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As I said I am sure you heard someone saying they need help. If you are reading this. It is hopeful that you are here to help someone with a request. AND I am more hopeful you have come to my ad to help me.

You see, I have been waiting for the last four years for what I call my turn. In that I have been waiting to find a job. Not much luck there. For my turn to live in a better home, with stuff that does not have bedbugs because there is no help in the area for beds and that do not come with those little blood suckers. My lags are still littered there bit marks.

It is so depressing because I am gaining way to much weight. AND because I only get food stamps. I cannot really afford the healer stuff. Out side my rent. I get less then $30.00 a month to live on ($29.00). That is $14.50 every two weeks. I barely have enough to buy the essentials. I am more then just struggling. I am almost suffering.

MY past makes it hard for me to get a job. AND I cannot improve my past if I cannot get a job. I have a hard time getting to school to get my GED. Because I have a lack of reliable transportation. AND that is in part of why I am here.

I am asking ANYONE. With the ability to help me with any little bit they can. Your generosity, will go towards helping me pay off my debt, buy a vehicle (and register it and insure it), and with any luck get on my feet.

You see, I have this plan. If I could get as close to $10,000 as possible (I am willing to pay back anyone willing to help me-upward of twice that if you can help with all that at once). To one pay back as much of the $1,000 give or take a few dollars (or close to because I could likely get the company to settle for less. Then I will like to buy me a truck (heavy duty or a former U-Haul) fix it up, register it, and insure it my guess is something like $8,000. The rest will go toward buying a bed that does not have bed bugs. Get a new par of boots (which cost about $50.00 locally). Blankets, pillows (again with out the bugs), and some other little bits and tickets.

But if I could get help with even half that I will make it work some how. (not to sound ungrateful). I appreciate the time it took to read this. AND To read others stories. I wish I could get on my feet it might very well be a day I will return and help someone out on here to. But like everyone else, I am in need to.

Now in closing. I do not know if I am more deserving or not. But if you could help me, perhaps make it my turn. I will not let what you help me with pass me up. Please help where you can. Even if all I get is like $500.00 I could buy me a bed. AND those little twinkets. I was talking about. Every dollars counts. Thanks for helping me, and other people.

I have several outstanding medical bills which have not only seriously affected my credit but just make me feel badly, nervous & ashamed they aren't paid yet. One of the biggest is for $200 for a replacement motorized scooter I needed in 2009. My Medicare paid all except this amount & I have been unable to pay it at all. Shortly after this replacement scooter was ordered I was in a head-on collision that set me back medically so severely I am still recovering. My medical needs tripled as did my monthly costs. I have been physically disabled since early childhood & I am in my early 50s now. Because I am on disability, thus a limited income, I am always struggling to meet my bills & have exhausted all my former resources. I am trusting God daily for my needs, but I don't know at this point how to pay many unpaid, overdue bills with nothing in the bank.

Thank you for taking time to read my post. I never knew about this site & came across it by chance & I am taking the chance the lucky penny I found today is a sign help is on the way.

Former executive injured years ago, totally disabled trying to live on SSI. I was recently diagnosed with cancer. Gas prices killing me faster than health. Living in car. Need $1,000 for phone, car payment insurance, and food. Totally of $5,000 getsfor me hometo and assured future. Thanks for considering.

I recently moved from Hellonearth, Oklahoma, to FL to help some people with various problems. Where I came from, my former boss begged/borrowed every last dime of my money(income tax refund from working in MS, before i came back to OK for a girl i had fallen in love with- the feeling was mutual, still is..) The ex-boss 'borrowed' my $500 tax refund under the pretense that she had to feed her children, etc, etc. Turns out she spent it on drugs and casinos instead, and has no intentions of paying it back. The girl I love is now stuck in Hellonearth, OK, because I couldnt afford to get her out here, and then tickets sold out and it was too late.. so she is now pretty much homeless & starving, and I need to save her, but everybody's previously seemingly- good plans are failing for various reasons(attempting to ebay up $ to get her here, but ebay is way too slow + i am new seller + people in OK stole most of what I had intended to auction. I travelled via greuhound, paid in advance by who summoned me to Florida. I do not wish the stress / danger of greyhound for the girl I love, so i need to make about $400 A.S.A.P. because we are both heartbroken and I can't feed or protect her from this far away. The hell in which she's stranded is ovverrun by meth, thieves, etc. and i need to get her to the airport, from 74601 to jacksonville, + gas for whoever takes her to the nearest airport, + food.. I estimate about $400 should cover it. If my former boss didnt beg away my tax refund, my love would already be here, safe, eating, sleeping safely.. If you help me get her safe, I will repay it as soon as I can, +interest or something more than you contributed. So please, if you can help, think of it as an investment, unless you donate anonymously, then think of it as good karma, leading to more good things happening to yoh for helping the poor girl get to this little piece of paradise. yes, we aren't rich, but i can feed her, love her, and make her life happy, I love her and don't want to let her down like eveeyone else keeps doing.

