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Drained By Divorce and Bad Economy

Posted by downnout81 on 2012-05-19 00:58:23

A few years ago my wife and I divorced. I got stuck with her car payment, student loans, legal fees, and credit card bills. She was awarded our house, but because it was purchased under a VA loan, it remained in my name. She hasn't made a single payment on it in over two and a half years and it is now in foreclosure. My credit is shot. I am a union electrician and due to a bad economy I have been out of work for two out of the last three years. Things got so bad for me that I went over two years without seeing my children. A few months ago I was finally able to borrow enough money from friends to get an attorney and get visitation of my kids again. With all my ex wife's bills that I am responsible for, plus child support and my own cost of living, I am unable to stay afloat. I am drowning in debt and the stress is taking a toll on my body, as I have been gaining a great amount of weight. I know the economy is bad for many people, and I am ashamed and embarassed that it has come to this for me, but I am turning to the many good samaritans that I know are out there and asking you for your help. I am a good person and when times were good for me I always helped the less fortunate when and where I could. Now I, unfortunately, am the less fortunate and I need your help. Please show me that there are still generous and caring people out there and help me and my children out any way you can. Thank you from the bottom of my heart.

Prosthetic eye replacement

Posted by Cyclops on 2012-05-14 00:58:41

When I was a tween, I was hit in the eye with a baseball and lost sight in my right eye. Over the years, my eye has atrophied causing me to need a prosthetic eye, which is why I'm writing this. My provider has written a prescription for a new prosthesis, but Medicare hasn't approved the replacement. It has been over a month since the request was submitted. The ocularist doesn't accept Medicare so I will have to pay $5,600 for a new prosthetic eye outof my pocket. Please, if you can help me I would greatly appreciate it. I am retired and was widowed several years ago and have no one to help. I've been having headaches and and the eye pain will get worse with time. Thank you for any help you can give me.

single mother in serious need of help

Posted by mysjess11 on 2012-05-10 05:58:17

I am a single mother, divorced 2 years ago. I am not recievinf child support and his father hasn't seen him, or called in over a year. I lost my job at the end of March. I applied for unemployment and cash assistance. I did all of the requirements for the cash assistance, and they offered a relocation assistance program. I am here in Florida alone with my son. All of my extended family is in Ohio. So i found a job in Ohio, and got the application for relocation approved. The wfb at one stop said it takes 10 days to recieve funds. The funds never came. I called dcf and they said my unemployment was approved so they denied me. I am getting evicted, losing my car, and my first unemployment check came in May and it was only for one week. I don't know what else to do. I just want to take my son home and be with my family and start working again.

single mother in serious need of help

Posted by mysjess11 on 2012-05-10 05:58:15

I am a single mother, divorced 2 years ago. I am not recievinf child support and his father hasn't seen him, or called in over a year. I lost my job at the end of March. I applied for unemployment and cash assistance. I did all of the requirements for the cash assistance, and they offered a relocation assistance program. I am here in Florida alone with my son. All of my extended family is in Ohio. So i found a job in Ohio, and got the application for relocation approved. The wfb at one stop said it takes 10 days to recieve funds. The funds never came. I called dcf and they said my unemployment was approved so they denied me. I am getting evicted, losing my car, and my first unemployment check came in May and it was only for one week. I don't know what else to do. I just want to take my son home and be with my family and start working again. Anything would be appreciated and thank you for reading my beg.

single mother wanting to leave florida...and no way out

Posted by mysjess11 on 2012-05-10 05:58:12

I am a single mother, divorced 2 years ago. I am not recievinf child support and his father hasn't seen him, or called in over a year. I lost my job at the end of March. I applied for unemployment and cash assistance. I did all of the requirements for the cash assistance, and they offered a relocation assistance program. I am here in Florida alone with my son. All of my extended family is in Ohio. So i found a job in Ohio, and got the application for relocation approved. The wfb at one stop said it takes 10 days to recieve funds. The funds never came. I called dcf and they said my unemployment was approved so they denied me. I am getting evicted, losing my car, and my first unemployment check came in May and it was only for one week. I don't know what else to do. I just want to take my son home and be with my family and start working again.

