but I don't make much money working at a retail store,and her SS check is not very much.
I am struggling to keep a roof over our heads and the proper food for her diet in the house.She has Congestive heart failure,kidney failure,and diabetes.Throw the co-pays for medications in every month(a few are in a catagory that is not covered by insurance),and I am drowning in debt. I promised my father that I would take care of her.Any help would be appreciated. Thank you.

Please help me pay my mother's $16000.00 medical bills.I am caring for her at home,but I don't make much money working at a retail store,and her SS check is not very much.
I am struggling to keep a roof over our heads and the proper food for her diet in the house.She has Congestive heart failure,kidney failure,and diabetes.Throw the co-pays for medications in every month(a few are in a catagory that is not covered by insurance),and I am drowning in debt. I promised my father that I would take care of her.Any help would be appreciated. Thank you.

need help with wifes hosp bill u see she has congestive heart failure her hosp stay came out to over$6,000 dollars we can not afford to pay that usee im disabled my social security check is not enough all of it goes towards paying utility bills all i have left is $75.00 or $100.00 dollars and thats for gas so u see times are very hard for people who dont have health insurance and who are barely making it so u see we need help we would appreciate it very much one dollar or 2 dollars would help us

In need of prayers...and donations. I have been battling chronic pain for about 8 years. This has progressively gotten worse and caused more horrible symptoms and is ultimately interfering with my quality of life. I REFUSE to take any type of Rx medications for pain. I have resorted to taking Goody's powders which only cause more issues but they are the only thing that offer ANY relief. I do not have health insurance and frankly don't really like going to doctors. I finally broke down and went to the doctor in early April and was told that I have adhesions (internal scar tissue) from a previous surgery that was causing the pain and needed a Lap procedure done to remove it. The cost of this procedure is approximately $6000. I have a job,, my husband has a job but neither offer health insurance and there is just no way with three children and our other bills to save up this much money. We have tried and every time we do something comes up and the money has to be used elsewhere. I just want my life back. I want to be able to play with my boys like I used to instead of only feel like laying around so that I don't hurt AS bad. I want to be able to stop taking Goody's before they cause more problems with my stomach. I want my life back! I don't even care if it's just a $1 donation...it's more towards surgery than I have now.

My name is Kris, and I am a 28 year old mother to 2 boys, aged 9 and 4. I was recently laid off from a decent paying job, and haven't been able to find a new one yet, though I'm trying EVERY day. I have already had my cable/internet shut off. I'm on my phone now. That will be shut off soon, I'm sure. Car insurance has elapsed, rent is passed due. I'm defeated. I would be grateful for help with anything, but mostly, I need household items. Dish soap, laundry soap, toilet paper, toothpaste, etc. This is one of the hardest things I've ever had to do. Thank you for reading.

My little dog recently suffered with vertigo, i took him to our local vet & they flushed out his ears but while they were doing it discovered a tumour in his ear canal. He was referred to a specialist to have m.r.i scan & inner ear removal.The specialist vets also advised us to have his larynx operated on at the same time, so we took their advice. The ear operation went well but throat op caused problems & now our fit little dog has been left with a nasty cough for life that needs to be controlled with medication. We expected the pet insurance we had to pay for the treatment but as the tumour turned out to be a polyp he is not covered as he was prescribed ear drops for an infection 3 yrs ago.So now i have put a £6000 vet bill on my credit card that i am struggling to pay off. Any help would be greatly apprieciated Thank you

I don't like the word beg but I guess that is what it is. My pride is high and I hate asking for help but I don't know what else to do. I saw something on TV and decided to try this. Here goes!
I am a 39 year old with 3 children and a disabled husband. I have a lot of issues right now that I am trying to deal with and keep my family off the streets. I don't mind sharing my story if need be because honesty is the best policy. My husbands SSI is very low, as if he has not really worked and he is over 50. I have been trying to keep my head up and keep my bills paid. I work but my job is a PRN position because it was all I could get. I was making a fairly good pay until they decided our department needed cut backs and cut our hourly pay almost three dollars. I am trying so hard to finish school to be a LPN and then a RN. I have been trying to finish school since 1992. I know that if I can get my degree, I can provide for my family. So, I have bills up my butt and school is hard. Now, I am dealing with losing my financial aid because though I have a high enough GPA, my other cumulative average is below standard. I knew nothing about that. I was focusing on making sure my grades were good enough. My 14 year old daughter is pregnant and I can't even afford to begin buying baby things or think of how to save for it. My husband is so content with his little check until nothing else matters. My oldest daughter is in college with me trying to get her LPN but her hearts desire is to be an OB/GYN but they changed the required score level for the SAT and ACT and she registered one quarter to late to get in. Had she registered earlier, she could have gotten in the school she wants to attend but now she has to go to a local college and earn credits and then transfer, IF her grades are good enough. ON top of all that, my husband was just hit in the rear by another driver and our car was totaled and he was hurt. So, my only car, of which I was paying on still, is gone and I owe to much on it for the insurance to pay it off.
I feel overwhelmed, depressed and like I will never make it. I am working, attending school, and trying to write a book and do a gospel CD. Anything to try and bring in money to support my family. I really don't know what else to do.
I don't know if this works or not, but I am willing to try. I have felt so bad until at times I wanted to just end it all but I know that is not the example I want for my children. I want to see my grand daughter born and I want my children to finish school and do better than me, but also see me come out of my struggle. I keep telling them I am going to buy the house we live in, they keep laughing and even with that, the land lord is talking about putting it on the market because I can't come up with what I need to even start buying. I pray that God blesses my household and family. If someone does decide that my issues are worth helping, then I pray God bless you with an overflow for your blessing me. I don't know what else to say but thank you in advance. As embarrassed as I am, I can only pray this is real. If not, at least I got to vent and get it all of my chest. I had no one else to tell anyway.
Thank You!