I am a former teacher and recovering addict. I have 18 years clean and sober. I lost my teaching position paying 24.62 an hour Oct.2010 and have been trying to catch up ever since. My father left me a house and I took out a mortgage in 2005. My payments went from 700 a month to 1700. I was skipping a month and paying 3400. It cost me my marriage and my peace of mind. It was embarrasing and overwhelming. I now make 10.055 an hour. I turned in one car (volunteer repo) and now drive an 04 minivan. My power steering pump went out and the driver window is inoperable. I pay my van payment and repo payment monthly.I also pay child support for my 11yr old. I keep her regularly every two weeks and sometimes have nothing but conversation for her. I get no tax return because her mother claims her. I am also a disabled vet. I am in a bind and I can't borrow from my bank. I just need a little help and a push. I don't give up because I can't.

former NYC teacher, I had to resign due to chronic illness in fall 2011. I have depleted my savings, and now have mortgage, car and utilities in arrears. I haven't found another job yet, so I'm near the end of my rope.Help.

I have some problems with the bills at the moments. I am quite desperate because i arrived to a place where i can't do anything about it. I just need a loan, i could pay back (would take some time, but i can assure you i WILL pay back). I don't like to 'beg' for money, but that's my last option.

The sum isn't even that high.... I'm in need of 250 to 300 $... that way i would be able to get out of debt and pay for my bills. I would appreciate any kind of help... the amount of donated money would be a blessing for me. Even if it's less than what i need. Even as little as 10$ would help. I don't know what to do anymore.. this is my last option.

Background: i am a former student (i had to give up university because i didn't have enough money to pay for the annual fees).. lookig for a job at the moment (nothing yet) and i am not able to pay my bills.
That is why i am asking for a LOAN.. i WILL pay back!

Thank you in advance and God bless you!

I have some problems with the bills at the moments. I am quite desperate because i arrived to a place where i can't do anything about it. I just need a loan, i could pay back (would take some time, but i can assure you i WILL pay back). I don't like to 'beg' for money, but that's my last option.

The sum isn't even that high... I'm in need of 250 to 300 $... that way i would be able to get out of debt and pay for my bills. I would appreciate any kind of help... the amount of donated money would be a blessing for me. Even if it's less than what i need. Even as little as 10$ would help. I don't know what to do anymore.. this is my last option.

Background: i am a former student (i had to give up university because i didn't have enough money to pay for the annual fees).. lookig for a job at the moment (nothing yet) and i am not able to pay my bills.
That is why i am asking for a LOAN.. i WILL pay back!

Thank you in advance and God bless you!

I have some problems with the bills at the moments. I am quite desperate because i arrived to a place where i can't do anything about it. I just need a loan, i could pay back (would take some time, but i can assure you i WILL pay back). I don't like to 'beg' for money, but that's my last option.

The sum isn't even that high.... I'm in need of 250 to 300 $... that way i would be able to get out of debt and pay for my bills. I would appreciate any kind of help... the amount of donated money would be a blessing for me. Even if it's less than what i need. Even as little as 10$ would help. I don't know what to do anymore.. this is my last option.

Background: i am a former student (i had to give up university because i didn't have enough money to pay for the annual fees).. lookig for a job at the moment (nothing yet) and i am not able to pay my bills.
That is why i am asking for a LOAN.. i WILL pay back!

Thank you in advance and God bless you!