Losing Faith

Posted by Eve2012 on 2012-05-05 11:58:34

I know that I should always have faith but it's really hard to believe in miracles when I wake up everyday feeling I'm trapped inside of a nightmare. I have 2 sons and I take care of my babies but I need some help right now and i don't have any help. I'm in trouble with the bank because I took money I didn't have in order to make it this far.I found a way to make some money online but I have to get others to sign up and complete offers using my referral link and it really hasn't been easy. I've even offered to give people part of the money to help us both out but I'm not having any luck.

I'm not able to work right now but I plan on starting school may 21st at Colorado tech online but I can't even afford the $50 application fee and they won't take it out of my financial aid. My mind never rests and rent is due in a few days but I'm already behind 2 months. The man I'm renting from has been trying to give me a chance because he knows I usually stand by my word but I'm out of resources and I have no family or friends that can help me. The only thing that makes me keep getting up out of bed are my boys. They Smile so bright and have no idea what's going on cause i just smile back at them. I just need a little help right now and a chance to get on my feet. My landlord will accept me paying him in installments until i am caught up and if you can help me by donating anything or even signing up as my referral and completing offers for me so you won't have to spend any money, anything to help me get close to keeping my place and paying off the bank because i owe them over a thousand dollars and even though my main concern is a place to live i do wanna be able to not be afraid of answering my phone when I get it turned back on.

Help with Two bills.

Posted by Torres711 on 2012-05-03 22:58:19

I've never asked anyone for help other then my family or businesses who lend money. Currently I've been laid off (who hasn't right) We've been doing okay. We have two children. We always go negative in our account so with the charges and all we haven't really caught up. We just payed our rent which is first of all. We don't have anything luxurious internet and T.V. is what we get by with. I just wanted to see if someone would help us with just two payments. It's a lot I know or else I would be able to pay it.

Our car is $254.54 and our W/S/G is $45. Gas would be nice to (We run our car on low mostly always) $40. We live in an apartment complex.
We wouldn't mind giving you the info and you can just do it directly or with donations it can add up. If you are able to help GOD BLESS.

Debt getting out of control losing everything

Posted by helpAmanda42765 on 2012-05-01 22:58:02

I really hate to ask for help as we are very proud people but as of late things have taken a turn since my husbands auto accident he hasn't been able to work much they reconstructed his ankle however, I have been left to be the one to provide for our family while he rehabilitates, this is hard as we have no one to help with the children we are about to lose our home so please any amount that you feel comfortable please help we will remember all of you in prayer, God Bless and thank you

Need A helping hand

Posted by Czamora3221 on 2012-05-01 00:58:14

I'm a single mom of two that has been working as an EMT and going to school. I'm going to school right now to at a community college and already done to start going to the nearby university where I have one year left but, need 3800 dollars that I need to pay off to go back. This week hasn't been the best starting week I have no car right now it's getting repaired due to getting severe hail damage and I just found out I got laid off due to my company losing a nursing home contract. I've been working hard for my kiddos and refuse to give up because I'm almost done with school to be able to really provide for my son and daughter and jut want them to be proud of their mom. I can really use all the help I can get at this point in time. Thank you :)

I'm begining to lose faith

Posted by Eve2012 on 2012-04-29 23:58:20

I know that I should always have faith but it's really hard to believe in miracles when I wake up everyday feeling I'm trapped inside of a nightmare. I have 2 sons and I take care of my babies but I need some help right now and i don't have any help. I'm in trouble with the bank because I took money I didn't have in order to make it this far.I found a way to make some money online but I have to get others to sign up and complete offers using my referral link and it really hasn't been easy. I've even offered to give people part of the money to help us both out but I'm not having any luck.

