Foolish Tags

I never really had any monetary problems until now. Over the years I have helped my family & friends until I have gotten myself into a hole that I can't seem to get out of. I used my income to provide help to others and used credit cards to pay for my own daily expenses which was a very foolish thing to do. I am currently taking care of a disabled aunt and am unable to pay bills AND buy food. I owe a total of $16,000 to credit card companies and am working with a a credit counseling agency to consolidate these bills into one monthly payment. Until I can get this situation under control ANY help at all is appreciated. Thank you and God Bless.

I'm a 23 year old man barely making ends meet. I am thousands of dollars in debt. I can't pay my rent or my credit card and car loan payments, or any of my utilities really. In a moment of weakness I've taken payday loans online to try and get by. Suffice it to say, the payments are killing me. Ever since I've pretty much given all of my money to someone I cared deeply for, I've been in a downward spiral. I've never even considered begging before. My pride simply would not allow it. I thought things would get better, but I simply can't do this anymore. I need some kind of relief. I've made foolish mistakes and I'm paying dearly for them. I just want to be able to live without worrying about losing everything.

Dear all,
Thank you for showing your interest and reading my story.
The saying about foolish middle age women is not a myth. I’m one of them. My name is Pat.

To make a long story short; my partner I met when I was 41, succeeded in 2 years to gain total control over me, my life and everything I ever worked for. He did it so cleverly and smoothly that I didn’t even noticed when I had simply nothing, no one and nowhere to go.

When he had me in his hand, he turned from a gentle, clever, kind and loving man into a tyrant, abuser, dipsomaniac and sadist. When my paralysis and apathy got to big I obviously was no sport anymore. One day he took whatever suited him (mine, his or gained together) and left me with piles of unpaid bills, debts taken in my name I didn’t know of and far too high rent for one person to carry.

But I’m a fighter! I’m a survivor. I decided that I’m blessed to be alive and will honour it with doing my best or even more to straighten up my life.

I have been struggling night and day since he left and I have succeeded to secure my electricity, heating and water supply. At Christmas eve I was thanking in prayers that I could afford a little food. I welcomed New Year’s toasting with myself with a small soda (pure luxury…). I started to see the light in the tunnel, gaining back my self-esteem and seeing that everything will be solved.

Until this morning.

My landlord (a big company, impersonal and no one to talk to) have informed me that there is a 3 months’ rent debt he was obliged to pay but never did and also he took out a deposition of 3 months that entitles to live in the flat.

If I don’t pay it ASAP I’m out in the streets. And I will be. He has misused my credits so I’m marked in all the systems; no loans, no flats, no telephone, no credits, not even a Visa, nothing.

Please, help me. I have no one to turn to. No family and what friends would be left after all the dramas, his manipulations and deceits and my absence? I refuse to give up but honestly – I don’t know how long I will have the strength.

Anything will be of help. Anything since I have nothing. I beg you. And you know – see it as an investment; Can this be solved I can’t see anything that can’t, and then It will be my turn to pass the generosity and helpfulness to the next needing person. And I will! To do that though – I have to survive.

Thank you for reading my story. If you can’t help – do at least learn something from it. Don’t repeat my mistakes.
God bless you all!/Pat

In 2007 I purchased an old 1982 O'day 25 sailboat on Ebay. It needed a lot of work and I went about fixing it up and outfitting it to sail. I'll post some pictures in the future or email you some to show you. I re-launched her in June 2009 under her origional name; Shadubie. The plan was to sail around Buzzards Bay out of New Bedford, Ma until I was confident enough to sail or cruise longer distances until one day I would venture away for ever. It's sounds foolish, but it's my dream and slowly it has been coming true. As of 2009 I've sailed Buzzards bay and Narragansitt Bay and out to Green Port, Long Island. I'll be sailing all the Islands in the area for another year or two, But money has become an issue. So much so, that I may be forced to sell the boat, or even abandon it to rising marina costs. I am looking for funds to keep her sailing. This is a real great boat and it is strange to say that I've developed a love for her akin to having a girl friend. Anyone who has ever had a boat, and put in a lot of sweat equity into it, should understand. Any way, Please Donate what you can to keep Shadubie and me sailing. A buck for luck?
With your help,Some day we'll be sailing away, and around the world.

Haven't been very smart in life. I've made some very bad mistakes and foolish decisions that I'm now having to pay for. Just found out my fiance is pregnant and have a lot to get straightened out in a hurry. I know I'm not the type of person who people usually like to help but please keep my girl and baby in mind. With all my fees and surcharges combined, I owe a total of $3,854.50. This will allow me to get back and forth to work everyday without fear of not making it back home to her. Please help me out, I beg you. Believe me I've learned my lesson. Just need some help to make a second start.

Haven't been very smart in life. I've made some very bad mistakes and foolish decisions that I'm now having to pay for. Just found out my fiance is pregnant and have a lot to get straightened out in a hurry. I know I'm not the type of person who people usually like to help but please keep my girl and baby in mind. With all my fees and surcharges combined, I owe a total of $3,854.50. This will allow me to get back and forth to work everyday without fear of not making it back home to her. Please help me out, I beg you. Believe me I've learned my lesson. Just need some help to make a second start.