Hi, Im Tracy and Im 33. I have 2 children and im a single parent. I was born with knee problems and recently had surgery on both knees which did not help me and now I need knee replacement surgery. My job does not offer short term disability insurance and I already used my sick/vacation time up on the last surgery. I currently cant work more than 2 hours at a time so I really need to get this surgery ASAP. Im looking for any donations that I can get to help with every day expenses. I do have health insurance that will pay most of the surgery but im worried about how my family will survive when Im off 6 to 8 weeks or longer. Really starting to stress out over it. Thanks for you time

Hi, Im Tracy and Im 33. I have 2 children and im a single parent. I was born with knee problems and recently had surgery on both knees which did not help me and now I need knee replacement surgery. My job does not offer short term disability insurance and I already used my sick/vacation time up on the last surgery. I currently cant work more than 2 hours at a time so I really need to get this surgery ASAP. Im looking for any donations that I can get to help with every day expenses. I do have health insurance that will pay most of the surgery but im worried about how my family will survive when Im off 6 to 8 weeks or longer. Really starting to stress out over it. Thanks for you time

Hi, Im Tracy and Im 33. I have 2 children and im a single parent. I was born with knee problems and recently had surgery on both knees which did not help me and now I need knee replacement surgery. My job does not offer short term disability insurance and I already used my sick/vacation time up on the last surgery. I currently cant work more than 2 hours at a time so I really need to get this surgery ASAP. Im looking for any donations that I can get to help with every day expenses. I do have health insurance that will pay most of the surgery but im worried about how my family will survive when Im off 6 to 8 weeks or longer. Really starting to stress out over it. Thanks for you time.

Hello, I am so uncomfortable doing this. I am a 42 year old woman with two wonderful toddler boys ages 3 and 2. My troubles started in 2010 during my pregnancy with my second child. I became very sick and the doctors were unable to find the cause. During the search for a cause I was diagnosed with Lymphoma, but the cause was finally identified when I gave birth two months prematurely. I will not go into graphic detail, but I came out of the hospital 7 weeks later,with shortbowel syndrome and other serious problems. My son thankfully was fine and is thriving. I worked for a government agency for 16 years, and suddenly found myself surviving on disability. I must add that my husband was not much of a help. We are currently seeking to get divorced after 5 years of marriage. Through my illnesess he has been verbally, emotionally and on occasion physically abusive. I prolonged the divorce due to my health conditions and he is a good father to our children. My, what I thought was an upstanding, husband lost his job in 2009 and has not worked since but some small jobs. Even though he has worked, he has barely contributed to supporting the family. I have managed to keep the family afloat by paying the critical bills. What I haven't been able to pay is:

*our monthly condo maintanence fee of $258.00 for the past 3 months.
*I have a $160.00 car insurance payment due on 6-10-12, this will keep my paid until 10-10-12.
*The divorce attorney is asking for a $2500.00 retainer.
*June health insurance of $555.00.
*The numerous unpaid medical expenses.

I make it happen with the rest of the things my boys and I need. In July of 2012 I will recieve Medicare, since I will then have been on disability for 2 years. I think that will make things somewhat easier on me. As a note, lymphoma is not being treated right now. Thank goodness the nodules have remained stable, though if there is any change I will probably have to start some sort of treatment.

Any kind of help would be greatly appreciated. Since almost dying in 2010, I have a renewed faith in God (though I have always been a believer). I know that God walks beside me and my children and the He watches over us. Prayers to all that are on this site, whether asking for help or giving it.

