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Please help my family with a one-time donation towards my family's last-ditch effort to get back on our feet.

I lost my job 4 years ago and we barely live off my military retirement.

We don't want to file bankruptcy (and frankly, we can't afford $1,500 to do it).

We're struggling but with your help we can make it.

Thank you so much for whatever you can give.

- Bruce in Shrewsbury, Massachusetts

I have been saving money $50 at a time for ten months in an effort to build some emergency funds. I was able to save $2000.00. It took me 20 months. I finally had enough to file bankruptcy and make a new start. Last Wednesday I lost the envelope containing the cash. I don't know whether I lost it or if it was stolen- but when I got to my attorney's office it was gone. I am heartbroken!!! I work almost 60 hours a week- I don't spend frivolously- I just can't make ends meet!!! I am so frustrated and feel like I am at the end of my rope. I have a son who I can't get tutoring or braces or even afford insurance for him so he can learn to drive. I feel like a failure! I don't want or need a million dollars, I need $2,000.00. Any help will be appreciated. God Bless those who read this and help!!!

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

http://educatedsinglemom.wordpress.com/2012/05/14/i-am-the-2-or-my-life-as-a-teen-mom-2/

Since today is Mother’s Day, I wanted to share my journey thus far and what it’s meant to be a mother for me. My story is unique in that I’ve overcome various obstacles to gain what some may call normalcy. Now I’m facing a struggle in which I’m hoping to tap into the kindness of the internet in order to help me through this hurdle.

I was raised by a single parent and grew up in a town where most families were on some sort of government assistance and could barely make ends meet. I was always taught to value what I had and that hard work will always bear its fruits. My high school was filled with kids who didn’t care about getting an education. I was a introverted “nerd” who took Honors and AP classes and saw education as a way to get out of a town that didn’t have much opportunity for growth. While I valued my education, I was also bored to death, even in my “accelerated classes,” so I stupidly acted out and started to party as high school kids do. I ditched class to drink and dabbled a bit in drugs because there was nothing else to do. Even as I partied, I still managed to remain on the honor roll for all 4 years. Fast forward to the beginning of my senior year, our class had 250 kids and throughout the year approximately half of the student body dropped out at one point or another, giving up on their 14 year investment in their education. I made it to the end, but while everyone was excitedly responding to college acceptance letters, I had to throw all of mine out. Why? I was pregnant. I fully accept responsibility for my actions, but sex was not talked about in my household. I had no idea I had access to birth control or condoms and foolishly made a mistake that would change my life. I went to my prom and graduation 3 months pregnant without anyone knowing aside from my family.

The summer after graduation was spent brainstorming options and finding a job to help support my unborn child. I decided to keep the baby, thinking I would give it up for adoption. I was too immature to take care of myself, and now a baby? No way. As the months progressed, I fell in love with the baby and decided to keep her and raise her with the help of my family. I was excited but deep inside I was depressed. I really wanted to go off to college and live the life of a student living on campus, making new friends, staying up late to cram for midterms and possibly travel a bit. I couldn’t do that anymore and the thought of experiencing college in any other way didn’t entice me. I also knew if I didn’t get an education, I’d be stuck in a cycle of dead end jobs all my life. I knew I didn’t want to struggle like I’ve seen my family fight just to put a decent meal on the table and keep the lights from getting shut down.

I started college two months after my daughter was born. She was perfection and an incredible motivator. I’ve always thought that she deserves something better, beyond what I can give her but I decided to try my best to give her an amazing life. Since I just had a baby, I wanted to explore the opportunities I had outside of a traditional classroom in college. Luckily, the local community college offered online courses which only required me to be in class on the first day, at midterms and during finals week. I did this for a year and a half until I took every online course possible. Then it was time for full immersion into college. Here came daycare and having to balance college life with working and a small child.

My average day in college looked like this: we’d have to wake up at the crack of dawn so my daughter and I could ride a 45-minute bus to school. Unlike most of my classmates, I had to dash straight from work to class or go to work right after class so that I could pick up my daughter from school at a proper hour. I was very fortunate to land a job in a small office as an office assistant during college that would later prove invaluable. The pay was ok, but I was allowed to tailor my schedule to be compatible with my changing class load every semester. After our day was done came another bus ride. Once we got home, I’d have to make dinner, pack us lunch for the next day, prepare her backpack with extra clothes plus wash and prepare a day’s worth of bottles for my daughter. After I put my daughter to bed was the only time I had for homework. I’d stay up until about 2am every night doing my reading assignments or writing papers only to have to get up 3 ½ hours later to start my day again.