Hello my name is Alex. I am 19 and I live on my own in a small one bedroom apartment. Recently I began my spring semester of college at a new school: scottsdale community college. In the past, my former schools gave me my grants and loans quickly, and easily within one or 2 payments days within eachother. BUT, my new college has a different payment plan, with my last payment being february 19th and the next being around match 28th. I recently lost my job and am currently searching for work. I owe 362.38 currently. Yesterday the manager of
my apartments gave me a notice stating I have 5 days to pay the remaining balance due. I only just turned 19, and I feel as if I am already beggining to fail in life...I turned to family with little help. I'm affraid to be on the streets. I am willing to work for money. Honestly i'd do almost anything!!! Please help!! Even a penny helps. Please I will be so thankful.

Hi my name is Logan, I am currently a junior in college and I had to drop out recently because I couldn't get any financial assistance. Most recenctly this last Fall (2011) I have found out a friend of mine had stolen a few hundred dollars from me too and they also stole from a friend of mine and deep in my heart I told him was would pay him the money that which was stolen from him from a former friend. I'm currently unemployed since July of 2011 but I am doing many odd jobs to make ends meet but what I am making isn't helping that well. I have many bills piling up plus some medical bills too from a seizure condition that I have. My family is hurting financially too, my mom is unemployed and my father has a full time job but its not enough to pay for the numerous bills that my parents have to pay. I am a volunteer EMT and I also am in our local Lions Club and a few other organizations also. I will also donate a portion of donations to those organizations to help with various community projects. Please help my family and I out. Thanks everyone and have a wonderful time with your families and friends.

BE THE GENEROUS ONE TO HELP ME START A NOVEL (similarities with Yoga) NATIONWIDE (with potential for Global) EXERCISE SYSTEM! Please Email me with question: info at relaxationstation dot biz

Hi, my name is Glenn, I formally managed a small nationwide business that unfortunately wound down in 2009 - it had run its course. Since that time I've been nearly homeless.

I've conceived of a new business concept but have zero money to launch even the first phase. The biz concept is a new exercise system somewhat akin to Yoga (as it is taught today) but utilizes western, scientifically based modalities along with complementary enhancement technologies. I firmly believe, the system I have conceived could very well supplant contemporary Yoga.

I need Money to:
1. Hire an expert from the primary Modality (four synergistic modalities) to assist in fine-tuning my sequence.[Have an expert in mind, she worked for our former Company.]
2. Hire a videographer
3. Produce a simple Video
4. Hire a Model to Demo the sequence to Angel Investors
5. Miscellaneous Expenses.

I've calculated the first phase could be done for approximately $12,000 I live in San Francisco, CA and it would be launched here. If the terms were very comfortable, I'd be more than happy to commit to repayment w/ moderate interest + a reasonable equity option.
THANKS MUCH FOR YOUR CONSIDERATION

I am a 26 year old former college student, and I owe over $5000 to the college I was attending. I had a 4.0, was a member of 3 choirs & 2 honor societies, one of which I was elected events planner.

I had some unfortunate luck during my last few terms there. I found out I suffer from PTSD, my son was badly burned, I broke a rib due to pneumonia, and I began to suffer deep depression. Due to all of this I could not complete a few terms.

I looked to see if I had received my financial aid for the term and because of a glitch the computer said I had, so I paid for my books and classes. I then received a call saying I had not been awarded the money, and that I would have to pay every dime back even though it was their mistake for not telling me I was on academic probation.

This website is my last resort. I have dreams of graduating valedictorian, going on to graduate school, and of changing the world. I need a break. If anyone could help it would be a miracle. Any amount would be greatly appreciated. If you have any questions you can reach me at (541)791-7290 or e-mail me at: deena.anne@yahoo.com. I won't let you down. God bless <3

I have chronic inflammation of a very important organ, and also a rare type of skin cancer that has been partially treated. Both of these were diagnosed in the past one year. However, further investigations would be needed with MRI to exclude very serious complications from this cancer. *(if there is a complication, that would almost certainly kill or leave me seriously maimed if not treated early.)

Basic info on me: I come from a former communist country now part of the EU. I went to high school abroad, as I was awarded a scholarship. Recently however, my parents have disowned me and right now I have nowhere to go, nobody to turn to. In my home country I have no insurance. I am in need of serious help, both financial and emotional.