Haven't been very smart in life. I've made some very bad mistakes and foolish decisions that I'm now having to pay for. Just found out my fiance is pregnant and have a lot to get straightened out in a hurry. I know I'm not the type of person who people usually like to help but please keep my girl and baby in mind. With all my fees and surcharges combined, I owe a total of $3,854.50. This will allow me to get back and forth to work everyday without fear of not making it back home to her. Please help me out, I beg you. Believe me I've learned my lesson. Just need some help to make a second start.

Haven't been very smart in life. I've made some very bad mistakes and foolish decisions that I'm now having to pay for. Just found out my fiance is pregnant and have a lot to get straightened out in a hurry. I know I'm not the type of person who people usually like to help but please keep my girl and baby in mind. With all my fees and surcharges combined, I owe a total of $3,854.50. This will allow me to get back and forth to work everyday without fear of not making it back home to her. Please help me out, I beg you. Believe me I've learned my lesson. Just need some help to make a second start.

Haven't been very smart in life. I've made some very bad mistakes and foolish decisions that I'm now having to pay for. Just found out my fiance is pregnant and have a lot to get straightened out in a hurry. I know I'm not the type of person who people usually like to help but please keep my girl and baby in mind. With all my fees and surcharges combined, I owe a total of $3,854.50. This will allow me to get back and forth to work everyday without fear of not making it back home to her. Please help me out, I beg you. Believe me I've learned my lesson. Just need some help to make a second start.

I know that everyone is struggling right now, and we are $1,000 (a little over that) in credit card debt just trying to pay the bills. We have no savings. Out of work, and disabilities. It is hard enough to get a job right now, but with disabilities, even more difficult. We are thrifty, not foolish. I would be very grateful for any donation, please donate what you can. I cannot afford to pay you back. Whatever you can donate will be greatly appreciated. We help others whenever we can, and will help others in the future when we are able to. Thank you.

Well, I've really screwed myself over, haven't I? No gas in my car to travel to the nearest food bank, and no change to take public transportation to one. I'm not a foolish drug addict, more like I'm just foolish. 22 years old female. Been sleeping in the back of my car for about 2 months now and I just seem to be making things worse for myself with bad decision after bad decision. Guess I'm just not cut out for this life. But I don't want to give up. Any money you can donate would make a world of difference. Blessings.

My name is Sarah, and I am 23 years old. I have a 2 year old daughter Olivia, who is my light and the reason I am still living. Her father abandoned us when I discovered he was doing heroin. We were married for 7 years and he was always gone but I thought it was because he was working. As foolish as I was, I got out of the situation and recently got Olivia and I a roof over our heads. I work fulltime as a pharmacy technician but i only make $7.25 an hour. Olivia asked me the other day if she was a bad girl because she never gets any toys. I have just enough to keep us fed, a roof over our heads and barely make it for diapers. We share a toddler mattress on the floor and have 1 cup and 2 bowls and 1 set of silverware.. so needless to say I just can't buy any toys. She wanted me to write a letter to santa asking for a coloring book and some crayons because she wants to be able to color at home. It broke my heart. I literally do not even have a $1 extra to purchase these things for her, and it makes me feel like such a horrible mother. If anyone could help me get my daughter a coloring book and crayons from santa, I will be eternally grateful and you will make a precious little girls dreams come true.

Hello. I had a pretty good job at one time. I still have the job actually, but it's not that "good" anymore. It's a salary plus commission job. Since the economy tanked, my take-home went down significantly. Like around $300 or more a week. We did a foolish thing. We amassed credit card accounts that were affordable at the time. But now, with 50K in credit card debt and only able to barely make minimum payments, and quickly falling behind, we have found ourselves close to $1000 a month in the red. My wife is totally disabled, so her income is limited. She feels pretty bad about not being able to contribute more. And I feel really bad that I've failed her, when once I took care of her and of us pretty well. Now I just lay awake at night worrying about when we're going to lose our home (condo actually) and how worthless this has made me feel. I love her deeply and I want to take care of her. I've been looking for a second job, but to be honest, although I haven't found one yet, I've mixed feeling about physically doing this with the additional work and time, (I'm 57 years old and have pretty serious arthritus issues. I'm completely exhausted at the end of the day now because I work like a dog yet there haven't been any return for it as far as increasing my income, due to the business economy. But I will do what I have to, yet it likely won't be enough. If there's anyone out there who has lived this nightmare and can identify with it, yet is now in a place such that he or she has an enormous surplus of money and would like to help us pay these credit accounts so that we can close them and never fall into this trap again, we would be grateful beyond belief. Yes, I'm begging essentially. I went on line in complete desperation hoping to find an easy way out of this. I understand there is no magic. No easy answer and that hard work and determination is luck. My father once said, "The harder I work, the luckier I get". And I know this is true. I worked hard. And I work hard now, but it's not helping us. I made some foolish decisions, mistakes. I hope to find someone who is compelled to help us to have a second chance. I'm sorry that I'm begging. But doing it this way, through a site, makes it a little easier and costs nothing to try, except my pride.

