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Foreclosure Tags
I really need help!!
Posted by cableman on 2012-05-23 14:58:23
I have lost my job ( I am looking for a job everyday ) and now my home is in foreclosure, as I am try to work with the bank to keep it but does not looking like it will happen. on top of this the little saving I had two year ago was lost in a bad investment that was recommended to me by a financial planer that was to help me plan for the future and now he is no were to be found.
I thank you in advance if there is any help you can send my way!
Drained By Divorce and Bad Economy
Posted by downnout81 on 2012-05-19 00:58:23
please help with debt reduction for home deposit
Posted by thanks4m2u on 2012-05-18 12:58:06
Our Home is slipping away... Please HELP now!
Posted by buyahome on 2012-05-17 13:58:58
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!
A Home is slipping away!!! HELP
Posted by buyahome on 2012-05-17 13:58:57
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!
To Buy a Home
Posted by buyahome on 2012-05-17 13:58:56
As the housing bubble collapsed, my family and I could see the coming recession and its fall out coming. While my wife has a steady and secure job, and I ran a successful public relation business, we could not chance getting caught in the down pour of bad lending and foreclosure we saw coming. That was our last smart move.
As the recession, I might argue depression spread across the country and our town equally, like so many others, we found ourselves affected in ways we didn't see coming. My business began to fail, losing client after client to hard economic times, until those few clients who were left were asking for reduced costs, some even asking to keep services coming though they can not pay at this point. I have tried to oblige. I continue to serve many clients in trying to promote their products and services "pro-bono" so they can eek out a living in these times.
My wife has been great through all this. She works a steady "day job" to barely meet our monthly rent and bills.
We have tapped every credit card, and can't pay their monthly bills and fees. We have ruined our credit, believing if we could hold back the storm, and continue to help those we serve, we would be alright on the other end.
NOW, as home prices are finally in reach, we find that we can no longer qualify for the loan that would get us, and our five sons into a new home. With home costs once nearing and surpassing $200K, we can now buy the perfect home for $50K. That's what we're asking for now: $50K!! Banks, once far too anxious to give loans for over-priced homes to people who could not afford them, now turn us away for a much more reasonable loan that would actually lower our monthly expenses by almost 1/2. We now watch as wealthy investors snatch up the homes once financed by real families and foreclosed on. But in the time it takes to rebuild the credit we need to get financed, these moguls will have all of the properties and be renting them out to all of us who could not hope to own under these terms.
So we turn to YOU! A generous stranger, who can help make our dream come true. YOU can donate a small portion of this expense, and help us to make this dream come true. We are setting a goal of $50K, and hoping to beat the tide of greedy investors from owning what could be our new home. As we get closer to our goal we will use some of the thoughtful contributions we receive to repair the credit we have forfieted, so we might get the funding we need on our own through a bank. IF this happens, and we exceed donations needed, then we will donate the remaining funds to others on Begslist.com, including to the Begslist.com creator to continue to help neighbors help neighbors ... because we all need help sometimes!
Charity opportunity
Posted by brucefon on 2012-05-17 13:58:54
"We were able to convince the bank to give us 1 month before they do an auction and we end up on the street.
I believe that by asking you and other fellow neighbors and citizens for a small contribution will go a long way to helping us stay here so our kids can grow up and finish school.
Thank you so much for your consideration.
- Bruce in Shrewsbury, MA"
HELP US PLEASE - HOME IN DANGER OF REPOSSESSION
Posted by FallenFromGrace on 2012-05-15 05:58:23
We are an average family who have fallen upon very hard times. My wife was let go from her work about 18 months ago with no severance pay and has been unable to find any payable employment since... she has been volunteering at the local school as a classroom assistant but really could do with finding some new work soon.
As you can imagine with my wifes income lost to us things have been tight for a while now so it was an awful second blow when my employers went into administration and the factory was finally closed with all employees laid off, again with no severance pay just over 6 months ago now by the Administrators... we had been hopeful of a buyout but it didn't happen and the whole lot of us were placed onto the scrapheap. As it was we had no payrise for the previous four years...