I did this every day for 5 ½ years.

Was it worth it? Heck yeah. I got my bachelor’s degree on my wall as proof. I am the first person in my family to ever get a degree. I have multiple relatives my age who ended up dropping out for various reasons yet I managed to graduate (with honors!) while juggling a small child and a demanding job. Aside from raising my daughter, this is what I’m most proud of thus far. I read online that less than 2% of teen moms attain a college degree before age 30. I’m stoked beyond words to be a part of that 2% (Source) I hope that this struggle and success will set an example to my daughter and show her that hard work does pay off.

After college, I worked a few jobs that I wasn’t too keen on. Too corporate, too stuffy, too bureaucratic to evoke any change and make an impact. I wanted to wake up every morning and feel inspired to go to work. I didn’t just want a paycheck, I wanted to engulf myself within organization so that I could kick ass and take names. I also wanted a 401(k), health benefits and life insurance so that my bases could be covered in old age. But mainly I wanted to wake up invigorated every morning and be able to pay my bills. After college, my daughter and I moved into our first home. I loved waking her up in her room filled with the girliest of things. I was a proud mama–on my own, college educated and living life as an independent woman.

Independent but unfulfilled. That is, until I was introduced to the CEO of my most recent employer. We hit it off immediately and within two week was offered the chance of a lifetime. I was invited to join his multimillion dollar company and close-knit team as his right hand. I’d learn all the in’s and out’s of running a business in a dynamic industry and receive a nice salary. After a bit of contemplation, I decided to resign from my stuffy job to join a company I was proud to be apart of. My job was great. It was flexible, nurturing, educational and insightful. In a few short weeks, I was in the trenches with my boss handling everything from sales to contracts to finance to HR. That is, until the company suddenly went out of business. I won’t get into the details but I was told I’d have a month before we were all let go. This was the job I wanted to settle in and dedicate years to, not just a job really but a mission to which I was dedicated.

I was laid off in March with no severance pay as the company had nothing. I had a small savings which I tapped into as I began searching for a job. I had to file for unemployment for the first time, which was hard as I’ve prided myself on not having to use government resources to pay my bills. I have almost a decade of solid work history and yet I’m struggling to find a job. Places are hiring but they’re scarce and don’t always offer pay that can support a family.

My bills are piling up and I have family and friends that are in no position to help me out. Unemployment can only pay so much and it isn’t enough to put a home-cooked meal on the table or keep everything paid. I’m in the process of starting up two businesses–one that peddles vintage finds and another that provides folks with stellar resumes to land their dream job so that I can increase my cash flow, but in the meantime, I’m asking for any donations to my cause. I’m willing to offer any services in return for a donation over $30 via paypal. There’s a button below where your transaction will be processed safely and gratefully!

Please pass this on and +1 it, favorite it, retweet it and share in any way possible! No action is too small or unappreciated.

Thank you so much for letting me share my story with you.

My ex girlfriend left me in debt 4 years ago and I been trying since to get out. No progress is seemed to be getting made and I'm struggling bad financially. I got to much heat rite now creditors still want there money and don't seem to understand my situation. This whole debt has ruined my credit and my life.I need a fresh start and I need to be free but u don't want to file bankruptcy.So I'm asking for any help rite now or any donations. So please help set me free.

After caring for the past 5 yrs. for our moms, our son and his 3 kids under the age of 5, we have used all our resources.My husband has been in the hospital every year for surgery. Stents, quadruple bypass, and others. Having 6 other people to care for, our utilites tripled and the food budget was unbelievable. Keeping thelights and hot water running was so hard. It got so bad, that we did lose electric for 3 months. Our only hope is to file chap.7 and chap.13.
Please help save our small home. It is just the two of us now, we are in our 50's. We are trying to raise 2500 for our attorney..
Please no scams, loans just a donation of any amount from the heart.. Thank you.