I'm not able to work right now but I plan on starting school may 21st at Colorado tech online but I can't even afford the $50 application fee and they won't take it out of my financial aid. My mind never rests and rent is due in a few days but I'm already behind 2 months. The man I'm renting from has been trying to give me a chance because he knows I usually stand by my word but I'm out of resources and I have no family or friends that can help me. The only thing that makes me keep getting up out of bed are my boys. They Smile so bright and have no idea what's going on cause i just smile back at them. I just need a little help right now and a chance to get on my feet. My landlord will accept me paying him in installments until i am caught up and if you can help me by donating anything or even signing up as my referral and completing offers for me so you won't have to spend any money, anything to help me get close to keeping my place and paying off the bank because i owe them over a thousand dollars and even though my main concern is a place to live i do wanna be able to not be afraid of answering my phone when I get it turned back on.

Help needed for my univeristy studies

Posted by MedusaUK on 2012-04-22 09:58:05

Hello and thank you for taking the time to read my posting. I am a mature student, aged 46 and the oldest on my course and have managed to support myself and my children through three years of my undergraduate degree course. It hasn't been easy, but I am confident I will be able to gain a good position within a company and ensure financial security for my family. I am looking to complete a distance learning masters course to enhance my qualifications, and to allow me to seek work at the same time, but the cost of postgraduate fees is in the region of £7,500. I have saved a quarter of the money for these fees from my limited income but need help raising the balance. If you would like to donate any amount of money, no matter how small, I would be very grateful. Thank you again for reading my posting and wishing you a pleasant, peaceful day.

please help me pay rent & utility bills

Posted by jessyf on 2012-04-20 13:58:28

hi, I'm 27 yrs old with 3 small children. Nearly a month and a half ago everything was going great, my partner proposed to me, we had plans on saving for a house and to hopefully move back to our hometown which we moved a yr earlier to start fresh and have a good life for our children. We moved so my fiance could get a good paying job. But what happen he was told suddenly there's no work at the moment and don't know how long he be out of work for. He called them the other day and told him still a month maybe 2! Which i could not believe and sound like there stuffing him around and that's a long time to be out of work when you got a family to provide. He cant go on centrelink because legally he still has a job and hasn't been fired. I don't think we ever been so broke and feel quite ashamed that i am begging now and would not if i was not desperate. I even considered hocking my engagement ring. The way things are going i think i might have too. I have been scraping up coins out of my son's money box to buy milk and bread. And just barely had enough to buy nappies and formula. I'm $750 behind in rent and I know they will be sending me a letter to pay the rent in 7 days or we will be evicted, and I dont even want to think about that because we are all the way on the other side of the country away from our home with just me my fiance and children. On top of that I'm overdue on my electricity bill that i already got a extension from. And my children all need new clothes for the colder season and most of their warm clothes are now to small for them now. I also started up my own online store a few months back which than i could afford with all the start up cost to at the time my fiance was working now that is put on the bottom of my list. So anyway what I'm asking for is just some generous help and would really appreciate any donations to help us get back on our feet. Thank you very much it's greatly appreciated

New Roof Direly Needed Asap: Health & Safety Concerns

Posted by Rhiannon213 on 2012-04-20 08:58:45

When I purchased this home back in 2004 after finally getting away from an extremely abusive marriage, all I could see was that the price was right and that I would finally be safe - hundreds of miles away from my now ex-husband. As a single mother of 3 children on a limited income, I saw how I would be able to live completely mortgage and rent free. I didn't however see the major repairs that this house required - nor did I have the money to make such repairs. Over time, of course things got worse - and it brings me up to the point of where I am today.

The roof on this house is so badly deteriorated that it is leaking very badly in the downstairs bathroom, dining room, kitchen and front door areas. It has leaked so badly that now mold has started to form in the bathroom ceiling and the drywall has slowly been falling away on the one wall. The slightest wind and you will find shingles blown off and laying on the ground. The roof is so bad that I am fearful that even the boards underneath the shingles may need to be replaced.

Realize that this is my last resort in trying to come up with the funds required to get this new roof. I have tried applying to government grants for home improvement but unfortunately I do not qualify because 1. my property taxes are not paid up to date (I owe approximately $2000 just in property taxes), and 2. the size of the house is larger than the specified guideline parameters. Nor do I qualify for a loan of any sort as 1. I make a mere $200 a month working and 2. have bad past credit (being a single mom has taken some serious tolls on me - including financially!).