The current cost of all treatments and investigations would amount to around 4000 USD in a proper hospital in an inexpensive country. please consider helping. I can be reached at the following address: frimurernye@gmail.com

We desperately need your help! We are a small church located in an economically disadvantaged community. We own a house that was deeded over to us by a former pastor and are at risk of losing that property because of our inability to pay some past due taxes on the property.

The house was deeded to the church over 30 years ago by a former pastor of the church who had become ill and subsequently passed away. The house is not located in the same community as the church. (In fact, it is some distance away from the church, and therefore could not be utilized for church-related purposes which would have taken it off of the tax roll). As a result of gentrification in that community, the property values have increased tremendously. The property tax assessment for the property owned by the church escalated to staggering heights during the housing bubble.

Because of this the church has had much difficulty keeping up with all of the taxes on the property (a general tax, a school tax, and a village tax). The rental income from the property is used to assist the church with operating expenses, maintenance of all of the church properties, as well as paying the taxes. Finally, reassessment in the last couple of years has brought down the amount of taxes to be paid and we are better able to handle some of the current taxes due, but some of the older taxes were sold and consolidated in tax lien sales. The consolidation of the prior taxes due has hurt us tremendously. Numerous times the unpaid taxes were consolidated prior to our completion of raising enough funds to pay off some of them in their unconsolidated state. Individually some were $1,000 to $3,000 respectively. They have been consolidated totaling almost $19,000. We are not permitted to pay the liens individually which was viable, we have to pay them in total.

There is a holding company based in the community where the house is located which purchased those liens. That company is now a few months away from being able to begin foreclosure proceedings and take a valuable piece of real estate out from under the church. This would be devastating to the church.

The church has been in the process of trying to sell the house and use the proceeds from the sale to build a much needed new church building in the community it is located as well as to pay off those outstanding liens at closing, and to unload a property that was once a blessing to the church, but has long since become a burden. We don’t want to lose the property. We want to be able to sell it. We had some offers on the house, but at the last minute a promising deal fell through. Previously interested buyers, for some reason now, are less interested. We feel it is possible that there may some collusion within the community where the house is located to wait for the lien process to move forward and that potential purchasers connected with the holding company will be able to take the property and flip it to tremendous financial advantage, while leaving the church with nothing for thirty years of struggling to take care of the property.

It is important that we are allowed to sell the house and build our new church. We are in the final stages of making the new building a reality. All we have to do is secure the construction financing. Receipt of a commitment letter for the sale of the house is all that stands in the way of a 40+ year dream for the congregation. It would give us the down-payment that we need to move forward.

With the construction of a new church, we would be able to operate before and after school programs, have handicap accessible restrooms, and provide better services to the community. We have a senior citizens housing complex across the street from our church, and many of the residents would attend our church but they are unable to climb up and down the stairs to the single-person restrooms in the basement. We also operate a summer day camp which would benefit greatly from having more space in which to operate. We would be able to accommodate many more youngsters, many of whose families are unable to afford the other summer camps operating in the area. We have had to turn down prospective campers because of space constraints.

Our congregational makeup has changed over the years. The financial impact of that changed has been coupled with the severe impact of the economic downturn on our community. We have more retirees now on fixed income, youth, and small children, many of whom have young mothers, and some people who are working age, mostly with working class wages. We need to build a church to better meet the needs of our congregation and community. We operate a food pantry and soup kitchen which would be able to open more days a week with bigger pantry space and a modern commercial kitchen.

As I stated, we are in the final stages of the building project. We have our permits, plans, and contractor selected. We are ready to obtain financing. The congregation, which has always striven to do much with little, has invested much in this projected over the years and the sale of this property owned by the church is the one thing that stands in the way of it happening. Please do not let us lose this property just so a few people can make a quick buck. Help us to pay off these tax liens so that our church will be able to help transform an entire community!