I wouldn’t normally do this but I so want to go see me son compete in the 2012 London Olympics in the sport of Judo. My son will be given tickets to his event for us watch him compete. But neither his sister, my mother nor I have the money for airfare and hotel. I live on a very small pension and SSDI, which isn’t very much. I live with my mom helping here out since my dad passed away last year and she as well does not have much money either. I have no credit cards and had to file bankruptcy due to the lack of unable to work because of me disabilities and the state finally put me on SSDI and that isn’t that much. My son has been doing judo since he was 7yr old. When he took his 1st Junior National Championship at the age of 8 in Hilo, he came off the plane and told me we was going to go to the Olympic. He never lost that goal. He is now going for the 2nd time around. . Back in 2004 due to layoff and my job being outsourced I ended taking a earlier retirement. My son headed off to college with a partial scholarship in judo. I helped support him in rent, phones, car, insurance, as well as airfare to travel to many international tournaments to help him qualify for a spot on the 2008 Olympic team. I even went back to work using almost all of my funds including my saving and 401k’etc just to get him to the level that he needed to be at and because of that I was unable to go to China in 2008 when he went to his 1st Olympic games because I spent it all getting him there. Then in 2009 I got laid off because the job was being outsource but when I tired finding work I was unable to and the state finally tested me and told me because of my disability that I could no longer work and then put me on SSDI. So if your willing to help that would be a blessing but if you not I understand.

I am 28 years old and I have a 21month old. My child's father got into trouble with the law and instead of serving time he fled the country. I cannot file for child support since he doesn't live or work here. He doesnt send me money or anything. I applied fur child care assistance and I make too much money. By the time I pay for rent ($810), diapers, food, gas, utilities, and my car payment I have nothing left for daycare for my child. I had a friend helping me but she was a horrible mother to her kids and I don't want my kid in that environment. I have had to call in to work and I may lose my job if I can't get daycare figured out. I even sold my couch and I'm ready to sell other furniture to get by. Please help!

Sitting here trying to think of how to start this "beg" my mind does a fast playback of the last 5 years which seems to find me sitting here trying to think of how to start this "beg".

To type it all out would be exhausting, depressing and most importantly, a total disregard of your time. I will try to keep this as short and to the point as possible.

Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".

Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.

Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.

The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.

I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and if Bank of America doesn't foreclose on my house I hope to make the need repairs so I can at least sell for what I owe and then rent a small affordable apartment or house. Please... Any help that you can give will be greatly appreciated. Thank You & God Bess!

Sitting here trying to think of how to start this "beg" my mind does a fast playback of the last 5 years which seems to find me sitting here trying to think of how to start this "beg". I will try to keep this as short and to the point as possible.

Five years ago my stepfather and mother were forced out of the home they had rented for 15 years after the real estate market came to a halt. My stepfather had always been very successful in commercial real estate but unfortunately did not save or invest for the proverbial "Rainy Day".

Totally in the dark, my mom continued spending money on daily needs and wants unaware that the essentials such as utilities and rent were not being paid. After realizing that my stepfather had no monies coming in and facing eviction she called me asking if I could help out by loaning them enough money to pay back rent and past due utility bills. Yes, I realize what most of you are thinking and I wholeheartedly agree but I was assured that one of John's deals would be closing within the next couple of months at which time the money borrowed would be repaid.

Needless to say the deal fell through and my money has not been repaid and what started out as a $5,000 loan from credit cards has more than doubled when factoring in all of the payments I have made and continue to make plus the mounting interest charges. They are now in their seventies with health issues and living month to month on social security.

The reality is that I will never see my money and will probably be paying for a very long time. Some people I suppose would file a lawsuit which for me is simply out of the question for 2 reasons. (1.) I love my mom dearly and I try to look at it as payment for the years she spent raising, doctoring, feeding, clothing and housing me. The second reason is obvious. Blood cannot be extracted from a turnip.

I know that there are a lot of people in much worse shape than I am in right now and I am employed, however I am now 5 months behind on what is called an upside down mortgage which I am trying to hold onto at least until home values come back. I would be more than happy to sell it for what I owe but there are major repairs (the roof being top priority) which have to be made before I can even hope to sell.
My goal is to pay off the credit card debt and replace my roof. Any help that you can give will be greatly appreciated. Thank You & God Bess!