Please be careful loan seekers.I fell victim to an idiot scam loan lender that ripped me off over 3k.how foolish and stupid was I.well I'm so happy now that my financial mess has being brought to a halt.As far as I am concerned,be careful on who so ever you deal with online as a lender.they may be scams..If not For God that used the live of a good referral,by now I would have regretted my existence on this planet earth... if you are interested on how I finally became debt free,email me right away at ' kenshawwjeanne@gmail.com ' and your life would never remain the same again.

My name is Matt. A few years ago I started a non-profit organization to encourage students to pursue careers in science, math and technology. There's a tremendous shortage of engineers and scientists in the country. I thought this was a need I could help with. For awhile, I worked on it while also having a regular "day" job as a software programmer and website developer. Earlier this year, I realized the workload had become too much to have two full-time jobs, so I left my "day" job to focus on the non-profit. Of course, this isn't a good time for non-profit organizations or charities. In fact, donations and grants are almost zero at this point.

The organization is the Aerospace Research & Engineering Systems Institute, Inc., http://www.aresinstitute.org. If you visit the website and click on the "About" link, you can read more about it and there's also a link to the official IRS registration of our 501 c(3) tax-exempt status.

So, here's the situation...

Since the spring, I've put as much as I can into the company from my personal assets to keep it alive. I've sacrificed my car, luxuries like cable TV (ALL luxuries, in fact) and have even reduced my food budget to next-to-nothing. I'm actually relying on friends donations of food and household items otherwise I'd be down and out for sure.

I do NOT have any credit card debt; do NOT have student loans; have NOT lived beyond my means; and I have never bought luxury items or things not necessary to live. In short, I live within my means and sacrifice as much as I need to. I haven't been foolish by running up credit cards, buying a house or car that I can't afford or going to movies and vacations when I can't afford it. In other words, I know I'm doing the right thing and playing by the "rules" such as they are.

I'll also point out that I have been employed, full-time, since the 1990's. I still work every day, 12+ hours, and don't intend to change that.

So, no debt, full-time job, what's the problem? The problem is that I put so much into the non-profit that I am not exactly financially self-sufficient right now. Worse than that, more importantly, the non-profit (like many these days) is struggling to remain viable. There's just no money out there it seems.

Because of that, I'm turning to any resource I can find on the internet and off in order to ask the good people who are around for assistance. I'm not asking for any specific amount - $1 or $100, it's all helpful. It will help me personally as well as my company as it tries to make it through the recession as well.

If anyone out there can help, please use the PayPal Donate button on here. I can't offer anything in return except eternal gratitude, although I wish I could do more.

Thanks so much.

First of all I would like to thank a nice person from Norway who sent my family $2.00. You really didn't have to, and you chose to do this from your heart, thank you.

Secondly, I am still hoping that more generous and kind people will read this and help my family.

We have been struggling for awhile now, and I have come on here looking for some help. My husband lost his job, and the only money we have earned in the past 7 months is my baby bonus of $500 a month. 3 people living off of this is very difficult. We are not foolish with money, and never thought we would end up in this situation. We also decided we would not go on welfare. So this is the reason I am here. Instead of taking tax payers money, I am here looking for generous people who are willing to help with whatever they can afford to.

if my neighbors knew how we have been living they would be in shock. We are basically homeless, even though we have a house. We fight everyday for food, we never know if were going to eat the next day. Today I had a piece of pita and a blackened avocado. (this is a good day, some days it is much less.) My daughter ALWAYS has food, we spend the money we have on her first, she is very well taken care of, except she needs more toys and I don't have the money for that.

I believe in paying it forward. I have always been generous when we were making good money. (I left my job to be a stay at home mother, because I didn't want my daughter to be brought up with someone else s values, and because of this lost a decent income.) Now that my husband lost his job, it has been extremely difficult.

So far, one person sent my family $2.00 and I don't know who they are but my promise to them is when we get back on our feet, and my husband gains employment I will send $2.00 to another deserving person. So for everyone who is kind enough to send me their change, I will be very grateful, and in time, will help out other people in need.

In advance, I would like to say "thank you". The smile you will all put on my little girls face when I can afford new toys will be priceless, and I will never forget you all for helping us.

I feel humbled to be on this site. I am a foolish young woman who opened my wallet to a man to try to gain his affection. But the Beatles were right, money can't buy me love. Once the money was gone, so was he. It was a hard lesson learned. Now I am left with mounting debts that I am struggling to pay. After you have helped some of the more deserving people on this site, anything you could spare for this foolish young girl will be greatly appreciated. I am down, but not out and I won't give up. I can offer writing Santa letters for your kids or home made jewelry to show my appreciation. Thank you for taking the time to read my post. God Bless.