I am a fighter. My story is a long one with many trials and tribulations; perhaps not much different or worse than others, I am not sure. My name is Elizabeth Newton and I live in Loveland, Colorado; the Sweetheart City and Gateway to the Rockies. I was raised by both parents in a middle class environment. I am the oldest of four, in which, three are brothers. I was a creative child who staged puppet shows and created clubs in our neighborhood. I am not sure if you remember the fuzzy sticky feet, but I made my own with left over pieces of carpet and sold them to my friends.
Moving on, I really struggled in school and got into a lot trouble. I was reckless, promiscuous, used drugs and alcohol and was dangerous. To keep it short, I dropped out in my junior year. When I reflect on those years, I remember some of what I did but mostly I forgot. I guess I felt as though I was being pulled by the strings of a puppet master whose name I now know is Bipolar.
When I turned 18 I shared an apartment with a friend. We both worked for the same nursing home and later for the Bureau of Reclamation. In was at the former job, I received my GED. I was still behaving recklessly resulting in a lot of missed work. But I was having fun being independent, partying all night but slowly losing control of my life.
I became pregnant by my boyfriend and we married several months later. My daughter is a grown woman. I then had another child four years later. Money was also a struggle. My husband wanted me to work but it did not make sense financially. I paid more for daycare then I was paid. When I found a position over the weekends, my husband refused to watch the children. That being said, I was still reckless – the mood would not go away – still a slave of the puppet master. Eventually the relationship became abusive and my husband left leaving $200 on the kitchen table. I did not have a car so I borrowed my father’s truck. I drove my father’s truck with my two small children in back to a safe house. However, it was not so safe. My husband who insulated homes, worked on the safe house. He found the truck and wrote things, I cannot mention here, on the outside of the truck. He coerced my grandmother to call me; and she did! Having to deal with these distractions kept me from focusing on me.
Good news! I was able to move into low income housing. It was a struggle to get my possessions; I took what I could. My father out of the blue wanted his truck back. My mother headed him off at the pass. I think I remember that my life settled down a bit. I enrolled in college. I loved college. In spite of this, I quit school to work from my mother at her computer store. Did I mention my parents were divorced? I am not sure it matters at this point. About six months later, the puppet master caught me and off I was again.
I had a boyfriend – I was 32 years old – and pregnant again…..This relationship was worse that the first. It included drinking, drugs, sexual and physical abuse – oh my, sigh. In the course of it all, I secured a position for one of the largest companies in Loveland. I was thrilled. I had actually come a long way. I divorced my second husband and found my own apartment.
Wow – raising three children on my own was not easy. We got by – I was able to provide what we needed. I forgot to mention I shared custody of my third child and had to pay child support. I never complained; I met my responsibility. I was performing very well at work and procured a position of a trainer. WeeHee – my new position allowed me to travel the globe. Can you imagine, me, the girl from Loveland, Colorado? During this time, I encountered a lot of problems with my ex-husband. Once, he called me at work and said he had a brain tumor. It was a joke; I did not find it funny.
I was promoted again returned to school and bought a house!!! I cannot think of the words to describe these accomplishments. I transformed from the woman driving my father’s truck to a home owner; kind of like the Home Sweet Home book. I was still partying, drinking, but not like before. The puppet master must have been on holiday. I met the man of my dreams and we married in 1998 (I think). We are still together.
The puppet master had those strings a rolling. I could and did accomplish anything. I could see what others could not. I finished school with ease and received my BA in Organization Development in 2005. What year did my story start? We bought a new home in a nice neighborhood. It is a modest home but fits us very well. I was still partying but it was not disrupting my work and home responsibilities.
CRASH! He let go – how could he let go? A woman pulled in front of us and totaled our car. I realize this does not sound traumatic, does it? I really do not know anymore. What I do know is this rocked my world. More than any other event did – and there were many. I could not recover. My performance fell down the well. I could not sleep. I drank a lot. I would even get up at night to drink because I could not sleep. The unthinkable happened. My strings let me down. I swallowed a bottle of pills. I was so afraid. I spent three days in the psychiatric hospital and two months in intensive outpatient therapy. During this time I was on short term disability. I am a fighter; I have never let my circumstances stop me. I returned to work for about two months. Nevertheless, the strings dropped again, were they ever pulled, I am not sure; I spent eight days in hospital. I was out of work again. This time when I returned to work there was no position waiting for me. I was laid off the summer of 2009. I lost it all in one short year.
Remember I am a fighter. I returned to school in July 2009 to obtain a masters degree and I graduated in early 2011. The problem? I obtained a degree and I could not use without further education. I still do not say this out loud. During this time, I landed a part time job as an instructor for students seeking their AAS Human Resources degree. I make a third of the salary I previously did. I have performed this job since April 2010. It is hard. I forget – my memory is not that good. What you have reading are the highlights of my life.
Adult children and BABIES!! Not one baby; two and a one year old. My daughter was in a bad situation in Arizona. She was pregnant with twins, had a one year old daughter, had no car and was being evicted. The dad? Let’s say there is a lot to be desired. She packed as much as she could and moved in with us. Would anyone turn a loved one away in this situation? I could not. I was still drinking. As I write this, I now realize drinking was the one constant in my life. Sad. Her pregnancy had it challenges, but I think this is common. The first snowstorm of the year, December 30th, if you can believe that for Colorado, the babies had enough; my daughter was in labor. We called 911 since the roads were bad. Several hours later we welcomed two healthy baby girls! They will be one year old soon.
New Chapter. How many do we get? My daughter and 18 year old son live with us in our modest home. We clash, how we could not. I have been telling my doctor that I am depressed, damn strings. I can’t sleep and my body hurts so badly; especially when I lay down. Oh, I forgot to mention, no drinking! I quit over a year ago. Regrettably the depression and pain are driving my every moment. I think the puppet master is on vacation. There is no hope. I have been out of work too long. We are waiting for the repo man to get our car. We are barely holding on to the house. How can everything crash so fast and so hard? I am a fighter remember. My mind is full of hopelessness. I have a note that says “Please just let me go”. I am a fighter remember. I call the crisis line. They tell me to call 911. I don’t. I go to bed. Maybe it will be better tomorrow. Not a chance. The same message is repeating over and over in my head; “please let me go”. I tell my family I am driving to the hospital. I do not want anyone to come with me. I go alone.
Hospital