Hi, my name is Kendra Lynn S. I'm 22 and living in Kansas City, MO. I'm originally from Ashland, KY but I moved to Missouri in August of 2011 to live with my aunt and work for her husband. I needed a change and needed to get away from a life that was killing me in Kentucky. I miss it sometimes and I miss my friends, but I met an amazing man here who loves me with all his heart and I plan to marry him and spend forever with him. We don't have a lot of money but we are getting by, we're just happy to be together. I work 2 jobs and he works full time at a bank, but we're having trouble raising money for a huge step in our wedding planning: I have to declare chapter 7 bankruptcy.
I have $10,043 in medical bill debt from an accident in January 2010 where someone hit me with a 4-wheeler, putting me in a coma for 2 months and then physical therapy and rehab after that. The original bill was $200,000 for the medical costs, but I received a scholarship to cover 95% of the cost because I didn't have health insurance at the time. While I was in a coma, I lost my apartment, fell behind on payments on my school loans, and my bills were sent to collections. Ashland Kentucky is a small town, and we're kind of a small family so I didn't want to press charges on the person who hit me. But when I met my fiancé and we started talking about marriage, I discussed my situation with a lawyer to determine what I should do.
We want to be able to buy a house in the future, but with this debt the lawyer was afraid that my credit will hinder that. The lawyer was also afraid that since my bills are in collections that if I get married that the creditors would seize my fiancé’s assets. My fiancé doesn't have much, but we are sharing his truck since I lost my car and if the creditors took his truck we'd be out the $10,000 remaining on the truck loan and without a vehicle. I decided I would try to press charges just for the cost of filing bankruptcy, but the person who hit me was the sheriff’s son. No police report was ever filed. Small town politics are good in most situations. This is not one of them.
The lawyer tried to do what he could, but Kentucky’s statute of limitations for filing suit against someone is 1 year. By the time I decided I needed to sue, it was too late. So I’m stuck with a bill I can’t pay and it’s the only thing keeping me from marrying the man I love. My mother is a medical transcriptionist in West Virginia, and she’s barely making enough to support herself and her boyfriend so I can’t ask her for help. My father has been in prison my entire life so I don’t really have anyone to turn to for assistance with this. My fiancé’s parents have been very helpful, but they only have so much to help with and they can’t assist us with the bankruptcy.
Me and Trey (my fiancé) are paying for the wedding and the honeymoon entirely by ourselves, on top of keeping up with rent and truck payments and regular bills. Like I said, we’re happy and we’re doing okay living a humble lifestyle. Other people have it worse, I get that and I’m grateful for the love I’ve found and the life I get to spend with him. We wanted to get married in June, but at the rate we’re able to save towards the cost of filing bankruptcy, it could be next year before we could get married, and neither of us want to wait that long.
I already spoke to 1 lawyer and was quoted $1500, two payments of $750. Our finances are so carefully budgeted that and stretched so thin that we just can't do that. My fiancé has stopped eating breakfast and lunch to save money, started riding his bike to work and is doing everything he can to save money. We’ve set aside $300 towards the filing cost. It’s taken us 4 months to do that. We intended on using our tax returns to file, but mine was taken by the creditors and we used his to try to get ahead on our bills. So here’s what I’m asking: any donation towards the cost of filing my bankruptcy would be a huge blessing right now. Some members of our church have offered to assist us, and someone referred us to this site. I
think it’s a great thing that people are willing to help complete strangers out and I wish that I had the resources to help others at this time. We’ve already agreed that we will do whatever we can to help others in need on this site once we can start setting more money aside once we’re married. But right now, I need $1200 total to cover the cost of my bankruptcy, so any donation towards that would be a blessing. Thank you for taking the time to read my story, God Bless!

I have over $50,000 in student loan debt, mostly from Grad school (Masters degree is required in my profession.) I have faithfully made payments on my loans ever since the in-college deferment wore off. But paying $500 a month on my loans is killing me. I am a single professional adult who is just trying to be a positive member of society. I have not and will not file for bankruptcy (my mother would disown me), I do not use any government subsidies, and I am drug free (my mom would kill me then disown me at the funeral/prison).

I recently went through a natural disaster and lost everything I own. I have gotten my house back to livable, but can't afford to save money for more improvements because of these horrendous payments!