Things are now hitting crisis point for me and my family, I have only been able to find 4 weeks of paying work in the last six months... we have sold the family car to try and keep my daughter in college and have the house up for sale in the hope we can pay off the capital and start renting but if we don't make this next mortgage payment the bank are going to start foreclosure on us... as for my slightly younger son and his college future that is currently looking very unlikely...
The family pets (2 Cats and 1 Staffie Dog) are as much a part of this family as any of us yet we are now with great reluctance and heartfelt pain considering having to give them up to a the local rescue centre... I think I will cry a thousand tears if I have to let them go but I need to be pratical and focus on my wife and children and putting them first... For I will cry a million tears if I let them down any further than I already have...
Any HELP you can give us will be most gratefully received and a prayer of thanks will be said for every penny.
God Bless you and God Bless America.
Many thanks for reading this.
Charlie x
Help me save my home!
Posted by camlie on 2012-05-10 07:58:24
FATHER IN NEED
Posted by freebird48 on 2012-05-09 12:58:11
My oldest son, now 14, has had some very bad experiences, that had put so much stress on him that he started pulling his hair out, until he was completely bald on top of his head !!! The stress was caused by being constantly screamed at for things, that he was even doing. The last thing that really broke the camels back was, when he was trying to restrain his mother during a delirious diabetic overload of sugar, which had skyrocketed, to over 600. She began kicking him, until she kicked him right down the steps and he had to come back up and body slam her down on the floor, we all saw the UGLIER side of diabetes that night !!!!! The E.R. was called in and they strapped her down on a stretcher, deemed her delusional, then rushed her off to the hospital. Their mother decided after that happened, that it would be a good idea to leave the family and doesn't have much contact with her children. I've spent a lot of time with them, working through some of the traumatic episodes, that they encountered and have lost a lot of time for employment. Now that I have been unemployed for quite sometime and being a man in this position, getting assistance or help is almost impossible. I get the feeling that men with children are discriminated, there are no programs in place by the government for men with children. I am now up against all odds, the roof on our house needs to be shingled, every time it rains we see piles of gravel on the ground and my vehicle is on it's last leg. The utilities are always in shut off status and I'm now falling into foreclosure, due to being behind on the house payments for heavens sake, let alone the kids being sick from time to time, because of the old and deteriorating carpet in our house, so I'm being told by the doctors.
PLEASE HELP ME SOMEBODY, I JUST DON'T KNOW WHAT TO DO OR WHERE TO GET THE
MONEY TO MAKE THE LIVES OF MY CHILDREN ANY BETTER !!!
Heart attack last week
Posted by cocoa570 on 2012-05-06 23:58:37
My car repoed, wifes car needs motor, refrigerator going out and can soon lose home
Posted by inGodshands on 2012-05-04 15:58:43
I lost my job and finding one is difficult. We could not afford my car payment and my car was repoed. The motor in wife's car burned up and needs replacing, but we don't have the money to replace it. She is the only one with a job right now and it is difficult to get her back and forth to work. So each day is a struggle to get her to work between trying to borrow cars or get rides just to keep her job.
We choose which bill not to pay that month, just to have food in the house to feed our young son and buy him clothes because he is having his growth spurts.
The phone will soon be cut off due to non-payment and then how will an potential employer contact me for work.
We are behind on the house note again. Thank God for income tax returns because that caught up the past due house note and stopped foreclosure from the end of last year. But we are behind again and another foreclosure will soon be issued, just so we can feed our family, have utilities and a phone.
Any donations from Angel's would be greatly appreciated. Even $5.00 from 1 Angel would let us buy some hamburger meat and bread for a meal.
God bless and multiply everyone that just reads this 'beg'.
My car repoed, wifes car needs motor, refrigerator going bad and can soon lose home
Posted by inGodshands on 2012-05-04 14:58:56
I lost my job and finding one is difficult. We could not afford my car payment and my car was repoed. The motor in wife's car burned up and needs replacing, but we don't have the money to replace it. She is the only one with a job right now and it is difficult to get her back and forth to work. So each day is a struggle to get her to work between trying to borrow cars or get rides just to keep her job.