I am 30 years old and a former Marine, having served from 2000-2004. I was diagnosed with Crohn's Disease shortly after. I have had 2 surgeries to have bad parts of my intestines removed in the passed 5 years. I have lately lost hours at work and have been without medications or doctor visits for 2 months which has been causing me to become more ill. I've already borrowed money from family and friends and have nowhere else to turn. Any amount of money will help me to buy food, medications, and copays to see my doctors. Thank you all, God bless, and Happy Holidays.

I'm a former U.S.Marine Iraqi veteran and a single father of one my son is 8 monthes old, I was recently laid off from work and today I received a 3 day eviction notice, and I'm afraid of getting put out because me and my son don't have any other place to go. If there's anyone out there who can help I promise I will repay the money back to you, my contacts are at the bottom, I hope and pray that you will not turn away from this me and my son really do need your help God Bless!

Michael
479-301-2154
mellowmikeml@yahoo.com

I am posting to ask for help with my debt. My debt started when I was let go during a lay off and has, unfortunately continued until now. I am in school working on a teaching certification to help me become more attractive to potential employers. I have learned that my former degree was not doing the job. I have one big credit card bill of $4000 that seems to never go down. I can handle my other bills if I could get rid of this bill. Please help in any way you could. I try to do my part and volunteer and give back as much as I can so the goodwill will be appreciated and paid forward. I also understand that credit card bills are not very sympathy inducing, but trust me I have learned my lesson and have not used a single credit card in almost a year.

I'm a 30 year old new orleans musician, married to fats domino's former drummer, with a 2 year old son. Fats is no longer performing and my husband has been unable to find work, even pushing baskets at walmart, due to his age and lack of ged or work experience besides drummer. I was working full time but became disabled due to spinal injuries. I just was denied disability and am appealing, but was told today this will take at least 6 -12 months for a hearing date. Our water will be disconnected on my husbands birthday, friday. We have no way to pay our october rent and will lose evrrything if we are evicted. Family has helped as much as they can, but are in debt themselves. Our rent is $625. If you can help at all, we'd greatly appreciate it and can offer an autographed pic of fats. Thanks for reading.