I'm drowning in debt and unless someone helps me, I'll be drowning for 18 more years!

We are a family of three and currently our take home pay is $1760.00 which is not enough money to cover our daily/monthly expenses. I am no longer employed full time and went from a $65,000 a year job to zero. My husbands company was forced to file bankruptcy and his pay was cut from $2400.00 per month to $1760.00 per month.

Our daughter is a senior in high school and is currently not employed. We have one car paid off but are still paying $615.00 per month on the other vehicle. Most of our credit cards are paid off but the ones that are not have been sent to collections. We have a couple old personal loans that we are still paying on. We have several past due Payday loans outstanding and the fees continue to accrue until they are paid off. We have already borrowed from family members so that is no longer an option.

The money will be used to help pay our utilities, rent and food for the three of us and food for our dog and cat. The utilities consist of lights, heat, water, sewer, phone and mandatory city garbage pick-up.

Also, we currently do not have medical insurance so have not been able to have exams or see a doctor for unexpected injuries. Anything would be appreciated to help us get our lives back on track again. Thank you for reading this. Have a good day.

I moved in with my girlfriend 2 months ago. I left Boston to come be with her in NYC. My work had run dry until April. She had just been evicted from her apartment by a slumlord landlord who stole her belongings. We were living from paycheck to paycheck. Supporting each other as best we could. We didn't have enough money to get an apartment of our own, so we got a one month sublet, which ended up being a nightmare-living in a closet with our 2 cats, and dealing with the scum of the earth roommates who made us feel uncomfortable, unwelcome, and awful. During that first Monty, we spent our savings just living. We both work in the creative fields, myself a musician, an she an actress. Work was spotty at best. We borrowed money from friends and family, feeling terrible about ourselves every time. Mid-month, I decided to file for unemployment. (something i had never thought I'd ever do)
The money we were expecting from that would have paid her union dues, giving her a pay bump by about 400%. This would have enabled us to not only survive, but get on our feet and pay back our friends/family. About a week and a half after filing, my boss calls me and tells me I can't file, or he'll go out of business due to the fact he's never paid insurance on his employees. He convinced me he'd cover my unemployment pay (totaling $4,343) if I agreed to recind my claim, thus saving him tens of thousands of dollars in back-taxes. I agreed. As soon as I'd done that- he tells me his lawyer advised him not to do that, and that he never agreed to that in the first place.
I have now been playing phone tag with my unemployment agent for weeks trying to restart the claim, and have the state go after him for the money he owes them.
Meanwhile, at the end of January, we had to move again. We couldn't find a place in time, and ended up staying in a motel in Stamford for a night while we made appointments to see a few places. We awoke to the front desk and housekeeping ladies banging on our door, telling us we have to leave or they'll call the cops. We are still fighting Hotwire.com for charging us for that.
Luckily, we found a place that night. The expenses of having to move though, totaled over $500. (rental car, motel, storage)
The apartment we are in now is shared with 4 other people. It's a two bedroom. There are 3 people sleeping in the living room. There are cockroaches. We once again have to move out, by March 7th. We have applied for foodstamps. (they have yet to be approved)
This time around, we have no money to move with. Our resources have been tapped. We are out of options. Work is still spotty, and we have borrowed from everyone we know.
We have a week to come up with rent, cell phone bills, and moving expenses. Nevermind money for food to ear everyday. (as I type this, we are preparing to go out and sell some things for food money)
I have never been this scared in my life. I doubt that writing this is going to make a difference, but I have to try everything.

If anyone reading this wants a specific number that would get us out of this- its $5,000. Here's the breakdown:
$1,000 rent. (not counting a deposit)
$1760 my girlfriends union dues (which means she makes enough to get us on our feet)
$175 storage fee
$250 cell phone bills (it's a month late, an we're on the same plan)
$130 car rental to get our stuff out of the apartment
$40 rental car gas (they charge $9 a gallon if you don't fill the tank when you return the vehicle)
$1,000 for food for the two of us and cats' supplies. (food,litter)
And the rest would be to pay back some of the people who've already been there for us helping us along the way.

Please. Please help. We are a young couple in love. Scared. Trapped. Out of options.

Thank you for reading, and I hope you will find it in your heart to consider helping us.