We choose which bill not to pay that month, just to have food in the house to feed our young son and buy him clothes because he is having his growth spurts.
The phone will soon be cut off due to non-payment and then how will an potential employer contact me for work.
We are behind on the house note again. Thank God for income tax returns because that caught up the past due house note and stopped foreclosure from the end of last year. But we are behind again and another foreclosure will soon be issued, just so we can feed our family, have utilities and a phone.
Any donations from Angel's would be greatly appreciated. Even $5.00 from 1 Angel would let us buy some hamburger meat and bread for a meal.
God bless and multiply everyone that just reads this 'beg'.
To much, not enough time
Posted by hopefully on 2012-04-29 20:58:13
My story is, I'm in my forties, married for 30 years. I have been happy and unhappy.Right now I'm unhappy.
We owe very little money on our house. However we are going to lose it to foreclosure unless we come up with seven thousand dollars. We have sold everything of value that we could sell.
We have always been hard working people, helped others when they needed it. Now we need help and have no one to turn to.
I have a job, but after our families health insurance is taken out I only bring home $78 every two weeks. I know your thinking cancel it. You can only cancel once a year or of course you lose it if you leave this job. I don't want to leave this job.
Why is it so special, I work with special needs students. It's a very intense job,ages range from 14 -22 years of age. It takes a lot of patience and tolerance for the unexpected to happen. I have what it takes to do this job. Except money. I'm a teachers assistant. I trying to go to school to get a degree. I can't handle over two classes a semester. I have medical issues too, I'm to afraid to cancel my insurance due to the fact I have to go to the doctor and have regular check ups. We do not qualify for aid.
My marriage is not in the best of health either. I need help to save my home, maybe my marriage and my job. This is not easy for me. I'm just very scared, maybe someone will understand what I'm saying, I want to keep what I have, it's not much, I want to continue working in the job I have, I know it isn't going to pay my bills, but if I can get caught up I can still be there for those special kids. Finally, if the strain of being on the verge of losing our house is gone maybe I can heal my marriage. I don't want to throw away 30 years of my life.
And if you can't do anything for me, just pray for us, God bless, hopefully
Please help
Posted by lautoka12 on 2012-04-26 13:58:18
PLEASE HELP SAVE MY KENTUCKY HOME FROM 5-29-12 FORECLOSURE SALE
Posted by Jele on 2012-04-18 20:58:50
House To Be Forclosed May 29, 2012 ! I'm One Of The Victims Of The Robo-signing
Posted by Jacquibrook on 2012-04-18 17:58:27
Home in Foreclosure
Posted by sadmel on 2012-04-18 10:58:07
Save my CANCER RESEARCH place PLEASE I am onto something!
Posted by BREASTCANCER on 2012-04-12 14:58:17
Here is my very sincere story:
WEBSITE LINK with full explanation BELOW.
I need to save my home from FORECLOSURE so that I may further my research on an amazing plant that helped me to get over breast cncer and chemotherapy. Due to the treatments and my current lack of energy from chemo and radiation, I amleft disabled a bit still. Need two
MAJOR operations on my neck and hip to keep me from being paralyzed. I want to grow and introduce this plant tomany more who have cancer and that I feel can be saved, cured and healed.
I need $58,000 by JUNE 15th 2012 to keep it from beign sold on the court house steps. It was my Grandmothers house and I grew up in it.
PLEASE PLEASE *PLEASE HELP* ME SAVE IT so that I can help OTHES in the future.
WEBSITE: http://housedonations.tripod.com
Sincerely,
A wonderful caring person, who needs help and good Karma returned to help others in the future with this cancer research project.
Help paying bills
Posted by milton on 2012-04-05 13:58:26
at any Winn-Dixie store. Thank you again for any help rendered.
Save my house
Posted by kiki on 2012-04-03 15:58:55
I am in need of assistance to pay my mortgage as I am in dire need and am in danger of foreclosure. If I loose my house I will be living on the street as I will not be able to rent an apartment or other dwelling with out a job.
I would prefer to have a job and pay my own way but I fear that my age has prevented any job offers from the hundreds of applications i have submitted.