My mother is single mom, for that Me and my mom lives with my grandparent, and she is the one who take care of my grandma, my grandma was paralyze since year 2001.For that reason she doesnt have time to earn money for us. My mother was former businesswoman she sells clothes at her mini store,and she has savings before,and now she was buried from debt,her siblings was blaming her that she is extravagant, even it was not true for that reason our house was on mortgage and we are hoping to redeem it,but we were desperate,we will lose home. Any amount will do for us to rent, if we cant pay for it and I believe it was better to ask for help to other people than to family.

Hi. I cant believe I;m begging online. I expect no response to this, but view it as a place to vent. Good things just haven't happened to me for a long time. Here I go anyway... I am writing because I am in desperate need for help. I am a 35 year old single dad with a 9 year old daughter. Let me begin by explaining my situation. My former employer, in the building supply industry, went out of business a few years ago. The economy has not rebounded making building industry jobs scarce. I have since then put myself through schooling to become an emergency medical technician as I stand a chance at getting hired by my local fire department if the economy improves. I am aiming for a career change to get back into the work force. I had to change careers for economic as well as health reasons. Shortly after my company went out of business, I was diagnosed with Crohn’s disease, a debilitating disease affecting the digestive tract. The disease caused me to lose 75 lbs (30% of my body mass) in 8 months. I have been proactive in drastically changing my diet and getting the proper medical care and medicine (Thank God for Medicaid).
Even with medical care, I am still sick every day but I am making the disease more manageable. I applied for disability and received a response back that my condition is indeed disabling, preventing me from working, but would resolve in a year. Hopefully it does, but it is classified as an incurable disease that leads to repeated surgeries in 75% of the patients diagnosed with the disease. On the flip side of that statistic is a growing hope that alternative therapies may work… but take time to custom tailor to the individual. They are also expensive and not covered by Medicaid or private sector insurance. I have spoken to a disability attorney who is ready to represent me if necessary. I am only seeking disability as my “Plan B” if all else fails. I want to become a productive member of society again. I do have a “Plan A”, but I have a LOT of obstacles ahead of me.
This has all had a devastating effect on my finances. Last summer my gas was turned off the day after my daughter’s heart surgery. The gas was turned back on based on medical necessity. As of this week, my gas is turned off again and LIHEAP cannot assist me. I can’t seem to ever have the “Timing” right to get assistance. My electric is also on the verge of being shut off. My home is in foreclosure but the bank has agreed to work with me if I can find employment fast. I have just received a job offer that I graciously accepted. I start in a week. Just before receiving the job offer, while biking with my daughter, I had a mini stroke which caused me to go unconscious while riding. I crashed, broke my ribs, clavicle, hurt my spine, bruised my brain and lung, received several stitches, etc.. I pray that my health stabilizes to allow me to work. My daughter lives with me in this house. I would like to save it from foreclosure mainly for her sake. It’s where she has grown up. It’s a few blocks from her school where I want to keep her. My adopted 9 year old daughter, who I love a lot, has a very difficult speech impediment and learning disability. She already has special education and speech therapy in place with professionals that have worked with her for many years and know her needs. It would be very difficult to have to move away and have to make her start over in another school. I love my daughter a lot and will do anything to provide for her a life that she deserves… with my own limited resources. I say all that to illustrate “in short” that I need help. I have asked relatives and friends for help throughout the year and they are “Tapped”. My church is also in the same situation. I have sold most of my possessions to afford my phone bill, auto insurance, and auto fuel. My daughter and I currently have Medicaid and SNAP food assistance.
My goals are to:
1) I need to rebuild my professional wardrobe. I have lost a lot of weight and consequently have been working on buying dress clothes for my new job. I am to wear solid black suits. I am a 44L with a 38” Waist and 34” Inseam. Size 14 Black oxford shoes. I will graciously accept presentable used items. I can buy 3 inexpensive nice black suits for $80 each. $50 for shoes.
2) I have to keep going to my doctors and maintain and improve my health. I have just been referred off for advanced level care. The travel expenses are going to be very high. I will have to stay overnight in a hotel somehow for some procedures.
3) I will have to afford to drive to work. I will have to keep myself insured and afford the initial cash outset for my first 2-3 weeks of work. I am traveling far to work and it will cost me about $125 a week in fuel. $60/ month in insurance.
4) I have to get my gas turned back on. I am looking at having to come up with an impossible $5000 to get it turned back on.
5) I just bought and installed an used electric water heater and dryer. I have no way as of yet to heat my house this winter.
6) I have to catch up on my $1500 electric bill. Hopefully I can do so or I will have to abandon my house and give up hope. I may have to move to a different state with different utility companies.
7) If I can accomplish the above goals in a short amount of time, I stand a very strong chance at getting my mortgage modified and staying in my home. I can then only have to worry about the basics of life in addition to my health and my daughter’s heart and special needs.
I am facing some tough challenges. I cannot do it on my own. I have nowhere to turn. I would appreciate any assistance or advice on where to go for assistance.
Thank you for taking the time to read this letter. I appreciate your help.