It was 1994 & I met & fell in love with my soul-mate. Unfortunately, I was a young dumb 22yr old who wouldn't keep a job. She dumped me. Fast forward 17yrs & thanks to facebook we are back together. All my dreams have come true. But things are not as great for her. She lost her house of 11yrs during a load modification & had to file bankrupcy. She refuses to rent because she as 3 Great Danes that she loves to much. They are wonderful dogs. She now has bad credit & I have NO credit. But We do have $10,000 saved for a house, but every time we go on williamsauction.com we are always out bidded by $2000-$8000. I can't let her down again (or her dogs). We love each other to much. Please help us & the dogs buy a house. Thank you!!!

We are a family of three and currently our take home pay is $1760.00 which is not enough money to cover our daily/monthly expenses. I am no longer employed full time and went from a $65,000 a year job to zero. My husbands company was forced to file bankruptcy and his pay was cut from $2400.00 per month to $1760.00 per month.

Our daughter is a senior in high school and is currently not employed. We have one car paid off but are still paying $615.00 per month on the other vehicle. Most of our credit cards are paid off but the ones that are not have been sent to collections. We have a couple old personal loans that we are still paying on. We have several past due Payday loans outstanding and the fees continue to accrue until they are paid off. We have already borrowed from family members so that is no longer an option.

The money will be used to help pay our utilities, rent and food for the three of us and food for our dog and cat. The utilities consist of lights, heat, water, sewer, phone and mandatory city garbage pick-up.

Also, we currently do not have medical insurance so have not been able to have exams or see a doctor for unexpected injuries. Anything would be appreciated to help us get our lives back on track again. Thank you for reading this. Have a good day.

We are a family of three and currently our take home pay is $1760.00 which is not enough money to cover our daily/monthly expenses. I am no longer employed full time and went from a $65,000 a year job to zero. My husbands company was forced to file bankruptcy and his pay was cut from $2400.00 per month to $1760.00 per month.

Our daughter is a senior in high school and is currently not employed. We have one car paid off but are still paying $615.00 per month on the other vehicle. Most of our credit cards are paid off but the ones that are not have been sent to collections. We have a couple old personal loans that we are still paying on. We have several past due Payday loans outstanding and the fees continue to accrue until they are paid off. We have already borrowed from family members so that is no longer an option.

The money will be used to help pay our utilities, rent and food for the three of us and food for our dog and cat. The utilities consist of lights, heat, water, sewer, phone and mandatory city garbage pick-up.

Also, we currently do not have medical insurance so have not been able to have exams or see a doctor for unexpected injuries. Anything would be appreciated to help us get our lives back on track again. Thank you for reading this. Have a good day.

Without telling you my whole life story and perhaps making you cry for hours, I'll highlight some of the big things that led me to this site.

I grew up with one parent. My mother, who struggled to make ends meet working as a CNA. When I was 16 I had two jobs to help with the bills my mom had.

When I was seventeen I was sexually assaulted by a supposed friend and conceived a child which I of course kept. I had my daughter only four days after graduating high school with very good grades.

Went to College for criminal justice in hopes of becoming a law enforcement officer or work at a correctional facility. Then I met a guy I fell in love with, we had a child together. He asked me to Marry him, and then 6 months after we got engaged, left me for someone ten years younger than me.

Here I sit. Single Mom, two kids. I did graduate college, and get a job in my field, however that isn't helping at all with catching up on all the bills my ex left me with and my student loan debt which is in default because I'm going paycheck to paycheck.

I don't qualify for any type of help, I wanted to file bankruptcy however an attorney is at least a thousand dollars which would take me like two years to save up for so I'm trying to file that myself to help my situation. My family is dysfunctional and I have no rich uncles or grandparents.

I dont understand why god thinks I have such strong shoulders! I can't carry this burden of life I have. It seems like there isn't a way out!! I'm facing losing my home, my paychecks that keep me going due to student loan ganishments, and I'm so stressed out I ant even think most days. How did I get here? I ask myself if I'm that bad of a person Karma has to hold me down and suffocate me?

I wish I could get any kind of help in life, even someone to tell me what to do!! I tried donating plasma but they kicked me out because my veins roll, I can't get anyone to hire me for a second job with the hours I work, and damnit my life just flipping sucks!!!!

Thanks for reading, I hope your life is better than mine is.