Any help would be a blessing.
If Only I Saw It Coming!!
Posted by Ashamaaus on 2012-03-29 22:58:53
I am a single mother who's been truly blessed with 4, beautiful, healthy children; 3 biological & a foster son that joined our family when he was 12â¦..he is now 23. My kids are the reason I continue to battle through what has been the most challenging, darkest phase of my 50 years on this Earth.
In the summer of 2011, life, as my family knew it, was forever changed. My son got off the school bus & proceeded to enter a crime scene upon opening the front door of the house we call home. It was immediately clear that we were victims of a daytime home invasion and robbery. A trail of splinters led straight to my bedroom door, which had been demolished in the process of gaining entrance & access to my personal belongings. Robbers took my box of trash bags & proceeded to fill them with anything that could be sold or traded. I came home to find that they had stolen everything of value that I had worked for in my 50 years of existence & everything of value that my kids cherished as well.
It didn't happen often, but on the occasion that I had a few extra dollars to spend on myself, I found pleasure in buying nice jewelry. Through the years, I had managed to accumulate a nice collection. Also, as a child, my father & I shared an interest in coin collecting. I had managed to hold on to several interesting coins my dad & I found. Weekly, he also, gave me & my brothers our allowance of a fifty cent piece each. I had somehow managed to hold on to many of these as well. I stored my coin collection in the bottom portion of my large armoire. This area is what my family referred to as "the safe." Anything of value, particularly sentimental, was given to me to be protected in the safe. A couple good examples are my, then, 10 year old son's game ball for hitting the Championship game winning grand slam home run & my daughter's horse riding medals, show jewelry & accessories, as well as a silver handled knife & sheathâ¦â¦.the only personal possession my foster son owned from his childhood. I carry a tremendous amount of guilt for not doing a better job of safe guarding my family's precious & dear possessions.
In addition to the lingering guilt, the robbery also resulted in life altering psychological effects to me & my family. I continue to wonder if & when I will ever fully recover & be the secure, self confident person I was before the robbery. Immediately following the break-in, I was consumed by finding out who was responsible & ways of obtaining this informationâ¦..I could think of nothing else. After several weeks of frantic guessing & running wild goose chases, I started to realize that regaining possession of my property was less likely as each day went by. I could feel myself falling into a dark, lonely place with deep despairâ¦..& unfortunately, I was content to be there. For the next several months, I could not work, did not eat or sleep & rarely came out of my bedroom. There was a film in my head that ran & reran the events leading up to & immediately following the robberyâ¦..filled with the "I should've"s, "I could've"s and "what ifs." I am plagued with distrust & no longer find interest in much of anything. I was robbed of far more than just pieces of propertyâ¦..they stole my trust in mankind, my desire to thrive, my faith in the world & my sanity.
I have worked as a medical school curriculum manager for 21 years. As a result of my mental decline, I was unable to work for over three months which, consequentially, made it difficult to pay all of the bills. I managed to rob Peter to pay Paul for several months & kept up with everything except for my house payment. It is now in arrears nearly $5,000.00 & I am out of resources. For the first time in my life, I am facing foreclosure. It is embarrassing & humiliating & I don't know how to tell my kids that they are likely to have no place to call home in the very near future. I feel like such a failure! Even though I've been an exemplary employee for many years, as a consequence of the self doubting & tremendous stress, I am now faced with the strong potential of losing my job due to my inability to focus & my lack of desire to face each day, As if this wasn't enough for one person to handle, I am also witnessing the daily decline of my father & my hero due to end stage Parkinson's & Alzheimer's.
I'm not sure how this begging website works but if there is someone out there that is willing to make me a loan & work out a payment arrangement, I promise not to let you down.....you will be repaid! I am working hard to battle the persisting PTSD symptoms that continue to plague me. I just worry that facing homelessness may be more than I can handle. Lord, I hand it over to You coz I come to You a broken, wounded angel. I thank you for any consideration and appreciate all prayers. May God bless you many times & in many ways for your generosity & kindness!