Hi everyone,
Am desperately in need of money to open up a business. Two years ago i left my brother to run my business that provided me with $166/month for a job that is providing $245. The most attractive part is that after a six month probation period i was to get an addition so that my salary would be $500 every month, however two years later, my salary is still $245 while the cost of living and basic commodities have tripled. Now i need to go back to business yet my former business was run down.Another thing is that for the last six months i have been supporting my younger sister who is a single mother of one after she lost her job. this has led to my money running out at the mid of the month pushing me into debts. Am really stressed and would be happy to open a business which am sure will be bigger than what i had before. please help me relax my budget because am living in total insecurity. Jackb, Kenya.

My fiance is former military and got out recently. He had a job lined up, but lasted two weeks due to poor working conditions at the place of employment. We are currently living in a motel in his home town. We are trading off helping the proprietor out for a free room. We have both applied for jobs. I am still waiting to hear from the places I applied to. We are in desperate need of 380$ to pay the car payment that is due on the 19th of this month. We did have the money, but his car insurance tried to pull their money out of the account a few days early and overdrew us to the point where we don't have the money anymore. We need the car so we can continue to look for work and once we get jobs, get to and from work. Any help would be greatly appreciated. Once we get jobs and caught up, I plan on "paying it forward" and helping other people in need. Thank you for taking the time to read.

Hi, I am a former musical director who lost his full-time job due to younger generation moving in to replace me. I am 55 years old, in good shape and currently enrolled and have done very well in Voice Acting/Multi-Media/Film classes which are very expensive trade school type intense studies.

I am about half-way through the courses I need to launch my new career as a Multi-Media voice/music/acting/film/producer/director/advertiser. This will entail building a home studio, installing equipment and website/marketing costs. I am also playing in two bands and teaching guitar lessons trying to make up the lost income.

My motivation to ask for help financially is due to my hearing aids which are now very outdated. My right hearing aid has been repaired several times and no longer functions properly, I cannot use it to hear conversation. My left aid works but doesn't have the power I need to listen in class and hear what I need to excel. I use an outboard listening device right now but it is horrible quality. I am essentially rendered partially deaf because I cannot afford new hearing aids.

Our personal debt has been managed by my Wife's job but we cannot afford anymore credit card debt. What we bring in pays the bills, there's no more room for new hearing aids which cost $6500.00 for the quality I need. The top of the line aids are needed because of my new career, voice acting in a quiet studio, teaching guitar, live music performance, front of camera work. Contacting clients by phone and computer. All require a wide range of hearing.

My eyesight is now deteriorated where reading glasses don't handle my needs. I need either contacts or Lasik to go from reading copy, to front of camera to intense computer work.

I can offer, as a gift for your donation of $500 or more, a recording of a special instrumental song performed on my acoustic guitar. I can also offer voice-over work, custom made songs for your business for a generous donation.

I speak and write well. I just need help to hear and see better so I can continue to carry on toward my career goals. However, if you have the financial ability to truly help me, getting completely out of debt and purchasing the ear and eye assistance I need would cost about $25,000.

Seems like a lot but every penny helps and that would launch me into a great new career and take the pressure off my hard-working wife. I have a 15 year old Daughter and a 19 year old Son, both of whom I will hire to work for me, they are gifted and creative kids. Eventually, I will hire some of my fellow students for ad work, voice overs etc. This isn't just for me, it will benefit many.

Ask questions, I have nothing to hide except the fact I am "begging" online. I do not consider this begging however, since I am offering something in return to generous donations and I will benefit Society in general.

Thank you for reading, "my story". I hope to hear from you soon.