I am a 29 yearold divorced father who is financial doom. i was married young, and divorced young. my wife was physically abusive for a long time but because of the way that the legal system works, she has custody of our 7 year old son. i was taking online classes while married, and when my wife and i split up after the last beating she gave me, she took the computer and i didnt get to finish school, because i was in a town where i knew nobody but my ex wife and her family and i didnt have a computer to do my work on. i am now $30,000 in debt because of the student loans that i took out and i have no way to pay them back and still pay my bills because i never got to finish. i had a 4.0 grade point average when i had to stop. after the divorce i moved back to my home town and and got a good factory job, soon after my wages started to be garnished because of the school loans. i was only bring home around $100 for a 50 hour work week. i couldnt afford to pay my bills and eat. and it wouldve taken 11 years of garnishment to erase my debt. i would file bankrupsy but i cant afford a lawyer. i am now waiting tables because they cant garnish the cash i make, but it barely enough to pay my bills, and my financial situation will never get fixed. my son is my best friend, he was 3 when we divorced and e is 7 now. he have maintained a close relationship in the years since the divorce and i would eventually like to have the finiancial ability to fight for custody to get him away from his abusive mother and give him the attention that he deserves. my hope and prayer is that someone who has the ability, kindness, and interest in my little life, will make a contribution to make ita little easier to live.

Hi my name is Jeff I live here in NV. I’m not sure about this, I never been in such a need for money before let alone having to ask is not easy for me, I know a lot of people are struggling. Not too long ago we had the best economy in the US, now it is the worst. Getting a full time job here is almost impossible, my wife used to be an Accountant; I use to work as a service technician for a water company. My wife got laid off 3 yrs ago and now works pt. for Jack in the Box. I got laid off 2 yrs ago. It took me 6 months just to find pt. work for a Rent a Car agency. We managed ok using are credit cards hoping things would become better. We ended using all are credit and had to file bankruptcy. To make matters worse I ended up getting fired from my pt job, Due to a sleep disorder from depression and anxiety I have, I ended up crash testing too many of our rental cars. We are now 3 months behind on our Mortgage about $2400 And to top it off our home furnace went out 2 months ago we have nothing left for any expenses, its taking everything we have left to pay our bills and child support in which I refuse to get behind on my son and wife are my life, I just wish we could feel warm again. Our furnace could be repaired for about $2000 but any donation would be very grateful. Thank you so much Jeff

Hi there...
The whole idea of asking for money makes me sick to my stomach. I have never been a beggar or a person who wanted charity. But I honestly have no other choice anymore.
My story starts in 2009 with my ex girlfriend, whom would turn out to be the worst thing that ever happened to me. I'm not going to play the blame game, because I have forgiven her since. However I am left with the lasting damage of that relationship.
We had dated when we were young, she had cheated with a friend and I had left her, but i always loved her most of all and was eventually able to forgive her later. I was a fool for love. This is where the trouble starts, we had begun to talk again in early 2009, and soon a relationship developed between us once again. By this time she had a daughter who was 7 years old. I moved to another state to be with her and her daughter, after awhile I loved her daughter as my own child. I took her fishing with me every chance I had. I did not realize it before I had went down there, but her family was a real problem. They took to controlling every aspect of her life, even going as far as taking her mail out of her mail box and reading it. From the very start I has hated, I could not be controlled or told what to do, though they tried. Later in the year I was working and I thought things had improved, they grudgingly accepted me.

I am not a cruel or an evil person, I am always firm but loving when it comes to discipline. There had started to be problems at school and home, with tantrums, and destructive behavior. My ex and I talked about it and we tried everything, nothing seemed to work save simple old fashioned spanking. When she threw a tantrum one day and wrote that she hated us and left it on a note where we would surely find it, and broke her own window in her room. I knew something had to be done, this was totally unacceptable. So I spanked her, not hard or vicious like i got when i was a boy. But just my hand. I left a red mark, not welts or bruises a red mark. Of course being a little girl, she tended to talk and tell everyone EVERYTHING. She told her grandmother about it, and that was it for me, suddenly i was this horrible terrible person. My ex and I quarreled about it a great deal and I left for awhile just to get my head around things and see if it was worth saving.