So the goal here is to get a new roof installed - and as soon as possible so that any further damage to the house is avoided. I also worry about the mold forming in the bathroom especially and one day the roof caving in in there. While my children have grown to teenagers now, I still have to worry about their health.

I have uploaded pictures and this story at Chip-In to show you the extent of the damage done especially in the bathroom area - and a view of the shingles as they are right now on the roof. Admittedly I realize that my house also needs some repair on the stucco, windows and such but right now my main concern is the roof. I'm surprised it hasn't caved in on me by now.

I thank everyone in advance for helping me with this. I do not normally like asking for help from anyone but at this point I am finding that I have no other alternative.

Please view photos of the damage, etc at my Chip-In page at http://escapetofreedom.chipin.com/imperative-home-repairs

I could really use some help

Posted by Rusty on 2012-04-13 10:58:32

I am a 57yr. old male in Or. and I live with H.I.V., HEP-C, C.O.P.D. I am on Social Security and I was abel to get some-one to trust me enough to help me to get in to the house that I am buying, scence I have had this computer and been on FB, two things have happend one my two daughters are now talking to me after almost 17yr.'s and I am in contact with family out in Fl. that I never knew. So this is why I am dropping down on bended knee's and praying to John Q. Public now because as for now god hasn't answerd them. Now here is what I am begging for I need a newer car that doesn't have electric problems and not a gas gusler, something small that saves on gas and a gas card so i can go out and see my kids and grand-children then go on out to FL. and meet my family

Looking for a friend so I am not so alone in the world

Posted by Engel on 2012-03-25 19:58:22

I been thinking back on how I got so alone in this world. I was in a couple of abusive relationships where what few friends I had drifted away. I have always been shy so making friends hasn't always been easy for me. I had a couple close friends but they are long gone from my life now. The last couple of relationships, my boyfriend was my best friend but they weren't much of a friend or boyfriend but I stayed in both way too long because it was all I had. Both were so abusive I have no self esteem left. Then to top it off, for the past couple of years depression has caused me to eat way too much. I work part time so very little money, eat on the cheap, and without a car, I just haven't gone anywhere. I just sit at home. To tell you the truth, I am really ashamed of the way I look and people can be SO mean when you are big. About a month ago, I stepped on a scale at Publix and found I weigh 293 lbs. For the past month I have been reaccessing my life and I have already lost 23lbs. Out walking more and beginning to thaw my heart out a bit. Unfortunately with this thaw, I am finding there is so much pain, sadness, shame, and loneliness. I guess the food was covering all of that up. Today I was actually on links about depression then on to crisis and it led me to this site. I was just thinking about picking up and moving to a new area, anything to get me out of this rut. Unfortunately the weight and loneliness I will take with me anywhere I go. So I thought I would give this a try. Honesty, I am not a downer. I was always known to have a great sense of humor, was trying to learn German, and took off on adventures at the drop of a hat. I love to picnic so much, I actually spread a blanket out on the livingroom floor and have floor picnics. I loved to walk in the rain. I usta love hiking and being outside. I was a good friend too. I lost her somehow but am trying to get her back :) I know there are chat things but I am older (49) and I never chatted. I don't know much about twitter but I do get texts from Blake Shelton on twitter because I love his sense of humor (warped and a little naughty like mine)Anyway, I didn't mean for this to be a book, just reaching out to see if anyone is there...

Single Mom needs help with bills

Posted by sdn682 on 2012-03-21 11:58:08

I'm in the process of a divorce due to my husband's habitual drunkenness. He left me, my baby girl, and three dogs in a financial mess. He's in jail now and of course hasn't paid any child support. I need help paying my monthly bills. I have a mortgage,car payment, and he also left me with $20,000 in credit card debt. I have a job, but my expenses are more than I bring in. If you do not wish to donate cash, you can donate gift cards to gas stations, grocery stores, and visa gift cards to pay my bills. I will send you the receipts of what I purchased or paid for. Any help you can give will be greatly appreciated.