I recently got divorced and my ex-wife took our car that was paid for to leave me with the car that I found out she hadn't made a payment in over a year on it. I thought we were a few months behind and when I ask for the bank payment slips with the bank phone number on it so I could call and arrange a weekly payment schedule to get caught up she didn't know where it was. She had actually thrown it away so I wouldn't find it. Its a small bank the wasn't even in our town so I couldn't drive up there to talk to them. I asked for the bank name so I could google it but she supposedly didn't know. Well about 2 months ago I was at work and the car got towed! I'm stuck without a car and can't work because I have no ride. She had planned to divorce me and then leave me stuck with a car that wasn't being paid for so it would be towed and leave me without means of transportation so I could work. She always paid the car payments and screwed me over so bad. It sucks. I always use to work 2 jobs and made the most money in our household. She had us move back to her home town in a house that her brother and his girlfriend lived with us so that when we got divorced I would be forced to move out. I'm staying with a friend but I pay rent and it's so hard to pay rent and save for a car when I can't make it to work most of the time cause he or his girlfriend are working and their jobs are far away. I would be so happy if someone could help me get back on my feet by getting enough money for a down payment for a car or even enough to buy a really old cheap car that can at least help me to get to and from work ok! Any amount of donations would be so very appreciated. I have linked my PayPal account to this plea for help! I beat cancer 2 years ago so I know if I could beat cancer I can overcome this obstickle with just a little help from some kind hearted generous people! I pray that someone will help me. I'm not looking for $20,000 for a brand new car I just need to raise $500-$1500 so I can use it for a down payment on a decent used car or just buy a running cheap car. I would need a few extra couple hundred dollars for my first insurance payment also. Once I get that I can go back to work full time and pay my payments on my own and also my rent. I my prayers are answer I will be truly blessed and once that happens I will start helping others in need on this site also. If someone helps me it would be only right once I'm back on my feet to help others who could use a helping hand. We all have ups and downs and struggles but sometimes we truly do need just a little help from someone else to get back up!

I truly pray that someone will help me in this rough time. I want to thank you ahead of time in helping me out. You truly are wonderful people all who help me by donating! God bless you. To everyone else that is strugglIng right now there is hope and there is light at the end of the tunnel!

God Bless!

Any donation amount will be truely appreciated!

Hi I am a mom of 3 children, 1 a special needs child. I work as a nurse assistant but it only covers about half of our needs. I work hard and do my best every day and try to keep a smile and a good attitude but sometimes your best just isn't good enough. My special needs baby is 8 years old and is speech impaired, deaf in one ear, severely asthmatic, and has ADHD. Medicaid pays for most of the meds and specialists but not all. I pay for some of his meds and specialists and then there's the gas to go to and from. All in all I'm spending about $800 per month that medicaid is refusing. I haven't been able to get an answer why as of yet. I've applied for social security for him but have been denied twice and now am awaiting a hearing which I am told could be anywhere between 18 and 21 months just to get a hearing date. I only make about $1500 per month so simple things like even a trip to the laundromat is a challenge. Apart from my son's problems I also have 2 baby girls aged 9 and 6 to take care of. Thanks be to God they are healthy. All of my family has passed away due to various forms of cancer so it's just my children and my husband and self. He is out of a job presently and has been seeking work since being laid off from his last job (about 7 months). I have applied for a pell grant and registered for LPN classes at the local community college to try to help myself but it will take about 15 months to finish school let alone get a job. I've managed to pay rent but am 2 months behind on the internet bill (used for school) am 5 months behind in car payments and am at risk of a repo any day. If I lose my car then how am I going to be able to go to work,school, take the kids to school, take the kids to the doctor,grocery shop, do laundry, or anything else? I currently do not have auto insurance because I can't afford it.(was cancelled for nonpayment 2 days ago.) I managed to pay my water and cell(about $100) to keep that going. I am almost a month behind on my electricity but have managed to keep it going by paying about half the bill per month. As of now, I have a balance of $150. I don't know what to do. If anyone would please help us I would be forever grateful and appreciative.

Hi I am a father of 3 wonderful kids and 1 beautiful wife. As everyone knows in this time of hardship for everyone that sometimes it is hard to ask for help. I just recently had surgery to remove my gaul bladder due to unable to breath. My bills are huge due to no insurance. I would like to thank everyone ahead of time that just to even get a prayer to help out would be greatly appricated and those who do help thank you for your kindness.

I moved from the west coast to the east, to start a new life for me, I'm a25 year old female living in a small apartment with a roommate and her dog(ifound them in thepaper) after being in the new area for a week I found a good paying job and I was on cloud 9, then I got sick and spent a few days in the hospital, without insurance ( I had been at my job long enough to have it). I had to take a loan out on my car to help with my medical bills, that wasn't enough, so I was stuck making payments on my car, the hospital, my car insurance and my rent, my job laid everyone off on a Tuesday saying that it was closing, I never got a last check, its been a few months and I stopped paying for car insurance, and haven't paid my share of the rent in two months (my roommate understands but can tell she is getting tired) and I woke up yesterday to a tow truck taking my car, if you could please help me out while I'm down I'm just ashamed of how my life has gone.