I decided to leave, and I went home back to indiana where i was from, I left with a broken heart, but i knew the situation couldn't be fixed.
There were other things going on at the time I did not become aware of until later, one was that my ex was pregnant. She later admitted to me that she had been smoking while pregnant, drinking, taking more and more prescriptions, and when she finally told me about it she told me she was glad she had miscarried.
I have never forgotten that statment.
Now here is where the real trouble begins and why I am in such desperate need.
The child told her teacher, and child services became involved, as they always do and will for any reason.
Eventually it got turned over to the sheriff's office to see what they wanted to do with it. Now enters the grandparents into the equation.
The pushed it hard even against my ex's wishes, and managed to get them to file charges for child abuse and issue a warrant. A warrant I didnt even know i had until christmas time 2010. I was picked up and detained for extradition over it. The following monday I was released, I was informed that they didnt want to come get me. I called my ex, and she told me that she had told them to drop it, we talked and talked, she begged me to forgive her for all that happened, and eventually i did, for some reason I still felt like i couldnt live without her. So we continued to talk up until july of 2010. When something happened, grandmother got curious wondering what these numbers were on the cell phone bill. She confronted my ex and she told her that she had talked to me. Ever since that point I have this "open case" listed publically on my record. After about 10 interviews I discovered that was the reason I couldn't have a job. Who would want to hire a "child abuser" anyway? Here it is febuary its been about 8 months without work. I lost my place, and nearly everything i own, I even lost the will to live. I live with my parents now, and I know im a burden to them. I'm thinking about it everyday. It is tax refund time now, and I have half of what I need for my lawyer to try and fix this horrible mess. He is of the almost certain opinion this will be completely dropped, and I can have a job again, and recover somewhat of a life. If you can help please help, I am a desperate man, and I want my life back, I need it back, I cant take not being able to work, and being a burden to my parents who are dirt poor!

After 19+ years of marriage, I divorced just over 1 year ago. My ex-husband & I have 2 children; a high school senior & a college sophomore. During our kids' early years, my ex-husband's salary allowed me to be a stay-at-home mom, which I loved. His employment involved extensive travel & many moves; 8 moves in 19 years. I supported the moves & the job changes, including a failed franchise in which we lost over $150,000. I earn $25,000/year; he earns approximately 6 times more; however, the divorce settlement saddled me with $60,000 of credit card & loan debt. I was emotionally drained, out of money & agreed to the terms. He is 16 years my senior & near retirement. A prenuptial agreement bars me from any of his retirement. He earned the money, and I am not bitter about the retirement aspect. I have stopped paying the credit card & loan payments as rent & car payment are more important. His girlfriend is a wealthy widow with 3 homes & a Lexus. I don't want to file bankruptcy, but I believe that's my only option. I do not have a college degree. I have a good job with good health benefits. I work for the state of WI, have not had a raise in 3+ years and do not see a raise in the near future. I have taken on a 2nd job. I have no need for vacations or material possessions; I do want is to live a life where I am not afraid to answer the phone for fear that caller is a creditor. I would also like to contribute to our children’s college education. I sincerely thank you for your time.

recently ive lost my job and my bills are pilein up in a hurry i dont qualify for unemployment and my tax returns were taken by h and r block since i only got back 350 and they charged me 300 to file my taxes... please can somebody help me i need 250 in the worst way please

We are a family of three and currently our take home pay is $1760.00 which is not enough money to cover our daily/monthly expenses. I am no longer employed full time and went from a $65,000 a year job to zero. My husbands company was forced to file bankruptcy and his pay was cut from $2400.00 per month to $1760.00 per month.

Our daughter is a senior in high school and is currently not employed. We have one car paid off but are still paying $615.00 per month on the other vehicle. Most of our credit cards are paid off but the ones that are not have been sent to collections. We have a couple old personal loans that we are still paying on. We have several past due Payday loans outstanding and the fees continue to accrue until they are paid off. We have already borrowed from family members so that is no longer an option.

The money will be used to help pay our utilities, rent and food for the three of us and food for our dog and cat. The utilities consist of lights, heat, water, sewer, phone and mandatory city garbage pick-up.

Also, we currently do not have medical insurance so have not been able to have exams or see a doctor for unexpected injuries. Anything would be appreciated to help us get our lives back on track again. Thank you for reading this. Have a good day.