Need financial help :-(

Posted by SingleStrugglinMom on 2012-03-13 15:58:11

I am a single mom of two kids, ages 10 & 4. I lost my job Feb 23rd and have not found work yet. Bills and rent are due, I have $15 to my name. My exhusband hasn't paid child support in over 6 mths. I have pwned everything possible and still have no money after paying what bills I can as I can. I am terrified I won't make rent and have no clue what to do.

family in danger of loosing everything

Posted by lovebug75 on 2012-03-12 12:58:12

We are a family of 4. We have a small business we started from nothing. My husband does construction work. Things have been slow and we are sinking without someone to help us. He lost his truck a few mths ago. Our bills are overdue and we are swimming in debt. We can't pay our bills. There hasn't been much work recently. It is just now the time of year that things are beginning to look up maybe. My husband now has no truck to pull his trailer. We have nobody to help us. We can't get a loan since we just started this business last year. We were homeless just 4 months ago and now we have been blessed to have a home again,thanks to the Lord. We have spent everything on this business and don't want to loose it. If anyone out there could help it would greatly be appreciated. I also believe in passsing it on.Thank you for your help and taking time to read this.

PLEASE READ THE LINK AND CONSIDERING DONATING TO MY CAUSE!!!

Posted by TheAspiringAuthor on 2012-03-09 18:58:57

Please read the following link and consider donating to my cause!!! - (although it hasn't been noted on the following website, any donations will also help fund some new business ideas of mine)!

>>>

thewritersfund.weebly.com

<<<

I believe not only in myself, but in the generosity of the internet masses.

Thank you for reading

PLEASE READ THE LINK AND CONSIDERING DONATING TO MY CAUSE!!!

Posted by TheAspiringAuthor on 2012-03-09 18:58:57

Please read the following link and consider donating to my cause!!! - (although it hasn't been noted on the following website, any donations will also help fund some new business ideas of mine)!

>>>

thewritersfund.weebly.com

<<<

I believe not only in myself, but in the generosity of the internet masses.

Thank you for reading

PLEASE READ THE LINK AND CONSIDERING DONATING TO MY CAUSE!!!

Posted by TheAspiringAuthor on 2012-03-09 18:58:57

Please read the following link and consider donating to my cause!!! - (although it hasn't been noted on the following website, any donations will also help fund some new business ideas of mine)!

>>>

thewritersfund.weebly.com

<<<

I believe not only in myself, but in the generosity of the internet masses.

Thank you for reading

PLEASE READ THE LINK AND CONSIDERING DONATING TO MY CAUSE!!!

Posted by TheAspiringAuthor on 2012-03-09 18:58:57

Please read the following link and consider donating to my cause!!! - (although it hasn't been noted on the following website, any donations will also help fund some new business ideas of mine)!

>>>

thewritersfund.weebly.com

<<<

I believe not only in myself, but in the generosity of the internet masses.

Thank you for reading

PLEASE READ THE LINK AND CONSIDERING DONATING TO MY CAUSE!!!

Posted by TheAspiringAuthor on 2012-03-09 18:58:57

Please read the following link and consider donating to my cause!!! - (although it hasn't been noted on the following website, any donations will also help fund some new business ideas of mine)!

>>>

thewritersfund.weebly.com

<<<

I believe not only in myself, but in the generosity of the internet masses.

Thank you for reading

PLEASE READ THE LINK AND CONSIDERING DONATING TO MY CAUSE!!!

Posted by TheAspiringAuthor on 2012-03-09 18:58:55

Please read the following link and consider donating to my cause!!! - (although it hasn't been noted on the following website, any donations will also help fund some new business ideas of mine)!

>>>

thewritersfund.weebly.com

<<<

I believe not only in myself, but in the generosity of the internet masses.

Thank you for reading

PLEASE READ THE LINK AND CONSIDERING DONATING TO MY CAUSE!!!

Posted by TheAspiringAuthor on 2012-03-09 18:58:54

Please read the following link and consider donating to my cause!!! - (although it hasn't been noted on the following website, any donations will also help fund some new business ideas of mine)!

>>>

thewritersfund.weebly.com

<<<

I believe not only in myself, but in the generosity of the internet masses.

Thank you for reading