Heartfelt Plea from Broken & Wounded Angel
Posted by Ashamaaus on 2012-03-29 20:58:49
I am a single mother who's been truly blessed with 4, beautiful, healthy children; 3 biological & a foster son that joined our family when he was 12â¦..he is now 23. My kids are the reason I continue to battle through what has been the most challenging, darkest phase of my 50 years on this Earth.
In the summer of 2011, life, as my family knew it, was forever changed. My son got off the school bus & proceeded to enter a crime scene upon opening the front door of the house we call home. It was immediately clear that we were victims of a daytime home invasion and robbery. A trail of splinters led straight to my bedroom door, which had been demolished in the process of gaining entrance & access to my personal belongings. Robbers took my box of trash bags & proceeded to fill them with anything that could be sold or traded. I came home to find that they had stolen everything of value that I had worked for in my 50 years of existence & everything of value that my kids cherished as well.
It didn't happen often, but on the occasion that I had a few extra dollars to spend on myself, I found pleasure in buying nice jewelry. Through the years, I had managed to accumulate a nice collection. Also, as a child, my father & I shared an interest in coin collecting. I had managed to hold on to several interesting coins my dad & I found. Weekly, he also, gave me & my brothers our allowance of a fifty cent piece each. I had somehow managed to hold on to many of these as well. I stored my coin collection in the bottom portion of my large armoire. This area is what my family referred to as "the safe." Anything of value, particularly sentimental, was given to me to be protected in the safe. A couple good examples are my, then, 10 year old son's game ball for hitting the Championship game winning grand slam home run & my daughter's horse riding medals, show jewelry & accessories, as well as a silver handled knife & sheathâ¦â¦.the only personal possession my foster son owned from his childhood. I carry a tremendous amount of guilt for not doing a better job of safe guarding my family's precious & dear possessions.
In addition to the lingering guilt, the robbery also resulted in other life altering psychological effects to me & my family. I continue to wonder if & when I will ever fully recover & be the secure, self confident person I was before the robbery. Immediately following the break-in, I was consumed by finding out who was responsible & ways of obtaining this informationâ¦..I could think of nothing else. After several weeks of frantic guessing & running wild goose chases, I started to realize that regaining possession of my property was less likely as each day went by. I could feel myself falling into a dark, lonely place accompanied by deep despairâ¦..& unfortunately, I was content to be there. For the next several months, I could not work, did not eat or sleep & rarely came out of my bedroom. There was a film in my head that ran & reran the events leading up to & immediately following the robberyâ¦..filled with the "I should've"s, "I could've"s and "what ifs." I am plagued with distrust & no longer find interest in much of anything. I was robbed of far more than just pieces of propertyâ¦..they stole my trust in mankind, my desire to thrive, my faith in the world & my sanity.
I have worked as a medical school curriculum manager for 21 years. As a result of my mental decline, I was unable to work for over three months which, consequentially, made it difficult to pay all of the bills. I managed to rob Peter to pay Paul for several months & kept up with everything except for my house payment. It is now in arrears nearly $5,000.00 & I am out of resources. For the first time in my life, I am facing foreclosure. It is embarrassing & humiliating & I don't know how to tell my kids that they are likely to have no place to call home in the very near future. I feel like such a failure! Even though I've been an exemplary employee for many years, as a consequence of the self doubting & tremendous stress, I am now faced with the strong potential of losing my job due to my inability to focus & my lack of desire to face each day. As if this wasn't enough for one person to handle, I am also witnessing the daily decline of my father & my hero due to end stage Parkinson's & Alzheimer's.
I'm not sure how this begging website works but if there is someone out there that is willing to believe in me & offer me a loan & payment arrangements, I promise not to let you down.....you will be repaid! I am working hard to battle the persisting PTSD that continues to plague me. I just worry that facing homelessness may be more than I can handle. Lord, I hand it over to You coz I come to You a broken, wounded angel. I thank you for any consideration and appreciate all prayers. May God bless you many times & in many ways for your generosity & kindness!
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:47
Worried Mommy in Foreclosure w/ 2 yr old baby!
Posted by Worried-Mommy on 2012-03-28 19:58:45
